- Видео 244
- Просмотров 38 309
Rhoda Kithinji
Кения
Добавлен 15 ноя 2012
Financial Consultant
How to start investing as a beginner with low income.
How to start investing as a beginner with low income.
Start small by saving a portion of your income regularly, even if it’s just a little.
Open a savings account or a mobile money account like M-Pesa or a money market fund for convenience
Once you’ve saved enough, consider investing in a low-cost unit trust or a money market fund, which lets you pool money with others to invest in a variety of assets.
Stay patient, avoid risky ventures, and focus on long-term growth.
Educate yourself about different options before diving deeper into investments.
#persopersonally #genz #millennial #investment #RhodaKithinji #financialgoals #financialplanning
Start small by saving a portion of your income regularly, even if it’s just a little.
Open a savings account or a mobile money account like M-Pesa or a money market fund for convenience
Once you’ve saved enough, consider investing in a low-cost unit trust or a money market fund, which lets you pool money with others to invest in a variety of assets.
Stay patient, avoid risky ventures, and focus on long-term growth.
Educate yourself about different options before diving deeper into investments.
#persopersonally #genz #millennial #investment #RhodaKithinji #financialgoals #financialplanning
Просмотров: 14
Видео
More money won’t fix your finances.
Просмотров 14421 день назад
"Money Problems? More Cash Isn’t the Answer! If you're struggling financially, earning more money might seem like the solution. But the truth is, without proper money habits, even a higher income won't save you. Poor budgeting, overspending, and lack of savings can drain any paycheck. The key is managing what you already have. Create a budget, track expenses, and prioritize saving. Once you mas...
Education Policies
Просмотров 3421 день назад
"Secure your child's future with an Education Policy! 🌟 It's not just insurance; it’s peace of mind for you and a guaranteed future for them. Start planning today to ensure your child’s school fees are covered, no matter what life throws your way. With flexible premiums and guaranteed payouts, an education insurance policy in Kenya is the smart way to invest in your child’s dreams. 💡 Don't wait...
The Magic of Compound Interest.
Просмотров 10228 дней назад
The Magic of Compound Interest Compound interest is like planting a money tree! 🌱 Instead of just earning interest on your initial savings, you also earn interest on the interest. Over time, your money grows faster and faster, like a snowball rolling downhill. Here’s how it works: You save or invest, the interest adds up, and then that interest earns even more interest. The longer you let it gr...
Ways you are losing money.
Просмотров 17928 дней назад
Ways you are losing money. 1. Unused subscriptions like gym, netflix and money money. If you subscribe to something make you need it and if you find yourself not using it unsubscribe. 2. Frequent withdrawal from various account like M-PESA, bank accounts and much more. Every day transaction costs money. Budget and limit yourself from frequent withdrawals. 3. Buying cheap or poor quality items m...
Loans for a new business
Просмотров 227Месяц назад
Taking a loan for a new business can be risky, especially if the business is not yet stable. Loans come with interest, meaning you’ll pay back more than you borrowed, even if your business struggles to make a profit. New businesses often face unexpected challenges, and if things go wrong, you might struggle to repay the loan, damaging your credit score or losing collateral like your car or prop...
Building wealth through corporate structures.
Просмотров 106Месяц назад
Building wealth through corporate structure in Kenya starts with setting up a legal business entity, like a Limited Company. This structure separates your personal assets from your business, protecting you from liability and making it easier to raise capital from investors or banks. Here’s how it works: 1. Tax Benefits: Companies often have lower tax rates than individuals, and there are specif...
What the rich won’t tell you.
Просмотров 274Месяц назад
The rich have secrets they rarely share, but here’s what you need to know: 1. Your salary won’t make you rich. If you’re only relying on your paycheck, you’ll stay stuck. You need other income streams like investments or a business to grow wealth. 2. Inflation eats your money. Prices keep going up, but your money doesn’t grow as fast. If you keep all your money in a savings account, inflation w...
How to save or budget for irregular income.
Просмотров 54Месяц назад
How to save or budget for irregular income. 1. Calculate your monthly expenses. 2. Have two accounts; one account for transaction/ expenses and another for investment. 3. Whenever you receive any amount of money, set aside 20% to your investment account. 4. If money exceeds in your expense account invest the rest. #RhodaKithinji #finance #kenya #financialeducation #financialliteracy101 #financi...
Money Market Investing Guidelines
Просмотров 585Месяц назад
Always use the following guideline when choosing a Money Market Fund in Kenya. 1. Check if the company is under Nairobi Securities Exchange. 2. Ensure the fund manager is regulated by CMA. 3. Check if the Fund Manager’s assets under management are above Kshs. 1 Billion 4. Verify that the Custodian and Trustee Banks are well known banks for security of your funds. 5. Determine how long it takes ...
How your friends are keeping you broke.
Просмотров 76Месяц назад
Here are some ways your friends might be unknowingly keeping you broke: 1. Expensive Social Habits. Friends who love to go out often - whether it's for meals, clubbing, or weekend getaways - can add a surprising expense to your budget. It’s easy to spend money just to keep up, even if you’d rather save. 2. Influencing Impulse Spending Friends can make impulse purchases seem harmless. Seeing you...
