@@290.preston it is a fact that you get the worst deal on a car if you pay cash. You get a better price on the car if you finance. Pay cash and you can kiss the rebates goodbye...the dealership WILL keep them.
@@drippingwax and if you think I'm wrong, do a Google search and it will confirm exactly what I'm saying. I went to a dealership and told them I want to pay cash AND FLASHED THE CASH for the car that I pointed out and the finance department STILL ran my credit. I left entirely for their disregard for what I wanted, but it goes to prove my point. They INSISTED that I finance and hold on to my money for an emergency.
I wish Dave would of asked her what exactly happened to her car. If it was an issue where maintenance was involved. There's a lesson to learn from this about maintenance of a car. If you have a Toyota or Honda, for the most part, if you change the fluids, you wont have problems. -Oil change: every 5000 miles along with the oil filter. Yes, the oil in many cars is still good at 7500miles or even longer however, but all cars burn oil. After 5000 miles my car burns a half a quart. The oil is still fine but the reduced oil volume leads to less lubricated parts which leads to more wear and tear. -Transmission fluid changes every year... yes, it's overkill but you never have to worry about ever getting full service done at a dealership. My friend has a Honda Accord with a CVT. I taught him how to change it yearly. The total cost of the fluid is $16.00/year for 3 bottles. Dealership recommends a transmission service every 60,000 miles. CVT's are notorious for building contaminants because of their single belt. He puts 20,000.00 miles/year on his car. So, he can either go to the dealership and pay $220.00 every 3 years to get the transmissions fluid changed or do it yearly, after years the cost comes out to $48.00. A flush isn't needed because you've continuously changed the fluid yearly. -Same with radiators. Do it yearly and it's much cheaper than going to the stealership for the service. I did the minimum changes on my Mitsubishi Eclipse. Car died after 5 years. My Chevrolet Berreta died in 3 years. Then, I owned an Acura for 10 years following the above of maintenance. I drove that car like a mad man racing it to its 8100 r.p.m. red limit. I drove it hard. I owned the car for 10 years with 200,000 miles without a single problem and I mean nothing. I lost the car in an accident. I was hoping to keep it for another 200,000 miles. I now own a Honda Accord V6 6-speed manual. I've owned the car for 3 years doing the above. Not a single problem. Do the maintenance on a Toyota, Lexus, Honda, or Acura, for the most part, you will not have problems. Learning to do maintenance is not difficult at all and I'm always happy to teach any of my friends or church members. All fluids degrade due to oxidation. Not changing fluids is a recipe for costly repairs. It's saved me a tremendous amount of money.
There are so many things wrong with your statements. You clearly don't know what your talking about. I am a vehicle tech of 14 years. Rescued oil quantity does mean less lubricated parts. As long as the oil is between the indication marks in the dipstick, then the oil pick up will still be submerged and the oil pump can pump oil around the engine. Drop it below the oil pick up, and the the oil pump cannot pump resulting in a low oil pressure condition. Don't spew incorrect facts please acting like you know. You are the type of customer who brings a car in on the back of a tow truck, with boxes of parts where you attempted a repair but got in way over your head because you thought you knew what you were doing.
NutraMorph Ouch! I missed that part. Almost 10% of take home pay on interest and she mentions it nonchalantly and says “$11k in credit cards... but THAT’S IT” That’s it?!? Unreal.... she called about the car repair but the $11k was the 800lb gorilla on her back.
@@richardlampman3765 What DR is saying if she's married then she can tackle her money situation with a dual income. Her boyfriend wouldn't shell out cash to help her but her husband most likely will.
$2500 in repairs, the car might need all that BUT. Might want to ask the shop what does it need now and what can wait. The list might be padded with stuff like brake flush, power steering fluid exchange.
Yup. Great advice. That’s what I’m doing with my 2002 BMW X5. Got a full diagnostic of all the things need to be done and had the list prioritized so now I’m nursing it along, just fixing it one thing at a time as issues arise.
Yep. Plus she's a woman so there is a high chance this shop is taking her for a ride cause they figure women don't know anything about cars and just put a check mark next to every service that can be done to the car.
Before I got rid of my 1999 Subaru I took her back to the dealership to make sure that I had fixed everything. They wanted me to replace the wiper blades, flush the transmission, and do plenty of other things the car did not need. There was a checkmark next to the windshield washer system, but there was a blue puddle under that part of my car. I did not ask them to look at it, I did it myself. The hose was cracked less than an inch from the reservoir. I cut it off and reconnected.
@@drippingwax a transmission fluid change isnt a unnecessary service, it should be replaced every 60k miles regardless of how long the manufacturer says it's good for (unless it less than 60k miles), the longer you wait the more chance you give the internals to wear down. Oil is cheap a new engine or transmission is not.
There are ways to make it work if you are upfront with the seller that there is a lien. My first car was purchased indirectly through the bank because the original owners still owed.
I just finished dental assisting school and graduated in May. My car ended up messing up on and It's going to cost $1300 to fix. The price isn't so much my worry its the horrific timing! I feel like I can't even apply for a dental assistant job because I don't have a dependable vehicle or get anywhere unless it is during the weekend. The only thing I can think of is try to find a random weekend job where I can borrow a relatives car until I can get enough money to get mine repaired. I guess ill be able to start my career one day smh. Great advice!! Good luck to u all!
She should find out exactly what is wrong with the car and exactly what it will cost to fix, mechanic who gave her the estimate could be ripping her off.
Possibly, but $2500 in repairs for a $1k junker is nothing unusual about it. It comes down to what really needs to get done on the car vs just letting it go and ride it till the car totally breaks down. Safety issues such as brakes should of course never be overlooked.
Right. I once took my wife’s car to a place that’s overpriced just for a simple oil change. They gave me an estimate to repair something on it for $2500. I took it to my regular mechanic and he looked at it and said “I guess you could replace those, but they look fine to me.”
