The 6 Best Charles Schwab Index Funds to Buy and Hold for Life!
HTML-код
- Опубликовано: 6 фев 2025
- Looking for the best Charles Schwab Index Funds? Look no further than this video! In this video, we'll share with you the six best Charles Schwab Index Funds available to invest in.
Charlie Schwab is a well-known investment advisor and his funds have consistently outperformed the market over the past few years. If you're looking for a solid, diversified portfolio that will give you good long-term returns, then you should consider investing in one of Charlie Schwab's Index Funds!
-Check out our new course, Index Fund Pro: mastermoney.co...
-Instagram: / mastermoney. .
-TikTOK: / mastermoneyco
==================
FREE GUIDES:
Check out the free guide on where to put your money in what order!
www.mastermone....
Here is the free How to Ask for A Raise ebook!
www.mastermone....
==================
USEFUL RESOURCES:
The Year-End Money Checklist mastermoney.co...
The 75 Day Money Challenge mastermoney.co...
Finally, Get That Raise mastermoney.co...
Best Personal Finance Books: kit.co/MasterM....
==================
ABOUT ME 👇
My mission is to provide my viewers with all the tools to build generational wealth.
On this channel Andrew Giancola reveals all of his personal finance, money, investing, business strategies, income sources, stock, and real estate investing tips so that you can build more wealth than you ever thought possible. Discover how to increase your income at your job and create multiple passive income streams that work for you, so you have the time and freedom to do what you love. Whether that’s travel, or having freedom from your day job. You will learn how to invest to create wealth in stocks, index funds, real estate, building businesses, and side-hustles. You will learn how to save more money, get a raise, set up simple budgets, build habits, personal growth, and money hacks that will take you to the next level with your finances. Take control of your money so you can live a stress-free, rich life. Anyone can be wealthy, Andrew will show you how. Hit subscribe and get ready to change your life.
Subscribe if you are interested in:
#Investing
#Stocks
#financialindependence
#makingmoneyonline
#sidehustle
#passiveincome
==================
DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your own research. I am sharing my opinion.
AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.
I always suggest reinvesting, if you have to live off dividends on ETFs or earnings in retirement.
I reinvest my ETFs dividends 100% and will do so for years growth.
I am so big on stocks and it has worked well for me, but I also like to have a well balanced, low-cost set of ETFs that keeps the money in my pocket. I would love to maintain a similar effective approach on ETFs.
Have you considered the possibility of cashing out some of those dividends for paying off your monthly expenses, instead of re-investing them? Bcos I need a lot as rent, inflation alone eat up almost all of what I make.
tbh I keep compounding, adhering to well established structure from a professional, can bring tremendous value! I’ve trimmed, added also and now my average growth has increased in the past year while participating behind a top performer. I put in 65k few years back, now effectively remits over hundred k and increasing.
Kenderdine a lot of people let their dividends ride for the long-term given its solid returns effects overtime
Watching in my 40s... And only just starting I feel so behind!
Gotta start somewhere
Keep going mate I started at 41... was in 13K debt and living in my overdraft. I'm now debt free have a 45K emergency fund. 55K saving pot and just surpassed 500K. It's good to have a nice balanced portfolio... I am almost 44 now!
which companies would you recommend or where should I invest a hundred K to get the best returns right off the bat? I have just opened a Schwab account and its my first time investing I have just started and I am depositing 20% of my monthly salary I am scared because I don't know what to do now :D
I lost a lot chasing individual stocks and I feel pretty silly for not understanding how investing works. I have a double major in economics but I’ve been trying to make sense of the market. Well done on profits!
Keep it simple, buy things you understand, take some risk but don't try to shoot the lights out. I’m invested in ETFs, equity index funds, and individual stocks and use a CFA. On average, she takes an agreed %age off earnings, but using *Lina Dineikiene's* system makes it much more hands-off. I conservatively follow her recommendations and market entry and exit points, and tbh this makes it fairly simple for me... I am convinced it's not just hard work but smart work :-)
I have most of these in my Roth IRA in Schwab account
Thank you! I'm a high schooler and this is so helpful for the future!
Great video Andrew. Schwab is one of my brokerages so I'm going to get most of these there.
