What Is An Annuity And Should You Buy One In Your 30s And 40s
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- Опубликовано: 16 июл 2024
- What Is An Annuity And Should You Buy One In Your 30s And 40s is the first in our annuity explained series.
This first video goes through annuity basics, who buys an annuity, how a retirement annuity vs. IRA are similar vs. different - especially when it comes to annuity taxes. It’ll also really help you answer the question: should I buy an annuity & when?
The next few videos will go through:
- annuity problems and solutions & if an annuity investment is good for retirement planning
- the types of annuities - fixed annuity vs. indexed annuity vs. variable annuity
- the difference between an immediate annuity vs. deferred annuity
how to structure an annuity payment &
- the most important annuity riders
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0:00 What is an annuity
2:36 Category #1 of People that Buy an Annuity
4:30 Annuity vs IRA & 401(k)
9:43 Category #2 of People that Buy an Annuity
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Brought an annuity at 9.09 with $200,000 investment. Life time guarantee, with a 10 year certainty of funds distribution. No fee and a monthly payout of $1515. What you think for a man of 75 years of age?
No argument here. 100% correct.
REALLY need to emphasize exceptions. Annuities have come a long way, but it's really important to read the fine print and know they are often difficult to get out of (she did mention that). Also, brokers I have worked with love them. They serve two purposes - a potential steady stream of income for retirees and they pay a great commission to the broker!!
Excellent information
Good information ℹ️👍🏾
Bought this weeks 13 week T- Bill. Giving me T-Bills that mature in January, February and March of 2023. Plan is to assess rates early next quarter. Options will be available to build 3, 4 or 6 month ladder depending on rate outlook. Thanks again for keeping on top of timely market events!
You're welcome & thanks for sharing!
hello, how would you know if the individual is a fiduciary?
you mentioned a free budget book of some kind but I could not find it?? you had said to click on it? I am totally enjoying your videos and I am learning a whole new way to handle MONEY.
Hi. Just go to our website: www.diamondnestegg.com
Then scroll down to where it says courses & downloads & on the right hand side you’ll see the complimentary budgeting & goal setting templates.
Jennifer, What are your thoughts on annuity later in life after retirement instead of bonds for protection of assets.
yes you can get an immediate annuity. You can start taking withdrawls within 1 month.
What about your mid-50s?
I wish you had made these videos 10 years ago!
My annuity’s client portal has been down for a month 😢
You should call the annuity company for an update & find out what's happening.