4 Honest Credit Card Mistakes to Avoid

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  • Опубликовано: 22 окт 2024

Комментарии • 156

  • @amitabhmaheshwari
    @amitabhmaheshwari Год назад +33

    It is better to keep your spending within limits than to get the limit raised, unless your earning is increasing.

  • @jainaniket850
    @jainaniket850 Месяц назад

    Mam I have a question when i give add on card to family member the benefit of card is also given by bank or Not to add on card holder???

  • @aashikibadmashi
    @aashikibadmashi Год назад +2

    I have que. I am receiving many card offers I already have 4 credit card , should I get more card ?? Is this harmfool ?? Plz suggest

    • @HSbeat116
      @HSbeat116 10 месяцев назад

      No u can take as much as cards . But wait for 3 months for applying card. If you applied today then wait 3 months 😊 for next application

  • @mayankbansal24
    @mayankbansal24 Год назад +4

    Yarr Ye kitni Awesome Hai 😊

  • @lovepreetmehra0517
    @lovepreetmehra0517 Год назад +42

    Yrr kitni awesome hai ye 😅

    • @manishdulait4712
      @manishdulait4712 Год назад +2

      Saale jo dekhne aaya hai wo dekh 😂

    • @rounakdas8469
      @rounakdas8469 10 месяцев назад +3

      ​@@manishdulait4712wo ladki dekhnei aya hai isiliye wahi dekh raha hai😂😂

    • @rajdeepsharma8249
      @rajdeepsharma8249 7 месяцев назад

      Kyu re, Ore Ore oye bhabi h tumhari bKwass nhi

    • @nareshkumardas4841
      @nareshkumardas4841 6 месяцев назад

      @@manishdulait4712😂😂😂

  • @yeshaboss
    @yeshaboss 4 месяца назад +1

    Please make a full video on this topic also please guide us more about gift card purchase if i am permanent customer of any online services so how can i purchase the gift cards and get more points i have total 10 credit cards with good enough credit Limit need a spending strategy 🙏🏻 and also huge love to your videos learning a lot from your videos and build my cibil score of 850

  • @drnaishadhjivrajani7077
    @drnaishadhjivrajani7077 5 месяцев назад

    Thanks mam for educating...this points I didn't know

  • @himanshujha6472
    @himanshujha6472 Год назад +201

    And the biggest mistake is to take a credit card 😅

    • @Avinash07181
      @Avinash07181 Год назад +20

      Nahi bro agar dhang se credit card use kro to bahut sahi chij hai credit card mere pas 3 card hai

    • @ashwinsingh2530
      @ashwinsingh2530 Год назад +2

      @@Avinash07181ab kya karj bhi dang se lene ka..yaha mai 2 lac loan le ke bill pay kiya

    • @Avinash07181
      @Avinash07181 Год назад +2

      @@ashwinsingh2530 🤣🤣 aisa kya Kiya apne ko 2 lakh ka bill aa gaya

    • @kunaly7
      @kunaly7 Год назад +3

      ​@@Avinash07181 mere paas 5 hai... Credit card ka bill itna hua hai.. usi credit card se paise nikalke bill bharne ka time aaya hai..😅😅.. but yes utilisation acha ho to credit card is best

    • @ashwinsingh2530
      @ashwinsingh2530 Год назад +1

      @@Avinash07181 Kuch nahi thoda thoda kar ke Ghuss gaya

  • @anubhabribhu
    @anubhabribhu Год назад +3

    Very spontaneous presentation

  • @ada_king8294
    @ada_king8294 Год назад

    Thank you for this

  • @SasukeFrost-k2h
    @SasukeFrost-k2h 4 месяца назад

    I don't spend the from credit card but not increasing credit limit

  • @responseanupam
    @responseanupam Год назад +3

    Mam aap itni sunder ho aapko to modling ki world me hona chahiye tha ye cc dc me kaha fase huye hai aap….anyway aapki videos se sikhta hun love u always❤❤😊😊

  • @NitishChauhan-kj1iy
    @NitishChauhan-kj1iy Год назад +2

    Credit card limit same rehne se kon se bad impact padta hai?

