I'm a Student in Germany. Here are some things about how I live, in no particular order. I pay around 170 € per Semester in tuition fee's and no other extra costs. About 40€ is administration fees, 130€ is for the public transport ticket (All Students must buy it to keep the cost for all students low, solidarity principle), which gives me free access to all public transportation for the city I'm studying as well as two other cities in the region and the regions surrounding them. For 14€ a month I can also get the Deutschland Card, giving me free access to public transportation in all of Germany, with some exceptions like high speed rail. I get a little over a 1000 € a month from the government (Bafög) to pay for my living expenses while studying. The amount the government gives you is dependent on you parents income, and I come from a very poor background. I have to pay some of it back after finishing my studies, but the amount is hard capped at 10.010 €, no matter how much I was given. Additionally I pay almost no taxes for a job on the side, but how that works is somewhat to complicated to explain. I live in the middle of the city in shared apartment and pay about 250€ for everything (rent/utilities/internet). Admittedly this is very cheap, even for the local standards. The city I live in has multiple castles, which I walk to regularly. A lot of the city has a magical medieval flair. The university I go to is more than 600 years old. I can easily walk into nature (maybe a 20 minute walk) and am always happy to see the wildlife (Deers, Birds, Beavers etc.) while on a jog. I will never have to worry about medical debt, lack of treatment, or homelessness. If I want to go on vacation I can just fill a backpack and book a high speed train somewhere. I love Czechia and the Netherlands, which I have visited multiple times. Taxes and social security aren't too bad, I worked a few years before going to university. Even in the worst case (tax bracket shenanigans and overtime) I don't think I ever hit 50%. Gladly paid them for everything I got in return, and knowing my fellow citizens are (mostly) well cared for. I grew up in the US. The EU and especially Germany and neighbors are the closest humanity has ever gotten to paradise on earth and I don't think I could ever leave.
About Hamburg's geography: The Elbe river splits and forms islands between its two arms before they unite again. Those islands were separated by smaller streams and creeks. In former centuries only communities of fishermen and boatbuilders or basket-weavers (lots of reeds and willows) lived there. Then came the modern times with its demands for quaysides for larger and larger ships and those communities had to make place for the enlarging harbour. Unlike British harbours with lockgates and docks the harbour was left open to the tides. In the time between the 1880s and the early 1900s a vast area of those parts that had become slums along the canals were changed into that warehouse-quarter that recently became a Unesco world heritage site. The idea was that cargo from the big ships was first loaded onto lighters that were then towed into those canals, brought alongside the warehouses to be unloaded there. Those warehouses had access to rail or road on their other side. This was the way the harbour worked until the container came and made those warehouses largely obsolete. The entire warehouse quarter was surrounded by water or fences as it was a duty-free zone. Custom officers were on duty on the numerous bridges and gates that surrounded the area. That is now history, the paperwork when goods are imported to German or EU-buyers is now done online. The main port with its container terminals has moved across the river to new sites anyway.
Your 100 Euro question: - If you live below the poverty line and are dependent on state/public/social benefits, you do not pay any taxes. - If you live above the poverty line and can support yourself, then 76.50 euros remain from 100 euros of income after deducting compulsory taxes and compulsory health insurance. - From here the tax gets higher the more you earn. The maximum rate means that out of 100 euros, 58 euros remain after taxes/compulsory health care. But remember, you have universal healthcare, e.g. access to all doctors/specialists/dentists at no additional cost. A social safety net so that you don't immediately become impoverished if you fail personally, there is public transport everywhere ...etc, etc, etc.
If you earn 50k a year as a single, you pay 35% for taxes, health insurance and pension. With 100k a year you keep 58% overall. But there are tax deductions for married people and especially having kids. Sounds like a lot, but if you deduct all the services you have to pay, that are free or cheap here, from your take home pay in the US, it's really not.
What percentage is income tax? The wage tax is between 14 and 45 %. It depends on the taxable income and your tax class. The higher your taxable income, the higher the wage tax. If you earn a lot, you pay a lot ... but just 45 % But, it is very good ... The advantages you enjoy in Germany: - pension - health insurance - You can be sick for up to 18 months with a shortened content - 30 vacation days - an average of 8 holidays a year extra - Favorable cost of living - School education for free - Working training we tampered with a salary (3 years) Germans complain a lot about problems ... and do not know how well they are doing, on the contrary to the rest of humanity :) -
Nice video and nice work as always. I am from Bremen und decided recently, to talk about exploring my hometown on bike. Bremen is the greenest "big" town in Germany
D, yes we have "Ghettos" and homeless people here too, BUT we try to provide, especially in the winter, for rooms, where they can live. Some are so used to living on the streets, that they do have problems to stay in rooms. "Ghettos" are more quarters in big cities where fugitives live. If they get a job with a good employer (yes there are some of those, especially family owned), they will try to find a good apartment. We have social housing interwoven with the "normal" living quarters. The kids can play with all the others and learn more. Ohh, we are not ideal, but with a little help to each others, we can make it work. Be safe man, retirement in Germany might be much more than just a dream. Elmar from Germany
As a German 30% of my paycheck go for taxes. But this includes my retirement pension, my insurance for unemploiment and my health insurance.Type Ashton, an American vlogger residing in Germany, has done the math and came to the conclusion that the US tax burdon with all the extra local an state taxes isn’t much lower.
60% is absolutely funny ^^ its arround 35 to 40 % it depends on how much your income is, how many kids you have, if you are married and so on. but now you need to calculate what you have left in the usa after paying healthcare (and keep in mind, healthcare is not a tax in germany its a member fee.its important to clarify that because our gov. has no access to this money then) and education (i believe including education you are way above 50% in the usa) and then you dont even have the other things we get with our tax money like transportation etc ......
In Germany you pay between 30 and 40% taxes. This leaves you with around €60-75 of €100 left, depending on your tax class. Studying and staying in the hospital are more or less free. Operations also cost virtually nothing...
