Amazing video, I'm thirty-two years old and have saved little over $50,000. Right now, it's 4.3 APR on a High Yields Savings account. I have dabbled in stocks a little bit in the past, but I have never really "invested." If you were me at my age, with the amount of money I have, and the state of the market at the moment, what would you do? How would you respond? Would it be a terrible idea for me to take it out and invest in Microsoft/Apple or perhaps an ETF like SPY/VOO? I'm watching RUclips vids on any assistance they may provide.
Earmarking a percentage of your cash on hand into a publicly traded company with a open Regulation A Fundraising round can provide more leverage for the capital that you currently have just parked in a savings account
Don't be in a hurry to get back in. The market needs several days of strong performance to signal that the downturn might be over; It's a time to be largely, if not entirely, in cash
The market has hit all time highs what are you talking? most of the cash in equity portfolios that used to be sitting on the sidelines is now back in the market, leaving little additional sideline cash available to invest and push prices much higher in coming months. So observe or work with a remarkable and verifiable planner.
The decision on when to pick an Adviser is a very personal one. I take guidance from ‘Monica Mary Strigle‘ to meet my growth goals and avoid mistakes, she's well-qualified and her page can be easily found on the net.
I started my 250k portfolio last year with SCHD, VOO, and VUG after watching one of your videos. In terms of share price, VOO is way up (22.25%) and VUG is waaaaay up (39.62%). Thanks for the education! Will this provide solid cashflow?
I agree, it's important to balance your portfolio allocations. I recommend a managed portfolio, though their performance can vary. It's best to consult a fiduciary for guidance. That's what my spouse and I did, and we've grown our portfolio to $1.7 million.
I'm cautious about giving specific recommendations since everyone's situation varies, but I've worked with "Melissa Elise Robinson" for 6 years and highly recommend her. Look her up to see if she meets your criteria.
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
That's why she said diversify portfolio. It's good to have an inverse point in your portfolio to mitigate any sort of unforseen crash in the US stock market where international markets would outperform
Reason why US stock growth is unpredictable is because its a greedy country. Very heavy on capitalism unlike other countries which put their citizens first and business second.
But I still don’t understand what I am buying? Am I buying shares of an ETF or the stocks inside of the the etf? What gives them the right to say they have those stocks inside? I don’t understand how you can own a stock in a company though an ETF I guess is what I’m saying???
The stocks inside are selected by an S&P 500 committee and are constantly being reevaluated, when you buy a share of let's say VOO you are purchases a tiny piece of the top 508 companies in the United States
Think of an ETF as a basket full of stocks so instead of buying individually you can buy a smaller portion of every company, it's instant diversification and is one of the smartest investments anyone could make
100% of the suggestions in this video were trash. SCHG, VUG, QQQM all growth ETFs. Please tell me how many of these ETF holdings are "small companies"? Also investing in S&P500 index and growth ETFs creates overlap as same companies are in those ETFs.
It creates little overlap. Someone who wants a higher growth tilt or trusts the American economy isn’t considered “trash” and those fund strategies have been bought together and successful longer than you’ve been alive. Worry about your self and your own personal investments. Fuckin kids
Covered Call ETFs that sell call options on underlying secutities which can pay dividends with the profit. Even monthly Or Senior Loans/High Yield Bond ETFs that pays dividends that pay monthly based on loans, debt, and bonds. Many types of ETFs.
Lol. Emerging market means investig international is such an american thing to say. Let me enlighten you with the fact that not all countries outside the US are emerging. 😂
congratz and now you forgot pacific, asia, europe, canada. furthermore qqq is not growth and not small cap, its quality large cap. please stop giving financial non advise-advise and leave it to the professionals
Hi. I’ve only just started investing and put 500£ on vusa/vwrl/vfem each. My plan is to top up monthly on each one, would you say it’s wise to have all 3 or would one of these etfs be enough and just put all my money into that. Thank you 🙏🏽
Fundamentals
Growth
Dividends
These should be your goals!
Amazing video, I'm thirty-two years old and have saved little over $50,000. Right now, it's 4.3 APR on a High Yields Savings account. I have dabbled in stocks a little bit in the past, but I have never really "invested." If you were me at my age, with the amount of money I have, and the state of the market at the moment, what would you do? How would you respond? Would it be a terrible idea for me to take it out and invest in Microsoft/Apple or perhaps an ETF like SPY/VOO? I'm watching RUclips vids on any assistance they may provide.
Earmarking a percentage of your cash on hand into a publicly traded company with a open Regulation A Fundraising round can provide more leverage for the capital that you currently have just parked in a savings account
Don't be in a hurry to get back in. The market needs several days of strong performance to signal that the downturn might be over; It's a time to be largely, if not entirely, in cash
The market has hit all time highs what are you talking? most of the cash in equity portfolios that used to be sitting on the sidelines is now back in the market, leaving little additional sideline cash available to invest and push prices much higher in coming months. So observe or work with a remarkable and verifiable planner.
The decision on when to pick an Adviser is a very personal one. I take guidance from ‘Monica Mary Strigle‘ to meet my growth goals and avoid mistakes, she's well-qualified and her page can be easily found on the net.
Looks real great. Lady leaves an impression. How can I reach her directly and what are the upfront fees if I may ask?
Split it between VOO, QQQ, and SCHD.
thanks now im negative in all 3
@@nbagaeboi1971se você não entende o básico do básico de investimento em renda variável (longo prazo) é melhor deixar o dinheiro embaixo do colchão.
@@nbagaeboi1971😂
Wait 20 years and you will see@@nbagaeboi1971
I started my 250k portfolio last year with SCHD, VOO, and VUG after watching one of your videos. In terms of share price, VOO is way up (22.25%) and VUG is waaaaay up (39.62%). Thanks for the education! Will this provide solid cashflow?
keep acquiring! I'd suggest you consider financial advisory at this point in time, remember you are in for the long haul.
