Kev and his family goes through all of that and he still finds a way to come on here and make us laugh. Your gift as a comedian is truly a blessing from God and I hope He blesses you even more for what you do.
Something similar happened to my husband and I. After 5 years of paying off debt, a year looking for a house and finally finding one that I loved, my husband was like, no. This don't feel right. The NEXT DAY, the company that my husband works for that paid us more money that we know what to do with, announced that they were laying off 90% of of its work force. Y'all... Lenders were like... Nope! But I'm sitting in my house right now. My husband started working at his new job the same day he signed the severance package for his old one. Because of his pay cut we qualified for two grants. One for the closing costs and one for the down payment. From day one we had equity in our home. I don't know how God is gonna do it for y'all, but I'm sure he will. Can't wait for the video on how he does. 💚💚💚💙💙💙💜💜💜
Wow. The same thing happened to my husband and I. We bought a new construction home put down our earnest money and 2 weeks later they called us stating they sold our home. We were crushed because that was the last home in this subdivision. Well God made a way. A couple who was supposed to buy a home that I fell in love with first but we couldn't afford they backed out. The builder called us and let us buy the home for the same price as the home we placed earnest money. The home the Lord gave us was $30,000 more than what we afford. I know God is going to make a way for you and your family 🙏
THIS IS GOD’s BLESSING & IT’S NOT EVEN IN DISGUISE. The housing market is about to crash & it will probably be worse than 2008. God closed that door so you guys can purchase the same dream house, or a better one, AT A MUCH BETTER PRICE POINT. Good luck & stay encouraged.
The house they rented is way better and nicer than the one they wanted to buy. God knew it was out of their league given the current climate in the economy. Bigger is not better when it comes to houses. Too much house is a pain and 4 people don't need a huge space.
The real estate world is very crucial for african americans in general, Red lining is very real & it's clear that the lady who was rude to you guys didn't have your best interest at heart from the beginning sending you through all those turmoils about what each transaction meant. I hate that we live in a society where African americans are treated this way when it comes to the business world or anything else in that matter. I just hope you guys are aware of this issue & know that rejection is always waiting for us in things like this. They don't want us buying homes & it's very sad & ignorant.
Audio Tv low key teaching me things that I haven’t been taught by my parents . My goal by 34 is have a house in Georgia 💗 I’m watching and taking notes .
@Audio Tv I thought the SAME EXACT thing! But I am so appreciative that Kev & Melissa are so transparent and sharing so others can see through this type of treatment & advocate for themselves
I'm a Realtor. Thank you Melissa and Kev for sharing your experience. It will help more people then you know. By sharing your experience it also showed that just because we believe in Jesus Christ things don't always work out the way we want or planned. But God will work all things out to our good in the end!!
I am currently a freelance costume designer and I am looking to buy a home in the next year or two. This video has shed so much light on the process. Thank you for being so transparent. It is so appreciated.
Tatyana Hilsman check out this book/ workbook as well www.itshowtosurvive.com/product-page/dear-first-time-homebuyer-ebook . It’s very informative on the process.
I'm looking to buy my first rental property. I plan on buying a 50-70000 dollar home outright, pay for repairs, then rent it out for passive income. I started with Lisa Philip's book: Buy Low, Rent High. Great reading.
Bought a cheap little beat up house..payed off in the next 5 years. Done. I ain't trying to get caught up in that 20 /30 year note Suburban mess. Stay up fam
I'm working a semi apprenticeship for a building contractor just so I can learn how to repair a house of my own. I'm almost to the point now where I'm prepared to buy a beat up little place and build it into my own little house to live in or flip for sale.
Smart! I'm so tired hearing about people trying to buy homes that they know they cannot afford. I love a nice house like everybody else but I will NEVER be house poor, nor a slave to my house.
Rejection is hard but Protection from God is real !!! He has something for you special he hasn’t failed y’all yet and never will . You guys entire story has been one win after another !!
bruce gaines And Mel picked it up and pulled through for him to collect his emotions spilling. That dynamic is love. She be protecting him while he is sad for her and himself.
This is a great love hour. You two shared private information that WILL help your viewers. It’s nice to y’all sitting and talking. It shows that y’all are regular people who are married and just sharing life with us. Thank you!!!
Melissa, You’re a good woman! To think of how you can impact your family and make responsible choices denotes a high level of self awareness. Respect from a married woman in Texas who just had a home built. Peace to you, El
I love how you guys are so transparent. I'm not even in a relationship, but you guys have taught me so much about relationship goals and how to go about them now. Thank you for all you two do.
Kevin & Melissa, have you all considered moving from the state. We moved from Southern California to Boise, Idaho 22 years ago. A lot of actors and actresses have moved from there to here. It’s a one hour plane ride to Cali. The house prices here are mid $300’s for a brand new home with back yards and a ton of space. Even the older homes are a lot better than Cali homes. Also the schools are a lot smaller especially the charters here. Much grace to you guys💞
African Queen I was going to say the same thing, I moved to Boise in 99. I wish there was more diversity, but I LOVE Idaho, it’s the best kept secret!!!
