Starting a New ETF Portfolio on InvestEngine - Stocks and Shares ISA 2023
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- Опубликовано: 20 сен 2024
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I hope you enjoy this video where I show you what I'm investing in for the new Stocks and Shares ISA season. These are the Vanguard funds I am choosing for my new InvestEngine portfolio and here are the links below.
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Who doesn't like to Index and chill over the weekends
Great run down on the InvestEngine platform Toby, like the simplicity of your portfolio....the shiny disco ball was a bonus! Happy new financial year 🎉
Hey Toby. I sold all my stocks and re-bought them today but now in an ISA (Trading 212). It was nerve wracking but got it done, oh and made a little 2% return too 🤣.
I used Vanguard last tax year but now I can purchase Etfs as well as personal stock picks.
One of your videos and your replies to my questions really helped. Probably wouldn’t have done it without that 👍😀
Brilliant! Love trading 212s platform I might share my own holdings there but I might also keep them to myself! Well done for getting them in an isa I feel much better that almost all of mine now are!
2% is good these days, mate!
Is it possible to do a video that compares how just investing your pension into a global index fund performs vs the specific pension plans that you get put on when you have a private company pension (L&G, Aviva, Nest, ect)?
Nice video idea Dan! I’d have to work out how to do this but I suspect I already know the outcome!
Been waiting for this video, thank you for the quick upload appreciate that! definitely some interesting choices, I was thinking of an S&P 500 etf plus emerging market 90/10 split, but actually might look at introducing a UK one into my allocation, great video Toby 🎉
Another fabulous video.
Have a wonderful weekend and a fabulous Easter 🎉🎉🎉🎉🎉😂
Thank you! You too!
Good luck Toby with your investments in the new financial year.
I am sticking with Freetrade again this year as I like to buy my ETF's live or via limit orders rather than wait for the once a day execution. I do like the desktop version of IE though so invested in the business directly as I think they have a bright future 👍🏻
I took the plunge as a newbie on InvestEngine this week. I chose VUSA mainly because I don't know what I'm doing. You chose VUAG...how do I know what to choose? Why did you choose VUAG over anything else? Thanks for your videos Toby!
VUAG automatically reinvests dividends and VUSA pays them out that’s all the difference is 👍👍
@Toby Newbatt Cheers Toby! I watched another video soon after I commented which explained so I'll try that. Thanks for helping me on my way!!!
Great vid Toby. I've opted to stick with Trading 212 as my sole S&S ISA and will continue to pay into it this tax year.
I've taken a similar approach to you in allocating most to index ETFs [personally opted for iShares MSCI World (90%) + iShares emerging markets (10%)], with the remainder allocated to dabbling in some UK dividend stocks & US growth stocks.
Thanks for your content!
Sounds good! I’m a big fan of finding a balance to scratch the itch to keep myself interested as this is really key.
I like simple too but I’m a sucker
@@TobyNewbatt yeah I do genuinely believe ETF investing over decades will be most lucrative in the long term but I get restless with complete inactivity, hence the dabbling!
I think everyone should be considering LISA accounts instead of SIPPs and even some S&S ISAs. Yes your annual contribution is capped at £4,000 however its incredibly low risk and your guaranteed a 25% return annually, which is significantly higher than any other investment ISA out there.
NOT everyone can invest in a LISA - some of us are older than 39. AJ Bell and Moneybox offer Stocks and Shares LISAs.
There are limits.
18 - 40 year old only 😢
I'm considering removing money from my LISA and putting it in a SS ISA instead.
The 25% seems great but it only applies to £4,000 new investment per annum and then the money trundles away for years at a modest interest rate. From age 50 you can't put anything else in it so it just sits there for 10 years getting a rate of interest that is likely lower than a cash ISA. And you don't have any leverage power to get a better interest rate because once you hit 40 you are stuck with your current provider (I'm stuck with 2.75%)
The stock market is riskier but over the long time period you're looking at with a retirement investment it will likely outperform that significantly, even taking into account the £1000 a year the gov gave you for your £4000.
Great to see you on the same Platform as me for this year’s ISA. I have been giving some serious thought towards opening up a LISA. (Lifetime ISA) any chance of a video on this and best providers in future?
