First time homebuyer here. My last realtor suggested I waive inspection for the sellers on a house that was AS IS but "well maintained". She highly recommend just one inspector and started with the FOMO (fear of missing out) tactics. I told her I wasn't going to waive my inspection.(NON NEGOTIABLE) I had the inspections done as planned . The house had mold, Termite damage, roof and foundation issues. I walked away from the deal with my earnest money and fired her as my Buyers representative. 1)Never skip the inspection.......NEVER!!! 2) Research and hire your own inspectors and contractors *** repair estimates $80,000.00
Good for you. I found out that these inspectors are not that good. I do home improvement and I am better at finding things that are at least suspect. One key thing that this lady talks about is smell. That is a dead give away. Little things like stains around the base of a toilet. Also run all appliances through a full cycle dishwasher wash machines and dryers. Fill up the bath tubs and sinks and let the water drain out. These are just a few things to look for
"As is" means, what you see and what you don't. Had one time where the listing agent handed this form for us to sign here! As the house has been vacant, why should we inspect? My realtor, an old timer, put the guy in his place. Like you walked away. I can estimate the roof, bathroom $$ but when it comes to crawl foundations, we pay extra for the inspection...and here was the issue, muchos $$$.
I purchased a foreclosed home and still had an inspection. I’d rather lose out on $350.00 for a home inspection than THOUSANDS after signing on the dotted line.🤷🏾♀️🤔
Given the nature of the problem described, the seller and the agent were clearly negligent - no full disclosure. I am even tempted to say 'fraudulent' and perhaps the inspector was complicit in all this. The buyer should sue. Feel sorry for her.
My husband and I were trying to buy a house and the realtor recommended some inspectors. I chose one that I found by the reviews and the day of the inspection, I was present 😉 the inspector found some problems which were the ones why we decided not to buy that house. I lost some money, but at the end we were happy to not get into such a future problem. 😊 The agent was upset because we turned down the property, it was also when we discovered the agent wasn’t on our side.
The agent is never on your side, he is on his side for the commission that is why there are lawsuits pending against agent commissions because of things just like this. This is why they don't deserve their commission.
@@bernaclischurchill4463 this is going to sound very biased because this is my mom, but she’s an agent and doesn’t pull shady stuff. But a lot will. She was telling me how she was getting weird vibes from another agent that was trying to sell her client a house. A week later she told me how he eventually asked her to cover up stuff so they could get the sale. Her client got upset because they really wanted the house and went through a different agent, then a couple weeks later came back because the agent they went to was being shady too. I don’t know if my mom ever closed with that client but I know it was going on for a few months with the drama.
That is why YOU ALWAYS show up to the inspection as the BUYER. You show up in person with the roof inspector, home inspector, and pool inspector. Do not rely on just a Home inspector. Get 3. 1. A Home inspector 2. A roof inspectors (check for cracks, shifting, etc which can lead to leaks) 3. And a pool inspector.
I’ve bought 3 houses in my life and all three have had septic tank issues. This is not something a home inspector looks into. You really need to know what you’re doing when purchasing a home. Videos like these are helpful to the first timers out there 👍🏾👍🏾
I remember my former agent recommended a inspector and I had a bad feeling about him...the next time I chose my own inspector and he was great he really looked after my best interest, the next real estate wasn't great but my inspector was great and protected me from a bad deal and a bad agent.
While getting a home inspection is a must, You should also have other trades lined up. Have a roofing company come check the roof. You can have more than one. Many offer free estimates. Many people buy houses with a whole bunch of dangerous trees that are in close proximity. You can get free estimates on that. Also, electrical company to evaluate the wiring in the house especially if it's a house pre 1972s. You're getting specialties looking at something that they see everyday. Especially when The potential to be big ticket items is serious.
Never skip an inspector for the house. we had a house that needed work (AS IS) as well. We was fine with that, my agent who gave me a couple of inspector numbers. Inspector came, beside the obvious things that needed work, he found issues that would have costs us an upwards $40,000 plus, we thankfully walked away. The home we have now, i made sure i called the same company and requested the same inspector. He said eventually we would have to change the roof but it was fine for another couple of years. Finding a Realtor or Inspector you can trust is like finding a mechanic. Take your time, listen to these stories and go with your gut if something doesn't feel right. Paying for a 2ND inspection is just like wanting a second opinion if a doctor gave you some news you may or may not want to hear.
Same thing happened to me in Brooklyn, NY. Except we had 60k damages. It has been the most traumatizing experience of my adult life, it’s almost been a year and we’re still recovering. The agent is not your friend, they are only out for themselves, and the inspector often just wants to not get sued. I had a roofer look too, and still said it was fine. And I agree about the smells, we had no idea what mold smelled like and thought it was bc the house was old. The inspector noted previous water damage, but didn’t tell us to check for mold. I feel like everyone screwed us. I’ve explored legal options against sellers, who I found are known crooks, and even found a lawyer who had previously defended another client in a similar case against the same sellers but they told me it would be futile unless I found a bunch of others and filed a class action suit. I’m going to explore legal aid, and see what else can be done. Thanks for this Shaheedah!
It's very unfortunate that this had to happen. I would bring this awareness to the news front so that others are aware of the situation and can also know what to expect. People work too damn hard to get their finances in order. Let alone their credit. Situations like this is why people get discouraged from even trying to pursue homeownership. I pray that everything works out for her.