You suffered a serious loss. You have both the right and need to grieve. Moving is a huge amount of stress and change, even when everything goes right. This is on the scale of canceling a wedding--you set your mind to permanently alter the course of your life and now that has fallen through. It makes sense to compartmentalize as far as needing to figure out where to live next, but definitely work through your loss. Out of sight is NOT out of mind, as we all know too well. There is always someone whose situation is worse than yours, but that doesn't invalidate your pain. Walking wounded is still wounded.
I'm so sorry you guys lost your house but I'm super grateful you shared the total story because I am self-employed as well, dance, piano, tumbling instructor/choreographer, and was thinking COVID will open up the possibility for me to finally buy a house for myself and my daughter. After hearing about the loan process and the loans disappearing, I need to rethink my strategy. Preparation is everything. There is a house for you guys out there that will be perfect for you and the kids. It's coming.
Kev, I wanted to tell you this 5 months ago. I hope you read this message. Move to the Inland Empire. 40 minutes from LA. You will be right near the Ontario airport. You can get a super large home that is next generation. Meaning you can have your studio connected to your house. Live near Nia Long, look up Haven Estates in Rancho Cucamonga. Great schools.
I’ve been in the mortgage industry for 15yrs. You guys were very spot on in your explanations. I’m sorry for your loss, but I know that this is a set up for something greater.
I use this often..and this is how I phrase things now, even to homeless people-unless I am moved (by my GOD) to share. "I'm sorry but I don't have any money to give away."
Holy smokes. I got a headache from just listening to the story. How stressful. My take-aways from this: 1. Always have more than enough savings 2. Trust your spouse when they say "anything can happen" 3. This may work out in your favour should home prices fall over the next year (They already are in some parts of the world)
And NEVER EVER buy for a house that you didn’t close on. It was not their house to do all this stuff with in the first place. My real estate agent stressed not to do every week. Until You got KEYS IN YOUR HANDS, it’s NOT YOUR HOUSE TO invest in. I just can’t Believe they did all that stuff for a house that wasn’t theirs yet😳😭😭😭the unnecessary heartache they bought on theirselves made my chest so tight listening to the story... 😭😭
My boyfriend and I were almost in your exact situation. We too selected a “quick move in” home as well and we basically lost the house twice in 45 days. We wound up closing on 2/28 RIGHT before COVID-19 really hit. Mind you...this was out 3rd closing date. Another week and we’d still be in our apartments. I feel you on the multiple visits with the tape measure and buying furniture lol! My Amazon wish list was lit 😂. I shed many tears but by Gods grace, it worked out. And it’s working out for y’all too. God is gonna give you what you lost TEN FOLD!!! Love you guys!!!! ✊🏾🥰
Sae Tae To each her own....it’s not if you have a plan. We’re happy, our kids are happy. We also have a contract outlining all of legal stuff involving money.
Grief comes in many forms. Its okay to grieve the loss of your dream house--even during this major crisis. Best wishes to you on your future endeavors.
Let me tell you where God is in this story. He made sure you didn't get into a financial situation that you would regret for the next couple of years. Sometimes sad times are really blessings. We don't know how long this thing is gonna go on. And think about this. In the next year or two, you may be able to pick up a house for half of what you would pay today if the ramifications of this virus continue. He's STILL good!
You all are a ways away from being Auntie & Uncle. I look at you both as the older cousins who stay booked and busy but make sure to come to all the holiday functions just to catch up with everyone and to learn the new dances
1:08:30 Y'all gone head and brag! Ya'll worked hard. This Pandemic don't stop Gods blessings. We're still happy for ya'll! We appreciate the mindfulness though Liss.
I felt that when Melissa said you can't buy things with a house, you need cash for food ect. But y'all did a good job of showing how complicated it can be to buy a house and how renting is sometimes the better option. Especially if you're able to get something reasonable that allows you to save up your cash for something bigger and better. The silver lining is, without putting down roots in LA, it allows you to be more open to other possibilities that you might not even know about yet.
Melissa had a full blown tantrum🤣🤣🤣 Melissa:No I want that house Kev: that house is no longer available Melissa: No I want that house. Girl I understand 🤣🤣🤣
Great info! I use to be a loan officer WAAAAAYYY back in the early 2000’s when you didn’t need NO KIND of qualifications to be a loan officer OR to get a mortgage loan. The money was good but whole industry was trash! SMH 😂😂😂
Truly happy that y’all found a nice place-holder home to ride out the storm. Please don’t feel the need to lessen your joy or downplay your grief for enduring a big and sudden loss. You’re entitled to both and you’re not responsible for the grief and loss of others. Plus, we all need something to be happy about right now. Your win, however small, gives hope to others.