Spotted your comment and thought I'd reply! I opened a LISA with Hargreaves & Lansdown in March and they dropped their fee from 0.45% to 0.25% shortly after I opened. I'm investing in a cheap global fund with a very low fee (0.08%) and will continue trying to max out the £4k limit each year. I'd consider HL given that they're an established FTSE 100 company with a nice app & website!
AJ Bell are very good, you can buy the HSBC FTSE All World Index A C and pay only 0.13% which is much cheaper than vanguards own fund.
I’m 100% in VUAG tbh in my invest engine portfolio 😁
Nice and simple for the long run!
Instead of choosing VWRP you could invest in an Invesco FTSE All World ETF - ticker FWRG which only charges 0.15%.
Gives me a confidence boost seeing we picked some of the same funds for this year 😂
That or you can start to panic 😂
Its good to hear your plan for the start of this FY. Im still pondering on whether to commit to another year with IE, not so much that I dont want to but just I hate how we dont just have the freedom to just have the 20k allowance in total and be able to use it on more than one place...anyway, I actually went for the same VG ETFs as I share your interest in them but Im a bit surprised you didnt pick Asia/Japan regional ETFs for VG as well? Maybe the emerging markets cover at least some of it but it might still be a slight diversification hole in there.
I’m happy missing out Japan for now I think that market has very little to offer but could add it in the future.
Interested why you took the Vanguard S&P 500 fund with a TER of 0.07% when there was the hedged Invesco S&P500 G500 at 0.05%?
Honestly I’m not too worried about hedging at the end of the day it’s just a bet or way or the other and I’d rather the regions took care of themselves and I’ll leave the currencies as something out of my control! Do you hedge?
Nice one Toby. I've just gone with Invest Engine too. Really like the simplicity of it. Got 12 etf's in there so far 😬
It’s tempting and so easy to just have loads! I’m liking it so far and think it’s a great platform I’m looking forward to seeing them develop mate!
@Toby Newbatt Me too, really enjoying using it. Although I thought I'd want individual stocks as well, I think I'll be less likely to impulse sell an etf as I have previously with individual stocks, so I think this is good for a longterm retirement account. Got a few individual stocks elsewhere to play around with. So far, Invest Engine is a 👍from me.
I went with trading 212 this year, put together an ETF ESG which will be allocated 60%, have UK dividend pie with 30% allocation and have 10% left for individual stocks such as Tesla etc
The vanguard pacific ex japan pays a high dividends.
Mate when did you get a disco ball installed!
Second hand shop we’re having a sale 😂😂😂
Love the sarcastic party poppers 🎉
😂😂😂
Hey Toby, I've been watching your videos for a while and I started to invest 3 months ago at £300 a month, I'm hoping to continue this for the long term, until retirement really, I'm 31 but how many etfs would you advise is too many? I currently have 10 and I'm wondering if this is too much 🤔
Toby - great video! Have you seen that they are offering up to £2,500 for people transferring in their portfolios. Very tempting proposition (as a Vanguard user) but do you think this might indicate the start of a platform fee?
Yep I saw this and I'll be making sure it features in my Best ISA video coming soon. No idea about any future platform fees but I'm making the most of it as far as I can :)
Very good video as always
Thanks again!
I was literally going to ask you to make this video on the back of the previous one 😂
Sticking with Freetrade as their Plus account is including a SIPP with the ISA, which wasn’t mentioned in your comparison video.
They could do with more features though.
Iam sticking with Freetrade too .
Been with for about 5 years .
Almost at £85000 on this platform.
I have other platforms to at £85000 .
I think most platforms are all ok .
I accountant as told to use my partner too and you'll have £170,000 protection.
Also when I spoke to Freetrade, they told me in May, you can pay they fees once a year and will be cheaper than paying monthly, as iam a plus member ( ISA + Sipps ) .
Good luck on your journey ❤
I recall you have two funds on vanguard itself isn’t it. Suppose in a way you still with vanguard just not paying the 0.15% on this money for this financial year. The money you still have in vanguard obviously the charge will still apply but added together over both platforms averages down your 0.15% in effect . Hope that makes sense all the best 👍
Indeed yes I’m still paying Vanguard for their platform. Fees are super important but I do also value their brand and security. Need somewhere to park my SIPP too 👍👍
*Isnt IE much more expensive than investing on the Vanguard platform? If youre only investing in Vanguard funds, why not just invest on the Vanguard platform? (apart from the V platform doesnt have some accumulation ETFs which - admittedly - is frustrating).*
Hey John. IE is cheaper as there’s no account fee. Vanguards account fee is 0.15%. And like you said they don’t have accumulating ETFs either.