I definitely have buyer's remorse for my current home purchase. I also believe that my previous real estate agent and home inspector were not telling the full truth about this home. It's definitely more of a fixer upper than I expected. I will be taking my time with my next home purchase and finding a more trust worthy home inspector.
It happens. I was in my house 2 months before I was told I need floor beams . Floor jacks what ever they want to call it .. cost me 7000 and I couldn’t see how the inspector miss that
Omg I recently had a roofing leak after a hard rain…I’ve only been in my home for 3 months, thank God a repair was able to be made instead of a whole new roof 🙏🏽 ❤🙏🏽
Number 1 rule.. do not one stop shop!!! Some of the realtors, inspectors, etc know each other, work together and will do anything to close the deal(which is illegal). Go out and talk to people who have nothing to do with the deal. Find your own people all the way around!!!! Just my opinion.
Great video. As a fellow realtor, Im always recommending an inspection and if they need referrals always send more than one name. They should always choose so they can ask their own questions and know what’s up with the house they are trying to buy.
Hi Shaheedah, great video as usual! My questions are: #1) can you be there at the time of the inspection and walk with the inspector while he is inspecting the house? #2) And even if they don’t find anything major, what if I still want to call a roofers, a plumber, an electrician and a H-VAC Co. so they can come and inspect anyway just in case? #3) And if the realtor, obviously in this case, she was not good, how can you report a realtor? #4) how can you protect yourself as a buyer? #5) What kind of clauses should you write in there, that will allow you to walk away from the deal and not lose any money? Nowadays is very hard to trust people, especially agents when they’re desperate and not selling or closing deals… Thank you for being transparent as a realtor, I wish you could be my realtor in Texas…
1, Yes, you can attend. Some inspectiors like to inspect and give you a summary at the end but you can attend the entire inspection. Also in most states, when you are under contract you can visit the home at anytime with prior notice. 2. Yes, you can do that. You just want to try to make sure you are doing these during the due diligence period, if possible. 3. Yes, you can report to licensing board in your state 4. Get more detailed inspections and choose your inspector - don't just use the person the agent recommends 5. You probably cannot write a contract where you can walk away at anytime, but you can make sure you have a longer due diligence period giving you time to complete your inspections and get you earnest money back if you terminate. Thanks for watching.
I was definitely there for my home inspection and went around with the inspector except when he went into the crawlspace. However my BIGGEST mistake was as stated in this video, I went with the ONE inspector my realtor suggested. NEVER EVER EVER AGAIN will I do that. Needless to say, there was a major issue ignored.
Same happened to me my realtor recommended me an inspector and when I got to the property they were already there and the situation felt like they were working together to make the deal happen
Me and the wife just backed out of a purchase because of all the issues found on home inspection. The house was being sold “as is” but was advertised as being “meticulously maintained” the inspection brought up that not only was it NOT maintained- but evidence of any and all work that was done by the seller over 15 years- has been done by NON Professionals, using cheap parts/ materials- and done incorrectly. Buyers must walk a line between “normal, used house issues”- and major items needing service. Hell- the “meticulously maintained home “had both a broken entrance door handle, and non working lock. Who sells a top dollar home like that?
@Bmizzzle1 Thanks for watching! Avoid Costly Mistakes by Buying My First Time Homebuyer Masterclass & Digital Confidently Closed Handbook - bit.ly/47s4pT7
I would say go in expecting to be surprised. If it doesn't happen, great. If not, you have extra savings. I had an emergency fund but had no idea how many surprises were in store after buying my house.
I researched my inspector before and read his reviews, none seem to be negative so I went with him based on my agent. I also had a home appraisal who gave the same results that the inspector had given as far as the home.
FYI- Agents will not participate in home inspections because of this very issue. This is taught in RE school. If the agent supplied a list of inspectors, the buyer is responsible for vetting. Before suing , the homeowner needs to know if the sellers has any assets and can be served. If they didn’t have equity in the home, and moved out of state, it will be difficult to get money. Insurance might cover this. Don’t accept the first “no” from an insurance agent. Always get a 2nd and 3rd estimate for repairs. The person who stated that the roof would cost $30,000 to repair might not be honest or they might have provided an elevated estimate (this is common when it comes to insurance claims). Worst case scenario- Walk away from the home, especially if there’s major problems that exceed the value of the home .
very good information you have. I had a realtor and loan officer try to pass off a house on me that had termites. I had some training with a termite company. They did not know i knew the sales paper the back that covers pest destroying insects. Their mouth dropped open. They always have the seller pay for it pumped and the buyer be present to know what the company is doing good. Termite company i worked at the people paid for the whole house to be treated. They only treatet just one area and not the rest. They had the other person to put motor over the spots on the block walls. Never been treated but paid for whole house. They did not buy the insurance policy so when they have a claim they would pay again.That large pest control company was very crooked. It is a nation wide company.
This scary but I'm going to ask for a clue report before I close in 2 weeks. I also plan on bringing a plumber and an inspector to the walk through before we close. The owners have a home warranty company that pretty much covers everything for the first year, I may get an additional one just in case. The a/c unit is old, so I want to be prepared.
