New Perk! How Capital One Venture X is Eating into the Chase Sapphire Reserve
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- Опубликовано: 4 авг 2024
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0:00 Start Here
1:01 Capital One Landscape
3:33 Harry's
4:30 Venture X vs CSR
9:29 Suggestions for Chase
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As a casual traveler, I have no interest in the CSR now that the Venture X came out. 🤷♂️
No one really talks about the capital one portal for everyday bookings. It's great for simplicity, tracks flight prices (backed by Hopper) and the price match for hotel bookings is amazing! You can price match to the most shady websites and still book directly with Capital One and score 10x points.
I had a great experience using it for booking in Europe. Easy credit to use and I always check their prices before I book
Not to mention you also get the 10x for the TC as well. So it's actually like $330 TC if you book a hotel. Plus I got in on the launch so I also have the $200 VRBO credit to use with 5% back. So far the VX has been a great daily card with usable credits and seems to just be getting better.
I'm genuinely hoping they add multi-city searches soon. That's the only thing keeping me from getting the card.
I didn’t know this!! Thank you!!!🙏🏼
Got the Venture X when it first came out almost a year ago and couldn't be happier! The card pays for itself + the Hertz President's circle lets you match over to the other rental car companies too. The addition of Virgin as a travel partner is also big, opening the doors to sweet spots like ANA.
Haven't got the CAP1X yet, but that Hertz status is an awesome benefit, why in the world could the CSR have that?. I probably going to apply for the CAP1X in a couple months to replace my cx'ed my CSR
How The Hertz President’s circle works?
What's your credit limit on the card?
I got a Venture X last month, to encourage myself to travel more in the coming years. I love it, so many nice benefits. My friends and family love it too since I've already given out 3 out of my 4 authorized users, just got to find one more person I like enough.
Hey there friend!
@@tomastaz LMAO
What's your credit limit on there?
Thanks for the update Sebby, I’m excited to explore some of the museums with the new perk
If people can get into Sapphire Lounges via Priority Pass, then the CSR is going to quickly feel like a really generic credit card 😐💳
Ritz card is a better value proposition for me than CSR from the standpoint of AF and benefits. It's not a card to put heavy spend on, but I'll take CSR benefits and the best Priority Pass for $450. This is the best example that the CSR is broken and Chase just doesn't want to fix it. A card like the Ritz wouldn't exist otherwise.
Sapphire should be more exclusive like amex lounges
That's how I feel too. 😬 Chase should do what Amex does with the Centurion lounges for the Sapphire lounges and only allow CSR cardholders and their guests
@W he means that you need a Amex platinum or similar card to enter a centurion lounge. The Chase lounges will be giving access to anyone with priority pass which everyone has
I had both but just downgraded my CSR to the CSP on Aug 1st. Called for a retention offer and nothing was available. Chase didn't even attempt to change my mind so for now I'm happy with the Venture X being my travel card.
Love the info as always!
One thing to consider is that capital one portal uses Hopper technology. That alone will get you almost to the lowest price on flights and on top of that they actually have a price match feature that you could use within 7 days off booking (which is 10 points/dollar)!
PYB is the reason why I still keep my CSR. I only use it for dining now. They need to add better multipliers now that non af cards also get 3x on dining.
Too bad it’s going away
Downgraded CSR to CSP and picked up the Platinum because of the lounge access, Escape only option at my local airport, and I actually get use out of many of the credits. CSR was getting very little use since I picked up the Amex Gold a few years back and that is now my most used card.
I'm sure everyone's mileage will vary, but I had no problems getting approved for the Venture X (credit score of ~760-770) with a $30k credit limit. I like how I can get plenty of travel benefits without having to worry about a high annual fee. Capital One is basically paying you to keep the card (AF +$5) if you consider the $300 travel credit + 10k points/anniversary.
Did you have any previous cap 1 cards ?
Wtf how much u make a year i only got 20K
Loved that dinner/lunch transition!!
As someone who travels a lot for business the Hertz Presidential Circle status is a extremely unique feature of the Venture X.
Grabbed te Venture X early in the year, when the 100k bonus was active. With the miles added, I booked an International trip for practically 60% less than the ticket price. Used the annual travel credit already, and Capital One Shopping extention saved me much money on regular buys online. I can actually save 11% booking on Vrbo using the extention, instead of the travel portal for a hotel. I don't plan on getting another card for many years, but I love this as my Primary.
