I really love that you’re not wasteful. Some RUclipsrs drop so much money on stupid things such as fast fashion or the latest and greatest tech, makeup, whatever. You are smart with your money and what you spend and on what. Thanks for setting a great example for those watching.
I have the three bank accounts too. Bills in one, savings in another and expendable income in another. Its helped me so much. No worries about over spending and not being able to pay your bills.
really love that you were comfortable sharing details like this, i know it’s not easy to put yourself/your finances out there but it’s so helpful and really appreciated! happy for you getting some time on your own and i hope things go well!! :)
I'm so happy for you and your new place! I LOVE and appreciate how you showed your cramped small room with all your shoes and everything while living at your parents' house. It's admirable how you made do and saved money. It also shows other people it's okay to be realistic and that not everything is picture perfect and ideal all the time. You're so lucky you have parents that let you live with them. Gratitude and working towards goals!
I recently moved out on my own too - had lived out of the house in college and stuff like you, but never truly been on my own - and the best advice I can give is always be prepared for it to cost more than you anticipate... There are so many extra costs here and there that really add up! For instance, I thought I had everything I needed, but then I spent like $100 extra at target for random stuff like a welcome mat, utensil drawer, organizing bins, lol. And not to mention, restocking your fridge and pantry from scratch (since I lived with my parents before) is sooo much money up front.
Me and my boyfriend are moving in together in a few months , however I’m going over to his state (not far from where I am at). We’ve been saving up like crazy so we’re currently looking for a place 🙂 this video helped me so much !
Ahhhh! I’ve been so excited waiting for this video. Thank you for answering my questions and being so transparent about finances. My boyfriend and I broke up 2 days ago (and we live together) and your moving out vlog a few videos ago luckily inspired me to start the search for my own.. so I went apartment touring this morning!! It was so exciting and I got pictures. And I do want to buy everything when I move out all at once as well so I’m going to take your advice and I’ll move back home for a few months and then I’ll have some cushion. Thanks for the video Sam 💕 Can’t wait to see the full finished apartment!
Aw I'm sorry to hear about the breakup, but this is such an exciting time for change! Glad you found the tips helpful. Wishing you the best of luck with your own apartment! :)
Sam, I literally can relate to your story 100%. I’m 26 and have been living with my rents again for the past 3 years in a small ass town. I have been saving a nest egg just waiting for the right place. I can’t wait to have my sanity back.. Enjoy your space and time to yourself 💜 thanks for sharing your experience!
I have 5 accounts😂 1 for big expenses (ex. Rent, utilities, etc), 1 for small expenses (Ex. food, eating out), 1 for big savings (60% of my savings goes here and it’s untouchable), 1 for free expenditure (20% of my savings) and 1 for small savings (like travelling, also 20% of my savings)👌🏼
Vivian Velazco I have so many bank accounts too 😂 I have a chequing and savings account with 2 different financial institutions and I have a big savings account and a small savings for things such as dentists and mechanic purchases.
I also live in an apartment with no washer/dryer hookups - but I have a tip! We ordered a portable washer (weighs about 40-50 lbs and it has wheels) that can be connected to most kitchen or bathroom sinks with an adapter. Such a lifesaver! It’s not the biggest and you wouldn’t be able to wash a comforter or anything big like that, but it works for my hubby and I especially in between larger loads :) I totally recommend it and there is also a portable dryer too!
I did consider that! But I really only do my laundry once a week or every other week. Plus my parents live so close and I don't know if I'll still need it after I move out of here, so it doesn't feel worth it. I may change my mind in the future though!
The tips about your banks account is super helpful! Definitely gonna give that a go and try to get better about saving money! I have a 13 yr old daughter and anytime I have extra money its gone that same day because I just want her to have all the things I didnt growing up but I want to be less paycheck to paycheck and I COULD be that way if I would just start paying more attention to my finances and so im going to try this. Thanks for sharing. A lot of people are kinda hush hush about their finances but your tips are so relatable and helpful!
I have lived completely on my own for 5 months now. I have always wanted to live complety alone atleast once in my life and I love it! But when my neighbor knocks on my door at 1:00 a.m. that is terrifying... other then that, its great.
