Broke Is Normal-Do You Really Want to Be Like Everyone Else? | December 19, 2024

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  • Опубликовано: 8 фев 2025
  • The Ramsey Show | December 19, 2024
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    Dave Ramsey & Jade Warshaw answer your questions and discuss:
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    "My wife bought me an expensive Lego set behind my back,"
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    "I bought a truck and then found Dave Ramsey..."
    "Is giving the bank our money biblically immoral?"
    "My wife is pestering me to take a vacation,"
    "My grandma opened a credit card in my name,"
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Комментарии • 226

  • @SouthernSingingKitchen
    @SouthernSingingKitchen Месяц назад +131

    I think the dad didn’t leave the money to the other daughters because they were already grown adults. She stated they are 18 years older than her and the dad died when the caller was 4. So they were both grown already

    • @Davefitz04
      @Davefitz04 Месяц назад +27

      My thought exactly. 100k to a 26 year old is much more beneficial then going to a 44 year old. I don’t like the mother lol. Hate guilt tripping people

    • @neisci
      @neisci Месяц назад +13

      And he had been taking care of them since they were two. He did a lot for the step daughters.

    • @Beginnerreadsthebible
      @Beginnerreadsthebible Месяц назад +21

      They also have their own dad. Will they give baby sister half their inheritance when he dies? Doubt it.

    • @Davefitz04
      @Davefitz04 Месяц назад +3

      @@Beginnerreadsthebible facts

    • @mezzem3909
      @mezzem3909 Месяц назад

      Hi, was doing baby steps logic that Dave suggests in his books way before. He probably even thought of the concept and it worked for me. Don't get into student, did pay your bills so you could save money towards? Retirement and are things that you need?Have emergency fand be free of debt

  • @gamersetherealjourney
    @gamersetherealjourney Месяц назад +83

    caller 1 - 00:45
    caller 2 - 10:40
    caller 3 - 16:10
    caller 4 - 25:00
    caller 5 - 32:30
    caller 6 - 36:10
    caller 7 - 43:10
    caller 8 - 53:30
    caller 9 - 58:50
    caller 10 - 1:05:40
    caller 11 - 1:18:30

    • @promiseguy02
      @promiseguy02 Месяц назад +4

      Thank you again

    • @Chagugugu
      @Chagugugu Месяц назад +3

      Thank you so much! I hate the ads

    • @KiciaKocia88
      @KiciaKocia88 Месяц назад +5

      Not all heroes wear capes

    • @susaneyeo9419
      @susaneyeo9419 Месяц назад

      Adam has too much time on his hands.

    • @DaRKWizaRdGaming0
      @DaRKWizaRdGaming0 Месяц назад +1

      You doing this is the only reason I watch this show anymore. I listen to these at work and I can’t always skip the ads, but I can hit the time stamps

  • @carolcarman8380
    @carolcarman8380 Месяц назад +51

    My first time commenting. The 26 year old woman just discovering her inheritance… I am 18 years younger than my oldest sibling. The economic situation they endured was much harsher than I. We all inherited equally, yet there is still jealousy that I received nicer things growing up than they did. Both of my parents passed before I was 20. I did not have them for counsel, to see my kids grow up, etc. I don’t begrudge my siblings these things that they enjoyed. I would consider the inheritance a poor trade for the family member. I do think her father wanted to be sure she would receive a token of his love for her, if he was not present.

    • @Davefitz04
      @Davefitz04 Месяц назад +11

      I had the same thoughts, they got to spend time with her dad and she didn’t. I don’t like the mom at all

    • @janise01
      @janise01 Месяц назад

      I think, based on common sense, the father was prioritizing there being money to raise his small minor child and the funds weren't correctly used.

  • @anthonybono5509
    @anthonybono5509 Месяц назад +37

    First caller was interesting. I think a vacation would be a good way to show some appreciation & get some time together as a family.

  • @hessiebates
    @hessiebates Месяц назад +34

    Dave gets to the depth of the questions quickly.

  • @Zee-zj2uh
    @Zee-zj2uh Месяц назад +37

    Jade is styling her Christmas season sweater and earrings. Lovely.

    • @mattlaeff724
      @mattlaeff724 Месяц назад

      Great, but she is a cruise ship singer that embarrasses herself when trying to give advice in finance. It's the wrong move -

    • @TulsaDude
      @TulsaDude Месяц назад

      ​@@mattlaeff724 evidence?

  • @imaliveinjesus
    @imaliveinjesus Месяц назад +24

    The whole thing sounds like MOM is bound & determined to STAY IN CONTROL of her 26 yr. old daughter.
    More than likely due to CO-DEPENDENCY.
    NOT the daughter's problem.

