- Видео 253
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Rhoda Kithinji
Кения
Добавлен 15 ноя 2012
Financial Consultant
Financial Habits for Successful People.
Successful people often follow these financial habits:
1. Budgeting: They track income and expenses, ensuring they live within their means.
2. Saving: They consistently set aside a portion of their earnings for emergencies and future goals.
3. Investing: They grow their money by investing in stocks, real estate, or businesses.
4. Avoiding Debt: They limit unnecessary borrowing and pay off debts quickly.
5. Continuous Learning: They stay informed about financial trends and opportunities.
6. Long-term Thinking: They prioritize financial stability over impulsive spending, focusing on future rewards.
7. Diversifying Income: They build multiple sources of income for security.
These habits help build w...
1. Budgeting: They track income and expenses, ensuring they live within their means.
2. Saving: They consistently set aside a portion of their earnings for emergencies and future goals.
3. Investing: They grow their money by investing in stocks, real estate, or businesses.
4. Avoiding Debt: They limit unnecessary borrowing and pay off debts quickly.
5. Continuous Learning: They stay informed about financial trends and opportunities.
6. Long-term Thinking: They prioritize financial stability over impulsive spending, focusing on future rewards.
7. Diversifying Income: They build multiple sources of income for security.
These habits help build w...
Просмотров: 49
Видео
Signs of bad financial health.
Просмотров 279 часов назад
Signs of bad financial health include constantly struggling to pay bills, frequently maxing out credit cards, or relying on payday loans. If you’re only making minimum payments on debt or find yourself borrowing money to cover everyday expenses, this indicates financial trouble. Missing payments, whether on credit cards, rent, or utility bills, can harm your credit score and lead to higher inte...
Laws of wealth.
Просмотров 608День назад
4 Big Laws of Wealth. 1. Never spend more than you earn. 2. Invest any extra money into assets. Do not hold cash. Cash is trash. 3. Always do more than you are being paid for and you will be paid more. 4. Do not work hard for your money. Let your money work hard for you. Create and manage cash flow. ruclips.net/video/fBou35NAiYs/видео.htmlsi=EF0RRXzuO7l2ImZG #RhodaKithinji #finance #kenya #fina...
Pros and Cons of a Money Market Fund
Просмотров 36514 дней назад
Investing in a money market fund (MMF) in Kenya can be a smart option, but it’s important to understand both the benefits and drawbacks. Pros: 1. Low Risk : Money market funds typically invest in low-risk assets like government bonds and treasury bills, making them safer than many other investment options. 2. Liquidity : You can easily access your money whenever you need it. Unlike fixed-term i...
Wrong accounts to save your money.
Просмотров 12121 день назад
Wrong accounts to save your money. * Bank savings account - an account designed to hold your money. Savings accounts typically pay a modest interest rate, but they are considered safe for parking cash that you want available for short-term needs. * Bank Fixed Deposit Accounts - an investment account in which a customer deposits a specified amount of money for a certain/fixed period of time. * M...
Ways to set yourself financially in 2025.
Просмотров 8721 день назад
To set yourself up financially for 2025, start by making a clear budget. Track your income and spending to see where your money goes. Prioritize saving-even a small amount each month builds up over time. Consider creating an emergency fund to cover unexpected expenses. If you have debt, aim to pay it down gradually, focusing on high-interest ones first. Look for investment opportunities, like s...
What to avoid until you are financially secure.
Просмотров 9621 день назад
Here’s what to avoid until you’re financially secure: 1. Don’t upgrade your lifestyle too soon. Focus on buying assets and growing wealth before splurging on luxury. A high-end lifestyle without a solid financial base will hold you back in the long run. 2. Avoid bad debt. Don’t take loans for things that won’t increase in value or improve your financial position. If it isn’t helping you grow we...
Treasury Bills or Money Market Fund.
Просмотров 29121 день назад
A treasury bill is a short-term debt instrument issued by the government to raise funds. It typically has a maturity of less than one year and is considered a low-risk investment since it’s backed by the government. Investors buy treasury bills at a discount and receive the full face value at maturity, earning interest in the process. A money market fund, on the other hand, is a type of mutual ...
Money Market Fund Investment Guidelines.
Просмотров 19728 дней назад
Always use the following guideline when choosing a Money Market Fund in Kenya. 1. Check if the company is under Nairobi Securities Exchange. 2. Ensure the fund manager is regulated by CMA. 3. Check if the Fund Manager’s assets under management are above Kshs. 1 Billion 4. Verify that the Custodian and Trustee Banks are well known banks for security of your funds. 5. Determine how long it takes ...
How to start investing as a beginner with low income.
Просмотров 853Месяц назад
How to start investing as a beginner with low income. Start small by saving a portion of your income regularly, even if it’s just a little. Open a savings account or a mobile money account like M-Pesa or a money market fund for convenience Once you’ve saved enough, consider investing in a low-cost unit trust or a money market fund, which lets you pool money with others to invest in a variety of...
More money won’t fix your finances.
Просмотров 171Месяц назад
"Money Problems? More Cash Isn’t the Answer! If you're struggling financially, earning more money might seem like the solution. But the truth is, without proper money habits, even a higher income won't save you. Poor budgeting, overspending, and lack of savings can drain any paycheck. The key is managing what you already have. Create a budget, track expenses, and prioritize saving. Once you mas...
Education Policies
Просмотров 44Месяц назад
"Secure your child's future with an Education Policy! 🌟 It's not just insurance; it’s peace of mind for you and a guaranteed future for them. Start planning today to ensure your child’s school fees are covered, no matter what life throws your way. With flexible premiums and guaranteed payouts, an education insurance policy in Kenya is the smart way to invest in your child’s dreams. 💡 Don't wait...
