Such a great conversation! My Mom lived with my sister who took care of her when she became bedridden at 82. She lived another 10 years and I helped out whenever I could. But she had a pension and social security and no mortgage so it was a mutually beneficial relationship. Not the case for so many others who have to balance their needs and obligations with a responsibility to care for parents. I'm 73 and do not want that burden for our adult kids. Thankful to have started the journey to financial independence at age 50 while still employed. Turbocharged savings and investments and live below my means but really enjoy food and traveling so I do that😅. Much gratitude for this episode, which is my first Money on the table conversation 😄 Loved the authenticity of your Mom. Straight up talk!
Special treat of a conversation Supporting your parents when they are older is one of the ways you honour them; I am African and it is something you are them do for their parents and you expect to do for them when the time comes! Mine have since passed on, and your mum is right you wish they were around each time you experience any pleasure of life This gentleman has his Mum's hands
Great episode. I’m on my FIRE way but I’ve incorporated taking care of my mother in the ultimate budget. As a Haitian-American, I couldn’t live with myself to see my mother struggling and going hungry while I’m living my best life. Cultural differences are real and should be fully appreciated. Amen.
Loved this episode. Mom was great. She highlighted something I have been saying and see every day here. If you were never taught about investing and another way to make a living you just don't know. Our communities I think are struggling partly because of a lack of knowledge. Living in the Caribbean in a predominantly black society I see this every day. Mom clearly said it "If I only knew what a mutual fund was I would be rich today". Keep these gems coming. I have been sharing with my work colleagues and are encouraging them to share in their circles. Thanks for keeping it real.
Just sat down with my boyfriend to watch this and we thoroughly enjoyed it! Such great storytelling, from the history of Jamaica to her personal struggles with coming to NYC. As children of Dominican immigrants sooooo much of this resonated with us. Thanks for sharing these beautiful moments! Keep ‘em coming!!!
rich®ULAR a kitty in Jamaica is a physical container of any kind that money is saved in at home. Usually hidden from children. So yes a piggy bank would be a form of kitty. It’s like a emergency money
Great episode. As an immigrant from Jamaica 🇯🇲, I traveled to USA for school with $50 in my pocket in 2006 (definitely a typical story). Money was never discussed outside of we had some or we didn't. Now at 32 yo I have a different perspective.
So many emotions for me here. My heart was beating out my chest three quarters of this episode! 😂😭😶 I pray my future money and legacy conversations with my Jamaican mother go half as well as this treasured one, I'll be so happy. 😍 🙏🏾 What a gift, thank you for this episode. I'm sharing with all my peers, cousins, and family 🇯🇲🇺🇸🇯🇲.
As a 40 something single mother of a child who is near college age. I am not my mother's retirement plan. While I will help with any need and some wants. She should not count on my funds for her retirement. This is something that needs to be understood in the black community. As long as my mom has her needs met anything I give to her should be seen as a luxury.
Its not that simple. Black folk come from a place where there was and sometimes is no safety net. Taking care of parents is not to be seen as a burden. It should be a joy as mom explained it esp if u have done well financially that you can take care of them in their older years and still put aside for your own retirement. If you have siblings its a shared burden. Our own generation are better educated and better resourced and will change the trend by leaving material inheritance for their kids God willing. Remember many of our black parents were not well educated, and grew up during discrimination era doing low paying jobs etc, and sacrifice a lot for us kids.
Wow! Such a good conversation. You two continue to inspire me. I'm currently researching building an ADU (Accessory Dwelling Unit) on my property in Los Angeles. The intent is to to establish another cash flow stream to catapult my FIRE aspiration, but in the back of my mind, I know I also want to know that if my mother ever needed it, I would have a place for her. It is an interesting dynamic we have to navigate, balancing aggressively moving towards our own goals vs (or in conjunction with) constantly making sure we're taking care of the ones around us, especially the ones who always took care of us. As you've mentioned before, it's a challenge unique to the marginalized,. Nonetheless, we're navigating it, and I'm blessed to be able to navigate some of it with the two of you. You two are #Goals!