  • @canecorsomom2023
    @canecorsomom2023 Месяц назад +20

    If mom thinks her older daughters deserve a reward for helping HER she should do that

  • @emmawilkins5755
    @emmawilkins5755 Месяц назад +11

    Jayden - Take your wife on a holiday before your baby arrives if you can. Holidaying with kids is a whole different experience and you could be waiting 15,16,18 years until you get to do it as a couple again. Do it now!

  • @Z-ef1rr
    @Z-ef1rr Месяц назад +20

    Caller 3 called in to snitch on his wife when he was spending his “fun money” too! Who needs enemies when you got a partner like that.

    • @alexandrathompson3777
      @alexandrathompson3777 Месяц назад +5

      Ergh I know! If you've both agreed to that amount of 'fun money' in the budget then why gripe about how it was chosen to be spent by the person! And if you have a problem with that amount being spent by that person's choosing then don't have a 'fun budget' until you've paid of your debt/goals. Can cause relation issue if you gripe about what you agreed too!

    • @Z-ef1rr
      @Z-ef1rr Месяц назад +2

      @ exactly!

    • @TulsaDude
      @TulsaDude Месяц назад +2

      Yeah that was weird

    • @Simfukwe
      @Simfukwe 22 дня назад +1

      I agree! They shook on it and, even then, they both seem to spend the fun momey on each other. I understand gazelle intensity but can he not take his wife out every once in a while? Or her buying him a gift for Christmas? You still have to have fun and date each other even in marriage

    • @rebekahjimenez2808
      @rebekahjimenez2808 17 дней назад +1

      Exactly. He was mad because she was doing what they had agreed to?

  • @Marlene1231
    @Marlene1231 Месяц назад +7

    Come on Dave with the biblical education 💚🙌🏾. Wonderful. I don't think the caller thought you would go there. 👍🏾

  • @reaccionapr
    @reaccionapr Месяц назад +6

    Who’s to say her sisters already got paid and she never found out about it?
    The way the mother approached this, leads me to believe that possibility.

  • @heatherweaver2641
    @heatherweaver2641 Месяц назад +4

    To the first caller. I was left a house once by my grandfather, me and my mom, the others never were around. I was left the house 10years prior to his passing. The whole 10 years everyone knew the house was to go to me and my mom. They were given property. When he died I was told I was irrelevant bc I was a grand child and my mom's three siblings were mad she didn't split it with them when we sold it. Been 3 years ago and the family is still broken up over it. So I see you hesitance. People are people and unless you have really understanding sisters I can see why you are worried about it.

    • @shell2709
      @shell2709 Месяц назад +2

      This is so true. Family hasn't spent any time together since my grandmother passing and it's so sad.

  • @miketracy9256
    @miketracy9256 Месяц назад +9

    PS IF SHE HAD ACCESS TO THE FUNDS AND INVESTED IT 5 YEARS AGO, THERE MAY HAVE BEEN 50K FOR EACH SISTER AND 100K FOR HER DOWN PAYMENT.

  • @Mentauk0202
    @Mentauk0202 Месяц назад +8

    It's funny because I know the whole beans and rice thing is just a metaphor but after hearing it so many times I now crave rice and beans, have bought several pounds of both, and I'm not ashamed that I am looking forward to eating them.

    • @TulsaDude
      @TulsaDude Месяц назад +3

      You can do so much with rice and beans. There are so many varieties of both

  • @MrRubberduck11
    @MrRubberduck11 Месяц назад +4

    On top of that the mom hid it from her. So yea no. Don’t go into debt. Use the gift for ur home. And repay there love with love

  • @willtacoma2ndgen661
    @willtacoma2ndgen661 Месяц назад +5

    The caller stated that his girlfriend has been diagnosed with several illnesses and has Medicaid insurance. My advice is: don't get married now. If you do, your out-of-pocket costs will be significantly higher once she is added to your health insurance plan. I suggested waiting until you are financially secure before marrying her to avoid serious debt.

    • @mrdark9916
      @mrdark9916 29 дней назад +1

      I recommend not marrying her at all lol stay together for decades if you want but no reason to make her what could become hundreds of thousands of dollars in medical debt to become yours.

    • @Brian-ff7tw
      @Brian-ff7tw 20 дней назад

      I agree. No reason to get the state involved whatsoever. A wedding is in a church! The government needs not be involved.

  • @phinxIX
    @phinxIX 24 дня назад +1

    59:40 Keep your grandma's credit card until you move in your apt in June. Your credit will plummet before it disappears.

  • @WealthyChronicle
    @WealthyChronicle Месяц назад +14

    I get the guilt, but why is it so hard to honor the dad's wishes? 🤨 This whole situation seems messy.

