RV Living On $93K A Year Across The U.S. | Millennial Money

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  • Опубликовано: 8 сен 2024
  • Amber, 30, and Jaylyn Bush, 28, travel across the United States in their RV and earn $93,000 a year. She makes $67,000 as a tech project analyst, and he earns about $2,200 a month from his military pension. They bought their first RV in 2019 and now travel with their 1-year-old daughter, Journey, and their dog, Louie.
    This is an installment of CNBC Make It's Millennial Money series, which profiles people across the globe and details how they earn, spend and save their money.
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    Living On $93K A Year Across The U.S. | Millennial Money

Комментарии • 326

  • @CNBCMakeIt
    @CNBCMakeIt  2 года назад +14

    What's your budget breakdown? We're looking for stories from all ages, not just millennials! Share your story with us for a chance to be featured in a future installment of Millennial Money: cnb.cx/32TYZ2K

  • @Pravin_Yeshua_BTC
    @Pravin_Yeshua_BTC 2 года назад +127

    Going into this, I was Not expecting them to have such high living expenses in an RV.
    I haven’t emotionally recovered from this budget yet. 😬

  • @MaryThiboudeax
    @MaryThiboudeax 2 года назад +16

    $2200/mo with a wife and child???? He needs to grow up and get a job. I doubt they’ll be together long because she’s going to want more stability once the baby gets school age.

  • @FunInTheSun808
    @FunInTheSun808 2 года назад +12

    $12,000 a month= $145,000 a year. They make $93,000 a year.Something doesn’t add up in their budget.
    Crazy stupid that they spent $2,800 on food. They gotta learn to cook.
    Time for this guy to get a job. He doesn’t need to go to school for photography. They can’t afford it.

    • @newmankidman5763
      @newmankidman5763 2 месяца назад

      I have come to realise that it is someone who works at "CNBC Make It" who has been crushing the numbers incorrectly, because it happens very often with a lot of people they have on this show; therefore, it is most likely the CNBC number crusher who is the denominator.

  • @RealtorDanielMedina
    @RealtorDanielMedina 2 года назад +55

    He served in the military and was honorably discharged due to injury and she has OCD yet they are still trying. Living with disabilities yet not wanting to have a disabled life is not easy. Considering the recent experience with death, they seem to be living in the present while displaying potential growth for their daughter. I wish them the best of luck. A family like this simply needs to catch a break and not be judged. When he gets a good steady job, they’ll be unstoppable in their pursuit of happiness.

    • @sincerelysandi
      @sincerelysandi Год назад +4

      @Dan you are a kind human with knowledge❤

    • @mprce52
      @mprce52 Год назад +1

      They’re not disabled 🤣. And they are moving off of $93000. This isn’t impressive

  • @4islandbeauty
    @4islandbeauty Год назад +5

    Going back to school for photography? Really? Sorry but that sounds like such a silly thing to do. There’s so many free outlets you can teach yourself no need to go in more debt for photography school.

  • @Minimal444
    @Minimal444 2 года назад +83

    3k/month on food? Are they eating black caviar every day? And only 1k in investments? Man sometimes I just don't understand people.

    • @Tocoffi
      @Tocoffi 2 года назад +2

      Lol

    • @samelmudir
      @samelmudir 2 года назад +8

      $100 of Uber eats 3 meals a day. Pretty easy

    • @gachalife-gk4qz
      @gachalife-gk4qz 2 года назад +2

      Everyone is allowed to live their lives how they would like. They have a plan and if that plan doesn't include paying financial advisors and getting high blood pressure everytime the market crashes that's their choice. Just let the people be - it's working for them.

    • @gidd
      @gidd 2 года назад +1

      @@gachalife-gk4qz You are so uninformed that it's sad

    • @billy3603
      @billy3603 2 года назад +3

      Most people, likely yourself included, invest nothing every month. 1k with a child is excellent.

  • @jasmineliketheflower5861
    @jasmineliketheflower5861 2 года назад +13

    Explain to me (like I’m 5) how they spend 12k a month but live on 93k a year?

  • @nannynadia
    @nannynadia 2 года назад +75

    I love that they are living their dream but their debt scares me and going to school for photography is not necessary to get into the field...

  • @MrCBR714
    @MrCBR714 2 года назад +101

    Insane debts on depreciating assets, 38k on RV, 60k on truck, and 4k credit card + travel expenses. Don't want to come off as debbie downer but they're going to be in the hole for a long time, a commitment of delayed gratification is definitely in order.

    • @iamjacquesbarjon
      @iamjacquesbarjon 2 года назад +12

      They need a second income.

    • @thyong24
      @thyong24 2 года назад +8

      And he is wearing a 6k cartier gold bracelet

    • @MrCBR714
      @MrCBR714 2 года назад +1

      @@thyong24 lol good catch, it was too subtle for me, though it really drives the point that they need to change their priorities!

    • @gachalife-gk4qz
      @gachalife-gk4qz 2 года назад +5

      It's interesting everyone is only commenting about their debt - I guess no saw that they have a savings plan and they are paying down their debt but I guess looking at the comments everyone thinks That's not good enough. They have debt yes but they also have a plan.

    • @letsplayblis1115
      @letsplayblis1115 2 года назад +2

      @@gachalife-gk4qz this guy is on many different comments defending these people for some reason. Must be paid or knows them. 100% these people are financial screwed if they keep up their habits.

