According to the fine prints, Fast Transfer is not eligible. Also the Paymaster must have UEN to be recognised as a company bank account. Or else not eligible. Correct me if Im wrong
They are so many products out there such as Pro Achiever from AIA or prulife or pru wealth from prudential, which can be linked to forex. Property rental and FD income are the easiest ones.
Hi Kelvin, is it safe to park under stash away simple guranteed whereby is still subjected the risk to the underlying banks, If the banks become insolvent?
Hi bossman, can you make a video on syfe cash flexi usd? The 5.4% p.a. is so much higher than the competition. Would love to see a video evaluating the pros and cons
Kelvin for Syfe Cash+ Guaranteed, what happens after 3months? Can I continue to keep the money there to continue earning 3.8% every month? Or I am forced to withdraw out to stop earning the 3.8%?
For UOB One Account, if I input that I am a Salaried worker with my company name, can I still use Paynow to fulfil the Salary Crediting criteria? Concern is my paynow might not reflect my company name. Thanks for the informative video!
My wife n i buy T-bills ( 3.75%) with cash & Cpf OA on 8th nov . Next mth when my wife cpf OA FD matured on 8th Dec, will buy T-bills again. I hope on next Jan when SSB feb tranche out , rate still above 3.1% . So i intend to draw out some of my surplus CPF OA n buy SSB. Collect interest every 6 mths .
1:18 So you can transfer money from your other bank account into a UOB account via PayNow or Fast and label it as "Salary"? Isn't this a little fishy --- would this be considered fraud?
It’s on their website. “With effect from 1 December 2022, salary credit transactions made via PayNow reflected as “PAYNOW SALA” will be considered eligible for bonus interest on UOB One Account. “ www.uob.com.sg/personal/save/everyday-accounts/one-account.page
According to the fine prints, Fast Transfer is not eligible. Also the Paymaster must have UEN to be recognised as a company bank account. Or else not eligible. Correct me if Im wrong
I went to UOB Holland V to ask this. The lady at the front said that Paynow transfer and label as "Salary" is not accepted. The money needs to come from a company account.
This one quite ..so so, dont be another "Honey $ boy". (for example 9 option are too many, best to summaries the best 3) I am sure you can do better than him. Would like to see how you can do wheel strategy with LTL for obvious reasons.....and make some monthly income.....see you next one.
@@jotunheimr9582 English - “Where do you park your money” SInklish - “Veedheoooo Paaahrkk your maneeyyyy” . Sure I can learn elementary English but not from you or Kelvin Sinkleeesh
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Hi Kelvin, do you have a video to show where to park our money for 2024?
@kelvin, how much management fee or charges fee for syfe cash+ guaranteed and stashaway ? Thank you!
Hi Kelvin, thanks for the video! Do you know if the paynow method for salary crediting satisfies the OCBC 360 account salary requirements as well?
yes it does, but it requires making a comment to the transaction
@@votexmama Normal transfer or Fast transfer is okay?
According to the fine prints, Fast Transfer is not eligible. Also the Paymaster must have UEN to be recognised as a company bank account. Or else not eligible. Correct me if Im wrong
mine it counted leh, when i click on activity it show... but idk la
Hi Kelvin. We are retirees with some fund. Where are the best options to invest so we can enjoy some additional passive income bedides CPF payout?
Huh good question. Let me just make a video to answer that
They are so many products out there such as Pro Achiever from AIA or prulife or pru wealth from prudential, which can be linked to forex. Property rental and FD income are the easiest ones.
Hi Kelvin, is it safe to park under stash away simple guranteed whereby is still subjected the risk to the underlying banks, If the banks become insolvent?
I feel its safe because:
- sg banks hard to become insolvent
- clients funds in stashaway are kept in another institution, out of stashaway
does it work for OCBC? means from like uob transfer to salary into ocbc 360? Cos i think many still have the ocbc 360 accounts..
Hi bossman, can you make a video on syfe cash flexi usd? The 5.4% p.a. is so much higher than the competition. Would love to see a video evaluating the pros and cons
Kelvin for Syfe Cash+ Guaranteed, what happens after 3months? Can I continue to keep the money there to continue earning 3.8% every month? Or I am forced to withdraw out to stop earning the 3.8%?
Monthly Loan payment by UOB ONE debit card consider expenditure or not
Ask question no answer one …. Unsubscribe Liao
@@samitune why not ask the bank hotline?
Very good video 👍
any advice on where i can invest my SRS money?
For those that give daily interest, eg, GXS, will subsequent interest be calculated base compounded total?