I personally think JEPQ is a really solid ETF.
Big ups to everyone working effortlessly trying to earn a living while building wealth. I’m 63 and my husband 65 we are both retired with over $3 million in net worth and no debts. Currently living smart and frugal with our money. Saving and investing lifestyle made it possible for us this early even till now we earn monthly through passive income.
Nice one .Any investment tip?. I would love to know how you made it this far
Alright so generally, investing requires higher knowledge. For this reason, It's important to have a solid support structure (financial consultant) to guide you through especially in asset picking. I operate with REGINA LOUISE COLLARO an investment advisor who partners with a licensed wealth management firm. For the record, the experience has been the best for my finance. She is quite popular for her services so you might have heard of her.
She made me financially stable investing through her help, now I earn on a monthly basis through her passive income strategy...So I’ll advise you do get a good Investment advisor for yourself.
Impressive Stephanie! Your investment advisor seems quite skilled. I've come across success stories of individuals enhancing their financial stability through advisors. Could you provide further details about this individual?
@skoopqueen she is easy to find , make a quick research of her on the internet with her name Regina Louise Collaro and leave her a message .She works with anyone independent of their location.
@@stephaniefythmI am one of many people who has benefited from investing with Regina Louise Collaro, and you are right. When I lost my work due to COVID in 2020, I had no reason to live, and it will always be a memorable year in my life. I owe Regina my life since she made it feasible for me to live well through passive income. To be very honest, I believe she is an angel who was sent to assist individuals who are through financial hardship.
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second daughter. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks.
@@FlorentGulliver Quitting may not be the best approach if you ask me. This is where an AI comes into the picture. I barely have time to trade myself as my job swallows up most of my time. MARGARET MOLLI ALVEY, a licensed fiduciary whom has made me over 5 figures in profit in less than seven months, handles my investments. I could leave you a lead if you need help.
@@zubairadamu2477 Oh please I’d love that. Thanks!
@@FlorentGulliver MARGARET MOLLI ALVEY
Lookup with her name on the webpage,
Very good video but I have a question, if I choose to reinvest the dividends and capital, would this mean that I would not pay taxes until I want to leave the index? Or how often are they paid and declared? thank you
Taxes still have to be paid for reinvested dividends while in the fund.
I have invested in four Schwab mutual funds SWPPX, SNXFX, SFLNX, AND SWOBX. Is this a bad strategy? The only one lagging a bit is SWOBX. Overall my portfolio is doing fine, but it is carried by SWPPX performance. I’m 64, retiring next year, but do not need the portfolio for retirement income. I will have multiple pensions in addition to social security. Thanks in advance. Cheers
If they fit your risk tolerance it’s not a bad strategy in my opinion. It is awesome that you have those pensions!
@@mastermoneyco thanks for the quick reply. These funds are in a Roth IRA and as said earlier I have no plans to touch it in the near future, will just continue to contribute. Yes, I’m very fortunate to have the life time pensions for stability. Thanks gain. Cheers
As the saying goes, don't put all of your eggs in one basket. It's always good to diversify your investment portfolio. I do my 401k, index funds, stocks, crypto and gold and silver.
Considering that ETF's usually charge lower operating fees are there any Schwab index ETF's that perform as well as the funds mentioned above, thanks.
these funds always most of the time charge lower fees than vanguard or s&P
New investor here. If anyone can chime in and give insight that would be amazing. I’m 22 years old and I’m just starting out investing, is it ideal to invest into an S&P 500 as well as a total market fund or should I just go all in with one or the other?
Don’t have all your eggs in one basket, it’s good to have others to rely on
Where did you get these graphs?
Many thanks for the speed of your vid, Andrew! I appreciate how easily you crammed info into your presentation & kept it short. Many thanks! :-)
Glad it was helpful!
i'm so behind on these myself and nearing 50. do these funds apply to schwab 401k as well?
Could you do an update on this video? I am looking to invest the money from my old 401k and have a new account at Schwab.
I just started a schwab account, I'm clueless and desperate to do something my life has collapsed in a horrible way and i really need help. I'm starting with watching videos but i still need advice. Any thing helps, please. Thank you
I buy SCHD and reinvest the dividends (DRIP)
Why mutual funds instead of ETFs. Better tax structure and tradability.