  • @sherriaaroundtheworld4133
    @sherriaaroundtheworld4133 2 года назад +41

    So they are spending $12,000 a month with only $7750/ month income? The math is not mathing here!

    • @lenaprice6239
      @lenaprice6239 2 года назад +7

      They are using their credit card to fill in the gaps and are over spending.

    • @economicdevelopmentplannin8715
      @economicdevelopmentplannin8715 2 года назад +5

      I would payoff a mortgage ASAP and house hack one bedroom bathroom suite. Then travel 🧳.
      They can do this and work remotely from hotels, 30 weeks a year....

    • @economicdevelopmentplannin8715
      @economicdevelopmentplannin8715 2 года назад +3

      If she loses her job today however... It's going to be tough.

  • @thatsthatPRChick
    @thatsthatPRChick 2 года назад +110

    This is HORRIBLE. They have no savings, massive credit card debt and $60K owed on a truck??? NO. He's broke with no job, talking about "going back to school for photography" WHHHHAATTTT??? Hello internet: you can learn on the go. He has no direction which is why they are in this terrible situation now!

    • @prettygirlus9008
      @prettygirlus9008 Год назад +6

      Wonder what the husband does with himself all day. If he's looking for work, as he says he is, then it seems like it would have to be a remote job. The wife is the primary breadwinner. If she loses her job, they're in big trouble.

    • @jrbluedup
      @jrbluedup Год назад +10

      Not the best situation but don’t forget he gets disability from being medically discharged due to serving his country. I think they are enjoying their life and they have a high earning potential.

    • @AnimaLepton
      @AnimaLepton Год назад +4

      He's ex-military - maybe he has GI Bill funding or something for schooling?

    • @_pitschool
      @_pitschool Год назад +17

      Typical BM pathology. This specific couple dynamic is a stereotypical BM/WW couple dynamic. He’s black & broke with an overweight WW partner & a biracial child. Typical. We’ve seen this before. He’s 28, so he’s young & she’s older than him. This compounds the problem. I suspected & knew he had little financial contribution or none at all when they spent so much time talking about her income & job. He had the nerve to have a problem with her wanting to do the “RV travel thing” when he doesn’t bring in no where near enough money. Most of “their” money comes from HER INCOME.
      They’ll break up, eventually. This dynamic is not healthy. She’ll grow to resent him & not respect him, if she even respects him now. And then, because he’s broken up with her, he’ll use that as a license to be a deadbeat father. I feel bad for the child because she suffers the most from this degenerate & dysfunctional situation.

    • @maya_danielle
      @maya_danielle Год назад +5

      @@_pitschool U are SPOT ON sis! Glad somebody said it! 😂

  • @ShidaFajita
    @ShidaFajita 2 года назад +76

    Graham Stephan is gonna have a field day with this one

    • @Tesla99
      @Tesla99 2 года назад +4

      And Dave ramsey

    • @alp.9672
      @alp.9672 2 года назад

      @@Tesla99 F-k Dave Ramsey......he has lawsuits going on right now for a reason

  • @lenaprice6239
    @lenaprice6239 2 года назад +70

    I don't understand their long term plan. Living in an RV is not ideal because the RV is not an appreciating asset, like a home. They should have purchased a small house or condo. They are only saving 1K a month and have far too much credit card debt. They really need a solid financial plan.

    • @cesmith48
      @cesmith48 2 года назад +20

      Hubby needs to go to work. He can build a Photography Business as a "Side Hustle" until the Business supports itself. Meanwhile, throw every dime of his Salary at their debt.

    • @JNN170
      @JNN170 2 года назад +8

      It’s cause he only makes 26,000 a year via his military money. She is leading this relationship which is why she has to foot the bill for it. Men are supposed to lead. Women just don’t get it. They shouldn’t have a payment for a car for $750, they should have a car that is paid off. SMH. They should have no debt.

    • @JNN170
      @JNN170 2 года назад +14

      But also you see how she looks, and you see how he looks( in shape etc..) she is paying cause she HAS too. If he had to foot the bill he would have chosen a more attractive and fit woman. This is how it works y’all lol 😆

    • @Kmini408
      @Kmini408 2 года назад +2

      @Question everything yikes

    • @mickylord21
      @mickylord21 2 года назад +4

      @@JNN170 She kinda look like a snack to me tbh

  • @td69
    @td69 2 года назад +85

    Y’all are really good at picking people NO ONE should model their financial habits after.

    • @holdencawffle626
      @holdencawffle626 2 года назад +2

      Lol. So true

    • @billy3603
      @billy3603 2 года назад +12

      Are you looking for someone to model your financial habits after or are you capable of making your own decisions?

    • @lexalee5795
      @lexalee5795 2 года назад +2

      😂🤣😂 Agree!

    • @CreditSolutionist
      @CreditSolutionist 2 года назад +2

      💯

    • @vegasgirl3538
      @vegasgirl3538 2 года назад +7

      Right? Owing 60k on a truck is absolutely absurd.

  • @iamjacquesbarjon
    @iamjacquesbarjon 2 года назад +39

    $2900/month on food?????

    • @84zezar
      @84zezar 2 года назад +10

      Yes crazy.. I have a family of 6 and spend 1/3 of that in los Angeles

    • @iamjacquesbarjon
      @iamjacquesbarjon 2 года назад +6

      @@84zezar I’m a single man, I eat out nearly every meal, and I’ve never spent more than $700 in a month. Average is $400-500

    • @Tagg25
      @Tagg25 2 года назад +1

      Where do you eat at usually?