    • @janise01
      @janise01 Месяц назад

      The dad's wishes were most likely that money be used to raise the caller since she was a child. He probably didn't intend his 22 year old step-daughters be guilted into taking on that burden after seeing their mom and toddler sister destitute.

  • @haloimplant7678
    @haloimplant7678 Месяц назад +6

    Brain injury question is why folks should get good disability insurance especially if they have dependents

  • @amefibrasil6058
    @amefibrasil6058 Месяц назад +12

    I ask myself if he didn’t leave something to the sisters which they’ve already took possession of because they were already old enough.

  • @anthonywroblewski1802
    @anthonywroblewski1802 Месяц назад +9

    Don't let her give up the Medicaid. It's the best insurance you can have. You can still put her on your insurance as a domestic partner.

    • @KamieB-vc2ko
      @KamieB-vc2ko Месяц назад

      His income is so low and they have a child so they should still be covered by Medicaid

    • @cutthechicken194
      @cutthechicken194 Месяц назад +1

      Mark Cuban Cost Plus Drug Company maybe the drugs are cheaper there....

  • @rjelliqi
    @rjelliqi Месяц назад +13

    I don't like how he phrased/framed it, "My wife is PESTERING me to take a vacation". It says something about how he views the relationship at least.

  • @2dodger2
    @2dodger2 Месяц назад +2

    I want to be good, kind, compassionate and wise

  • @mitabrob
    @mitabrob Месяц назад +11

    I'm wondering 🤔 if 1st caller sharing (even a small portion) her inheritance could open her up for legal action against her to divide the inheritance equally? The lawyer could state that the caller acknowledged the sisters' contribution by sharing a portion of inheritance & recognized what the father did was wrong.
    I agree with Dave but would also like to share it with my loved ones... especially if they're in need. What makes me weary is how easily the laws can & are preverted when it comes to selfish financial gain. 😢

    • @PrincessLolly1
      @PrincessLolly1 Месяц назад +3

      No, she inherits all of it. The check can only be made out to her as the beneficiary.
      She can choose to gift her sibs money at any time now or in the future.
      BTW, Mom knew about this for 22 years.
      She could have saved a gift for the other daughters or taken out a policy on herself for them.

  • @maxwellspeedwell2585
    @maxwellspeedwell2585 29 дней назад

    My wealthy aunt changed her will about 30 days before her passing. All the boys (there was one… me) were cut-out of the will. My cousin took her inheritance and built a nice new home outside of San Francisco. My sister decided to pay-off her house but later blew the money. I got nothing. From what I understand I could quite possibly get nothing from my parents estate. It’s not that I’m bad seed, I would love to have children like me. I guess my point is fair, or not, it is their money and they can disperse it how they please. In my case it’s not the money, it’s the blatant slap in the face.
    “When my father and my mother forsake me, then the LORD will take me up.” Psalms 27.11

  • @rosehoffmeister6017
    @rosehoffmeister6017 Месяц назад +2

    You guys are amazing ❤️❤️❤️❤️❤️thank you!!!!! ❤

    • @Marlene1231
      @Marlene1231 Месяц назад

      Yes, I love Dave & Jade together. They are a great balance.

  • @evaempress
    @evaempress Месяц назад +2

    My husband and I had no credit and our first apartment required a co-sign for our lease, in Texas.

  • @sonjastark4620
    @sonjastark4620 Месяц назад +1

    Student debts that has been around so long you think it’s a pet! 😂😂😂

  • @ARAJ099
    @ARAJ099 Месяц назад +4

    I can’t imagine the guilt-tripping mom in the first call didn’t receive some life insurance money-why didn’t she give the older daughters money out of that?

  • @alleykeosheyan4779
    @alleykeosheyan4779 Месяц назад +1

    23:39 - Dave Ramsey: Rick's wife has "house fever".
    Christopher Walken: It needs more cowbell!!!

  • @christinad5532
    @christinad5532 Месяц назад +1

    Caller 2 - sometimes if you are not on Medicaid there are more assistance programs for medications . Speaking from experience.

  • @jodyhunt4001
    @jodyhunt4001 Месяц назад +1

    LOVE Jades sweater! That is too cute!

  • @mezzem3909
    @mezzem3909 Месяц назад +3

    My answer to the guy that called about user readon't borrow money at all if you're that concerned with other people's debt problems

  • @balancingfamilyhealthcaret8144
    @balancingfamilyhealthcaret8144 Месяц назад +2

    The second caller, John, is in Kentucky. It looks like Kentucky requires household income in determining eligibilty for Medicaid. If the couple is living togther, and it's a state requirement to report household income, then the fiance may not be eligible for Medicaid anymore regardless of marital status.

    • @Kevin.Grindel
      @Kevin.Grindel Месяц назад

      I don’t think they would require you to consider. A roommate, household income household usually points to you being married.