Melissa & Kevin.... I just want you guys to know how much I truly appreciate y'all ! Seriously, the transparency of the OnStsges' content is so refreshing. I wish you the best in ALL your endeavours! Thank you for dreaming BIG and sharing the real speed bumps along the way... 💕💞💕
First I want to say I empathize with you guys over this process; working towards something that was guaranteed and to have it snatched out of nowhere is extremely mind/ emotional boggling; second Do you guys have a video on how to manage my days? You guys get so much done in a weeks span and I would love to learn from you 🙏🏾
When Kevin was talking about the animal tile, chile I was dying laughing! 😂😂😂 I, too, am trying to buy a house now as well and this video is very informative and encouraging. Thank you guys for posting this content because I've found myself getting discouraged during this process. But after seeing your video, it reminds me that I'm not the only one who's gone through this and not to give up or get discouraged. Home buying is an emotional rollercoaster! But y'all will get your dream home soon! Keep pushing!
We need more personal episodes like this pls! Just like the good old days of just you two telling us about your lives. I learnt sooooo much from this episode, kept pausing and telling my husband, omg did you know houses cost this much in LA? Omg, corona stopped Kev and Mel from buying their dream house ! Omg, did you know being self employed was this difficult financially? Hubby got tired and walked out 😂😂
I'm so glad y'all found somewhere to live. I also appreciate the details, we bought our first house last year. I was holding my breath at certain points of this story. What fiscally responsible decisions you've made.
As a self-employed single parent I appreciate you both for shedding light on the home buying process. I think I'll take a page from your book and chill until things smooth over. When that buyer's market hits I'll be ready! Thank you both for sharing and for being so transparent about your experience. 💫💫💫
This was one of the best love hour episodes ever. So many teachable moments. Thank you guys for using your very hard moment ti teach us. My prayer is that you guys will be able to own a better home than you guys could have ever imagined when this is all said and done.
This was so real and very informative. Thank you for sharing, I've never lived in a house and never even thought abt the process. This totally opened my eyes of the real estate industry.
Thank you for the info re: obstacles you encountered as “self employed” and receiving payments through PayPal, Eventbrite, etc. I’m in a similar predicament and want to buy another house in the next couple of years, so it helps me manage my expectations.
Harold Brown They have like... successful white dentist bread. They’re no Bey and Jay. They’re not even Issa Rae (financially). But someday hopefully they will be. They’re so funny, smart, and lovable. Two good people who can be one more of the few black couples with wealth and options to pass down to their kids.
Listening to this I am grateful that our whole home buying experience was vastly better. We just closed in March 2020, my mortgage interest rate was reduced, twice! I did so much research on home loans, we did a VA loan, because I don't like unexpected, my anxiety can't take it and I am a super nerd queen. We signed our closing in the car because of the distancing restrictions, I was like "it can be whatever, as long as I get my house." I worked in a real estate office back in the early 2000s, one of the agents had a saying, "it isn't your house, until they give you the keys", that was replaying in my head until the closing was over. And now, I am forever unpacking. Glad this worked out for you, Melissa and Kev.
God saw this and got y’all out! Praise him! I know it didn’t feel good, but when God be for you, who can be against you! Rejoice, he’s not forgotten about you and something MUCH better is coming and will be everything you want and more!
I’m a realtor in NC and SC. You guys gave great advice. Things happen all the time when buying and closing on a home. I’m glad the builder were willing to accommodate you guys. I have heard opposite happening where the builder weren’t accommodating, only when a buyer isn’t represented by an agent. They try to get over when walking into new construction alone.
So interesting about the Grieving process... we all have the right to feel our feelings (no matter what level it is), even though it's hard to express it in these times!!
Listen, I am a healthcare provider right in the midst of COVID-19 and I am here to say that this is 100% a grieving process for you and it is not insensitive to be sad over this. This is affecting literally all aspects of life for almost everyone. Prayers for us all.
I love the transparency...the paperwork for purchasing a home is tedious..after I purchased my 1st home I have vowed I will not do this again until I know I'm " ready ready" to purchase again. Those "explanation" letters tape danced on my last nerve as well 🤣🤣🤣
My husband and I just went thru this same thing last year! Listen.... I did not realize buying the American dream was so stressful, by the time we went in several circles I was like keep your dream and we ended up renting a home that had everything we wanted in a very very nice neighborhood! The other thing I realize the home buying process is prejudice!!!!! Just listening to y’all I felt yah all the way but my stress came back thinking about what we went thru... the situation is still raw hahaha! Your new home I very beautiful! Enjoy! We were also told the industry would not fall for at least 5 years, well fast forward to today and we are on the break of a huge industry fall so they will be begging for buyers soon!
I’m so glad I stuck to my guns and purchased a condo at the lower end of my budget. I was approved for a lot more and it would have been nice to get a second bedroom, but I’m in banking. I’m afraid I won’t have a job this time next year. So sorry all this happened to you guys. 😥
After all is said and done. I think this was the best decision to rent a little longer, since we don’t know the status of COVID 19 and how long it will last.
I would have been able to follow the journey more clearly if Melissa had not kept jumping in to say what she thought Kevin was GOING to say. But, I am sorry that this happened. In time, God is going to bring you something greater. When I was going to buy my first home several years ago, I lost my job the week before closing and had to walk away from it.
I’m so thankful for you guys and how things have turned around even with you guys not getting your dream home. I love that you guys are being so sensitive to people that may be affected by covid-19 HOWEVER 👀 FLEX on us please😂😂 y’all earned it and have been a blessing to all of us by just bringing us joy.