@charlieboy501 Thanks for watching! Avoid Costly Mistakes by Buying My First Time Homebuyer Masterclass & Digital Confidently Closed Handbook - bit.ly/47s4pT7
Just bought a new, pre-owned but supposedly never lived in MH. Got inspection and asked all the right questions. Inspector missed many items and I had a kitchen flood my first day moving in. Today I find out there is an HOA though I asked and was told no. Found out from neighbor someone did live here full time. Not sure why that had to be lied about
First time home buyer here, first off your videos are amazing, thank you for the constant knowledge. question, if I were to apply for loan assistance like FHA, and went through the pre approval process etc. is there a time frame on how long though documents are good for before I would reapply again? I believe you’ve mentioned in previous videos about applying now to get an idea of where we stand
It depends on the lender, but usually 50-90 days @Kiara-we2kt Thanks for watching! Avoid Costly Mistakes by Buying My First Time Homebuyer Masterclass & Digital Confidently Closed Handbook - bit.ly/47s4pT7
Structural engineers usually do not do appraisals. Usually a home inspectior will identify potential structural issues and will recommend you get an engineer to look at is more closely.
This is so sad. This exact example makes it feel even more like buying just isn’t worth it at all. I would be so upset! A $30k bill, plus all the rest of the home expenses you have to still pay. Smh Who in the world would have money for this additionally, after closing on a home in this economy.
The agent and inspector were Definitely in cahoots! There’s no telling how many other buyers these 2 scammers have pulled this stunt on. A lot of (deliberate) omissions here . I hope this lady can secure legal representation with experience in these cases and be refunded all that she’s invested And compensation for legal fees, lost wages (likely), pain and suffering, necessary counseling, etc.
🎯@7:48 CLUE Report. Functions similar to CarFax. Very helpful but there's a small catch... If a claim was *Not* made with the home insurance company, it wont show (just like carfax). In theory Little Johnny or the guys in front of Home Depot could have done the repair... With no quality control, no certification or license. "The homie hook up" will hold up for now and look fine until one day.... It doesn't 😬
Are there any contractual clauses/ addendums that can be included that would potentially hold any of the three parties liable, in the event of any such mishaps/ overlooks discovred(costing over a certain amount) ....within thirty days of a homeowners move in?
More than likely no, they usually only cover minor repairs and don't cover pre-existing conditions. @jwrightg1 Thanks for watching! Avoid Costly Mistakes by Buying My First Time Homebuyer Masterclass and Digital Confidently Closed Handbook - bit.ly/47s4pT7
That's a huge fear I have as a first time home buyer, purchasing something used only to have issues the first year. Is there some sort of warranty you can get
You can get a home warranty but they typically do not cover major repairs just minor repairs, so to reduce the chances of any issues - 1. get a really good home inspection 2. save an emergency fund 3. Any major issues found by the inspector, have the seller address before closing, if they do not agree then walk away. @injusticeanywhere381 Thanks for watching! Avoid Costly Mistakes by Buying My First Time Homebuyer Masterclass and Digital Confidently Closed Handbook - bit.ly/47s4pT7
If her agent, home inspector and all other parties facilitating this transaction failed her, why would she then ask the sales agent for a recommendation regarding a lawyer😳 absolutely NOT 😒she has already been bamboozled by these folks 🤢 the American Bar Association is a resource for finding a lawyer 😉Home 🏡 buyers should walk through the door with a TEAM of professionals in their crew and a lawyer is included folks! 🧐This is a lesson everyone should put in their memory bank, thanks for sharing her delimma with us 😏
I mentioned reaching out your agent, because every situation is different...if the agent didn't have anything to do with the inspector then they may still be a good resource for you.
A house is purchased every 2 years for the last 15 years because it get flood when there is a heavy rain. It in the market now. It rain last night and street and house was flooded. This home was just remodeled for sale.,If you buying an a zone where all the house are raise & the one you buying not raise, red flag. Run. In a flood zone, you will loose your house and money.
Since this is such a huge investment, would it be best to set money aside to have each one of those specialists come and inspect? Since it's such a huge investment.
You dont want to do anything that is not necessary, however I know some people that do just that. Instead of the general inspection they can all of the major components checked by a professional in that field. @InRSoul247 Thanks for watching! Avoid Costly Mistakes by Buying My First Time Homebuyer Masterclass & Digital Confidently Closed Handbook - bit.ly/47s4pT7
She can try, the problem she was running into was a lot a lawyers to not take small cases. She will likely need to file suit herself if she cannot find an attorney to take her case.
Yes, but they did not cover it. Not sure if it was because it was a pre-existing condition? When you get a mortgage they will typically require you to have insurance at closing.
What specifically are you looking for? Here is some information on the my favorite programs and the list for every state. ruclips.net/video/NgHV5qkvSRg/видео.html
That really sounds like a lot of work for a first time home buyer. If your buyer agent can't coordinate these things what good are they? 30k after you just spent a good portion of your savings really sucks. That sounds like a minimum of 10k just because someone is less than honest. If the wrong doer had to pay triple damages I think they wouldn't be so inclined to misrepresent the property 😡.
An agent can coordinate and schedule but you as a buyer must choose your professionals you hire during the process. You cannot abdicate your responsibilities as a buyer to your agent. This is mistake many first time buyers make. @clearinsight2696 Thanks for watching! Avoid Costly Mistakes by Buying My First Time Homebuyer Masterclass and Digital Confidently Closed Handbook - bit.ly/47s4pT7
@ShaheedahHill " abdicate " suggests a failure to do one's fair share of one's due diligence. I'm not suggesting the buyer do nothing but I do think a buyer's agent should be firmly invested in the best outcome for their client. In my opinion in the areas of expertise such as a inspector, electrician, plumber etc it's not too much to ask that the buyer's agent have reliable professionals he / she can confidently recommend. It's not as if the agent is working for free. Perhaps I'm a bit biased because I just renovated a property I own. It's a simple property but I don't have simple tastes. I interviewed 4 / 5 contractors and was surprised at how little they knew about the field they've been in for 30-40 years. I had zero experience but a great deal of ideas. Ultimately I undertook the task and it was difficult. I didn't know who to trust and had some disappointing results from large retailers such as Home Depot. I've also had great success with some smaller companies. After 2 years and 185k+ it's almost complete. I'm taking a short break and sharpening details. So perhaps I'm projecting or maybe real estate professionals should sharpen their skills to include people/ companies with honest, ethical and educated resources that can be given to the first time home buyer. Roof, mold, structural issues etc, the average person is clueless, that's how they end up with an additional 30k in repairs, that's just unacceptable in my opinion.
