How Much It Cost Per Month To Own A BMW M4 F82
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- Опубликовано: 9 ноя 2024
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Is the 2023 Lexus IS 350 F Sport AWD Worth It?? ruclips.net/video/naS0CO5BJiA/видео.html
I'm 25 and finally got my dream car: 2018 f82 M4 Competition last year. For a reference, i paid 48k for the car with 43k miles(around 35k down pay). I used my school credit union which gives me a 3.99 APR. I'm paying 250 car payment, I switched from Geico ($320) to NJM($220) a monthly with a racing on highway charge on my record (passed 5 years), and I spend around 280 for gas monthly (work from home). So in total 250+220+280= 750 a month. Still a lot considering its I paid a huge down payment. But it is what it is, hope my stats can help fellow bimmers wanting to own a M car. 💪
35k down. absolute hustler 💪
35K down on a 43k mileage vehicle Absolute L
@kingdanny562 fr that's way too much down
Giving 35k cash away is crazy you can make so much more money with that
@@invapor1634 I just didn't feel like having a large monthly also with interest so damn high now days... I do still have some money in my bank, humbly asking, what would you do with that money for investing? Thanks :)
It was wildly refreshing seeing someone get straight to the point
Ya I be honest here too, I pay almost $1500 on my 2019 m5c. And you can say it financial mistake but like you said if you well doing good in life then it fine but I definitely agree that younger person shouldn’t pay monthly like me. BUT. 0 down tho 😎
$950?! DAMN!!! My Mortgage is $1300!!!
you're paying for next 30 years compared to his 4 years
Interest on auto loans are 99% of the time front loaded so you end up paying most of the interest in the first year or two depending on how long the loan is. That's important to note for people who think they avoid interest by getting out of loans a year or two early. Thats why there are stories of people who still owe near the same amount they originally signed for after a year or two(mostly due to high interest rates but this plays a part too).
Thanks, very good information as usual. Keep doing your side hustles Louie , can’t wait to see your next car 👏
Appreciate you Nick!
id rather be a year or 2 ahead in payments vs put a down payment
im plottin 10k down with a tradein/sell, bro ur payments is insane. this my DREAM car, i get that im never selling ever
same thing bro we got this keep grindin
@@slowbeamer wrdd twin, may we meet in our 80s dusting off our M4 from the garage for 1 last run
Never selling ever..means 5 years max before you buy something else
Can you make the music a little louder, I can almost hear the car
I just bought a month ago a 2019 bmw m4 competition for 50k…. I took out a loan from my personal bank with is a credit union bc the interest rate at dealers is like never before. I got a 6% interest rate for 6 years. I pay 750 a month for the car and it’s a very clean car with only 35k Miles
Ur bank just gives u money\ loan ?how much
@@Freeelchapotsfmexico yes, my bank can give out loans depending for what you need like house, car, or personal but you have to have a checkings/savings account to do that
U got robbed bud
No money down means you have negative equity if you trade or sell it.
LOL I pay $650 for my F80, $450 note and $200 insurance. I bought it with 20k miles and put down $21k. Just a word to the wise, put Money down, dont listen to this cat. If the car is $60k and you put $20k, you're only financing $40k and you can alway sell the car and walk away with money back in your pocket if you haven't paid the car off yet.
One piece of advice I'd give is, make sure when you finance, finance less than you can comfortably pay - example if you can afford to comfortably pay $600/mo don't get a car for $600/mo, get a car that's $450/mo and you can always make balloon payments to pay off the car faster and pay less interest overall.
I was thinking the same thing watching this… influencers man smh
What year is ur f80
Ugh I want an m3cs so bad
You for got one of the most important thing wen getting a car “your credit score” that shit makes a big different unless as yu said yur way off in life
It's a 15 gallon tank. 15 Gallons @ 6$/gallon is $90 not $60.
Bro thought everywhere is 6 dollars lmao it’s 3dollars where I live for 91🤣
This guy talks way to much doesn’t even get to the point 😂
I pay 340 insurance for my f80 😭But im 19 so I think thats a big factor. Had my license since 16 but still hurts lol. For my dream car its worth it to me! 🙌 I agree with not putting down alot because of the same reasons, doesn't REALLY affect ur monthly unless its many K's, but If you plan on keeping it a down payment can save interest, IF u don't care abt either put it toward mods like I did LMAO 🤣🤣
Haha exactly
Is the f80 your first car ?