    • @LMcBee
      @LMcBee 2 года назад +3

      They probably eat out most days

    • @steng2495
      @steng2495 2 года назад +1

      $1400 here and we eat out regularly for a family of 4 lol. They need to cook more meals at home. I get their traveling but eat a bologna sandwich once in a while. She’s $4200 in debt because they spent $12,000 and only make $8k.

  • @Benjamin.365
    @Benjamin.365 2 года назад +39

    When it comes to investing, we want our
    money to grow with the highest rates of
    return, and the lowest risk possible. While
    there are no shortcuts to getting rich, but
    there are smart ways to go about it.

    • @lillymasokku
      @lillymasokku 2 года назад

      Yes that's true

    • @lillymasokku
      @lillymasokku 2 года назад

      But i recommended Mrs Sophia she's really my bitcion trading manager

    • @joshuouy
      @joshuouy 2 года назад

      @@lillymasokku Wow I' m just shock someone mentioned expert Mrs Sophia I thought I'm the only one trading with her

    • @joshuouy
      @joshuouy 2 года назад

      She helped me recover what I lost trying to trade myself

    • @onwechinwenkwo
      @onwechinwenkwo 2 года назад

      @@joshuouy It's not about watching videos and wasting your time on strategies, I was ignorant doing so. So I decided to try Mrs Sophia and ever since then she's has made about $14,000 for on every $5,000 I invested just

  • @19910602011
    @19910602011 2 года назад +34

    This guy could make a rv travelling youtube channel, heck i would watch it

  • @pattiemax5911
    @pattiemax5911 2 года назад +48

    If he were to get a job, that would significantly better their situation....no reason why this lady should be bringing in 67k a year while his pension only provides $26,400.

    • @Rosie20102
      @Rosie20102 2 года назад +13

      🤣🤣🤣 he said he wanted to go back to school for photography😭🤣

    • @MicRose_
      @MicRose_ 2 года назад +21

      @@Rosie20102 when I heard him say that I was like, “Bruh🤦🏾‍♂️”

    • @xavierjchis
      @xavierjchis 2 года назад +1

      10/10 found the black woman. Hopefully you'll never be the disabled spouse.

    • @EldePHX
      @EldePHX 2 года назад +4

      Dude got comfortable making a measly 2200 a month.

    • @economicdevelopmentplannin8715
      @economicdevelopmentplannin8715 2 года назад +1

      Kansas City, KS 66112,,, nice houses for 350k for 3 showers. They need to pay that off ASAP. Double their income and dump it all into getting out the mortgage ASAP.
      Then use their 93k income to travel.
      Get rid of the expensive cars and RV. Just use hotels. See the world if that's the interest. They're making life hard for themselves unnecessarily....

  • @TheBlackDorothyZbornak
    @TheBlackDorothyZbornak 2 года назад +12

    They couldve done tiny home living or even traditional home. With a military loan they wouldnt even have to put anything down

  • @photograph.outdoor2363
    @photograph.outdoor2363 2 года назад +67

    This is a perfect example of what not to do.

    • @loicrose1826
      @loicrose1826 2 года назад

      Why?

    • @Moch117
      @Moch117 2 года назад +9

      @@loicrose1826 Look at their credit card debit, RV debit, and Pick up Truck debt. All of that on a 93k salary lol

    • @SnowyCountryChicken
      @SnowyCountryChicken 2 года назад

      That total debt is less than a traditional home mortgage and they'll pay it off much faster, probably in under five years.

    • @photograph.outdoor2363
      @photograph.outdoor2363 2 года назад +2

      @@SnowyCountryChicken not with their spending habits

    • @tracychappell9427
      @tracychappell9427 Год назад +2

      @@SnowyCountryChicken They are paying off depreciating liabilities and will have no assets (aka home mortgage) in under five years. Works for now but will be in the same situation 10years from now if they don't make changes.

  • @dealerofgame
    @dealerofgame 2 года назад +24

    Is getting a degree in photography really worth it? He could start a business without a degree

    • @ZeusAVI
      @ZeusAVI 2 года назад +8

      Nope. Photography is a useless degree that would only end up with more debt for them. Unless he’s planning to use his GI Bill and pocket the checks, it’s a waste of time.

    • @alohaazzie8462
      @alohaazzie8462 2 года назад +3

      He more than likely has a GI Bill, which means he’s getting paid to go to school

    • @biscaynesupercars
      @biscaynesupercars 2 года назад +2

      @@alohaazzie8462 then go to school that can actually be lucrative. If he has a passion for photography thats something you just go and do, no formal education needed. I know a few professional photographers and some make really good money doing weddings or modeling shoots and none of them went to school or got formal training for it

    • @alohaazzie8462
      @alohaazzie8462 2 года назад +1

      @@biscaynesupercars well yea, what I’m saying is that, most people just do it. You definitely don’t NEED a photography degree, however, the Post 9/11 GI Bill will pay for tuition, his housing (I took mostly online courses, with one course on campus, made $3k for housing), his photography equipment and software, etc. He can still do his work stuff on the side or build a portfolio and he’s still pulling money no matter what

  • @Rosie20102
    @Rosie20102 2 года назад +45

    So the husband doesn’t have a job, but he does get paid by the military for his injury. Imagine if he had a job plus his pension.