Well basically those were all bigger cities... but there are many wonderful places to live and work as expats in the more rural areas, thanks to public transportation.
The costs of housing in Berlin is still cheap compared to munic or even small cities like heidelberg, where you pay at least 2000 to 3000 euros for a 3 bedroom apartment.
if you like small towns/villages then the village i live in is something for for you. about 550 citizens and no major noises near you. its called hagenheim. the next city nearby is landsberg with aprox 20000 citizens and munich is not to far away. aprox 60km. greetings from germany/bavaria. 😇
Tax depends of you income. At 2200 it will be 30%, at 5000 it will be 45%. All inclusive roundabout. At some point the contributions will be capped. Remember, if you get cancer as a worker at 55, you will easily get your contributions back.
1 semester is not one month, but 6 months ;-)) Health care is not free and is compulsory insurance in Germany. It is deducted from wages, just like nursing care insurance.
I'll give you an example of how many taxes and insurance contributions are dedived from wages per month in Germany. In this example, the monthly gross wage is 2450€ for tax class 3. married and no children. 1940€ remain after all deductions for taxes, insurance and pension contributions. After the tax return, about 1000€ must be paid again once a year. The contributions for insurance include health insurance including medicines, aids and therapeutic applications. Long-term care insurance, unemployment insurance and pension contributions are also included.
One of the big differences with Healthcare (besides the lower Insurance Payments) is that in the USA Doctors, Hospitals and the Pharma Industry charge waaaaaay more than what treatments/medicine costs elsewhere. Just look up the cost for (for example) Insulin in the US vs Canada. So even if the US Government would decide to fully cover everyone, the US Healthcare Industry charges shamelessly and enriches itself.
My deductions are 33% (lower middle class), my brother earns about four times as much per month and has 41% deductions. I hope this information helps you.
The voice over speaks about Heidelberg and the video shows videos from the portcity Hamburg. I guess they did the video in 5min work ;) and when they announced Hamburg, they only showed our lake from above, a parking house and a constructionsite, you did my city dirty 😅😅
Average value - for a mid 30 to 50 year old worker, - single, - not married, - by 100 € > 38% (38 €) will be deducted, - so leaving 62% (62 €) as cash into the pocket and the 38% deduction, it's taxes, healthcare, long-term care insurance, old age insurance, unemployment insurance, etc.
You can say 1/3 is taken for tax and social payment. This includes health-, retirement- and unemployment-insurance. for example: you outpaying is 2000€. After cost for rent, car, private insurance (for life, tooth, accidents, unability to work), tv, mobile and internet as a single, you have ca. 700-800€ for you. this money is for food, social activities, vacation, financial security and so on. sometimes you can say: "At the end of the money, there is still a lot left of the month."😂 One thing at the end: "In my oppinion you are one of the best reactors here. I'm always entertained and happy after your videos. see you in the next one.✌️👏
We don't just have those well known big cities. Living in a little town is often cheaper and access to nature or quality of life might be higher. One should also consider their political or cultural favorites before deciding to life e.g. in Dresden, München or Berlin.
Out of 100€ i get about 62€. 1500€ rent for a 3 room appartement is high depending were you live in germany, i pay about 620€ for rent, water, energy etc, for a 3 room appartement. in my city in average for 3 rooms would be about 800 to 1000.
The rumors are false! Maximum "tax" rate is 42% incl. health insurance, unemployment insurance, pension insurance etc. US lobbyists tell these fairy tales, why do you think? but taxes are complicated in DE
As in so many of these kinds of films, someone is telling something about German cities that every German would see completely differently. Frankfurt is definitely not a "large city". The fact that “fluent English” is spoken in Dresden, almost at the far end of East Germany, is completely new to me. I didn't know that Mercedes plays a role in Bremen. Rents in Berlin are significantly cheaper than in the other big cities in the country. And: a lot of people in Germany speak English - the younger, the more and the better. This is similar in other European countries. Let's come to the facts: From a taxable income of €10,909 for single people and €21,818 for married couples, the tax rate is 14% (starting tax rate). If your taxable income exceeds the amount of € 62,810 (single) or € 125,620 (married), the tax rate is 42%. These are German tax rates. They are different in other European countries. In addition: The general contribution rate for statutory health insurance is currently 14.6%. Half of this, i.e. 7.3%, is paid by the employee, the other half by the employer. By the way: suburbs in Europe are very different from suburbs in the USA. We don't have as much space here and at the same time, of course, we have an infrastructure that has grown over many centuries. This is shown well by Not Just Bikes, whose channel I absolutely recommend. Here I learned a lot about the American way of life and how and why it differs from the European way.
"Living in Heidelberg is also reasonably priced" well someone forgot to tell it to Heidelberger Landlords I suppose :D Heidelberg is currently the 8th most expensive city in Germany when it comes to rent prices
Hi, i dont know the date of the original video, but remember its mostly safer in little citys than in big ones like Cologne or Berlin. It depends also where and when you go to certain districts/quaters here we say Viertel. You might have heard about the latest knife attacks or the big trouble in front of Cologne Dom on New Year party last year.
i work in berlin i have around 3000 euros in a month the tax is 800 euros around so i have 2.1k left or so every month. after tax and health stuff but my rent is only 526 euros for a 3 bedroom flat.
In 2024, the general social insurance contributions will be 14.6 percent in health insurance, 18.6 percent in pension insurance, 3.4 percent in nursing care insurance and 2.6 percent in unemployment insurance.
The most expensive city in Germany for renters is Munich. Second place is Berlin and then Frankfurt am Main. The list of the most dangerous cities in Germany is topped by Frankfurt am Main. There is a lot of crime and drug problems, especially in the train station district. I live nearby and know the areas. There are areas in many big cities where it is better not to go, and certainly not at night. That is also Germany, unfortunately.
Die Kriminalitätsstatistik von Frankfurt am Main ist regelmäßig verfälscht da in diese Statistik auch der größte Flughafen von Deutschland mit einbezogen wird.