Good responses everyone. My Civic isn't worth anything until I finish replacing the head gasket (hopefully it is literally one bolt. Why am I here instead of being responsible? :) ), but then I need to replace the heater core, CV boot, and probably the catalytic converter. I can do all of that myself for $500, but hopefully the car will run and drive just fine until I replace that stuff. I paid $2,500 for my first car after having two mechanics look at it, but then a mechanic did a proper inspection, and I had a $4,000 repair bill. I drove the car for four years and never took care of most of that stuff. I wish that I had gotten a second opinion on the stuff that I did replace--or did it myself.
Cause she's a girl??? Every time I take my car to any shop it's like 800-1500 because they find a million things wrong. I'm a bearded man in my late 30s. They don't discriminate. Cars are complex and need lots of maintenance
@@raiden031 It's known that some shady shops will tack on services that your car doesn't need because they think women don't know anything about their cars.
@@TheCobruhAlienat0r based on my experience I would argue most shops do it to everyone, but statistically women are more likely to give in because they are less likely to know about cars. I don't know much about cars and I get the treatment every time because I don't immediately show them that I know anything
At first it sounded like good advice that he was giving her, but he should have told her to get a second opinion. I'm sure she has a friend who is a mechanic or her boyfriend or family member knows a mechanic to get a second opinion. $2500.00 is way too much for a car repair, she's getting ripped off. I'm a third owner of a 1995 Ford Mustang GT, I had some major car repairs done on it since I've own it for 13 years, the costs was way less than $2500.00. I have my experiences with loans, I don't want anymore loans especially a car loan. I work for a bank and for employees we have great rates, still I don't want a loan for a car. My car is in good running condition, I just got a new paint job and fixing it up to look new, I have no intentions on buying another car. With her situation, what's wrong with the car? More than likely it's not that major to cost $2500 for repairs. I guarantee she get it repaired for far less than $1000.00. If that is the case, it's better her to fix it than to spend all that money on another used car or downpayment for a loan,
My Transfer Case went out on my 07 Yukon Denali XL and Big O Tires was the nearest Shop by me . Kid you not, they wanted $5,200 too replace The case and added some other parts. Waited a week seen a guy selling parts off the same year make and model like mines he only wanted $300 to replace it! Now I'm rolling agaim!!!
What repairs does the car NEED? As in what's needed to keep it running, driving, and stopping safely? There are a lot of little things that can get really expensive if try to fix then all. There are a lot of things that can just stay broken or inoperable.
Right. I took my car for an oil change and they tried saying I needed a new battery because it was below the "recommended range". Yeah, the battery is old and probably needs to be replaced but it's summer right now and that can wait till winter time when the extreme cold is what will cause the battery to fail and not let the car start.
If you look at what people drive in the wealthiest town of Atherton, CA in the Silicon Valley that really truly includes the 1% rich you will see Toyota Camrys, Prius, Siennas and Honda Odyssey’s Fits and Lexus RX350 S aplenty parked at 6 million dollar houses. People need to stop trying to impress other people because the real rich are not what you think they are.
drippingwax Ya those are people who just want to show off, when most people really don’t care. Showing it off only has very few benefits which is gaining attention and notoriety from the public and for people to like you and only know you for your money. I have more respect for the people who don’t show it off and are truly humble about it.
Beth doesn’t like what she’s hearing. Probably gonna go lease a new BMW the next day and roll the old loan into it. Dave “Beans and Rice” Beth “groan...”
I would just tackle the loan and pay for the work. I bought a 2008 impala for 1100 and put about $1000 into it. (Transmission issues) I have driven it about 10k miles on it... while saving 6k for my ROTH account.
People think I'm nuts for driving a 2006 Honda Civic with 150,000+ miles on it. Maintenance is low, insurance is nothing and car payments are less than nothing. And with regular service it runs perfectly.
I got a 98 Honda civic hatchback manual transmission with 239k miles and still runs strong and get about 32 mpg.... its clean, fun, simple, and good condition... Original paint still in good condition... i still get people asking me to sell it lol
2000 Civic HX with 220,000 miles and averaged 44 MPG before I blew the head gasket. I replaced it myself, but have not quite finished the job. Hopefully it just needs one bolt! :D
@@IJoeAceJRI Uh. I replaced the heater core, too, but I was paranoid about testing it first, and everyone said "Just spend all day installing a part that may be bad! Don't be lazy!" It was bad and I keep working on other projects. I haven't installed another heater core.
Once again, this is a Scotty Kilmer question. I don't THINK Dave even asked her what kind of car it is; big mistake, as it may OR may not be an "endless money pit." Beans and rice and delivering 🍕 - the keys to financial recovery.😀 Rev-up YOUR Bondo Bucket!!
She needed far more help than Dave could have given her in the time allotted, but I think she needs an attitude adjustment more than anything. However, in this case, I agree, Shouty would have given her better advice.
A $2000 car is a $1000 car with more paint on it. Still junk in most cases. I would be a little worried about that credit card debt. She ought to be moving back in with parents for about a year and clean this up.
Strong? No. Since she cant just tough it out with that $700 car and cares what others think. Independent? No. Since she depends on credit cards and loans to live. Broke? Definitely!
When I was 22 I had a auto place rip me off 1,500.00 for transmission repair and thee was nothing wrong with my transmission, the truck did the same thing after the repair. Young women always get ripped off by car repair places, fact. She needs her dad to go in and make sure they are being straight with her.
I love my daddy but I'm an expert in car repair! I will research and find the best price on anything. Tell that young lady to do some work! A man is NOT needed to get a good deal on car repair. To this day, I always go with my husband to make sure we get things done right for cheap!
You cant buy any car in north dakota you need 4 wheel drive vehicle that does good in winter. You can get by with a 2 wheel drive and good tires but not in much snow.
@@jgood005 uhh u have never been to north dakota in the winter. You think there is enough snow plows to keeps all the roads plowed? Its worst in the neighborhoods and country roads.
