People wants two things. Convenience and reward. Cheque is much ahead in this. I don't like Cred now a days due to scam coins. Not interested in their shopping, games, bets, etc. I like your unbiased opinions on many topics. Keep it.
Cheq has started charging 0.2% as processing fee for making payments into the credit card. It may seem a small amount but it's actually Rs100 for every Rs50000 of payment.
Was just looking for a Cred alternative as recently Cred has made a cap in number of cash backs earned per month and after paying all my bills I don’t get cash back for some of them. Thanks for the information.
I think payment settlement time depends upon the bank and payment amount. For example I paid Rs. 30k bill for my SBI CARD through cheq which was settled instantly
Thanks for such video. Last time there was some sound issue but this time it’s nice. I was using CRED since Oct 2020 but I will also check cheQ sounds bit nice in paying CC bills in reward perspective.
It's better to use the bank's own app for payment of the credit card bill...you will have peace of mind, security and the most important thing is, no 3rd part data selling
@@thelawpur😂😂😂 paytm is the worst. They sell your data like a street vendor , the app may be useful and gives you cashback or something, but not Data. Safe
Cheq has one more disadvantage you can't pay money in decimal numbers manually. Example like if your accurate credit bill is 5467.67, you can't pay 467.67 manually. And Cred has also one disadvantage if in your account you add your family of friends credit card by intentionally or unintentionally after removing this card you can't add this card in other account
Cheq se first time payment karna pe bhaot jyda time lgta hai bill settlement me lekin payment hota jarur hai so don't worry apka payment settle jarur hota hai mere 68 hours lage the first payment settlement me
Looks like cheq is good for rewards but the part where I hear I can’t delete my card sounds scary. Using cred for last 18 months or so. So I am very much sceptical about the security in cheq.
Axis bank officially suggested their app so i don't think there should be any promotion in addition to that they have announced that this removing card features is coming
max cheq chips is 4000 per mnth....and if we convert it in real cash...it will give less than 1% that means...max real cash that we can earn in cheq in less than 40 rupees....so it is ok to use cred rather than moving to any other platform
I think they have not given the delete option because person will pay the same card bill again and again from different cheq account... And get the cashback multiple times......
Cred target primium India And cheq target low credit score Indians Cred should have big ticket size coustomer But cheq could struggle for profitability Even cred is loss making So I am very sceptical about this new company
Bhai ek baat bolunga bura mat lagana But idk what is wrong in people's way of thinking, first of all its only you who is spending through a credit card and then you want cashbacks or offers when you pay for the same. And after that you also want more cashbacks and more appealing offers. And still you will have a card which is already free of cost and not taking any extra charges to operate. If you are so desperate for offers and if you think you spend a lot on credit cards then you should simply take a premium credit card which takes an yearly fee , cards like these already give many offers which you can use and also they are high in terms of money. But my best advice tou you would be that nothing is free in this world so you should just say happy with 2 to 5 rupees cashback that cred gives rather than rooting for more cashbacks.
Great video. Keep it up. Please do one comparison video of Cred and Bajaj finserv UPI app, which offers more cashback and where they can be used. Bcz cred coins are waste.
Thanks for your feedback...not going to use Cheq . I lives in Free country and how they can not allow us to deliat our CC. Big NO for cheq, although now paying thorugh Cred is not exciting as earlier but will go directly to bank website to my CC bill after leaving Cred, and Yes now Cred is useless.
People wants two things. Convenience and reward. Cheque is much ahead in this. I don't like Cred now a days due to scam coins. Not interested in their shopping, games, bets, etc. I like your unbiased opinions on many topics. Keep it.
I agree. Unbiased options are a rarity these days. Thank you.
Cheq has started charging 0.2% as processing fee for making payments into the credit card. It may seem a small amount but it's actually Rs100 for every Rs50000 of payment.
Useless app
Now it's free
Free now
@@Radiodiagnostic-assistant but there is no use of cheq coins as it's devalued. So why to use cheq?
@@irshadalam-vp2jn If you pay 50k cc bill then you will get 500 cheQ coins. Which is equal to 50₹. Which is better than other competitors
Cred is like "Khanna Dance Bar" jaise hi aap open kro, itna lighting, animation and all those creep🎉😂
Lol but lot of efforts in it
Right.... Interface userfriendly nahi hain cred ka...
Cred is totally shit now
😂😂😂😂😂😂😂😂
😂😂😂
Update: Cheq has a rolled out feature where you can remove the card now.
Was just looking for a Cred alternative as recently Cred has made a cap in number of cash backs earned per month and after paying all my bills I don’t get cash back for some of them. Thanks for the information.
How much cap
Finally thanks, was waiting since morning to listen your voice ❤😂
your way of talking and explaining things is mind-blowing
Thanks, privacy and security I will go with Cred
Finally the audio is back..
Yeah 😅
@@bekifaayati ma'am just a complement your are to cute.
@@prabalkalita9318*too (बहुत)
Cheq pe par corporate card add nhi hote...
