Income Tax Rules on Saving Bank Account 2022 | Income Tax on Saving Account | Banking Baba
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- Опубликовано: 9 сен 2024
- Income Tax Rules on Saving Bank Account 2022 | Income Tax on Saving Account | Banking Baba
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Topics covered in this video
saving account me kitna paisa rakh sakte hain
saving account transaction limit
saving account se kitna paisa nikal sakte hai
income tax notice kab aata hai
income tax notice for cash deposit
cash deposit limit in bank 2021
specified financial transactions
income tax notice for high value transaction
cash deposit limit in saving account
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#BankingBaba #cashdepositlimit #incometaxnotice
Govt. Pura intazam kar rakha h ki aam admi rich na ban jay
Desh chodo
Agar govt ko tax nhi milega to desh nahi chal payega isliye tax to jaruri hai
Tax is important for the growth of the country 😶
@@rohitsaini5618 toh Dubai kaise chal rha he
@@rohitsaini5618 mallya,modi, bank chor to sab government ke najayaz baap hai na, idhar farmer log 5k loan ke liye suicide kar rahe hai kisi ke muh se awaj nahi nikalti tab
Govt ko right hai apna pura source of income jaane ka par public even RTI through bhi political parties ka sources of income pata nahi kar sakti. Wah kya baat hai!!!
Big & Rich Billionares don't pay a single penny on their earning and these Govt. Officers don't say anything to them , every rules are applied only on poor people , shameful thing , very bad angry 😤
You are 110% right bro
Don't pay a single penny ? Kuch pata nahi hai toh bola matt karo.
This is so ridiculous that such government agencies force people to submit the details and don't maintain the privacy of information about the customer.These kind of behaviour is intolerable
even intolerable, you cannot do anything madarchod ha income tax wale. gunde se kaam nahi. harami community aur chutiyo ki baraat Income tax department
It's necessary to avoid money laundering
@@jashwaghela6228 i know it is but these rules are only meant to harass poor and middle class while rich class people clearly escape.They just say big things to make the news headlines catchy
@@micronano9510 first of all poor peeps are out of these coz no poor guy would have such amount, secondly middle class kind of comes as well as don't under these provisions, these provisions are used tactically to diversify the money from hands of rich and to level the gaps, this doesn't work well coz of filthy bureaucrats and corrupt practices.
And about privacy you don't own the currency and it doesn't come under purview of privacy. Hope you would find this useful 😄
@@jashwaghela6228 3è
Dcp hu
They don't ask ruling govt minister to provide such information but everytime middle class and poor people are targeted
Yaar itna gussa aata hai mujhe india ke income tax rule par 😡😡😡
I feel you bro 😂
Bilkul sahi
Sir please also discuss Tax on money received through UPI / NEFT / IMPS transactions...???
Sec. 285BA of IT Act - Now from Rs.10 lacs in an Annum it is changed long ago as Rs.2.5 lacs in a quarter as many are depositing cash in the A/c upto 9.5 lacs and leaving. this rule is changed long ago, as my knowledge goes. Pelase clarify.
There is no such change
इन सारे तथ्यों को संक्षेप में स्पष्ट रूप से वर्णन किया जा सकता है। व्यर्थ में लम्बा खींचा गया है ।
Any UPI transaction more than limit will create problems
Just friendly there is no income
Sune lo Income tax walo
First do Audit of MLA /All govt employees and ask them their source of income
Sir thanks for information's.
Sir it is a request that most of time you use the word " apan" which feels cheap.
My suggestion is that you speak "hum" instead the apan..
Sir agr last last year ka transaction jyada hua to next year ka transaction balance krke rakh sakte kya?usme koi problem ho sakta hai ya nahi?
Kya basic saving account me bhi foreign se aa sakta hai. Ya sirf regular saving account mehi paise transfer ho sakta hai. RUclips ki earnings kis tarah ke account me maga sakte hai. Please inform.
Basic saving account me jo foreign payment aaigi bank usko hold kr dega, or aapko KYC krwana padega, jis se aapke account ko regular me convert kr dia jaiga.
Which saving account is best for discount
Offers with free debit card
We pay tax on income. Then we pay GST on using the income. At the end 50% of the money earned goes to government. After paying half of the income. We will get nothing. Major potions of tax money will end in some corrupted people hand.