Gosh we know exactly where you are. Wanting to provide a back up plan place for her was one of the reasons we explored real estate investing. Just be mindful of the other options you may have for making that capital grow. Eventually, we found there was greater value in having cash, cash flow and/or funds in a brokerage than a home that didn’t appreciate much in value. And it was less headache to manage.
Julien, you are not crazy. I think the 'kitty' is a Jamaican way of saying 'purse' or where you keep the money. Not sure if the term is still in use, though. Enjoyed hearing the first-hand history. More, please! Will you do one w/Kiersten's parents?
Thank you for confirming that I am NOT crazy 😜. We’re planning Season 2 right now and yes, at least one of them will be joining us for a very special episode. Be on the lookout for née episodes in the next few months.
Great episode. Before watching this episode I knew he was not “fully” American... I understand the mother, but I don’t think children should feel obligated to support their parents. My parents are in Cuba, I do send them an allowance every month, I love helping them, however, I want them to be self sufficient and not rely on me. It is a cultural thing, and it works both ways; whenever I go to Cuba my parents give me spare cash ( 20 to 50 pesos), even though I make more money in a month than what they make in a year, but it is just the way we operate. It is not an obligation but an act of love. After more than 15 years living in North America ( both US and Canada) I can’t understand certain cultural aspects and coldness towards family members ( even though according to my family I have become a bit of a North American myself 🤷🏽♀️). Also, growing up in Cuba my grandmother didn’t have electricity or running water, not that uncommon in the Caribbean, I’m in my 30s btw. And yes, we bought whatever we could pay in cash, no better money lesson than that one. Much love! 💪🏾
I don't know what it is but for some reason your videos make me so happy. Such a beautiful family and such an inspiration for all of us. Please keep going and know that you two have so many fans.
This was such a good conversation. I loved to hear your mom's perspective, which is a very familiar one as my parents migrated to the U.S. from Ghana around the same time. They unfortunately didn't put much planning into their retirement, because we (their children) were their retirement plan. I am also glad that you challenge their generation to see things from the perspective of our generation. Great episode! Keep up the great work!
Yasssss! Beautiful people, this was great! I loved hearing about your moms life, amazing. I'm still curious and have always wondered why NY has always been "the place" to go when you are new to the states? I mean I've never been, don't know if I will ever go, thks "19" Idk, but anyhoo. The food looked amazing as always, never had red snapper though and that head on it lol. BUT...I think there is a sort of obligation to take care of parents and I'm cool with that. This episode makes me think of my mother and her needs even though growing up in her household was ABSOLUTELY challenging 90% of the time. And I left home at 16 because of it but later came back and still feel when my mom comes to that age were I gotta get a bedroom ready for her, I will. Forgetting the past; God healed me from. Money and the parents, especially mine. They were totally clueless. Working paycheck to paycheck, not saving, not investing. The got it they spend it. I mean the bills were paid, food was on the table. But they did not prepare me for my adulthood and having money. So naturally I crashed and burned ALOT lol. But now after so many years I'm learning and in some things just beginning. But I see with new eyes when I look at my kids. I wanna set them up very well. Educate them about money and in a loving and compassionate way. And then they can do the same for their kids and so on and so forth. I use to say money and money management should be talk in school, but I think it starts at home. Ya''ll keep this GREATNESS coming because I am definitely learning!!! Many Continued Blessings :)
Excellent conversation with your mom. We have a great deal of luxuries now, that weren’t offered to or available to our parents. But, they are our foundation and you always have to protect and provide for your foundation. Another great episode at the table. Thanks for sharing. Be bless and safe.
I'm glad she stressed "immediate need" for parents. First generation here. I don't think it's the adult child responsibility to support bad behavior with money in families. Especially, when you have your own family to build. It's a parents obligation to take care of you until 18. After that it's generosity and a luxury. I will always support the needs of my parents. The wants....Prob not until I'm in a better financial space myself. Great chat.
My mom will have non of this conversation. Good job 👏 for getting here guys ❤ What of parents who've made mistakes the last 20 years, and you give till you're dry and no behavior change, and it's starting to get too late for you to save for your own retirement as well as your kids college fund? It can get way more complex than mama Rnr acknowledged.