    • @vstat8135
      @vstat8135 Год назад +1

      Card limit percentage usage se CBIL score pe farak padta hai, 1L ki limit pe 80k use karna bad hai, 2L ki limit pe 80K good hai.

  • @manojgail
    @manojgail 5 месяцев назад +1

    I wanna get HDFC Infinia Card. LTF variant is preferred. Can you suggest what can I do for that?

  • @hifzurrahaman
    @hifzurrahaman 5 месяцев назад

    How to increase credit limit. SBI card

  • @churuwale
    @churuwale 11 месяцев назад

    Thanku

  • @sankalpgupta9426
    @sankalpgupta9426 Год назад

    Any hack ro get airtel axis card?

  • @srikanth-sf3ng
    @srikanth-sf3ng 5 месяцев назад

    Yes

  • @milantamang1640
    @milantamang1640 Год назад +40

    Sorry maine kuch suna nahi, bus dekha tumko.
    All the best for future.

  • @amangupta5865
    @amangupta5865 Год назад +1

    More power to you lady

  • @magicalhacker5
    @magicalhacker5 Год назад

    I need to ask a question... Standard chartered bank issued a credit card without asking me at the time of opening my salary account now the card isn't activated yet so if I close the credit card will it affect my credit score?

    • @CardAcademy
      @CardAcademy  Год назад

      When was the card issued to you? Exact date?

    • @yogeshmhasagar6709
      @yogeshmhasagar6709 Год назад

      You can rebuild your credit score easily don't take standard chartered credit card, they have outdated software and there customer support is worst.

  • @jitendrassepwayetw-bs2mh
    @jitendrassepwayetw-bs2mh Год назад +1

    Beautiful

  • @yogeshnagargoje1344
    @yogeshnagargoje1344 Год назад

    I don't file itr , being a student bank is not increasing limit , kindly give me some tips..

    • @rounakdas8469
      @rounakdas8469 10 месяцев назад

      File ITR around 5lakh ...you don't have to pay tax as it will come under rebate 😊 or do higher fd

  • @SunilSoni-sn1ed
    @SunilSoni-sn1ed 8 месяцев назад

    Due date se pahle nhi bill generate se pahle payment kar do or 2 din bad vapas card use kar lo

  • @jagathmundhara9061
    @jagathmundhara9061 Год назад

    Add on card pe jo khracha hua uska payment kisko karna chahiye?
    Card holder ko ya add on card holder ko?
    If Maine apni wife ka insurance payment add on card se Kar diya to 80c ka benift unko kese milega??

    • @yogeshmhasagar6709
      @yogeshmhasagar6709 Год назад

      Add on card mostly have same card number but different name on it, the bill generated will be together and hence it has to be paid by primary owner, managing the expenses of the add on card holder and asking him to pay for it is very difficult task. For the next thing it doesn't matter who are paying for the insurance bill at last what matters is the payment proof.

  • @ayushrakshit6168
    @ayushrakshit6168 Год назад

    kill bill vol 1 background score...nice

  • @JAYKPATEL-vm7ho
    @JAYKPATEL-vm7ho Год назад

    Confused in understanding from your video
    Que : Limit badhane se credit score pe problem hoti he ya nai???

    • @abhiishekp17
      @abhiishekp17 Год назад

      Nahi hoti,

    • @iSaurabhSri
      @iSaurabhSri Год назад

      NHi, ulta benefit mil sakta hai, maan lo ki card ki limit 50,000 hai usme mahine ka 20,000 kharch ho raha hai to limit ka 40% use mana jayega, ab same card ki limit badh ke 1Lakh ho jaye to us case me usage ghat ke 20% hi rah jayenge, CIBIL wagairah ke liye 30-35% ke andar usage rakhna accha mana jata hai

  • @aseemsharan
    @aseemsharan Год назад +1

    4th point was nice

  • @govindapal3430
    @govindapal3430 7 месяцев назад

    Good body language❤

  • @prashantlakshakar7041
    @prashantlakshakar7041 4 месяца назад

    Bank mai Phone kiya boltey yeh only offer milne par he badhaya jayega

  • @legistKs
    @legistKs Год назад +1

    Mera bhi hdfc ka card h 1 year ho gye or bank limit increase nhi kr rhi. krna kya padega

    • @kishan725
      @kishan725 Год назад

      Dusri bank ka credit card lelo🎉🎉🎉

  • @Maramyes
    @Maramyes 9 месяцев назад

    Bro,I paid 20k using axis rupay credit card using gpay,but mechant charged 469,why?