The Magic of Compound Interest.
Просмотров 113Месяц назад
The Magic of Compound Interest Compound interest is like planting a money tree! 🌱 Instead of just earning interest on your initial savings, you also earn interest on the interest. Over time, your money grows faster and faster, like a snowball rolling downhill. Here’s how it works: You save or invest, the interest adds up, and then that interest earns even more interest. The longer you let it gr...
Ways you are losing money.
Просмотров 1892 месяца назад
Ways you are losing money. 1. Unused subscriptions like gym, netflix and money money. If you subscribe to something make you need it and if you find yourself not using it unsubscribe. 2. Frequent withdrawal from various account like M-PESA, bank accounts and much more. Every day transaction costs money. Budget and limit yourself from frequent withdrawals. 3. Buying cheap or poor quality items m...
Loans for a new business
Просмотров 2522 месяца назад
Taking a loan for a new business can be risky, especially if the business is not yet stable. Loans come with interest, meaning you’ll pay back more than you borrowed, even if your business struggles to make a profit. New businesses often face unexpected challenges, and if things go wrong, you might struggle to repay the loan, damaging your credit score or losing collateral like your car or prop...
Building wealth through corporate structures.
Просмотров 1112 месяца назад
Building wealth through corporate structures.
How to save or budget for irregular income.
Просмотров 602 месяца назад
How to save or budget for irregular income.
How your friends are keeping you broke.
Просмотров 862 месяца назад
How your friends are keeping you broke.
Ways to set yourself for 2025 financially.
Просмотров 1193 месяца назад
Ways to set yourself for 2025 financially.
Ways of becoming financially literate.
Просмотров 1113 месяца назад
Ways of becoming financially literate.
What to avoid until you’re financially secure.
Просмотров 4593 месяца назад
What to avoid until you’re financially secure.
How to start investing as a beginner with low income
Просмотров 13 тыс.3 месяца назад
How to start investing as a beginner with low income
Do i need a financial adviser
How much is the interest for bond plus currently
If I had a financial adviser that I don't want to work with that I had opened imarika with can I proceed with amother
Where should I start to build to credit I’m moving to Kenya
Some truth right there😊
Avoid debt, save money. If you find yourself on the CRB, KEEP SAVING ,while repaying debt. With ample savings Banks (nowadays are loan sharks) cannot entice you with loans. CRB is structured to favor banks and keep you in debt.
Thank you
This makes a lot of sense
How and where can we put money to grow?
@@reactthisiit It depends with your goals
Good information and advice
Love your content! I noticed that your channel has a lot of potential, but a few simple SEO changes could really help bring in more viewers. For instance, working on thumbnail consistency and adding a few more targeted keywords in your titles might help . Just a thought, feel free to reach out if you'd like more suggestions!
Great content as always! I have been bingeing on your videos from the start. Keep up the informative videos.
Which one can you suggest for me to invest
Thanks for the teachings
Well done, Thank you
Good Investment lessons,it's the kind of lessons i have been saerching for thank you
Happy new year Teacher ....how are you..
@@SamOoro-v6e Happy New Year to you too. I’m well, thank you
@rhodakithinji That's good ,I have a small piece of land huko Gil gil Nakuru county nime iweka on sale niki faulu uta ni shika mkono ni invest hiyo kidogo Nita pata hapo..thank you.
@ no problem. When you are ready
@rhodakithinji Thank you i will be in touch Just pray for me.
You are beautiful. I didnt understand😅
This makes a lot of sense
Thank you for Highlight this One...🎉🎉
Any time!
so pretty 🌹🌹🌹
Increase your voice/ volume
N
great tips on building wealth through smart choices we can make everyday, subbed for more!
@@AceHunley Karibu
@ great work in this video. Glad to be part of your community. I make videos on building finances as well. Trying to grow my channel!
👍🏿
I am interested but I want to pass through you my Teacher please advise
Very Educative video.. Thank you so much..
Ongeza volume Work on the Sound clarity it's too Low... please
Manze l needed to watch and listen to this
Karibu sana
Ongeza volume Mum..
You're a fine mama. I am those broke high earners I need help!
Reach out for assistance: WhatsApp: +254728297112
Money management is a challenge for most people
Making Money has never been a problem, But handling finances is the Nightmare
Good content, but nikama ulinjonga sauti. Nimeweka full volume but still nina struggle kuku skiza.
Very Educative 🎉🎉🎉
Hi...how do i get in touch? Our chama needs your advise.
You can WhatsApp: +254728297112 or valuebuxconsultancy@yahoo.com
Thank you so much I shall be in Touch...Please give your contact
Very Educative video thank you for your time 🎉🎉
nice info
Hello my deat
Hello dear, I watched your channel videos as mentioned first Videos are great but videos aren't reaching your target audience so little per video. That means your videos aren't reaching your audience so you need to promote them. Then good results will come. You understand what I mean
Good advice my sister.
Keep up the good work 👍 Kanana
Good advice 💯
Best advice ever... 👌
Awesome
I have a question about this. Do I need to file returns for what they deduct or they do it?
@@josrya-ng8894 Hello, It’s withholding tax, the company that you invest with file the return on your behalf
Hello.... Rhoda how can i reach you for more.
@@wilsonnjugush4202 Hello, how are you? Kindly reach out: +254728297112
@@rhodakithinjithanks
Good information 👍