Should I wait to apply for the sapphire reserve. You’ve said on a couple videos that you think they’re coming out with another card. Will it be another travel card you’ve said it might have a higher annual fee?
I have the CSP currently but plan to get the venture X as my only high AF card. Might add in the savor for a higher multiplier.
The Savor + VX combo goes crazy because combining the points is so easy
Can I just say that I'm loving your channel more and more. The fact that Sebby used "Meta" is changing... Haha you would never hear Greg or Nick on frequent miler saying that. Fresh take on the game ♥️
Does it make sense to get a new credit card before a vacation? For instance if you know you're going to spend a ton on dining and travel (uber and lyft) while there? Wondering if I should do so to get an easy jump into a new sign-up bonus like the AMEX gold.
Or does it make sense to wait for the sapphire preferred to come out with a higher sign up later this year?
Thanks, Sebby!
I mainly am focused on AMEX (Platinum + Gold setup) but I also have a Venture X and a CSP. As you mentioned in this and prior videos, the Venture X is a no brainer if you take one trip a year (I even applied it through card match on your site). $300 travel credit, Priority Pass, and we'll see what Hertz Presidential Circle does in a month or two when I use it :)
CSP is great for like doordash and I enjoyed the Peloton credits back when that was still a thing. Still mulling a upgrade to the CSR, but harder case to make with the Venture X
Applied for the Venture X and got accepted! Used your videos for tips! thank you so much Sebby!
On sunday too!
Congrats!
Congrats, whats your credit score tho? I also would like to apply soon
@@khasankhujaevsanjarkhon3754 it is 760, I froze my Experian too btw
@@JerzyCarranza I am curious on why you froze your Experian account. Did it show a lower score than the other two accounts?
I also would like to apply for this card, but since their requirements so high, im afraid to get hard inquiry, so my credit is score 770 and my cards are,
Bofa cash reward, Discover it, Citi custom cash and double cash and Chase freedom flex, do i have any chance to get approved, or is it early?
Downgraded my CSR to CSP early this year and got the Venture X. It was a great decision!
So I've been going back and forth if it's worth keeping the CSR (the Venture X is basically free so it's a no brainer.) However, the Venture X lack of multipliers on spending and travel redeeming makes the CSR worth if you spend more than $10,000 on dining/travel.
Using the Venture X would only give you $200 to redeem in travel, while the CSR would give you $450, a delta of $250 USD. The CSR annual fee is $250 after the $300 travel credit, therefore it is still worth keeping as a travel card if you spend >$10,000 on dining/travel. If you plan on spending less than than $10,000 on dining/travel then downgrading to the CSP is the better move.
I am now analyzing if it's worth using the AMEX Platinum card, but I will eventually get around to it.
Very nice analysis
The Chase Freedom Unlimited would give you $300 (3x points worth 1.0 each). While the Sapphire Preferred would give you $375 (3x points worth 1.25). ;)
I will still keep the CSR. Booking through the portal only works if you are sure about the travel and need no change. Otherwise it will be a headache and could mess up your itinerary whenever you book through a third party like the portal. In contrast Chase gives 3 points for travel however you use it. The 3pts dining also comes valuable when you travel internationally because Amex is rarely accepted outside the U.S.
How was the flight? I’m going to Maldieves on Friday and I’m dreading the flight.
Hoping that this makes Chase give more benefits to the Sapphire Reserve
I never got the Chase Sapphire Reserve (CSR), but got the Chase Sapphire Preferred and all the other chase cards- (IHG, Hyatt, United, Flex, Freedom). I am thinking of trying out Venture X. I didn't get it last year because I wasn't travelling much. Definitely worth a try. If I like it, then I might drop the CSP and Chase Hyatt card. I like the new IHG card with the point multipliers on every day spend (similar to Hilton Aspire, but less expensive)
Did you hear about Paramount partnering with Walmart so that Walmart+ will now include Paramount+ Essential Plan? This means it’s free for people with Amex Platinum.
Nice. I joked about getting Paramount+ yesterday just to add it to the already crazy abundance of streaming services.
When does the Chase Lounge open at Boston Logan airport?
Kinda bummed C1 delayed the opening of the Dulles lounge. Dulles is my main airport an I booked travel earlier this year for September hoping it might be open by then. Looks like I'll have to wait till next year.😔
Sebby thanks for all of your info! Do you know when Capital One will have a transfer bonus to Virgin?