So glad you shed light on privacy as a parameter
I think payment settlement time depends upon the bank and payment amount. For example I paid Rs. 30k bill for my SBI CARD through cheq which was settled instantly
Very good explanation with all parameters
You can delete your card from CRED but can't add the same card with another account.
*CRED is actually the same as Cheq in this field.*
Thanks for such video. Last time there was some sound issue but this time it’s nice. I was using CRED since Oct 2020 but I will also check cheQ sounds bit nice in paying CC bills in reward perspective.
Definitely 😊
I hope you get 10M subscribers by this year. You have a lot of energy ❤
Thank you 😊🙌
1 cheq coin Sayed rs 0.25 hai. Usse achhe cred cash back deta hai. UPI payment, UPI transfer, bill payment pe cashback aa jata hai Cred pe
Yes
Cheq has started charging for bill pauments, pretty gutsy for a yesterdays app. Plus horrible redemption options
Very logical points, best part is video wasn’t exaggerated to earn more, you value people’s time!
It's better to use the bank's own app for payment of the credit card bill...you will have peace of mind, security and the most important thing is, no 3rd part data selling
I use paytm the settlement happens instantly
@@thelawpur😂😂😂 paytm is the worst. They sell your data like a street vendor , the app may be useful and gives you cashback or something, but not Data. Safe
WHY TO USE THESE APPS???? Are't people not serious about their financial privacy. Never used apps like Cred or Cheq and never will be using
To kya use kreij
Autopay kese kreij
Financial privacy ??😂😂 Look who's speaking at Google's App ...😂
You can get your financial privacy data from darkweb
Then don't use. Why shouting here? 🤣
CheQ not supporting all the cards at now. Eg one/ federal bank card. So CRED is giving pretty reliable and hassle free experience.
Does cheq support One Card/CSB Card?
Thanks for again uploaded with audio 👍
Cheq has one more disadvantage you can't pay money in decimal numbers manually. Example like if your accurate credit bill is 5467.67, you can't pay 467.67 manually. And Cred has also one disadvantage if in your account you add your family of friends credit card by intentionally or unintentionally after removing this card you can't add this card in other account
Paying 40 to 50 Pisa will not be big trouble.. cheq is coll
@@girisetti389 yes of course just i said about accuracy
Most of the apps do not support decimal number payment.
@@yogeshmhasagar6709 cred support, upi apps like paytm phonpe support
there isn't any option to Add Card to other Cred account?
Thanks behna ❤❤
I heard the name of the cheq app yesterday and today didi uploaded the video thank you😊
Welcome 😊🙌
Vo didi hain kch bhi kr skti hain😇. Btw don’t take it to ❤
I tried cheque app and its useless
Ab kuch nhi milta
Cred me 3 rs to milte hai😂
Thank you handy information
I like cred app is good,simple & secure🎉🎉
Thank you dear iam looking for that
Good comparison 👍🏼
Standard chartered credit card bill facing issue with cred recently
Thank you ❤
Welcome 😊🙌
Cheq se first time payment karna pe bhaot jyda time lgta hai bill settlement me lekin payment hota jarur hai so don't worry apka payment settle jarur hota hai mere 68 hours lage the first payment settlement me
cheq hai started bill payments and it is very convenient to pay so it is definitely ahead of cred
Good comparison,thank you for the videos😊
Welcome 😊🙌
Very Informative Video 😊
Thank you 😊🙌
I haven paid the multiple bills almost 10-12times and it's settled within 15min .....
Looks like cheq is good for rewards but the part where I hear I can’t delete my card sounds scary. Using cred for last 18 months or so. So I am very much sceptical about the security in cheq.
They announced that they will add this feature in their next update
Axis bank officially suggested their app so i don't think there should be any promotion in addition to that they have announced that this removing card features is coming
now, you can remove your card in Cheq
Oh great -thanks Vijay --- this was the reason till now not joined Cheq --- can anybody also else confirm if the deleting thing is active now or not
Hi,
Is SuperPe app safe?
Please make answer.
ਕੌਣ ਕੌਣ ਵੀਡਿਉ ਦੇਖਣ ਤੋ ਪਹਿਲਾ ਕਮੈਂਟ ਪੜ੍ਹਨ ਆਇਆ 😁
😊😊very nice 👌👌👌
Thank you 😊🙌
Cheq is charging a processing fee now so it is a big drawback to the cheq
किFAAYAT is Kiफायत
Cheq charges processing fee as well.
Thanks 👍
Kuch smj nahi aata.. Bss ye ldki hi dikhti and my future 🔮 with this girl❤❤❤
max cheq chips is 4000 per mnth....and if we convert it in real cash...it will give less than 1% that means...max real cash that we can earn in cheq in less than 40 rupees....so it is ok to use cred rather than moving to any other platform
Meanwhile Cred giving you whopping Rs 2 as a reward😂😂😂
I think they have not given the delete option because person will pay the same card bill again and again from different cheq account... And get the cashback multiple times......
