Wrong accounts to save your money.

Wrong accounts to save your money.
Bank savings account - an account designed to hold your money. Savings accounts typically pay a modest interest rate, but they are considered safe for parking cash that you want available for short-term needs.
Bank Fixed Deposit Accounts - an investment account in which a customer deposits a specified amount of money for a certain/fixed period of time.
Mshwari - a savings and loan service that enables M-PESA customers to save and borrow.
Chamas - It is used by members to pool together savings or to invest. Chamas accumulate funds as in the spirit a harambee does. Chamas in Kenya have become impressive tools of economic empowerment.
Alternatives; Money Market Funds, Bond Plus, Imarika
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