Agree. But once you become a British Citizen after 6 years, you’ll be entitled to other benefits such as pension credit, social housing, free bus pass and free medical, care facilities etc if you can proof that you have limited assets and savings to be eligible for these benefits. Elderly care facilities and care homes are far better than HK too!
巴士免費已到退休年齡才可以🈶️即67歲，free tv license要75歲，冬天燃油費每年每一屋只有£100如屋內有一個65歲人仕，所以兩公婆都只有£100，唔夠一個月的費用，如你在入藉後想申請福利，戶外口一定只可以高過某一個結餘，記住係全球財富計算，還要記住你如果户口多過£325，000.,突然兩腳一申，戶口錢要俾40%英國政府作遺產稅😂,希慮清楚才移民！
You have not taken inflation into consideration. We cannot expect the prices of goods to be the same throughout 30 years or even 10 years. The figures given by you should be an estimation and not the exact figures.
Hi, my colleague and her spouse had $10million HK dollars. They are in 40 and 50 years old. They are going to retire in UK. Would the funds sufficient enough for their retirement ?
Unfortunately you have to pay for living in private old people's homes. Unless you go to state run homes but they might not be a good home. Private ones are much better and you can choose their location. Private ones are quite expensive too.
@Yumi Sonson It’s not 100% guarantee that after 5+1 you will be granted citizenship as political situations,different government party in power,changes in immigration laws could affect your entitlement.So assuming citizenship was not granted you could be ended up on the streets without state help.Winters without a roof over your head in the Uk can have a detrimental effect on your health.Ideally if you emigrate with millions then you will have no worries and will live like a king/queen.
Thanks for your sharing. Your channel is very realistic and informative. Just let you know , unless you are on benefit : Universal Credit or some conditions, you still have to pay dental care . My Granny and one of my neighbour who are over 82 and 58, no support from NHS . You are right 。 Food is cheaper and you don’t eat much when you get old , all the money go to essential expense : water , electricity, gas , rent / service charge , telephone/ WiFi council Tax , ( emergency pretty cash for broken boiler/ washing machine / sink blockage ) because hard water causing loads of problems . In return, fresh air and relaxed lifestyle.
For a retiree, medical expense will be a key concern. Unfortunately, it is assumed that NHS will cover all BNO retirees free of charge automatically. I would suggest any retirees who wish to migrate to England need to look at this issue. The National Healthcare System is on the verge of collapse. The standard of care seems very poor. Take the Covid 19 pandemic period as an example, senior citizens death rate was extremely high, for obvious reasons that there must be something wrong with its NHS.
All your comments are very well only if you are very healthy till you die. But do think about if you fall ill and need long term care in hospital or the need to go to old people's home. You will have to pay privately (of course not those who already paid National insurance in full).
資料齊全！ 讚！ 兩條數畀大家做參考， 就係你 入籍英國時嘅年紀， 實際除稅後嘅凈收人工， 做啲下欄嘢 搵二千幾磅一個月 唔好同我講儲錢退休， 唔使食嗎？唔使住嗎？細路唔使返學嗎？ 第二條數就係 樓主講嘅 65歲 500萬退休一定唔夠駛， 有好多人重天真到四五十歲攞住 少過500萬過去搣？！ 大佬嗰度係佢全副身家， 玩完個五加一已經去到五六十， 但係啲錢又冇曬我問你點死？ 想從英國正式NI攞退休金 都要貢獻返幾十年青春啦，it works for some people but not for all!
很難想像在香港打拼到60-65歳時會熱衷往冬長夏短，夜長日短的英國退休。香港的煲仔飯、港式海鮮打邊爐、清湯坑腩、生滾粥加炸兩、彈牙雲呑麵、長洲超大魚旦、大澳咸魚、香港沙灘的細沙，維園年宵，放下很難。。。
哈哈哈！ 好吸引呀！不過上了年紀這些飲食都不適合
C講述很好
多謝你今次講退休，這topic 我好有興趣 :-)
住郊區平好多？
住郊區，都要交水電煤。住 CARAVAN 都要交 COUNCIL 稅
@@jonhon2735 要看地点，英国郊区和市区差不多。郊区环境靓。
好多謝你嘅資訊實在幫到好多人
多謝你嘅介紹， 我可以預先準備一下
希, Thanks for sharing! Very informative.