Like using rupay credit card
Superb information please Shere with your friends
Also cred me search nhi kar sakte koi bhi product, you have to scroll through all products/categories
Cred got very amazing customer service in my experience.
Genuine 🎉🎉
Mam please make a video on ’Bharat NXT' app
Sure, we will try to cover this in our future videos.
@@bekifaayati thanks
Bharat nxt good app
There is one more feature you haven't described, in cheq you can pay all your credit card bills together. Which is not possible on cred.
Mentioned at 4:19
@@bekifaayati sorry hum samjh ni paye 🙃
4:18 mint se video watch krlo
Mere paas 50 lakh cred coins hai present me 🔥🔥🔥🔥🔥🔥🔥
Which software do you use for video editing? It's really smooth.
cheq is giving good rewards but app is really buggy. It shows duplicate credit card entries for me in card section.
Mam Mai cheq aap use kar Raha hu usme bill turant hi settle ho jaata hai. 1 min ke andar
Great 👍
please keep it up.....😍
Sure 😊🙌
Cred target primium India
And cheq target low credit score Indians
Cred should have big ticket size coustomer
But cheq could struggle for profitability
Even cred is loss making
So I am very sceptical about this new company
But the premium customer doesn't want to play coin games and other marketing games
@@sreeharshamaley That's the point 🤣
Finally I am audible 😊
If you remove permission from Gmail from cheq also we can remove our card ..
You sure bro?
Hazaron ki payment karne par cred 2-3 rupay ki bheekh deta hai..
Bhai ek baat bolunga bura mat lagana
But idk what is wrong in people's way of thinking, first of all its only you who is spending through a credit card and then you want cashbacks or offers when you pay for the same. And after that you also want more cashbacks and more appealing offers. And still you will have a card which is already free of cost and not taking any extra charges to operate. If you are so desperate for offers and if you think you spend a lot on credit cards then you should simply take a premium credit card which takes an yearly fee , cards like these already give many offers which you can use and also they are high in terms of money. But my best advice tou you would be that nothing is free in this world so you should just say happy with 2 to 5 rupees cashback that cred gives rather than rooting for more cashbacks.
Cheq never beat cred .cheq came newly but charged processing fee
Nice comparison
Thank you 😊🙌
Great video. Keep it up. Please do one comparison video of Cred and Bajaj finserv UPI app, which offers more cashback and where they can be used. Bcz cred coins are waste.
Need a video on Gullak Gold plus app.... please 🙌
after last point.. m happy with cred
You got your voice back 😅
It's fake.. I am using cheq from 1 month I used to pay more than 10 times every time it's taken 10-20 sec.. on cheq.. not 10 hrs or 20 hrs
Bade payments me hold kar leta hai cheq like 51000 ka kiya tha maine usne 10-12 ghante k liye hold kar liya tha
By paying 1000 we are getting minimum 6 to 10 rs.
Correction. In CRED by paying Rs 100000 also you will get Rs 3-5 cashback. Cred is useless nonsense app with most horrible reward and cashback offers.
Nice spice sbi bill pay Kiya 1 minet me add ho gaya
Abhi maja aayega na bhidu😃
In 2024 CRED is Winner 🏆
So as per this video cred is better at present..reliability and privacy are more important than better rewards..
Very true.... But we are Indian's ... REWARDS 🤤🤤🤤
Coin me cheq jeeta baaki chino me Cred. So, I will go with Cred.
I paid my bill on 1st of April. I am still waiting from 2 days not yet credited to my credit card
Do cheq get a loan account and other details by checking our credit score by hard enquiry?
Will choose CRED
Cheq 1time he settled my 8hour and second time around 30min
Most useless cred coins 🤬
Waah didi aa gyi wapas😅
Is there any referal reward in cheQ?
Good info
I'm using CRED. I was thinking to try CheQ but appears I'll delay it.
Same to me
Thanks for your feedback...not going to use Cheq . I lives in Free country and how they can not allow us to deliat our CC. Big NO for cheq, although now paying thorugh Cred is not exciting as earlier but will go directly to bank website to my CC bill after leaving Cred, and Yes now Cred is useless.
I m using both app
CRED i have never use, I do not see any benifits over my direct payment from bank app
Make a comparison video between the cred and mobikvik app
Swiggy hdfc vs Amazon icici
Please make a comparison on this.
Thank You!
In my case, Cheq has taken very less time than that of Cred.
That's good to know :)
In my case cred taken only 14 sec to settle my credit card bill🎉
Better to stay with cred. Even better than indmoney
Net banking se bhi kr sakte hn kya in app me ??
CheQ is better than Cred
I am using both apps
Make a video on gild credit card gold cashback...
One more disadvantage of cred is that we can't add or pay corporate credit card bills.
Not really.. I pay my corporate card in cred
I'll stick to cred for now.
On cheq no customer care. Even no one bothers to reply mail. Unable to login on cheq once you are logout by any reason
Is CHEQ safe or not in present situation?
Using CRED for now.. But any suggestions on free expense tracking apps on IOS