I agree, it's important to balance your portfolio allocations. I recommend a managed portfolio, though their performance can vary. It's best to consult a fiduciary for guidance. That's what my spouse and I did, and we've grown our portfolio to $1.7 million.
Your advisor must be really good. How I can get in touch? My retirement portfolio's decline is a concern, and I could use some guidance.
I'm cautious about giving specific recommendations since everyone's situation varies, but I've worked with "Melissa Elise Robinson" for 6 years and highly recommend her. Look her up to see if she meets your criteria.
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
American market historically outperforms the international market. I agree with everything except the last point.
Same I never invest into international market
That's why she said diversify portfolio. It's good to have an inverse point in your portfolio to mitigate any sort of unforseen crash in the US stock market where international markets would outperform
@@lukedias5233ig
Reason why US stock growth is unpredictable is because its a greedy country. Very heavy on capitalism unlike other countries which put their citizens first and business second.
diversify properly. can’t hurt to have 10% international
You're missing a Developed Markets excluding US ETF, like DMXF and ESGD
Thank you
Qqq is small companies? Lol, just look at the holdings. Small companies would be a Russell 2000 index ETF.
She also said emerging markets were markets other than the US which isn’t quite right either
No thanks on the emerging markets. Swap that out for SCHD.
Why?
@@Lomv400 I don’t want to invest outside the US.
@@dawnt5587It’s good to have at least a little invested in international in case something happens with the US market.
@@psilocypherif something happens to the US market that affects this ETF then it’s pretty bad and you probably have bigger issues 😂😂
..plus try SCHG 😊
What is the temperature of the crockpot right now?
VOO one ETF to rule them all
Or VTI depending on any other investments you already have
SCHG 😂
Warren Buffet says don't touch foreign etf. S&P always crushed it
where does he say that? lol
Just starting learning here- are these investments for a IRA or regular trading account?
a reg account
I can only spend 200 a month. Which etf is best for me? if you could only choose one
Msci wrld (ishares core msci world) or ftse all world
SCHG!!😊
VOO has the lowest expense ratio 👍
But how do you invest? Or purchase?
But I still don’t understand what I am buying? Am I buying shares of an ETF or the stocks inside of the the etf? What gives them the right to say they have those stocks inside? I don’t understand how you can own a stock in a company though an ETF I guess is what I’m saying???
The stocks inside are selected by an S&P 500 committee and are constantly being reevaluated, when you buy a share of let's say VOO you are purchases a tiny piece of the top 508 companies in the United States
Think of an ETF as a basket full of stocks so instead of buying individually you can buy a smaller portion of every company, it's instant diversification and is one of the smartest investments anyone could make
Snp is not a USA company . It’s a international market
S&p500 is purely usa based companies. Although their activities are international ofcourse
Where do you start buying them at though
Swapmeet
Open a brokerage account with something like Fidelity or Ameritrade or Robinhood and then just buy them like you would a stock.
100% of the suggestions in this video were trash. SCHG, VUG, QQQM all growth ETFs. Please tell me how many of these ETF holdings are "small companies"? Also investing in S&P500 index and growth ETFs creates overlap as same companies are in those ETFs.
It creates little overlap. Someone who wants a higher growth tilt or trusts the American economy isn’t considered “trash” and those fund strategies have been bought together and successful longer than you’ve been alive. Worry about your self and your own personal investments. Fuckin kids
We both agree 100%😊😂.. she needs to do her research😢
Where can we buy
SoFi is who I started investing with
QQQ is not consider a growth etf is tech etf
Lol tech companies are seen as an”growth” company
You do know that a growth ETF and a total stock market are the same thing😢😮😊
VOO, QQQ, ?
VWO
It seems like these videos just keep getting recycled by different people.
Covered Call ETFs that sell call options on underlying secutities which can pay dividends with the profit. Even monthly
Or Senior Loans/High Yield Bond ETFs that pays dividends that pay monthly based on loans, debt, and bonds.
Many types of ETFs.
No, IJR is small companies not QQQ
just buy tqqq
or TECL
QQQ are large cap not small😂
Instead of qqq get qqqm and don’t forget dividend like SCHD
What’s the difference between the two.
Love this.
You just need cspx and 20 years of discipline
Lol. Emerging market means investig international is such an american thing to say.
Let me enlighten you with the fact that not all countries outside the US are emerging. 😂
congratz and now you forgot pacific, asia, europe, canada. furthermore qqq is not growth and not small cap, its quality large cap.
please stop giving financial non advise-advise and leave it to the professionals
Thank you
You are so pretty😍
Ayo chilllllll
buddy that's not the point-
Bro chilllllll 💀💀
Not everyday girls
Soooooooo Vanguard
50/50 SCHD/SCHG
Amazon and Berkshire Hathaway😂
You are very cute❤
Casually leaves out Europe and assumes Emerging Markets is all except USA
Amazon is not an etf
p̷r̷o̷m̷o̷s̷m̷
Bad
That’s a lot of makeup
Doing videos is not for you.
SPY & QQQ
I only invest in dividends stock that pay me. Vym, vymi and vnq
You do know that dividend ETF'S are not extra money it lowers the value of a stock.. please do your research and thank me later
Reported for misreading and bad info. Please no one listen to this person she doesn't understand the basics of investing
😂 funniest comment I’ve read all day
Hi. I’ve only just started investing and put 500£ on vusa/vwrl/vfem each. My plan is to top up monthly on each one, would you say it’s wise to have all 3 or would one of these etfs be enough and just put all my money into that. Thank you 🙏🏽
instead of investing it, put it into options😉