  • @lisawilkerson8408
    @lisawilkerson8408 29 дней назад +1

    I did that with insurance money left by my mother. Give them something

  • @teresaboykin4861
    @teresaboykin4861 Месяц назад +1

    Great Segment ❤ you 2

  • @cmb7388
    @cmb7388 Месяц назад +3

    I wonder if the mom and sisters got an amount of money and theirs is gone? There is a reason…

  • @ThemommaBear195
    @ThemommaBear195 Месяц назад +2

    Jade!!!! Thanks for pointing out the weird balance of power. Coming from an abusive marriage. When the man acts like the boss in a family it can be a sign of abuse and control. Thanks!

  • @deannahardemion2071
    @deannahardemion2071 Месяц назад +1

    My favorite pairing 🥰

  • @dominichemken5070
    @dominichemken5070 Месяц назад +2

    @1:00:40 Just a note, I was moving into an apartment and they told me that if I didnt allow them to run my credit that they would not process my application because it was a requirement. Its complete BS but it does happen.

    • @scapegoat413
      @scapegoat413 Месяц назад +1

      They can run it, but there’s a difference between have no credit score or a low credit score..

  • @ginahernandez4291
    @ginahernandez4291 Месяц назад +3

    It does make you wonder on the first caller if the other children had policies that were left to them that she is unaware of. But there is a reason why he left it to just her. And everyone knows that the children will get Social Security money until the age of 18 so it is very curious as to, what information she might not be aware of.

    • @jeanettegerardo2180
      @jeanettegerardo2180 Месяц назад +2

      The older sisters may have an inheritance from their biological father as well.

  • @RCh-k5d
    @RCh-k5d Месяц назад

    My daughter moved out in July. She has a 0 credit score. Still needed a co-signer for an apartment. There are some places that don't care about credit history. They are often featured on The First 48.

    • @TulsaDude
      @TulsaDude Месяц назад

      there are many that will accept pay stubs or tax info, and just require an extra deposit

    • @kaynam4400
      @kaynam4400 Месяц назад

      😂😂😂

  • @JJ-zl5tx
    @JJ-zl5tx Месяц назад +4

    Love the Disney Christmas sweater Jade!!!!

  • @Damaris756
    @Damaris756 Месяц назад +4

    For the health insurance/meds guy- look at your policy, call them, see if the meds are covered. Also look at mark Cubans pharmacy to see if any of her medications can be bought for cheaper

  • @Darthkeldean
    @Darthkeldean Месяц назад +2

    The father left his only biological daughter 100K for a reason. He raised her two step sister for 2 years old. How do we know they was not left anything? Let’s be honest he could have sent his wife 2 daughter through collage and wanted his only bio daughter to have same opportunity. The mother lied and kept for the bio daughter the info on money what else did she and the step sister keep from her?

  • @haninnamir6116
    @haninnamir6116 Месяц назад +10

    Second caller: tell her to change her diet, Keto/carnivore would help her a lot, keto was invented for seizures in the first place and it would help to lower the insulin costs way down.

    • @KamieB-vc2ko
      @KamieB-vc2ko Месяц назад +2

      Absolutely! I second this. I won’t go into details but my health situation was highly debilitating and carnivore is the only way I stay functional and out of the hospital and off medication.

    • @VexTecnosist
      @VexTecnosist Месяц назад

      It’s type 1 diabetes, meaning it’s not caused by poor diet, it’s genetic and the pancreas is already dead

    • @alexisbaxter2392
      @alexisbaxter2392 Месяц назад +1

      Also seizures are caused by TBI, so there’s no reversing that either.

    • @KamieB-vc2ko
      @KamieB-vc2ko Месяц назад

      @@alexisbaxter2392true there is no reversing it however, it can be controlled with diet. You’ll have to look at the studies that have been out for decades, they’re pretty interesting.

    • @cutthechicken194
      @cutthechicken194 Месяц назад

      Mark Cuban Cost Plus Drug Company maybe the medications are cheaper there

  • @mezzem3909
    @mezzem3909 Месяц назад +5

    The girl that got an inheritance left over to her from her.Father's insurance should not be worried about giving it to her other half-sisters.Her father left her specifically the money because she is his child

    • @janise01
      @janise01 Месяц назад +1

      No he likely left it b/c she was a small child with the intent it be used to raise her. Since it wasn't and the sisters took on that burden they deserve to be reimbursed from the fund that was supposed to be used in the first place.

  • @mattdoeland
    @mattdoeland Месяц назад

    Last caller has 100% been let go from previous employers due to his attitude.