好多謝你今集講退休呢條片，好有用，謝謝
主題貼市👍👍👍
你啲音響好得人驚
照顧一下用耳筒的觀眾😻
唔好意思，新片都有調返細啲😅
資料豐富，感謝分享
如果樣樣度住洗，這只能算是生存， 而不是生活！(全世界一樣)
Hi 希，約離婚人士嚟緊想用bno visa去英國，不打算工作，贍養費是否都計收入要交英國稅？
1個人揸住500萬港幣移英退休，唔知有無人肯租比無業單生中年貴族⁉ 去啲遍遠少少嘅地方買10萬英磅樓下嘅屋都可以，長遠買就係最實制，養返架車方便出入去邊都得。擺返幾球嘢喺銀行度做定期收息，又可以打吓風流工做吓parttime job過吓日神。得咗！🎉😊
Thank you CC 希 of the explanation, 👍🏻👍🏻 support u.
Well informed, thanks, still UK is too expensive for me. It’s a beautiful Country, so you can enjoy your life there, best wishes
英國短暫住過，非旅遊區消費並不高（可能平過香港），500萬港幣兩夫婦慳慳地，加上平穩投資，只是退休生活足夠啦
分析得好好
very good sharing from you indeed !
當年我一家五口，帶住五千幾鎊，已經在英國生活咗差不多三十年。
保守啲全部投資晒VOO，長揸到退休都應該都唔錯。
知道如果你末有足夠年期交Ni. 你可以保交足夠金額. 你退休之後就可以同其他人一樣都可以有同樣的退休金
我接觸到以前去過世界各地的老人家，他們說，轉了一圈，都是香港醫療好
英國想睇醫生非常難，要每晚診所收工後上網睇下有否人預約期唔要放出嚟，你就去執死雞，或者每天早上診所一開電話約，通常即日都難有位，電話打到爛都接唔通，自求多福，買成藥，唔似香港通街私家醫生！
@Man, 你發夢接觸過去世界各地老人家， 跟住就 夢話連篇.
哈哈, 呢集啱晒我喇
都係大家嘅留言啟發，所以大家有啲咩問題可以問，我會再睇吓可唔可以有機會整片俾大家睇
W
多謝妳！
謝謝高質分享👍
真的不錯，講得幾詳細，謝謝哂！
60歲這個年紀帶着500萬去台灣都很難申請了，反而BNO可以申請去英國。多謝你今次講退休，希望日後可以再講多些。🙏🏻🙏🏻😄
台灣都想要年青人，要移過去真的很難了，現在英國比較容易，就是要計好條數
@@cchei_hk 如果平平地買2間屋，一間自住一間放租以賺取生活費，請問這樣可行嗎？🙏🏻😊
@@laipikwu6398 可行，但放租要好好study地區和找租客的問題等
@@cchei_hk 感謝您的回覆，你每段片的製作都用心之至！再謝！
Don’t worry Taiwan not good
非常詳盡和準確👍 不過要補充，由於英國財赤問題，已計劃大幅縮減福利，FreeTV license, bus pass 甚至Winter fuel payment 到你同我退休時已可能被取消！
還有你要交足35年稅才可有Full pension, 若你沒有，退休金就續年減！
但退休後可申請綜援（Pension credit)有資產審查，金額可高達Full pension.
Agree. But once you become a British Citizen after 6 years, you’ll be entitled to other benefits such as pension credit, social housing, free bus pass and free medical, care facilities etc if you can proof that you have limited assets and savings to be eligible for these benefits. Elderly care facilities and care homes are far better than HK too!