Currently have the CSR and really thinking about downgrading to the CSP and opening a venture X
Do it. You lose the 1.5, but honestly you save with not having the high AF. Plus you still get access to the portal and get the same benefits of the CSR on the VX. That's what I'm running currently.
How easy or difficult is it to change your card setup if you have a trifecta?
cant wait for the Dulles Cap One Lounge
My CSR is coming up for renewal, wats a good retention credit I can ask for
PREACH!! More lounges at ORD that aren’t big 3 lounges. I’ve been hoping that when they’re done with their terminal 5 and 2 remodels that they add a centurion and capital one lounge. Praying to the travel gods lol
So I've had CSR for 3 years and got VX in December. Currently planning on asking for retention offer and if none available, downgrading to CSP after using travel credit within 30 days of AF.
Thanks Sebby you’re the best!
I would love to see if chase offered a card that required $n in minimum spend but gave you airline status for a year.
I'm new to picking the right credit card. But I need one that can provide me with good travel perks for my family. I have a CC through my credit union now. I don't have a balance on the card, so how do I go about transferring over to the Capital One Venture? I don't want to close the card, that's not good for credit score, I've heard. But I don't want that card anymore.
I just love the fact they teamed with hopper
Got the Venture X last month and I'm now waiting for my CSR annual fee to come to see if I can get a retention bonus. If not, I'll be downgrading it as I don't see much value. Having to pay for 3 of my AU cost money and they don't travel much and not much additional benefit like AMEX Plat that gives them credit for Global Entry or TSA.
I hope capital one will bring out more airport lounges for us to enjoy.
Hopefully soon!
@@AskSebby especially in California 🙏
@@AskSebby in Chicago as well🤣
@@NachoTV I was thinking that very same thing. Just approved and was wishing LAX had a lounge, but not yet (sigh).
@@HealthWithHilary with LAX being a major hub. Hopefully it's on their radar
Said it a lot before, but CSR is aimless and I don't think the product owner has any vision for it... They just throw stuff at the wall and pray it sticks.
I think Chase is resting on its laurels and treating CSR as a safe middle of the road choice for premium travel cards. Even if it’s vanilla and not groundbreaking like it was when it launched. They can distinguish themselves by saying that Venture X is too new (not tested and proven, not only the product but also customer service) and Amex Plat is too expensive and not accepted as widely. Not to mention the hard to use credits.
Does it make sense to have the CSR and Venture X?
It does seem silly that the CSR doesn't have any permanent hotel statuses attached to it. Chase has three hotel chains it co-brands with while Capital One has zero. It would be a perk that the Venture X couldn't match. A CSR with Marriott and IHG gold and Hyatt Discoverist would also compete well with the Amex Platinum which only has two hotel statuses.
If they added Hyatt Discoverist to the CSR, they would probably need to launch a new premium $450 annual fee Hyatt card that would offer Explorist status. That way they would have a co-branded Hyatt card that offers more than the CSR would give.
Hyatt Discoverist w/ the CSR would be crazy if you consider the Hyatt-American partnership.
It would open up AA points to Chase users which I'm not sure Citi would allow.
@@adamwang6715 The current Chase Hyatt card with Discoverist status offers AA benefits, so I'm not sure anything would change if the CSR offered the same status.
Hyatt probably doesn't offer a premium card because it would dilute their program to make it easier to reach Globalist. Look at the disappointing Hyatt business card for proof of this.
@@FlintIronstag23 Worded that a little weirdly. I'm just talking about the multipliers that the CSR would exceed the WOH card with. Better Dining, Travel (WOH has transit/flights) earnings along with status that if booking through the portal ironically out-earns WOH too. Only thing the card would be good for is loyalty/status and of course the FNC. I just can't see them making their own card obsolete to many people.
@@adamwang6715 Yeah, that's why I said Chase would probably also need to release a premium $450 Hyatt card if the CSR got Discoverist. The premium card could earn 10-12 points for Hyatt stays(5-7 bonus + 5 base points) and 3 points for restaurants and flights to be equal with the CSR in those two categories. Plus it would have Explorist status. Both Hilton and Marriott have $95 and $450 cards so I don't know why Hyatt couldn't have both mid-level and premium cards.
Is capital one and citi group together or separate?
Anyone know if AUs for Venture X get 6 month Cultivist too, or is it just for primary card holder?
please help me here: If I have 200,00 points with the CSR, when I redeem them through the travel portal they are worth 50% more or 100,000 more so I now have 300,000.