@@NickVetter Not the case at all. An old freaking Corolla with proper snow tires will run circles around some 4x4 with all-season tires, aka no-season tires.
@@agjios like i said when it snows here u have to wait all day sometimes to get plowed and a corolla doesnt make it through the snow. And i work at a tire shop so trust me i know.
Depending on the nature of the problem and the car, it might be better to get the car fixed. Once you get into the range of $1K-$2K cars, the resale value of the car itself is meaningless. Resale value is based on loan value and you shouldn't be financing cars in this range anyway.
@@davidbrown2625 You can't just assume that the $1000 car will be free of risk. Buying a replacement car carries the risk of undiscovered (or undisclosed) issues may be equal to or greater than any potential savings. If it were that much better of a car, they would be selling it for a higher price.
@@DavidKirtley it's not a better car, the car they have is a piece of crap hence why it's worth 1000 if they fix it. You are right but still wouldnt spend 2500 fixing a car worth less than half that
@@davidbrown2625 It is always a judgement call. If my engine failed on my 20 year old car, I could put a new engine in and have a car with another potential 20 years of life in it instead of buying a string of replacements that only lived a few years each. While it would still have a low resale value, since I am not looking to sell it, that means nothing to me.
Now what if im a doordash driver and bought my car for $560 and just dropped $889 on parts and labor on it for new brakes Still needs cv axle and seals
I knew someone in need of a car after there's burned. Word hit the church. So a elderly man GAVE a old civic to the person. It was bright YELLOW WITH A BIG RUST SPOT. Tbey called it the Rotten Lemmon.... They drive tgat thing 2 years. Then. Bought a 14 Thousand dollar car FIR CASH
i would just pull out a 4-5k loan on an older car from car max or something, she’s not making much money at all to save anything and borrowing vehicles isn’t going to be feasible for a long period of time. then put as much money to the new car loan each payday as i could.
@@thehappycamper6789 Ok I see, that is going to be a problem then given the credit card debt at $11,000 is not going to be easy to pay off in this situation she will have a tough year in a hoopty car before she can benefit from being able to afford a better car.
Yeah my car was 10 years old when the engine blew up on it. EVERYONE told me to go buy a new car and not buy a new engine. I didn't listen and I'm still happy with my decision a year later; I'm basically driving a paid-off 30k mile vehicle because I bought an engine with 16k miles on it and I've put 14k on it so far.
@@thomashaas5965 Oh. You again. Hi. My 1999 Subaru had a blown head gasket. The dealership estimated $3,500, but told me to sell it as-is. I called ten shops and on average, they estimated $1,750, but also told me to sell it as-is. I would have needed to work hard to sell it for $1,000. I fixed it myself for $500 in parts and tools, and sold it for $2,700, so I saved $1,200 by doing it myself. I just hope the car was reliable for its next owner.
boom suga she already owes 2000k on the car. He’s just helping her with her issue without going into MORE debt. Dave also teaches to get personal loans when selling cars with negative equity to cover it. It’s about the big picture.
As a mechanic i would suggest she gets a second opinion. Any mechanic who tries to sell her 2 grand of work on a thousand dollar car screams integerty issues. Im betting some corners could be cut to save her some money and get a few more miles out of it
Now what if im a doordash driver and bought my car for $560 and just dropped $889 on parts and labor on it for new brakes Still needs cv axle and seals But i make $750-900 in 40 hours, once all repairs r done i would be able to drive more hours weekly Might fix body damage if i fix everything else first, after i fix the door, fender, and hood, id throw carplay in it It has a dash camera to install And i love it Fix it? Even in mint condition they only sell for 2k but i dont plan to sell it
It’s interesting how people say they are fiercely independent… until they need help! If you have the support of family & friends, please be grateful 🙏 , as there are people out there who have nobody helping them! 😢
Just detail the car, tint the windows and put some new Walmart hub caps on it and drive it until it starts having problems. You may laugh, but I’d do it!
i have two cars, one fully working second car needs transmission fix. i put about 7k into the car and its worth about 3.5k now if it was working, do i spend the extra 1500 to get it fixed and sell it for 3.5? or do i just give it to someone for 500$ lol
@@drippingwax Have you ever had a job that travels? Unless your second job is remote (and doesn't rely on your inconsistent travel schedule) then it is a legit reason to not be able to get a second job.
if she didnt have that 11k in CC debt. just get something for 15k paying 250 a month....i wouldnt get another 2k car....9 months later shes in the same situation
Ive got a question for the people in RUclips comments! So I’ve just cleared off my debt over £23000 in a couple months, I now have moved from England to Australia so that’s why I cleared the debt so quick - the Mercedes went back and I paid the rest of the finance off (won’t be doing that again) I paid my £7000 loan as I was saving to pay it off so I got rid of that and some silly credit things. My question is: Im looking to buy a car now I’m here in Australia, I’ve been borrowing my dads car but I hate driving it - it’s a nice car but I’m scared something is going to happen to it and I’m paranoid driving it in case I scratch it. So how much do I spent on a car? I need something reliable as we’re moving to the countryside and will take 40 mins to get to work, I’ve been looking at 2014 vw polos - cheap for the German quality but there around $13000 AUD so probs around $7500 USD? I only have $4500 AUD left in the bank after paying all my loans off, so what do I do? Take a loan out for the rest? Find a cheap car for $4000? Or continue using my dads car until I save and pay cash ? I have no other debts apart from a phone contract here that costs me $84 AUD a month - probs around $40 USD I also plan on saving every penny I get for my first house, I have no bills or rent to worry about whilst I’m living with my dad. Also I don’t earn a lot, haven’t started work just yet but I’ll be earning around $31000 AUD
lozza10001 hello! I’m a 19 year old kid in college and about a month ago my mom told me “your done driving my car, go out and find your own” Went and tried to get a loan for 16K for a newer car... was denied (best thing that’s ever happened to me) Went out and bought a $4,000 (out the door) 2003 Honda Civic with 115K miles. After putting 2K into it (new tires, battery, front control arms, fluid flushes, and spark plugs), I drove it across the United States from California to Missouri with my girlfriend to visit her Dad who’s in the Army. We did it in 2 days with our average speed of 85-90. What’s my point? There’s NO difference between that 16K car I was going to buy, or the total of 6K for that Honda (including repairs). Buy the cheap car, have a couple thousand for preventative stuff (minus the control arms, the stuff I listed up above is like 90% of what you need to do), and you’ll be set. Best of luck!
