Understanding Health Insurance Doesn’t Have to Be a Burden
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- Опубликовано: 2 авг 2024
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This video produced in partnership with Collective Health.
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Understanding health insurance is a very common obstacle. A recent study found that the vast majority of Americans can't accurately explain terms like "deductible" and "copay." Another study found that 66% of all bankruptcies are linked to medical expenses.
The connection between these statistics is undeniable. One of the primary reasons healthcare is broken in America is that simply understanding health insurance is a challenge.
In typical health insurance models, there’s a lot of fine print and seemingly endless stipulations regarding the cost of care.
Collective Health is taking a different approach by working directly with employers to bring more transparency and simplicity to health insurance with better user experiences and empathetic customer service.
See the full article on how Collective Health makes understanding health insurance easier: www.freethink.com/videos/unde...
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How do you think we could improve health care?
Single payer healthcare, like every other developed country
This only addresses the payment side. The cost side is still bloated with middlemen.
Freethink With patient Staff.
Tajai Calip what do you mean patient staff?
James Benson Staff of the Hospitals that are not in a rush. The Doctors and their Staff check your medical records sent over by your other Doctors when you change Doctors so that they do not give you the wrong medications or medications that are too strong. That's how my Daughter died. The drug was too strong for our systems.
I have Collective Health through my employer, and when I was recently on a trip in Europe, I woke up with a sore throat. Collect Health offers free, real-time videoconferences with actual doctors. The doctor asked me questions, evaluated my symptoms and quickly determined that I did not have strep throat, did not need to see a doctor overseas and really just needed to treat the symptoms with over the counter cold meds. Really changed the way I viewed health insurance and also, managing my own health. I didn't even need to leave my bed to get a professional opinion on the severity of my cold. Really impressed and plan on using it as my first line of defense moving forward, rather than picking up a phone, calling my doctor to schedule an appt and then making my way to him.
you could just.. look up the signs of strep and then ask yourself those questions for free. it's time we take our health largely into our own hands instead of falling for this "call physicians for every little thing" idea.
Rise up, resist, take control...
Human Centered Healthcare.....hmm sounds similar to Andrew Yang's Human Centered Capitalism. Thanks for making this! I'm gonna send this video to Kyle Kulinski from Secular Talk for review. I don't like being lied or manipulated. Our healthcare is better off without insurance controlling costs of medicine, surgeries, etc.
Health insurance is never going to be enough for the individuals who need it the most unless it is distributed regardless of whether they work for a big company or not. His stomach twisted and he needed medical care, and recieved it with huge amounts of medical debt and that's with his insurance. What happens to the uninsured person who is disabled by their accident and cant start a company in silicon valley? And dont tell me boot straps Google employees can barely afford to be bussed to Silicon valley. There are so many homeless people in that city and most of them have jobs. If you want your healthcare to be human centered you have to value the person for the humanity. Not for their employability
how does the state thieving money from us and distributing it, often to chomos and ra p er s and all-around nasty persons, come out to more $ than if that $ had been left in the hands of individuals? we give money, time, effort, and gaf to needy persons basically every day. so to pretend people won't give without being stolen from first is ridiculous.
now check out how many canadians are scheduling up with the (anti-insurance) surgery center of oklahoma.
i dont understand se problem
The basic problem is that American health insurance is incredibly complicated, time consuming to navigate, and often treats sick people unfairly.
This startup is working to provide a better model that's fairer and simpler to understand.
There's more information at www.freethink.com/videos/understanding-health-insurance if you'd like to read in more detail!
Socialize
Super interesting piece! With something as important as health care, it amazes me how many people can't understand the basic details of their own particular coverage
I still don't understand. You just made a booklet that explains our charges? I can understand medicare for all and I can understand that Bernie has our interests at heart. That's all I need to know.
BTW, looks like you could afford those charges THAT YOUR INSURANCE COMPANY REFUSED TO PAY !!!
Health insurance is very complicated - often by design, in order to get away with charging more to everyday people who don't understand it.
What this company is doing is offering a simpler solution that better aligns incentives to keep people healthy and happy.
It's great that there are a lot of people, including politicians like Bernie, who are working to improve the healthcare system. It's a huge pain point for millions of Americans and the status quo is unacceptable (as the person in the video found out).
The future is unpredictable and certainly politics are too, especially when contentious and complicated issues like health care are concerned.
It's possible to celebrate different people trying to solve the same problem in different ways -- as with different approaches to saving the environment, or improving transportation. It's critical the problem gets solved and we are optimistic it will in the future. Having a variety of innovative approaches like this improves things in the short term, and hopefully increases the likelihood one or many better solutions will be available for all soon.
@@freethink yes but insurances run behind hospitals prices, for the most and not the opposite.
I never read about the rising bills of the hospitals. Just some statistics.
When you pay a single doctor from 200.000$ to a million (specialized nurses make just $70.000, no comments), to make the same job of European doctors, paid no more than 120.000 Euros per year, you break the Bank and after you ask money to your clients. This is the"capitalistic" way to treat humans. To make money, big money, on people's life it's disgusting. Plus, lots of American hospitals receive donations, something that you don't find in Europe.
bernie... what now?
:)
I think human centered healthcare is just called single-payer healthcare like every developed country. You know, don't throw your citizens under the bus especially when it's the #1 reason people go bankrupt. Health insurance is just a dumb way to "solve" the problem of not having a single-payer healthcare system and it's incredibly dumb.
no, we don't consent to be stolen from. we give plenty as it is. leave our money with us, we can afford to give more, and no scumbag "administrators" get to pocket huge chunks of it in the process.
@@legalfictionnaturalfact3969 the funny thing is if there's any scumbags, it's the US hospitals who pick and choose which insurance they accept. And the incredibly high price for drugs and everything else compared to literally any other country.
@@CanadianN1NJ4 hospitals are not alive; they choose nothing. individuals do. you mean hospital EXECS, who answer ultimately to the ruling class of the world. hospitals are staffed with "admins" who are socialist bureaucrats who produce/provide only for the demand their masters manufactured.
@@legalfictionnaturalfact3969 you are so out of touch with reality. Ah yes "manufactured need" as if there is no need for healthcare