My fiancé and I are currently living with my parents and let me tell you it is the best thing especially helping us save money!! We are getting married next July and so far we've saved up a decent amount! After our wedding we are going to stay another year and save up for a house. My parents are gems, don't want anything from us, they just want us to be ready when it's time. We live in Sacramento California btw so the cost of living here is very expensive. You need to be making over $20 + an hour to be financially stable if I'm being honest. My fiancé is a plumber and makes good money but I'll be finishing up school next semester that is also another reason why we're staying with my parents.. So my parents letting us stay with open arms definitely means a lot! I'm so happy for you Sam!! 💝 Your apartment is very cute!
Most of the time if you have direct deposit you can set certain amounts to go into certain accounts. Then you don't even have to think about moving money around.
Having a great apartment and cheap rent is jackpot , Me and my husband are currently paying 740$ CAD for a 4 1/2 ( 2 rooms, living room kitchen and bathroom ). We moved here in 2018 and the landlord hasn’t raised the rent, so my rent will be 740$ until 2021. It took me about a year to fully furnish and decorate the place,I’m happy we waited a few months to decorate since we had time to figure out our style.
yo i'm glad you mentioned having multiple bank accounts, ive been doing this for a few years now and it has helped me so much. great advice all around, i appreciated this video
I live a little more than an hour away from Sam and I have a 2 bedroom that is pretty similar in size and architecture, but my rent is $1,125 /month because I live about 45 mins away from Philadelphia and 25 mins from the King of Prussia mall. PA can be very cheap or very expensive depending on what you live near.
The way I do Netflix is I go and buy a $200.00 gift card put it on the account then it, is paid for I think it’s 18months. Something to think about if you want to drop that auto pay it’s an easy thing to do. (You also don’t have to do $200.00 that’s just the max that you can put on the gift card)
Sam Vay I hate anything auto pay. I find it so much easier to budget when I have to physically pay the bill myself. (I mean don’t get me wrong I do it online, I am not that crazy 😜)
Thank you so much for this video! It was so helpful 🙏🏻 💕 You gave a lot of good tips 😊 I’m hoping in a year or 2 I can save enough money to get my own place ✨🙌🏼✨
I live in NYC, born and raised so it will always have my heart but I WISH I could pay 800 a month on rent! here in NYC it's at LEAST 1400, and that's split with a roomate or 2-3. It's insanity. I'm about to move to a different state honestly lol your apartment is perfect.
ToddFam omg same here! Luckily I didn’t get any credit cards til I was older and had a better understanding of everything, so I didn’t do too much damage lol! We definitely need to require personal finance classes for high school students though.
omg i can relate so much. I have student loans as well and have been paying a lot more than the minimum since day one. Paying the minimum doesnt get you anywhere. The multiple accounts is also a lifesaver. That truly works!! Ive had it since I started working after school. I have a savings that i do not touch at all. Very good tips, Thank you so much sam!! I do have a question though..where do you park? Do u have a garage or parking slot? how does that work for you guys?
yay!! loved this . sorry if u mentioned this but once ur fully settled in and all decor is set .. will u do a video on all ur decor and finished video?? 😁
Some of the questions asked are obviously asked by younger people living at home with their parents. Here is my advice as an older adult - when you first move out ring relatives and family friends and ask if they have any homewares they want to get rid of or sell to you (couches, sets of draws, etc). Usually they will have some nice stuff. Also thrift stores and yard sales are helpful. Check Facebook marketplace in your area. Don’t move out thinking u need things to be brand new. You can buy some really nice second hand items. It will cost you a hell of a lot less than $5000 to furnish a whole house!
J Du absolutely! But that’s not always an option for everyone. I don’t have any family that lives in my state, and because of quarantine, thrift shopping wasn’t an option either. I did take some of the extra pots and pans that my parents didn’t mind parting with, but everything else I had no choice but to buy brand new for myself.
I just graduated and just looked to see when and how much my loans will be... by the time I’m finished paying them off I’ll have paid double what I took out due to interest. I want to die just thinking about it lol
Yup! It's so crazy. It's overwhelming, but if you make them a priority and make bigger payments at a time, you'll start to knock them down and it won't feel so scary after a while. Trust me, I used to just make minimum payments and avoided checking my balance because it stressed me out too much, and that just made things worse.