It's hyperbole, but pretty much what I'm doing right now. Work fulltime during normal business hours and work a second job after work. You do what you gotta do to get your debt paid off as quickly as possible.
@@Mag1c4lyfe or a broke owner who's neglected the vehicle to the point of no return. Tires, brake pads, rotors, a couple sticking calipers, brake line flush, and an alignment will add up REAL fast.
Geeze. Drive Daddy's $700 car, or repair my own $1,000 car that i owe $2,000 on. In all honesty she might have been better off repairing her car and driving it a couple more years.
Stop advising. People to buy junk, if a person is broke the worst thing is another headache Just finance a reliable 10k car with 2.9% interest makes the most sense
Uncle Sam wants You to Borrow and Spend , Spend and Borrow , Uncle Dave Wants You to get out of this cycle. Interest rate was 17 percent in 1970 , down to 0 percent in 2000. Borrow and spend , borrow and spend ....
She’s not going to listen. She doesn’t want another bucket. I bet you she gets a loan for a brand new car.
Because buying cars with cash is looked down upon because of status
@@290.preston it is a fact that you get the worst deal on a car if you pay cash. You get a better price on the car if you finance. Pay cash and you can kiss the rebates goodbye...the dealership WILL keep them.
@@thomashaas5965 I think you are on the wrong channel if you advocate financing new cars.
@@drippingwax and if you think I'm wrong, do a Google search and it will confirm exactly what I'm saying.
I went to a dealership and told them I want to pay cash AND FLASHED THE CASH for the car that I pointed out and the finance department STILL ran my credit. I left entirely for their disregard for what I wanted, but it goes to prove my point. They INSISTED that I finance and hold on to my money for an emergency.
@@thomashaas5965 I did not say that you were wrong, just that Ramsey does not advocate buying new cars.
“I don’t care about your social status. If your not married, your single.” - Dave Ramsey
This is a saying I can get behind
No you don’t want to permanently get behind a SINGLE mum; ok if you want to smash and dash. Dash quickly 😉😜
*you're
"Fiercely independent" LOL! All the attitude, none of the action.
Typical
Fiercely Independent but has more credit card debt and auto debt than the average person with an $100+K job...... Independent of what? Daddy?
@@FarrFromPerfect
As I've learned their usage of "independent" means something more along the lines of "I don't follow any one else's rules".
@@scorpion8rage My 1 year old does that. Throws all the toys out of the cot. But he is still in the cot. Just like this woman
@@FarrFromPerfect
Haha ... 1 yr old... some of them don't even have that much maturity.
but Dave, I'm young and impatient and insecure so math doesn't apply to me.
But Dave fill in the blank followed by a face palm and or a sigh
The way she said okie dokie 🤣🤣
Nick Prep she said it that way because she didn’t like his answer lol
“I have plenty of people who want me to use their vehicle”
There you go problem solved. Stop being “fiercely independent” when you’re “fiercely broke”
I despise it when people have solutions right in front of them and insist on trying to find another way.
I wish Dave would of asked her what exactly happened to her car. If it was an issue where maintenance was involved. There's a lesson to learn from this about maintenance of a car. If you have a Toyota or Honda, for the most part, if you change the fluids, you wont have problems.
-Oil change: every 5000 miles along with the oil filter. Yes, the oil in many cars is still good at 7500miles or even longer however, but all cars burn oil. After 5000 miles my car burns a half a quart. The oil is still fine but the reduced oil volume leads to less lubricated parts which leads to more wear and tear.
-Transmission fluid changes every year... yes, it's overkill but you never have to worry about ever getting full service done at a dealership. My friend has a Honda Accord with a CVT. I taught him how to change it yearly. The total cost of the fluid is $16.00/year for 3 bottles. Dealership recommends a transmission service every 60,000 miles. CVT's are notorious for building contaminants because of their single belt. He puts 20,000.00 miles/year on his car. So, he can either go to the dealership and pay $220.00 every 3 years to get the transmissions fluid changed or do it yearly, after years the cost comes out to $48.00. A flush isn't needed because you've continuously changed the fluid yearly.
-Same with radiators. Do it yearly and it's much cheaper than going to the stealership for the service.
I did the minimum changes on my Mitsubishi Eclipse. Car died after 5 years. My Chevrolet Berreta died in 3 years. Then, I owned an Acura for 10 years following the above of maintenance. I drove that car like a mad man racing it to its 8100 r.p.m. red limit. I drove it hard. I owned the car for 10 years with 200,000 miles without a single problem and I mean nothing. I lost the car in an accident. I was hoping to keep it for another 200,000 miles. I now own a Honda Accord V6 6-speed manual. I've owned the car for 3 years doing the above. Not a single problem. Do the maintenance on a Toyota, Lexus, Honda, or Acura, for the most part, you will not have problems. Learning to do maintenance is not difficult at all and I'm always happy to teach any of my friends or church members.
All fluids degrade due to oxidation. Not changing fluids is a recipe for costly repairs. It's saved me a tremendous amount of money.
There are so many things wrong with your statements. You clearly don't know what your talking about. I am a vehicle tech of 14 years. Rescued oil quantity does mean less lubricated parts. As long as the oil is between the indication marks in the dipstick, then the oil pick up will still be submerged and the oil pump can pump oil around the engine. Drop it below the oil pick up, and the the oil pump cannot pump resulting in a low oil pressure condition. Don't spew incorrect facts please acting like you know. You are the type of customer who brings a car in on the back of a tow truck, with boxes of parts where you attempted a repair but got in way over your head because you thought you knew what you were doing.