Great content as always 😉🙏🏿 By the way, in South Africa we have a Sou Sou equivalents . We call them 'Stokvel/s' they take different forms as well. Some are in the form of an annual group savinga. Im a working corporate professional in one 😉 Great For Short-term/targeted savings plans
Such a great conversation! My Mom lived with my sister who took care of her when she became bedridden at 82. She lived another 10 years and I helped out whenever I could. But she had a pension and social security and no mortgage so it was a mutually beneficial relationship. Not the case for so many others who have to balance their needs and obligations with a responsibility to care for parents. I'm 73 and do not want that burden for our adult kids. Thankful to have started the journey to financial independence at age 50 while still employed. Turbocharged savings and investments and live below my means but really enjoy food and traveling so I do that😅. Much gratitude for this episode, which is my first Money on the table conversation 😄 Loved the authenticity of your Mom. Straight up talk!
Special treat of a conversation
Supporting your parents when they are older is one of the ways you honour them; I am African and it is something you are them do for their parents and you expect to do for them when the time comes! Mine have since passed on, and your mum is right you wish they were around each time you experience any pleasure of life
This gentleman has his Mum's hands
Great episode. I’m on my FIRE way but I’ve incorporated taking care of my mother in the ultimate budget. As a Haitian-American, I couldn’t live with myself to see my mother struggling and going hungry while I’m living my best life. Cultural differences are real and should be fully appreciated. Amen.
Thank you for this perspective. We completely understand where you’re coming from.
As a fellow Jamaican this is so refreshing to watch 🇯🇲
🇯🇲🇯🇲🇯🇲 thank you for watching!
Thanks!
Loved this episode. Mom was great. She highlighted something I have been saying and see every day here. If you were never taught about investing and another way to make a living you just don't know. Our communities I think are struggling partly because of a lack of knowledge.
Living in the Caribbean in a predominantly black society I see this every day. Mom clearly said it "If I only knew what a mutual fund was I would be rich today". Keep these gems coming.
I have been sharing with my work colleagues and are encouraging them to share in their circles. Thanks for keeping it real.
Lack of knowledge is the biggest problem but we are hoping to change it up! Thank you for watching/sharing!
Just sat down with my boyfriend to watch this and we thoroughly enjoyed it! Such great storytelling, from the history of Jamaica to her personal struggles with coming to NYC. As children of Dominican immigrants sooooo much of this resonated with us. Thanks for sharing these beautiful moments! Keep ‘em coming!!!
First generation Americans have such a unique family experience!! Thank you for watching 🙌🏾
rich®ULAR a kitty in Jamaica is a physical container of any kind that money is saved in at home. Usually hidden from children. So yes a piggy bank would be a form of kitty. It’s like a emergency money
Although hidden from children , you would hear your parents refer to it know it exist but you never really see it.
I KNEW I wasn’t imagining things! Thank you for confirming.
Thank you all so much. These conversations are necessary and invaluable.
Thank you for watching 🙏🏾
Great episode. As an immigrant from Jamaica 🇯🇲, I traveled to USA for school with $50 in my pocket in 2006 (definitely a typical story). Money was never discussed outside of we had some or we didn't. Now at 32 yo I have a different perspective.
Thank you!!🙏🏿🙏🏿🙏🏿
So many emotions for me here. My heart was beating out my chest three quarters of this episode! 😂😭😶 I pray my future money and legacy conversations with my Jamaican mother go half as well as this treasured one, I'll be so happy. 😍 🙏🏾 What a gift, thank you for this episode. I'm sharing with all my peers, cousins, and family 🇯🇲🇺🇸🇯🇲.
Thank you for watching! And sharing and wish you well with the money talk!
Loved this episode! Please have your mom back on the show as soon as you can! :)
Great convo..this is what families need to do to build that generational wealth
That’s right! Conversations about money are essential for wealth building period 👊🏾 thank you for watching!