    • @airportatheist1645
      @airportatheist1645 2 года назад +10

      Its unlikely he will ever get a job. At his next VA checkup he will say his injury is getting worse and they will increase his monthly benefits/pension. He will keep this act up for the next 30 years in order to keep getting higher payouts. It’s what ex military guys do.

    • @jemalguillory
      @jemalguillory 2 года назад +1

      Its a physical injury. A physician has to exam and sign off on the injury. Mental health injuries in the VA has to get signed off as well after treatment.

    • @mahed5807
      @mahed5807 2 года назад +2

      When the wife works, I'd assume he's taking care of the baby.

  • @chubbytummymafia
    @chubbytummymafia 2 года назад +10

    They lying about their ages and their budget. The math ain't mathing.

  • @Chaseosa
    @Chaseosa 2 года назад +41

    Dude worked 2 years then retired. That's the real story.

    • @juliusreed5273
      @juliusreed5273 2 года назад +12

      For real he worked the system

    • @prettygirlus9008
      @prettygirlus9008 Год назад +13

      It said he had a "leg injury," but he seems to get around perfectly fine.

    • @peredavi
      @peredavi Год назад +4

      😂 Yeah, no kidding!

    • @cy8999
      @cy8999 4 месяца назад

      @@juliusreed5273sad to say this, also not speaking of all, there are a few servicemembers that join for a few years just for the system. If qualified, they could make double to triple after discharge than what they make as active duty. And here’s a kicker, the disability pension is tax free.
      I hope that VA redesigns the system to distributes the pension to help the veterans that are truly in need, not for moochers

  • @Jeff-312
    @Jeff-312 2 года назад +25

    I hear a lot of, “I” coming from her.
    Is it their dream to live this way or just hers?
    That budget is NUTS too.

    • @ladybug3380
      @ladybug3380 2 года назад +16

      She’s obviously the leader in this relationship.

    • @candyjamaican
      @candyjamaican 2 года назад +4

      Uhmmm she’s wearing my the pants isn’t she.

  • @hillyhawk2001
    @hillyhawk2001 2 года назад +127

    How are they spending $12k/month on a $93k salary?!?!?!

    • @84zezar
      @84zezar 2 года назад +24

      Yes the math don't add up..🤔

    • @iamjacquesbarjon
      @iamjacquesbarjon 2 года назад +19

      Credit cards. And I’m guessing they took one month and not the average of many months.

    • @pouroverfinance
      @pouroverfinance 2 года назад +50

      Time for the dude to get a job. 2k a month from the military ain't cutting the mustard

    • @samelmudir
      @samelmudir 2 года назад +22

      They have debts on depreciating assets. RV, truck, etc…

    • @dymkeyes2758
      @dymkeyes2758 2 года назад +3

      Because they are only stating the salary from the jobs not from side gigs

  • @politcallycorrect5816
    @politcallycorrect5816 2 года назад +11

    husband needs to make some more income and they need to reduce spending significantly. if he wants to go to school for photography they need to cut wayyyy back.

  • @laina-brown
    @laina-brown 2 года назад +26

    I think it would be pretty cool to be traveling in an RV like that and have 0 debts whatsoever. I think that would feel very free!

    • @TravelSmallLiveBig
      @TravelSmallLiveBig 2 года назад +2

      That is where we are in life / no debt, a few bucks in the bank & traveling in our small RV. It is surprisingly a lot of work! But yes, freedom!

  • @LadyKaydabs
    @LadyKaydabs 2 года назад +9

    This is a financial horror.

  • @_pitschool
    @_pitschool Год назад +7

    Typical BM pathology. This specific couple dynamic is a stereotypical BM/WW couple dynamic. He’s black & broke with an overweight WW partner & a biracial child. Typical. We’ve seen this before. He’s 28, so he’s young & she’s older than him. This compounds the problem. I suspected he had little financial contribution or none at all when they spent so much time talking about her income & job. He had the nerve to have a problem with her wanting to do the “RV travel thing” when he doesn’t bring in no where near enough money. Most of “their” money comes from HER INCOME.
    They’ll break up, eventually. This dynamic is not healthy. She’ll grow to resent him & not respect him, if she even respects him now. And then, because he’s broken up with her, he’ll use that as a license to be a deadbeat father. I feel bad for the child because she’ll suffer the most from this degenerate & dysfunctional situation.

    • @dannyh9290
      @dannyh9290 Год назад +1

      Haha! First thing I thought watching this was, where are the Cynthia G fans!

  • @Ansemdevil
    @Ansemdevil 2 года назад +43

    My man your 28 get to work

  • @economicdevelopmentplannin8715
    @economicdevelopmentplannin8715 2 года назад +4

    People in the comments are complaining about the guy needing to get a job. But if poop hits the fan, he has 25k yearly passive unearned income. That's more than enough to cover his bed bath costs and groceries through life.
    Gosh folks, everyone doesn't need a Range Rover!?!!

    • @lenaprice6239
      @lenaprice6239 2 года назад +2

      It's not enough to cover his child's growing expenses.

    • @economicdevelopmentplannin8715
      @economicdevelopmentplannin8715 2 года назад

      @@lenaprice6239 food and housing are the only expenses we need to survive. Everything else is extra. It's easy to afford two people on 12k yearly per person, for them to have safe housing and groceries.