I live in Munich and earn about 6800 Euros a month, after mandatory taxes and insurances etc. I get to keep 4000 Euros for a living. Healthcare etc. already paid. The biggest expense when my children were born were the 10 Euro parking ticket at the hospital.
However, for the nominal 6800,-- that appear on your wages-receipt, they say, your employer pays another 40000,-- as their part of your health, pension and geriatric care insurances. (yes, those three are mandatory insurances for any employee in Germany)
Similar here for me in Hamburg. Of my 6000 gross income as a single person I end up with round about 3700 net income. Then just the daily life costs and rent (760€ 72 squaremeter) is added to it …
@@pfalzgraf7527 Employers pay around 20% of the wage in additional contributions, so around 1350€. No idea how you came up with 40k. And this isn't special at all. Even in the US the employer pays contributions to the health care plan, unemployment insurnace and pension.
You can't compare the US paycheck to the german paycheck that easily and here is one example why: You can say, that the average german gives around 35 % of his monthly paycheck directly away for taxes and social security. But what people always forget is the overall cost of a workplace, meaning that the employer needs to calculate almost double of the employees gross payment as personal costs in Germany. This results in a significantly lower average income (germany 51k vs US 80k per year). Another problem is to compare the buying power of your income. And last but not least, there are big differences in consumer taxes, so the taxation of stuff you are buying with your money that was already taxed.
@@WatchingTheWorldWithD In my opinion, the absolute best comparison of gross and net incomes between the US and Germany was provided by the YT channel 'Type Ashton'. These concrete figures can be followed without hesitation. This is 'gold' ruclips.net/video/DWJja2U7oCw/видео.html
"I dont want to hear dogs barking" ... umm ... you're never going to be away from dogs, but suburbia has this thing called the LAWNMOWER and because it is more quiet you can hear it from further away. Currently it is a quiet sunday 1pm/13 Uhr [outskirts of Berlin] ... and I hear birds chirping and the beats from some idiot somewhere that needs to play loud music. P.S.: Berlin has MANY forests and is the perfect combination of "city + nature + public transport + still affordable prices".
Regarding the 100$ Question it depends on what you make anually. Taxes depend on what you make and if you are married/parents etc. I am a Single guy with no kids, I get around 70 Bucks out of my 100
The typical U.S. suburb does not exist in Germany - at least not to such extent. There might be some few places which look superficially similar, but in fact aren't. The problem? There is not much unused land which could be developed into a suburb. Basically each suburb has a long history, often reaching centuries or even millenia back. Your suburb will always be interspersed with infrastructure way older, be it an old church, a school building from the late 1800s or early 1900s, a town hall from the late Renaissance era at a small village market place, and of course public transport. Case in point: Dresden-Nickern: At first glance, it looks like your typical 1960ies high-rise and single-family-home suburb. But the village of Nickern was first documented in 1288 AD, and the old village still exist, along a road aptly named "Altnickern" (Old Nickern). German Wikipedia lists 24 protected historical buildings and structures for Nickern alone. Additionally, four(!) neolithic circular enclosures were discovered, dating back some 7000 years ago. You can imagine them as Stonehenges millenia before Stonehenge was built, but made from earth and wood - call them Woodhenges.
Puis-je vous proposer 3 chansons françaises, la première indochine nos célébrations la deuxième téléphone flipper et la troisième Jacques Higelin je ne peux plus dire je t'aime cordialement ! Merciii et respect pour tout vos travaux
You need to react to Philippine too,, its v2 beautiful country with thousands of beautiful Islands,, also Vietnam and Thailand,,, also it's v2 cheap to live or stay in those countries im from maluccan Indonesia btw yu hv gr8 dy
Hamburg is the AI capital in Germany. When it comes to computers and technology, Hamburg is a good city in this field. I worked in a company that developed cameras for medical purposes, the advanced machinery really impressed me. I learned a lot there in the field of computer technology and how these machines build graphics cards and chips. The technical areas are well paid here. In Hamburg we have homeless people at the central station, but in Germany, no one has to live on the streets. These people refuse to make use of the social safety nets. In Hamburg we don't have a street that is full of homeless people and campers, the ghetto here is a little different. The worst area is the Frankfurt central station, drugs and violence are pretty common there. It is a meme in Germany like Philadelphia in the USA. Fortunately, fentanyl is not that big here, just the usual. Heroin, cristal, crack, mushrooms. I don't think there are any streets with campers in Frankfurt, I'm not sure either, I don't live there. I have never seen a street like the one in the USA here. The dirtiest place in our country I guess are the drug centers. People give out medicines and clean syringes. The junkies always throw their garbage on the ground. We have now fenced it off so that it is no longer visible, and it is often cleaned.
the Top Ten worst Citys to live in are 1. Berlin, high crime rates and drugs 2. Frankfurt, same with Berlin 3. Essen 4. Duisburg 5. Ludwigshafen 6. Eisenhüttenstadt 7. Salzgitter 8. Gießen 9. Heilbronn 10. Wolfsburg
Hey I'm a quant working in an Investment Bank living in Paris, to answer your question regarding taxes. I would be paying around 41% here in France. (I could elaborate further if anybody is interested)
1500€ a month in rent doesn't sound much for Americans. However, it must be borne in mind that wages here are also significantly lower on average than in the USA. I find 1500€ very much. I live in a small village in the north-west of Germany and pay about 300€ per month in rent for a 120m2 bungalow with 600m2 of land area
Wo gibt es das denn noch? In einem Dorf in Ostfriesland, weit weg von der nächsten Stadt? Hier in Mönchengladbach würde man das 3 - 4fache bezahlen, und meine Tochter, die mit Familie in Meerbusch nahe bei Düsseldorf lebt, bezahlt im Moment für eine ähnliche Wohnung 1.800 €. Sie beabsichtigen ein Haus zu kaufen.