Indirect tax to bhool gaye, Jo har ek cheez pe lagta hai ..sabun, oil, etc 🤣
Usi ko GST bolte hai
Valid point. There is no guarantee that tax payers money will be used in public interest because of corrupt politics and system, that's why majority people don't pay taxes.
Sir , can we deposit cash of 50 lakh in saving account in 10 years by depositing 5 lakhs per annum
Tax lagega
Iska virodh krna chaiye .wo b normal person ko hi krna padega.. APNA paisa JAMA kro uspe b tax nikalo to uspe bhi tax
I’m an U S citizen (of an Indian origin; having OCI & PAN cards… I’ve an NRO account; where small amounts of interest occurs & tax + CESS are automatically taken out by bank.
DO I STILL HAVE TO FILE INCOME TAX RETURN IN INDIA?
I ALSO HAVE A NRE ACCOUNT; where I get interest on my savings… should I file the income tax returns in India?
Please advise
I got earnest money from developer , how should I deposit money in bank & how should I show it in my I. T . File. What will be the percentage of the tax. Will the bank deduct TDS from the amount
Thanks a bunch sir making such a valuable information. 👍 I wanted to know about all the questions and it was really hard to get all answers at once but you made it possible in a video. And all rules are completely up to date no changes till now?
Respected sir
Kindly get my refund as more than 2 months haveelapsed. My Pan no is ABOPP4016G Parkash Chand i shall be highly obliged sir
Very important information gave by u thank you sir👏👏
Very useful video. But the rules and taxes are pathetic..... I understand in order curb corruption and make people pay taxes who dont pay all this os done but others are also being pressed under this
True. Innocent is harassed while Adani goes scot free!
Sach me aapki video pasand aayi sir...
Thank you for this valuable information 🙏🙏
Agar govt. Warehouse mein gehu, bajra, daal wagera bechne ka paise aaya ho then???)(agriculture related)
Sir, I have sold an agricultural land and have received the money through RTGS in my Saving Bank account. Do i have to file an ITR as I have received the money from the sale of the land. Can I put the money in my FIxed Deposit. Kindly respond. Regards.
Capital tax lagega
Sir mera doubt ye meri gross salary 19550
Or in hand 17727 ha but mere dusre bank account me salary father ki apne account me Deposit karta hu kyoki unko account chalne nhi atta bo uneducated ha or unki salary tax deduction hota unki saving after deduction ma apne account me transfer par karta kya muje father ki saving pe bi tax dena padgya sir kya plz help me
If i am doing online transactions of around 1-2 cr per month ( not cash diposit or withdrawal) should i be cautious or should go for current account
Agar ITR file karte time saving bank ka details dena bhool gaye and baad mai Income tax se saving bank k interest k baare mai poocha jaye to kaun se documents submit karne chahiye ya for kya karna chahiye?
transaction par tax nhi lagta kyuki wo pehle hi hum pay kar dete hai saving ammount par padta hai....
Minimum cash amount kitna deposit kar sakte h.ek middle class ke savings a/c me taki ye Jo ek financial year me Len aur den total count ho fir bhi IT aur taxes ka chakker se dur raha ja sake ..must reply sir✔
Sir ager kisi ke saving account aur current account dono ho toh tab maiximum 1 finacial year mai kitna paisa recieve kar sakte hai dono accounts ko milakar
Sir my sister does not have any source of income, currently doing higher studies..how much money she can recieve upto in a year in her savings account that will be non taxable ?
Sir ye kaise pata karen ki total transaction kitna hua bank a\c me abhi tak
Sir mere papa ka SBI m account h 1shal me 20 lakh rupya dal gya kheti ka usme mera 4000 la tds kat liya kya koi process h refund ki
Sir ek baat puchh na tha
Me ek business karta hu new new starting he or es sal Mera transition 50 Lakh ya 70lakh hua Hoga or mujhe ek income tax ke taraf se ek mesg aya he itr Bhar ne ka to me kiya 5 lakh tak ka itr show kar sakta hu q ki yearly Mera income 5 lakh tak he
Plz sir reply me
Thnx Bhai esi knowledge share krne k liye ......
It helps alot
Sir, over limit cash deposit hua hai yaa nhi , ya cash withdrawal limits , ye sab ke current stats kaha pe check kare sir...
Kya PAN CARD ki help se ye saara stats nikaala jaa skta yai kya ,sbhi saving accounts ka total statistics merge krke like?
Kindly reply, if anyone knows the answer.