Grief is relatable but experienced differently by individuals. Both of you had the right to grieve over the loss of what you wanted. You don't need to compare wounds and scars when grieving. Comparison IMO always invalidates the present moment.
*57:30**:* along with all that is being grieved in the world, you are allowed to grieve your loss (both can exist). grieving is personal and your grief matters just as much as anyone else’s. the myth of *comparative suffering* tells us grief/suffering must be rated on a scale. that [X] is greater/more important loss than [Y]. and so even though we’re devastated about [X] we diminish our feelings & restrict the expression about our emotions bc our loss isn’t (as bad-in our minds) as [Y]. any comparison in and of itself is emotional violence. you both were invested in this process in every way. you did your work. you were given the green light. you prepared for the birth. and then it was gone. it didn’t happen. and there was no one who could bring it back. that’s heartbreaking. you’re worthy to feel every bit of that heartbreak & disappointment. just as others are worthy to feel theirs. 💕
Something is bigger and better coming 💞 remember racism gate ? Now you’re in this other office 💗 something big is definitely on the way . Love you guys
Omg I wanna cry for y’all! My feelings hurt like it was me lol I’m 29, single, & currently looking into purchasing a home when I turn 30. So this has giving me a lot of insight into the process. Thanks for sharing your story!
Than you for being transparent, I remember the house buying process and it's no joke! My husband and I envisioned ourselves in two houses before we got our forever home 😩 it's so stressful! Thankfully you all are happy and made it out the process together 😄
Kev and his family goes through all of that and he still finds a way to come on here and make us laugh. Your gift as a comedian is truly a blessing from God and I hope He blesses you even more for what you do.
Agreed!!
Amen to that! 💪🏾💪🏾💪🏾❤️
Amen!!
Yes! He and Liss are awesome... And that animal print tile story. 😂
lol
Something similar happened to my husband and I. After 5 years of paying off debt, a year looking for a house and finally finding one that I loved, my husband was like, no. This don't feel right.
The NEXT DAY, the company that my husband works for that paid us more money that we know what to do with, announced that they were laying off 90% of of its work force.
Y'all... Lenders were like... Nope! But I'm sitting in my house right now.
My husband started working at his new job the same day he signed the severance package for his old one.
Because of his pay cut we qualified for two grants. One for the closing costs and one for the down payment. From day one we had equity in our home.
I don't know how God is gonna do it for y'all, but I'm sure he will. Can't wait for the video on how he does. 💚💚💚💙💙💙💜💜💜
Hi, would you happen to remember the names of the 2 grants?
That's a few blessings, goodness. Glad y'all were able to get your dream home.
Amen! What an amazing testimony to how we gotta let the Holy Spirit do its’ thang! Congratulations to you and yours 😊
That's why we cant depend on these jobs, we have to completely depend on God. He truly is our provider and source for all of our needs
Wow. The same thing happened to my husband and I. We bought a new construction home put down our earnest money and 2 weeks later they called us stating they sold our home. We were crushed because that was the last home in this subdivision. Well God made a way. A couple who was supposed to buy a home that I fell in love with first but we couldn't afford they backed out. The builder called us and let us buy the home for the same price as the home we placed earnest money. The home the Lord gave us was $30,000 more than what we afford. I know God is going to make a way for you and your family 🙏
Good, as long as they gave you a good house and didn't keep your money. Good deal.
Look at God!
PRAISE HIM! 🙌❤️❤️❤️ God worked that thing right on out and within budget! Amen
Needed that story
AMEN 🙏🏽
As a college senior living wit my mama 👉🏿👈🏿 I appreciate all the economics terms and loan talk!
Sydni Lundy sane here! I didn’t know what the heck escrow was or how the home buying process even works!
Yes! Learn all you can early!!!
Right ! Up here taking notes !
Kev u did a great job on not overtalking.
Yes, He did! 👏🏽
Yes because Melissa was driving me crazy talking over him , but, I saw myself and I saw what it looks like so I’m going to change!
@@patriciaduke5169 I prefer women be the talkative ones. Men who talk too much and talk over their wives lol it does not sit right
Yep.....growth
She talks too much. They need to share the floor
THIS IS GOD’s BLESSING & IT’S NOT EVEN IN DISGUISE. The housing market is about to crash & it will probably be worse than 2008. God closed that door so you guys can purchase the same dream house, or a better one, AT A MUCH BETTER PRICE POINT. Good luck & stay encouraged.
HelloLove absolutely! my thoughts also
Amen, I’m receiving this too lol
👍🏾
The house they rented is way better and nicer than the one they wanted to buy. God knew it was out of their league given the current climate in the economy. Bigger is not better when it comes to houses. Too much house is a pain and 4 people don't need a huge space.
HelloLove facts
That Blue Chew transition was smoooooth lol
“IM HERE TO TALK OVER YOU!” Melissa is ME, I AM MELISSA 🤣🤣🤣🤣🤣
It sounded like the selling agent didn’t want to sell to you for reasons we may all know of.