$11,000 debt in credit cards! Whoa!
fsmoura I was £56,000 in consumer debt. Now debt free
Yeah but pretend it's a car loan same thing
@@Shteca Awesome! Congrats! :)
And it didn't seem like a big deal to Dave.
Shteca how?
$11,000 in credit card debt? So she’s paying $230 a month in interest... There’s your car repair 🤦♂️.
NutraMorph Ouch! I missed that part. Almost 10% of take home pay on interest and she mentions it nonchalantly and says “$11k in credit cards... but THAT’S IT”
That’s it?!? Unreal.... she called about the car repair but the $11k was the 800lb gorilla on her back.
"If you're not married, you're single" -Dave Ramsey 2019
Unfortunately the law I'm Canada does not see it that way.
@@richardlampman3765 What DR is saying if she's married then she can tackle her money situation with a dual income. Her boyfriend wouldn't shell out cash to help her but her husband most likely will.
$2500 in repairs, the car might need all that BUT. Might want to ask the shop what does it need now and what can wait. The list might be padded with stuff like brake flush, power steering fluid exchange.
Yup. Great advice. That’s what I’m doing with my 2002 BMW X5. Got a full diagnostic of all the things need to be done and had the list prioritized so now I’m nursing it along, just fixing it one thing at a time as issues arise.
Yep. Plus she's a woman so there is a high chance this shop is taking her for a ride cause they figure women don't know anything about cars and just put a check mark next to every service that can be done to the car.
Before I got rid of my 1999 Subaru I took her back to the dealership to make sure that I had fixed everything. They wanted me to replace the wiper blades, flush the transmission, and do plenty of other things the car did not need.
There was a checkmark next to the windshield washer system, but there was a blue puddle under that part of my car. I did not ask them to look at it, I did it myself. The hose was cracked less than an inch from the reservoir. I cut it off and reconnected.
@@drippingwax a transmission fluid change isnt a unnecessary service, it should be replaced every 60k miles regardless of how long the manufacturer says it's good for (unless it less than 60k miles), the longer you wait the more chance you give the internals to wear down. Oil is cheap a new engine or transmission is not.
She has to pay off the old car in order to get the title in order to sell it.
There are ways to make it work if you are upfront with the seller that there is a lien. My first car was purchased indirectly through the bank because the original owners still owed.
Wrong. I've bought cars from people who had loans on them.
You can do it but way to much hassle not worth it usually.
I love when he tells the "Bondo Car" story.
Same
I just finished dental assisting school and graduated in May. My car ended up messing up on and It's going to cost $1300 to fix. The price isn't so much my worry its the horrific timing! I feel like I can't even apply for a dental assistant job because I don't have a dependable vehicle or get anywhere unless it is during the weekend. The only thing I can think of is try to find a random weekend job where I can borrow a relatives car until I can get enough money to get mine repaired. I guess ill be able to start my career one day smh. Great advice!! Good luck to u all!
She should find out exactly what is wrong with the car and exactly what it will cost to fix, mechanic who gave her the estimate could be ripping her off.
Possibly, but $2500 in repairs for a $1k junker is nothing unusual about it. It comes down to what really needs to get done on the car vs just letting it go and ride it till the car totally breaks down. Safety issues such as brakes should of course never be overlooked.
True!! Second or third opinions are always a good idea!!!!
Right. I once took my wife’s car to a place that’s overpriced just for a simple oil change. They gave me an estimate to repair something on it for $2500. I took it to my regular mechanic and he looked at it and said “I guess you could replace those, but they look fine to me.”
Good responses everyone. My Civic isn't worth anything until I finish replacing the head gasket (hopefully it is literally one bolt. Why am I here instead of being responsible? :) ), but then I need to replace the heater core, CV boot, and probably the catalytic converter. I can do all of that myself for $500, but hopefully the car will run and drive just fine until I replace that stuff.
I paid $2,500 for my first car after having two mechanics look at it, but then a mechanic did a proper inspection, and I had a $4,000 repair bill. I drove the car for four years and never took care of most of that stuff. I wish that I had gotten a second opinion on the stuff that I did replace--or did it myself.
You are so right gotta break the cycle do not go back it’s just consistent prevailing
Get 2nd opinion. What repair costs $2500? You can replace engine for that kind of money.
Could be a bunch of small things and unneeded services that they tacked on cause she's a girl.
Cause she's a girl??? Every time I take my car to any shop it's like 800-1500 because they find a million things wrong. I'm a bearded man in my late 30s. They don't discriminate. Cars are complex and need lots of maintenance
@@raiden031 It's known that some shady shops will tack on services that your car doesn't need because they think women don't know anything about their cars.
@@TheCobruhAlienat0r based on my experience I would argue most shops do it to everyone, but statistically women are more likely to give in because they are less likely to know about cars. I don't know much about cars and I get the treatment every time because I don't immediately show them that I know anything
At first it sounded like good advice that he was giving her, but he should have told her to get a second opinion. I'm sure she has a friend who is a mechanic or her boyfriend or family member knows a mechanic to get a second opinion. $2500.00 is way too much for a car repair, she's getting ripped off. I'm a third owner of a 1995 Ford Mustang GT, I had some major car repairs done on it since I've own it for 13 years, the costs was way less than $2500.00. I have my experiences with loans, I don't want anymore loans especially a car loan. I work for a bank and for employees we have great rates, still I don't want a loan for a car. My car is in good running condition, I just got a new paint job and fixing it up to look new, I have no intentions on buying another car. With her situation, what's wrong with the car? More than likely it's not that major to cost $2500 for repairs. I guarantee she get it repaired for far less than $1000.00. If that is the case, it's better her to fix it than to spend all that money on another used car or downpayment for a loan,
$2,500 on a $1;000 car? Yikes 😮
If she gets her income up a bit it sounds like she'll be all set 🤷♂️👍
congrats on the new building dave!!!!