If you are a woman, have a man in your corner... where is your husband, father, uncle, cousin any male family member who you can talk off the record. Too man boss chicks getting ripped off because they are hard headed.
I am going to ignore the hard headed part 😊, but there is truth in them respecting a male with you since they will assume that a man knows more about the home than you do. Thanks for watching.
You males simply have a problem with women homeowners because if we buy houses, we don't need y'all. I'm a 30 yo happily single and childfree homeowner, and I did it the right way, got an inspection (several inspections) and got an amazing deal thanks to watching Shaheedah's channel for 8 months. I'm standing in my victory as a SINGLE WOMAN, and I know it makes you males angry. Keep crying. Smart women listen to other smart women and get their inspections and do their due diligence every single time. Ain't no male needed or wanted 'round here.
@@TxHoneyBee Nobody said you can't buy a home. Frankly, I am a Engineer and been around long enough to know when family was close and we all were excited for our members of the family buying a home. Its a beautiful thing. I own 3 homes in California and I know the questions to ask and sometimes I can negotiate areas I know is a problem and as a male we are trained from childhood to fix problem especially if it a dirty job and I save 1000s of dollars on the deal. But anyway, you taken my comment out of context. My daughter is a medical doctor and bought a home and before she brought it, she called me up and I was there for her no charge. This is what family is about to keep our loved ones from getting ripped off. I have no problems with women being independent but don't stop depending on men who has more experience in this stuff.
@@halfunkbass2966 Family is important. I am single. Waiting for God to send Mr. Right. I am in the process of buying my second home and so thankful to have the advice of my father, uncles, brothers, and men who want to give good advice.
First time homebuyer here. My last realtor suggested I waive inspection for the sellers on a house that was AS IS but "well maintained". She highly recommend just one inspector and started with the FOMO (fear of missing out) tactics. I told her I wasn't going to waive my inspection.(NON NEGOTIABLE)
I had the inspections done as planned . The house had mold, Termite damage, roof and foundation issues. I walked away from the deal with my earnest money and fired her as my Buyers representative.
1)Never skip the inspection.......NEVER!!!
2) Research and hire your own inspectors and contractors
*** repair estimates $80,000.00
There should be a place to report her. What a creep.
Wow, thanks for sharing. Proof of why you ALWAYS get an inspection.
Good for you. I found out that these inspectors are not that good. I do home improvement and I am better at finding things that are at least suspect. One key thing that this lady talks about is smell. That is a dead give away. Little things like stains around the base of a toilet. Also run all appliances through a full cycle dishwasher wash machines and dryers. Fill up the bath tubs and sinks and let the water drain out. These are just a few things to look for
Great Job
"As is" means, what you see and what you don't. Had one time where the listing agent handed this form for us to sign here! As the house has been vacant, why should we inspect? My realtor, an old timer, put the guy in his place. Like you walked away. I can estimate the roof, bathroom $$ but when it comes to crawl foundations, we pay extra for the inspection...and here was the issue, muchos $$$.
I purchased a foreclosed home and still had an inspection. I’d rather lose out on $350.00 for a home inspection than THOUSANDS after signing on the dotted line.🤷🏾♀️🤔
Exactly!!
Given the nature of the problem described, the seller and the agent were clearly negligent - no full disclosure. I am even tempted to say 'fraudulent' and perhaps the inspector was complicit in all this. The buyer should sue. Feel sorry for her.
Thanks for watching!
My husband and I were trying to buy a house and the realtor recommended some inspectors. I chose one that I found by the reviews and the day of the inspection, I was present 😉 the inspector found some problems which were the ones why we decided not to buy that house. I lost some money, but at the end we were happy to not get into such a future problem. 😊 The agent was upset because we turned down the property, it was also when we discovered the agent wasn’t on our side.
Thanks for watching!
The agent is never on your side, he is on his side for the commission that is why there are lawsuits pending against agent commissions because of things just like this. This is why they don't deserve their commission.
@@bernaclischurchill4463mine did but I have definitely worked with other agents who didn’t
@@bernaclischurchill4463 this is going to sound very biased because this is my mom, but she’s an agent and doesn’t pull shady stuff. But a lot will. She was telling me how she was getting weird vibes from another agent that was trying to sell her client a house. A week later she told me how he eventually asked her to cover up stuff so they could get the sale. Her client got upset because they really wanted the house and went through a different agent, then a couple weeks later came back because the agent they went to was being shady too. I don’t know if my mom ever closed with that client but I know it was going on for a few months with the drama.
That is why YOU ALWAYS show up to the inspection as the BUYER. You show up in person with the roof inspector, home inspector, and pool inspector. Do not rely on just a Home inspector.
Get 3.
1. A Home inspector
2. A roof inspectors (check for cracks, shifting, etc which can lead to leaks)
3. And a pool inspector.
Thanks for watching!