Thnku sir.
Property sale karke 1 carror account main aaye toh kya karna chaiye
Agar main 15lakh ki credit aur pura paisa debit bhi ho geya . Koyi profit nehi bachaa .to phir keya karna padhega??
Please reply
Jankari poora do ..Saving bank interest tds amount ab 10000 se bara ker 40000 ker diya gaya hai... normal person ke liye but senior citizens ke liye 50000 ka hai limit... ussay upper aap ka TDS katega....
Hi, My annual salary is 10 lakh and i file ITR every year to get refund of tax deducted...Apart from this i spent around 15 lakh/year on my multiple credit cards to buying mobile phones online for shop keepers and they pay whole amount online in my account...My profit in this is only 3-4% on this....So any chance of getting notice from IT department??
Same here 👍mobile selling
Yes. You should consider those 15 lakhs as your business receipts and should show minimum 6% of it as your profit and should pay tax on it.
@@gautamprasad5226 lol…My profit is max 3% why should I show 6% profit just to pay income tax? Dekh lenge agar notice aaya to…Everything is online and transparent!
@Ranjit Tyagi Yeah...I already have a CA for filling ITR so will discuss with him.
@@MegaRamesh1982aaya kya notice sir ?
Sir kya Paytm payment bank ke transaction par income tax notice aa sakta hai ??
Fearless information thanks sir
Sir meri banking service ki dukaan hai jismein main cash withdrawal aur cash deposite ka kam karta hun spicemoney ke app se aur CSC ke madhyam se to mujhe GST number Lena jaruri hai kya 48 lakh sal ka transaction dikhta hai profit sal ka 20000 karib lagbhag hota hoga GST number Lena jaruri?
Hello sir sir i am new subscriber.
Sir i have one question ❓🤔
Sir i am job going person and my salary 20k hai and 1 year me mere 2.4 L ho jate hai ager to sir ye meri salary hai jisse ghar ka kharch chalta hai to is per koi tex to nahi lagega na.
And ager after 1 year meri 23/25k salary ho jati hai to us per mughe incame tax pay karna padega ya nahi reply me sir
How to pay taxes for offshore online gambling income from melbet,1xbet etc. ?
Very useful information. Thanks
Paynearbay us Paisa Len den karti hu Konsi Account honi chahiye Saving ya Carrunt
Bhai Angrej ne lootne ke liye tax lgaye the fir Angrej chle gye to tax band hona tha lekin bhai or tax bdha diya 😅
Agar savings ac mein FD koru
Aur unka profits 10000/ ho...
To v income tax return file korba podega
Sir plz reply…
Agar RUclips se hame income hoti hai hamare account me paise aate hai , to uske kya rules hai ? Income tax kab kitne amount pe bharna padega.
I have one question jaise mera business account hai aur main apna mother k account m paise bhejta hu online for example ki fund wund kahi show krna hai toh Kia usme bhi income tax meri mother se puch skta hai ?
Sir Kya Saving Bank Account Bank Mein Profit Amount Konsa Hota Hai Or Jo Balance Account Se Nikalte Hai Uspar Bhi Total Account Amount Mein Hota Hai ?
sir mey ak house wife hu.....mene bohot din se Paisa jama karke SBI mey total 5 laks savings Kiya Hey....2020 mey 1 lakh....2021 mey 2 lakh or 2022 mey 2 laks.....total 5 laks...jiska year mey 14k intrest milta hey.....Kiya mujhe tax Varna parega...
To ye jo mantri santri Falana dhimkana kai crore dakar rahe hain uska kya ?? 😂
Agar paisa property bech kar jama karaya gaya hai to uspe kya ? Please explain !
Cash me property bechna illegal hai, notice aane ka full chance hai
sir, salary account me koi income tax ka scene hai kya, iske baare me thora bateiyee
Sir your vedio is very helpful to me thankyou
Good info
I have one question
Meri mother ,Mera Aur meri sister ka teen different bank account hai .
Abhi one bank ac me first mother name, dusre mera and meri sister ke ac me first name he
And meri mother ka joint name bhi he mere nd sister ke ac me 2nd number pe
To mere nd sister ke name se deposit kiye paisa mother je total income me count hoga??🤔🤔
Sir plz reply,
Mai to student hu, but mere papa canada se mere liye money transfer krte hai study, grocery or living k liye to Mai kya kru
What is the Single Day (Per Day) Limit of cash Deposit in savings Account, Single Day Withdrawal Limit.