    • @economicdevelopmentplannin8715
      @economicdevelopmentplannin8715 2 года назад

      @@lenaprice6239 three lakes apartments in zip 66213 is about 14k yearly for 2 bed bath residence. Plus 2k yearly per person for groceries, and that's under 25k.
      If they bought a house and doubled up on jobs for a couple years to payoff the mortgage ASAP, his 25k would easily be enough unearned income to cover 3 people's costs of groceries and housing.

    • @economicdevelopmentplannin8715
      @economicdevelopmentplannin8715 2 года назад

      @@lenaprice6239 paying off a 4 bed bath house in 66210 zip would have taxes and utilities yearly of 8k??? Can house hack one bedroom bathroom suite and have no housing costs. Only would have to afford groceries at 3k per person yearly.
      His 25k unearned passive income is more than enough to cover several people to survive and thrive, in this scenario too.
      I think the bottom line here is, military is definitely one of the fastest ways to get financial freedom. But it comes with a higher risk of death or injury 🤕.

  • @soursop1972
    @soursop1972 Год назад +3

    Their debt is not that bad. Most Americans have much higher debt. This husband is a bum. I am old school. The man must be a provider. Amazon is hiring put that camera away, you have a family to feed.

  • @EldePHX
    @EldePHX 2 года назад +7

    The dude needs to get a job. He’s 28 and got comfortable with 2200 a month 🙄

  • @dek1518
    @dek1518 2 года назад +13

    The mom mentioned she doesn’t want their child to struggle but they seem to dig themselves deeper into debt, don’t have savings and he doesn’t have a single job to help at all. That sounds like a recipe for disaster. It’s all fun and games if you want to do this on your own but when you’re responsible for another human being, you need to think more responsibly.

  • @biscaynesupercars
    @biscaynesupercars 2 года назад +5

    He should just be a firearms instructor if he did that in the military

  • @Dogbullet
    @Dogbullet 2 года назад +11

    It's kinda nice to see an episode that's similar to the early episodes, where the person is making bad financial decisions, like Alex Pardoe.

    • @countessstevens63
      @countessstevens63 2 года назад +1

      A classic lol

    • @rickyayy
      @rickyayy 2 года назад

      It's more realistic

    • @biscaynesupercars
      @biscaynesupercars 2 года назад +2

      That one was great but his income was so high he could afford the mistakes

  • @amsthe3rd
    @amsthe3rd 2 года назад +22

    Math didn't quite make sense but this is an edited presentation.
    More and more people are uprooting themselves to live their best lives, and that's always a good look.
    Cheers!!

  • @sunshinexoxo6107
    @sunshinexoxo6107 2 года назад +22

    Beautiful family. Wishing them the best. Over 100k in vehicle and credit card debt with only 15k is not good. Would be more beneficial to get rid of the credit card debt immediately and budget better. Try to see what can be reduced. The food bill can no doubt be split in half to 1500. In 3 months, they would have saved up the $ in baby's account and more. Also, they need to set up an emergency fund of at least 3 months expenses separate from regular savings. They will be alright.

  • @anamunoz2151
    @anamunoz2151 2 года назад +8

    Small living and big debt. No thanks

  • @dannyx498
    @dannyx498 2 года назад +3

    What I expected a trailer park family to look like

  • @HerAeolianHarp
    @HerAeolianHarp 2 года назад +14

    I love their nomadic ways, possible with one small child, but I am wondering about the food budget. Do they eat out a lot?

    • @candacedawn357
      @candacedawn357 2 года назад +1

      I'm assuming so because it's normally cheaper to prepare your own meals!

    • @molahi5779
      @molahi5779 Год назад +1

      They have to be! Usually, cooking at home, you make meals for more than one night. Also, judging from those hips, they are making unhealthy choices.

  • @drizzy6855
    @drizzy6855 2 года назад +3

    $2800 on food???

  • @jonathanbaker2789
    @jonathanbaker2789 2 года назад +8

    you could easily cut your food bills in half! good luck y'all

  • @alphabeta8403
    @alphabeta8403 2 года назад +5

    America’s problem:
    Buy now, pay later.

  • @trungpham4038
    @trungpham4038 2 года назад +18

    Beautiful family and I'm happy he was able to put in his service safely. They'll be fine.

  • @SeeWonderHaveLive
    @SeeWonderHaveLive 2 года назад +17

    As someone who lived similar to them for a couple years, I know the expenses add up fast as traveling kind of people. And when you become dependent on gas guzzling things instead of alternatives, there's no end in sight to spending. They should be looking for companies to work for that offer perks and savings. It kind of looks like they don't know how far a dollar could go right now.

  • @l.yannickd.1035
    @l.yannickd.1035 Год назад +2

    Lovely couple.
    I hope the hubby gets a job ASAP or he can always learn phorography online and already start his offering services now on a part-time basis to help with his family living situation.
    Totally understand that they are trying but lowering food costs, creating an emergency savings account and installing a better budget would go a long way.
    Also, they need to start planning for stability one day as their child is 5 years away from grade 1 so a good plan towards that would be awesome and hopefully their figure that out. Good luck to the both of them.

  • @gtyson188
    @gtyson188 Год назад +3

    Yall need Dave Ramsey in your lives big time! Lol I mean wow. That's all I can say.

  • @iancordell4718
    @iancordell4718 2 года назад +5

    I really feel left aside hearing and seeing several testimonies from people on profits they make from Bitcoin/Forex Investment. Can someone recommend a good expert that trade on my behalf and generate profit for me.