@@sabineausmg9543 knapp, im Emsland. Dorf mit 1600 Einwohnern. Dafür verdient man hier nicht so pralle. Siehe meinen anderen Kommentar mit der Berechnung der Abzüge. Mache kein Geheimnis daraus, was ich verdiene. Dafür lebe ich relativ günstig
I'mean living in Berlin in the District Spandau I paying with the Heat and electricity for a 3 Room Apartment 850,- Euro pro Month and it is very Quit here also i'very the Forest here around this District an old Town And if you earn about 2500,- Euro room Month brutto you have about 1900,- nettoalso you have 24 days leavedas plus all all national Holidays and here in Berlin you need not to speak the language most of the people are speaking English
Free medical? in 2021 my left lung collapsed and i hab to get drainage in one hospital and then got transfered to a special clinic and got surgery and was in that clinic for only 9 days. i had to pay 90 effin euros for all of that. how dare they.
Dont believe its social Heaven, and dont think our Healthcare is fine. Im a Nurse 43y of Age living in Frankfurt. The city mentioned as "affordable". Not for me anymore, half my wage is to rent a humble 2 room Appartment, This shows how misleading this Video is. A Nurse in the Us has at least double my wage, while paying less tax. Consider this pls. Have a great day, your fan Guido.
I think lists like this are great. If you want to live comfortably, don't stick to such lists. all the simple go there. You'd better think about what you're looking for. If you don't follow these lists you will avoid many disappointments. These lists are created by advertising agencies, they certainly have no ulterior motives...
The video is complete nonsense. East Germany is a NoGoArea with the exception of Berlin. Leipzig and Dresden are the most xenophobic cities in Germany. Most emigrants are drawn to southern Germany. Bavaria and Baden-Württemberg have the highest incomes, a lot of industry and a very high quality of life. Then the Rhineland with Düsseldorf and Cologne. Frankfurt am Main in Hesse and Hamburg in the north.
"Berlin is expensive" is STUPID ... because they bring up CITY CENTER ... which is a stupid place to live. You can make that MUCH cheaper by going to the outskirts.
Ich lebe in München. Es ist relativ sicher, im Gegensatz zu anderen Städten. Aber es ist auch sehr teuer. Wenn du einen normalen Job hast, wie Verkäufer, Kellner, Busfahrer.....verdient man wenig Lohn und bezahlt sehr viel Steuern und Abgaben. Mittlerweile zahlt man fast die Hälfte Miete. Es fehlen inzwischen knapp eine Million Wohnungen in Deutschland. Es wurden kaum Wohnungen gebaut und es sind seit 2015 inzwischen über 2 Millionen Menschen zugewandert. In NRW gibt es viel Kriminalität. Es sind dort viele Araber Clans und Zigeuner. Am schlimmsten muss Duisburg Marxloh sein. Dort ist alles vermüllt, laut, aggressiv und asozial. Dort schmeißen die Leute sogar die Abfälle aus den Fenstern. Deswegen gibt es dort auch viele Ratten. Frankfurt ist auch schlimm. Vor dem Hauptbahnhof sitzen lauter Drogensüchtige, Penner und sonstige Gestalten. Das Ausland hat bei der Fußball Europa Meisterschaft vor Frankfurt gewarnt. In Berlin leben auch viele Kriminelle. Früher war es sicher, sauber und schön in Deutschland, aber jetzt nicht mehr. Es hat sich sehr zum Negativen verändert. Es gibt viel Gewalt, Massenvergewaltigungen und viele Messerangriffe.
What does 'practices' mean here? The whole world worships them, only in the own country the prophet is known to count for nothing. They are constantly vilified by 'ink-pissers' from major newspapers. If you took the time to look at the music and the lyrics and not just listen to the hoarse lalala mainstream, you might find something like enlightenment. The second example would be 'Electric Callboy', which is now seen all over the world, but is almost only successfully played at festivals in my own country. Incidentally, I'm already over 70, and I imagine I can appreciate 'badly made' and good music.
I'm a Student in Germany. Here are some things about how I live, in no particular order.
I pay around 170 € per Semester in tuition fee's and no other extra costs. About 40€ is administration fees, 130€ is for the public transport ticket (All Students must buy it to keep the cost for all students low, solidarity principle), which gives me free access to all public transportation for the city I'm studying as well as two other cities in the region and the regions surrounding them. For 14€ a month I can also get the Deutschland Card, giving me free access to public transportation in all of Germany, with some exceptions like high speed rail.
I get a little over a 1000 € a month from the government (Bafög) to pay for my living expenses while studying. The amount the government gives you is dependent on you parents income, and I come from a very poor background. I have to pay some of it back after finishing my studies, but the amount is hard capped at 10.010 €, no matter how much I was given. Additionally I pay almost no taxes for a job on the side, but how that works is somewhat to complicated to explain.
I live in the middle of the city in shared apartment and pay about 250€ for everything (rent/utilities/internet). Admittedly this is very cheap, even for the local standards.
The city I live in has multiple castles, which I walk to regularly. A lot of the city has a magical medieval flair. The university I go to is more than 600 years old. I can easily walk into nature (maybe a 20 minute walk) and am always happy to see the wildlife (Deers, Birds, Beavers etc.) while on a jog.
I will never have to worry about medical debt, lack of treatment, or homelessness.
If I want to go on vacation I can just fill a backpack and book a high speed train somewhere. I love Czechia and the Netherlands, which I have visited multiple times.
Taxes and social security aren't too bad, I worked a few years before going to university. Even in the worst case (tax bracket shenanigans and overtime) I don't think I ever hit 50%. Gladly paid them for everything I got in return, and knowing my fellow citizens are (mostly) well cared for.
I grew up in the US. The EU and especially Germany and neighbors are the closest humanity has ever gotten to paradise on earth and I don't think I could ever leave.
Thanks for that info!