The real estate world is very crucial for african americans in general, Red lining is very real & it's clear that the lady who was rude to you guys didn't have your best interest at heart from the beginning sending you through all those turmoils about what each transaction meant. I hate that we live in a society where African americans are treated this way when it comes to the business world or anything else in that matter. I just hope you guys are aware of this issue & know that rejection is always waiting for us in things like this. They don't want us buying homes & it's very sad & ignorant.
Audio Tv low key teaching me things that I haven’t been taught by my parents . My goal by 34 is have a house in Georgia 💗 I’m watching and taking notes .
Black people have to send a proxy to make big deals. Sad
@Audio Tv
I thought the SAME EXACT thing! But I am so appreciative that Kev & Melissa are so transparent and sharing so others can see through this type of treatment & advocate for themselves
Jacen Cage nothing is ever smooth when you try to do something positive or improve .
Yes.
I'm a Realtor. Thank you Melissa and Kev for sharing your experience. It will help more people then you know. By sharing your experience it also showed that just because we believe in Jesus Christ things don't always work out the way we want or planned. But God will work all things out to our good in the end!!
I am currently a freelance costume designer and I am looking to buy a home in the next year or two. This video has shed so much light on the process. Thank you for being so transparent. It is so appreciated.
Tatyana Hilsman check out this book/ workbook as well www.itshowtosurvive.com/product-page/dear-first-time-homebuyer-ebook . It’s very informative on the process.
That's my dream career. I love costume design!!!!
I'm looking to buy my first rental property. I plan on buying a 50-70000 dollar home outright, pay for repairs, then rent it out for passive income. I started with Lisa Philip's book: Buy Low, Rent High. Great reading.
Bought a cheap little beat up house..payed off in the next 5 years. Done. I ain't trying to get caught up in that 20 /30 year note Suburban mess. Stay up fam
@DavidH, kudos to you, 30 years is a legal robbery. I'll like to do what you did one day!!
David H Have you put any work into it? And was buying a house like that worth it?
I'm working a semi apprenticeship for a building contractor just so I can learn how to repair a house of my own. I'm almost to the point now where I'm prepared to buy a beat up little place and build it into my own little house to live in or flip for sale.
I definitely agree! In the process of doing the same thing. 5 years max! 🙌🏾🙏🏾😊
Smart! I'm so tired hearing about people trying to buy homes that they know they cannot afford. I love a nice house like everybody else but I will NEVER be house poor, nor a slave to my house.
The transparency in this video. Jesus! This is the best show. Where’s my popcorn? Back to watching.
Ain't it!
Catherine Storing definitely have mine right here! 🍿
Catherine Storing literally what kept me watching the whole 1hr15min
Rejection is hard but Protection from God is real !!! He has something for you special he hasn’t failed y’all yet and never will . You guys entire story has been one win after another !!
Kev was low-key about to cry at the 48 minute mark. You guys will have a house better than you guys will have ever imagined.
bruce gaines And Mel picked it up and pulled through for him to collect his emotions spilling. That dynamic is love. She be protecting him while he is sad for her and himself.
This is a great love hour. You two shared private information that WILL help your viewers. It’s nice to y’all sitting and talking. It shows that y’all are regular people who are married and just sharing life with us. Thank you!!!
Kev not murdered 😆😆 the story about the raspberry tub 🛁 and animal printed tile took me out 😂😂😂
21:07 “I spoke to the logic of the situation” hit me right in the soul ✊🏾
themrnorwood hit me right in between the gloves. 😳😳😳
Melissa,
You’re a good woman!
To think of how you can impact your family and make responsible choices denotes a high level of self awareness. Respect from a married woman in Texas who just had a home built.
Peace to you,
El
I love how you guys are so transparent. I'm not even in a relationship, but you guys have taught me so much about relationship goals and how to go about them now. Thank you for all you two do.
Kevin & Melissa, have you all considered moving from the state. We moved from Southern California to Boise, Idaho 22 years ago. A lot of actors and actresses have moved from there to here. It’s a one hour plane ride to Cali. The house prices here are mid $300’s for a brand new home with back yards and a ton of space. Even the older homes are a lot better than Cali homes. Also the schools are a lot smaller especially the charters here. Much grace to you guys💞
African Queen I was going to say the same thing, I moved to Boise in 99. I wish there was more diversity, but I LOVE Idaho, it’s the best kept secret!!!
You suffered a serious loss. You have both the right and need to grieve. Moving is a huge amount of stress and change, even when everything goes right. This is on the scale of canceling a wedding--you set your mind to permanently alter the course of your life and now that has fallen through. It makes sense to compartmentalize as far as needing to figure out where to live next, but definitely work through your loss. Out of sight is NOT out of mind, as we all know too well. There is always someone whose situation is worse than yours, but that doesn't invalidate your pain. Walking wounded is still wounded.
I'm so sorry you guys lost your house but I'm super grateful you shared the total story because I am self-employed as well, dance, piano, tumbling instructor/choreographer, and was thinking COVID will open up the possibility for me to finally buy a house for myself and my daughter. After hearing about the loan process and the loans disappearing, I need to rethink my strategy. Preparation is everything. There is a house for you guys out there that will be perfect for you and the kids. It's coming.
