7 Financial Goals You Should Have in Your 20s
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- Опубликовано: 11 июн 2024
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DISCLAIMER: Please note that I am not a financial advisor, and this content is not professional advice. These videos are for entertainment/educational purposes only.
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Thank you Upstart for sponsoring a portion of today's video. Find out how Upstart can lower your monthly payments today: upstart.com/arvabelle
These are some great tips! Paying off debt, reducing expenses and investing are all important thing to do in your 20s. Great video!
Yes! Thank you!
I seriously wish I had this kind video before I turned 20. Please make one for people in their 30's!
Totally agree about having a plan for paying off debt. Definitely better to have a realistic goal like having a plan compared to thinking about paying it all off. Great video 👍
Absolutely!!
I love the focus on finding ways to reduce your expenses. It's often easier to find creative ways to cut costs than it is to bring in more income every month. The decisions you make in your 20's really can set the trajectory for your life (especially when you see the power of compounding interest in the long run!), so finding ways to up your saving/investing rate at this age is a rewarding challenge. Great video on an important topic!
Thanks Courtney!
this lady always has good content. when i watch her videos i always keeps notes.
Alternative title: Shit my parents never told me
Haha & things we never learned in school
I love your content my queen!
No reason at all for thumbs down on this or any of your videos. You always have great content and a very professional delivery. Keep up the good work 😉
I appreciate that!
Not in my 20s but this will help me out alot thanks love the videos 🚀
Thanks for watching!
great video, going to put a few thoughts in: 10% of someones total wealth is secured in the first year or two of investing, and there is a big difference between asset debt, and other debt. People look at debt levels, interest rates, and other things and are wanting to pay off debt right away. If payments are lowered because of lower interest rates, I would encourage people to look at investment options. If a person is able to drop $400 payments to $180, I would strongly suggest looking at borrowing to invest. Borrowing $20,000 on an interest only option and investing it long term would cost maybe $700 a year, and would leave $1400 or so to invest. Looking at a calculator and doing the math is something I would strongly suggest. If a person is in there 20's or 30's, this will make a huge difference in total wealth. Also, to be able to borrow $20,000, would open the doors to investing in 8 or 10 growth funds, and put $2000 or so in to open the accounts, not to mention being able to put more into them.
Successful people don’t become that way overnight,most people see at a glance-wealth,A great career purpose is the result of hard work and hustle over time. I pray that anyone who reads this will be successful in life
No one told me this when I was 20 😥
Interesting. Although it's very centered on an American system, there are some good tips to take away.
As a French, it's still painful to hear that you start your professional life with an enormous debt. And I still don't quite grasp why credit cards are the default payment mean in the US. Here the standard is the debit card : you only spend the money you have, and you don't have to pay interests.
But if you use credit cards responsibly you can get rewards and perks. Unfortunately, Americans aren't taught how to use them properly, so most of us re in debt
I’m 18 and I’m building my credit I live alone rn I’m basically 20 😏
youre gonna blink and realise youre 25, and have a quater life crisis