Can you take a look at TSLY and OARK. They have crazy divendends of 81 cents a share. I put in 53000 in TSLY and got a nice 3500 div and its monthly. I put in a 100,000 in TSLY so looking forward to the next dividend May 17. Remember there are retiree investors that look for dividends to supplement their pensions and dont care about capitol appreciation. I wish I had a business professor that talked about the market like you do, when i went to college in 1984, keep up the good work!
at 10:40 you say over 10% appreciation “each and every year”. Obviously not literally as the chart clearly shows. Im sure you mean this is the AVG over that time period but you frequently say or imply differently. Subtle but important distinction!
Hey great video. So,etching I’ve been looking for. Can you suggest Canadian equivalent of these etfs?? These US ones end up harming more with the exchange rates and associated charges for investments from Canada .
Please do a video on Hydrogen Fusion Thorium Graphene Stocks. little lesser know and sure riskier but these 4 are certainly the future even over solar and wind.
Have you looked at Semi-conductor etfs? I'm considering adding a sector etf to my portfolio for a long-term investment. What are your thoughts on how best to position oneself with one of the following semiconductor ETFs : XSD, SMH, SOXX?
IMHO other big areas of innovation now incl battery/precious metals (used in ALL tech), Ai, automation etc. A good compliment maybe to SC’s is battery metals or PMs. Not financial advice just what I do.
I have a question, I know you can't give financial advice, but in general, what would be better for someone who has little to invest each month. Would concentrating on one good ETF be better than diversifying into several different ones? I feel like when I try to diversify, I am spreading my investments thin.
My personal opinion is to start with one solid broad index etf like VOO or VTI and then later on you can add to the portfolio when you have more to invest with!
His best 3 fund portfolio by age video is great for you. TBH at this point even a good low cost 1 fund option to keep easy would work too. Key now is to build a habit of ‘paying yourself first’ consistently like clockwork. Set up auto trans. Also educate yourself with books on basics of investing: indexing, how markets work, volatility, etc. Then you can DYOR. Best teachers push others to be students vs followers. Do all this over time and your older you will thank you.
Im new to your channel, you have awesome videos that are short, to the point and packed with great information. Thanks for teaching us to achieve financial freedom!!
I hold the following ETFs: SCHD, VTV, XLK, and IYW +15-20 supplementary stocks like PEP, UPS, AEP, DVN, MDT, etc in 2 Roth IRAs. I currently have about have about 35% in ETFs & 60% in stocks. I have about $1000 in cash in one of the Roth accounts. I'm trying to decide whether to buy more of one of my current ETFs, OR add something new (specifically) VYM or PG. I plan on building on whichever securities I buy when I am able to add to our 2024 contributions. Question: if I decide to add a security, what do you see as a more positive play (VYM or PG)?
I love that you keep putting out great videos that always make me think about different strategies for investing but never in a dangerous or super risky way! I feel like as a parent, it was my job to give my son the tools to learn to process information in a safe environment which ultimately enabled him to think and make decisions for himself out in the world. You are doing the same for me when it comes to financial literacy and helping to give me the resources which enable me to make my own decisions about investing and other financial matters. It is appreciated! 😊
Thank you for your videos. One question. Would you recommend accumulating ETF's and why? I never could figure out, why I should invest into an accumulating ETF because the performance can be poor for a long time and I cannot use the money during this period anymore. What is the benefit of such accumulating vs distributing ETF's?
@@NolanGouveia Puhh.. Not easy to explain in English what I mean and how I understood this topic: - dividend or distribution ETF => pays dividends (the name of the ETF ends with Dis in Europe) - accumulating ETF => doesn't pay a dividend. It "re invests the profit" into the ETF again (the name ends with Acc in Europe) e.g. this one would be for me an accumulating ETF: Vanguard FTSE Emerging Markets UCITS (Acc) (just an example)
@@gandalf6878 I see what you mean! And yes, the ones not paying a dividend would be “holding your cash” so you can’t use it while it (hopefully) grows. That is why you want to invest with money you don’t need now. But by doing this, it should grow to something much larger later and be worth it!