As a 40 something single mother of a child who is near college age. I am not my mother's retirement plan. While I will help with any need and some wants. She should not count on my funds for her retirement. This is something that needs to be understood in the black community. As long as my mom has her needs met anything I give to her should be seen as a luxury.
Thank you for this comment! Our goal is to inspire better conversations about money, especially within the family 🙌🏾
Its not that simple. Black folk come from a place where there was and sometimes is no safety net. Taking care of parents is not to be seen as a burden. It should be a joy as mom explained it esp if u have done well financially that you can take care of them in their older years and still put aside for your own retirement. If you have siblings its a shared burden. Our own generation are better educated and better resourced and will change the trend by leaving material inheritance for their kids God willing. Remember many of our black parents were not well educated, and grew up during discrimination era doing low paying jobs etc, and sacrifice a lot for us kids.
Wow! Such a good conversation. You two continue to inspire me. I'm currently researching building an ADU (Accessory Dwelling Unit) on my property in Los Angeles. The intent is to to establish another cash flow stream to catapult my FIRE aspiration, but in the back of my mind, I know I also want to know that if my mother ever needed it, I would have a place for her. It is an interesting dynamic we have to navigate, balancing aggressively moving towards our own goals vs (or in conjunction with) constantly making sure we're taking care of the ones around us, especially the ones who always took care of us. As you've mentioned before, it's a challenge unique to the marginalized,. Nonetheless, we're navigating it, and I'm blessed to be able to navigate some of it with the two of you. You two are #Goals!
Gosh we know exactly where you are. Wanting to provide a back up plan place for her was one of the reasons we explored real estate investing. Just be mindful of the other options you may have for making that capital grow. Eventually, we found there was greater value in having cash, cash flow and/or funds in a brokerage than a home that didn’t appreciate much in value. And it was less headache to manage.
@@richandregular Great thoughts. Thank you!
Every time I watch this series, I cook a meal and pay a bill🤦🏽♀️😂.
Whew...so glad we weren't eating when we read this. We would've choked!! LOL
Julien, you are not crazy. I think the 'kitty' is a Jamaican way of saying 'purse' or where you keep the money. Not sure if the term is still in use, though. Enjoyed hearing the first-hand history. More, please! Will you do one w/Kiersten's parents?
Thank you for confirming that I am NOT crazy 😜. We’re planning Season 2 right now and yes, at least one of them will be joining us for a very special episode. Be on the lookout for née episodes in the next few months.
Man these are really good.
Great episode. Before watching this episode I knew he was not “fully” American... I understand the mother, but I don’t think children should feel obligated to support their parents. My parents are in Cuba, I do send them an allowance every month, I love helping them, however, I want them to be self sufficient and not rely on me. It is a cultural thing, and it works both ways; whenever I go to Cuba my parents give me spare cash ( 20 to 50 pesos), even though I make more money in a month than what they make in a year, but it is just the way we operate. It is not an obligation but an act of love. After more than 15 years living in North America ( both US and Canada) I can’t understand certain cultural aspects and coldness towards family members ( even though according to my family I have become a bit of a North American myself 🤷🏽♀️). Also, growing up in Cuba my grandmother didn’t have electricity or running water, not that uncommon in the Caribbean, I’m in my 30s btw. And yes, we bought whatever we could pay in cash, no better money lesson than that one. Much love! 💪🏾
Thank God for another episode, I was starting to get worried. Love you guys!
Lisa Mills We appreciate your patience. Hope you enjoy it 😁
I don't know what it is but for some reason your videos make me so happy. Such a beautiful family and such an inspiration for all of us. Please keep going and know that you two have so many fans.
Today was one of those day we really needed to receive this message. Thank you so much ☺️ 🙏🏾
This was such a good conversation. I loved to hear your mom's perspective, which is a very familiar one as my parents migrated to the U.S. from Ghana around the same time. They unfortunately didn't put much planning into their retirement, because we (their children) were their retirement plan. I am also glad that you challenge their generation to see things from the perspective of our generation. Great episode! Keep up the great work!
Thank you so much. Accra is on our bucket list.
This episode was great.
Thank you for watching!
