Thank you, Alok! I was genuinely surprised to see how effectively gold provides a hedge, even against small-cap stocks. Your content was excellent. Hedging my portfolio with gold has brought much-needed peace of mind to my investments.
Future Returns could be higher than past returns too. Probability will work only when other things more or less do not alter. Here, 🤣😁 budget or Trumps policies or dollar rate or FII moves or resumption of disturbance globally may alter situation.😊
Thank you Mr.Jain. Lot of stats. I have taken your advice seriously and allocated 30% in my small cap portfolio. The current drawdown has seen a stabilized PF.
Gold investments are more efficient through ETFs/ Bees. They are easier to track, transact, store etc. unlike physical Gold. Max drawdown refers to the maximum potential loss you could have incurred in a particular investment before it retraces upwards.
I think chartist are biased. If there are 3 days Red candles back to back, they call it oversold. But when there are 3 days Green candles, they don't call overbought :)
Hi, I have 3 simple rules which have helped me in the market over the last 12 odd years! 1. Never bet against the market! I had 10% of my folio in Asian Paints! I promptly reduced it to about 2%! 2. Always calculate portfolio returns and not get swayed by individual stock returns! And 3. Expect realistic returns of 12- 15%! If you get more, don't think you're a genius, as there is s downfall looming to drag it down! 3. Stay put with your choice of stocks/ETFs! You have/ should have chosen them with due diligence so why panic now?!!! Simple fundàs of course inspired by Buffet Boss! 😊
Hi Alok, in my portfolio,every year 7 stocks perform well, 7 will underperform! This is a trend I have observed over the last 12 years! However 13:26 the over-all CAGR is as Ben Graham would say ' quite satisfactory'! I have 25% of my portfolio in Nifty+ Next 50 on the ratio of 40:60! Of late I'm lagging my own chosen benchmark! That was the background! Now, there are wonderful uncertainties, So will a dollop of Gold help me??! 😊
Thank You Sir, Max drawdown of 25.3% in gold (100%) is still high to digest ..means we need to be ready for 25% correction in gold as well in any given time, ofcourse it is less than smallcap like >60% drawdown.
It has to be seen in the perspective that the equity markets are often inversely correlated to gold prices. This inverse relationship helps in smoothening out /protecting the returns in the long term while keeping volatility down. We have to look at Gold and Equity investment as one package rather than in isolation and that's why gold becomes an essential part of asset allocation. Hope it clarifies.
learning from all there videos..... but, in current market condition, probably better to put more in equity to build long term portfolio..... and when equity is beat heated, at that time probably these video will be of immense help..... as relatively new in equity, when market go gaga, we tend to forget that there will be drawdown in near future.......thanks for all your teaching....couple of weeks back, started with Mi35 and accumulating.....lets see
I’m really enjoying your videos! Your analysis provides incredible insights, especially for someone like me-a finance novice and a few-months-old casual investor. The way you break down complex concepts makes learning much easier. If possible, could you recommend some reading materials for self-learning? It would be amazing if you could suggest a few topics each week, along with book recommendations or online resources. This would help learners like me gradually build a strong, comprehensive, and holistic understanding of investing over months or even years.
Great insight as always. Thank you for sharing it. In my opinion, Index doesn't tell true story esp. in case of midcap and small cap. There were not many small cap funds before GFC2008. I looked at franklin India small cap fund returns from Dec 1 2007 till day and CAGR is 14%+. Of course, it will still have much higher volatility compared to mix of gold and equity portfolio.
Hi Alok, very impressive analysis. Have a question. How to add Gold to portfolio for long term. Gold futures and options certainly are not the best way. Should we buy CFDs or ETF, what is the best way
Hello Sir, I have recently stated watching your videos, and thank you very much for all the insight about gold investing. Appreciate that. I have a question: What are the different ways to invest in Gold, I know we can buy the physical gold, obviously we will have to pay GST while buying.. what are the various ways and best options to buy Gold? Appreciate if you can touch upon this. Thank you.
Sir, why can’t you add debt fund and come up with the good ratio of equity, debt and gold. Any reason you always neglect debt in asset allocation. Thanks sir
Today your channel’s video is buffering a lot, tried other RUclips channels. Those are absolutely fine. Even my Internet is fine. Tried on different devices and mobile data too, the outcome was same.
There is something wrong with the May-2004 table presented, the 50-50 allocation has more return than both the individual allocation. That is mathematically impossible. So I really doubt the other figures too.