Professor G help me with my picks and allocation. I'm getting ready to open a Roth ira and putting in the max all at once. I was thinking $1500 in vti $1500 schd, $1250 qqqm... Need a lil help from there
Hi Professor G! I have been watching your videos and heard you talk about JEPI in passing a few times. I do invest in JEPI and it will be great if you can talk a little abit on the breakdown of JEPI, how much of my portfolio I should allocate in it and its comparison with strong ETFs like SCHD and QQQ/QQQM. Would like to sense make my investments and see if JEPI is really sometime that will be good to hold for the long term :)
Hi Clarence! I can do that, but I do know some other RUclipsrs have done a pretty good job covering it too if you just want to know what it’s all about. In my opinion, I don’t like it as much as my other 3 fund portfolio and it’s one that does good in a down market but not so much in a recovering market
@@NolanGouveia I see! So in this case, should I only purchase JEPI when there is a downward trend in the market? Or just allocate a smaller percentage of my portfolio to it, to mitigate a down market?
real estate etf while we are in real estate crisis, good advice :) Same for Financial Services while we are in Bank crisis ... Seriously, if your point is to ruin your audience, it's a perfect video !
I am retired witling down my savings and have 50k I would like to triple very fast, what would you do with it, @Investing Simplified? I also only have slow growth monthly gains insurance investment in my portfolio I just never touch...
Off topic question. Are Covered Calls/Selling Put premiums in a Roth IRA taxable? And does the income from these premiums count against your yearly $6,500 maximum?
You can trade options within a Roth but it is different from institution to institution so you need to check with them. Usually you can’t use full margin either, only unsettled cash within the account
Hello, I appreciate your feedback for: 1) the highest ETF performer in last 10 years 2) Inverse ETF of the selected ETF in (item 1) 3) QQQ has 10 years performance 16% plus dividend 3% , then total is 19% per year, Pls confirm? 4) for day trading QQQ which timeframe to use (i.e. 15m, 30m, 1h, 4h) to get the highest monthly return% ? Thanks
Hello, I like the idea of the speciality ETFs to compliment the Foundational ETFs for growing and managing wealth and retirement. I also love the themes you highlighted but may I ask your opinion about a semi-conductor ETF such as SOXX or SMH? Would you rather classify this in the IT specialty ETF theme?
0.68% is not "very high". Might wanna add "IMO" to that. Many folks have long term funds that are twice that and are very happy with their high returns. That said, I like your picks. Especially BOTZ. I see this one continuing to blow up in the coming years. WELL WORTH the money. I will be avoiding healthcare for the foreseable future due to the current administration taking a hostile approach to the medical industry overall, especially big pharma.
Damn this is full of good information! Im definitely going to look into restructuring my portfolio to include some of these ETFs and maybe decrease some individual stocks accordingly. I do find it hard to narrow down selection of specific companies in certain industries, so having these industry specific ETF can help increase exposures to some companies along with my index fund, and i can use individual stocks to increase exposure to companies i really want like Microsoft. Do you have any content on country/region specific ETFs? I'm trying to find some Japanese ones, but they all seem quite rough with expense ratios, or performance kinda give me pause.
Hey Prof, wanted to pick your brain on something. I want to build a simple portfolio primarily focused on dividends with some growth. I'm thinking SCHD for foundation with XLK to complement. I know XLK is more concentrated than VGT which is why I wanted your opinion
Hi professor G,question for you..will you choose to hold a individual reit like O or will you go for etf like VNQ..for long term holding what is the pros and cons for both..yr reply will be much appreciated..tks in advance!!
I was looking at XLV, though another sector seems to also be a consistent long term outperformer of the S&P, and that's consumer discretionary, XLY. Is there any reason you don't like this ETF quite as much?
I like VGT. It seems like the volume is pretty low compared to QQQ. Not many seem to be talking about VGT. I've been trying to put more into VGT over VOO but still invest in VOO for the diversity.
Great video as always sir. Anyway I have a question for you, so when companies have certain days per quarter that have calls on earnings, aren't they actually supposed to pay out dividends to investors on that same day? Or does that not how it works?
VOO and VTI together might give you too much exposure to tech. I own VOO but just holding it. Using VTI as a staple ETF. Using SCHD and SPDW to diversify a little more.