I still love vanguards platform for my SIPP and old isa as 0.15% isn’t exactly expensive and I value their brand.
@@TobyNewbatt Hmmm, I see. I feel like I need to diversify from V as I have a lot on V's platform. Ill check take a look at IE closer. Their website looks nicer to use than V's. Cheers!
My ISA is with IE again this year. i've gone for VUSA (45%), YHYG (25%), RBTX (15%) EMIM (15%).
Nice one Kris!
Hey thank you for the amazing vid. Happy New FY.
I think I've seen you do other platforms e.g., T212.
Some ETFs don't seem to be available on T212. For example vgt.
Can I ask, from what you know would you say there are more ETFs on invest engine compare to T212
Hello! So VGT is a US listed ETF it is not something that can be bought by UK investors (outside of an ISA at least
It the same with things like SPY and VOO, they are US based ETFs that are not for UK investors.
For VGT, there will be equivalents, you could look at something like EQQQ?
@@TobyNewbatt I am grateful for you getting back to me. You share incredible insight authentically and helpfully.
Great content as usual.
Much appreciated!
great vid toby,invest engine again for me
Brill! Enjoying it so far
I'm still with HL but they do seem pricey... I have gone heavy on "HSBC AMERICAN INDEX accumulation" any thoughts?
Plus some MSFT directly 😉
Solid fund! Up to you if you want more global exposure but that’s a nice low cost one. The only downside is HL’s costs on funds at 0.45%!
Great Video. T212 don't seem to have VERG (they have dist. VERX but am looking for growth). Is there an alternative? Thanks
Great video. And a great platform. Better then vanguard
Enjoying it so far
Hi, is there a website were you can add a value e.g. £500 and then it shows you a list of etfs and which would have gained you the most money during a selected period? Thank you, it would be interesting to know.
I think Morningstar might have past performance lists but if you were going to use that as a guide to buy I’d advise against this. There’s great data that suggests the funds that have performed well over 12 months end up performing very badly over the next!
What link do we need to click on to keep building your wealth over many many years whilst filling our boots?
Is profits from Stocks and shares isa is taxable? Is there any limitations for investments for stocks and shares isa? Can we invest in world stocks by using stocks and shares isa, and are they tax free?
There is no tax on investments inside a stocks and shares isa. And you can invest in pretty much anything you like.
Watch out for that 15% emerging market... 😮
I’ll keep the eyes open 😎
When successful I'll buy a second estate in the Highlands of Greenock
I jumped in and started investing last week on invest engine. I have chose the same ETFs as you but just changed the percentages a little. Do you have a video explaining the differences between ETHs as I honestly didn't know what to invest in?
Hey Nathan! I have probably covered this in previous videos but I couldn’t point to a single one I can’t remember! This might be something I cover in the next update as it’s a good reminder about what to look out for. Good luck on your journey
@@TobyNewbatt Thank you.
Hi 👋 i invest in 3 etf's mainly vanguard S&P 500 , ishares emerging market and invesco NASDAQ 100. All 3 of them get dividends reinvested. Do you think its good enough for long-term (at least 15 years) to beat inflation and give good returns (12%-15%) for retirement?
I have no idea what the future holds! I would not expect 12-15% a year though that's very high...the most recent performance is not something I would be predicting, I' prefer to think a bit more conservative
@@TobyNewbatt thank you toby.
Hi Toby,
Just a quick question. I recently was looking into the, ESG Global All Cap UCITS ETF Distributing V3AM. Is this an re-investing account and what does the Distribution mean? Thank you
Great video as always Toby. You mentioned that you can have more than one portfolio within the ISA, so presumably that works within the ISA rules of only having one S&S ISA in any tax year? The one ISA being with Invest Engine, which is then subdivided within the current years tax wrapper?
Yes it’s purely a virtual account if that makes sense still technically one account just a separate pot! Quite a nice little feature 👍👍
Thanks, I'll probably do that, to supplement my other 'Managed' portfolio.
Love your channel Toby! What’s your thoughts on day trading?
Do it at your own risk and be super careful. Most people lose it’s as close to gambling as you can get. The stats and data does not lie.