Germany is beautiful 🥰
About Hamburg's geography: The Elbe river splits and forms islands between its two arms before they unite again. Those islands were separated by smaller streams and creeks. In former centuries only communities of fishermen and boatbuilders or basket-weavers (lots of reeds and willows) lived there. Then came the modern times with its demands for quaysides for larger and larger ships and those communities had to make place for the enlarging harbour. Unlike British harbours with lockgates and docks the harbour was left open to the tides. In the time between the 1880s and the early 1900s a vast area of those parts that had become slums along the canals were changed into that warehouse-quarter that recently became a Unesco world heritage site. The idea was that cargo from the big ships was first loaded onto lighters that were then towed into those canals, brought alongside the warehouses to be unloaded there. Those warehouses had access to rail or road on their other side. This was the way the harbour worked until the container came and made those warehouses largely obsolete. The entire warehouse quarter was surrounded by water or fences as it was a duty-free zone. Custom officers were on duty on the numerous bridges and gates that surrounded the area. That is now history, the paperwork when goods are imported to German or EU-buyers is now done online. The main port with its container terminals has moved across the river to new sites anyway.
The OBVIOUS place for "D" to move to is the attic above Miniaturwunderland ...
Your 100 Euro question:
- If you live below the poverty line and are dependent on state/public/social benefits, you do not pay any taxes.
- If you live above the poverty line and can support yourself, then 76.50 euros remain from 100 euros of income after deducting compulsory taxes and compulsory health insurance.
- From here the tax gets higher the more you earn. The maximum rate means that out of 100 euros, 58 euros remain after taxes/compulsory health care.
But remember, you have universal healthcare, e.g. access to all doctors/specialists/dentists at no additional cost. A social safety net so that you don't immediately become impoverished if you fail personally, there is public transport everywhere ...etc, etc, etc.
You forgot the pension insurance!!
That's included too.
There's also a small mistake!
The tax bracket!!
If you're married, you pay less tax!!
If you earn 50k a year as a single, you pay 35% for taxes, health insurance and pension. With 100k a year you keep 58% overall. But there are tax deductions for married people and especially having kids. Sounds like a lot, but if you deduct all the services you have to pay, that are free or cheap here, from your take home pay in the US, it's really not.
What percentage is income tax? The wage tax is between 14 and 45 %. It depends on the taxable income and your tax class. The higher your taxable income, the higher the wage tax. If you earn a lot, you pay a lot ... but just 45 %
But, it is very good ...
The advantages you enjoy in Germany:
- pension
- health insurance
- You can be sick for up to 18 months with a shortened content
- 30 vacation days
- an average of 8 holidays a year extra
- Favorable cost of living
- School education for free
- Working training we tampered with a salary (3 years)
Germans complain a lot about problems ... and do not know how well they are doing, on the contrary to the rest of humanity :)
-
Nice video and nice work as always. I am from Bremen und decided recently, to talk about exploring my hometown on bike. Bremen is the greenest "big" town in Germany
D, yes we have "Ghettos" and homeless people here too, BUT we try to provide, especially in the winter, for rooms, where they can live. Some are so used to living on the streets, that they do have problems to stay in rooms. "Ghettos" are more quarters in big cities where fugitives live. If they get a job with a good employer (yes there are some of those, especially family owned), they will try to find a good apartment. We have social housing interwoven with the "normal" living quarters. The kids can play with all the others and learn more. Ohh, we are not ideal, but with a little help to each others, we can make it work.
Be safe man, retirement in Germany might be much more than just a dream.
Elmar from Germany
As a German 30% of my paycheck go for taxes. But this includes my retirement pension, my insurance for unemploiment and my health insurance.Type Ashton, an American vlogger residing in Germany, has done the math and came to the conclusion that the US tax burdon with all the extra local an state taxes isn’t much lower.
60% is absolutely funny ^^ its arround 35 to 40 % it depends on how much your income is, how many kids you have, if you are married and so on. but now you need to calculate what you have left in the usa after paying healthcare (and keep in mind, healthcare is not a tax in germany its a member fee.its important to clarify that because our gov. has no access to this money then) and education (i believe including education you are way above 50% in the usa) and then you dont even have the other things we get with our tax money like transportation etc ......
In Germany, a total of around 35% of the monthly salary is deducted for income tax, health-/pensionh/careh/unemployment- and social insurance.
In Germany you pay between 30 and 40% taxes. This leaves you with around €60-75 of €100 left, depending on your tax class. Studying and staying in the hospital are more or less free. Operations also cost virtually nothing...
Well basically those were all bigger cities... but there are many wonderful places to live and work as expats in the more rural areas, thanks to public transportation.
Wow, how old is this video when she said Cologne is one of the savest citys ?
We have 2 Frankfurts -.-
Frankfurt am Main (Hessen)
Frankfurt "Oder" (Brandenburg)
Many get fooled by this.
The costs of housing in Berlin is still cheap compared to munic or even small cities like heidelberg, where you pay at least 2000 to 3000 euros for a 3 bedroom apartment.
if you like small towns/villages then the village i live in is something for for you. about 550 citizens and no major noises near you. its called hagenheim. the next city nearby is landsberg with aprox 20000 citizens and munich is not to far away. aprox 60km. greetings from germany/bavaria. 😇
Tax depends of you income. At 2200 it will be 30%, at 5000 it will be 45%. All inclusive roundabout. At some point the contributions will be capped.
Remember, if you get cancer as a worker at 55, you will easily get your contributions back.
1 semester is not one month, but 6 months ;-)) Health care is not free and is compulsory insurance in Germany. It is deducted from wages, just like nursing care insurance.
you`re right it is nearly the backside of the Miniature Wonderland :)
I'll give you an example of how many taxes and insurance contributions are dedived from wages per month in Germany. In this example, the monthly gross wage is 2450€ for tax class 3. married and no children. 1940€ remain after all deductions for taxes, insurance and pension contributions. After the tax return, about 1000€ must be paid again once a year. The contributions for insurance include health insurance including medicines, aids and therapeutic applications. Long-term care insurance, unemployment insurance and pension contributions are also included.
Agree 👍 Das passt !
One of the big differences with Healthcare (besides the lower Insurance Payments) is that in the USA Doctors, Hospitals and the Pharma Industry charge waaaaaay more than what treatments/medicine costs elsewhere. Just look up the cost for (for example) Insulin in the US vs Canada.