That is the name the financial guy told me. Basically per year if fund does say 5% they give you 10%. If it loses say 20% you only loose 10%.... but you are capped at a 15% return. That is very short description but hope you get idea. @@NolanGouveia
@@brettatenciorn8522 Yes the company is a Fiduciary, they do retirement planning for people. I don't want one of their overpriced plans I just saw him to discuss ETF's only to have a second opinion.
Vanguard ETF are nice in terms of price appreciation over time, However, They pay a very tiny dividend, comparing to common stocks. So, in general, how do I make money on Vanguard? To sell it in 20 years?
Hey Prof, do you still feel confident in SCHD? I have a large number of shares in it, just wondering if there’s any reason to be stressing about it’s recent performance.
That’s why SCHD should be paired with other ETFs such as VOO/SP500 Index. That’s a good idea as their performance will zig zag differently. When SCHD underperforms - it can be hard to standby while others outperform.
I can’t find a reason to hold an etf with a ratio above .50BP. Thankfully VOO/VIG/FTEC hold most that are in AI! Also FTEC needs to be talked about more. Think it will be better moving forward than VGT.
Hey Professor G, I have a question for your office hours, or if you could possibly direct to one of your vids if you have already answered it. I was looking into possibly investing a substantial amount of money into 6 ETFs. They're kind of overlapping a little. I was looking towards the Tech sector (VGT and/or QQQM), S&P (VOO), Small Cap (VBK or VO), Mid Cap (IWP or VB) & Larg Cap (VUG), and possibly consumer discretionary (VCR) or something else. Would that be viable in the long run? or would it be better to invest in a different way?
There would be some overlap for sure especially with the large cap funds, but this is still a solid diversified approach. If you haven’t checked out my video on my 3 fund portfolio and the percentages I’d suggest by age, check it out. It’ll give you a good base! ruclips.net/video/2K9BbRVOioE/видео.html
@Investing Simplified - Professor G Oh, but I have checked most of your office hours vids. Some solid questions and answers there. But since I felt like doing more than 3, I wasn't sure if it would be viable or if it was better to do one or the other.
Enphase got crushed 😢. Nice picks! I think Cathy Woods and Ark invest have made me afraid to buy specialty ETFs again, her ETFs have done terrible. Almost on the level of a Jim Cramer(crater) endorsement.
I agree for sure. There has to be a really good reason to add one in but I can see some validity in a couple of these especially over just adding in individual stocks in the sector
ChatGPT does an impressive job reviewing papers for plagiarism before turning it in. But I do have my own style of writing and want to do the honest work
This is hands down the best investing RUclips channel.
😳🙌 what an amazing compliment! Thank you!
Agree🎉
I couldn't agree more!!!
@@jakeharvey2091 you are too kind!
For sure!!! Thank you Professor!
I like SMH , XLK, ITB, and a little bitcoin IBIT for growth ETF,s. I’m invested in all for the next ten years to get a maximum return.
I just recently started investing and this is by far my favorite channel to date. Great content! Thank you. Keep it up👊
I appreciate the kind feedback!
Thank you for the video!
CNRG May be competitive to QCLN in the clean energy sectors ETFs.
Thanks for watching! I’ll have to check that one out
All clean energy tech req mining and metals. Maybe good compliment to those funds.
Can you take a look at TSLY and OARK. They have crazy divendends of 81 cents a share. I put in 53000 in TSLY and got a nice 3500 div and its monthly. I put in a 100,000 in TSLY so looking forward to the next dividend May 17. Remember there are retiree investors that look for dividends to supplement their pensions and dont care about capitol appreciation. I wish I had a business professor that talked about the market like you do, when i went to college in 1984, keep up the good work!
Thank you sir! I will look in to those and yes I agree, for those already retired it is definitely a different landscape!
Which ETF here is your favorite?
I got very interested in the health and the information technology. You made a strong point about green energy that should do good for the future
@@TheBilingualBanker 👏🙌
@ 9:17 NAV for VGT was mentioned for 3 years to be 23.05% can you please explain why some apps like Webull mentions performance in 3 years is 64.18% ?
They might be combining the three years. So for example, 20% x 3 years, they may write as 60%
at 10:40 you say over 10% appreciation “each and every year”. Obviously not literally as the chart clearly shows. Im sure you mean this is the AVG over that time period but you frequently say or imply differently. Subtle but important distinction!