Dave you speaking real Good!!!
I have no car issue because I fix my own car and I’m 5foot woman,learning it it’s easy you tube is a gold when it comes to fixing cars!
6'2" Honda-loving man here. Do your hands fit in the nooks and crannies? :)
My Transfer Case went out on my 07 Yukon Denali XL and Big O Tires was the nearest Shop by me . Kid you not, they wanted $5,200 too replace The case and added some other parts. Waited a week seen a guy selling parts off the same year make and model like mines he only wanted $300 to replace it! Now I'm rolling agaim!!!
"I want you to take 6 jobs!" 😂 I agree in her situation, but that just sounded funny. Such a Dave thing to say😂
Sometimes the cost of the repair is more than the cost of the car or a new one. I know what I would do!
You go Dave. I drove the bondo Cadillac and didn't what people think. Now I can drive anything I want 😉😊😎.
What repairs does the car NEED? As in what's needed to keep it running, driving, and stopping safely? There are a lot of little things that can get really expensive if try to fix then all. There are a lot of things that can just stay broken or inoperable.
Right. I took my car for an oil change and they tried saying I needed a new battery because it was below the "recommended range". Yeah, the battery is old and probably needs to be replaced but it's summer right now and that can wait till winter time when the extreme cold is what will cause the battery to fail and not let the car start.
Indeed. Also, did she get a second opinion? Does she know anyone that would fix it for her with half the labor charge?
If you look at what people drive in the wealthiest town of Atherton, CA in the Silicon Valley that really truly includes the 1% rich you will see Toyota Camrys, Prius, Siennas and Honda Odyssey’s Fits and Lexus RX350
S aplenty parked at 6 million dollar houses. People need to stop trying to impress other people because the real rich are not what you think they are.
Then there is Tai López... :)
drippingwax Ya those are people who just want to show off, when most people really don’t care. Showing it off only has very few benefits which is gaining attention and notoriety from the public and for people to like you and only know you for your money. I have more respect for the people who don’t show it off and are truly humble about it.
@@CameronsCarReviews I do not have any time for show offs, but it may get them millions of followers.
Beth doesn’t like what she’s hearing. Probably gonna go lease a new BMW the next day and roll the old loan into it.
Dave “Beans and Rice”
Beth “groan...”
Dave has PTSD from that Cadillac lol
I would just tackle the loan and pay for the work. I bought a 2008 impala for 1100 and put about $1000 into it. (Transmission issues) I have driven it about 10k miles on it... while saving 6k for my ROTH account.
Quite revealing, looking forward to visiting again.
People think I'm nuts for driving a 2006 Honda Civic with 150,000+ miles on it. Maintenance is low, insurance is nothing and car payments are less than nothing. And with regular service it runs perfectly.
I got a 98 Honda civic hatchback manual transmission with 239k miles and still runs strong and get about 32 mpg.... its clean, fun, simple, and good condition... Original paint still in good condition... i still get people asking me to sell it lol
2000 Civic HX with 220,000 miles and averaged 44 MPG before I blew the head gasket. I replaced it myself, but have not quite finished the job.
Hopefully it just needs one bolt! :D
@@IJoeAceJRI Uh. I replaced the heater core, too, but I was paranoid about testing it first, and everyone said "Just spend all day installing a part that may be bad! Don't be lazy!"
It was bad and I keep working on other projects. I haven't installed another heater core.
Love this episode
Once again, this is a Scotty Kilmer question. I don't THINK Dave even asked her what kind of car it is; big mistake, as it may OR may not be an "endless money pit."
Beans and rice and delivering 🍕 - the keys to financial recovery.😀
Rev-up YOUR Bondo Bucket!!
She needed far more help than Dave could have given her in the time allotted, but I think she needs an attitude adjustment more than anything. However, in this case, I agree, Shouty would have given her better advice.
@@drippingwax
"Shouty!!" 😀
A $2000 car is a $1000 car with more paint on it. Still junk in most cases. I would be a little worried about that credit card debt. She ought to be moving back in with parents for about a year and clean this up.
Agreed. This price range you are either buying someone's problem or buying a restoration vehicle. Either way, be prepared.
Strong, independent, and broke...
Strong? No. Since she cant just tough it out with that $700 car and cares what others think.
Independent? No. Since she depends on credit cards and loans to live.
Broke? Definitely!
Strong-willed, independent of logic, and broke? :)
Avoid vehicle drama
1 learn to drive on a track
2 learn basic auto maintenance
3 buy a good used Lexus
She's gonna do nothin' of what Dave says! It's all over her tone.
That's why basic repair knowledge is a good thing to learn. If you can't handle it, then let others repair it. But still time is the problem.
When I was 22 I had a auto place rip me off 1,500.00 for transmission repair and thee was nothing wrong with my transmission, the truck did the same thing after the repair. Young women always get ripped off by car repair places, fact. She needs her dad to go in and make sure they are being straight with her.
I love my daddy but I'm an expert in car repair! I will research and find the best price on anything. Tell that young lady to do some work! A man is NOT needed to get a good deal on car repair. To this day, I always go with my husband to make sure we get things done right for cheap!
You cant buy any car in north dakota you need 4 wheel drive vehicle that does good in winter. You can get by with a 2 wheel drive and good tires but not in much snow.
Snow plows don't exist in ND?
@@jgood005 uhh u have never been to north dakota in the winter. You think there is enough snow plows to keeps all the roads plowed? Its worst in the neighborhoods and country roads.
@@NickVetter Oh ok my mistake. I guess you better go into debt on a $40k truck because it snows in the winter. Let me know how that works out for you.
@@NickVetter Not the case at all. An old freaking Corolla with proper snow tires will run circles around some 4x4 with all-season tires, aka no-season tires.