    • @Captain-sparklez18
      @Captain-sparklez18 8 месяцев назад

      Mdr 😂😂😂 don't do payment by rupay credit card limit only 2000₹ uske baad bhosda start 😂😂😂

  • @viarblogger2129
    @viarblogger2129 6 месяцев назад

    Customer care ko phone karte karte thak gaye wo limit hi nahi badha rahe hai

  • @jayeshnikam1209
    @jayeshnikam1209 Год назад

    Best

  • @aniketvardey3462
    @aniketvardey3462 Год назад +31

    12 mahine ho Gaye sim card use karte hue😂

    • @Darshan_Solanki001
      @Darshan_Solanki001 Год назад +4

      Sim card nhi bol rhi same card bol rahi he.

    • @zainulabedin700
      @zainulabedin700 Год назад

      ​@@Darshan_Solanki001 😂😂😂😂

    • @FunJ9R
      @FunJ9R 6 месяцев назад

      😂😂😂😂

  • @soumyadipghosh5135
    @soumyadipghosh5135 Год назад +6

    Me with 10k limit SBI credit card

  • @manishcreation3307
    @manishcreation3307 5 месяцев назад

    2nd number wala kuch samz nhi aa rha hai kya bola hai aapne thoda slow bolo mam

  • @okkhizar2733
    @okkhizar2733 Год назад

    Aila iske bare meto maine socha hi nahi 🤔

  • @akashupadhyay4694
    @akashupadhyay4694 Год назад +2

    Yr tm tmhe dekhne ata hu tmhre channel pr instead of your videos😂

  • @prashanthg3818
    @prashanthg3818 Год назад

    I didn't understand the indirect way of explaining.. especially 2nd and 3rd point

    • @yogeshmhasagar6709
      @yogeshmhasagar6709 Год назад

      Yes, ahe should have used normal way, 2nd point is say your credit card bill due date is 10, then don't do huge amount transaction before 2 days or else your credit utilisation will increase

  • @Vikram21kumar
    @Vikram21kumar Год назад +1

    If you wants to save your life from credit card, don't own any card.
    Can hv one only for emergency purpose only

  • @nikhilPUD01
    @nikhilPUD01 Год назад +2

    itne cute Hain sab credit aapko 😘😘

  • @kothapallivijaykumar2886
    @kothapallivijaykumar2886 4 месяца назад

    I love you 💗

  • @peterlouis7574
    @peterlouis7574 Год назад

    ऐसा लग रहा है, credit card company ke ad aa rahi है.....

  • @TheKing-19
    @TheKing-19 Год назад

    Nahi de rahe badha ke limit

  • @stephendmello009
    @stephendmello009 Год назад +17

    Best way to live happily is; don't buy credit card!

    • @ashwinshyam
      @ashwinshyam 8 месяцев назад +3

      Haha if you can’t control your spending, yes, it’s not for you. But if you can, it’s awesome.

  • @pavishkashyap
    @pavishkashyap 8 месяцев назад

    itna complicated kyu hai credit card

  • @Chef_Ravin
    @Chef_Ravin Год назад +1

    Don’t understand what actually you explained.

  • @Desh_Sevarth
    @Desh_Sevarth Год назад +1

    Yahi baat mujhe mil k samjha sakte hain kya aap😍

    • @SKBEx-muslimMovement
      @SKBEx-muslimMovement 5 месяцев назад

      😂mere pahachan me 1 kalu credit card wala hai uska number du kya tume ..?