Can i Deposit upto 10 Lakhs cash in one single Day in my Savings account
No...
पोस्ट ऑफिस की mis, TD और RD से मिलने वाला ब्याज यदि 200000 रुपए सालाना के करीब हो और बाकी इनकम 275000 यानी कुल 475000 रुपए सालाना हो तो कितना टैक्स लगेगा
Rupee Zero only.
मेरे अकाउंट में दस लाख रुपए एक साथ आए हैं (ऑनलाइन ट्रांफर से) और इन पैसों को 3 से 4 खातों में थोड़ा थोड़ा करके RTGS कर दिया है तो मुझे आगे क्या करना पड़ेगा।
Sir please btaye ki agar hum rewards le liye transaction karte hai to usme koi problem to nhi hai
I have deposited 9 lakh in cash in SBI in February 2022 and just after 5 min i have transfer through RTGS, then will it create problem for me? I usually file ITR of approx 3-3.5 lakh every year. My overall cash deposit in this financial year 2021-2022 is 9.6 lakh
Muje bhi batana
No issue in 10 lakh deposit. Don't deposit more than 2lakh in a single transaction if you are not filing ITR and not paying taxes
The overall amount doesn't matter, since the amount can only be deposited in the bank with a PAN number as it can be from sale of some aset in cash. Deposits are not a major issue until it is from a secondary consistent income source for which you are liable to pay income taxes. The important thing to remember is the expenses, it should never outweigh your expressed income. A better approach to keep large sums should be bonds, you will get better returns and will end up paying lower LTCG or use the HUF facility to release the increased tax burden.
You will need to show source of this cash.. Better invest in ltcg bonds with lock-in period of 5 years to claim tax relief..
Online game Wale kya kare sir
Mera 1 finance year me totel 7 lakh ki Credit Howe or 7 lakh Debit howe tax barna padega kya
Sir jaisa ki aapne video me bataya, ke tax online transaction par se nahi balke hamare profit par lagta hai, to income tax walo ko kaisa pata chalega ke hamara profit kitna hai savings account m?
If I earn 30 Lakhs per month playing games online and Sports betting, what is the tax obligation to the government? Additionally, How can I avoid paying taxes or where can I store my money other than in a bank?? Thank you;
Bhai ye konse games h 😂
hlo sir meh cryto me trade krta ho jaise subah 1 lakh kiya kisi ko bi aur sam tak 1-2% percent pr vapis agya mtlb 1 lakh 2000 tak too wooh mra translation mana jayega ya nhi
Saving account me cash deposit and IMPS and RTGS and NEFT and Fund Transfer limit ke bare me bataeye.
Sir I am student and newly invested in crypto so if I gain some amount than how can I file itr I don't have any source of income to show ????
Dekho mere account mein 9 ya 10 lakh rs ek saale mein aaye or mene lagbhag 3/4 baar 2 Lakh ki fd submit karke Tod di Usshe Mera Statment 19 Lakh ka Ban Gaya kya Koi Problem ho sakti hain
There is no problem in doing any such transaction. You just have to make sure that fund source is genuine and you have disclosed your income by filing Income tax return.
Video bahut informative hai sar main Nahin pata karna hai ki jo NRI person hote hain kya unke liye Jo saving aur NRI ke kya rules hai aur kya UN logo ko bhi income tax ka kya system hai aur unko usmein Tex returnes bharna hai return ya nahin bharna hai to kis tarike se jo unke Rules regulation Jara is per bhi ek informative video banaen please sar thank u
Sir aapne saving me per year maximum online transaction limit kitni hai ye nahi bataya, plz ye bataye. Cash limit to 10 lakh hai but online transaction ki kitni limit hai jisase bank income tax walo ko inform karne ke liye baadhya nahi ho.
Thank you, Sir, good information on, if I transfer online 20 lacks to my spouse's saving Account, through my NRE Account this is my salary earned money, do you think it will be issued. Please guide me.
Sir Kitna amount rakhne pe bank account me, itr file krna panda hai... batch tuition kr ke 2020 se aaj tak mere paas total 5 lakh rupay tak jama hai, bank me rakhna chahta hoon... Kya mujhe itr bharna hoga? 50 students ko mere home pe 2 batch me tuition padhake income Aya hai...
