Let's talk about Digital P.E.R.A.

[@hence993]

Thank you Sir Randell and Sir Deanno for this very informative and comprehensive explaination on P.E.R.A . very looking forward on this 🙏

[@varyhow9182]

This has deeper perspective on retirement prep.

[@TheBiblicalFinance]

Hi sir Randel! Thanks for this video. Very informative. God bless po.

[@randellphils]

God bless too!

[@edceldelacruz]

thanks for this sir! very informative. mas na intindihan ko na now. kahapon lng ako naka open ng MP2 account online and planning to open PERA. hehe

[@randellphils]

Good job! Keep it up.

[@shyboyrobert2750]

Thank you for sharing this love ampler

[@princeheusen3723]

What's the best type of investment available in PERA considering for a long term and short term? How much is the fees or charge after you choose your investment products?

[@randellphils]

For long term, I would prefer equities

[@vingasolinetv3703]

waiting for aproval. kasi gusto ko ng mag umpisa. i hope ma aproved na para makapag settle.

[@philipgeorgeburce]

Boss Randell, I have stocks and planning to invest in pera for my retirement but turning 40 yo, do you recommend pera equity fund and balanced fund still? I'll appreciate your response 😊

[@bulldogrocks]

I thought they discourages PERA because it was not sustainable to the firm offering it.

[@randellphils]

They steamlined and made it available online

[@aissarosedublin-nueva7287]

Thank you sir Randell for this video. Just want to ask until what age are we allowed to contribute to PERA? at age 65 only? or can we still contribute until age 70's?

[@randellphils]

I think up to 65

[@risefortunado3557]

Thank you very much Sir Randell! Big help new learnings very informative po. I just want to know how much can we start investing? May minimum amount po ba?

[@randellphils]

P1000 for BDO and P5000 for Metrobank

[@kewl800i]

Between PERA or Mutual Fund (e.g. Philequity) ano po ang mas okay? I am already invested in Philequity intended as my Retirement fund

[@randellphils]

PERA will have tax credits

[@titopicolo1639]

Is it also available for OFW currently based outside the country? can they open an account?

[@carlalangoey2910]

May makkuha parin ba ang beneficiary if bigla akung namatay sir?

[@AntInvesting01]

hirap po sa BPI also 1 month na po wala pa din po sila respond

[@katrinapineda6873]

Should I open through BPI or Seedbox? I inquired about this in BPI over a year ago but they are not aware of it hahaha

[@randellphils]

You can go to BPI and apply physically. If yoi want to do it digitally, you can do it via Seedbox

[@tatoyyyy]

Why are non-OFWs getting the shorter end of the stick? We only get the tax benefits based on a 100k/year max contribution while OFWs can contribute up to 200k and get the tax benefit? Genuine question.

[@randellphils]

That is a good question

[@karengolosino4059]

Guaranteed po ba yung capital natin sa PERA since investment po siya and merong risk?

[@randellphils]

Not guaranteed

[@johndelmarroasa1714]

Pwede po ba akong mag open ng pera account physical s mga accredited n banko? Salamat po

[@randellphils]

Yes

[@trendingvideos9507]

Okay lang ba 1k everymonth lang hulog ko?

[@randellphils]

Thats a good start, as your income improves add mo na lang

[@lareigng7804]

Hello Sir. HM to open?

[@randellphils]

P1000 only

[@lareigng7804]

Wow! Will inquire fr banks.

[@jamesrusselramos5130]

Paano po makiclaim yung tax benefits?

[@jamesrusselramos5130]

Anong advantage ng tax benefits for OFW?

[@randellphils]

As PERA administrator, ATRAM is responsible in filing (via Online system PeraSys) the Tax Credit Certificates (TCCs) for all the contributors under its administration. Once the filed TCCs are approved by BIR, ATRAM will be responsible for printing and handing the TCCs to the contributor. The contributor will be required to pick it up in the ATRAM office.

[@jamesrusselramos5130]

@@randellphils does it have an expiration? How about for OFWs? Is this transferrable?