Yes, it will be compounded
How about cash deposit?
For UOB One Account, if I input that I am a Salaried worker with my company name, can I still use Paynow to fulfil the Salary Crediting criteria? Concern is my paynow might not reflect my company name.
Thanks for the informative video!
Does transfering via Paynow still counted as salary?
Yes. But this only works for transferring to uob one, and u need to choose reason of transfer as salary
@@KelvinLearnsInvesting Thank you, boss. I am your fan learning a lot from your channel.
Can you make a step by step video on how to buy T bill
Here you go :)
ruclips.net/video/Xc6QVyP9tkE/видео.htmlsi=hss2EH5fHcUMdDzb
My wife n i buy T-bills ( 3.75%) with cash & Cpf OA on 8th nov . Next mth when my wife cpf OA FD matured on 8th Dec, will buy T-bills again. I hope on next Jan when SSB feb tranche out , rate still above 3.1% . So i intend to draw out some of my surplus CPF OA n buy SSB. Collect interest every 6 mths .
How to buy T bill?
@@chuachua-hj9zd u need trading a/c , CDP a/c if u use Cash . If use Cpf OA or SA , need a local bank CPF investment a/c .
Using CDC vouchers
Hi bro
If i invest in ssb or sgs via uob, the interest i m getting is on sing dollars or Malaysian ringgit?
Let me know please
SGD
@@KelvinLearnsInvesting tq bro
1:18 So you can transfer money from your other bank account into a UOB account via PayNow or Fast and label it as "Salary"? Isn't this a little fishy --- would this be considered fraud?
It’s on their website.
“With effect from 1 December 2022, salary credit transactions made via PayNow reflected as “PAYNOW SALA” will be considered eligible for bonus interest on UOB One Account. “
www.uob.com.sg/personal/save/everyday-accounts/one-account.page
According to the fine prints, Fast Transfer is not eligible. Also the Paymaster must have UEN to be recognised as a company bank account. Or else not eligible. Correct me if Im wrong
I was using my DBS to transfer $1600 under “Salary payment” to my UOB One, and it is counted ya. Hope it helps.
I went to UOB Holland V to ask this. The lady at the front said that Paynow transfer and label as "Salary" is not accepted. The money needs to come from a company account.
@@KimberlyNinghi is ur dbs linked to paynow? I tried ocbc but it doesn’t work unfortunately.
What about chocolate finance ? It’s offering 4.5% for first 20k
I think they have stopped accepting signups for now.
is this kelvin learns investing or kelvin penny pinching? why none of ur video is abt investing one
Ibkr usd has higher returns. There are some cavet though.
The caveat is quite big, aka first USD10k no returns. Better to use USD money market funds instead
@@KelvinLearnsInvesting got an example? For about 100K usd balance in a trading account without fixed term.
Tq bro
Hi Kelvin. Can you suggest how best to invest $500k please.
Need a few more details:
- How long are you going to invest for? 1 month? 20 years?
- Risk tolerance? Cannot lose the money? Can afford to lose 20%?
High risk tolerance. 2-3years.
you know the economy is doing well when kelvin upgraded to macbook
😂 Kelvin's economy is definitely doing well
My old com died on me, i needed something that is future proof, heart breaking decision :(
What about FD?
Explain at 7:23 why i don't prefer FD. Basically StashAway and Syfe's guaranteed portfolios have lower requirements + higher rates than FD right now
@kelvin, how much management fee for syfe and stashaway ? Thank you!
paynow salary NERF incoming :
This one quite ..so so, dont be another "Honey $ boy". (for example 9 option are too many, best to summaries the best 3) I am sure you can do better than him. Would like to see how you can do wheel strategy with LTL for obvious reasons.....and make some monthly income.....see you next one.
Hey sir , are you married ?
Yes, married to me
Yes, married to mango
Looks like he is taken, no hope for your daughter? Wifey quickly said, not available. He is mine. Case closed.
Veedheooo pahhrrkk your maaneyyy come on bro speak proper english
Sorry what are you saying? I don’t understand you
@@KelvinLearnsInvesting Fix your accent bro thats how you speak.
@sepa Bro fix your spelling , it is where do you park your money. If you have trouble understanding him, maybe you can start with elementary English 😂
@@jotunheimr9582 English - “Where do you park your money” SInklish - “Veedheoooo Paaahrkk your maneeyyyy” . Sure I can learn elementary English but not from you or Kelvin Sinkleeesh
@@sepa3740 haha. You came to investing channel to learn English? That’s cool