    • @Desh_Sevarth
      @Desh_Sevarth 5 месяцев назад

      @@SKBEx-muslimMovement इसी का चाहिए.... Nunber 😜

  • @subhashdwivedi1348
    @subhashdwivedi1348 3 месяца назад

    Long video pe bs aise bolte rho achhe lgte ho

  • @ansh2006
    @ansh2006 6 месяцев назад

    ❤❤

  • @FASTERBOLT87
    @FASTERBOLT87 Год назад +1

    Best is not to take credit cards.

  • @rohitrajnianna9234
    @rohitrajnianna9234 Год назад

    Nd ye to bata do agar payment nhi kar paye to 60% interest dena hota hai. Nd recovery agent preshan karte hai . Always talk about good nd bad point.

  • @rounakdas8469
    @rounakdas8469 10 месяцев назад +1

    Credit card lo hi na...na rahegi saap na bajegi basuri ...those who have bank balance and money , I don't think they will bother for little rewards 😂

  • @cb7762
    @cb7762 6 месяцев назад

    कितना खूबसूरत चेहरा है तुम्हारा, ये दिल तो बस दीवाना है तुम्हारा, लोग कहते है चाँद का टुकड़ा तुम्हें, पर मैं कहता हूं चांद भी टुकड़ा है तुम्हारा।

  • @jijaji1799
    @jijaji1799 Год назад

    Switch to Cash ,You will become more responsible and intellectual 😊

  • @mr.hulk..
    @mr.hulk.. 8 месяцев назад +1

    SIM CARD 😂😂😂

  • @mdsanaullah9441
    @mdsanaullah9441 Год назад +1

    2nd point wrong h

    • @yogeshmhasagar6709
      @yogeshmhasagar6709 Год назад

      It's correct, it will increase your credit utilisation during bill generation, you can immediately pay the bill before the bill due date and it will save your card utilisation. Note it more than 30% of card utilisation will affect cibil score

  • @mrsingh7018
    @mrsingh7018 Год назад

    3 points smjh nahi aaya

  • @rfinancial19
    @rfinancial19 Год назад

    Mai to video sirf apko dekhne k liye dekhta hu

  • @PankajKumar-qv1oj
    @PankajKumar-qv1oj 11 месяцев назад

    Voucher pe bharosa nahi karna chahiye 😂😂

  • @k.r9982
    @k.r9982 6 месяцев назад

    Baaki kuch samjh nahi aaya kyu appko dekhte delhte hi time nikal gya yaha to...

  • @rajbatham8780
    @rajbatham8780 Год назад

    I Love you mem❤❤❤❤

  • @jangwan
    @jangwan Год назад

    239 likes, 0 comments, let me fix that... 😎

    • @jangwan
      @jangwan Год назад

      Oops.. glitch. 😅

  • @sagarrahi
    @sagarrahi Год назад

    Medam Thora dheere dheere bola Karo itni speed me samjh nahi aata

  • @vickymdshorts77
    @vickymdshorts77 Год назад +2

    Yll aap bhot cute ho ☺️🥰❤️

    • @shiva1992able
      @shiva1992able Год назад

      Mai to video inko dekhne ke liye karta hu 😂😂

  • @shubham4845
    @shubham4845 Год назад +2

    5 biggest mistakes, 1. To have one!

  • @progaming3424
    @progaming3424 Год назад

    Me byaj k pese ni istemal nahin karta 🔥🔥

  • @highratedkaru
    @highratedkaru Год назад

    Isny sim card bola ya same card bola 😅

  • @yashgupta555
    @yashgupta555 Год назад

    So preety ❤❤❤

  • @kamalbhandari0884
    @kamalbhandari0884 Год назад

    Aap etna jaldi jaldi kaise bol leti he koi superpower he kya apke pass 😂😂

  • @TOTALNEWL
    @TOTALNEWL Год назад +1

    Miss ..zane
    This is not the way you always explain & make things understand.