巴士免費已到退休年齡才可以🈶️即67歲，free tv license要75歲，冬天燃油費每年每一屋只有£100如屋內有一個65歲人仕，所以兩公婆都只有£100，唔夠一個月的費用，如你在入藉後想申請福利，戶外口一定只可以高過某一個結餘，記住係全球財富計算，還要記住你如果户口多過£325，000.,突然兩腳一申，戶口錢要俾40%英國政府作遺產稅😂,希慮清楚才移民！
戶口不可以高過某一個存款餘額
已經講得好祥盡，不過同現實真係差好遠！仲有好多额外費用，例如你話一次過用£8000買車，頂多可以揸三，五，七年，已經五勞七傷，仲唔換車每次維修費都成千磅，另外如果自置物業，家居維修費都一大筆，淨係呢兩筆費用已經打散哂計劃，仲未講身後事都要起碼£1500超跳，到時遇上什麼狀況可以找誰？
非常好的提醒，边有咁多free lunch, 好多稅要交。夏天可以去旅居吓，入藉要比好多税，你谂住攞老人福利似乎冇也几多。有小朋友去讀書就最大好處，其他老人福利不要太期望了。
好似冇物人講英国退休計劃，请講多些! 謝
希希: 今日條片好實用👍，好過嗰兩條幫香港啲酒店宣傳片。
唔係宣傳，純粹係我自己去玩嘅分享，我是自費的😂
@@cchei_hk 點解唔俾心心我，😏
@@billsong6947 ❤️
請問台主
我會退左休之後
去英國 5+1
如果我冇交個英國說
因為我可能搵唔到野做
到了我退休年齡
會否有英國政府發放的退休金呢
謝謝您的資訊介紹！
多謝分享
多謝報道
🤗🤗🤗Thanks for your information 👍👍👍💪💪💪
五百萬夠喇，買層樓，唔夠可做equity release，先賣到死時才交樓。
妳講被動收入，講存款港幣$50萬但寫咗$5,000,000嚟計，是否搞錯咗呀？
請問不夠錢退休如何解決?可返大陸?
You have not taken inflation into consideration. We cannot expect the prices of goods to be the same throughout 30 years or even 10 years. The figures given by you should be an estimation and not the exact figures.
Yes ‼️
Hi, my colleague and her spouse had $10million HK dollars. They are in 40 and 50 years old.
They are going to retire in UK.
Would the funds sufficient enough for their retirement ?
如果大家有小朋友讀中學的話 請考慮 英國中部 西南部 告羅士打郡Gloucester 因為有六間文法學校 因為係埠仔 人口少 入讀機會高
請問有居英權，己經65歲過去有無福利?
我移民美國十幾年, 前幾年租地方，當決定留下來，我們一家才去買樓
先多謝你既資訊﹐想問下4%被動收入係咪要報稅﹐正如你所講200K/年﹐以英國稅制扣20%,得返160K,請問我有無講錯﹐謝謝
要
想知多啲退休資料，謝謝
可否講老人院收費？
Good ! Thanks
妳好, 請問可以帶多少現金入境? 又如何將資金帶入uk?
你計的是身體健康。萬一有冬瓜豆腐。醫藥費。老人請人照顧護理。。。。也是一大負擔。
Thank you so much! Will there be a video to talk about the procedure of selling the mortgaged HK property in the UK?
如果 TB test 在香港做就HKD1000元左右
very useful information. Thank you, CC!
Good sharing
請問被動收入收税嗎？
Thank you for sharing
我們在美國要學車，才可周圍去
請問供NI over 10 years 但一個人就只係供每年1000或以下, 但另一個人就每年供多過3000千??? 咁供NI 個數多少會否影響到拎到pension ??? 數目???
你好，想問要避開滙錢去英國時出現俾税問題，如何處理呢？
想問 所有老人福利係一定要過哂 5+1 先拎到定過5就拎到？咁老人家未夠5+1 係咪買全年藥費係最好？Thanks
最基本是要有自己的房屋及汽車（無贷款），其他地稅保險費也不是一個小數目。每年的投資回報最少要稍高於通漲，另外持有現金五百萬。
見人見字!! 帶錢去移民 越多 當然越好!!
