If I Had $1 MILLION Now, How I'd Invest!

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  • Опубликовано: 27 ноя 2024

Комментарии • 55

  • @joshconsultancy
    @joshconsultancy  Год назад

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  • @marvelcomiks8078
    @marvelcomiks8078 Год назад +3

    True. Just invest 20%, the rest just keep it safe. Alot of people don't realize that whatever 'bountiful' ways there is to grow your money is past and historical. It may not hold true for the future anymore. Thats why 90% of people lose their monies.

  • @fool1124
    @fool1124 Год назад +4

    Snp500 and gold this is what i have done and im happy with my profits

  • @SarahChu-fe7sj
    @SarahChu-fe7sj Год назад +3

    Hi Josh, thank you for the great video. Why don't you use part of the 500K to sell options for income? Returns could be easily greater than Tbills

    • @joshconsultancy
      @joshconsultancy  Год назад +2

      Hi Sarah I advocate simplifying approach and to avoid options 👌🏻

  • @FoodieWarrior
    @FoodieWarrior Год назад +5

    For those in their 20s & 30s, buy condo and lease it out.

  • @candywisdom
    @candywisdom 10 месяцев назад

    This is one of the best video of Joshua. Good job! For those who doesn't have equity investment experience I think at over 55 years old, t bills plus uob one is already not a bad setup 😂 if you havent got any insurance product i think should enhance some coverage

  • @MsCorydorus
    @MsCorydorus Год назад +2

    Moo Moo offer seems not so profitable. Are we sure they are ok ?

    • @joshconsultancy
      @joshconsultancy  Год назад

      Moomoo SG platform is regulated in SG. No issues.
      Sign up offer looks great IMO vs other sign up offers in market. Not just because its a sponsored mention.
      There is an extra $20 ($2x10days) from my link.
      With moomoo cash plus and free stocks, total is up to $680

  • @Phonedumb
    @Phonedumb 10 месяцев назад

    With a hige lump sum..... why never consider Temasek's AAA rated wholesale long dated bonds? Wouldnt that be anytime better than SSBs or cash accounts?

    • @joshconsultancy
      @joshconsultancy  10 месяцев назад

      If interest rate rise, the bond price will drop although issuer is AAA. It’s not a credit quality issue, it is a principle guaranteed at all times issue 👌🏻

    • @candywisdom
      @candywisdom 10 месяцев назад

      Hahah means u don't believe fed will reduce rates in 2024! 😂

  • @cheehoewoo3978
    @cheehoewoo3978 Год назад +1

    Josh, any advice on how to invest if it is $5 million (net worth) at age 55 (assuming retiring with no active income)? Thanks.

    • @joshconsultancy
      @joshconsultancy  Год назад +2

      Hi, usually the assets that the person built up that net worth with will be the preferred choice.
      The hard part is to recognise when it no longer is the best

    • @addimouse
      @addimouse Год назад

      So true, especially Boomer generation@@joshconsultancy

  • @chowzisiong7800
    @chowzisiong7800 Год назад

    Been following your videos for quite a while. Curious as to how you would rate yourself on the continuum of conservative to liberal as an investor? You may elaborate more if you feel like the scale does not capture your attitude. Cheers!

    • @joshconsultancy
      @joshconsultancy  Год назад +1

      Thank you.
      When i buy stocks, i buy businesses.
      Frequently great value sometimes appear when consensus are against it. There needs to be a good sense of optimism

  • @purpletulip7122
    @purpletulip7122 9 месяцев назад

    Can you share if i am at age 59 and still working, how should I invest?

    • @joshconsultancy
      @joshconsultancy  9 месяцев назад

      Need more information. Do you want to run through as a case study, do email to joshtantap@gmail.com

  • @lumvincent7431
    @lumvincent7431 Год назад +1

    Boss , u don't intend to buy local banks now ? To me , not so cheap now .