I’ve bought 3 houses in my life and all three have had septic tank issues. This is not something a home inspector looks into. You really need to know what you’re doing when purchasing a home. Videos like these are helpful to the first timers out there 👍🏾👍🏾
You can get a septic clearance letter, I always recommend buyers get one. Because I have never seen a low cost septic tank repair. Thanks for sharing
My three favorite channels: Shaheedah Hill, Stock Brotha, & Graham Stephan. Make my week complete! 🔥 🔥 🔥
Thanks for watching!
I remember my former agent recommended a inspector and I had a bad feeling about him...the next time I chose my own inspector and he was great he really looked after my best interest, the next real estate wasn't great but my inspector was great and protected me from a bad deal and a bad agent.
Thanks for watching!
While getting a home inspection is a must, You should also have other trades lined up.
Have a roofing company come check the roof. You can have more than one. Many offer free estimates.
Many people buy houses with a whole bunch of dangerous trees that are in close proximity. You can get free estimates on that.
Also, electrical company to evaluate the wiring in the house especially if it's a house pre 1972s.
You're getting specialties looking at something that they see everyday. Especially when The potential to be big ticket items is serious.
Thanks for sharing!
Never skip an inspector for the house. we had a house that needed work (AS IS) as well. We was fine with that, my agent who gave me a couple of inspector numbers. Inspector came, beside the obvious things that needed work, he found issues that would have costs us an upwards $40,000 plus, we thankfully walked away. The home we have now, i made sure i called the same company and requested the same inspector. He said eventually we would have to change the roof but it was fine for another couple of years. Finding a Realtor or Inspector you can trust is like finding a mechanic. Take your time, listen to these stories and go with your gut if something doesn't feel right. Paying for a 2ND inspection is just like wanting a second opinion if a doctor gave you some news you may or may not want to hear.
Same thing happened to me in Brooklyn, NY. Except we had 60k damages. It has been the most traumatizing experience of my adult life, it’s almost been a year and we’re still recovering. The agent is not your friend, they are only out for themselves, and the inspector often just wants to not get sued. I had a roofer look too, and still said it was fine. And I agree about the smells, we had no idea what mold smelled like and thought it was bc the house was old. The inspector noted previous water damage, but didn’t tell us to check for mold. I feel like everyone screwed us. I’ve explored legal options against sellers, who I found are known crooks, and even found a lawyer who had previously defended another client in a similar case against the same sellers but they told me it would be futile unless I found a bunch of others and filed a class action suit. I’m going to explore legal aid, and see what else can be done. Thanks for this Shaheedah!
Pls let me know what comes of this
I am sorry you are going through this. Thank you for sharing.
Was the inspector recommended by the agent?
@@Katleen123456789 yup! 😔
@@ShaheedahHill Thank you. It's been the most horrific experience for me and my family.
It's very unfortunate that this had to happen. I would bring this awareness to the news front so that others are aware of the situation and can also know what to expect. People work too damn hard to get their finances in order. Let alone their credit. Situations like this is why people get discouraged from even trying to pursue homeownership. I pray that everything works out for her.
Thanks for watching!
Absolutely excellent advice! Home inspections are so overlooked due to trying to get in homes quickly
Thanks for watching!
I definitely have buyer's remorse for my current home purchase. I also believe that my previous real estate agent and home inspector were not telling the full truth about this home. It's definitely more of a fixer upper than I expected. I will be taking my time with my next home purchase and finding a more trust worthy home inspector.
It happens. I was in my house 2 months before I was told I need floor beams . Floor jacks what ever they want to call it .. cost me 7000 and I couldn’t see how the inspector miss that
Thanks for sharing, sorry this happened to you.
I plan on buying a home ( first time homebuyer) and I’m learning a lot about this area.
@karenanderson1230 Thank you for watching
Hey Ms. Hill! This is a very good lesson, but it's so unfortunate it happened. To this buyer: I pray something gets done, and your made whole again.
Thanks for watching!
Omg I recently had a roofing leak after a hard rain…I’ve only been in my home for 3 months, thank God a repair was able to be made instead of a whole new roof 🙏🏽 ❤🙏🏽
Wow, I am happy you were able to get that taken care of. Many blessings in your new home.
Number 1 rule.. do not one stop shop!!! Some of the realtors, inspectors, etc know each other, work together and will do anything to close the deal(which is illegal). Go out and talk to people who have nothing to do with the deal. Find your own people all the way around!!!! Just my opinion.
@ChanelNo5568 Thanks for watching and sharing
My two favorite channels: Shaheedah Hill & Talk to the Wallet. Make my week complete!
Great video. As a fellow realtor, Im always recommending an inspection and if they need referrals always send more than one name. They should always choose so they can ask their own questions and know what’s up with the house they are trying to buy.
Yes, that is very important.
Great to know. Learning a lot from your channel I want a home so I’m learning a lot through your schooling and others but mainly yours 😊
I appreciate that, thanks for watching.
I wish you could help me buy my first & only home!You sound trustworthy
Thanks for watching!
Hi Shaheedah, great video as usual! My questions are:
#1) can you be there at the time of the inspection and walk with the inspector while he is inspecting the house?
#2) And even if they don’t find anything major, what if I still want to call a roofers, a plumber, an electrician and a H-VAC Co. so they can come and inspect anyway just in case?
#3) And if the realtor, obviously in this case, she was not good, how can you report a realtor?
#4) how can you protect yourself as a buyer?