@@TobyNewbatt Thanks mate! Really do appreciate the response okay yeah I think I will keep one eye on it for a while (a long while 😅)
@@CameraNostalgiaClub did a video on the topic of you check my channel. Where I went over the studies i think the title is day trading is a lie or something. There’s a picture of a lambo on the thumbnail
Hi Toby, I've gone the opp way. Heavy weighted US. I went with 80% NASDAQ 100 (EQQQ) and 20% VWRL. Am I crazy?? I nearly maxed my isa last year on Vanguard with just VUSA and intended to max this years isa too.
Nice! I don’t think that’s too crazy tbh. Long term you’ll probably do very well i don’t think tech is going anywhere but it will be a bumpy ride. You can always change those weights if you change 🙌👍👍
Hey im still 18 years old but ive opened a webull account and I originally was thinking of putting my first deposit of 50 dollars into something like tesla or Bitcoin but Lately ive been thinking of just taking atleast $50 a month or just a percentage of every paycheck of mine and putting it into S&P 500. Is this a wise move or do you think there is a better way for me to gradually increase my profits by letting it sit.
@Alan H Ok, thank you!
@@notus8212 I'm with Alan H on this. You said you want to gradually increase your profits. That ain't crypto!
For gradual increases that beat inflation over time, index tracker funds have been proven time and time again to be the best way to achieve this.
And I would go for global diversification.
My own fund is 75% Developed World tracker, 15% Emerging Markets, 10% Global Bonds. This means my equity exposure is 50% USA, 15% Europe, 12% Asia, 10% Emerging Markets, 3% Rest of World. Then I have the 10% in bonds as well.
Over time (and you have lots of time), if you're able to put in just $50 a month (which will increase as you earn more money over the years), you'll be in a very good place when you reach a certain age...
If you want to have a play with crypto, sure, why not. But understand that crypto is highly volatile and this should be a very small percentage of your wealth, and understand that you could easily lose it all.
@@Banthah what index funds do you recommend the most?
@@notus8212 3 things to consider - 1. Go for a global fund (with a good weighting towards the USA), 2. Go for a fund that is diversified across different sectors, such as technology, industrial, financial etc… 3. Go for a passive index tracker fund that mirrors the market. Then leave it alone for years.
I’m not a financial advisor and so I can’t recommend any funds, but I can tell you that as a beginner, Vanguard’s Life Strategy fund would be a sensible option. You can decide your own level of risk and go 100% stocks, 80/20 stocks/bonds, 60/40 and so on. Which to choose depends on how long you’re gonna leave it alone for. The longer you leave it alone, the higher % equity…
When I look at my portfolio (I’m with Vanguard, amongst others), the top holdings I have include Apple, Microsoft, Alphabet, Amazon, Berkshire Hathaway, Proctor & Gamble, Visa, Nestle. And many other household names.
The crème de la crème…
Do the free cash bonus & share referrals count towards the £20k ISA allowance?
good question! double check the terms and conditions just in case!
Difference between VWRP and V3AB ?
Great content thanks for the easy to pick up info.
Got a question
Year on year you will open a new stock and shares isa. Does that mean every year you re-buy the same ETF? And then have multiple portfolios?
Also why have you not used trading 212 this year? Cheers
Hey Matt. So once you’re inside the tax year and the money is in you can buy and sell whatever you like there’s no restrictions.
Same in the old isa accounts all they are are accounts. You can do what you like inside of them hope that makes sense.
@@TobyNewbatt thanks yes makes sense
Am I right , you can’t put more money into the old isa?
Cheers
@@matthewhaddock3020 exactly right. You can only put new money into one type of ISA per tax year. But you can transfer them without an issue and like we said, trade as much as you like inside of it 👍👍
@@TobyNewbatt what’s your thoughts on the 1% cash back on trading 212 isa account? Worth doing or stick to invest engine? Cheers
@@matthewhaddock3020 both have some nice sign up offers. I’m using both and I’ve decided to keep my individual stocks on t212 separate from my ETFs and funds as a good way to stop me tinkering. All depends what you want T212 arguably has everything not just efts. Really is up to you how many individual stocks you want!
Kinda put a fund together?
Toby, Do you know if when Vanguard take their charges, would they first look to take it from any cash sitting within the investengine portfolio or is it always taken from the etf investment?
Hello! So a Vanguard fund only takes charges from inside the fund itself I hope that makes sense, it’s built in. Cash on a platform like invest engine is not subject to fees as this is not inside a fund. Hope that makes sense?
