RETIREMENT PLANNING - Is It Safe To Depend On SWP Option Of Mutual Funds For Stable Cash Flows ?
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- Опубликовано: 29 сен 2022
- #nri #nrimoneyclinic #financialplanning
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I've noticed that certain RUclips channels with seemingly minimal content have amassed a substantial number of subscribers and viewers. This particular channel stands out, as the information it presents is not readily available elsewhere. I genuinely appreciate your efforts in sharing such valuable and previously undisclosed information.
It's delivered with supreme clarity. This can happen only if there is no motive. Thank you sir. 🙏
Very clear and crisp analysis of SwP and good guidance for retiring persons on choosing right park to invest. Thank you once again for clearing some of the notions of mutual funds investment strategies
Thank you sir for valuable information 🙏
Thank you.Very logical analysis
Nicely explained sir, very informative.
I hv subscribed, thank you.
Sir… Very well explained regarding assets allocation for retirement… It would be nice to give an example how to distribute the assets at 60 yrs for say 1 Lac capital to understand it in a much better way.
Very Good explanation Sir... Thank you
Very informative video !!! Thanks !!!
Simply superb.
Thanks, this is one of the financial videos I think I will visit every year.
Thanks again for the good content
Very nicely explained the pros and cons of SWP especially if people are depending for their retirement corpus. Request for suggesting best funds under SWP and also help senior citizens for investing under various schemes which can provide fixed income.
Could also make a similar video on doing SWP in Nifty index based ETF.. though mostly similar might help to many….
Excellent explanation.
Very informative 👏 👌
Very informative and precise.
well explained sir...thsmk u..
Excellent video
Sir, thanks for sharing such information.
Thanks for the valuable information sir .
I have a mutual fund SIP with an intent to create a corpus at end of 20 yrs, can I convert the same corpus into a SWP subsequently?
A very unique presentation❤
Very good explanation!
Good information sir
No one who have knowledge will withdraw 12% from the corpus as swp, it must be limited to 5-7 % which will avoid the depletion of corpus in a long run.
6% अधिकतम
6% is standerd
And you can go for 7% as well
Even SEBI also recommends 6%
6% every month or 6% for the entire withdrawal through SWP
6% yearly withdrawal
There's a problem if anyone withdraws anything more than 5% through SWP post retirement. We should plan accordingly. 👍
🙏👌good advice, thanks
Good analysis!
Thank you Sir
thanks sir
Excellent presentation and very informative. Thanks
His English is quite good...I have several doubts about his forefathers
excellent excellent video sir.
Very useful ❤❤❤
Useful.
Thanks
4% withdrawal annually .. means 4/12 worth monthly withdrawal??
What benefit do the Companies get from the stockmarket investments ?
I want to take finamcial services professionally
Thank you sir for sharing valuable information
How wise is it; to invest in Chinese market?
Can I withdraw 2% of my 100% equity MF capital for my retirement need.I have
3.5 cr as my retirement corpus and I need 7 laks per year for my expenses.
Is there any risk.
2% withdrwal is a safe limit
Sir your presention is the best but iam Indian not Britishers you speak to hind please sir
Speaking English doesn't make you British. It's a global language, anybody can speak it and all should learn it besides their respective mother tongue.
Sir, hindi may boliye and latest news bathai
Since you compared it against a FD, well FD was around 10-11% in 1999 and now it is 5-6% in 2022. It has been linearly going down!
Yes , FD rates mimic inflation trajectory. That is the precise reason it has gone down and current rise in interest rates are also a result of rise in inflation numbers
@@NRIMoneyClinic q
@@NRIMoneyClinic either way makes no sense to put your money in FD. It can't even beat inflation. In next 20 years India will be a difference place. A much more stable economy with lot many equity investors. Of course With age the allocation will move towards debt more, however what you spoke may be more relevant to ultra conservative who want to invest in share market expecting it will only go up. But that's a wrong expectation to start with.
Sir What is your fees for designing a retirement plan on existing mf portfolio
Send message on 00971 50 1484595
Hdfc balanced advantage fund
If one plans for IDCW route instead of SWP route, his capital corpus will not much erode over 7 to 10yrs.The non pensionable retirees can evaluate.
It is one and the same with minor difference
Sir
You are saying withdraw 4% .
Why will someone invest in SWP for 4% when the bank is giving 6%
All wrong information.....you are just confusing the viewers.
SWP is safe if we withdraw 6-7%.
SWP is tax efficient.
4 % is Sustainable withdrawal. You can draw at any rate you like .
I second your viewpoints.
A very pessimistic and conservative talk.
Hmmm . It is not pessimism. It is realism . Rational thinking scores over conservatism and aggression.
Consider 7% return and proceed . One will get higher returns
Faltu analysis.. No idea about market...recession aa gaya to aur bhi invest karenge... No idea about market but still giving opinion..
That is exactly what I mentioned in the video
Few days ago you were pushing investors towards Indian market and how india stock will keep growing , today you are speaking a diffrent tune about markets interlinked with developed market 😀. But I must say atleast you admitted that and stopped harping about india grwth story as foreign investors started to withdraw looking for safer havens in us bonds . Yes the indian market will be back but when we see macro improving
Nothing has changed . The way you interpret has a problem . Watch the video all over again. Get the context right . Dont see my videos with a traders mind set
@@NRIMoneyClinicMy interpretation is a problem , interesting ! i watched your video and made a comment , may be you dont like my tone but its a fact. i never commented on SWP withdrawal model as its true but not necessarily if people dont agree to you or point out something they have traders mindset.
You are always entitled to your views . That is your right . I just answered the tone of comment.
@@NRIMoneyClinic ofcourse thanks for that. My tone will always be a critical if I don't feel it right . That must not offend the presenter .
Thank you very much sir