If I have the the venture x my 200,000 points are worth 200,000. so I am missing out on 100,00 points or basically $1, 000.00 in value, How does that make the Venture x competitive?
I have capital one checking account and credit card but the didn’t approve me venture one x
What's the chances I'd be approved with a credit score over 800 but 5 recent pulls and 4 new credit cards this year?
I opened a Chase Trifecta and Amex gold. The fifth pull should have never happened, but it did. I've heard that Capital One can be sensitive to lots of pulls, but maybe they're hungry on The Venture X product.
With chase not being as competitive lately. Is Amex, citi, or capital the best option to build out in 2022
My premium setup is Delta Reserve + Hilton Aspire + Venture X. I only used FHR towards Hilton anyways, so am still covered.
Dang thats a lot of annual fees.
@@robby95036 Yes, but I get a Bogo first class ticket on Delta, A free night at Hilton, $250 at participating resorts, and $300 in travel credit, $100 anniversary credit. I can squeeze $1,400 out of the companion pass alone.
@@thejokerspeaks fair enough. As long as it is worth it to you :)
Venture X is definitely our favorite airline/lounge card right now!
I appreciate you calling out ORD! Chicago is terrible for lounges.
Agree!! There is one 1 priority pass lounge in terminal 5-swiss lounge and is a joke!!
Is there a reason you haven’t covered Bilt card with Wells Fargo for some travel benefits without annual fee?
I’m low spend normally team cash back but travel far once a year but only to Brazil. The airlines and partners thing is confusing.
Scary thinking can’t use points and money stuck because don’t have the right airlines.
Was thinking about Venture X when do next big purchase or Bilt or just an airlines card if it’s not even utilizable for that limited travel intent.
Any tips on how to meet the spending intro bonus? I read somewhere that Plastiq is not available for C1 cards. It’s the only reason I haven’t gotten it yet :/
I used it to pay for car insurance and cell phone for a few months, then switched back. 10k is 10k definitely, but in 6 months (in my case) wasn't a deal breaker.
@@antoniogracy5681 they lowered it down to $4k in 3 months for 75k in miles now. I had no problems though hitting the $10k for the original offer.
Thanks!
Got the venture card. Wanted to add the venture X to my portfolio. Denied, but they offered me an upgrade for my venture to an X… I’ve considered it, but can’t get over the loss of the SUB if i do. Thoughts?
Today I called capital one customer service today . I asked to product change my venture card to a venture one card since I don’t want to pay annual fee. The Customer service person said that I could not do that. I asked for a supervisor, and I spoke to a supervisor who also said I could not probably change at this time. What are my options to keep card and not pay an annual fee? I’ve been a customer since 2006. In other words they would not let me downgrade to a no fee card.
Omg decisions decisions… I’m leaning towards applying for the Venture X as one of my beginning travel credit cards… but might I add that Venture X does provide access to Plaza Premium Lounges as well…
As of right now, the Capital One Venture X is just more bang for your buck. But if the CSR implemented some of the ideas you mentioned, specifically hotel or airline status, that would make it much more competitive in my opinion. Great work man!
If I didn’t have a large pool of UR points I’m actively trying to use I’d probably downgrade my CSR for the time being. That being said I’m digging the 1.5cpp redemptions for domestic first flights lately. Venture X and Amex Gold are my two daily drivers when it comes to spend though, barely anything outside hotel bookings is going on my CSR right now.
I’d love to see some sort of shakeup with credits or benefits, otherwise I’ll go for the CSP next go around.
To me, so far, the biggest difference between Chase (I have Preferred) and Capital One (Venture X) travel portal is that Capital One's is much easier to use and has less bugs. I haven't used their travel customer service, but Chase's is pretty terrible. So, while Chase reserve portal offers more value--the ease of using the capital one portal is great.
Venture X + CSP for Southwest and Hyatt is the way to go for me!
The cultivist offer - is it good for authorized user too?
Immediately after I mentioned DFW airport, my manager said he opened Venture X, and wanted to try out the Capital One Lounge.
I’ve used the cultivist membership once at SF MOMA. Very easy to use
The sapphire cards need to be more competitive with groceries.
Chase cutting Arts & Culture was the reason I bailed for Citigold. They thought it was trivial but that was the only unique program left in their banking suite.