#5) What kind of clauses should you write in there, that will allow you to walk away from the deal and not lose any money?
Nowadays is very hard to trust people, especially agents when they’re desperate and not selling or closing deals…
Thank you for being transparent as a realtor, I wish you could be my realtor in Texas…
1, Yes, you can attend. Some inspectiors like to inspect and give you a summary at the end but you can attend the entire inspection. Also in most states, when you are under contract you can visit the home at anytime with prior notice. 2. Yes, you can do that. You just want to try to make sure you are doing these during the due diligence period, if possible. 3. Yes, you can report to licensing board in your state 4. Get more detailed inspections and choose your inspector - don't just use the person the agent recommends 5. You probably cannot write a contract where you can walk away at anytime, but you can make sure you have a longer due diligence period giving you time to complete your inspections and get you earnest money back if you terminate. Thanks for watching.
I was definitely there for my home inspection and went around with the inspector except when he went into the crawlspace. However my BIGGEST mistake was as stated in this video, I went with the ONE inspector my realtor suggested. NEVER EVER EVER AGAIN will I do that. Needless to say, there was a major issue ignored.
Also I felt my realtor was in cahoots with my inspector! I tried to keep them apart but they exchanged contact info and I feel like she corrupted him
Same happened to me my realtor recommended me an inspector and when I got to the property they were already there and the situation felt like they were working together to make the deal happen
Be blunt! The inspector and the realtor intentionally ignored the roof for a sale!
Thank you so much for always being honest and upfront with your audience!! ❤❤❤❤
@tierra5020 Thank you for watching
Me right now! Bought a 575k house that needs 20k worth of electrical work😅
Sorry to hear that, thank you for sharing.
Good info, you’re very knowledgeable!
Thanks for watching!
Thank you very much Shadeeda for doing this important video! 😮 and tip on setting up an emergency fund!
Thanks for watching!
Great advice, Thank you Mrs.Hill 💕
Thanks for watching!
Good info Shaheedah! The Door Opener Real Estate Concierge is here for your leverage & added value prop.
Thank you ma'am!
Me and the wife just backed out of a purchase because of all the issues found on home inspection. The house was being sold “as is” but was advertised as being “meticulously maintained” the inspection brought up that not only was it NOT maintained- but evidence of any and all work that was done by the seller over 15 years- has been done by NON Professionals, using cheap parts/ materials- and done incorrectly.
Buyers must walk a line between “normal, used house issues”- and major items needing service.
Hell- the “meticulously maintained home “had both a broken entrance door handle, and non working lock. Who sells a top dollar home like that?
@Bmizzzle1 Thanks for watching!
Avoid Costly Mistakes by Buying My First Time Homebuyer Masterclass & Digital Confidently Closed Handbook - bit.ly/47s4pT7
Here to also update ! Closed on my condo on the 3rd of this month, thanks to your help
Wonderful, congratulations!!
I would say go in expecting to be surprised. If it doesn't happen, great. If not, you have extra savings. I had an emergency fund but had no idea how many surprises were in store after buying my house.
EXCELLENT points and advice - thank you!! I don't know how this video snuck pass me!
😊
I researched my inspector before and read his reviews, none seem to be negative so I went with him based on my agent. I also had a home appraisal who gave the same results that the inspector had given as far as the home.
@candelariaw1668 Thank you for watching
What's up @Shaheedah GREAT information
Thank you for watching Chef!!
Thanks this was very helpful
Glad to hear!
FYI- Agents will not participate in home inspections because of this very issue. This is taught in RE school. If the agent supplied a list of inspectors, the buyer is responsible for vetting.
Before suing , the homeowner needs to know if the sellers has any assets and can be served. If they didn’t have equity in the home, and moved out of state, it will be difficult to get money.
Insurance might cover this. Don’t accept the first “no” from an insurance agent.
Always get a 2nd and 3rd estimate for repairs. The person who stated that the roof would cost $30,000 to repair might not be honest or they might have provided an elevated estimate (this is common when it comes to insurance claims).
Worst case scenario- Walk away from the home, especially if there’s major problems that exceed the value of the home .
Thanks for watching!
This was eye opening for sure,
Thank you for all this amazing information
You are the best sister thanks.
Most welcome 😊
Miss ya … I know this market makes it tough to guide us ❤
I’m going to wait, till we have a new construction one day 😊 that’s my hope right now.
Thanks for watching!
She needs to find a claim with RESPA. Call the BRE for her state and report the issue.
Team NEW BUILD (with rock solid builder's warranty)! I cannot with these existing homes. Buy new and stay in it at least 20 yrs.
very good information you have. I had a realtor and loan officer try to pass off a house on me that had termites. I had some training with a termite company. They did not know i knew the sales paper the back that covers pest destroying insects. Their mouth dropped open. They always have the seller pay for it pumped and the buyer be present to know what the company is doing good. Termite company i worked at the people paid for the whole house to be treated. They only treatet just one area and not the rest. They had the other person to put motor over the spots on the block walls. Never been treated but paid for whole house. They did not buy the insurance policy so when they have a claim they would pay again.That large pest control company was very crooked. It is a nation wide company.
Wow! Thanks for sharing
This scary but I'm going to ask for a clue report before I close in 2 weeks. I also plan on bringing a plumber and an inspector to the walk through before we close. The owners have a home warranty company that pretty much covers everything for the first year, I may get an additional one just in case. The a/c unit is old, so I want to be prepared.
It's stuff like this that make me afraid to buy as a single mom. I would be depressed.