  • @lisawoodsmantel7342
    @lisawoodsmantel7342 Месяц назад

    She's healed and she's here or she's healed and in heaven 😢❤

  • @PatriciaSanchez-p2f
    @PatriciaSanchez-p2f Месяц назад

    Money don't make you happy, its within, you ll not get them to heaven

  • @PF_Goat
    @PF_Goat Месяц назад +4

    When your a dude and Dave calls you Honey, your cooked 😅

  • @seanjean9677
    @seanjean9677 Месяц назад +3

    Also Jade, you’re debt free. You have the liberty to give to your sibs. You don’t have needs for it

    • @Z-ef1rr
      @Z-ef1rr Месяц назад +2

      The caller didn’t mention if she was debt free or not. For all we know she could be as well.

  • @laurievillotta7935
    @laurievillotta7935 Месяц назад +7

    I would not get married in this guys case. He will be poor medically for the rest of their lives and never be able to get ahead. Stay on Medicaid save the $8000 and invest that for a secure retirement. It is easy for 2 people who have millions of dollars to never have to worry about a deductible and have to worry about where the money is coming from!!!!

    • @teresiaify
      @teresiaify Месяц назад +2

      Totally agree with you. The guy makes like 3500? Meeting that deductible and and cost sharing will be the end of him. He may have to work multiple jobs for the rest of his life just to put food on the table. They better stay single and live comfortably

  • @Wordsmatter4u
    @Wordsmatter4u Месяц назад +3

    mother's mistake.... the 2 half sisters should never have known about the father's daughter's inheritance!! Cinderella?

  • @GlimpseIntoTheirNatures
    @GlimpseIntoTheirNatures Месяц назад +2

    Maybe the Mother took some of it, and she has to look at the papers to see if Mom's not embezzled it and now wants the youngest daughter to divvy up so that the other two girls will not go to court over it.

  • @YouMissedBro
    @YouMissedBro Месяц назад +6

    Damn women will guilt trip eachother into ANYTHING. Youre gonna do that to your daughter over $100k? What a mess, cant imagine why she was a single mom of 2 before your dad came around.

  • @kay22100
    @kay22100 Месяц назад +7

    I cannot believe how Dave is pushing back at her wanting to share with her sisters. Omgoodness even cut Jade off! I would totally give some to my sisters if they’ve sacrificed like she say they did. No she’s not obligated but you’d think THEY were guilting her into giving them money the way he responded

    • @Ghostface-1393
      @Ghostface-1393 Месяц назад +5

      Shes not wanting too. She feels guilty if she doesn’t big difference. Follow the will if he wanted them to receive money they would have. I may share it but that depends on the family dynamic.

    • @neisci
      @neisci Месяц назад +4

      She'll be doing it out of guilt. Father raised the step siblings since they were very young. They experienced something she wont have the opportunity to, the love of her father. This was his way of leaving something for his daughter in case he was not there. She should honor that.

  • @jeanbeaudreault2458
    @jeanbeaudreault2458 Месяц назад +2

    Let them buy the truck back!

  • @teresiaify
    @teresiaify Месяц назад +11

    Second caller, please dont get married. You are signing up for a life sentence those deductibles are not easy to meet on your income and there is no reason to work multiple jobs for the rest of your life to cover prescription cost. Also, what will happen if you lost your job? You would be paying hefty premiums on top of meeting the darn deductibles and cost sharing of things. These hosts are millionaires and your deductible is pocket change to them. Again, live together and stay single let medicaid continue paying for it. One less problem on your plate

  • @rosierosie455
    @rosierosie455 Месяц назад +2

    she doesn’t sound convinced I think she’s still going to give them😮

  • @brandihoule6060
    @brandihoule6060 Месяц назад +1

    We are in the same boat as the gentleman with the medical issues. Never get legally married. Have a wedding ceremony. There is not an out of pocket max on prescriptions. We were all diagnosed after we were legally married. I’m 52 and will be chasing this medical debt for the rest of my life. That’s with insurance. Have an anniversary party every year. Just file taxes separately. With long term medical issues you will never catch the curve. I’m so sorry, but that’s just the way it is in America.

  • @hollyegee2199
    @hollyegee2199 Месяц назад

    Would she qualify for SSI? Worth checking out if your other issues qualify! Epilepsy meds aren’t expensive anymore because it’s generic if she on Lamictol (Lamotragine). There are also pharmacy discount cards that help a lot.

  • @rickjames4031
    @rickjames4031 Месяц назад

    I’m 100% sure the dad left a whole separate life insurance policy for her sister that are 18 years older than her. Maybe they got their policy at 21 which would be about 20 years ago. 🤷🏽‍♂️🤷🏽‍♂️ they got there’s already

  • @shannoncook9915
    @shannoncook9915 Месяц назад +5

    Too many parents are so good at the gulit thing....

