Credit Cards in My Wallet - Q2 2024 Edition

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  • Опубликовано: 4 июл 2024
  • 💳 RJ's Picks: www.cardonomics.com/i/rjfinan... Click "Show More" to see Ad Disclosure.
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    www.profitablecontent.com
    RJ's Gear: www.amazon.com/shop/rjfinancial
    Chapters
    0:00 Hey
    0:32 Waletts
    1:03 Canceled
    2:01 Denials
    3:33 Susan G Koman
    4:30 AAA
    5:36 Venmo
    6:35 Rocket
    7:32 Business Platinum
    9:21 US Bank
    11:29 What's Next
    13:49 Final Thoughts
    15:45 Bye
    Advertiser Disclosure: Some of the products that appear on this website are from companies from which RJ Financial will earn an affiliate commission or referral bonus. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
    Editorial Note:
    Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, vendors or companies, and have not been reviewed, approved, or otherwise endorsed by any of these entities.

Комментарии • 75

  • @RJFinancial
    @RJFinancial  2 месяца назад +5

    Load your wallet up here - www.profitablecontent.com

  • @lopezzepol1
    @lopezzepol1 2 месяца назад +33

    And you know whose in my wallet? The IRS!

    • @RJFinancial
      @RJFinancial  2 месяца назад +16

      Somebody has to fund those $20 California jobs

    • @Brianpeckin
      @Brianpeckin 2 месяца назад +1

      Don't worry they know what to do with your money more than you do 😂😂

    • @dampam4273
      @dampam4273 2 месяца назад

      lolol

    • @lopezzepol1
      @lopezzepol1 2 месяца назад

      @@RJFinancial check these boots out for size, probs my most liked comment on your channel #MAGA

    • @katbax55
      @katbax55 2 месяца назад

      Facts😅

  • @Doggieman1111
    @Doggieman1111 2 месяца назад +6

    Never apologize for being strictly cash back. All those travel chodes with their 1.5 CPP are up at 2 in the morning trying to squeak out Tuesday red-eye seats in the middle row all alone to Bora Bora or something it's lame

    • @RJFinancial
      @RJFinancial  2 месяца назад +1

      Haha the red eye thing is so true. I’m happy with my 1cent cash out. Still $1200 on the trash platinum after the fee.

  • @vcosino
    @vcosino 2 месяца назад +7

    RJ taking all the bank bonuses and credit card bonuses! Don't leave anything on the table 💳💰💰💰💰🔥🔥🔥

    • @RJFinancial
      @RJFinancial  2 месяца назад +3

      Man, I just got a Huntington personal card for $100... take what you can, give nothing back

    • @vcosino
      @vcosino 2 месяца назад

      @@RJFinancial agreed! 🙌

    • @shawn.credit
      @shawn.credit 2 месяца назад

      @@RJFinancialNice the Voice MC or the Cash Back MC?

    • @RJFinancial
      @RJFinancial  2 месяца назад +1

      @@shawn.credit cash back because it had a lower spend requirement for some reason

  • @dgasmd1
    @dgasmd1 2 месяца назад +1

    Thanks for the content. Great video. Love to see honest people that admit to their application rejection. Some content creators make it sounds as if they never get denied for anything. I recently got rejected for the autograph card and the Venture X and was loosing my mind as to why these banks would deny me when I have zero reasons in my mind for denials. They both claim "too many inquiries". I have since seen other creators that have admitted they also get denied for the same reasons. I will try again in a few months I guess.

  • @anthonyhobson367
    @anthonyhobson367 2 месяца назад +5

    Got the Venmo card for 3% on utilities and 2% in store at warehouse stores like Walmart, Costco and Sam’s Club 🤷🏾‍♂️🤷🏾‍♂️

    • @RJFinancial
      @RJFinancial  2 месяца назад +2

      It's not bad for the one 3x category. I do like how simple the redemptions are. Most random cards make the redemptions much harder

    • @KingOfGambling911
      @KingOfGambling911 2 месяца назад +1

      Why not US Bank for 5% utilities?