50×500 fees × 8 month per year × 2.5 years = 5lakh rupees...
Sir me ek crypto investor hu..
Aur mera income is sal 12-13 hua h aur hopefully at the end of this year 20-25 lacs ho jayega...
Aur mera saving account hain.
Ap btaye meko kya krna chahiye.
Agr tax lgega to kitna lg skta h .qki me tax pay kr skta hu.
Fd pr milne wali interest bhi annual interest in count hoti h kya?.?
Clear all duats sir
Sir agr mein saving account mein pade paison ko send and receive krta rahun and ek financial year mein 50 lakh se upar ki online send and receive trnx hojaye toh notice a skta hai kya , ( no profit , no cash deposits )
Dear, could you explain on per diem amount ? Is it taxable or not ?
Very informative video sir ✍️
Mere account me Apane Rishtedar ke taraf se Kisi aur ne Pure saal me 100000 se 150000 jyada Transfer kiye hai Aur mene Rishtedar ke taraf se 150000 Tak Cash deposit karke Paisa transfer Kisi aur ko Transfer kiya hai. Mai ek salaried person hu. Mera salana income 950000 hai. Mai IT return bharta hu. Iska mere Income tax me koi farak padega kya?
ITR me deactivate bank account ya fir jisme koi transaction hi na ho uski bhi jankari deni padti hai?
Sir threshold limi breach hogyi h , or lic se policy ke pese Milne Wale h to wo deposit hojaega ya pehle limit htani padegi ?
Pranam sir
Sir mai pensioner hun
Maine apni ITR 20th mar 22 ko file ki. Usme 24000 ka refund hai. Sir aj tak abhi refund nahi aya. Mai apne CA se bat karta hun to boh sunta nahi hai. Mai ab kahan contact karun ki mera refund aa jaye. Apki bahut meharbani hogi ji.
Sir mera is month Google Adsense se approx 3 lakh rupay bank account me aane wale hai....or yesa pehli baar ho raha hai....kya mujhe income tax file karna chahiye ya nahi....plz sir reply....
There are multiple provisions to consider. Tax annual profit pe lagta hai not on gross receipts.
Watch this and many videos available related to all types of provisions.
You can check GST requirements and Advance tax provisions also
ruclips.net/video/N4tC6XHWhZM/видео.html
ruclips.net/video/2Zmh2WRJs3E/видео.html
ruclips.net/video/4GFFaxE0PuY/видео.html
Sir mera income 5 lakh per year hai or Mai apne account me 5 lakh transfer krta ho or 3 lakh loan leta or ye paisa Mai baad me kisi a/c me transfer krta ho to kya muje notice askta hai
You should file Income tax return if the income earned is above 2.5 Lakhs. If you are not filing then there might be a chance of getting Income tax notice.
Sir agriculture amount par v video bnao plz
Ok
What is ur qualification sir?
Are u working with any firm ryt now?
Just asking for info as ur knowledge in finance is 😊 good
I love you Shreya
Sir mein ek student hu. Income source to nhi h koi. Lekin papa ne deposit krwaaye hai. Or kuch or sources se mete account mein 5 lakh rupye hai. Mera ek demat account h jisme 60k k stocks buy kiye h maine. Or monthly 15000 tk k mere account se transactions hote hai. Kya sir mujhe koi problem ho sakti hai income tax ki trf se. Please sir btaaiye . I'm in huge tension regarding this. 😢
Do credit of loan amount consider as deposit ?
Salary account or saving account ko mila k kitna amount rakh sakte hai Jo tax free hoga?
कोई रिटायर्ड व्यक्ति अपने अमेरिकी नागरिक बन गये बेटे के साथ अमेरिका में सालों से रहते हुए भारत से मिलने वाली 1लाख से ज्यादा की मासिक पेंशन आदि की इनकम पर किस कैटगिरी में टैक्स देगा ?
यदि मैं 1 2 : 1 4 लख लोन लेता हूं आयकर रिटर्न फॉर्म भरा हूं तो उसके अलावा भी कुछ करना पड़ेगा
Sir year me 250000 lakh se kam income hoti hai to return file karna jaruri hai
Hii sir, I got a question
How can I calculate my profit in term of bank?
Total transaction ek saal mein 10lakh ya ek time pe 10 lakh hona chahiye
Thank you so much 😘💕
Aik personal current account se aik year me kitna Len den kar sakte hai sir please bataye