Best way to visualise it is imagine that a fund and cash are two different pots 😀
Toby you've got an 0.09% TER but the four ETFs add up to more than this, what did I not understand?
Yep as commented below it’s because it’s weighted as most of my money is with the 0.07% fund and so on
Hi Toby, I'm a recent subscriber to your channel and I am really enjoying your content. I do follow a few other financial You Tubers, and they all pretty much say the same as you, i.e. keep it simple with passive funds. I have a Moneyfarm account (ISA and GIA), a T212 account (VUSA and TSLA), a Vanguard account (Lifestrategy 100) and 2 pensions (work and personal). I would like simplify everything so I am thinking about moving my ISA and GIAs from Moneyfarm and Vanguard to T212 ( invested in VWRP). Then, when I take early retirement (hopefully next year), I want to move my pension to one simple platform (probably Vanguard) also invested in VWRP, with a drawdown strategy that has 3 years of living expenses in a cash (in case of market downturns) and all my other investments in stock. Do you think I am over simplifying? Do you think putting everything bar pension in T212 a bit risky?
Hey Ian, couple of things, VWRP is not available on Vanguards website directly but you could use the FTSE Global All Cap Mutual funds instead as an idea.
In terms of risk, only you can answer this question, the fact you are considering it might suggest the need to diversify providers a bit but otherwise I like your simplified plan, and having 3 years of cash is extremely sensible and will no doubt save you a huge amount of stress!
Does the VWRP have an equivalent in Accumulation?
VWRP is accumulation 👍👍. VWRL is the dividend version.
Hi, I am currently investing into the Vanguard All World fund, would it make sense to also make sense to invest into the S&P 500 too?
not really, unless you specifically want to double down on the S&P 500. But thats completely up to you if you think that might perform better for you :)
Hey Toby would you recommend adding a physical gold etf like iShares physical gold to the portfolio for diversification and reducing overall risk?
Totally up to you! I’m not a fan of shiny metals they make no sense to me
@@TobyNewbatt Thanks Toby could you expand on "they make no sense to me"?
@@mypianolife7804 Gold produces no cash flows. There is no way to value it therefore it’s only value is what another person can pay and while that might have been useful in the past I personally see no value in precious metals. But please feel free to invest in whatever you want 👍👍
hi Toby where do I find your portfolios? the link just asks me to sign in then doesn't take me there? I'm already a new user. thanks
Not sure Sue! Those links should work here is the reference: IP00516407 see if there is anywhere to search that?
Hi Toby, I'm going to start investing probably 50-£100 per month (can't afford to do your 1000 pcm 😂) is it still worth it with a lower amount like that? Secondly, how does tax work with this kind of investing? Do you pay taxes once you sell your stocks? Thanks mate
Firstly, huge congrats it is always worth investing IMO. The fact that you can is amazing.
Taxes - there are none if you use a stocks and shares ISA. Theres not a single reason why you shouldn't be using this account if you are a long term investor. No capital gains, no dividend taxes to think about ever :)
@@TobyNewbatt that's great! Thanks for your reply, Toby. I will continue to seek advice on your chanel and let you know how I get on 🙂
You have vanguard and investengine. Do you have any other providers you use?
Trading 212 as well right now. Used to also have Freetrade just sold those positions to move everything into stocks and shares ISAs
Hey Toby, thinking about setting up a new ISA this tax year. Is it cheaper to invest in Vanguard ETF funds on IE than the Vanguard platform? Sounds like it is but are there any caveats to watch out for?
Hey David. Yes it’s cheaper because there is no platform fee so no need to pay the 0.15%. You also have the full choice of Vanguard ETFs which aren’t on vanguards platform directly. Enjoying it so far will do regular updates 👍
@@TobyNewbatt are you keeping your vanguard portfolio though?
@@davidjenkins447 yes absolutely 👍
Is it possible to invest fractionally in an index fund e.g. the top 100 stocks in the S&P 500?
Not sure if there is an index that only covers the top 100 of the S&P 500 but I think that would be well too under diversified and too risky. Unless you just want the Nasdaq? Then that’s EQQQ
What I mean is stock pick inside an index rather than buy the whole fund?
@@brickchamp4199 I doubt that is possible. The fund is the fund is the fund. You would need to seek a different fund that does this for you
Investing Newbie here. Can I ask whether you're keeping VWRP in your 'Index and chill' portfolio or are you ust showing us the ETF. Asking as looking at both, but considered I might be doubling up in some way if I did. What are your thoughts?