Recently upgraded from the csp to the csr because ill be able to turn it into a positive value card with the instacart membership + credit. I really wanted a csp and vx combo, but capital 1's nonsensical algorithm wont approve me. Their loss. Ill stick to chase and amex as my power issuers
You should be able to get approved by calling their reconsideration line.
Please add lounges into Chicago.
I’m desperate for them.
I second this. Flew out of ORD earlier, only to find out the only PP lounges were in terminal 5 😭
Downgrading my CSR
Ice to hear this yet I’m not sure about how any of these cards are a value to me . I grew up staying in hotels , they have no allure . Also expensive dining is a waste. My only desire is flyer miles and lounge access and paying for my nexus card. Nexus is on nobody’s radar. Yet it is better and cheaper than global entry and all the rest . Any thoughts on what best card for me would be? I don’t fit your usual target market
The VentureX is the true winner! Not only it solved the problem Amex priority pass is trash since you can’t use it at restaurants in airports, but also all your authorized users get free priority passes too! Lucky my remote cousins! The $300 travel credits are so much easier use compared to the Amex incidental credits. Rental car insurance is primary same as the CSR. I had CSR since 2016 but downgraded after I got the VentureX. The only downside as Sebby said is transfer partners. I wish Capital One adds Hyatt! I would rather pay more for the annual fee.
If C1 were to get Hyatt, then it would basically be game over for CSR.
@@VincentPascual CSR has already lost so many customers, many have downgraded to the CSP since you be able to transfer to Hyatt you also get $50 annual credit and 3 points for dinning!
It the best thing is if chase will add united airlines lounges and hotel perks,. Also, keep the fee at 550. 5x travel and 5x dining. that would be the best card and compete with the Amex.
Wondering what connotations you are thinking of when you hear "Sapphire room?" Strip club?
The CAP1X is like the hidden evil twin brother of the CSR that finally figure out how to step out of the shadow of his popular brother. All that hate has building up over the years and now he's gotten two powerful to ignore. Great Lebron James Luka D analogy.
Sebby, what do you think will be the damage caused by all the new 3% convenience fees being hit by more and more places. Really starting to make me question my credit card portfolio.
I'm locked out of Chase at the moment, so I can't get their cards either way... lol! However, I have the Venture X. Honestly if Capital One just does the same thing with their portal.. IE: Venture One redemptions are 1cpp and Venture is 1.25cpp, and Venture X is 1.5cpp, they will destroy the CSR. That's the only thing Chase has going for them right now. Sebby, do you think Capital One can make this change next? Like how much would it affect their bottom line?
Chase definitely needs to step up their game. They don’t even come close to Amex’s multipliers or lounge access. And now Capital One is giving them a run for their money. It’s gonna be interesting to see their response in the future.
It will be interesting to see what happens. If you don’t care about lounges or statuses i still think chase beats amex but now capital one wants everybody’s lunch money. It’s also possible that after shaking everything up they’ll have to raise their annual fee.
hey random question but what good transfer partners does capital one have or how would you use their points? I know for chase its Hyatt and for amex its aspirational trips but what about capital one?
@@bryandegante7654 you can also do united or american with chase. You can also utilize the star alliance to transfer points a few times if you have to or find a crazy deal. I know some people transfer through british first.
@@robby95036 thank you for the reply and info man!
Don't use either of the two card. Can't travel for the next 2 years or so. Only looking for cashback or points back for groceries (6% Amex), restaurants (4% Amex Gold), gas (5% Flex) & 2% everything else. I'll sign up or upgrade for the occasional card if they offer $200 cashback if i spend x in x month. Until i can travel, signing up for most of the premium cards doesn't make sense to me.
Perhaps they should think about temporary hotel status. Say increase it by one level for a month. That way it would build with not compete with the hotel cards.
I have the CSR and I would get the Venture X but they won’t approve me since I have more than 2 capital one cards. But my P2 only has one. So she will get it once she’s above 5/24. In that instance, we will downgrade the CSR to CSP so we can still transfer to Hyatt. And we get travel benefits from the Amex plat.
RUclipsrs/blogs/ etc. really need to stop telling people there’s a 2-card limit. There isn’t. I was just approved for my 3rd Cap1 card last week.
@@AdamBA380 except I tried to get a pre approval. And the pre approval said that I had too many existing capital one accounts.
@@TravelBossNas Huh their internal rules seem to be so murky! It would be nice if they would just spell it out plainly instead of everyone collectively having to sort out data points and stuff.