    • @elizabethortega2568
      @elizabethortega2568 2 года назад

      Having adequate orientation or knowledge about bitcoin trade or any other crypto currency is a key to a profitable and a successful Investment. I can unequivocally say that Forex and crypto trading is one of the most profitable and lucrative business for every Investors with the right expert

    • @isahjames5666
      @isahjames5666 2 года назад +1

      @Juan Goza You don't need to be surprised. Mrs Letton Deb services is good and everyone loves her qualifications and genuine services, i guess that's why she is popular

    • @curtispartin2604
      @curtispartin2604 2 года назад

      I have been seeing so many recommendations about Letton Deb on top comment on every RUclips video i watched trending, her strategy must be good for people to talk about her

    • @iancordell4718
      @iancordell4718 2 года назад

      Who is this Mrs Letton Deb everyone is talking about and how do i contact her directly.?

    • @luciler.anderson2531
      @luciler.anderson2531 2 года назад

      Wow can't believe you guys also know expert Mrs Letton Deb

  • @kwfown
    @kwfown 2 года назад +5

    Tiny living is not cheap

  • @landonbrown9943
    @landonbrown9943 Год назад +2

    Beautiful family, much love to this couple ❤

  • @FinancialShinanigan
    @FinancialShinanigan 2 года назад +13

    Dumb how they don't pay off that $4,200 in CC debt with their $11,200 joint savings.
    Some people sure love paying for interests!

  • @milestomoney3448
    @milestomoney3448 Год назад +1

    How are you spending $100/day on food........

  • @frozen1640
    @frozen1640 2 года назад +2

    Living on 93k, but monthly budget of 12,183? …that math ain’t mathin 🤔

  • @Brokeloco
    @Brokeloco 2 года назад +8

    Living homeless on 93k a year.. lol

    • @BuMyBeLlY
      @BuMyBeLlY 2 года назад

      That's not nice 😂

  • @randy7425
    @randy7425 2 года назад +5

    How do you raise a kid stabily like that tho? What happens when it's time for the kid to start school?
    Where y'all parking when you sleep at night/go to get food?
    Not allot of places just allow an RV to sit there for hours...

    • @candacedawn357
      @candacedawn357 2 года назад +1

      Wal-mart, RV parks, campgrounds, etc.

    • @MzCrayKray
      @MzCrayKray Год назад

      Usually people like that homeschool their children. However I do not see the husband being able to do that. He does not seem like much of a planner or critical thinker. With the mom being the full time provider they would have to go into more debt hiring someone to homeschool.

  • @UglyMaleee
    @UglyMaleee Год назад +2

    Photography ???? How about a job related when he was in service.

  • @luxuryhub1323
    @luxuryhub1323 2 года назад +15

    lovely innovative couple , lifes a lot easier when you posses creativity and problem solving skills

  • @sweetchinmusiq1623
    @sweetchinmusiq1623 2 года назад +3

    He got it made🤣🤣😂

  • @sadfasde3108
    @sadfasde3108 2 года назад +5

    How did they have 12K of after tax income if they make $97K?

    • @alohaazzie8462
      @alohaazzie8462 2 года назад

      The husband’s money is tax free and they’re probably spending money from savings

  • @ChristopherInTexas
    @ChristopherInTexas 2 года назад +1

    12,183 June 2022 but they make 93k annually. 12k*12 months is 144k. They are over spending.

  • @MOBMJ
    @MOBMJ 2 года назад +11

    This is amazing I’d like to see more videos from CNBC meeting with people living in nontraditional homes

  • @ConnieBTV
    @ConnieBTV 2 года назад +13

    $2800 a month for FOOD?! What are they eating?

    • @michaelvan6675
      @michaelvan6675 2 года назад +3

      Look at her

    • @economicdevelopmentplannin8715
      @economicdevelopmentplannin8715 2 года назад

      I see a nice house for them in zip code 64154.
      4 bed bath house for 450k.
      They need to both double up on jobs and payoff the mortgage ASAP. If they're focused they could be mortgage free in a couple years.
      Then house hack and use all their income to travel the traditional way... Flight and hotel.
      A week in a hotel with flights and food is $1600 weekly?? That would give them like 30 weeks of 🧳 traveling!!

  • @mfhfreq21
    @mfhfreq21 2 года назад +5

    For all the people in the comment section wondering and asking why the black dude isn't working being 28, Jaylyn clearly stated towards the end that he was looking for work. Although I agree going back to school for photography is a waste of time.

    • @economicdevelopmentplannin8715
      @economicdevelopmentplannin8715 2 года назад +2

      They should payoff a house ASAP with extra unused bedroom bathroom suite to house hack. In the Midwest can get 4 bedroom bathroom house for 388k??? They need to buy that, and double their income a couple times with focus, and payoff the mortgage ASAP.
      Then, using their extra money after groceries, they can travel.
      This is a much easier lifestyle

    • @economicdevelopmentplannin8715
      @economicdevelopmentplannin8715 Год назад

      @Question everything children don't cost that much if you're willing to be an active parent. Really just groceries. Most parents raised us on less than 3k yearly per child.

    • @molahi5779
      @molahi5779 Год назад +2

      There's only one guy in this story. No need to refer to him as "the black dude".

  • @sabrinatatalias4277
    @sabrinatatalias4277 2 года назад +1

    oh my gosh if monthly spending is even around 9k-12k avg they are way over spending...its a given they will over spend for RV/Truck/gas/insurance/maintenance ... but thats required/given when thats your home on wheels + all the miles your driving...i think the food is way too much and if they cut that down to even 1k its still too much over what they can afford on 93k a year (especially given the loans are not even close to paying off yet).