  • @barryblack8817
    @barryblack8817 Месяц назад +1

    He was not the sisters dad. Blood is blood

  • @lisawoodsmantel7342
    @lisawoodsmantel7342 Месяц назад +2

    Imagine someone raised you from age 2 and doesn't treat you like their own 😢

    • @PrincessLolly1
      @PrincessLolly1 Месяц назад

      Just had a much younger cousin say to me that “You’re not even a blood relative,” although I’ve been a member of this family since 20 years before she was born through my step-mother. Everyone in earshot gasped and guilted her into apologizing for what she thought was a cute joke. People show you who they are by their words and actions. I feel for the older sisters. Their mom allowed her husband to treat them as “less than.”

    • @YouMissedBro
      @YouMissedBro Месяц назад +5

      If they older sisters had a dad, then he wasn't their dad. Why do we gotta keep pretending the STEP in Step-parent doesn't exist?

  • @brendahkaragtacha2470
    @brendahkaragtacha2470 Месяц назад

    should I have an IUL, Term life or what please educate us about this

  • @SB0458
    @SB0458 Месяц назад +10

    With the first caller, I thought the way to go is generosity. Wouldn’t the right thing is give some back as a form of thank you? Maybe like 10% each? Idk 80k is still a lot to have.

    • @denz4133
      @denz4133 Месяц назад +3

      No.

    • @kay22100
      @kay22100 Месяц назад

      I agree!

    • @neisci
      @neisci Месяц назад +4

      Why? They didn't do anything expecting money so why would get it right now? Her father was there for the step siblings in a way he wasn't able to be for his daughter. At the end, the step daughters had more than her. This was her father's way of leaving something behind for her in case he couldn't be there.

  • @miketracy9256
    @miketracy9256 Месяц назад

    WHY NOT GET MARRIED WITH THE BLESSING OF GOD BUT KEEP THE GOVERNMENT OUT OF IT?
    IMO, THAT IS WHAT MOST MARRIAGES SHOULD BE.

  • @MrRubberduck11
    @MrRubberduck11 Месяц назад

    On top of that the mom hid it from her. So yea no. Don’t go into debt. Use the gift for ur home. And repay there love with love. Or pay for a vacation. No one needs to know about your money. And if ur mom says anything. She is a troubled woman.

  • @AnyRain-l8h
    @AnyRain-l8h Месяц назад +2

    You don't need to get married if it will ruin both of your lives.

  • @Amirchaudhary7
    @Amirchaudhary7 17 дней назад

    It's a variable or fixed rate mortage?

  • @kathrinscharrer3923
    @kathrinscharrer3923 Месяц назад

    "Medicare is welfare". I really try not to feel ashamed for my (crumbling) empire, but statements like these make it really difficult.

  • @TulsaDude
    @TulsaDude Месяц назад +1

    Emmanuel,bro, Emmanuel, BRO. Wth are you talking about? You got a multiple princess situation and you've completely fell for it. This is only going to get worse and worse.

  • @pembletonminor
    @pembletonminor 23 дня назад

    I never picked up the cup

  • @miketracy9256
    @miketracy9256 Месяц назад

    IF SHE DECIDES TO BUY A LESS EXPENSIVE HOME, A CHRISTMAS GIFT TO HER HALF SISTERS WOULD BE A KIND THING TO DO. WHAT GOES AROUND COMES AROUND.

    • @TulsaDude
      @TulsaDude Месяц назад

      Lol superstitious guy

  • @AllThingsMoneyandTech
    @AllThingsMoneyandTech Месяц назад

    He sounds impulsive and bought the car out of anger and doesn’t ride the highs and lows of sales jobs.

  • @LoveOnTheEdge1705
    @LoveOnTheEdge1705 Месяц назад +1

    Emmanuel was stressing me out😅

    • @TulsaDude
      @TulsaDude Месяц назад +1

      He is a lost puppy. He tried to buy a fiancee and her mom's love with that car, 100%. He's cooked

  • @FancyRPGCanada
    @FancyRPGCanada Месяц назад

    1:19:00 wait, did this dude just say he was a sugar daddy!?

  • @DaRKWizaRdGaming0
    @DaRKWizaRdGaming0 Месяц назад

    36:00 I have commented anti religion comments before and here’s another one. Your book club is making you jump through these hoops

  • @lukevagle5711
    @lukevagle5711 Месяц назад +1

    I would like to know how much the other sisters and the mother already got.

  • @beefandchicken
    @beefandchicken Месяц назад +3

    Take the poor girl on a Babymoon! FFS.

  • @davidrowland7489
    @davidrowland7489 Месяц назад +1

    I vehemently disagree Dave on this one and thankfully Marsha has some sense in this. Mother is dead wrong. No the younger daughter is not obligated to give anything to them but the older sisters were not obligated to step in amd raise her either, which is even more of a reason to give them something. Not saying to split $50K between the 2 but they should have something if for nothing else then being good people. Dave is 100% wrong on this one!!!