Excellent insight. Very helpful. Just a couple of questions - 1. Why was small cap 100 considered and not 250. 2. If we were to emulate this portfolio, when would we buy each - on dips together or individually? (I mean if small caps was correcting, do we buy small cap + gold even if gold is high that time OR buy each separately on their respective dips)
I don't know why people keep relying on technical charts all the time, technicals are being abused almost all the time by big guys to make fool of small investors
Alok ji, I shifted my new investments from small caps to Gold since April'24 and able to manage portfolio's drawdown to some extent. Want to add gold jewelry into my portfolio now as to enjoy gold investment during family gatherings and also for Kids' marriage. I will pay 30% excess payment (making charges etc.). In 25 years timeframe, a 30% excess payment brings down ROI by 1% only which looks not bad. Please share your views.
March 2020 onwards was the best time for gold ever due to highest level of uncertainty across the world in shortest time in near past. For this kind of gold price chart is to be expected for next 5 years too the world will truly be in a horrible state. Hope it peaks post China-Taiwan issue stabilisation. With exhaustion all round the world due to prolonged instability mean reversion to global stability is natural. That translates to both timewise and price correction in gold in next 5 years.
सर जी लाईफ झिंगा लाला है। मजा ऐसे आ रहा है कि क्या कहें । बाजार में स्मॉलकैप मिडकैप में सेल लगा ऐसा कि क्या खरिदे क्या नहीं मन ही मन इतने लड्डू फूटे की चित्त चैतन्य हो गया है। बाकि अब लगता है फरवरी में आप से अधिक मेरे सब्सक्राइबर हो जाएंगे
I mean this feel little repeating! You share the thoughts clearly, but every video daily update same repeated things. Maybe daily shorts would be better idea
This dude comes with examples of equity vs gold when small caps have fallen 40-50% from the top and gold have hit the all the time high. I would appreciate same comprehension in another 7-8 months when small caps will triple from current prices and gold will correct 10-15% Great manipulation of data to prove any random point
![Felix "Unfair" | [Stray Kids : SKZ-PLAYER]](http://i.ytimg.com/vi/Oswujxm2Ag0/mqdefault.jpg)
Man of substance, Mr Alok jain , hats off to your efforts, very informative video, out spoken BM should learn from him .
Thank you, Alok!
I was genuinely surprised to see how effectively gold provides a hedge, even against small-cap stocks. Your content was excellent. Hedging my portfolio with gold has brought much-needed peace of mind to my investments.
Eureka! This reassures my understanding of asset allocation techniques.
This is *golden*
But past returns won't guarantee future returns sir
It's not about guarantee, it's about probability.
It's about Pradeep Verma
Future Returns could be higher than past returns too. Probability will work only when other things more or less do not alter. Here, 🤣😁 budget or Trumps policies or dollar rate or
FII moves or resumption of disturbance globally may alter situation.😊
@ "The four most dangerous words in investing are: 'this time it's different.'" - Templeton
It's all about risk n reward. If you want reward ready to risk
Nobody talks such deep analysis in investing videos ❤
Thank you Mr.Jain. Lot of stats. I have taken your advice seriously and allocated 30% in my small cap portfolio. The current drawdown has seen a stabilized PF.
Full equity portfolio is easy to analyse but extremely difficult to hold. Thank you!
Insightful. Have few questions.
1. By investing in Gold, do you mean purchasing Goldbees?
2. Max drawdown means max fall from peak?
I have same question
Gold investments are more efficient through ETFs/ Bees. They are easier to track, transact, store etc. unlike physical Gold.
Max drawdown refers to the maximum potential loss you could have incurred in a particular investment before it retraces upwards.
Which type of gold to invest in. Is it goldbees.
13:03 How can the average of 15.9% and 13.31% be 16.4%, ie how can the average of gold and smallcaps be more than the two individual returns?
Thank you for convincing data on the benefits of portfolio diversification .
Pure GOLD content, sir. 🙌
I think chartist are biased. If there are 3 days Red candles back to back, they call it oversold. But when there are 3 days Green candles, they don't call overbought :)
Hi, I have 3 simple rules which have helped me in the market over the last 12 odd years!
1. Never bet against the market! I had 10% of my folio in Asian Paints! I promptly reduced it to about 2%!
2. Always calculate portfolio returns and not get swayed by individual stock returns! And
3. Expect realistic returns of 12- 15%! If you get more, don't think you're a genius, as there is s downfall looming to drag it down!
