Insurance 101 - Personal Auto Coverages

Поделиться
HTML-код
  • Опубликовано: 16 июн 2024
  • Auto insurance can be confusing! Briefly learn about the four basic coverages included in a standard personal auto policy. For more on Personal Auto Insurance, visit our website at www.central-insurance.com/docs....

Комментарии • 60

  • @jessicajolly7647
    @jessicajolly7647 6 лет назад +50

    ....This just taught me what a 1-hour lecture couldn't. Thank you so much.

    • @CentralInsurance
      @CentralInsurance  6 лет назад +1

      We're glad to hear that, Jessica! Thanks for watching!

    • @kenvalor
      @kenvalor 3 года назад

      Honestly lol, these videos taught me way more than hours on lectures

    • @mh.7136
      @mh.7136 3 года назад

      Right??!!

    • @louie3216
      @louie3216 2 года назад

      This just taught me period. Never learned it in lectures. Same with buying a house, car or on credit

    • @phaedrawidney5246
      @phaedrawidney5246 2 года назад

      Test tomorrow. Agreed

  • @SalmanKhan-rm9kk
    @SalmanKhan-rm9kk 4 месяца назад +1

    i have been alive on tis planet for 31 years , and you are the first human being who have actully described the

  • @zacbradley3573
    @zacbradley3573 6 лет назад +24

    Coverage A: Liability
    Coverage B: Medpay - regardless of fault
    Coverage C: Uninsured and Underinsured
    Coverage D: Physical Damage - Collision and Other Than Collision.
    Testing for Property and Casualty license in 2 days!!

    • @kenvalor
      @kenvalor 3 года назад

      How did it go? Im taking mine soon as well

  • @mc-rr3dy
    @mc-rr3dy 8 месяцев назад

    Had a terrible time understanding this portion of the class in Fundamentals of Insurance Planning. This 3 minute video made several hours of studying finally make sense. Thank you!

  • @dianas170
    @dianas170 3 года назад +11

    been struggling understanding those 4 coverages till now thank you!!

    • @nishshankarajapaksha7794
      @nishshankarajapaksha7794 Год назад

      What Is a Car Insurance Quote?
      A automobile coverage quote is a price estimate for a policy, based on statistics you’ve provided approximately your self, your automobile, in which you stay, and so on. Car insurance costs are as accurate as the records you provide. The extra correct statistics you’re willing to proportion approximately yourself, the nearer your coverage quote could be to the actual price of a coverage.
      Insurance corporations use the statistics you provide in a complicated algorithm that’s propriety to them to try and recognize how risky you're. In different words, they're trying to see how possibly you're to make a claim. The number one of price that an car coverage organisation has is repairing broken cars, says Schmitt.
      Auto coverage costs vary across coverage groups even if you offer the identical precise information. Why? Because each insurance organization assesses risk differently, and certain elements might also weigh loads for one insurance enterprise, but now not the other.
      Plus, fees are usually converting. You can get an car quote nowadays then get one in multiple months from the identical coverage organisation, and it is probably a touch exceptional primarily based on what’s occurring with that auto insurer’s facts, says Adams.
      biginars.blogspot.com/2022/12/car-insurance-quote.html

  • @altafhussainsayyed1794
    @altafhussainsayyed1794 Год назад +1

    I have gone through Central's Personal Auto Policy. A good information provided.
    Every Central personal auto policy includes Roadside Assistance and it don't require sign-up.
    Second most important point is Agreed Value Coverage. It pay the full amount listed in the policy declarations in the event of a total loss.
    I have gone through one good blog on Auto insurance -insurancehumanity.
    It has informative articles on various topics related to Auto Insurance. I have found following topics helpful:
    What is the Mandatory Minimum for Auto Insurance in Your State?
    Purchasing Auto Insurance Online
    How auto insurance premiums are calculated

  • @readingtutoringgwinnettga
    @readingtutoringgwinnettga 6 лет назад +10

    wow you really made a good video this is so clear thank you

    • @CentralInsurance
      @CentralInsurance  6 лет назад +1

      We're glad you found it helpful. Thanks for watching, Sonia!

  • @jaroma5566
    @jaroma5566 5 лет назад +3

    Guess we can use your videos in teaching our new staff. Thanks for this!

  • @jminor318
    @jminor318 2 года назад

    Thank you for making it so simple !!

  • @alpha4063
    @alpha4063 5 лет назад +4

    are these coverages true for all companies or each company makes their on terms? i would like to know.

  • @landonjwic1070
    @landonjwic1070 2 года назад +1

    Thank you for being short and sweet 😁

  • @dem.c
    @dem.c 2 года назад

    Great video!