    • @moni-b1t4u
      @moni-b1t4u Месяц назад

      Dave said she could give some to the sisters. I hope she buys her house and gives later. He isn't wrong

  • @DaRKWizaRdGaming0
    @DaRKWizaRdGaming0 Месяц назад

    The third caller is so messed up. I agree they shouldn’t have had all that fun money but he spent his on whatever. She has hers and been saving it but he wants her to throw it at the debt. Ya dolt.

  • @nehak852
    @nehak852 Месяц назад

    Second called: In India it would cost you might be 7000 inr

  • @Ferrero123
    @Ferrero123 Месяц назад +1

    I would split some of the money with the siblings..

    • @Kevin.Grindel
      @Kevin.Grindel Месяц назад

      I agree it doesn’t have to be split in 3 but throw $5000 to say thank you.

  • @FunSourceRentals
    @FunSourceRentals Месяц назад

    Dont agree with Dave on this about the sister. Not even a little.

  • @Perspective13
    @Perspective13 Месяц назад

    I kindly disagree with Dave regarding the inheritance! There is absolutely no reason to share a portion of the money with siblings!

    • @cutthechicken194
      @cutthechicken194 Месяц назад

      Charity is a good reason

    • @moni-b1t4u
      @moni-b1t4u Месяц назад

      ​@@cutthechicken194when you're b7

    • @cutthechicken194
      @cutthechicken194 Месяц назад

      @@moni-b1t4u The comment above didn't say anything about steps

    • @moni-b1t4u
      @moni-b1t4u Месяц назад

      ​@@cutthechicken194 was referring to your comment

  • @pandafox12
    @pandafox12 Месяц назад +1

    Ugh, I wish they would have let the idiot at the end explain why he needed a $56k car due to his mother in law

    • @TulsaDude
      @TulsaDude Месяц назад +1

      They LET him, but he was such a doofus, he can't get a coherent explanation out. He bought it because his mother in law said, that man ain't taking my baby and grandbabies out in no junker car, and he said yes ma'am. He is whipped big time, that relationship is going to be a nightmare

  • @mattlaeff724
    @mattlaeff724 Месяц назад +1

    Why are people with zero experience, knowledge, wisdom, or expertise, put in front of a microphone on this 'show?'

    • @TulsaDude
      @TulsaDude Месяц назад

      Because Dave hires them and trusts them. Hey jealousy

    • @Kaleki935
      @Kaleki935 Месяц назад

      "Mhmmm"
      "Yup"
      "Mhmmmm"
      "Uh-huh"
      "Mmmm"
      "Yeah"
      "Hmm"
      This is what we get when they need a token. Hogan and AO definitely had faults, but at least they had brains.

  • @BrianaBudgets
    @BrianaBudgets Месяц назад

    Emmanuel needs to learn how to talk less and listen more.

  • @janise01
    @janise01 Месяц назад

    Dave is wrong on the first call. That money was intended to be used to raise her since she was a child when he died. The sisters rightly deserve to be paid back for the money that they never should have had to spend.

    • @moni-b1t4u
      @moni-b1t4u Месяц назад

      No one made the sisters raise her, so there's no should have had to spend. You're assuming and Dave guessed. So what? His show not yours

    • @janise01
      @janise01 Месяц назад

      @moni-b1t4u Right. They were just presented with a scenario where their toddler sister who just lost her dad is destitute and there's no money for her survival. They definitely gave money to raise her despite there being hundreds of thousands available for that purpose without any deceit or guilting. If you buy that then I have some prime oceanfront property in Kansas you'd be perfect for.
      It doesn't matter if it's his show or not. He's still wrong. 1st, he's not an idiot so it should've been obvious to him the intent of that money from the jump and as such he should've recognized his sisters got screwed and very likely misled. 2nd, even tho the caller isn't under a legal obligation if she rightly felt the right thing to do was share some of it Dave was wrong to tell her that thought was wrong.

    • @moni-b1t4u
      @moni-b1t4u Месяц назад

      @janise01 they moved into the house and helped raise her. You write like you think they just transferred money into the mom's account. With no rent maybe they helped pay the mortgage where they All lived.
      Maybe they stayed home with the girl while the mom worked or took her to the park and such. Maybe they supported each other while under the SAME roof Maybe they split bills with the mom. Maybe there's no pay back but love.
      The young woman certainly was grateful for more than money
      You don't pay back companionship with money

    • @janise01
      @janise01 Месяц назад

      ​​@@moni-b1t4u She said they financially contributed to raising her so clearly her mom, and thus her, was struggling.
      Do you need spoon-fed here to see the obvious?
      You seem to be missing the point that the caller isn't their kid and they put their lives on hold b/c they were presented a scenario where they needed to step in so she'd be cared for. If they stayed home to raise her and thus put their careers on hold then morally she should share some of her newfound wealth. If they were misled as to the finances (very likely) then morally she should help right the wrong that was done on her behalf. Hell even if she just wants to give them a gift then rightly she should do so. Again, Dave telling her she's wrong to think of sharing a bit with them is wrong.

