We are an older couple but I really enjoyed your interview. “You are down to Earth” and I hope a lot of young people find your books/videos. BTW, my wife and I have been using your two checking accounts and a high yield savings account for several years now… it works.
When I got out of debt. I paid off the debt with the highest monthly payment. I wanted to be able to handle debit if I got laid off. I got laid off again last month.
Amazing Episode! BTW, the method you mentioned earlier is called "The Emotional Method" - You prioritize paying back the debt that is causing you the most emotional stress first.Thank you, Happy Tuesday!
Wish I started these steps when I got out of high school so tired of being in debt... at least its only 6000 but I need to get a car after and then start saving at 37 ... really just need to make more money
I ❤❤❤❤ Tiffany so much. I’ve been through hell and Back. With cc debt. Had my paycheck garnished (2022) by chase bank $4800. Thank God I was working a second job, I was able to use the funds to pay the garnishment early. Fast forward 2024, I’m debt free. Credit score is 803. I have a pension, deferred compensation plan, an IUL and ELLEVEST savings for an emergency fund. I use my cc to make bill payments each month $627 a month. I really wish more ppl thought this to KIDS KIDS KIDS.
Always great advice from Tiff. And yes always take advantage of that Roth IRA. The government knows how great a deal it is they capped how much you can put in every year.
Emotional debt for me would be called the iceberg it may look small on the surface but the depth of it is invisible and may be a higher risk than the bigger surface stuff. Higher risk as it may take away your support network or cause frictions that impact daily
My credit score is currently over 800. The annual fee for my AMEX is going up to a crazy amount so I’m planning on cancelling my card and closing out the account before it renews in a few months, and I know this will affect my credit score. Any advice on how to handle this or minimize it as much as possible? If it wasn’t for the annual fee, I won’t even think about it, but I can justify paying close to $200 annually for a card I barely use.
Awesome information.. just thinking ..Not only when you miss a payment is when your score goes down. If your credit card utilization is high or you don’t pay enough there goes your score…down
Aggghhhhh no no no i love her and bigger pockets but YES THERE ARE TAX ADVANTAGED ACCOUNTS YOU CAN INVEST OUT OF TAX FREE. Or at least invest using a self directed solo Roth so only taxes upfront. Then capital gains free. If you qualify for HSP you can invest that money tax free. Worth looking into FS. Also look into Golden Roth,i plan to create one with my grandparent and fund it myself so i have an inheritance when they pass regardless. Tax free!
I love Tiffany's advice. "Inconvenient money gets saved."
Split it before you get it
Have your employer HR divide up your money automatically
I’m so happy to see women being intentional about getting resources. Having your own money is so freeing.
LOVE, LOVE, LOVE Tiffany the Budgetnista
We are an older couple but I really enjoyed your interview. “You are down to Earth” and I hope a lot of young people find your books/videos.
BTW, my wife and I have been using your two checking accounts and a high yield savings account for several years now… it works.
When I got out of debt. I paid off the debt with the highest monthly payment. I wanted to be able to handle debit if I got laid off. I got laid off again last month.
Amazing Episode! BTW, the method you mentioned earlier is called "The Emotional Method" - You prioritize paying back the debt that is causing you the most emotional stress first.Thank you, Happy Tuesday!
Wish I started these steps when I got out of high school so tired of being in debt... at least its only 6000 but I need to get a car after and then start saving at 37 ... really just need to make more money
Very practical tips. Thank you Budgenista. She is so good 😮
Salute to the 10 steps Tiffany mentioned.
I like that paying off the emotional debt to someone personally you owe. That should be a priority.
I ❤❤❤❤ Tiffany so much.
I’ve been through hell and Back. With cc debt. Had my paycheck garnished (2022) by chase bank $4800. Thank God I was working a second job, I was able to use the funds to pay the garnishment early. Fast forward 2024, I’m debt free. Credit score is 803.
I have a pension, deferred compensation plan, an IUL and ELLEVEST savings for an emergency fund. I use my cc to make bill payments each month $627 a month.
I really wish more ppl thought this to KIDS KIDS KIDS.
Tiffany is amazing as is this show!!
The say yes plan!!! I live it!
Picking up the book and workbook as a Christmas Gift.
New Year Budget ✨️
Loved it so much as I rebuild post divorce & she also gave me idea to create downloads for my book club on healing from divorce 40+ ❤
I bought Tiffany’s book when it first came out. I have also bought for some of my friends.
Tiffany is the BEST out there
So proud of you, Tiff! ❤🙏🏾💐✨
I always click on any video with Tiffany in it. I love everything she teaches and learned a lot from her books. Much success to her! ❤
Thank you for the inspiring interview Kyle, Mindy, and Tiffany!
We’re 15k from 100k !!!!! 🎉
Always great advice from Tiff. And yes always take advantage of that Roth IRA. The government knows how great a deal it is they capped how much you can put in every year.
Love , love Tiffany! I follow her great advice..
Emotional debt for me would be called the iceberg it may look small on the surface but the depth of it is invisible and may be a higher risk than the bigger surface stuff. Higher risk as it may take away your support network or cause frictions that impact daily
I don't automate credit card bils, you need to open your statements and check them each month. My goal of course is to pay them off.
I'm ready to buy the book 😊
Money list kinda reminds me of Ramit Sethi's CSP
I also saw similarities to Ramit’s philosophy
Yaaaaaasss Tiffany!!
My credit score is currently over 800. The annual fee for my AMEX is going up to a crazy amount so I’m planning on cancelling my card and closing out the account before it renews in a few months, and I know this will affect my credit score. Any advice on how to handle this or minimize it as much as possible? If it wasn’t for the annual fee, I won’t even think about it, but I can justify paying close to $200 annually for a card I barely use.
Close it😊
Can you downgrade the card to one that has a lower annual fee? That will keep the account open
Downgrade to the Blue Cash or another with no annual fee
Is it about clothes 😅
I can’t wait to get the book
Great Advice!
The third method is Tsunami
Snowflake is the 3rd method (I think)
She's a great speaker... thank you
I'm investimg for wealth which equals financul freedom. I'm greatful for the financial community. I learned alot in the oast two years.
The Tsunami Method
I hope mindy realy take care of Carl. He is a great guy and deserve the best.
What is the books name ?
Awesome information.. just thinking ..Not only when you miss a payment is when your score goes down. If your credit card utilization is high or you don’t pay enough there goes your score…down
I want to marry this lady 😊
❤❤❤Her! Articulates GEMS!!
❤❤❤❤
My question is do people really want to save... my brother always says he's not worried about money you can't take it with you😮😢😅
Aggghhhhh no no no i love her and bigger pockets but YES THERE ARE TAX ADVANTAGED ACCOUNTS YOU CAN INVEST OUT OF TAX FREE. Or at least invest using a self directed solo Roth so only taxes upfront. Then capital gains free. If you qualify for HSP you can invest that money tax free. Worth looking into FS. Also look into Golden Roth,i plan to create one with my grandparent and fund it myself so i have an inheritance when they pass regardless. Tax free!
Debt snowball- Dave Ramsey
Meltdown?
This is why credit scores are a scam
just cant believe someone wearing jogging suit lecturing about money&wealth
Bot!😂
Steve Jobs wore the same turtle neck and jeans every day
It's the paying off debt with the emotional tsunami (tsunami - water waves not snow)