Long hair Melissa is fab! Short hair Melissa is fire too
Kev, I wanted to tell you this 5 months ago. I hope you read this message. Move to the Inland Empire. 40 minutes from LA. You will be right near the Ontario airport. You can get a super large home that is next generation. Meaning you can have your studio connected to your house. Live near Nia Long, look up Haven Estates in Rancho Cucamonga. Great schools.
God had bigger plans for y’all.
“For all the promises of God in him are yea, and in him Amen, unto the glory of God by us.” -2 Corinthians 1: 20 KJV
Despite the heartbreak, it sounds like it was a blessing in disguise. God know what he doing! 😎
I’ve been in the mortgage industry for 15yrs. You guys were very spot on in your explanations. I’m sorry for your loss, but I know that this is a set up for something greater.
"I don't have it" means I don't have it to giveaway.
Amen! I don’t have it to give to you!
My Mom's favorite words!
I use this often..and this is how I phrase things now, even to homeless people-unless I am moved (by my GOD) to share. "I'm sorry but I don't have any money to give away."
Kev has turned into Teddy Riley Jr, not having stuff ready 😂😭
Oh & Liz you been serving hunty during this coronacation! I love it 💕
Holy smokes. I got a headache from just listening to the story. How stressful. My take-aways from this:
1. Always have more than enough savings
2. Trust your spouse when they say "anything can happen"
3. This may work out in your favour should home prices fall over the next year (They already are in some parts of the world)
And NEVER EVER buy for a house that you didn’t close on. It was not their house to do all this stuff with in the first place. My real estate agent stressed not to do every week. Until
You got KEYS IN YOUR HANDS, it’s NOT YOUR HOUSE TO invest in. I just can’t Believe they did all that stuff for a house that wasn’t theirs yet😳😭😭😭the unnecessary heartache they bought on theirselves made my chest so tight listening to the story... 😭😭
Bruh. Kev’s impression of the guy with the animal print floors was hilarious!!! 😂😂😂
I know right??? He needs to create a character for that.
Its the voice he used too Lol!
My boyfriend and I were almost in your exact situation. We too selected a “quick move in” home as well and we basically lost the house twice in 45 days. We wound up closing on 2/28 RIGHT before COVID-19 really hit. Mind you...this was out 3rd closing date. Another week and we’d still be in our apartments. I feel you on the multiple visits with the tape measure and buying furniture lol! My Amazon wish list was lit 😂. I shed many tears but by Gods grace, it worked out. And it’s working out for y’all too. God is gonna give you what you lost TEN FOLD!!! Love you guys!!!! ✊🏾🥰
Wow, that’s a testimony!
No shade but isnt buying a home with a boyfriend a non secure investment ?
Sae Tae To each her own....it’s not if you have a plan. We’re happy, our kids are happy. We also have a contract outlining all of legal stuff involving money.
Grief comes in many forms. Its okay to grieve the loss of your dream house--even during this major crisis. Best wishes to you on your future endeavors.
Let me tell you where God is in this story. He made sure you didn't get into a financial situation that you would regret for the next couple of years. Sometimes sad times are really blessings. We don't know how long this thing is gonna go on. And think about this. In the next year or two, you may be able to pick up a house for half of what you would pay today if the ramifications of this virus continue. He's STILL good!
You all are a ways away from being Auntie & Uncle. I look at you both as the older cousins who stay booked and busy but make sure to come to all the holiday functions just to catch up with everyone and to learn the new dances
1:08:30 Y'all gone head and brag! Ya'll worked hard. This Pandemic don't stop Gods blessings. We're still happy for ya'll! We appreciate the mindfulness though Liss.
I felt that when Melissa said you can't buy things with a house, you need cash for food ect. But y'all did a good job of showing how complicated it can be to buy a house and how renting is sometimes the better option. Especially if you're able to get something reasonable that allows you to save up your cash for something bigger and better. The silver lining is, without putting down roots in LA, it allows you to be more open to other possibilities that you might not even know about yet.
"She thinks we have $11."
The price of Megscoop's Townhouse LMAOOOOOOO!!!!!!
That killed me lmao 🤣
🤣🤣🤣🤣
Hahahahaha
😂😂😂😂😂
Melissa had a full blown tantrum🤣🤣🤣
Melissa:No I want that house
Kev: that house is no longer available
Melissa: No I want that house.
Girl I understand 🤣🤣🤣
StageKrew: reads title and immediately becomes upset 😠☹️
Great info! I use to be a loan officer WAAAAAYYY back in the early 2000’s when you didn’t need NO KIND of qualifications to be a loan officer OR to get a mortgage loan. The money was good but whole industry was trash! SMH 😂😂😂
Truly happy that y’all found a nice place-holder home to ride out the storm. Please don’t feel the need to lessen your joy or downplay your grief for enduring a big and sudden loss. You’re entitled to both and you’re not responsible for the grief and loss of others. Plus, we all need something to be happy about right now. Your win, however small, gives hope to others.