  • @claeslind9532
    @claeslind9532 2 года назад +1

    I have full windshield coverage, what if I claim insurance for a windshield replacement, then 3 weeks later a big rock hits it and I need to replace it again, can I just claim it again to get it replaced or do I have to wait a certain time?

  • @grandbaycentral5741
    @grandbaycentral5741 3 года назад +2

    Good tips. Nice work on animation

  • @SONVLOG426
    @SONVLOG426 3 года назад +1

    Good tips. Thank you

  • @XxSuperWizard420
    @XxSuperWizard420 5 лет назад +3

    how do you get all of those things? full coverage right ? what do you look for what do you ask for ?

    • @CentralInsurance
      @CentralInsurance  5 лет назад

      Adrien - we recommend contacting an independent insurance agent in your area for assistance with choosing the right coverage.

  • @kev-othegamer
    @kev-othegamer 2 года назад

    Thank you.

  • @om_aroua2014
    @om_aroua2014 Год назад

    Very good .👍👐👐

  • @autoinsurancechannel3300
    @autoinsurancechannel3300 4 года назад +4

    Drivers in my area all think they are all qualifying for the Indy 500!

  • @andyouf
    @andyouf 9 лет назад

    so without comprehensive coverage if my car is stolen and never recovered I am out a car? regular insurance would not cover this? or is just theft of parts like the stereo?

    • @CentralInsurance
      @CentralInsurance  8 лет назад +3

      Hi +andyouf ,
      Please forgive us for the extreme delay in response... your comment was just discovered in our spam folder. Your question is a very good one, and we'd still like to answer it:
      In order to protect your covered auto from a potential theft loss, comprehensive, also known as other than collision coverage, must be purchased. Otherwise, there would be no coverage for a theft loss and yes, that unfortunately means you would be “out a car.”
      Thanks for your great question and for watching!

  • @RominaDAloisio
    @RominaDAloisio 9 месяцев назад

    muy bueno

  • @cr7neymar908
    @cr7neymar908 Год назад +1

    this is what should be taught in school

  • @roadsideassistanceinsuranc7512
    @roadsideassistanceinsuranc7512 6 лет назад

    nine and helpfull

  • @marcxdestroyer
    @marcxdestroyer 2 года назад

    I'm having trouble with this test

  • @ashii3773
    @ashii3773 3 года назад

    How much car insurance do we need?

    • @CentralInsurance
      @CentralInsurance  3 года назад +1

      Your independent agent will be able to provide guidance based on your individual needs.

  • @west_park7993
    @west_park7993 3 года назад +1

    Friend of mine got rear ended and car was totaled. the faulty driver worked for a dealership and the car-at-fault was dealer-property. No one wants to pay for the totaled car. Not the dealer, not the victim's insurance, not the driver-at-fault. go explain this! All these insurances are pure BS and after your money. If you are in a trouble, you are on your own.

  • @Ursin101
    @Ursin101 6 лет назад

    I am preparing to take my Casualty and Property Insurance Test. Is there anyone out there willing to be a study buddy?

  • @alliedinsurancemanagersinc6220
    @alliedinsurancemanagersinc6220 10 лет назад +1

    Knowing what you’re more at risk for can help you customize your car insurance. Surprisingly, it’s that complicated.

  • @user-mz8km3co1b
    @user-mz8km3co1b 7 месяцев назад

    You should make a disclosure that you are not licensed insurance consultant, agent, or broker, and people should advise with a trusted licensed professional, after watching your video.

  • @johnhikes7145
    @johnhikes7145 5 лет назад

    Helllo im pro

  • @tenzackyogi1742
    @tenzackyogi1742 3 года назад

    Wow this really cost alot..

  • @nishshankarajapaksha7794
    @nishshankarajapaksha7794 Год назад

    What Is a Car Insurance Quote?
    A automobile coverage quote is a price estimate for a policy, based on statistics you’ve provided approximately your self, your automobile, in which you stay, and so on. Car insurance costs are as accurate as the records you provide. The extra correct statistics you’re willing to proportion approximately yourself, the nearer your coverage quote could be to the actual price of a coverage.
    Insurance corporations use the statistics you provide in a complicated algorithm that’s propriety to them to try and recognize how risky you're. In different words, they're trying to see how possibly you're to make a claim. The number one of price that an car coverage organisation has is repairing broken cars, says Schmitt.
    Auto coverage costs vary across coverage groups even if you offer the identical precise information. Why? Because each insurance organization assesses risk differently, and certain elements might also weigh loads for one insurance enterprise, but now not the other.
    Plus, fees are usually converting. You can get an car quote nowadays then get one in multiple months from the identical coverage organisation, and it is probably a touch exceptional primarily based on what’s occurring with that auto insurer’s facts, says Adams.
    biginars.blogspot.com/2022/12/car-insurance-quote.html