Don't let is scare you, just get prepared and you will be ready.
Some people just don’t give a damn. Great Advice
Thanks for watching!
Thank you beautiful for teaching us im learning at the age of 53
@charlieboy501 Thanks for watching!
Avoid Costly Mistakes by Buying My First Time Homebuyer Masterclass & Digital Confidently Closed Handbook - bit.ly/47s4pT7
Just bought a new, pre-owned but supposedly never lived in MH. Got inspection and asked all the right questions. Inspector missed many items and I had a kitchen flood my first day moving in. Today I find out there is an HOA though I asked and was told no. Found out from neighbor someone did live here full time. Not sure why that had to be lied about
Sorry to hear that, yes they should have disclosed the HOA. Hopefully it is not very expensive.
First time home buyer here, first off your videos are amazing, thank you for the constant knowledge. question, if I were to apply for loan assistance like FHA, and went through the pre approval process etc. is there a time frame on how long though documents are good for before I would reapply again? I believe you’ve mentioned in previous videos about applying now to get an idea of where we stand
It depends on the lender, but usually 50-90 days
@Kiara-we2kt Thanks for watching!
Avoid Costly Mistakes by Buying My First Time Homebuyer Masterclass & Digital Confidently Closed Handbook - bit.ly/47s4pT7
Would an appraisal by a Structural Engineer Appraiser carry more weight. Structure and systems are more important than comparing sales in area.
Structural engineers usually do not do appraisals. Usually a home inspectior will identify potential structural issues and will recommend you get an engineer to look at is more closely.
This is so sad. This exact example makes it feel even more like buying just isn’t worth it at all. I would be so upset! A $30k bill, plus all the rest of the home expenses you have to still pay. Smh Who in the world would have money for this additionally, after closing on a home in this economy.
Thanks for watching!
The agent and inspector were Definitely in cahoots! There’s no telling how many other buyers these 2 scammers have pulled this stunt on. A lot of (deliberate) omissions here . I hope this lady can secure legal representation with experience in these cases and be refunded all that she’s invested And compensation for legal fees, lost wages (likely), pain and suffering, necessary counseling, etc.
Thanks for watching!
If she had a home warranty would that have paid for the damage or help pay or it?
😂
Typically no, most home warranties pay for only minor repairs.
Can you also check with county/city permits to see what permits were pulled for the house?
Yes, that is something you can do. I am sure how easy that would be for buyers, it would likely depend on the city.
I filed for bankruptcy in April 2020, my credit score is now 705 can I buy a home?
You should be able to, please watch this video: ruclips.net/video/uHGKso7s3eg/видео.html
🎯@7:48 CLUE Report.
Functions similar to CarFax. Very helpful but there's a small catch... If a claim was *Not* made with the home insurance company, it wont show (just like carfax). In theory Little Johnny or the guys in front of Home Depot could have done the repair... With no quality control, no certification or license. "The homie hook up" will hold up for now and look fine until one day.... It doesn't 😬
My realtor recommended only 1. I feel like she wanted to get the deal done fast. I have already decided that I won't use her again.
Thanks for sharing and for watching.
Are there any contractual clauses/ addendums that can be included that would potentially hold any of the three parties liable, in the event of any such mishaps/ overlooks discovred(costing over a certain amount) ....within thirty days of a homeowners move in?
Typcially no, but you can try to get it in the contract.
Do you know if having the seller or buyer purchase a 1 year warranty would have covered this repair?
More than likely no, they usually only cover minor repairs and don't cover pre-existing conditions.
@jwrightg1 Thanks for watching!
Avoid Costly Mistakes by Buying My First Time Homebuyer Masterclass and Digital Confidently Closed Handbook - bit.ly/47s4pT7
That sucks basically her real estate agent wasn’t looking for her best interest and thats what she was there for
Thanks for watching!
Do I need inspection if it’s new build home?? Or the builder provide inspection?
ALWAYS get an inspection that you choose independent of the builder or seller! Lots of builders cut corners that cost $$$ to repair.
@@aishacorrea5759 thanks sure will 👍🏾
You get your own inspector. Some builders use unskilled workers and there are some horror stories of new homes on You tube
They are correct in the comments, get an inspection...new construction or resale.
That's a huge fear I have as a first time home buyer, purchasing something used only to have issues the first year. Is there some sort of warranty you can get
You can get a home warranty but they typically do not cover major repairs just minor repairs, so to reduce the chances of any issues - 1. get a really good home inspection 2. save an emergency fund 3. Any major issues found by the inspector, have the seller address before closing, if they do not agree then walk away. @injusticeanywhere381 Thanks for watching!
Avoid Costly Mistakes by Buying My First Time Homebuyer Masterclass and Digital Confidently Closed Handbook - bit.ly/47s4pT7
If her agent, home inspector and all other parties facilitating this transaction failed her, why would she then ask the sales agent for a recommendation regarding a lawyer😳 absolutely NOT 😒she has already been bamboozled by these folks 🤢 the American Bar Association is a resource for finding a lawyer 😉Home 🏡 buyers should walk through the door with a TEAM of professionals in their crew and a lawyer is included folks! 🧐This is a lesson everyone should put in their memory bank, thanks for sharing her delimma with us 😏
I mentioned reaching out your agent, because every situation is different...if the agent didn't have anything to do with the inspector then they may still be a good resource for you.
This happened to me but it was a 6k roof🤦🏾♀️ 6 months in😒
😔Thanks for sharing.