Valid! Thank you for pointing that out as I don’t want to mislead. I’ll fix that moving forward thanks!
Hey great video. So,etching I’ve been looking for. Can you suggest Canadian equivalent of these etfs?? These US ones end up harming more with the exchange rates and associated charges for investments from Canada .
Great information.
Thanks!
Thanks for watching and commenting!
this vas very helpful thank yoO!
👏👏
You would have done well in VDC as well; Vanguard Consumer Staples Index Fund ETF
Thank you so much!!
Great video
Thanks!
Please do a video on Hydrogen Fusion Thorium Graphene Stocks.
little lesser know and sure riskier but these 4 are certainly the future even over solar and wind.
Have you looked at Semi-conductor etfs? I'm considering adding a sector etf to my portfolio for a long-term investment. What are your thoughts on how best to position oneself with one of the following semiconductor ETFs : XSD, SMH, SOXX?
IMHO other big areas of innovation now incl battery/precious metals (used in ALL tech), Ai, automation etc. A good compliment maybe to SC’s is battery metals or PMs. Not financial advice just what I do.
I have a question, I know you can't give financial advice, but in general, what would be better for someone who has little to invest each month. Would concentrating on one good ETF be better than diversifying into several different ones? I feel like when I try to diversify, I am spreading my investments thin.
My personal opinion is to start with one solid broad index etf like VOO or VTI and then later on you can add to the portfolio when you have more to invest with!
@@Guydude1231 happy to help where I can!
His best 3 fund portfolio by age video is great for you. TBH at this point even a good low cost 1 fund option to keep easy would work too. Key now is to build a habit of ‘paying yourself first’ consistently like clockwork. Set up auto trans. Also educate yourself with books on basics of investing: indexing, how markets work, volatility, etc. Then you can DYOR. Best teachers push others to be students vs followers. Do all this over time and your older you will thank you.
Im new to your channel, you have awesome videos that are short, to the point and packed with great information. Thanks for teaching us to achieve financial freedom!!
Thankyou so much for watching and for this great feedback! Happy to help!
I like tech sector (VGT) , health (XLV) and energy (XLE)
Ya those are very solid
@@NolanGouveia Omg I'm so ETF addicted lol
I hold the following ETFs: SCHD, VTV, XLK, and IYW +15-20 supplementary stocks like PEP, UPS, AEP, DVN, MDT, etc in 2 Roth IRAs. I currently have about have about 35% in ETFs & 60% in stocks. I have about $1000 in cash in one of the Roth accounts. I'm trying to decide whether to buy more of one of my current ETFs, OR add something new (specifically) VYM or PG. I plan on building on whichever securities I buy when I am able to add to our 2024 contributions.
Question: if I decide to add a security, what do you see as a more positive play (VYM or PG)?
Personally I’d go VYM
@@NolanGouveiaover schd?
@@InfamousKiddXD his question at the end was to pick between VYM or PG
Nolan, what’s your ideal allocation for the specialty’s ? Do you have them in same pie as the 3 fund ? Or completely separate
Does anyone know of an energy etf which represents all forms of energy companies?
I.E oil, solar etc
Keep your investing simple, SCHD, SCHG until you are ready to retire. Put at least 10% in with a max of 15% see ya in retirement and good luck.
I love that you keep putting out great videos that always make me think about different strategies for investing but never in a dangerous or super risky way! I feel like as a parent, it was my job to give my son the tools to learn to process information in a safe environment which ultimately enabled him to think and make decisions for himself out in the world. You are doing the same for me when it comes to financial literacy and helping to give me the resources which enable me to make my own decisions about investing and other financial matters. It is appreciated! 😊
This makes me so happy! What an amazing compliment and piece of feedback :-) I’m so glad that you are finding value in this content!
Thank you for your videos. One question. Would you recommend accumulating ETF's and why? I never could figure out, why I should invest into an accumulating ETF because the performance can be poor for a long time and I cannot use the money during this period anymore. What is the benefit of such accumulating vs distributing ETF's?
By accumulating do you mean appreciating? Like a growth etf vs a dividend etf?
