@@LivinginCanada Amazing video ❤ Could you please share which credit card you recommend to link with chexy to pay rent ?! What's your favorite credit card with cash back option?! Greatly appreciated 🙏
I'm not signing up for this... My rent is $2,500 and if I pay with the Tangerine World Mastercard I get $600 back at the end of the year but with a $525 dollar fee... I'd rather use my crypto debit card...
Tbh, if Germany would make immigration easy for me, and if I were single, I would move to Germany. However, as my spouse can't speak German, I chose Canada, as learning German takes a long time!
I do have a question. What is my rent payment exceeds my credit cards limit? For examply my rent is 4500 and my credit limit is $3500? Can anything be done? Or must it be within my credit cards limit?
You need to increase your credit card limit, or get another card with a higher limit. Also very important note: For a great credit score, the utilization rate (i.e. the percentage of your balance compared to your limit) should be very low, 30% or even 20% if possible. So if your rent is 4,500, to maintain such low utilization rate, you'd need to get a card with a limit of 15k. *Not a financial advisor, just sharing my knowledge and experience!
Is there a way to do this with a partner? If you're sharing rent with another person, would it be possible to pay half from one person's account and the other half from the other person's through chexy ? how would the rewards be? and how does the credit score look for both of us? Also I'm a bit apprehensive about banking in Canada because I want to know if I can pay my credit card through banking apps.. I want to be able to monitor all spending through the app... also considering having KOHO and a normal brick and mortar bank like scotiabank.. can you show us what bank apps look like?
Chexy would charge each of your cards separately, meaning that if you each have your separate credit cards, it would impact your credit score separately as well. Yes, you can definitely pay your credit card bill through banking apps. If your bank and issuer of your credit card are the same, it's slightly easier to monitor and the payment is usually reflected faster (e.g. you bank with Scotia and have a scotia cc), but even if companies are different (e.g. you bank with Tangerine and have a Brim cc), it works well, it just sometimes takes longer to reflect the payment. Hope this helps!
Hi how to tackle the problem in every entry level job where recruiters are hoping for 1 or 2 yrs of experience ? How to get that job as fresher with Internship certificate by highlighting some other skills or qualities in other words how to completely impress the interviewer into hiring us if there's some competition & many candidates ? Do language skills or persuasion matters here.. what to showcase more..
There are 2 important stages to land a job. The first would be to get your resume in front of the recruiters, to get their attention. One important thing here is to write a strong professional summary on top where you highlight your intention and what you can contribute. Nowadays it can be very hard to get your resume seen, so if you have connections it can help to get noticed. Then, once you get the interview, displaying a positive, energetic attitude is super important. Recruiters can feel when someone is enthusiastic, willing to learn, and responsive. Lastly, after the interview, don't forget to follow up with a thank you (email or physical note). Hope this helps!
@@LivinginCanada Thanks a Ton !! Which top books would be helpful in such a situation for networking with people & keeping hope in the process from knocking door to door for interviews ? I mean to keep best Mindset for tackling all the shortcomings..
That's a great question, I wish I knew about such a book! I haven't come across a book that talks about this, but one that might help and that's closely related to this topic is 'The Proximity Principle', it basically talks about 'how positioning yourself near the right people and places can help you land the job you love.' It's about a wider understanding of networking. Hope this helps, and glad to see you interact on this channel!
Unfortunately I didn't get the chance to use it because I moved to my own purchased condo at that time! Regarding if it's worth it, I'd compare the monetary benefits you get from the credit card rewards against the fee.
It's worth it if you earn more points/cashback from the credit card transactions than what the charges are, so it will depend on what credit card you have and what benefits it gives you.
![Changing The Way Canadians Pay Rent | Liza Akhvledziani [Chexy] | Founder Files | Antler Canada](/img/1.gif)
Thanks for the video that was very informative!
Love your videos as always! great info. will definitely use it
I'm glad to hear it was useful. It's definitely something to consider, especially for reward collectors!
Happy Friday guys! 😎 To start paying rent with your credit card (or debit card), use this link to sign up for CHEXY: www.chexy.co/?
Thank you for sharing this great infirmation
Not a bad idea to use your credit card to pay your rent or other bills as long as your card isn’t close to being maxed out.
That’s right, I like to keep my utilization rate very low. But you can use your credit card closer to limit and immediately pay off the balance.
What are the risks with having high utilisation rate?
It can lower your credit score because it signals to banks/lenders that you need to borrow a lot of money.
@@LivinginCanada
Amazing video ❤
Could you please share which credit card you recommend to link with chexy to pay rent ?! What's your favorite credit card with cash back option?! Greatly appreciated 🙏
Can we pay a $2000 rent with four $500 gift cards through Chexy? Or it should be all from one card?
How does reoccurring payments work will I get 3x the points if I use cards like the cobalt or gold?
1.75% for fee is shokingly high. This is just a paid advertising without talking about the downside of this deal
I said in the video that it's worth it if the monetary value you earn from your rewards exceeds the fee. If it doesn't, then don't do it.