She probably has very nice parents that don’t mind her doing that when she visits :) also, being an adult doesn’t mean your parents disown you and aren’t willing to help you. You can ask for help as an adult you know?
Lol exactly what everyone else said. It's free... it's an opportunity to visit with them every so often... and I don't have to worry about sitting around waiting for my stuff to wash or anything getting messed up/ stolen/ etc. It's just more convenient. No need to get rude or judgmental about it.
I really love that you’re not wasteful. Some RUclipsrs drop so much money on stupid things such as fast fashion or the latest and greatest tech, makeup, whatever. You are smart with your money and what you spend and on what. Thanks for setting a great example for those watching.
I have the three bank accounts too. Bills in one, savings in another and expendable income in another. Its helped me so much. No worries about over spending and not being able to pay your bills.
Love how real and transparent you are :)
The calm aesthetic of your apartment is radiating through your video! I can’t stop looking at the decorations in the background, nice job 🌞💗
Thank you :)
really love that you were comfortable sharing details like this, i know it’s not easy to put yourself/your finances out there but it’s so helpful and really appreciated! happy for you getting some time on your own and i hope things go well!! :)
Thank you so much!
I love how you changed the background with every question :)
I thought it would be a fun way to show different parts of the apartment before the big reveal ;)
I'm so happy for you and your new place! I LOVE and appreciate how you showed your cramped small room with all your shoes and everything while living at your parents' house. It's admirable how you made do and saved money. It also shows other people it's okay to be realistic and that not everything is picture perfect and ideal all the time. You're so lucky you have parents that let you live with them. Gratitude and working towards goals!
Thank you so much! I couldn't agree more!
I recently moved out on my own too - had lived out of the house in college and stuff like you, but never truly been on my own - and the best advice I can give is always be prepared for it to cost more than you anticipate... There are so many extra costs here and there that really add up! For instance, I thought I had everything I needed, but then I spent like $100 extra at target for random stuff like a welcome mat, utensil drawer, organizing bins, lol. And not to mention, restocking your fridge and pantry from scratch (since I lived with my parents before) is sooo much money up front.
Wow! $800 I wish our rent is $1800 in Bayonne NJ 🥴
2,500 in san francisco lol 😫
Me and my boyfriend are moving in together in a few months , however I’m going over to his state (not far from where I am at). We’ve been saving up like crazy so we’re currently looking for a place 🙂 this video helped me so much !
I'm so glad! Good luck!! :)
Love the aesthetics of your new place :) Congrats on almost being done with loans!
Thank you!! :)
Ahhhh! I’ve been so excited waiting for this video. Thank you for answering my questions and being so transparent about finances. My boyfriend and I broke up 2 days ago (and we live together) and your moving out vlog a few videos ago luckily inspired me to start the search for my own.. so I went apartment touring this morning!! It was so exciting and I got pictures. And I do want to buy everything when I move out all at once as well so I’m going to take your advice and I’ll move back home for a few months and then I’ll have some cushion. Thanks for the video Sam 💕 Can’t wait to see the full finished apartment!
Aw I'm sorry to hear about the breakup, but this is such an exciting time for change! Glad you found the tips helpful. Wishing you the best of luck with your own apartment! :)
Sam, I literally can relate to your story 100%. I’m 26 and have been living with my rents again for the past 3 years in a small ass town. I have been saving a nest egg just waiting for the right place. I can’t wait to have my sanity back.. Enjoy your space and time to yourself 💜 thanks for sharing your experience!
I have 5 accounts😂 1 for big expenses (ex. Rent, utilities, etc), 1 for small expenses (Ex. food, eating out), 1 for big savings (60% of my savings goes here and it’s untouchable), 1 for free expenditure (20% of my savings) and 1 for small savings (like travelling, also 20% of my savings)👌🏼
Vivian Velazco I have so many bank accounts too 😂 I have a chequing and savings account with 2 different financial institutions and I have a big savings account and a small savings for things such as dentists and mechanic purchases.