  • @ZhuKoLiang
    @ZhuKoLiang Год назад +1

    throw all 1million dollars into Manulife US REIT. The 1million shall x3 become 3million in just 2weeks then immediately retire at age 20? :D

    • @joshconsultancy
      @joshconsultancy  Год назад +1

      Wow Not recommended imo

    • @ZhuKoLiang
      @ZhuKoLiang 11 месяцев назад

      that 9days ago i said throw all into Manulife US REIT, at that time is 5cent. now is 7.8cent means the 1million become around 1.5million... today EGM voted overwhelmingly yes, tomorrow shall open more than 10cents, x2. huat ahh.. after a while become 15cents , the 1million become 3million x3. then thereafter the 20year old can retire

  • @joee2743
    @joee2743 Год назад +1

    Well everyweek theoretically SG pools help at least 1 person become a millionaire.

  • @garypyong
    @garypyong 2 месяца назад

    why not buy an annunity at 55 yrs old ?

    • @joshconsultancy
      @joshconsultancy  2 месяца назад

      For low risk perpetual income as a goal, yes certainly

  • @eugeneteo9664
    @eugeneteo9664 Год назад

    just relax one corner.

  • @rylee4383
    @rylee4383 Год назад +1

    I will spend $1m at age 25. No joke.😊

  • @JustJamesDean
    @JustJamesDean 11 месяцев назад

    How I wish to be 20 again.
    Use 1m as deposit for 20m cash flow positive commercial property triple net on 20year inflation adjusted lease, lol.
    Its good to day dream.

    • @joshconsultancy
      @joshconsultancy  11 месяцев назад

      Haha. You need to qualify for the loan also. Plus know the space well, if not foreclosure.... lol

  • @R6ex
    @R6ex Год назад +1

    Irrelevant, coz I'll never get their $1M. 😪

    • @joshconsultancy
      @joshconsultancy  Год назад

      Never know :p

    • @thebestbees
      @thebestbees Год назад

      Make sure to have work life balance don’t just chase numbers blindly

  • @enquiry.mars210
    @enquiry.mars210 Год назад +1

    If you are 20s, you will go to Pataya to have a good time 1st 😂

  • @Brons-ju1cz
    @Brons-ju1cz 11 месяцев назад

    Think saw you in centara watergate pavillion hotel bangkok today, 8Dec ...or your twin brother huh 😅

    • @joshconsultancy
      @joshconsultancy  11 месяцев назад

      I don’t have a twin brother 😁
      Happy holidays, stay safe in Thailand too. Say hi next time 👌🏻

    • @Brons-ju1cz
      @Brons-ju1cz 11 месяцев назад

      ​Sure next time la . Probably no chance to say hi coz returning home tomorrow 😂. Stay safe & enjoy your stay in Thailand 😊 too.

  • @DonYang73
    @DonYang73 11 месяцев назад

    I would advise you all to get your hands on your $1mil before talking so much.

  • @whelstonliew3504
    @whelstonliew3504 Год назад

    Josh, how about DCA into SP500? What's your view on betting on US? Why buy global Mutual funds?

    • @joshconsultancy
      @joshconsultancy  Год назад

      S&p500 has been pulled up by big 7 tech. Question is is it overpriced? 🙂
      Cya around

  • @conniechan4576
    @conniechan4576 Год назад

    👍👍👍👍👍👍👍👍👍👍💯

  • @kiansengau9895
    @kiansengau9895 Год назад

    Nothing in Gold? 1kg? Haha ...

    • @joshconsultancy
      @joshconsultancy  Год назад +1

      None sorry. Gold is better for trading than a wealth store imo

    • @jironghuang4895
      @jironghuang4895 11 месяцев назад

      Good diversifier in an all weather framework. But don't go crazy with it.

  • @zhaoyun7188
    @zhaoyun7188 Год назад

    I will allocate 5% $50,000 for high risk high return assets
    $5,000 in Manulife Reit at 5.5 cents
    $5,000 in Prime US Reit at 12.6 cents
    $20,000 in Bank of China at HK$2.80
    $20,000 in Industrial and Commercial Bank of China HK$3.65

    • @joshconsultancy
      @joshconsultancy  Год назад

      These are highly speculative recovery ideas. I fear there will be very rare wins which are insufficient to cover losses

    • @DonYang73
      @DonYang73 11 месяцев назад

      5% no problem but not much point either

    • @zhaoyun7188
      @zhaoyun7188 11 месяцев назад

      @@DonYang73 I don't have much gut like Chicken Genius who will bet
      $500,000 in Manulife Reit
      $500,000 in Prime US Reit
      A lot of risk averse investors dare not to gamble the Reits even for just $5.