  • @charlottebreton6796
    @charlottebreton6796 2 года назад +6

    Its great when the kid is young, but when she has to go to school and wants to make friends its going to be impossible. I dont think they should have had kids till they both had full time jobs and were finically stable.

    • @IDFK__
      @IDFK__ Год назад

      I agree. Having a kid when you want to live a “nomadic” almost carefree lifestyle is not ideal with children. They should of looked into a tiny home in a nice community in my opinion, at least that’s more realistic. Maybe, they do have that planned out since their child is still a baby (I hope😳).

  • @moff_gideon
    @moff_gideon 2 года назад +3

    This is an expensive way to live. Idk how they can keep this up

  • @peredavi
    @peredavi Год назад

    I thought food would be #1?

  • @Blueskydaisy000
    @Blueskydaisy000 2 года назад +15

    That’s a lot of debt on depreciating assets. Cute family though.

  • @billy3603
    @billy3603 2 года назад +12

    I love all of the people in the comments that are so financially astute that they can critique these people. After all most American cannot afford a $400 emergency if they were to encounter one on any given month, but I’m sure each and everyone of you is an exception.

    • @lenaprice6239
      @lenaprice6239 2 года назад +4

      $400 is such a minuscule amount of money.

    • @SeeWonderHaveLive
      @SeeWonderHaveLive 2 года назад +1

      I hear ya! Some people need to figure out long term plans for real. Many ppl out there have not figured out if they have too many small kids, they need to work at home and put the time and do things differently. I have friends that spend more than they can count on the fashions for their kids or their activities but know all the while it is having a good family connection that helps you save. When I had my kid, my Mom was the one helping me out and their Mom was not able to provide. My Mom had the energy and was interested. I eventually gave him a home to live in but taught him to save by working smart

    • @Tesla99
      @Tesla99 2 года назад +3

      I don’t think the people that can’t come up with 400 are the ones watching this video actually. If you have an opinion on this type of lifestyle then there’s an awareness we have with money. As I sit here with a corporate job, two side hustles, weekend gig and a e-commerce business I’m looking into and with no kids and not married and making 6figures. I think they need to take 20 steps back so they can take 50 steps forward. I think she’s making most of the decisions. Dude knows this isn’t good in the back of his mind. Buy a house build equity for 2yrs then sell it, rent rv out or sell it. This is too much movement going on to early in their lives.

  • @candacedawn357
    @candacedawn357 2 года назад +3

    Cute family! Best wishes to them.

    • @economicdevelopmentplannin8715
      @economicdevelopmentplannin8715 2 года назад

      If they could payoff a house in a nice Midwest neighborhood on bus stops, then they'd have no housing costs. This would allow them to have 3k per person groceries and everything else can go towards traveling. A week in most cities round-trip with hotels and food is $2500 for 3 people. You can basically calculate how many trips they can afford.... Using after tax income, they can afford 19 weeks a year of trips....
      I'd recommend this life plan over what they're doing now....

  • @shanesmith5892
    @shanesmith5892 2 года назад +13

    Wonderful family. It would be awesome if they made a youtube channel about how they live! I'd follow.

  • @ladybug3380
    @ladybug3380 2 года назад +10

    He can also work from home I’m sure, why is she the breadwinner?

  • @awb19892
    @awb19892 2 года назад +3

    as much CC debt as they've given their kid in savings already. Using the CC to get points yet in debt... yeah, that's not why they're using it.

  • @EternityRecordsUSA
    @EternityRecordsUSA 2 года назад +3

    What a lovely couple. Go for your dreams guys.

    • @michaelvan6675
      @michaelvan6675 2 года назад +5

      Not really

    • @dallasryder8125
      @dallasryder8125 2 года назад

      @@michaelvan6675 Such a lonley soul with no love from a woman. Your hand must have arthritis... it's ok to paint your mothers white wall Michael. Your kind is ending

  • @topnftart
    @topnftart 2 года назад

    Wow, this seems insane for me. Their housing costs are huuuge! Why don't downshift? On 60000$ they could by 2 apartments in Thailand or a good house and elite visa for 5 years. Or rent a house for 1000$ and save the rest. Her job is remote, they could live anywhere in the world. I spend 200$ a month on my condo living like a queen here in Pattaya.

  • @PalomaHFeria
    @PalomaHFeria 2 года назад +4

    :0 you guys are my neighbors!!! D: and proud military spouse too!

  • @S7NZ97
    @S7NZ97 Год назад

    My boy chillin

  • @NathalieLazo
    @NathalieLazo 2 года назад +11

    Incredible person who is reading this. Want to let you know that EVERYTHING IS GOING TO BE ALRIGHT. Blessings upon blessings come to you daily. Everything you need it’s on its way to you! Be ready to receive! You are healthy. You are strong. You are capable. True wealth is coming for you. You are blessed beyond measure. You are loved so much by many. Receive this TRUTH! Bless you always with everything great you deserve. You are greatness! ~❤️Nat

  • @balexandrio7227
    @balexandrio7227 2 года назад +2

    We make $260k annually and don’t even bring in $12k monthly lol. Wtf.