@@agjios like i said when it snows here u have to wait all day sometimes to get plowed and a corolla doesnt make it through the snow. And i work at a tire shop so trust me i know.
Depending on the nature of the problem and the car, it might be better to get the car fixed. Once you get into the range of $1K-$2K cars, the resale value of the car itself is meaningless. Resale value is based on loan value and you shouldn't be financing cars in this range anyway.
I'd agree we are missing a good deal of information.
Instead of paying 2500 to fix a car that is worth 1000, why not just buy a 1000 dollar car?
@@davidbrown2625 You can't just assume that the $1000 car will be free of risk. Buying a replacement car carries the risk of undiscovered (or undisclosed) issues may be equal to or greater than any potential savings. If it were that much better of a car, they would be selling it for a higher price.
@@DavidKirtley it's not a better car, the car they have is a piece of crap hence why it's worth 1000 if they fix it. You are right but still wouldnt spend 2500 fixing a car worth less than half that
@@davidbrown2625 It is always a judgement call. If my engine failed on my 20 year old car, I could put a new engine in and have a car with another potential 20 years of life in it instead of buying a string of replacements that only lived a few years each. While it would still have a low resale value, since I am not looking to sell it, that means nothing to me.
😂😂😂Driving a hoopty for a while will definitely motivate you to save cash for a better car.
Now what if im a doordash driver and bought my car for $560 and just dropped $889 on parts and labor on it for new brakes
Still needs cv axle and seals
I would get a second opinion.
I knew someone in need of a car after there's burned. Word hit the church. So a elderly man GAVE a old civic to the person. It was bright YELLOW WITH A BIG RUST SPOT. Tbey called it the Rotten Lemmon.... They drive tgat thing 2 years. Then. Bought a 14 Thousand dollar car FIR CASH
I put $950 into an older toyota.$1000.00 car, while saving for another . Car is worth about 3k now. So glad I did repairs.
i would just pull out a 4-5k loan on an older car from car max or something, she’s not making much money at all to save anything and borrowing vehicles isn’t going to be feasible for a long period of time. then put as much money to the new car loan each payday as i could.
More important is the cc debt wouldn't worry as much about a small car loan the interest is usually low...plus need car for work.
Depending on your city, public transportation could save you a lot of money.
Always need better public transportation in this country to save people money on expensive car related situations.
11K in credit card debt ? Why didn’t Dave pounce on that?
That’s a lot for someone only making $2800 a month.
The Happy Camper she needs a car so she can pay off the credit card debt
It is not $11,000 in credit card debt, but $1,100 in credit card debt is what I heard.
hbarudi Nope. Listen at 2:03 , she says 11 thousand in credit card.
The $1100 that you heard is what she has saved.
@@thehappycamper6789 Ok I see, that is going to be a problem then given the credit card debt at $11,000 is not going to be easy to pay off in this situation she will have a tough year in a hoopty car before she can benefit from being able to afford a better car.
she might want a second opinion its not uncommon for mechanics to be wrong and overcharge.
In my opinion it could be worth it depending on the car. I replaced the motor in an old car and then drive it for 5 0r 6 yrs until it got totaled
Yeah my car was 10 years old when the engine blew up on it. EVERYONE told me to go buy a new car and not buy a new engine. I didn't listen and I'm still happy with my decision a year later; I'm basically driving a paid-off 30k mile vehicle because I bought an engine with 16k miles on it and I've put 14k on it so far.
@@thomashaas5965 Oh. You again. Hi.
My 1999 Subaru had a blown head gasket. The dealership estimated $3,500, but told me to sell it as-is. I called ten shops and on average, they estimated $1,750, but also told me to sell it as-is.
I would have needed to work hard to sell it for $1,000.
I fixed it myself for $500 in parts and tools, and sold it for $2,700, so I saved $1,200 by doing it myself. I just hope the car was reliable for its next owner.
Love it. Next generation have to learn how to earn wealth.
I thought Dave teaches not to go into debt. He literally told her take a $2,000 loan!
boom suga she already owes 2000k on the car. He’s just helping her with her issue without going into MORE debt. Dave also teaches to get personal loans when selling cars with negative equity to cover it. It’s about the big picture.
As a mechanic i would suggest she gets a second opinion. Any mechanic who tries to sell her 2 grand of work on a thousand dollar car screams integerty issues. Im betting some corners could be cut to save her some money and get a few more miles out of it
Now what if im a doordash driver and bought my car for $560 and just dropped $889 on parts and labor on it for new brakes
Still needs cv axle and seals
But i make $750-900 in 40 hours, once all repairs r done i would be able to drive more hours weekly
Might fix body damage if i fix everything else first, after i fix the door, fender, and hood, id throw carplay in it
It has a dash camera to install
And i love it
Fix it?
Even in mint condition they only sell for 2k but i dont plan to sell it
"If your not married your single" . Correct . You gotta appreciate advice from a Christian point of view from Dave.
My girlfriend I think would take great offense if I went around telling people I was single. That wouldn't go over too well.
@@Ryan_DeWitt Legally you are single. You are not married. The law does not care about your girlfriend.
@@TimeLessEntityT0 In many states it does if you are living together for an extended period of time.
Ryan De Witt Geez, my guess is SHE doesn’t ever care to split the bill when you two go out to dinner.
The Christian view is if you're not married, you are single? What?
I both love and hate cars.
It’s interesting how people say they are fiercely independent… until they need help!
If you have the support of family & friends, please be grateful 🙏 , as there are people out there who have nobody helping them! 😢
North dakota gang. Car repair gang
and a young girl who doesn't know anything about car repair gang
The $2000 car is a $1000 car 😂 Someone bought a $1000 car and now it is selling for $2000 after some detailing 😂
Just detail the car, tint the windows and put some new Walmart hub caps on it and drive it until it starts having problems. You may laugh, but I’d do it!
i have two cars, one fully working second car needs transmission fix. i put about 7k into the car and its worth about 3.5k now if it was working, do i spend the extra 1500 to get it fixed and sell it for 3.5? or do i just give it to someone for 500$ lol
The only thing is that if you travel for your main job, you can't pick up a second job unless it's remote and very flexible
I always have excuses for not getting a second job.