It's great that you were able to move back in with your parents to save, not everyone has that luxury. 😊
Need the furnished apartment tour NOW!! I’m so excited 🤗🤗🤗
I also live in an apartment with no washer/dryer hookups - but I have a tip! We ordered a portable washer (weighs about 40-50 lbs and it has wheels) that can be connected to most kitchen or bathroom sinks with an adapter. Such a lifesaver! It’s not the biggest and you wouldn’t be able to wash a comforter or anything big like that, but it works for my hubby and I especially in between larger loads :) I totally recommend it and there is also a portable dryer too!
I did consider that! But I really only do my laundry once a week or every other week. Plus my parents live so close and I don't know if I'll still need it after I move out of here, so it doesn't feel worth it. I may change my mind in the future though!
The tips about your banks account is super helpful! Definitely gonna give that a go and try to get better about saving money! I have a 13 yr old daughter and anytime I have extra money its gone that same day because I just want her to have all the things I didnt growing up but I want to be less paycheck to paycheck and I COULD be that way if I would just start paying more attention to my finances and so im going to try this. Thanks for sharing. A lot of people are kinda hush hush about their finances but your tips are so relatable and helpful!
Omg I love you’re hair color!!! It looks so good with you’re skin tone! Getting my hair done soon hoping for a similar loook.
You look SO good in such a simple look. Where is your sweatshirt and necklace from? Love the combo
Thank you! The necklace is from Vibe Szn and the sweatshirt is just that Gilidan brand that you can get from Walmart :)
Yes to more videos about your move! They are super fun to watch 🙂
I have lived completely on my own for 5 months now. I have always wanted to live complety alone atleast once in my life and I love it! But when my neighbor knocks on my door at 1:00 a.m. that is terrifying... other then that, its great.
Yeah that would definitely freak me out! My introverted ass would panic even if they came knocking at 1 pm though hahaha
My fiancé and I are currently living with my parents and let me tell you it is the best thing especially helping us save money!! We are getting married next July and so far we've saved up a decent amount! After our wedding we are going to stay another year and save up for a house. My parents are gems, don't want anything from us, they just want us to be ready when it's time. We live in Sacramento California btw so the cost of living here is very expensive. You need to be making over $20 + an hour to be financially stable if I'm being honest. My fiancé is a plumber and makes good money but I'll be finishing up school next semester that is also another reason why we're staying with my parents.. So my parents letting us stay with open arms definitely means a lot! I'm so happy for you Sam!! 💝 Your apartment is very cute!
That's awesome! Having supportive parents that help you get on your feet is such a blessing. Good luck to you both! :)
Most of the time if you have direct deposit you can set certain amounts to go into certain accounts. Then you don't even have to think about moving money around.
Having a great apartment and cheap rent is jackpot , Me and my husband are currently paying 740$ CAD for a 4 1/2 ( 2 rooms, living room kitchen and bathroom ). We moved here in 2018 and the landlord hasn’t raised the rent, so my rent will be 740$ until 2021. It took me about a year to fully furnish and decorate the place,I’m happy we waited a few months to decorate since we had time to figure out our style.
Hey girl that was very helpful and I can't wait for your finish apartment look !!!
yo i'm glad you mentioned having multiple bank accounts, ive been doing this for a few years now and it has helped me so much. great advice all around, i appreciated this video
I like that you are soooo honest! I also like the advice you give to the younger ones.
Not hearing neighbors is AWESOME 😁 plus natural light, yessssss. 🌞🌳🏡
so proud of u! and this is really helpful too
Aw thank you! :)
I loved how you kept changing rooms per question, made me laugh lol
I live a little more than an hour away from Sam and I have a 2 bedroom that is pretty similar in size and architecture, but my rent is $1,125 /month because I live about 45 mins away from Philadelphia and 25 mins from the King of Prussia mall. PA can be very cheap or very expensive depending on what you live near.
This natural lighting is absolutely gorgeous😍😍😍
This was great info! And I love the way you decorated; it looks cozy, fresh and comfortable!
Thank you! That was exactly the vibe I was going for :)
This is needed right now!