A house is purchased every 2 years for the last 15 years because it get flood when there is a heavy rain. It in the market now. It rain last night and street and house was flooded. This home was just remodeled for sale.,If you buying an a zone where all the house are raise & the one you buying not raise, red flag. Run. In a flood zone, you will loose your house and money.
@kreyolappliance1469 Thank you for watching
Crazy
Since this is such a huge investment, would it be best to set money aside to have each one of those specialists come and inspect? Since it's such a huge investment.
You dont want to do anything that is not necessary, however I know some people that do just that. Instead of the general inspection they can all of the major components checked by a professional in that field.
@InRSoul247 Thanks for watching!
Avoid Costly Mistakes by Buying My First Time Homebuyer Masterclass & Digital Confidently Closed Handbook - bit.ly/47s4pT7
Should this be done on newly build say within five years
Always get a home inspection, new construction or resale.
Ooof what a headache 😖
wHY NOT SUE THEM ALL
It's not that easy. The buys needs to provide that they were some type of negligent on the inspector's part, which may be hard to prove it.
The inspectors’ contracts state they have no liability!
She can try, the problem she was running into was a lot a lawyers to not take small cases. She will likely need to file suit herself if she cannot find an attorney to take her case.
So no warranty for major damages
Typically those home warranties will not cover much. @CReidKIN Thank you for watching
Does she have homeowners insurance??
Yes, but they did not cover it. Not sure if it was because it was a pre-existing condition? When you get a mortgage they will typically require you to have insurance at closing.
@ShaheedahHill omg that's horrible!!! I hope she is able to rectify everything
Dah, you are preaching to the choir.
Thanks for watching!
Gan Shaheedah please can you send me Down-payment information.
What specifically are you looking for? Here is some information on the my favorite programs and the list for every state. ruclips.net/video/NgHV5qkvSRg/видео.html
@@ShaheedahHill I in Atlanta
@@ShaheedahHill FHA, USDA, Conventional you said you have 1 no downpayment.
That really sounds like a lot of work for a first time home buyer. If your buyer agent can't coordinate these things what good are they? 30k after you just spent a good portion of your savings really sucks. That sounds like a minimum of 10k just because someone is less than honest. If the wrong doer had to pay triple damages I think they wouldn't be so inclined to misrepresent the property 😡.
An agent can coordinate and schedule but you as a buyer must choose your professionals you hire during the process. You cannot abdicate your responsibilities as a buyer to your agent. This is mistake many first time buyers make.
@clearinsight2696 Thanks for watching!
Avoid Costly Mistakes by Buying My First Time Homebuyer Masterclass and Digital Confidently Closed Handbook - bit.ly/47s4pT7
@ShaheedahHill " abdicate " suggests a failure to do one's fair share of one's due diligence. I'm not suggesting the buyer do nothing but I do think a buyer's agent should be firmly invested in the best outcome for their client. In my opinion in the areas of expertise such as a inspector, electrician, plumber etc it's not too much to ask that the buyer's agent have reliable professionals he / she can confidently recommend. It's not as if the agent is working for free. Perhaps I'm a bit biased because I just renovated a property I own. It's a simple property but I don't have simple tastes. I interviewed 4 / 5 contractors and was surprised at how little they knew about the field they've been in for 30-40 years. I had zero experience but a great deal of ideas. Ultimately I undertook the task and it was difficult. I didn't know who to trust and had some disappointing results from large retailers such as Home Depot. I've also had great success with some smaller companies. After 2 years and 185k+ it's almost complete. I'm taking a short break and sharpening details. So perhaps I'm projecting or maybe real estate professionals should sharpen their skills to include people/ companies with honest, ethical and educated resources that can be given to the first time home buyer. Roof, mold, structural issues etc, the average person is clueless, that's how they end up with an additional 30k in repairs, that's just unacceptable in my opinion.
He didn't even get on the roof 👀
Thanks for watching!
If you are a woman, have a man in your corner... where is your husband, father, uncle, cousin any male family member who you can talk off the record. Too man boss chicks getting ripped off because they are hard headed.
I am going to ignore the hard headed part 😊, but there is truth in them respecting a male with you since they will assume that a man knows more about the home than you do. Thanks for watching.
You males simply have a problem with women homeowners because if we buy houses, we don't need y'all. I'm a 30 yo happily single and childfree homeowner, and I did it the right way, got an inspection (several inspections) and got an amazing deal thanks to watching Shaheedah's channel for 8 months. I'm standing in my victory as a SINGLE WOMAN, and I know it makes you males angry. Keep crying. Smart women listen to other smart women and get their inspections and do their due diligence every single time. Ain't no male needed or wanted 'round here.
@@TxHoneyBee Nobody said you can't buy a home. Frankly, I am a Engineer and been around long enough to know when family was close and we all were excited for our members of the family buying a home. Its a beautiful thing. I own 3 homes in California and I know the questions to ask and sometimes I can negotiate areas I know is a problem and as a male we are trained from childhood to fix problem especially if it a dirty job and I save 1000s of dollars on the deal. But anyway, you taken my comment out of context. My daughter is a medical doctor and bought a home and before she brought it, she called me up and I was there for her no charge. This is what family is about to keep our loved ones from getting ripped off. I have no problems with women being independent but don't stop depending on men who has more experience in this stuff.
@@halfunkbass2966 Family is important. I am single. Waiting for God to send Mr. Right. I am in the process of buying my second home and so thankful to have the advice of my father, uncles, brothers, and men who want to give good advice.