要退休選擇歐美這些國家絕對不是首選，除非你的錢多，不然過不上舒適的生活。不管是食物，交通，房租都不便宜。而且不煮的話不能常常去外邊買到中餐吃。醫療費用也很貴!生病也要預約等候
我想買VPN 唔知點用，可唔不搵一集講點樣用VPN， 在香港上網用的，如如果有一天香港唔可以上網， 咁VPN 重有無用？
好，我都有咁打算
用VPN可以睇香港電視嗎？但還要交英國的TV licence嗎？
好奇，片段在1:10，我見到有三個英國人在玩類似我哋嘅麻將，原來佢哋都有呢種娛樂？哈哈
嘩！500萬⁉ 單身中年貴族！對我嚟講太離地啦！😂
£ 1，900 / 月。一個人，即 £ 22，800 一年。這已是中產生活費用
想請問如果有病(癌症)而又要長期住醫院， 醫療開支會有幾大？
如果你係英國公民身分，而又係六十歲以上，全部醫療費用全免，（包括睇醫生，拿藥，長期病患）如果住院也是全免（包括伙食）如果不幸患有癌症，（不分年齡）政府還會額外支付現金比患者。
@@rsli8743 呢啲福利最好唔要!
@@rsli8743 如果係英國公民， 由出世到死都係唔使錢 睇醫生住院 ，唔係60歲 唔使錢
@Leung Helen 新移民就要買，BC是免費的，
臨急抱佛腳!! 買醫療保險未必受
租地方好D，你們除非巳適應英國生活，決定留下來，才去買樓
听完你講，英国真是人间天堂，希望有多些人相信你的計算，快快移民去英国享福，可以快快乐乐的活到100岁，哈哈哈
千祈唔好病，病一病洗一百二百萬閒閒地🤑🤑🤑
社會福利來源係徵重稅!
想問下firstrade戶口之股息及利息稅務問題,是否需要填表寄回美國?
有email,不用郵寄
@@cchei_hk那即要填表email回覆有關部門,謝謝妳的回覆。
I didn't see the inclusion of medical budget (or health insurance). That's a crucial living expense for retirees.
If you become PR, NHS is free
加油⛽
Passive income needs to pay tax in Uk even interest allowance reduced from pounds 1000 to 500 per year
請問退休去英國冇納稅, 入籍後是否冇長者福利 ？
申請時會有困難!!
support 👍
總括係俾英國税好過俾共港税
退休後萬一要入老人院住，英國怎樣的呢？
Unfortunately you have to pay for living in private old people's homes. Unless you go to state run homes but they might not be a good home. Private ones are much better and you can choose their location. Private ones are quite expensive too.
@@coolco1619 thanks.
BNO holders are not qualified for state run old people’s homes.The minimum weekly costs at a home is at least £1000 per person.
@@Stan1669 how about stay 5+1 in UK later, will be entitled to be entered the old people 's homes?
@Yumi Sonson It’s not 100% guarantee that after 5+1 you will be granted citizenship as political situations,different government party in power,changes in immigration laws could affect your entitlement.So assuming citizenship was not granted you could be ended up on the streets without state help.Winters without a roof over your head in the Uk can have a detrimental effect on your health.Ideally if you emigrate with millions then you will have no worries and will live like a king/queen.
Why take that risk if you don't have to?
請問你一家四口生活費的那條片？
ruclips.net/video/FVx2w2mGKRA/видео.html
多謝
唔同地區退休年齡要求好似唔同
Thanks for your sharing.
Your channel is very realistic and informative.
Just let you know , unless you are on benefit : Universal Credit or some conditions, you still have to pay dental care . My Granny and one of my neighbour who are over 82 and 58, no support from NHS .
You are right 。 Food is cheaper and you don’t eat much when you get old , all the money go to essential expense :
water , electricity, gas , rent / service charge , telephone/ WiFi
council Tax , ( emergency pretty cash for broken boiler/ washing machine / sink blockage ) because hard water causing loads of problems .
In return, fresh air and relaxed lifestyle.