@@NolanGouveia
Puhh.. Not easy to explain in English what I mean and how I understood this topic:
- dividend or distribution ETF => pays dividends (the name of the ETF ends with Dis in Europe)
- accumulating ETF => doesn't pay a dividend. It "re invests the profit" into the ETF again (the name ends with Acc in Europe)
e.g. this one would be for me an accumulating ETF:
Vanguard FTSE Emerging Markets UCITS (Acc) (just an example)
@@gandalf6878 I see what you mean! And yes, the ones not paying a dividend would be “holding your cash” so you can’t use it while it (hopefully) grows. That is why you want to invest with money you don’t need now. But by doing this, it should grow to something much larger later and be worth it!
I love robots so I bought BOTZ for fun awhile back!
Nice!
Do you think VGT is overvalued now at $600+?
Professor G help me with my picks and allocation. I'm getting ready to open a Roth ira and putting in the max all at once. I was thinking $1500 in vti $1500 schd, $1250 qqqm... Need a lil help from there
That looks good to me!
What's your thoughts on the solar etf TAN. I think i like the BOTs etf also
Hi Professor G! I have been watching your videos and heard you talk about JEPI in passing a few times. I do invest in JEPI and it will be great if you can talk a little abit on the breakdown of JEPI, how much of my portfolio I should allocate in it and its comparison with strong ETFs like SCHD and QQQ/QQQM. Would like to sense make my investments and see if JEPI is really sometime that will be good to hold for the long term :)
Hi Clarence! I can do that, but I do know some other RUclipsrs have done a pretty good job covering it too if you just want to know what it’s all about. In my opinion, I don’t like it as much as my other 3 fund portfolio and it’s one that does good in a down market but not so much in a recovering market
@@NolanGouveia I see! So in this case, should I only purchase JEPI when there is a downward trend in the market? Or just allocate a smaller percentage of my portfolio to it, to mitigate a down market?
@@clarenceng7302 that’s ultimately up to you but for people who choose to hold it, I’d just allocate a small portion of the total portfolio
Jepi is only feasible if you want income or retiring . Otherwise it makes zero sense.
What’s your opinion on the yieldmax etfs
real estate etf while we are in real estate crisis, good advice :)
Same for Financial Services while we are in Bank crisis ...
Seriously, if your point is to ruin your audience, it's a perfect video !
That’s true, one should only invest in something when the price is highest!
@@NolanGouveia it's just the begining ... the worst is for may-june-jully-august
What the hell is wrong with you
I am retired witling down my savings and have 50k I would like to triple very fast, what would you do with it, @Investing Simplified? I also only have slow growth monthly gains insurance investment in my portfolio I just never touch...
Love your videos,detailed and right choices. Keep rocking
I appreciate the feedback so much! 👊
First Trust NASDAQ Clean Edge Green didnt grown from 2007 to 2019 ?
XSD is a semiconductor ETF.
Yes it is
Instead of XLV do FHLC, it's 99% the same as XLV.
0.08% expense ratio.
Good call! I’ll have to look in to that one
I looked at XLV and FHLC. FHLC has a lot more funds than XLV but XLV has preformed better than FHLC to make up for the little higher fees.
I already have BOTZ... Thanks, Dr. G
Nice!
Consider expensive ratios here. Anything above .2 is high so some of these suggestions are suspect
Hey
Thanks for putting together these great videos, they are concise and
interesting information.
Thanks
So glad to be of service!
How is VHT compared to XLV?
That’s a good one as well! I still like xlv a bit more
I am interested in investing in those Etfs through Robinhood but bit worried about the ta. Implications . Great video Professor. as always
the thing that most people don't like about VGT is the price
Gracias for the recommendations! I have been stock heavy and need to diversify w/more ETFs!
Happy to be of service!
Yhesd Robotics & AI are very expensive TER.
Question: VGT or XLK if you had to choose?
They are almost identical so honestly either is great!
Ftec 😅😅😅
There is something to say about FSELX! 10 yr return of 25.06%
Does ur content apply to Wealthsimple
I’m not sure what wealthsimple is
which is the best ?
It depends on what you need for your portfolio!
@@NolanGouveia i got schd jepi what out of these would add most exposure?
Off topic question. Are Covered Calls/Selling Put premiums in a Roth IRA taxable? And does the income from these premiums count against your yearly $6,500 maximum?