  • @arodealfintech
    @arodealfintech Год назад

    Not understand madam

  • @deepdas6659
    @deepdas6659 10 месяцев назад

    😮😮😮😮😮

  • @rabiuleats3828
    @rabiuleats3828 Год назад

    Mam i thing you are the most beautiful girl in the world❤❤❤❤❤❤ i watch and like your all videos Please Give reply Me Mam

  • @kuntalraj26
    @kuntalraj26 Год назад

    ❤❤❤🥰

  • @3dtechnicians745
    @3dtechnicians745 Год назад

    Koi nahi leta ab credit card dekho like bhi nahi aarahe use jada toh comment as rahi hey ijjat nikalkr

  • @ranjeetchaurashiya1
    @ranjeetchaurashiya1 Год назад +1

    Hdfc is bad

  • @anujsarvaiya1587
    @anujsarvaiya1587 Год назад

    Didi apke pass credit card nhi hai ky😅

  • @naivetopro
    @naivetopro Год назад

    Pahle to credit card hi mat lo. Aur agar le bhi lo ye kabhi mat Krna jo madam bata rhi h.

  • @tusharchugh2259
    @tusharchugh2259 Год назад

    Mam u r very beautiful

  • @mobilehigh9251
    @mobilehigh9251 6 месяцев назад

    🎉🎉🎉🎉🎉Hhhh

  • @mvp5170
    @mvp5170 Год назад

    Mat lo bhai behan ye sara ek loop whole hai. Dimag ka dahi. Simple jio bas paisa kamao aur save it for your next big moove

  • @rajarshiroy8718
    @rajarshiroy8718 10 месяцев назад

    Why you speak so fast ?

  • @abhirajranjan
    @abhirajranjan Год назад

    Ma'am aap bahut sundar ho

  • @akashmandlik6812
    @akashmandlik6812 7 месяцев назад

    माथे पे टीपका बहुत सुंदर लग रहा है ..

  • @krazykrank7938
    @krazykrank7938 Год назад

    Yeh ladki topi pehnari hain😅

  • @AnujSwai
    @AnujSwai Год назад

    Tum log bhukke nange ho kya? Credit reward pr depend ho rakhe…2500 bachane k liye 250000 ka krcha krd…kya h ye sb

  • @Avinash07181
    @Avinash07181 Год назад

    Or sab to thik hai lakin aj bahut pyare dikh rahe ho ap

  • @sirbap
    @sirbap Год назад

    Kichri jaisi video thi. Kuch exactly samajh nahi Aaya

  • @amitkishor9229
    @amitkishor9229 10 месяцев назад

    Bahut khubsurat lag rahi ho.....

  • @amit633611
    @amit633611 Год назад

    Maltab kuch bhi

  • @GHOST-BATTLE
    @GHOST-BATTLE Год назад

    kya bolti h ye..kuch samjh m nh aya

  • @mayurshinde9644
    @mayurshinde9644 6 месяцев назад

    shadi karogi kya ...

  • @GeetaGyaanbyChetan
    @GeetaGyaanbyChetan Год назад

    The biggest mistake is taking a credit card.
    Don't fall for this trap. This fake finance influencer
    Bhagwan bachaye ense

    • @dankyt9249
      @dankyt9249 Год назад

      Why it is bad to use credit cards. Use it wisely like a debit cards and get some returns and benefits. If people are falling in trap its their carelessness

    • @GeetaGyaanbyChetan
      @GeetaGyaanbyChetan Год назад

      @@dankyt9249 It's easy to overspend when you use a credit card because you're not actually spending your own money. You're essentially borrowing money from the credit card company, and it can be easy to get into debt if you're not careful.

  • @vishwanathu9402
    @vishwanathu9402 Год назад

    Bakwaas baatein karti hai😮

  • @brajbeer2016
    @brajbeer2016 6 месяцев назад

    Bakwaas

  • @odishaofficers
    @odishaofficers 7 месяцев назад

    Aree saree cutie ye finance ki Gyan kiyun dete hai ❤

  • @keralababu4191
    @keralababu4191 Год назад

    Didi kuch samajh nahi aya

  • @Xavieryoutuber1066
    @Xavieryoutuber1066 5 месяцев назад

    You are so beautiful 😍😍