The BEST P2P Lending Platform in India 2023 | Peer 2 Peer Lending Explained| Every Paisa Matters
HTML-код
- Опубликовано: 25 фев 2022
- Best P2P Lending Platform India 2023. Peer to Peer Lending is FinTech's new age financial product which enables users to get high returns on their deposited amount. But with high returns, comes along high risk. But are there any other parameter which one should be aware of while investing Peer to Peer Lending Platforms? Watch the video to find 15 different parameters used for evaluation of P2P lending products.
----------
✅Subscribe to my RUclips Channel - bit.ly/EPMsub
✅12 Club BharatPe App HONEST Review - • 12 Club BharatPe App H...
➡️My Investments in 12% app - I have withdrawn all my investments from 12% CLUB App for which I also made a video.
✅CRED Mint से कैसे मिलता 9% Interest - • CRED Mint Review - कैस...
👬TELEGRAM - t.me/EveryPaisaMatters
👬INSTAGRAM: / everypaisamatters
👬FACEBOOK: / everypaisamatters
👬TWITTER: / evrypaisamatter
📺 HELPFUL Playlists - bit.ly/EPMPlaylists
📺 PENSION PLANS - bit.ly/EPMPensionPlans
📺 INSURANCE PLANS - bit.ly/EPMInsurancePlans
📺 INVESTMENT PLANNING - bit.ly/EPMInvestmentPlanning
📺 TAX PLANNING - bit.ly/EPMTaxPlanning
📺 GUARANTEED RETURNS - bit.ly/EPMGuaranteedReturnsPlan
Books I Love
📖 I Will Teach You to Be Rich - amzn.to/33L03KI
📖 Rich Dad Poor Dad - amzn.to/3mhUp96
📖 Think and Grow Rich - amzn.to/3e830Xx (English)
🛒BEST Amazon Deals - www.amazon.in/shop/everypaisa...
🛒My MOBILE - amzn.to/3pcA1Za
🛒My CAMERA - amzn.to/3FesPBg
🛒Automatic PLUG - amzn.to/3pd6G0y
🛒My ALEXA - amzn.to/3GWyzzT
🛒My Recommendations - www.amazon.in/shop/everypaisa...
----------
All videos/comments and all other forms of communication are for educational purposes only and should NOT be considered INVESTMENT ADVICE. Any individual shall NOT be held liable for any loss suffered in any form by a student/RUclips viewer/member of the public. Any information provided through our videos/classes/comments/social media posts or any other form must NOT be considered Investment advice.
Some contents are used for educational purpose under fair use. Copyright Disclaimer under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational or personal use tips the balance in favor of fair use.
#everypaisamatters #p2plending #12Club #CredMint
------------------------------
Music by Spiring:
/ spiringmusic
open.spotify.com/artist/77HFe...
/ user-57630131
ruclips.net/channel/UCGWp...
/ spiring
--------END OF CREDITS----------
What an amazing and eye-opening video this was! Love your content sir, the research that you have done is amazing.
Glad you liked it!
Please don't invest in Faircent. Default is very very high, I am sharing my experience of more than 2 years. You will definitely lose even the principal amount. Their collection activity is very poor (only calls and Sending email, imagine how a borrower will return money).
Seriuosly
Faircent withdrawal is also taking time. 12% club was good but after internal dispute it's not taking fresh fund. So currently liqui loans and lendbox is going good.
no matter what… but u definitely told me a way to easily borrow money and run away. i’m coming Faircent lend me some money
@@money_talks_bullshit_walks they’ll ruin your credit score
@@money_talks_bullshit_walks you would never recover from the damage that will cost on your credit score
Can you please let me know about liquidity of Liquiloans means is it low, medium or high ?
There should be strict recovery process.
Sir mera bharat pe k threw bna hua hai lending account kya ye safe rhega thoda
Cred mint option is not showing in my cred apps. How can I invest in cred mint? Please help
Cred mint me daily interest add to hota hai per compounded annually only.
Nice video sir, you have researched very well.
How do know the loans to be recovered from P2P lending companies?
Sir Interest is also eligible on delayed payments?
Nice video
I m not investor in P2P lending but my research topic is P2P lending can I get data loan data from company without registering my self as borrower or investor.
Very clearly explained 👍
Well researched content. Covers everything so far. 👍💯
Thanks for appreciating the hard work.
Good video. Liked.
Agar loan lene wale default kar dia toh hum log khatam 😐
Give another Loan to Recover the first one
Realy loved ur video ...u have given a great nd quality analysis...I have been investing in 12%club from aug 2021 ...it's a good platform ...but I want to know more abt lendbox per annum ... kindly make a video of that ...
Are you still invested in 12% Club? Have you made consistent profit without loss?
@@Iamabhi0597 I have invested in 12% club. It's been working out well for me so far, although, we can't foresee that things will remain the same way. I'm exploring some other platforms as well. If you come across a company that has an efficient management and a well structured plan, please let me know.
@@Iamabhi0597 sorry for the late reply...ya it's working fine without any loss ... mostly withdrawals take 24 to 28 hours...nd little bit change happened recently due to surplus liquidity...but they are managing it very well
But if u r looking for p2p investment...than u need to follow the same technique like stock...u need to be diversified ur portfolio
Currently best p2p investment platforms which currently i had invested
1) 12%club
2) per annum (lendbox)
3)indiap2p(great platform, recently started the investment, getting 16% return)
I m getting stable returns without any problem...but first u need to understand their business nd operation...