Yasssss! Beautiful people, this was great! I loved hearing about your moms life, amazing. I'm still curious and have always wondered why NY has always been "the place" to go when you are new to the states? I mean I've never been, don't know if I will ever go, thks "19" Idk, but anyhoo. The food looked amazing as always, never had red snapper though and that head on it lol. BUT...I think there is a sort of obligation to take care of parents and I'm cool with that. This episode makes me think of my mother and her needs even though growing up in her household was ABSOLUTELY challenging 90% of the time. And I left home at 16 because of it but later came back and still feel when my mom comes to that age were I gotta get a bedroom ready for her, I will. Forgetting the past; God healed me from. Money and the parents, especially mine. They were totally clueless. Working paycheck to paycheck, not saving, not investing. The got it they spend it. I mean the bills were paid, food was on the table. But they did not prepare me for my adulthood and having money. So naturally I crashed and burned ALOT lol. But now after so many years I'm learning and in some things just beginning. But I see with new eyes when I look at my kids. I wanna set them up very well. Educate them about money and in a loving and compassionate way. And then they can do the same for their kids and so on and so forth. I use to say money and money management should be talk in school, but I think it starts at home. Ya''ll keep this GREATNESS coming because I am definitely learning!!! Many Continued Blessings :)
Wow leaving home at 16 must have been tough but you’re still committed to taking care of family 👏🏾 Thank you for watching!
Excellent conversation with your mom. We have a great deal of luxuries now, that weren’t offered to or available to our parents. But, they are our foundation and you always have to protect and provide for your foundation. Another great episode at the table. Thanks for sharing. Be bless and safe.
Thank you for watching! They are absolutely our foundation
I'm glad she stressed "immediate need" for parents. First generation here. I don't think it's the adult child responsibility to support bad behavior with money in families. Especially, when you have your own family to build. It's a parents obligation to take care of you until 18. After that it's generosity and a luxury. I will always support the needs of my parents. The wants....Prob not until I'm in a better financial space myself. Great chat.
Well said 🙌🏾 the most important part is just being able to talk to them about those bad money behaviors and go from there! Thank you for watching
Love this vid!!! Love your mom!!! She is fiesty like mine. 🤣
Love your mom, such an open and honest conversation
This was a wonderful video. I could relate to it...my parents are Jamaican immigrants and have seen how much they sacrificed for me.
So glad you enjoyed it. Hope it helps any conversations you may have with them or other family members. 🇯🇲 🇯🇲🇯🇲
My mom will have non of this conversation. Good job 👏 for getting here guys ❤ What of parents who've made mistakes the last 20 years, and you give till you're dry and no behavior change, and it's starting to get too late for you to save for your own retirement as well as your kids college fund? It can get way more complex than mama Rnr acknowledged.
Great content as always 😉🙏🏿 By the way, in South Africa we have a Sou Sou equivalents . We call them 'Stokvel/s' they take different forms as well. Some are in the form of an annual group savinga. Im a working corporate professional in one 😉 Great For Short-term/targeted savings plans
Wow. Thank you for sharing that insight. It’s amazing to learn about all the different names around the world.
Love your braids
Thank you!!
This episode brought back so many flashbacks for me...God Bless your mom Julien 🙏🏼 Your mom is savage about the breadfruit 😂😂
😂 she takes her breadfruit very seriously! Thank you for watching 🙌🏾
love your mum; this was such a good affirming conversation. Thank you
Thank you 🙏🏾 We love her too we’re so happy she made such an impression.
Great episode. It is wonderful that your mom was willing to talk about money.
Wish my 🇳🇬 mother can understand this sandwich generation concept 🙄 Another great one 👍🏽
Love this! Such an important conversation to have but also such a difficult conversation to have!
Great episode yet again! It really has me thinking about my family relationships connected to money. Thank you 😃
Thank you for watching! Our goal is to get our viewers thinking about their relationship to money and how money shapes certain relationships!!
omg partner, 😭 i remember my mom and grandma doing this growing up.
Been waiting for this episode🙌🏾❤️
We hope you enjoy it Shawntel!
❤️❤️💯