Best Travel Duo + Ritz Carlton Revived & Bonus Hunting Stories - Q&A!

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  • Опубликовано: 1 окт 2024

Комментарии • 50

  • @RJFinancial
    @RJFinancial  5 месяцев назад +6

    Best earning duo is you + profitable content - www.profitablecontent.com

  • @newagain9964
    @newagain9964 5 месяцев назад +5

    Bruh. U already goated. But do make a vid redeeming 500k MR pts at 1cpp cash…and do it in front of green screen of Maldives😎.
    And without a doubt ritz will comeback in 2025. Possibly this winter. And will have an entire campaign behind it. There’s technicalities Chase had to work thru with Amex and Marriott.
    Product mgrs and teams exist for cards...just prob not many at US Bank. 😂.😒😔.

    • @RJFinancial
      @RJFinancial  5 месяцев назад +2

      Ha that'll be funny. Ok, I'll do it end of year when I do my all my points cash outs in December. Still a few more MR cards to get. Make it as dramatic as possible

    • @newagain9964
      @newagain9964 5 месяцев назад

      @@RJFinancial noice! Hawaii shirt and fruity drink with umbrella in it. Title video “the greatest Maldives redemption EVER” 🤣😂🤣
      Troll the shills and trolls. I imagine the algo gods will bless u.

  • @JohnnyK60
    @JohnnyK60 5 месяцев назад +5

    Ritz situation is really strange! I product changed to it easily, calling in for travel credit has been incredibly easy!

    • @RJFinancial
      @RJFinancial  5 месяцев назад +2

      not sure what they're up to. I'd assume Chase wanted to keep it and maybe Amex wanted it gone. Marriott probably doesn't care as much since they win either way

  • @Leoprieto74
    @Leoprieto74 5 месяцев назад +2

    😂,.. I am honestly cutting back significantly on my drinking (partying). Thanks for answering my question. I am glad to know that I can book directly with Avis. I rarely rent cars but I have an upcoming trip that a rental car will be better for me versus using Uber or Lyft. Cheers 🥂

    • @RJFinancial
      @RJFinancial  5 месяцев назад +2

      Never apologize for having a good time, that's what the money is for

    • @Leoprieto74
      @Leoprieto74 5 месяцев назад +2

      @@RJFinancial 😂, I am getting old, not good health wise the party and drinking 🤓.

  • @robertjarrell7276
    @robertjarrell7276 5 месяцев назад +1

    Yes, do the worst promotions video please!

    • @RJFinancial
      @RJFinancial  5 месяцев назад +1

      I'll put it on the list

  • @kazi1
    @kazi1 5 месяцев назад +4

    Yo

    • @RJFinancial
      @RJFinancial  5 месяцев назад +2

      Fastest gun in the net

  • @benchoflemons398
    @benchoflemons398 5 месяцев назад

    If you increase your allowances such that not enough is being withheld from your paycheck you *DO* have to pay quarterly estimated taxes even if you do not have other income.

  • @kazi1
    @kazi1 5 месяцев назад +4

    39:38 💀

  • @thejokerspeaks
    @thejokerspeaks 5 месяцев назад +1

    When Tarkin authorizing fire mixes with jelly, my mind jumps to Spaceballs, jamming the radar... Peanut Butter and Honey for me!

    • @RJFinancial
      @RJFinancial  5 месяцев назад +1

      Ah, that woulda been a better joke. Well played sir

  • @JacobsPointsAndProfit
    @JacobsPointsAndProfit 5 месяцев назад

    I’d love to see a video of you cashing out all those Amex points. It would be painful to watch but it would make sense for you

    • @RJFinancial
      @RJFinancial  5 месяцев назад

      I'll do it for my end of year cash outs just for fun

  • @discountcodes
    @discountcodes 5 месяцев назад

    thank you so much!!❤ do you also have a CREDIT CARD TRACKER SHEET? YOU POSTED THE BANK BONUS SHEET. I WOULD LIKE TO HAVE BOTH.

    • @RJFinancial
      @RJFinancial  5 месяцев назад +1

      I added a tab in mine for cards. It's nothing fancy tho, can easily be added to the bonus sheet link I sent.

  • @Sci-Fi_Fan296
    @Sci-Fi_Fan296 5 месяцев назад +1

    Cool update RJ. Thanks for the info.

  • @kimoc.4163
    @kimoc.4163 5 месяцев назад +1

    Don't jinx the Ritz man. That's one of my keepers. It was an agreement that Amex would be the only one to market the Marriott high card. I think since the Ritz was a unique product on its own that Chase made some argument to keep it around possibly in case they can try to win the entire portfolio back.