You can trade options within a Roth but it is different from institution to institution so you need to check with them. Usually you can’t use full margin either, only unsettled cash within the account
Hello,
I appreciate your feedback for:
1) the highest ETF performer in last 10 years
2) Inverse ETF of the selected ETF in (item 1)
3) QQQ has 10 years performance 16% plus dividend 3% , then total is 19% per year, Pls confirm?
4) for day trading QQQ which timeframe to use (i.e. 15m, 30m, 1h, 4h) to get the highest monthly return% ?
Thanks
Pls advise
"Building a house on sand and it washes away when the storm comes"? 😂 Sounds like my neighborhood in New Orleans
Aw man I’m sorry to hear that. That was devastating
@@NolanGouveia We're doing fine, now -- New Orleans is a fun town.
Hello, I like the idea of the speciality ETFs to compliment the Foundational ETFs for growing and managing wealth and retirement. I also love the themes you highlighted but may I ask your opinion about a semi-conductor ETF such as SOXX or SMH? Would you rather classify this in the IT specialty ETF theme?
50% VTI, 40% SCHD, 10% SPDW in my Robinhood portfolio. Doing well for me the past 3 1/2 years. Thinking about doing the same with my Schwab account.
Ya that’s a solid portfolio breakdown for sure
0.68% is not "very high". Might wanna add "IMO" to that. Many folks have long term funds that are twice that and are very happy with their high returns.
That said, I like your picks. Especially BOTZ. I see this one continuing to blow up in the coming years. WELL WORTH the money.
I will be avoiding healthcare for the foreseable future due to the current administration taking a hostile approach to the medical industry overall, especially big pharma.
Great information. I subscribed.
Thanks man I appreciate the feedback!
@@NolanGouveia Anytime.
Thanks for presenting all new ideas!
You’re welcome! Thanks for watching and commenting!
Damn this is full of good information!
Im definitely going to look into restructuring my portfolio to include some of these ETFs and maybe decrease some individual stocks accordingly.
I do find it hard to narrow down selection of specific companies in certain industries, so having these industry specific ETF can help increase exposures to some companies along with my index fund, and i can use individual stocks to increase exposure to companies i really want like Microsoft.
Do you have any content on country/region specific ETFs? I'm trying to find some Japanese ones, but they all seem quite rough with expense ratios, or performance kinda give me pause.
Awesome! I haven’t looked at country specific ETFs, but I’ll try to look around and see if I like some enough for a video
Hey Prof, wanted to pick your brain on something. I want to build a simple portfolio primarily focused on dividends with some growth. I'm thinking SCHD for foundation with XLK to complement. I know XLK is more concentrated than VGT which is why I wanted your opinion
That would be cool, but I do like a more broad growth fund like QQQM or SCHG personally if I can only pick one to pair with schd
Hi professor G,question for you..will you choose to hold a individual reit like O or will you go for etf like VNQ..for long term holding what is the pros and cons for both..yr reply will be much appreciated..tks in advance!!
I would think either is a good choice. Personally for REITS “O” is my favorite
I was looking at XLV, though another sector seems to also be a consistent long term outperformer of the S&P, and that's consumer discretionary, XLY. Is there any reason you don't like this ETF quite as much?
It is a fine etf, I just don’t invest in sector etfs as I like to stuck to broad index etfs
I like VGT. It seems like the volume is pretty low compared to QQQ. Not many seem to be talking about VGT. I've been trying to put more into VGT over VOO but still invest in VOO for the diversity.
For sure ya I agree
One more excellent video thanks -🍷
Thank you Frank!
Any thoughts on RYH in the healthcare sector? It has better 10 and 3 year returns then XLV and continues to look strong this year.
Yes those numbers are higher but the dividend is much higher and the expense is 4x less with XLV over RYH
@@NolanGouveia great points! I have been looking to add a healthcare sector etf to my Roth and I think this might be the one.
Curious what your thoughts are on IRBO which I expected to see.
I’ll have to check that one out. Why do you like that one?
@@NolanGouveia Multisector exposure without overweight to mega caps and expense ratio around 0.47.
Great video as always sir. Anyway I have a question for you, so when companies have certain days per quarter that have calls on earnings, aren't they actually supposed to pay out dividends to investors on that same day? Or does that not how it works?