    • @moni-b1t4u
      @moni-b1t4u Месяц назад

      Nowhere did she say they needed to financially contribute. The sisters just did. You need to be spoon fed the obvious that the sisters loved her as their own!
      Nowhere did she say they were destitute or they gave up their careers!
      They lived in the same damn house!
      You seriously think all 3 just sat around?
      The young lady didn't say her mom didn't work.
      They loved her,and Dave said she could give them some if she wanted to BUT not out of guilt.
      Love doesn't owe nothing but love.

  • @aqin713
    @aqin713 Месяц назад

    the 2nd caller about the prescription drugs: here's a wild idea, figure out a way to get off the prescriptions. The conditions he mentioned can be managed without drugs. With some research you can find lots of options. People need to stop being slaves to the pharmaceutical companies

    • @VexTecnosist
      @VexTecnosist Месяц назад +2

      I think you should do some more research on type 1 diabetes before you go commenting

    • @VexTecnosist
      @VexTecnosist Месяц назад +2

      And epilepsy

  • @jeanbeaudreault2458
    @jeanbeaudreault2458 Месяц назад

    Does the young wife want a house or a vacation. She needs to make some smart choices. Many expensive things happening in the quick coming year, years.

  • @katherynsantana6891
    @katherynsantana6891 Месяц назад

    😢

  • @crusso9
    @crusso9 Месяц назад +1

    Did Dave even comprehend the first call?!

  • @Wordsmatter4u
    @Wordsmatter4u Месяц назад

    did the mom receive an inheritance? she can choose to give that to 'her' daughters if she chooses. Even if said daughter gave the 2 half sisters something, because they know the amt, if she didn't give them both 1/3 they may still be angry, I would say, I need to pray on it and I'm not going to do anything with the money right now, I am going to seek counsel and try to honor my father's wises. I would invest and wait and literally not spend it and see if they ask about it throughout the years.

    • @moni-b1t4u
      @moni-b1t4u Месяц назад

      She wants to use the money for a down payment on a house. Dave believes that's honoring the father

    • @Wordsmatter4u
      @Wordsmatter4u Месяц назад

      @@moni-b1t4u I know that, however; she's calling in because she is torn about giving anything to the half-sisters, thus, my comments. she can still honor her father and try to keep the peace with the family she has left. Dave is good on financial matters but not always the best on emotional issues. I will always leave blame on the dead family member. at the very least the father should have left a letter to the 2 grown stepdaughters, that these are his wishes. will the half-sisters share their biological father's inheritance with said sister???

    • @moni-b1t4u
      @moni-b1t4u Месяц назад

      @@Wordsmatter4u I agree with you about the family members leaving a letter explanation or changing the will to make things clear.
      My grandma caused a deep rift between my mom and her sisters, and my mom and dad caused an even deeper rift between their 5 children all because they were afraid to be assertive.
      Funny and sad thing is all 3 were aggressive people.
      I hope the young lady puts the money on her future house.

    • @Wordsmatter4u
      @Wordsmatter4u Месяц назад

      @@moni-b1t4u Sorry to hear about your situation, I also had a similar one. I'm in agreement about the daughter spending the money that her father left her the way she chooses. however, she was calling in because she didn't know how to handle the situation the mother had caused with the 2 half sisters. this young lady wants to honor her dad AND keep her family. Sometimes this is not possible, I've been there as well. not easy. such a shame the mother didn't do the right thing and not tell her 2 much older children about her youngest daughter's inheritance. I would love for Dave to do a 'follow up' with this caller to see what she ended up doing.

    • @moni-b1t4u
      @moni-b1t4u Месяц назад

      @Wordsmatter4u good point. I wish they would do a follow up,too

  • @tylertoten6818
    @tylertoten6818 Месяц назад

    Her mom worships money

  • @Dannycepero1111
    @Dannycepero1111 Месяц назад

    Let me start by saying whatever Dave and others advice in this show do not apply to me, once in while I click on these videos to see Dave loose his mind to some of the callers. However I see time after time that when Dave is in the show he talks 90% of the time and he cuts off the other host compare when he is not in it is more of a 50-50. I can't wrap my mind around that when people start talking back he hangs up on them and keep talking like never happens.