    • @RJFinancial
      @RJFinancial  5 месяцев назад +1

      I think you're right. Amex probably wanted it gone, Chase got to keep in in the backroom so to speak. An off catalogue product as they say

  • @jimmyjames6492
    @jimmyjames6492 5 месяцев назад +1

    Thanks for answering my question! That Wells Fargo duo isn't bad at all for only $95 - they just need better transfer partners. Thanks for the info + video!

    • @RJFinancial
      @RJFinancial  5 месяцев назад +1

      Thanks for always watching sir. I say give WF a year to see if they can boost it. If not, then we can say they're bad

  • @kevinmoore9524
    @kevinmoore9524 5 месяцев назад +2

    Thank You

  • @wanderingdoc5075
    @wanderingdoc5075 5 месяцев назад

    RJ my dude, don't be cheap and get a tax accountant.
    Like you I do a lot of real estate and I held off on hiring an accountant probably for too many years.
    I pay my accountant $2600 a year and he has saved me in the mid five figures over a few years and probably kept dozens of hours of my time. Worth it 100%

    • @RJFinancial
      @RJFinancial  5 месяцев назад +1

      That was the plan this year. The guy missed two deliverable dates so I did it myself. He called me on tax day saying he was filing for an extension... bro, I talked him in March, no need for an extension

    • @wanderingdoc5075
      @wanderingdoc5075 5 месяцев назад

      @@RJFinancial LoL. Maybe next time make sure your accountant isn't a G.T.L. gym bro 😆

  • @discountcodes
    @discountcodes 5 месяцев назад

    Ryan, Do you have a google docs link for your credit card tracking spreadsheet? Would like to have a copy of it. thank you❤

    • @RJFinancial
      @RJFinancial  5 месяцев назад +1

      docs.google.com/spreadsheets/d/1fGBNh3ns2gLgYnyZCPwz7D30HmAXC5cl/edit?usp=sharing&ouid=100737229651824038814&rtpof=true&sd=true

    • @discountcodes
      @discountcodes 5 месяцев назад

      THANK YOU :)

  • @MusicandTravel-2024
    @MusicandTravel-2024 5 месяцев назад

    Why are AA miles sought after. I keep hearing this on various videos or blogs but they don’t say why. ?

    • @RJFinancial
      @RJFinancial  5 месяцев назад

      I see it more as the last legacy airline without a true card partner. Why people love them, I can't say

    • @DallinBunnell
      @DallinBunnell 5 месяцев назад +1

      They usually have a little higher redemption value when compared to paying cash for the flight.

  • @mitchell.9632
    @mitchell.9632 5 месяцев назад

    There are more branches in the CO-OP shared branch network then Chase branches for credit unions that participate.
    On the Q3 that is my worst fear on banks and credit unions something going wonky on the balance record. Personally on hub accounts that is why I prefer to have it on paper statements in case something like _British Post Office scandal_ would happen to the account. Did you show them your receipts to show you did purchase and service a watch from them?
    "Banks that avoid paying out" is a good video idea.

    • @RJFinancial
      @RJFinancial  5 месяцев назад

      I'll need a paper statement because I paid it i full but the CL didn't reset.... worst card ever

  • @CesarJoel
    @CesarJoel 5 месяцев назад

    Hmmm, so no knocking Aunt Connie’s socks 🧦 off!😂 Thanks for answering my question RJ!🫵

    • @RJFinancial
      @RJFinancial  5 месяцев назад +1

      I didn't know who that was well enough to boldly say yes or no... knowing you it's his sister or something, then I get decked

    • @CesarJoel
      @CesarJoel 5 месяцев назад

      @@RJFinancial 😂😂😂

  • @lopezzepol1
    @lopezzepol1 5 месяцев назад +1

    Yankees suck RJ!!!

    • @RJFinancial
      @RJFinancial  5 месяцев назад +2

      Want a Mets hat?

    • @lopezzepol1
      @lopezzepol1 5 месяцев назад

      @@RJFinancial I wanna MAGA hat!

  • @evangibson8020
    @evangibson8020 5 месяцев назад +1

    Based RJ.
    Waiting for USBank to tell me why I'm denied for the Altitude Reserve then I'll yolo the Wyndham Biz for you. Headed to Vegas in October.

    • @RJFinancial
      @RJFinancial  5 месяцев назад +4

      They denied me for the shoppers cash a few weeks back. Always another offer to hit, safe travels sir

    • @newagain9964
      @newagain9964 5 месяцев назад +1

      Yo bruh. How many hard pulls u have within 6 mos of app? and new personal CC opened in last 6-12 mos? I want to apply for USBAR but lookin for more info.

    • @LogosBKC
      @LogosBKC 5 месяцев назад +1

      Definitely getting the Wyndham Biz this year myself. Been wanting it for 2 years 😂