I love how you go to different rooms where we get a climps of each room
Cant wait to see the finally result to ur apartment i get excited about those things lol
Congrats! You look so relaxed and happy🤗 Enjoy your new apartment💕
Thank you so much :)
Might be random but I loved how you moved around throughout the video
Hey Sam, you should look into a portable washer. It’s good for small apartments and doesn’t need a hook up
So true! I saw one on amazon
I thought about it! I just don't know if it's worth it. My parents live so close and it's a nice little excuse to visit once every week or two ;)
Soooo helpful thanks Sam 🧡
So happy for all your accomplishments
The way I do Netflix is I go and buy a $200.00 gift card put it on the account then it, is paid for I think it’s 18months. Something to think about if you want to drop that auto pay it’s an easy thing to do. (You also don’t have to do $200.00 that’s just the max that you can put on the gift card)
SO SMART!!! I love that idea!
Sam Vay I hate anything auto pay. I find it so much easier to budget when I have to physically pay the bill myself. (I mean don’t get me wrong I do it online, I am not that crazy 😜)
@@andrealove7209 Same here!!
Thank you so much for this video! It was so helpful 🙏🏻 💕 You gave a lot of good tips 😊 I’m hoping in a year or 2 I can save enough money to get my own place ✨🙌🏼✨
I live in NYC, born and raised so it will always have my heart but I WISH I could pay 800 a month on rent! here in NYC it's at LEAST 1400, and that's split with a roomate or 2-3. It's insanity. I'm about to move to a different state honestly lol your apartment is perfect.
PLEASE do a tutorial on your wavy hairstyle, it looks amazing!
The multiple accounts tip was really helpful! Thank you for your advice ✨
Yasss!! Just in time for bedtime 💚 You are such an inspiration Sam!!
I’m so happy for you! Your apartment is cute and I can’t wait for future videos !
Thank you! :)
Hair makeup jewelry all on point in this video😍😍
I love your honesty and your money saving advise is great!
I live in pa too and want to move out alone, that is probably the best rent I’ve seen so far 😂
I’m so excited for your JOURNEY ❤️
Thank you!! :)
Thank you for answering my question! Means a lot ❤️
I'm so proud of you! Would you buy a portable washer for laundry? I just bought one and it works wonders!
Love the Vlog 🏠🤗 Love all the Decor & The lamp 😍✨
That fun account is so smart!! Have to do that
A great video to start out my morning. 🌞🥰
Good morning!☀️ Hi Sam love you ❤️
Good morning love!
Awesome tips!! Wish I had this video when I was 18. I ruined my credit because I was so uneducated on how all of this shit worked!! Lol
ToddFam omg same here! Luckily I didn’t get any credit cards til I was older and had a better understanding of everything, so I didn’t do too much damage lol! We definitely need to require personal finance classes for high school students though.
Thanks for tips! I have a video request btw:), suggestions on side hustle jobs . 😊
I like that beige chenille pillow. Where did you get it?
Homegoods! The brand is Docofil.
Sam Vay Thank you! I just noticed a new one close to where I live so I’ll check it out. 💗
Good for you girlfriend!!! I didn't even realize you were 28. You look about 23!
By the grace of God I hope to get my own apartment soon! 🙌🏽, Great video!!!👏🏽
Thank you!! You will! Just plan and then manifest that shit!! Lol :)
Sam Vay Yes, 🙏🏽 and manifesting!!! Thanks for responding!❤️
omg i can relate so much. I have student loans as well and have been paying a lot more than the minimum since day one. Paying the minimum doesnt get you anywhere. The multiple accounts is also a lifesaver. That truly works!! Ive had it since I started working after school. I have a savings that i do not touch at all. Very good tips, Thank you so much sam!! I do have a question though..where do you park? Do u have a garage or parking slot? how does that work for you guys?
Exactly!!!
yay!! loved this . sorry if u mentioned this but once ur fully settled in and all decor is set .. will u do a video on all ur decor and finished video?? 😁
Yes, she said she is going to once it’s fully decorated
I definitely will! :)
Thanks for the advice on paying back student loans!
Omg I wish my rent was $800. Come to Miami you will never get that 😫 but congratulations on your new place 🤗
Some of the questions asked are obviously asked by younger people living at home with their parents.