Hey I know im late to youre video but would you be able to answer my question, i just started investing I have invested into the schawb etfs I have SCHA, SCHF, SCHX do you belive they will give me a good return im 19 yearls old right now trying to get stated with building a Portifolio
Bond fund return compared to inflation, no thank you. Bitcoin!
SWAGX or SWRSX?
Vtsax is cool, but the minimum investment is $3000
Look at the ETF version which is VTI and requires little to No minimum to invest?
@@jamesklapetzky8633 roger that!
Is contributing to Index funds limited (such as Roth IRA contributions yearly) and does contributing to Index Funds affect how much I’m allowed to contribute to IRA & Roth IRA yearly?
Sry…my knowledge base is low for investing and totally new to IFs.
no unless you are buying index funds inside your ira accounts
I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.
@AustinWalker67 That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well
@AustinWalker67 I will give this a look, thanks a bunch for sharing.
Sorry to hear about your situation. The only remedy is to lower your standards of living. Don't pull money from retirement savings. Set aside emergency savings amount for out of ordinary expenses like down water heater or other home expenses. Don't buy on credit unless it's necessary. Build a budget plan and live by it. Good luck.
Good video! One small critique, Charles Schwab index mutual funds are not new for the most part. SNXFX, SWPPX, and SWTSX have been around since the mid 90s (Nearly 30 years). SWLGX and SWAGX are relatively new. Most of their ETFs have been around since 2010.
If you poor and want your Rich step 1 and step 2 and so on way back to Rich is ?
Thank you for this. Would these be good to chose for custodial accounts for children as well? Ages 8 &12
Really good question….i don’t see a reply. I have a young child also….have you found an answer to this? Happy New Year👍
Winona Way
Enjoyed the video, but IMHO, this is a crazy point in time to be in equities. I'll take 5% Tbills all day long for the time being.
Sure, if you're younger than I am and you have a very long time horizon, you'll probably be ok in equities, but even in that case, do you really want to take enormous risks?
50% drop means you need 100% gains just to break even.
It sounds like you are investing the right way for your risk tolerance which is fantastic. I’m willing to ride the wave long term and take the ups and downs.
Interesting strategy. A persons age plays a big factor. Hold old are you?
@@DanielSuarez-zn8iw almost 64. Still in Tbills.
Great informative video thank you
Mackenzie Fort
Mertz Streets
Volkman Garden
Thanks for your podcasts!!! My wife and I are both nurses. We never could seem to get ahead even though we make pretty good money. We just discovered you this year and have already learned so much!! Thanks for your awesome informative content!
I am so glad you are enjoying the show!
Give em what I owe repaired keep going
Kertzmann Branch
O'Hara Unions
Moral of the story , always vanguard your money 💰
I love Vanguard.
Please keep the names of the Funds up while discussing it . Thank you for good solid information.
Powlowski Island
lol thumbnail!
I gotta Ride to the core
Thanks so much , really been motivating avid podcast listener and you give practical advice
I’m glad you are enjoying it!
Antonette Loop
Paucek Village
Tomas Stream
with etfs. do you have to activley be selling to make profit? or do you continue adding and in the long run it increases in profit? only asking because looking at the 10-20yr chart some havent moved much. thanks
I never sell. I hold for the long term personally.
@@mastermoneyco Thanks!
Please slow down your talking speed. That would really help. Thanks
Go to settings, playback speed, and set to .75.
They left me with a warehouse
Why old you need help digitally
Great video and very informative. Thanks👍
Thanks! 🙌
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family..
I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second daughter. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks....
@@ClarieZwiehoff Quitting may not be the best approach if you ask me. This is where an AI comes into the picture. I barely have time to trade myself as my job swallows up most of my time. *MARGARET MOLLI ALVEY* , a licensed fiduciary whom has made me over 5 figures in profit in less than seven months, handles my investments. I could leave you a lead if you need help.....
@@WilmaHochmuth Oh please I’d love that. Thanks!
*MARGARET MOLLI ALVEY*
Lookup with her name on the webpage.