3. Stay put with your choice of stocks/ETFs! You have/ should have chosen them with due diligence so why panic now?!!! Simple fundàs of course inspired by Buffet Boss! 😊
Hi Alok, in my portfolio,every year 7 stocks perform well, 7 will underperform! This is a trend I have observed over the last 12 years! However 13:26 the over-all CAGR is as Ben Graham would say ' quite satisfactory'! I have 25% of my portfolio in Nifty+ Next 50 on the ratio of 40:60! Of late I'm lagging my own chosen benchmark! That was the background! Now, there are wonderful uncertainties, So will a dollop of Gold help me??! 😊
Thank You Sir, Max drawdown of 25.3% in gold (100%) is still high to digest ..means we need to be ready for 25% correction in gold as well in any given time, ofcourse it is less than smallcap like >60% drawdown.
Yes,gold is also a volatile asset compared to Debt specially short term bonds
It has to be seen in the perspective that the equity markets are often inversely correlated to gold prices. This inverse relationship helps in smoothening out /protecting the returns in the long term while keeping volatility down. We have to look at Gold and Equity investment as one package rather than in isolation and that's why gold becomes an essential part of asset allocation. Hope it clarifies.
A wonderful depictation of why diversifying is important! Very useful content as always!
Glad you think so!
Does the analysis assume annual balancing to 50:50 ?
No,it's just a one time lumsum investment analysis
Super eye opener..great finding...a good mgr!
thanks for truely caring for investors
Thank you very much for this wonderful data. Always gold is risk-free.
Always welcome
Question: For Oct 2010 table, if smallcaps gave 11% and gold 9.77% then should a mixed portfolio 50-50 have given 10.385% (or something around there)?
Its from you, I got the idea to accumulate goldcase since this year.
What is the rebalance frequency for the 50-50 smallcap-gold portfolio?
learning from all there videos..... but, in current market condition, probably better to put more in equity to build long term portfolio..... and when equity is beat heated, at that time probably these video will be of immense help..... as relatively new in equity, when market go gaga, we tend to forget that there will be drawdown in near future.......thanks for all your teaching....couple of weeks back, started with Mi35 and accumulating.....lets see
Very great insight. Thanks a lot for all the efforts to put this data together to share the importance of assent allocation.
Glad it was helpful!
Real eye opener 😊
Hi Sir,
Please do the same analysis if the SIP is done in small cap and gold 50-50 and when rebalancing is done yearly
I’m really enjoying your videos! Your analysis provides incredible insights, especially for someone like me-a finance novice and a few-months-old casual investor. The way you break down complex concepts makes learning much easier.
If possible, could you recommend some reading materials for self-learning? It would be amazing if you could suggest a few topics each week, along with book recommendations or online resources. This would help learners like me gradually build a strong, comprehensive, and holistic understanding of investing over months or even years.
Another great analysis! Bang on!
When you say gold. Is it better to buy Gold ETF from a big house like HDFC gold ETF or are you talking about purchasing physical gold?
Gold investments are more efficient through ETFs/ Bees. They are easier to track, transact, store etc. unlike physical Gold.
@@giri7int Thanks
Thank you Mr Alok sir,
Great video.😊
Thank you!
Very nice ...new look and strategy to remain safe
Great insight as always. Thank you for sharing it. In my opinion, Index doesn't tell true story esp. in case of midcap and small cap. There were not many small cap funds before GFC2008. I looked at franklin India small cap fund returns from Dec 1 2007 till day and CAGR is 14%+. Of course, it will still have much higher volatility compared to mix of gold and equity portfolio.
Good presentation and thanks, can you compare the returns to the nifty50?
Hi Alok, very impressive analysis. Have a question. How to add Gold to portfolio for long term. Gold futures and options certainly are not the best way. Should we buy CFDs or ETF, what is the best way
Thnku sir... great knowledge
Most welcome
Alok, it's good idea. Just one question why we don't have any index fund based on volatility index ? Any idea
volatility is sharpe ratio?
Volatility is beta
Risk adjusted return is Sharpe
Your love for Gold😊
Can you cover microcap chart as well?
Hello Sir, I have recently stated watching your videos, and thank you very much for all the insight about gold investing. Appreciate that. I have a question: What are the different ways to invest in Gold, I know we can buy the physical gold, obviously we will have to pay GST while buying.. what are the various ways and best options to buy Gold? Appreciate if you can touch upon this. Thank you.
Please create smallcase of smallcap plus gold for small retailers
Sir, why can’t you add debt fund and come up with the good ratio of equity, debt and gold.
Any reason you always neglect debt in asset allocation.
Thanks sir
please also show data if investing through SIP
Thank you for your amazing insights daily 👍🏻
Yes gold and silver is must in portfolio
Sir where to invest in gold - physical gold, digital gold?
There is a good video on the topic by Vijay bhambhwani
Today your channel’s video is buffering a lot, tried other RUclips channels. Those are absolutely fine. Even my Internet is fine. Tried on different devices and mobile data too, the outcome was same.