The date when the dividend is paid is stated by the company but it’s not necessarily only at the same day/time as it’s earning call
@NolanGouveia okay that makes sense ty.
Another great and interesting video.
Thank you so much for your feedback!
Voo vti aiq
VOO and VTI together might give you too much exposure to tech. I own VOO but just holding it. Using VTI as a staple ETF. Using SCHD and SPDW to diversify a little more.
How would you apportion all ETF using the pie chart?
It be would be different for each investor!
Question for Proff G. Can you comment or do a "Vid" on Structured ETF's?? My financial guy is trying to sell them. I'm very skeptical.
What type of structured ETFs?
That is the name the financial guy told me. Basically per year if fund does say 5% they give you 10%. If it loses say 20% you only loose 10%.... but you are capped at a 15% return. That is very short description but hope you get idea. @@NolanGouveia
What do you mean by financial guy? Unless he's a fiduciary I wouldn't trust what he says
@@brettatenciorn8522 Yes the company is a Fiduciary, they do retirement planning for people. I don't want one of their overpriced plans I just saw him to discuss ETF's only to have a second opinion.
Vanguard ETF are nice in terms of price appreciation over time, However, They pay a very tiny dividend, comparing to common stocks.
So, in general, how do I make money on Vanguard? To sell it in 20 years?
For the lower dividend ones, yes. But ones like VYM have a nice dividend too!
I’m a believer that if you own your own home or have equity in a home, that might be all you need for real estate exposure in your portfolio.
I can see that justification
Hey Prof, do you still feel confident in SCHD? I have a large number of shares in it, just wondering if there’s any reason to be stressing about it’s recent performance.
I’m very confident in schd! Buying every week still!
That’s why SCHD should be paired with other ETFs such as VOO/SP500 Index. That’s a good idea as their performance will zig zag differently.
When SCHD underperforms - it can be hard to standby while others outperform.
All look good for 401k's ...
XLV my fav etf I don’t own
👍👍
I can’t find a reason to hold an etf with a ratio above .50BP. Thankfully VOO/VIG/FTEC hold most that are in AI!
Also FTEC needs to be talked about more. Think it will be better moving forward than VGT.
Ya I do agree man! Cool options out there but they got to make sense
Hey Professor G, I have a question for your office hours, or if you could possibly direct to one of your vids if you have already answered it.
I was looking into possibly investing a substantial amount of money into 6 ETFs. They're kind of overlapping a little. I was looking towards the Tech sector (VGT and/or QQQM), S&P (VOO), Small Cap (VBK or VO), Mid Cap (IWP or VB) & Larg Cap (VUG), and possibly consumer discretionary (VCR) or something else. Would that be viable in the long run? or would it be better to invest in a different way?
There would be some overlap for sure especially with the large cap funds, but this is still a solid diversified approach. If you haven’t checked out my video on my 3 fund portfolio and the percentages I’d suggest by age, check it out. It’ll give you a good base! ruclips.net/video/2K9BbRVOioE/видео.html
@Investing Simplified - Professor G Oh, but I have checked most of your office hours vids. Some solid questions and answers there. But since I felt like doing more than 3, I wasn't sure if it would be viable or if it was better to do one or the other.
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Enphase got crushed 😢. Nice picks! I think Cathy Woods and Ark invest have made me afraid to buy specialty ETFs again, her ETFs have done terrible. Almost on the level of a Jim Cramer(crater) endorsement.
I agree for sure. There has to be a really good reason to add one in but I can see some validity in a couple of these especially over just adding in individual stocks in the sector
@@NolanGouveia I agree, thanks for educating us on different options, doesn’t have to be a large position to take advantage!
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Specialty ETF are bullshit, the hype is over when you start. Better do VOO
Cancel green.
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ChatGPT does an impressive job reviewing papers for plagiarism before turning it in. But I do have my own style of writing and want to do the honest work
Good! The new ai software we are using as professors can detect ai written papers now too
@@NolanGouveia that's what they said at Liberty University online. I do like a second set of eyes over it... even if it's skynet
that qcln one was $30+ higher a few years ago, where did you get that big yearly rate of return from? what am i missing.
That’s just the average appreciate over the last 10 years