I love mortgage Home conversations!!! I was able to close March 25th thank the lord with no hiccups but I had a fha Loan
Melissa & Kevin....
I just want you guys to know how much I truly appreciate y'all ! Seriously, the transparency of the OnStsges' content is so refreshing. I wish you the best in ALL your endeavours! Thank you for dreaming BIG and sharing the real speed bumps along the way...
💕💞💕
The tile story😂😂 The owner literally should have thrown in the tile😂
I am cracking up 😂😂😂 I’ve been making “throw in the tile” jokes for the past several days and I’m still WEAK!
Sounds like Melissa gave her the Pretty Woman treatment... 😂😂😂... I gots the money hunna
Melissa good grief- let him talk! 🤣
“We laughing we smashing” blue chew💙
nakita lee that transition was perfect!!
First I want to say I empathize with you guys over this process; working towards something that was guaranteed and to have it snatched out of nowhere is extremely mind/ emotional boggling; second Do you guys have a video on how to manage my days? You guys get so much done in a weeks span and I would love to learn from you 🙏🏾
c. note Yes, yes and yes!
I know the feeling and it sucks but Gods timing is perfect !!!
When Kevin was talking about the animal tile, chile I was dying laughing! 😂😂😂 I, too, am trying to buy a house now as well and this video is very informative and encouraging. Thank you guys for posting this content because I've found myself getting discouraged during this process. But after seeing your video, it reminds me that I'm not the only one who's gone through this and not to give up or get discouraged. Home buying is an emotional rollercoaster! But y'all will get your dream home soon! Keep pushing!
And yes you were grieving and that's totally ok.
Theresa Lawson This!
I always look forward to these "TheLoveHour" episodes!
We need more personal episodes like this pls! Just like the good old days of just you two telling us about your lives. I learnt sooooo much from this episode, kept pausing and telling my husband, omg did you know houses cost this much in LA? Omg, corona stopped Kev and Mel from buying their dream house ! Omg, did you know being self employed was this difficult financially? Hubby got tired and walked out 😂😂
I'm so glad y'all found somewhere to live. I also appreciate the details, we bought our first house last year. I was holding my breath at certain points of this story. What fiscally responsible decisions you've made.
As a self-employed single parent I appreciate you both for shedding light on the home buying process. I think I'll take a page from your book and chill until things smooth over. When that buyer's market hits I'll be ready! Thank you both for sharing and for being so transparent about your experience. 💫💫💫
This episode was extremely helpful in so many ways. You guys taking us through your journey in a real way helped. #SoHappyForYouBoth #Blessings
If the term, “God Got You” was a couple
This was one of the best love hour episodes ever. So many teachable moments. Thank you guys for using your very hard moment ti teach us. My prayer is that you guys will be able to own a better home than you guys could have ever imagined when this is all said and done.
I’m only 10 minutes in and I’m loving this information! I’m looking into buying a home and this information is helpful! Love y’all
This was so real and very informative. Thank you for sharing, I've never lived in a house and never even thought abt the process. This totally opened my eyes of the real estate industry.
They make it way harder for black families
Thank you for the info re: obstacles you encountered as “self employed” and receiving payments through PayPal, Eventbrite, etc. I’m in a similar predicament and want to buy another house in the next couple of years, so it helps me manage my expectations.
Please give financial advice. Start a new show!!! 🔥🔥🔥🔥 like to make this happen.
Melissa and I are the same!! My husband is convinced that we are broke. I just like to live well below our means.
Kev... That was flawless 😲 I wasn't sure that was an ad until you started talking about shipping 😂
The story about the animal tile house has me rolling! 🤣🤣🤣🤣🤣
I’m over here doing the math. Y’all have bread bread 😂😂😭😭
Lmao I hate you
BIG Money
That’s that bless bless lol
Harold Brown
They have like... successful white dentist bread. They’re no Bey and Jay. They’re not even Issa Rae (financially). But someday hopefully they will be. They’re so funny, smart, and lovable. Two good people who can be one more of the few black couples with wealth and options to pass down to their kids.
Add Bow If Girl damn that was a little back handed but okay girl.
Seeing y’all together just shows me not to settle for less. Y’all are setting a great example for black families
Melissa interrupting Kev is hilarious 😭 My my my how the turntables. 😂
Turntables? Are they djing? Lol
I get your reference!
Dud512 hahahah we know what she means 😂😂
Y'all videos been speaking to me lately. I really enjoy your content.
In my Twinkie Clark voice...
"Accept...what God allows..."
😁
Listening to this I am grateful that our whole home buying experience was vastly better. We just closed in March 2020, my mortgage interest rate was reduced, twice! I did so much research on home loans, we did a VA loan, because I don't like unexpected, my anxiety can't take it and I am a super nerd queen. We signed our closing in the car because of the distancing restrictions, I was like "it can be whatever, as long as I get my house." I worked in a real estate office back in the early 2000s, one of the agents had a saying, "it isn't your house, until they give you the keys", that was replaying in my head until the closing was over. And now, I am forever unpacking. Glad this worked out for you, Melissa and Kev.