Please compare with large cap and mid cap also
useful thanks
Glad it helped
There is something wrong with the May-2004 table presented, the 50-50 allocation has more return than both the individual allocation.
That is mathematically impossible.
So I really doubt the other figures too.
Also GOLD has given shitty returns from the top (2012 to 2022 CAGR 5.5%). It could be the beginning of another such decade :D
What is meant by draw down?
Max drawdown refers to the maximum potential loss you could have incurred in a particular investment before it retraces upwards.
I think if budget is not bad then market may stabilise in the range of 22,000 - 23,000 for few months.
Real Return of holding gold is a good night sleep
What is best way to invest in gold? Government has stopped gold bonds.
Gold investments are more efficient through ETFs/ Bees. They are easier to track, transact, store etc. unlike physical Gold.
World: the only constant is "change".
You: the only constant is " change to gold"
@@TLCinsights
Is it ?
@@zeppelin3969 I meant the youtuber 'weekendinvesting"
thank you very much for the video sir
So nice of you
ये केवल "दिया बुझने से पहले की लपट मात्र" लग रही है, Nothing has been changed on the part of PERFORMANCE OF OUR COMPANIES.
Such a great content! Thank you sir
Glad you liked it!
Excellent insight. Very helpful.
Just a couple of questions -
1. Why was small cap 100 considered and not 250.
2. If we were to emulate this portfolio, when would we buy each - on dips together or individually?
(I mean if small caps was correcting, do we buy small cap + gold even if gold is high that time OR buy each separately on their respective dips)
hi great video, data driven, it's obvious that you are pro gold, thne why don't your smallcases have any exposure to gold
😅 Good question.
Sir please answer above Question.
i love gold in my portfolio
Super informative video ❤
Glad it was helpful!
Great home work
Finally some GREEN.. hope its a reversal..
😂 it's not of course. Don't expect returns for the next 2 years.
Thank u very much sir 🙏🙏 ❤❤❤❤
Risk hai to Isqe hai.
Nonsense. Gold not necessarily keep rising all the time. Why gold. Just add ppf😂
Portfolio is green only because of SGB allocation
I don't know why people keep relying on technical charts all the time, technicals are being abused almost all the time by big guys to make fool of small investors
How can 50-50 returns exceed both, '100% Smallcaps' & '100% Gold' returns? It is loically incorrect.
i calculated it, it can exceed.. take an example and calculate
Alok ji, I shifted my new investments from small caps to Gold since April'24 and able to manage portfolio's drawdown to some extent. Want to add gold jewelry into my portfolio now as to enjoy gold investment during family gatherings and also for Kids' marriage. I will pay 30% excess payment (making charges etc.). In 25 years timeframe, a 30% excess payment brings down ROI by 1% only which looks not bad. Please share your views.
15% correction expected in Market in February 25
March 2020 onwards was the best time for gold ever due to highest level of uncertainty across the world in shortest time in near past. For this kind of gold price chart is to be expected for next 5 years too the world will truly be in a horrible state. Hope it peaks post China-Taiwan issue stabilisation.
With exhaustion all round the world due to prolonged instability mean reversion to global stability is natural. That translates to both timewise and price correction in gold in next 5 years.
सर जी लाईफ झिंगा लाला है। मजा ऐसे आ रहा है कि क्या कहें । बाजार में स्मॉलकैप मिडकैप में सेल लगा ऐसा कि क्या खरिदे क्या नहीं मन ही मन इतने लड्डू फूटे की चित्त चैतन्य हो गया है। बाकि अब लगता है फरवरी में आप से अधिक मेरे सब्सक्राइबर हो जाएंगे
Every1 is Bullish on GOLD....
Tq Sir info ❤
Next SGB series kab ayegi ?
Never! Kabhi nahi, government has lost money on it.
SGB khatam tata goodbye gaya...😂
I mean this feel little repeating! You share the thoughts clearly, but every video daily update same repeated things. Maybe daily shorts would be better idea
Sir,
Try not to waste too good a thing on one( us) least deserving.
We're not going to digest those marvellous data points.
Sorry.
Nifty comes 19600
🙏🙏
Hah, diversification is for noobs. We go for maximum manageable risk for max returns😎. I can handle volatility any day(yeah, really😭)
Gold man of India ❤ love your views.. Truly eye opener❤
This dude comes with examples of equity vs gold when small caps have fallen 40-50% from the top and gold have hit the all the time high.
I would appreciate same comprehension in another 7-8 months when small caps will triple from current prices and gold will correct 10-15%
Great manipulation of data to prove any random point