沒有保障5年後是否可以在沒有經濟支持後可以入籍是嗎？
入籍沒有審查經濟條件的要求
For a retiree, medical expense will be a key concern. Unfortunately, it is assumed that NHS will cover all BNO retirees free of charge automatically. I would suggest any retirees who wish to migrate to England need to look at this issue. The National Healthcare System is on the verge of collapse. The standard of care seems very poor. Take the Covid 19 pandemic period as an example, senior citizens death rate was extremely high, for obvious reasons that there must be something wrong with its NHS.
Almost all over the world, the old and weak who suffered from Covid 19, are unavoidable, don't worry too much.
如要入住老人院，要有什麼條件才可入住，謝謝。
有那麼多錢＂大把地方都可以去～
才不去英國Law～
黎英國攞福利，咁同大陸人黎香港有咩分別？
GOOD VIDEO
努力
为什麼要移民英國退休？钱應該使在香港商铺上。
5 百萬港元，一個人，食住，最多係用 50 年，( 最低生活費，每年約 £6000 )
你没算房租或者买房的钱
我想 問下 五十幾歲 係英國得唔得 多謝曬你💖💖💖💖💖💖💖💖💖
五十幾歲點解吾去得? 今日有報道，一個78歲既伯伯都移民去英國，用一年時間就可以適應到環境啦。
@@emilylam1239 多謝曬你 但是我冇BNO 只有 香港護照 可唔可以 帶埋個仔 過嚟 謝謝你💖💖💖💖💖💖
@@wongapple9258 冇BNO就恐怕吾得啦
有錢， 甚麼都得!!!
All your comments are very well only if you are very healthy till you die. But do think about if you fall ill and need long term care in hospital or the need to go to old people's home. You will have to pay privately (of course not those who already paid National insurance in full).
你無計長者生活津貼，到65歲就可以攞，4000+ 一個月，又有公屋，窮的話還不用交租，要求不高你可以即時退休。
謝謝用心影片，請問退休公務員，每月收取長俸，移居英國後，這個收入要繳稅嗎
stay in HK lah
@@spiderman1969 哈哈，我唔會，stay邊度與你無關，jealous hater
Thank you
無錯，大佬來英16年，做咗六年生意，交咗6年税，後來整到腰骨唔可以做，醫生證明佢唔可以長企，想申請失業救濟金，佢話唔得，因纳唔夠税，而家65歲，都攞唔到福利，如退休金咁，至於牙医，英國很少NHS牙醫，大部份都係私人，即使NHS，過咗60, 一樣要比錢，可能平啲，老公係專業人仕，由21歲做到64, 兩年後可以攞£170左右，工作四十幾年，交咗幾十年税，係屬高薪一族，仲係自顧人仕，有公司，有員工，佢話早年考到牌返香港做或加入政府，退休金肯定有三四萬。攞多少錢係睇你交多少税，若你十年都係交少少，仲要係無断個工，你只可攞一佰幾十，到時真係要帶多啲錢去，怕唔夠食到老。
冇免費午餐!!!
今日香港新聞得知，d人剛移民，已有计劃回流返港，先知唔適應當地生活云云，移民，咁簡單咩😥
講多滴退休的各類資料，吾該。老人家單獨去英國又如何呢。
😅起碼有一半人會唔夠錢退休..
醫療保險費用計多少？
睇年齡!! 睇病歷! 好多附帶條件!!
資料齊全！ 讚！
兩條數畀大家做參考， 就係你 入籍英國時嘅年紀， 實際除稅後嘅凈收人工， 做啲下欄嘢 搵二千幾磅一個月 唔好同我講儲錢退休， 唔使食嗎？唔使住嗎？細路唔使返學嗎？
第二條數就係 樓主講嘅 65歲 500萬退休一定唔夠駛， 有好多人重天真到四五十歲攞住 少過500萬過去搣？！ 大佬嗰度係佢全副身家， 玩完個五加一已經去到五六十， 但係啲錢又冇曬我問你點死？
想從英國正式NI攞退休金 都要貢獻返幾十年青春啦，it works for some people but not for all!
美女 英國係年滿六十歲 每年交20英鎊 乘搭公共交通係免費 吾係你所講六十六歲呀😂