Pffttt only 340 they are asking 1.5k for insurance for that same car 💀💀 I’m also 19 but it mainly because my record
340$?!?!?! I’m almost 21 and it would cost me roughly $652 a month JUST for insurance because if I finance it I need full coverage 🤦♂️🤦♂️😭😭 thanks State Farm 🤦♂️
Stage 2 straight pipe you shouldn’t have crank hub issues but if you redline it & try to push more power your gonna have issues.
What made you decide to switch this car with your scat?
have you thought about moving out of Commiefornia to avoid the high gas prices (and the crazy laws)? I pay only 3.50-3.70 for premium.
Absolutely have!
@@louiexiii91 LOL what are you waiting for?😆
I pay close to $1600 a month with insurance and gas expenses for my 2022 X3M.
If you don’t mine me asking what do you do for a living
What up L-xiii ✊🏾✌🏾🙏🏾
What up J!
Thanks for sharing, you are doing a good job.
im paying 1.075 at 18 for my f82 but my intrest is like 16 percent its all black with the carbon ceramics and a indivual interior around 65k miles now is it bad price paid 52 with gap insurance and warranties tax title registration etc,
Good vid bud
is interesting that you got a lot more views with the lexus IS
lol yup!
For every $1,000 down will take $20 off your car note give or take.
haha you got absolutely ripped off mate. 2018 m4 comp UK here - £450/month w/ 4k deposit.
Bruh unless you are earning a £4k salary or living at home with mum in a 3k salary you can’t afford an m4 in uk. Sad facts
yea my gas is more than my car payment
Has the insurance in cali spiked up too? My rates for 2 cars has gone up $150 a month, smh
people paying $500 canada easy
@@taliyy_ for two cars in at 450 right now
Yeah everyone is moving out of CA. My uncle was just telling me how he was having trouble finding reasonable rates
how much was your m4 marked at ?
What springs you running?
2:50 but how many miles are you driving per week?
What business do you have the car under for a tax write off? Been trying to look into how that works
You can write off your car for any business you own. Put a sticker on your car with your companies name, even a really small one and your advertising for your company, therefore it’s a write off. This dude’s RUclips business is driving cars I assume so cars are the business.
What did you do with that AMG S63 coupe you had
that wasn't mine
Question,
Whenever you buy a car lets say the car is 40k final price out the door but you dont put anything down. A few days later after you purchase it, if I pay 10k towards that balance will I be ok to NOT pay monthly for a few months or am I still forced to pay the monthly payments even though I paid a lot more in advance?
Yes. The bank ain't gonna hit you up for money til that 10k is used for payments.
You won't have to pay until the price catches up, but I wouldn't do that. If you're gonna put a chunk of money down, put it as a downpayment. That's the main benefit of a downpayment. You save on interest. If you put that chunk of change down after the fact, whatever your interest rate is, you just lost that % of value on your money. Instead the better option is to just make a higher payment each month, weather that be $100, $200 more, whatever the case may be and over time you will be way ahead on payments and you'll end up paying less in interest over time.
@@louiexiii91 I see it makes sense now. Sorry if it was a dumb question haha, but I see that the interest would be better, but I was planning to do some mods on the car hence why I wanted to just put a big down payment AFTER i purchase it. But now that im thinking about it in the long term it would be best to put it as a down payment since I want to keep the car for a long time. Appreciate your advice!
I would say no because the bank charges a PERCENT once you get a loan. so imagine car is 40k , bank wants 10 percent so they get 4000. if u put money down, u LOWER the percent the bank takes from u, so they only get say 3000 or less. If u put money in AFTER the loan, ur just throwing it away bc the bank will get a higher percent since u waited until u were charged full price. Put the down payment if you want to!
Yes sir. Definitely put it as a down payment 100%
Gangster video
So its more expensive than the scat noted !
100%
Naw bro you trippin nutsacks lol. That car is worth 50k maybe nd your gonna pay 45k just to borrow it?? 75k in total to use it for 2 years?? Foo just keep one car and stack up your money til you pull off in a porsche😎
appreciate you for sharing your personal financial details, gives me an insight on what to do & what not to do as of yet. keep up the good work! salute 🫡
Why colour is this car ? What the name of this colour?
Le Mans blue