I'm not signing up for this...
My rent is $2,500 and if I pay with the Tangerine World Mastercard I get $600 back at the end of the year but with a $525 dollar fee...
I'd rather use my crypto debit card...
Got a question, if we set up our cards in Chexy together with the rent details, does it mean, it will be a recurring charge every month?
Yes, there's a charge applied as percentage, to each rent payment.
What if we dont pay the rent from chexy next month?
Hello.Good day.
As a person who experienced living in Germany as well if you want to choose between Canada and Germany, which one you suggest?
Tbh, if Germany would make immigration easy for me, and if I were single, I would move to Germany. However, as my spouse can't speak German, I chose Canada, as learning German takes a long time!
I do have a question. What is my rent payment exceeds my credit cards limit? For examply my rent is 4500 and my credit limit is $3500? Can anything be done? Or must it be within my credit cards limit?
You need to increase your credit card limit, or get another card with a higher limit. Also very important note: For a great credit score, the utilization rate (i.e. the percentage of your balance compared to your limit) should be very low, 30% or even 20% if possible. So if your rent is 4,500, to maintain such low utilization rate, you'd need to get a card with a limit of 15k. *Not a financial advisor, just sharing my knowledge and experience!
Can I use chexy for monthly mortgage payment?
Not yet, I'm waiting for that as well!
the scotia scene plus visa card is supported.?
Yea I think so!
They support AMEX too which is so good haha
Any Canadian card! Cheers
Yeah, not all vendors/services accept amex but Chexy does (Canadian Amex)
Is t considered a recurring payment ?
Is there a way to do this with a partner? If you're sharing rent with another person, would it be possible to pay half from one person's account and the other half from the other person's through chexy ? how would the rewards be? and how does the credit score look for both of us?
Also I'm a bit apprehensive about banking in Canada because I want to know if I can pay my credit card through banking apps.. I want to be able to monitor all spending through the app... also considering having KOHO and a normal brick and mortar bank like scotiabank.. can you show us what bank apps look like?
Chexy would charge each of your cards separately, meaning that if you each have your separate credit cards, it would impact your credit score separately as well. Yes, you can definitely pay your credit card bill through banking apps. If your bank and issuer of your credit card are the same, it's slightly easier to monitor and the payment is usually reflected faster (e.g. you bank with Scotia and have a scotia cc), but even if companies are different (e.g. you bank with Tangerine and have a Brim cc), it works well, it just sometimes takes longer to reflect the payment. Hope this helps!
@@LivinginCanada superr helpful! Thank you!
If I pay back the credit in 21 days, and dont use chexy to py rent, do I have to pay the interest every month?
when was chexy launched?
Is it worth it with TD aeroplan visa?
Can you actually use travel card to pay off rents??
The criteria is a Canadian Card, issued by a Canadian financial institution, it doesn't matter if it's a travel, cash back card, etc.
Can someone share the promo code for first-time users?
Hi how to tackle the problem in every entry level job where recruiters are hoping for 1 or 2 yrs of experience ? How to get that job as fresher with Internship certificate by highlighting some other skills or qualities in other words how to completely impress the interviewer into hiring us if there's some competition & many candidates ? Do language skills or persuasion matters here.. what to showcase more..
There are 2 important stages to land a job. The first would be to get your resume in front of the recruiters, to get their attention. One important thing here is to write a strong professional summary on top where you highlight your intention and what you can contribute. Nowadays it can be very hard to get your resume seen, so if you have connections it can help to get noticed. Then, once you get the interview, displaying a positive, energetic attitude is super important. Recruiters can feel when someone is enthusiastic, willing to learn, and responsive. Lastly, after the interview, don't forget to follow up with a thank you (email or physical note). Hope this helps!
@@LivinginCanada Thanks a Ton !! Which top books would be helpful in such a situation for networking with people & keeping hope in the process from knocking door to door for interviews ? I mean to keep best Mindset for tackling all the shortcomings..
That's a great question, I wish I knew about such a book! I haven't come across a book that talks about this, but one that might help and that's closely related to this topic is 'The Proximity Principle', it basically talks about 'how positioning yourself near the right people and places can help you land the job you love.' It's about a wider understanding of networking. Hope this helps, and glad to see you interact on this channel!
Hi 👋🏻
For how long have you used chexy and it is worth it and safe?
Thank you 😊
Unfortunately I didn't get the chance to use it because I moved to my own purchased condo at that time! Regarding if it's worth it, I'd compare the monetary benefits you get from the credit card rewards against the fee.
What if we don't have lease agreement?
You should have a lease agreement, even just for your own safety.
@@LivinginCanada Can we still use without lease agreement?
oh no they don't support NBC card...
Doesnt seem worth it at 1.75%
It's worth it if you earn more points/cashback from the credit card transactions than what the charges are, so it will depend on what credit card you have and what benefits it gives you.
1.75% is waaay too much
Bro, please give xopay payment app review.