    • @anthonyhobson367
      @anthonyhobson367 2 месяца назад

      @@KingOfGambling911 US Bank doesn’t want my c/c business, so they rejected my application 😀😀

    • @flubberghosted2472
      @flubberghosted2472 2 месяца назад

      @@KingOfGambling911cuz US bank are hyper-conservative curmudgeons.

  • @discountcodes
    @discountcodes 2 месяца назад

    Your videos are great!

  • @crazykenbei
    @crazykenbei 12 дней назад

    Yeah that pnc card is a pain to get and i have a personal relationship with them for years now and still got denied.

  • @jimmyjames6492
    @jimmyjames6492 2 месяца назад +2

    Chasing those AMEX cards 🤣🤣🤣Thanks for the info + video!

    • @RJFinancial
      @RJFinancial  2 месяца назад +2

      If they want to keep offering me money....

    • @jimmyjames6492
      @jimmyjames6492 2 месяца назад +1

      @@RJFinancial 🤣🤣🤣

  • @docsays
    @docsays 2 месяца назад +1

    RJ this is a much better video than the usual whats in my wallet that every other yter does.
    Just fyi, i was able to snag a 50k offer on $8k spend on the amex BBP so that offer is out there

    • @RJFinancial
      @RJFinancial  2 месяца назад

      More action packed with the constant hunting. Thanks, I'll keep my eye out for the BBP

  • @WhatsThePoints1
    @WhatsThePoints1 2 месяца назад

    Haven’t heard of shopper rewards, is that a keeper for you and if not do you have another USB you may PC to? As much as I like my Altitude Reserve I’m probably switching to another catch all so may PC to a cash plus or something

    • @RJFinancial
      @RJFinancial  2 месяца назад

      ruclips.net/video/wkUrM5n0rbo/видео.html
      Nah, too high of an annual fee at $95. Not justified for year two in my opinion. But for one year it's fine, plus USB waives the fee in year one

  • @Thecreditcardconnection
    @Thecreditcardconnection 2 месяца назад +1

    Not the Apple Card!! 😮😂😂😂 Come on RJ! Jk! Thanks for the video! I like when you put these out!

    • @RJFinancial
      @RJFinancial  2 месяца назад

      It's rough out there sometimes. I got the Huntington card last week, so we just keep shooting

  • @JimmyLucas-ev1hp
    @JimmyLucas-ev1hp 2 месяца назад

    I will be carrying around my own susan g komen soon! thanks for the tips

    • @RJFinancial
      @RJFinancial  2 месяца назад +1

      Nice, welcome to team BOA

  • @kylefredrickson7154
    @kylefredrickson7154 2 месяца назад

    The Wyndham Business can be good to be considering with an all-time high bonus of 100K points and get 8 percent off gas and 5x on utilities.

  • @jmsshannon
    @jmsshannon 2 месяца назад

    Like my AAA card. Only thing I didn’t like is they gave me the travel when I wanted the Daily, but not complaining too much about 5% gas back

    • @RJFinancial
      @RJFinancial  2 месяца назад

      That’s odd. What was the excuse they gave when you asked about it?

    • @jmsshannon
      @jmsshannon 2 месяца назад

      @@RJFinancial no real excuse, just that they don’t allow that and rep was quick to get off the phone. Going to call again and ask about a product swap instead of “not card I wanted”

  • @djpuplex
    @djpuplex 2 месяца назад +1

    Good on you getting the AAA card it's a great card.

    • @RJFinancial
      @RJFinancial  2 месяца назад

      They made me work for it but you’re spot on. It’s a way underrated keeper card

    • @djpuplex
      @djpuplex 2 месяца назад

      @@RJFinancial Yes the interface is 🐕💩 you can freeze the card or report list in website you have to call in. Plus linking a bank account to the rewards is near impossible I just do statement credit. But 5% on groceries and Walmart (it works for me) is untouchable.