Just showing it won’t be investing in it 👍👍👍. It would be doubling up for no good reason really! Could invest a tiny amount purely to see if I beat it though
@@TobyNewbatt thank you and have a great Easter weekend.
@@LilBlighter cup of tea and chocolate in hand! You too!
i couldnt find... is there an s&p500 accumulation ETF for the US?
Yes I have it, VUAG is one option :)
@@TobyNewbatt i think VUAG only Available in the UK
@@harelsgraphics5230 ahh sorry I misunderstood what you want.
If you live and work in the US, or need a US based ETF you have so many options.
VOO - SPY and so many others. VOO probably the cheapest
But do they accumulate…not sure if that’s possible
@@TobyNewbatt yes that is the thing.. I couldnt find an accumulation one. For now i am using VOO which is distributing. i thought maybe you would have known if something like that exists. But Thanks anyway, and Thanks for the reply🙂
According to Bogleheads website:
"One of the main differences between US domiciled and non-US domiciled funds and ETFs is that US fund regulations require a US domiciled mutual fund or ETF (exchange-traded fund) to distribute at least 90% of its income to shareholders"@@harelsgraphics5230
Quick question Toby. Do I select Hedged or Unhedged when going through ETF pick on Invest Engine
Personally i use unhedged, as then I let the market deal with fluctuations in currency.
@@TobyNewbatt Appreciate your help Toby. Taken on board
Is this a good platform for Europeans?
can i ask why have you chosen invest engine but picked all Vanguard products, would it not be more economical to have gone with the Vanguard platform?
Zero account fees so it's actually cheaper to buy Vanguard funds on IE than Vanguard right now :)
@@TobyNewbatt Thanks Toby, I also thought it might be due to factional shares buying? I thinking of moving 2 old work pensions with a smallish value of £10K each into one SIPP vanguard EFT something like the all world eft, am hoping to reduce fees and get a better return (aren't we all), thanks again
Hi everyone, just wanted to ask a question as a beginner. Having VWRP, VUAG, VHYL, and EQQQ good enough? Or is it too much and overlaps?
Lots of overlaps but like i mentioned in the video it’s all up to you, as long as it’s not gonna keep you up at night worrying it’s mostly all the same companies once you have that VWRP covered
@@TobyNewbatt Thank you very much! Just needed that little reassurance. Always looking forward to your videos.
Could U talk about USA withholding tax?Are all ACC funds free from this?
can you explain the differences between vwrp vwra vwwce? etc etc i sort of get its currency based but I am not sure as a uk investor which is the best?
Hey Anya. As a UK investor VWRP and VWRL are UCITS ETFs those others you mentioned are designed for other markets. Inside an ISA all funds and investments are traded in pounds. There’s loads more details but the most important thing is to google UCITS and understand what that means!
@@TobyNewbatt And V3AB ?
@@dabe1971 that’s an ESG version of Vanguards global all cap so basically a nice global index fund but minus all the companies that are deemed to be outside of ESG I.e. weapons, big oil etc
How are fund fees paid on InvestEngine? Do I need to keep a small amount of cash in my account to cover fees?
There are no account fees at all for the DIY isa 👍👍👍. ETF fees are baked in nothing to pay in cash.
@@TobyNewbatt Great! I didn't know that ETF fees are all baked in. Thanks Toby! I've completed the transfer form to move my Hargreaves Lansdown Stocks & Shares ISA over. Then I will just set the monthly top ups and auto invest and "set and forget" for the year.
Why didn't I watch this video BEFORE I opened my new Invest Engine ISA?!! £25 is £25...
Ahh I know Chris, sorry you missed it. Great platform though thanks for watching anyway!
@@TobyNewbatt Great video. I’ve subscribed. I’ll catch next year’s bonus 😊
XON n TLW done it...
🙏
Why these choices over FTSE Global All Cap?
Oh it's not on there :)
There is VWRP which is similar but not exactly. But to be honest this portfolio is pretty close! Can always chop and change if needed to tweak 😇
l want to invest in British Guyana, dunno how...
Seen their ters fees its double
Ain't a ton less than 500
One of the worst platform ever ,don't understand it ,plus it does not have etf from around the world.
There are multiple global ETFs Abdul? Did you watch the video