So even if the US Government would decide to fully cover everyone, the US Healthcare Industry charges shamelessly and enriches itself.
It also works in Canada and Europe.
My deductions are 33% (lower middle class), my brother earns about four times as much per month and has 41% deductions. I hope this information helps you.
The voice over speaks about Heidelberg and the video shows videos from the portcity Hamburg. I guess they did the video in 5min work ;) and when they announced Hamburg, they only showed our lake from above, a parking house and a constructionsite, you did my city dirty 😅😅
Average value
- for a mid 30 to 50 year old worker,
- single,
- not married,
- by 100 € > 38% (38 €) will be deducted,
- so leaving 62% (62 €) as cash into the pocket and the 38% deduction, it's taxes, healthcare, long-term care insurance, old age insurance, unemployment insurance, etc.
3:37 to 3:53 is not Heidelberg (maybe Hamburg)!
You can say 1/3 is taken for tax and social payment. This includes health-, retirement- and unemployment-insurance. for example: you outpaying is 2000€. After cost for rent, car, private insurance (for life, tooth, accidents, unability to work), tv, mobile and internet as a single, you have ca. 700-800€ for you. this money is for food, social activities, vacation, financial security and so on. sometimes you can say: "At the end of the money, there is still a lot left of the month."😂
One thing at the end: "In my oppinion you are one of the best reactors here. I'm always entertained and happy after your videos. see you in the next one.✌️👏
We don't just have those well known big cities. Living in a little town is often cheaper and access to nature or quality of life might be higher. One should also consider their political or cultural favorites before deciding to life e.g. in Dresden, München or Berlin.
Out of 100€ i get about 62€. 1500€ rent for a 3 room appartement is high depending were you live in germany, i pay about 620€ for rent, water, energy etc, for a 3 room appartement. in my city in average for 3 rooms would be about 800 to 1000.
The rumors are false! Maximum "tax" rate is 42% incl. health insurance, unemployment insurance, pension insurance etc. US lobbyists tell these fairy tales, why do you think?
but taxes are complicated in DE
No. Income tax has nothing to do with social security and health insurance.
@@theweddingstory_de Yes, but the Americans always add everything in, so it looks better for them without calculating what they have to pay extra for!
@@theweddingstory_de the 43 are incl.
How about you start at Mniaturwunderland as a model maker. That would be a great job and you could live in Hamburg or the surrounding area.😊😉☺
As in so many of these kinds of films, someone is telling something about German cities that every German would see completely differently. Frankfurt is definitely not a "large city". The fact that “fluent English” is spoken in Dresden, almost at the far end of East Germany, is completely new to me. I didn't know that Mercedes plays a role in Bremen. Rents in Berlin are significantly cheaper than in the other big cities in the country. And: a lot of people in Germany speak English - the younger, the more and the better. This is similar in other European countries.
Let's come to the facts:
From a taxable income of €10,909 for single people and €21,818 for married couples, the tax rate is 14% (starting tax rate). If your taxable income exceeds the amount of € 62,810 (single) or € 125,620 (married), the tax rate is 42%. These are German tax rates. They are different in other European countries.
In addition: The general contribution rate for statutory health insurance is currently 14.6%. Half of this, i.e. 7.3%, is paid by the employee, the other half by the employer.
By the way: suburbs in Europe are very different from suburbs in the USA. We don't have as much space here and at the same time, of course, we have an infrastructure that has grown over many centuries. This is shown well by Not Just Bikes, whose channel I absolutely recommend. Here I learned a lot about the American way of life and how and why it differs from the European way.
Das Video ist kompletter Bullshit.
"Living in Heidelberg is also reasonably priced" well someone forgot to tell it to Heidelberger Landlords I suppose :D Heidelberg is currently the 8th most expensive city in Germany when it comes to rent prices
Hi, i dont know the date of the original video, but remember its mostly safer in little citys than in big ones like Cologne or Berlin. It depends also where and when you go to certain districts/quaters here we say Viertel. You might have heard about the latest knife attacks or the big trouble in front of Cologne Dom on New Year party last year.
i work in berlin i have around 3000 euros in a month the tax is 800 euros around so i have 2.1k left or so every month. after tax and health stuff but my rent is only 526 euros for a 3 bedroom flat.
At 3:37 to 3:53 is NOT Heidelberg, but Hamburg!
Americans: "Eating and buying!" "I don't like the cold!" "I have to set the air conditioning even colder!" 😜
As a single person your deductions for tax, health insurance and unemployment insurance will be ca 50%.
In 2024, the general social insurance contributions will be 14.6 percent in health insurance, 18.6 percent in pension insurance, 3.4 percent in nursing care insurance and 2.6 percent in unemployment insurance.
If i hear
Nuremberg and Leipzig are not that big
I see these are very big with both over 500 000 habitants.
Kommt auf die Perspektive an. Große Ballungsräume habe beide Städte nicht.
we got you. there two types of people in germany. first one speak fluently and the other dosnt speak english at all
The most expensive city in Germany for renters is Munich. Second place is Berlin and then Frankfurt am Main. The list of the most dangerous cities in Germany is topped by Frankfurt am Main. There is a lot of crime and drug problems, especially in the train station district. I live nearby and know the areas. There are areas in many big cities where it is better not to go, and certainly not at night. That is also Germany, unfortunately.
Die Kriminalitätsstatistik von Frankfurt am Main ist regelmäßig verfälscht da in diese Statistik auch der größte Flughafen von Deutschland mit einbezogen wird.
I live in Munich and earn about 6800 Euros a month, after mandatory taxes and insurances etc. I get to keep 4000 Euros for a living. Healthcare etc. already paid. The biggest expense when my children were born were the 10 Euro parking ticket at the hospital.