After that u can invest as per ur risk appetite...
Hopefully i have cleared all ur doubts....
Thank you so much, aap help kar sakte hai kya, Mai Naya hu isme
Sir, i invested 1 lakh via cred mint. every day i used to get around Rs 23. If compounding is daily in cred as you say, this 23 had to increase on daily basis right...at least after a few days i should get slightly more than 23. But that is not happening. So is this really cumulative ? Are they giving us simple interest or compound interest ? please help.
How many days has it been since you invested?
It will increase to a greater amount but in a longer period of time.
9% is XIRR. After one year, you should be getting 9000
MAKE VIDEO ON PROTON DEFI APP.......STABLE COIN INTEREST
Loved your detailed analysis and explanations. Please do make a video on Tax on P2P returns.
Noted!
Hello sir ,your videos are genuine. Please make video on costa savings for its history and safety??
Secondly, that these p2p apps are safe for investing small amounts?? Means if app closed in future what will happen to our money because I think to invest in 12%club.
Thanks for kind words.
If they close, they say that your money is safe with intermediory accounts - But I would not take their words.
So in simple terms, consider it as 100% risk.
Lendbox per annum interest is also credited on daily basis. Have been investing from a while.
Have you invested in lendbox
@@aishwaryanikhare299 Yes
Is per annum safe to invest for
@@arindambanerjee003 no problem as of now, returns have been on time. They have a huge loan book so a lot of NPA can diluted without any loss to investors. Go for it.
@@AllGadgetBuzz Hi, hope you are doing well. Actually I'm considering investing in Lendbox but being skeptical has made me a bit reluctant to go ahead and do it. Is there any way I can talk to you through a phone call? Although, I've made the investment of Rs 5 Lakh on the 12% club's platform.
What about uni??
Which is better to use?
Melody khao, khud jaan jao 😇
Very nice explain
I received an access from Cred Mint... should I invest?
Your money, your risks, your choice......
Hi sir very well explained
Can you please tell me is liquiloan a good choice to invest now ... Around 50k or less.
Please reply it would be really helpful, thankyou 😊
If you will still be happy even if these ₹50K are lost, then Go for it
BUT
If your life depends on that ₹50K, Don't invest.
Can I keep some part of emergency fund in 12% club?
You should always keep the Emergency fund in most safe instruments and never in Risky ones.
Aajkal sab term plan with mutual fund ki baat karte hai..Kya lic conventional policy bekar hai..Ispar kuch video banao..
Sir hi, bhar bhar ke video hain channel pe...Subscribe kar ke check keejiye
@@EveryPaisaMatters mai subscribe kar chuka hu
In credmint you write daily compounding that means if we invest 100000 and on day one when we get interest on that i.e 1st day 24.65753424657534 next day it will be 2nd day 24.66361418652653 ????
What's the income the P2P
How they earn the money
It's not understood by us
P2P Lending
ruclips.net/p/PLIHzwEu-p9d6J-JXhsxmtBFtYavetxP24
Can a pensioner apply for loan ?
Great stuff 👏
Glad you enjoyed it
Wonderful analysis !!! A small correction though....CREDMINT compounding frequency is 1 year not daily.
Its interest is credited daily and compounding is daily.
@@EveryPaisaMatters I get the same interest amount daily. So, it is definitely not daily compounding.
In CRED, interest is not automatically invested.
@@SafalAgarwal It is invested. U need yo understand how their compounding works.
Great content. Can a Banker invest in p2p platform?
Why not?
Is cred mint safe?
Nothing is SAFE in this world my friend. Not even things backed by sovereign guarantees (look for example of Sri Lanka)
With all the news around BharatPe (and Ashneer Grover resignation), is it still recommended to go ahead with 12% club?
Well well well!! Ashneer is not the company - BharatPe is. (Steve Jobs was also ousted by Apple only to be brought back many years later). Anyways, BharatPe is not Apple.
So, image is tarnished for sure at least for short term but I can see my investments via BharatPe have been made in accounts by LenDen Club (video coming soon so do subscribe).
Personally, I am still invested and cautiously treading the waters.
BUT, there is a lot of RISK for sure...
very well done
Thank you very much!
Sir , I want to withdraw my investment amount from Lenden club, however There is no withdrawal option and the support team is not responding to my emails nor the customer support is responding to my calls. It looks like a big SCAM , can you help to get my money back. Can I file a case against them?
Please advise
Is it solved
Sir calculation me bad loan bhi lizeya
Kaise?
How about 12 percent app
Created many videos on it. Check P2P playlist
thank u
Welcome
PER ANNUM DELAULT RATE IS LESS.
What is it?
Per annum fixed investment sir.
Per annum is good, I have invested on it @9.5% it gets credited daily and the withdraw takes time as it is done throught NEFT.
@@saikumar7812 24hrs max.
Normal T+1 transaction day.
Without my consent, LenDenClub has shifted my invested money in FMPP. This is highly objectionable. Already wrote few mails to them, but could not get suitable clarification. Also unable to check our FMPP portfolio without adding more funds. For this message also, they will again put standard response "please help us with your contact details and our customer support team will reach out to you" though nothing will happen. LenDenClub is highly disappointing.
Ditto. Hence, I moved my money form there.
Highly Unprofessional and shows that they have full command on our money whereas we have none.
Sir you can try other P2P PLATFORM. 12% , PER ANNUM.
please share cred mint invitation
Email me ur number at feedback@everypaisamatters.com