This Is How You’re Going to Afford Christmas
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- Опубликовано: 29 сен 2024
- Worried about your Christmas budget? Here's how to prepare for Christmas so that you stay on budget but have a magical festive season.
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In this video:
00:35 - Embrace a budgeting mindset
02:34 - Work out your budget
04:12 - Track spending and gifts
07:01 - No gift pact
08:18 - Never leave it to the last minute
09:42 - Avoid ordering turkey in advance
11:01 - No spend rule on clothes
13:55 - No spend rule on decor
15:11 - Make it magic for less
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I’m not a licensed financial adviser. These videos are intended for educational purposes only. No official financial advice is being given. Please always check with a licensed professional before making any investments or financial decisions. Your investments are your sole responsibility, and in these videos, I merely share my own opinions with no guarantee of gain or losses.
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Years ago our family decided no gifts for Christmas 🎄 at all. We all get together eat watch movies 🍿 and enjoy the day ❤ no one goes in debt 💸 perfect 👌
@@Intentional-frugality that’s so lovely! Memories over stuff any day ❤️
Throughout the years I have received many Christmas gifts, but there was one that always comes to my mind: a purple, grape-flavored lollipop my mom bought me when I was about 7 years old. It was about the size of my palm, and I would lick it, wrap it up in plastic, put it in the fridge, and lick it again the next day for months. That was the only Christmas gift I received throughout my whole childhood, and the only gift my mom could afford as a single mother with four kids. Giving Christmas gifts is not about fulfilling each others' greed and desires, but about showing how much you love and care. I was the happiest kid in the world when I received that lollipop, and it is still the best Christmas gift I've ever received.
We do buy gifts for adults because how do you explain to small children that Santa stopped for them but not for others? Having said that, we buy a few small items that we always need and use, for example new socks and undewear, face cream, nice tea or coffee, a specific book we want to read, etc. Another thing to save money is to keep away from ready festive food, the special buy, that is ready made. These are often super small finger fooods that will not last long but will cost an arm and a leg. We buy lots od gifts on Vinted, but I filter by 'new'. We get new items but still much cheaper than for example Amazon. No new decor because I then have to store it somewhere and space is limited. Having said that, each child has a wooden box with their name. We buy them one beatiful, purpose made Christmas tree bulb each year and store it there. When they are 18, each child will get their box with their special bulbs. I buy advent calendars with toys for kids straight after Christmas and on Vinted a year in advance. For adults, we make our little advent calendars with jokes, family questions, puzzles, etc so free just written, printed and cut in pieces.
On December 1st last year I opened a high interest saving acc that pays out a year later. Christmas spending sorted
@@jaspermearns4807 such a brilliant idea!!
Oh your kitty 🐈⬛ is so cute , ❤️
@@christinal3041 thank you! We love her so much. She’s been with us for just over a month but well and truly part of the family now ❤️
I've already bought items I know people would like in sales already from white company etc. I've noticed that m&s also do a sale ar this time of year
@@trixie60990 so good to buy in advance without the last min rush, you get way better deals that way!
I have a sinking fund so that I save for Christmas all year. I have 2 grandkids now so I increased my monthly contributions to reflect our new little additions. I will say, younger kids are easier to buy for. My older kids want things that start at $200. That where it STARTS. 😬
I love to bake at Christmas so I’ve already checked my pantry and made a list that I am buying 1 or 2 ingredients every shop now until Christmas. Much more manageable to spend a few dollars each shop than find $100 in December for baking ingredients
Here what we did. We bought cards and wrapping paper and accessories after Christmas when the card shop has everything half price or more off.
Buy Christmas presents in January if you know what they might want..
Do a Christmas specific Envelope and each month put X amount in it for December.
😊
@@misslanapaulford such a great idea, I definitely think it’s worth having a think early on as you can.
@@TheMummyBubble
We just started implementing it in December 2023 and pissed for not doing sooner. Everything is reduced substantially after Christmas and January, because they wanna get rid of supplies and then you just put it all away. Wished we'd started sooner..
I buy my kids things throughout the year, we did invest on our xmas decorations and now dont add anymore. We dont buy for any adults, we dont do any extra gifts eg stocking, xmas eve boxes etc