However, for the nominal 6800,-- that appear on your wages-receipt, they say, your employer pays another 40000,-- as their part of your health, pension and geriatric care insurances. (yes, those three are mandatory insurances for any employee in Germany)
Well. They would take 30 % for everything. Medical etc. over the thumb
Wow...wow ......wow Wish the USA would take lessons from Germany economy
Similar here for me in Hamburg. Of my 6000 gross income as a single person I end up with round about 3700 net income.
Then just the daily life costs and rent (760€ 72 squaremeter) is added to it …
@@pfalzgraf7527 Employers pay around 20% of the wage in additional contributions, so around 1350€. No idea how you came up with 40k. And this isn't special at all. Even in the US the employer pays contributions to the health care plan, unemployment insurnace and pension.
The most of the germans can speak english very well ;-)
You can't compare the US paycheck to the german paycheck that easily and here is one example why:
You can say, that the average german gives around 35 % of his monthly paycheck directly away for taxes and social security. But what people always forget is the overall cost of a workplace, meaning that the employer needs to calculate almost double of the employees gross payment as personal costs in Germany. This results in a significantly lower average income (germany 51k vs US 80k per year).
Another problem is to compare the buying power of your income.
And last but not least, there are big differences in consumer taxes, so the taxation of stuff you are buying with your money that was already taxed.
hmmmm true true and true!
@@WatchingTheWorldWithD In my opinion, the absolute best comparison of gross and net incomes between the US and Germany was provided by the YT channel 'Type Ashton'. These concrete figures can be followed without hesitation. This is 'gold' ruclips.net/video/DWJja2U7oCw/видео.html
"I dont want to hear dogs barking" ... umm ... you're never going to be away from dogs, but suburbia has this thing called the LAWNMOWER and because it is more quiet you can hear it from further away. Currently it is a quiet sunday 1pm/13 Uhr [outskirts of Berlin] ... and I hear birds chirping and the beats from some idiot somewhere that needs to play loud music.
P.S.: Berlin has MANY forests and is the perfect combination of "city + nature + public transport + still affordable prices".
Why swimming pools? Why not a LAKE? We have a few of those (including sandy beaches) in Berlin.
Regarding the 100$ Question it depends on what you make anually. Taxes depend on what you make and if you are married/parents etc. I am a Single guy with no kids, I get around 70 Bucks out of my 100
The typical U.S. suburb does not exist in Germany - at least not to such extent. There might be some few places which look superficially similar, but in fact aren't. The problem? There is not much unused land which could be developed into a suburb. Basically each suburb has a long history, often reaching centuries or even millenia back. Your suburb will always be interspersed with infrastructure way older, be it an old church, a school building from the late 1800s or early 1900s, a town hall from the late Renaissance era at a small village market place, and of course public transport.
Case in point: Dresden-Nickern: At first glance, it looks like your typical 1960ies high-rise and single-family-home suburb. But the village of Nickern was first documented in 1288 AD, and the old village still exist, along a road aptly named "Altnickern" (Old Nickern). German Wikipedia lists 24 protected historical buildings and structures for Nickern alone. Additionally, four(!) neolithic circular enclosures were discovered, dating back some 7000 years ago. You can imagine them as Stonehenges millenia before Stonehenge was built, but made from earth and wood - call them Woodhenges.
Hello , i can Tell you in my Case ITS round about 30 % from my paycheck .
I think thats OK .
Have fun 😊
Cologne safest and cleanest???? Brother i love my city but that is bs 😂😂😂
Not when you look on it from the USA . Even today our cities are much safer . Mainly because not everybody runs around with a gun .
Too much Vallah Vallah.
Puis-je vous proposer 3 chansons françaises, la première indochine nos célébrations la deuxième téléphone flipper et la troisième Jacques Higelin je ne peux plus dire je t'aime cordialement ! Merciii et respect pour tout vos travaux
You need to react to Philippine too,, its v2 beautiful country with thousands of beautiful Islands,, also Vietnam and Thailand,,, also it's v2 cheap to live or stay in those countries im from maluccan Indonesia btw yu hv gr8 dy
Hamburg is the AI capital in Germany.
When it comes to computers and technology, Hamburg is a good city in this field.
I worked in a company that developed cameras for medical purposes, the advanced machinery really impressed me.
I learned a lot there in the field of computer technology and how these machines build graphics cards and chips.
The technical areas are well paid here.
In Hamburg we have homeless people at the central station, but in Germany, no one has to live on the streets.
These people refuse to make use of the social safety nets.
In Hamburg we don't have a street that is full of homeless people and campers, the ghetto here is a little different.
The worst area is the Frankfurt central station, drugs and violence are pretty common there.
It is a meme in Germany like Philadelphia in the USA.
Fortunately, fentanyl is not that big here, just the usual.
Heroin, cristal, crack, mushrooms.
I don't think there are any streets with campers in Frankfurt, I'm not sure either, I don't live there.
I have never seen a street like the one in the USA here.
The dirtiest place in our country I guess are the drug centers. People give out medicines and clean syringes. The junkies always throw their garbage on the ground.
We have now fenced it off so that it is no longer visible, and it is often cleaned.
Hamburg ist die schönste und beste Großstadt in Deutschland.
we end up with ca. 60 Dollar from 100
ok thanks
the Top Ten worst Citys to live in are
1. Berlin, high crime rates and drugs
2. Frankfurt, same with Berlin
3. Essen
4. Duisburg
5. Ludwigshafen
6. Eisenhüttenstadt
7. Salzgitter
8. Gießen
9. Heilbronn
10. Wolfsburg
Köln sauber und sicher 🤣🤣🤣
Hey I'm a quant working in an Investment Bank living in Paris, to answer your question regarding taxes. I would be paying around 41% here in France. (I could elaborate further if anybody is interested)
Next reaction funny KEMEKEL TV GARENG BONCENG 7 🇮🇩
1500€ a month in rent doesn't sound much for Americans. However, it must be borne in mind that wages here are also significantly lower on average than in the USA. I find 1500€ very much. I live in a small village in the north-west of Germany and pay about 300€ per month in rent for a 120m2 bungalow with 600m2 of land area
Ok, deine Miete scheint mir aber nicht sehr repräsentativ zu sein. Nix für ungut😉
@@Sandhof17 wollte damit ausdrücken, dass es immer drauf ankommt wo man wohnt. Ob Bayern oder Niedersachsen und ob Stadt oder Land
@@hobbyamixd6801Verstehe ich doch. Danke 😊
Wo gibt es das denn noch? In einem Dorf in Ostfriesland, weit weg von der nächsten Stadt? Hier in Mönchengladbach würde man das 3 - 4fache bezahlen, und meine Tochter, die mit Familie in Meerbusch nahe bei Düsseldorf lebt, bezahlt im Moment für eine ähnliche Wohnung 1.800 €. Sie beabsichtigen ein Haus zu kaufen.