  • @VincentPascual
    @VincentPascual 2 месяца назад

    I’m hoping that Amex will refresh the Business Green this year. Since they announced that they’d be refreshing 40 or so products worldwide, I’d say the probability of a refresh happening increased.

    • @RJFinancial
      @RJFinancial  2 месяца назад

      It really needs to be. I’m holding off to see if they do. More so for a higher offer but still

    • @junitolopez3762
      @junitolopez3762 2 месяца назад

      Nice collection. AAA card, my only gripe, no app for payments or monitoring in 2024.

    • @docsays
      @docsays 2 месяца назад

      I agree the business Green needs a major refresh & maybe the plum card too!

  • @stellarorbit1341
    @stellarorbit1341 2 месяца назад

    I got my citi custom cash card. In 6 months to a year i might get the citi double cash

    • @RJFinancial
      @RJFinancial  2 месяца назад +2

      That’s fair. No rush on the DC, still waiting to see if the Premier $800 comes back or if we ever get the Strata cards

  • @evangibson8020
    @evangibson8020 2 месяца назад

    Based RJ

  • @UTubeVidWatcher
    @UTubeVidWatcher 2 месяца назад

    Is there someplace where I can read about the benefit of joining your community?

    • @RJFinancial
      @RJFinancial  2 месяца назад

      Blog post and a linked video about the concept
      www.profitablecontent.com/profitable-content-pro-discord/

    • @UTubeVidWatcher
      @UTubeVidWatcher 2 месяца назад

      Cool!

  • @TheZombaslaya
    @TheZombaslaya 2 месяца назад

    How many inquiries do you have?

    • @shawn.credit
      @shawn.credit 2 месяца назад +1

      He eats them like snacks haha, never fear an inquiry I have a boat load myself they mean less the thicker your profile becomes with cards.

    • @RJFinancial
      @RJFinancial  2 месяца назад +1

      Chase credit journey has me at 21. So probably higher if you checked all three reports

  • @kazi1
    @kazi1 2 месяца назад +2

    Yo

    • @RJFinancial
      @RJFinancial  2 месяца назад +2

      Spirit award to you this evening

  • @BRADLEYWHITEHALL
    @BRADLEYWHITEHALL 2 месяца назад

    Damn, how many inquiries do you have that lead to the denials?

    • @RJFinancial
      @RJFinancial  2 месяца назад +2

      Chase credit journey has me around 21 last time I looked

    • @anthonywilliams9415
      @anthonywilliams9415 2 месяца назад +1

      ​@@RJFinancial😂😂

  • @Wunnawunna999
    @Wunnawunna999 2 месяца назад +1

    Letsgoooo

  • @shoelady6457
    @shoelady6457 2 месяца назад

    💳 😁👍

  • @caribdude8151
    @caribdude8151 2 месяца назад

    👍

  • @DCGEMINI202
    @DCGEMINI202 2 месяца назад

    Woah man. I know u arent team travel any more but those cards u added are tragedy cards😢 we need the old RJ back

    • @RJFinancial
      @RJFinancial  2 месяца назад +2

      Ha what do you mean? AAA and BOA are solid. The rest are for the intro offers. They’re trash cards for sure. But it’s also about $2,500 in intro offers. I’m after the cash. These cards will be gone next year

    • @jeremywong6697
      @jeremywong6697 Месяц назад

      @@RJFinancial Do you hold the card for 366 days or longer before you usually cancel a card with an AF after the SUB?

    • @RJFinancial
      @RJFinancial  Месяц назад +1

      @@jeremywong6697 about that time. Whenever the second fee hits I call cans cancel or product change if it’s beneficial

  • @CesarJoel
    @CesarJoel 2 месяца назад +1

    Always happy to see AMEX being so inclusive and giving you some love RJ! Fun video to watch RJ!🫵

    • @RJFinancial
      @RJFinancial  2 месяца назад +4

      When it comes to taking money I'm an equal opportunist