How to get rid of debt.
Просмотров 129Месяц назад
To pay off debt, start by listing all your debts, including the amounts and interest rates. Focus on the “snowball” or “avalanche” method. With the snowball method, pay off the smallest debts first to gain momentum. For the avalanche method, pay off high-interest debts first to save more in the long run. Next, create a budget. Cut back on non-essentials like dining out or subscriptions, and put...
Ways to set yourself for 2025 financially.
Просмотров 115Месяц назад
To set yourself up financially for 2025, start by making a clear budget. Track your income and spending to see where your money goes. Prioritize saving-even a small amount each month builds up over time. Consider creating an emergency fund to cover unexpected expenses. If you have debt, aim to pay it down gradually, focusing on high-interest ones first. Look for investment opportunities, like s...
Ways of becoming financially literate.
Просмотров 1072 месяца назад
Becoming financially literate as a beginner involves learning the basics of managing, saving, and growing money. Start by understanding simple concepts like budgeting, which means tracking your income and expenses to ensure you're not overspending. Setting financial goals-like saving for a rainy day, buying something important, or planning for retirement-is essential. You can learn from free on...
What to avoid until you’re financially secure.
Просмотров 4042 месяца назад
Here’s what to avoid until you’re financially secure: 1. Don’t upgrade your lifestyle too soon. Focus on buying assets and growing wealth before splurging on luxury. A high-end lifestyle without a solid financial base will hold you back in the long run. 2. Avoid bad debt. Don’t take loans for things that won’t increase in value or improve your financial position. If it isn’t helping you grow we...
How to start investing as a beginner with low income
Просмотров 7 тыс.2 месяца назад
How to start investing as a beginner with low income
Factors to consider before taking a loan
Просмотров 442 месяца назад
Factors to consider before taking a loan
How to recover from financial setbacks.
Просмотров 383 месяца назад
How to recover from financial setbacks.
Happy new year Teacher ....how are you..
@@SamOoro-v6e Happy New Year to you too. I’m well, thank you
@rhodakithinji That's good ,I have a small piece of land huko Gil gil Nakuru county nime iweka on sale niki faulu uta ni shika mkono ni invest hiyo kidogo Nita pata hapo..thank you.
@ no problem. When you are ready
@rhodakithinji Thank you i will be in touch Just pray for me.
You are beautiful. I didnt understand😅
This makes a lot of sense
Thank you for Highlight this One...🎉🎉
Any time!
so pretty 🌹🌹🌹
Increase your voice/ volume
N
great tips on building wealth through smart choices we can make everyday, subbed for more!
@@AceHunley Karibu
@ great work in this video. Glad to be part of your community. I make videos on building finances as well. Trying to grow my channel!
👍🏿
I am interested but I want to pass through you my Teacher please advise
Very Educative video.. Thank you so much..
Ongeza volume Work on the Sound clarity it's too Low... please
Manze l needed to watch and listen to this
Karibu sana
Ongeza volume Mum..
You're a fine mama. I am those broke high earners I need help!
Reach out for assistance: WhatsApp: +254728297112
Money management is a challenge for most people
Making Money has never been a problem, But handling finances is the Nightmare
Good content, but nikama ulinjonga sauti. Nimeweka full volume but still nina struggle kuku skiza.
Very Educative 🎉🎉🎉
Hi...how do i get in touch? Our chama needs your advise.
You can WhatsApp: +254728297112 or valuebuxconsultancy@yahoo.com
Thank you so much I shall be in Touch...Please give your contact
Very Educative video thank you for your time 🎉🎉
nice info
Hello my deat
Hello dear, I watched your channel videos as mentioned first Videos are great but videos aren't reaching your target audience so little per video. That means your videos aren't reaching your audience so you need to promote them. Then good results will come. You understand what I mean
Good advice my sister.
Keep up the good work 👍 Kanana
Good advice 💯
Best advice ever... 👌
Awesome
I have a question about this. Do I need to file returns for what they deduct or they do it?
@@josrya-ng8894 Hello, It’s withholding tax, the company that you invest with file the return on your behalf
Hello.... Rhoda how can i reach you for more.
@@wilsonnjugush4202 Hello, how are you? Kindly reach out: +254728297112
@@rhodakithinjithanks
Good information 👍
Hello, U need a attractive RUclips thumbnail designer and video SEO expert?
Very insightful 👏 👌. Thank you
Your video making is very good. Your content ideas are very good. If you give me permission. I will share some information with you to increase the channel. You get lots of subscribe and views😮
Nice one..
Is a fixed income fund same as bond plus?
You have very good content. The algorithm should do you more justice.
@@wealthwise247 Thank you
Hi girl, Would you want to consider redoing your thumbnails for better visibility?
Thank you for this🙏
Your channel does not have a professional banner design. So I designed a banner for your channel. Using it will look very beautiful and attract visitors.
No volume
Valuable information
Thank you
Your video making is very good. Your content ideas are very good. If you give me permission. I will share some information with you to increase the channel. You get lots of subscribe and views, best regards.Thank you