@@sabineausmg9543 knapp, im Emsland. Dorf mit 1600 Einwohnern. Dafür verdient man hier nicht so pralle. Siehe meinen anderen Kommentar mit der Berechnung der Abzüge. Mache kein Geheimnis daraus, was ich verdiene. Dafür lebe ich relativ günstig
Sir
thank you for beeing so interested in my country 🤗🤗
Do your math
I'mean living in Berlin in the District Spandau I paying with the Heat and electricity for a 3 Room Apartment 850,- Euro pro Month and it is very Quit here also i'very the Forest here around this District an old Town And if you earn about 2500,- Euro room Month brutto you have about 1900,- nettoalso you have 24 days leavedas plus all all national Holidays and here in Berlin you need not to speak the language most of the people are speaking English
Even in the *worst* parts of Germany, you're paying well less in comparison to the US.
Hey, D.! If we show you the bad things and bad places of Germany, you probably are not interested in Germany anymore! 😳😟😩.............😁🤣
The best place is hamburg!
Free medical? in 2021 my left lung collapsed and i hab to get drainage in one hospital and then got transfered to a special clinic and got surgery and was in that clinic for only 9 days. i had to pay 90 effin euros for all of that. how dare they.
I live in Berlin and was wondering when the video was made, in 1900🤣 Germany is no longer safe‼
that bad?
@@WatchingTheWorldWithD Nope... Berlin maybe, Frankfurt maybe. I live in the north and everything is fine compared to the US
@@dh1ao, ich lebe in Berlin und hier ist schlimm!!
@@steffenschulle1094 traurig aber leider wahr, was man so mitbekommt
Dont believe its social Heaven, and dont think our Healthcare is fine. Im a Nurse 43y of Age living in Frankfurt. The city mentioned as "affordable". Not for me anymore, half my wage is to rent a humble 2 room Appartment, This shows how misleading this Video is. A Nurse in the Us has at least double my wage, while paying less tax. Consider this pls. Have a great day, your fan Guido.
I think lists like this are great. If you want to live comfortably, don't stick to such lists. all the simple go there. You'd better think about what you're looking for. If you don't follow these lists you will avoid many disappointments. These lists are created by advertising agencies, they certainly have no ulterior motives...
50% are gone
The video is complete nonsense. East Germany is a NoGoArea with the exception of Berlin. Leipzig and Dresden are the most xenophobic cities in Germany. Most emigrants are drawn to southern Germany. Bavaria and Baden-Württemberg have the highest incomes, a lot of industry and a very high quality of life. Then the Rhineland with Düsseldorf and Cologne. Frankfurt am Main in Hesse and Hamburg in the north.
"Berlin is expensive" is STUPID ... because they bring up CITY CENTER ... which is a stupid place to live. You can make that MUCH cheaper by going to the outskirts.
Your $100 question is STUPID, because you need to factor in EVERYTHING ... because the supposed $40 that are left might be enough.
and when are you finally going on holiday to Germany?😁
Ich lebe in München. Es ist relativ sicher, im Gegensatz zu anderen Städten. Aber es ist auch sehr teuer. Wenn du einen normalen Job hast, wie Verkäufer, Kellner, Busfahrer.....verdient man wenig Lohn und bezahlt sehr viel Steuern und Abgaben. Mittlerweile zahlt man fast die Hälfte Miete. Es fehlen inzwischen knapp eine Million Wohnungen in Deutschland. Es wurden kaum Wohnungen gebaut und es sind seit 2015 inzwischen über 2 Millionen Menschen zugewandert.
In NRW gibt es viel Kriminalität. Es sind dort viele Araber Clans und Zigeuner.
Am schlimmsten muss Duisburg Marxloh sein. Dort ist alles vermüllt, laut, aggressiv und asozial. Dort schmeißen die Leute sogar die Abfälle aus den Fenstern. Deswegen gibt es dort auch viele Ratten.
Frankfurt ist auch schlimm. Vor dem Hauptbahnhof sitzen lauter Drogensüchtige, Penner und sonstige Gestalten. Das Ausland hat bei der Fußball Europa Meisterschaft vor Frankfurt gewarnt.
In Berlin leben auch viele Kriminelle.
Früher war es sicher, sauber und schön in Deutschland, aber jetzt nicht mehr. Es hat sich sehr zum Negativen verändert.
Es gibt viel Gewalt, Massenvergewaltigungen und viele Messerangriffe.
Oh ja, das schlimmste Land auf der ganzen Welt, Ratten und Massenvergewaltigungen täglich?! 😂🙄🤦🏼♀️😂
"Rammstein" is not a good thing to say to strangers. There are quite a lot of us who highly object to them and their practises.
I kind of thought of that right after I said that lol, that might get me hated if I mention them lol
What does 'practices' mean here? The whole world worships them, only in the own country the prophet is known to count for nothing. They are constantly vilified by 'ink-pissers' from major newspapers. If you took the time to look at the music and the lyrics and not just listen to the hoarse lalala mainstream, you might find something like enlightenment. The second example would be 'Electric Callboy', which is now seen all over the world, but is almost only successfully played at festivals in my own country. Incidentally, I'm already over 70, and I imagine I can appreciate 'badly made' and good music.