I am also always poor.
@@drippingwax Have you ever had a job that travels? Unless your second job is remote (and doesn't rely on your inconsistent travel schedule) then it is a legit reason to not be able to get a second job.
@@Willparr If your job pays inadequately and prevents a second job, why is it still your job?
@@drippingwax Mine doesn't pay inadequately, and it doesn't sound like the woman's in this video does either. What's your point?
@@Willparr Why did you bring up picking up a second job in the first place?!
I have a feeling she’s going to go to a buy here pay here place
Mechanic just told me i had 650 to stop a oil leak and thats what I payed for it 😅
if she didnt have that 11k in CC debt. just get something for 15k paying 250 a month....i wouldnt get another 2k car....9 months later shes in the same situation
Ive got a question for the people in RUclips comments!
So I’ve just cleared off my debt over £23000 in a couple months, I now have moved from England to Australia so that’s why I cleared the debt so quick - the Mercedes went back and I paid the rest of the finance off (won’t be doing that again) I paid my £7000 loan as I was saving to pay it off so I got rid of that and some silly credit things.
My question is: Im looking to buy a car now I’m here in Australia, I’ve been borrowing my dads car but I hate driving it - it’s a nice car but I’m scared something is going to happen to it and I’m paranoid driving it in case I scratch it.
So how much do I spent on a car? I need something reliable as we’re moving to the countryside and will take 40 mins to get to work,
I’ve been looking at 2014 vw polos - cheap for the German quality but there around $13000 AUD so probs around $7500 USD?
I only have $4500 AUD left in the bank after paying all my loans off, so what do I do? Take a loan out for the rest? Find a cheap car for $4000? Or continue using my dads car until I save and pay cash ?
I have no other debts apart from a phone contract here that costs me $84 AUD a month - probs around $40 USD
I also plan on saving every penny I get for my first house, I have no bills or rent to worry about whilst I’m living with my dad.
Also I don’t earn a lot, haven’t started work just yet but I’ll be earning around $31000 AUD
lozza10001 hello! I’m a 19 year old kid in college and about a month ago my mom told me “your done driving my car, go out and find your own”
Went and tried to get a loan for 16K for a newer car... was denied (best thing that’s ever happened to me)
Went out and bought a $4,000 (out the door) 2003 Honda Civic with 115K miles.
After putting 2K into it (new tires, battery, front control arms, fluid flushes, and spark plugs), I drove it across the United States from California to Missouri with my girlfriend to visit her Dad who’s in the Army. We did it in 2 days with our average speed of 85-90.
What’s my point? There’s NO difference between that 16K car I was going to buy, or the total of 6K for that Honda (including repairs).
Buy the cheap car, have a couple thousand for preventative stuff (minus the control arms, the stuff I listed up above is like 90% of what you need to do), and you’ll be set.
Best of luck!
First off get a 2nd opinion. Mechanics especially dealership service bays are a ripoff. Learn to fix your own car for far less using RUclips .
Dave kinda unrealistic she needs to work 6 jobs do nothing for 2 months but work lol
It's hyperbole, but pretty much what I'm doing right now. Work fulltime during normal business hours and work a second job after work. You do what you gotta do to get your debt paid off as quickly as possible.
Dave Ramsey!!!
She’s getting a bad quota. No way 2500 for repairs. She should ask around or use Yelp.
$2500 to repair it? What is wrong with it? A new engine or transmission or both?
It's called mechanics overcharging for things 😭
@@Mag1c4lyfe or a broke owner who's neglected the vehicle to the point of no return. Tires, brake pads, rotors, a couple sticking calipers, brake line flush, and an alignment will add up REAL fast.
Geeze. Drive Daddy's $700 car, or repair my own $1,000 car that i owe $2,000 on. In all honesty she might have been better off repairing her car and driving it a couple more years.
Time to get a new Car Loan. Brand new Car. Thats what credit is for.......duh.
Must be new around here.
Fiercely independent vs fiercely broke?
Buckets cost too damn money to fix. You'd be better off getting your weight up and leasing a vehicle short term.
That’s sounds like a miserable thing to do.
You just know she owns four cats 😂😂😂
Stop advising. People to buy junk, if a person is broke the worst thing is another headache
Just finance a reliable 10k car with 2.9% interest makes the most sense
Dave we’re sick of your borrowed car story, how come alarm bells didn’t start ringing in your head when she mentioned credit card debt?
I have to disagree with Dave here. I don’t like to borrow, money or car.
He says the same thing...beans and rice ..work more ...
Uncle Sam wants You to Borrow and Spend , Spend and Borrow , Uncle Dave Wants You to get out of this cycle.
Interest rate was 17 percent in 1970 , down to 0 percent in 2000. Borrow and spend , borrow and spend ....
Geez I never realised cars were so important in the US. Get a bloody bus.
Many cities do not have public transportation or, if they have it, it is really bad
lol she aint listening
How about a bicycle for a while?
That would go great with beans and rice.
How is she going to pay the debt c c debt ..
Just drive car into a junkyard and burn that trash 😂.. $2500 in repairs and it’s not a luxury car, yeah right.
She needs to slow tf down
People are so stupid.
Must have been a Kia
Use Uber and lyft
Wow that's stupid. You really gonna save money using Uber and Lyft?
@@timothycc711 If that costs her $20 a day and she has twenty work days a month, not having a car would cost her $400 monthly.
@@drippingwax who are u kidding?
@@timothycc711 I would ask you to clarify, but I don't care.
Buy a better car let dave buy it for you .he's debt free or so he says.
Why does he need to buy her a car? I’m debt free but that doesn’t mean I want to buy people like you ANYTHING much less a car.
Why don't *you* buy her a car?
Lame.
UK rules