@@AdamBA380 Ya I wish they were more open about it. I don’t get why they wouldn’t be open about it.
From now on, just refer to your "evil twin brother" 😛
A major flaw with the Capital One Venture X is their lack of domestic transfer partners. No Delta, United, AA, Southwest, or Jetblue.
The issue is Cap 1 would need to win the airlines whole card business. Is it better to do that or deepen partnerships with foreign carriers that can book in the US via alliance?
It seems like the CSR is really starting to fall behind and I hope the offer improve. That said, I have the CSR for a year now and the 3X bonus on dining along with 1.5 PYB is pretty great and I am getting paid to keep the card. Not sure if I will keep it but lounges, airline partners marriot gold without needing to boom within a 3 month window. They are right on the edge of staying a great card, but failng and priority pass isn't a great lounge and is pretty much only in international terminals which is great when I travel internationally, but a real bummer the other half the time
Idk, the freedom flex gives 3x points on dining and is free. The CSP lets you transfer to Hyatt where it’s very easy to get more than 1.5cpp.
I thought you said "feces". I reviewed it again to learn you said VC"s. 😀😀😀
Amen if anyone adds more lounges to ORD
If CSR added airline status for Delta or United, I might be convinced to stay with CSR rather than changing to VX. I currently have the Chase Trifecta but I think the primary advantage (without the coupon bloat) is really just the 150% redemption of points on their Expedia portal. I've used it a couple times in a pinch, but with the points transfer there just isn't too much there with CSR and the other two. I'll be going for VX and Premier combo (already have the Premier, then adding VX after I hit the spend bonus for Premier). Since they have very similar airline transfer partners it just makes sense as far as I can see.
It just seems like Chase is trying to take down AMEX Plat by adding as many coupons as they can? I guess....? I just don't get what they're trying to do with the direction they're going. Although, if CSR added ANA as a transfer partner (or even JAL) then I'd definitely stay simply for their award availability and lack thereof regarding partner award slots and Platinum is the only card ANA partners with.
i PC'ed to the CSR because of the instacart and the doordash credits. If it weren't for those, I wouldn't have PC'ed.
HEY SEBBY. HAVE YOU OR ANYONE IN THIS COMMENT SECTION EVER FIND REPLACEMENT FOR AMAZON ALLOWANCES IN ORDER TO KEEP CARDS ACTIVE AUTOMATICALLY?
My only fear is Venture X is probably the next uber cc. They'll eventually end up increasing the AF and shutting down the party
Or start removing some perks similar to how citi removed travel protections.
Or just limit the number of priority pass visits. I probably wouldn’t care it the limit was high enough.
Isn’t the big incentive from the chase that they have a lot more domestic partners for flight and hotels? I feel this is what’s limiting me from Capital One
Domestic partners? You can transfer to British airways for Iberia and use AA for domestic or I think AeroPlan or Avianca (for sure Avianca) for star alliance united domestic flights.
As far hotels, they have some decent transfer partners and I've been very happy with the change from chase trifecta to vx and premier combo. There also a Savor One rewards. Chase just doesn't have the value any longer. Maybe csp for door dash and delivery services, maybe. That's about it as far as I'm concerned.
The Venture X is better than most travel cards but getting approved is the challenging part even with 760+ scores on all bureaus.
Completely agreed. I got turned down even with my score being 775 :/
interesting... I wonder what the metric is since i got in with 750...
This video actually made me call cap one to figure out what it was. I never ended up looking at the reasons why
@@blowfishofdoom with Capital One you really never know, 760+ scores, avg age 2yrs, oldest account 10 years, 1% utilization, 10% DTI and 3 hard pulls last 6 months divided 1 each bureau. Scores 813 Exp, 779 Equ and 768 TU and got denied. They told me I had too many hard pulls and new open accounts. I'll stay with AMEX, they lost the opportunity of a good costumer.
@@14ernestosacawhat is the reject reason？
I feel like all these cards are loosing value as Priority pass looses lounges. A late night flight from terminal A at SFO or any flight from G and I can't use it. Transfer in Taiwan and just one lounge in one terminal. It's almost worthless to me at this point.
What’s the new perk?
Why didn’t you ask for the emoji this time? That is the favorite part and I guess I am the only one who waits for it😭😭😭
Good catch! Will have one for the next vid :)
I see a new credit card video, I see it’s from Ask Sebby, I click. It’s simple.
Chase could add Alaska as a transfer partner