God saw this and got y’all out! Praise him! I know it didn’t feel good, but when God be for you, who can be against you! Rejoice, he’s not forgotten about you and something MUCH better is coming and will be everything you want and more!
I’m a realtor in NC and SC. You guys gave great advice. Things happen all the time when buying and closing on a home. I’m glad the builder were willing to accommodate you guys. I have heard opposite happening where the builder weren’t accommodating, only when a buyer isn’t represented by an agent. They try to get over when walking into new construction alone.
So interesting about the Grieving process... we all have the right to feel our feelings (no matter what level it is), even though it's hard to express it in these times!!
I really enjoyed this episode. This was so relevant. I appreciate y’all’s transparency
Listen, I am a healthcare provider right in the midst of COVID-19 and I am here to say that this is 100% a grieving process for you and it is not insensitive to be sad over this. This is affecting literally all aspects of life for almost everyone. Prayers for us all.
I love the transparency...the paperwork for purchasing a home is tedious..after I purchased my 1st home I have vowed I will not do this again until I know I'm " ready ready" to purchase again. Those "explanation" letters tape danced on my last nerve as well 🤣🤣🤣
Wow, this was extremely vulnerable topic to share. Thank both of you for always being open and willing to share your lives with us!!
My husband and I just went thru this same thing last year! Listen.... I did not realize buying the American dream was so stressful, by the time we went in several circles I was like keep your dream and we ended up renting a home that had everything we wanted in a very very nice neighborhood! The other thing I realize the home buying process is prejudice!!!!! Just listening to y’all I felt yah all the way but my stress came back thinking about what we went thru... the situation is still raw hahaha! Your new home I very beautiful! Enjoy! We were also told the industry would not fall for at least 5 years, well fast forward to today and we are on the break of a huge industry fall so they will be begging for buyers soon!
You’re allowed to grieve. Your grieve doesn’t add or take away from others. You get to feel your feelings.
Great great great episode. I know this sounds cliche. But, I'm sure you'll look back and say, I'm glad we didn't get that house.
Ohhhh TRUST the way my God is set up, the real house is gonna be BANANAS & they’ll get a good deal!
Come thru long hair with a bang!! I am here for it Mrs OnStage:)
I’m so glad I stuck to my guns and purchased a condo at the lower end of my budget. I was approved for a lot more and it would have been nice to get a second bedroom, but I’m in banking. I’m afraid I won’t have a job this time next year.
So sorry all this happened to you guys. 😥
After all is said and done. I think this was the best decision to rent a little longer, since we don’t know the status of COVID 19 and how long it will last.
I would have been able to follow the journey more clearly if Melissa had not kept jumping in to say what she thought Kevin was GOING to say. But, I am sorry that this happened. In time, God is going to bring you something greater. When I was going to buy my first home several years ago, I lost my job the week before closing and had to walk away from it.
I’m so thankful for you guys and how things have turned around even with you guys not getting your dream home. I love that you guys are being so sensitive to people that may be affected by covid-19 HOWEVER 👀 FLEX on us please😂😂 y’all earned it and have been a blessing to all of us by just bringing us joy.
Grief is relatable but experienced differently by individuals. Both of you had the right to grieve over the loss of what you wanted. You don't need to compare wounds and scars when grieving. Comparison IMO always invalidates the present moment.
“The reason I didn’t show my other house, is cause it was NOT dope.” Lol 😂 😂😂😂
*57:30**:* along with all that is being grieved in the world, you are allowed to grieve your loss (both can exist). grieving is personal and your grief matters just as much as anyone else’s. the myth of *comparative suffering* tells us grief/suffering must be rated on a scale. that [X] is greater/more important loss than [Y]. and so even though we’re devastated about [X] we diminish our feelings & restrict the expression about our emotions bc our loss isn’t (as bad-in our minds) as [Y]. any comparison in and of itself is emotional violence. you both were invested in this process in every way. you did your work. you were given the green light. you prepared for the birth. and then it was gone. it didn’t happen. and there was no one who could bring it back. that’s heartbreaking. you’re worthy to feel every bit of that heartbreak & disappointment. just as others are worthy to feel theirs. 💕
manaz olujimi The way you explained this is soooo powerful!! 🙌🏾
This quarantine got me waaaaay off my watching schedule 🤣🤣🙄🙄 But, I'm here this morning, so this is a WIN!!!! Love y'all so much!!!
Something is bigger and better coming 💞 remember racism gate ? Now you’re in this other office 💗 something big is definitely on the way . Love you guys
I love yall I do but more than anything I love how yall move into your sponsors. EVERY TIME I never see them coming, that's an art.
Omg I wanna cry for y’all! My feelings hurt like it was me lol I’m 29, single, & currently looking into purchasing a home when I turn 30. So this has giving me a lot of insight into the process. Thanks for sharing your story!
Awwww🤦🏾♀️🤦🏾♀️. Praying for grace and favor.
Than you for being transparent, I remember the house buying process and it's no joke! My husband and I envisioned ourselves in two houses before we got our forever home 😩 it's so stressful! Thankfully you all are happy and made it out the process together 😄