    • @eduardocod8924
      @eduardocod8924 2 года назад +6

      Your numbers not adding up 260k way more than 12k a month

    • @Alongebaby
      @Alongebaby 2 года назад +1

      @@eduardocod8924 don't forget taxes

    • @ddavis8988
      @ddavis8988 2 года назад

      It's not way more than 12k a month, but roughly in the highest tax area that should be at least 14k a month for married.
      13k if single after taxes.

  • @brittishcapelle6508
    @brittishcapelle6508 2 года назад +3

    Hey man, you're a king, fix your posture, while sitting down you look like you don't have a say so in nothing...

    • @candyjamaican
      @candyjamaican 2 года назад +7

      If he’s a Kang, where’s his kingdom? The wyt woman is the man here. Didn’t you see her saying a lot of ‘I’ ‘I’?

    • @brittishcapelle6508
      @brittishcapelle6508 2 года назад +4

      @@candyjamaican His body language while sitting beside her is like she runs everything, I guess due to his limited income.

    • @CreditSolutionist
      @CreditSolutionist 2 года назад

      @@candyjamaican 🤣🤣🤣 all facts

    • @candyjamaican
      @candyjamaican 2 года назад +2

      @@brittishcapelle6508 And they’re in debt up to their necks. Why? Just why?

    • @brittishcapelle6508
      @brittishcapelle6508 2 года назад

      @@candyjamaican They have a plan..Also, we've all had and/or have debt .My concern was his representation as a black man.

  • @gillsonwheels
    @gillsonwheels 2 года назад +2

    Awe!! Love this!! That’s my friends!! ♥️

  • @IHappyChicken
    @IHappyChicken Год назад

    They're a beautiful couple.

  • @lenorencepayton6879
    @lenorencepayton6879 2 года назад +1

    Call me dumb. I had no clue that you could be diagnosed with OCD... I thought it was just some random thing people claimed.

  • @killtrocity6857
    @killtrocity6857 2 года назад +8

    Her dad must be real proud 😂

    • @thinkforyourself9334
      @thinkforyourself9334 2 года назад +4

      Maybe "her dad" lives in a mobile home 👍🏼

    • @killtrocity6857
      @killtrocity6857 2 года назад +1

      @@thinkforyourself9334 maybe her mother bFlanCkS Nxxxxx aswell 👀

    • @CreditSolutionist
      @CreditSolutionist 2 года назад +2

      🤣

    • @Blueskydaisy000
      @Blueskydaisy000 2 года назад

      And what exactly do you mean by that? Explain it to me.

    • @killtrocity6857
      @killtrocity6857 2 года назад +4

      @@Blueskydaisy000 which part there's alot to unpack 🤔

  • @emmanuelharbor2350
    @emmanuelharbor2350 2 года назад +2

    Travelling RV is c cool 😎!

  • @djetton1
    @djetton1 Год назад

    Inspiring!

  • @FIDODIDO19
    @FIDODIDO19 2 года назад

    Amazing girl name - Journey !

  • @Tesla99
    @Tesla99 2 года назад +2

    Wonder where the ring money gonna come from if he plan on marrying……

  • @PanicRoll7
    @PanicRoll7 2 года назад +3

    You guys should get Eric Floberg on here it would make a great episode.

  • @markelon8303
    @markelon8303 2 года назад +10

    Happy for them. Beautiful and perfect couple. Great man with a great woman

  • @candyjamaican
    @candyjamaican 2 года назад +9

    What kind of mess is this? And what are they eating? A cow everyday? Dude, please don’t come on national tv looking so dumb loss, chest out please and go get a JOB

    • @EldePHX
      @EldePHX 2 года назад +1

      Exactly 🤣🤣

    • @economicdevelopmentplannin8715
      @economicdevelopmentplannin8715 2 года назад +1

      Agreed if they both double up on jobs, the could payoff a house in a couple years. That would give them freedom to travel.
      But would be hesitant to tell a guy getting 24k yearly in unearned passive income, he needs to get a job. Parenting is a noble profession...

    • @SeeWonderHaveLive
      @SeeWonderHaveLive 2 года назад

      Haha. Someone always needs a mecanic or a plumber in middle of nowhere USA I hear...

  • @dykewithtwolabs
    @dykewithtwolabs 2 года назад +3

    Military brat here too! Starting my travels here soon. I love y’alls story. ❤️

  • @chaseiphone6552
    @chaseiphone6552 2 года назад +1

    THEY GOT SOME BILLS 💵💵💵💵💵💵💵 .. THEY MAY BE LIVING SMART.. BUT THAT WALLET BUDGET AINT SMART 🤔🤔🤔🤔🤔🤔🤔🤔🤔🤔🤔🤔🤔🤔🤔🤔🤔🤔🤔

  • @oneshot1824
    @oneshot1824 2 года назад +16

    They could start a youtube channel and have a nice community of followers and gain some more revenue. Hope everything works out for this couple . She seems like a very good wife as well. Lucky guy 🙌

  • @Tocoffi
    @Tocoffi 2 года назад +4

    Happy for them love ❤️

  • @countessstevens63
    @countessstevens63 2 года назад

    Please tell me you are saving your money in at least a MMA or a ROTH and Is the money for your daughter going into a 529 plan? Do you guys have life insurance?
    Jayln…please get some side hustles going and start bringing in some money to pay down the debt. You can put yourself on Airbnb experiences or another travel app and ppl can hire you as a freelance photographer to take pics of them when you’re in the same area as them.

  • @HXRMLESS
    @HXRMLESS 2 года назад +1

    how they spend more a month than they make