Here is my advice as an older adult - when you first move out ring relatives and family friends and ask if they have any homewares they want to get rid of or sell to you (couches, sets of draws, etc). Usually they will have some nice stuff. Also thrift stores and yard sales are helpful. Check Facebook marketplace in your area.
Don’t move out thinking u need things to be brand new. You can buy some really nice second hand items. It will cost you a hell of a lot less than $5000 to furnish a whole house!
J Du absolutely! But that’s not always an option for everyone. I don’t have any family that lives in my state, and because of quarantine, thrift shopping wasn’t an option either. I did take some of the extra pots and pans that my parents didn’t mind parting with, but everything else I had no choice but to buy brand new for myself.
I love your hair colour! my hair lifts to a level 8- what should i ask my stylist for to get what you have?
Thank you! I would just show a photo/video honestly. But my hair is more of a level 9.
awesome content thanks for sharing rent cost and other costs not many people are willing to share.
Please post videos more often 💕
Hi girl! love your apartment!!! where did you get your couch? sectional?
Thank you! Wayfair :)
i love your tv stand! i've been looking for one like that is it from Wayfair?
Amazon!
I want this to be me in two years except I want it to be a townhouse with laundry lol never renting again!
What toner did you use on your hair? It seems like it’s a bit more beige toned than before. It looks great!
Kenna C I haven’t toned it since the last time I filmed it! I’ve just been letting it fade and maintaining with purple shampoo every so often.
Omg yayyyy so excited to watch this!!!
How did you do your hair 😍😍😍 love the waves
Thank you! I used the Bed Head beach waver. I have a tutorial on my IGTV if you're interested :)
Obsessed with you and this
Abby & Vinny ❤️❤️❤️
Omg I pay $1,450 for a 800 sq feet apartment (one bedroom) and it’s me, my husband + baby 😭 I’m in Massachusetts.
I just graduated and just looked to see when and how much my loans will be... by the time I’m finished paying them off I’ll have paid double what I took out due to interest. I want to die just thinking about it lol
Yup! It's so crazy. It's overwhelming, but if you make them a priority and make bigger payments at a time, you'll start to knock them down and it won't feel so scary after a while. Trust me, I used to just make minimum payments and avoided checking my balance because it stressed me out too much, and that just made things worse.
Sam Vay yea I’m hoping to bump my payments from 335 a month which is the min to 500 to try and get them gone quicker
I'm disappointed for you that the door at the bottom of the stairs isn't either a coat closet or the laundry room. Heather xo
how much did you save before you moved out?
Will your cats be also moving in with you?
🤯 $800?!
omg i can't believe your place is only 800. i need out of my state. something like that is at least 1400 here lol.
DAMN!You're paying $800 and you don't have washer and dryer!? Around where I live anything over $700 has washer and dryer!
There isn't anything in my area that's lower than $700 at the absolute minimum, so it all depends on where you live!
First comment😍😍😍
800???? That's it, wow!
Do you have 3 different bank accounts all in the same bank or different banks?
The "fun" account is cash and the other two are the same bank.
Saving up 🆙 to $4,000 for an apartment is pretty good?
Girl I pay 725 a month all bills included 😇
I love you place ❤️
Thank you!
Student loans are a pain!
Hope you get good sponsorship offers!
800? A month??? That’s is so cheap wthhhhhhh, I’ve paid that for a one bedroom basement but for a whole ass apartment ??? I’m jealous 😭
I knowwwww! I feel really lucky. It's the payoff for living in a quiet town lol
*watches video
*makes an extra student loan payment*
There's no laundromats? Why would you take your clothes to your parents to do laundry? You're an adult now.
She probably has very nice parents that don’t mind her doing that when she visits :) also, being an adult doesn’t mean your parents disown you and aren’t willing to help you. You can ask for help as an adult you know?
Why pay to do laundry when you can do it at your parents place? Saves so much money lmao
Lol exactly what everyone else said. It's free... it's an opportunity to visit with them every so often... and I don't have to worry about sitting around waiting for my stuff to wash or anything getting messed up/ stolen/ etc. It's just more convenient. No need to get rude or judgmental about it.