THE BEST WAY TO PAY OFF CREDIT CARD DEBT | How I Paid Off $20k Credit Card Debt In A Year

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  • Опубликовано: 19 окт 2024

Комментарии • 37

  • @chelscamara
    @chelscamara 3 года назад +22

    Stop using my credit cards and throw all extra money towards my debt. Those are the tips I needed to hear. I can’t wait to be debt free in the next year 🥰🥰🥰

  • @Happy_nessaa
    @Happy_nessaa 2 года назад +4

    This video is so helpful! Thank you so much for sharing your journey with us. I’m so ready to get out of credit card hell. I never thought that I would see the day when I would owe $6000 in credit card debt alone. 😭

  • @lisar317
    @lisar317 2 месяца назад

    You are so cute and uplifting! I am trying to help my son get out of credit card debt he accumulated while in college. I am going to share your video with him. But mostly, your video is so positive and inspiring, instead of a serious financial lecture. Thanks so much 😊

  • @moneybee
    @moneybee 3 года назад +11

    Congrats on really conquering some great financial milestones and being intentional to shed that credit card debt! I love how you're passionate about transferring your knowledge to others too so they can learn from your experience. Really well put together video!

  • @DyanaMariie
    @DyanaMariie 3 года назад +7

    Transferring to a 0% intro APR card was a game-changer for me! Great tips.

  • @GenZFinance
    @GenZFinance 3 года назад +2

    Great tips as always! I followed some of these myself to payoff my student loans 👍🏼

  • @MakeupTiffany
    @MakeupTiffany 2 года назад

    Very informative and straight to the point! Thank you so much!!

  • @CabinDweller
    @CabinDweller 3 года назад +2

    Great video! So informative and encouraging!

  • @callmeNeno
    @callmeNeno Год назад

    Awesome content!!

  • @mercyfae17
    @mercyfae17 Год назад

    Found this helpful.

  • @ceciliaruns72
    @ceciliaruns72 3 года назад

    1st to like! 🤣😄 great video!

  • @mariagents9575
    @mariagents9575 3 года назад +2

    Just did a personal loan 3 yrs and cutting up those cards

  • @reesezakrzewski9140
    @reesezakrzewski9140 3 года назад +4

    I love your tips and I’m so excited to start my journey to a better financial place. My question is should I build up an emergency fund first before I refinance my credit cards and stop using them? I’m just worried that if I don’t have an emergency fund set up I will just sink back into using the credit cards for random variable expenses

    • @raphaelaohren5650
      @raphaelaohren5650 3 года назад

      Definitly! If you dont do it, every Little emergency will set you back!

    • @LovePatience32
      @LovePatience32 3 года назад

      Yes

    • @nadia27828
      @nadia27828 2 года назад

      If you have multiple minimums maybe
      a balance transfer or refinance is worth it bc 3 separate minimum payments of like 250 is a lot that could’ve been added to emergency funds if you have just one minimum payment and the difference to savings. So hard tho😭 my first instinct is to throw it all at debt 😭

  • @blpreston22
    @blpreston22 3 года назад

    Great info.Thanks!!

  • @DebtFreeDad
    @DebtFreeDad 3 года назад

    3.5 to 2.25, saved 0ver $800 on a refinance.

  • @chevonne8492
    @chevonne8492 2 года назад

    The limit does NOT exist! Right!🤣🤣🤣

  • @oscarmartinez2538
    @oscarmartinez2538 3 года назад +2

    A loan ??? Seriously 😳.. FYI it does affect your credit score

  • @marydesiree2638
    @marydesiree2638 2 года назад

    So is. Your channel only for melinnials and gen z res?

  • @1235jacqueline1235
    @1235jacqueline1235 3 года назад

    I think I just saw you on tik tok lmao

  • @bobbyboy1797
    @bobbyboy1797 3 года назад

    I don't see any avacados.