Education Loan Mistake
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- Опубликовано: 23 май 2023
- Taking student loans for higher studies?
Then ask for some extra money!
Why?
Because apart from the university’s tuition fees there are other miscellaneous expenses like, books and stationary costs, travel, and accommodation expenses, laptop purchasing cost, etc. which you will incur.
And not able to pay for them will unnecessarily create financial stress.
So, while applying for an education loan, take additional amount for miscellaneous expenses along with living expenses and tuition fees amount for the entire course duration!
But won’t it increase my interest outgo?
No, it won’t!!
As the interest is charged only on the disbursed amount of the education loan.
For example, if you need ₹45 lakhs for your abroad education then you should apply for a ₹55 lakhs loan and keep the amount of ₹10 lakhs as a safe side margin. If you disburse only ₹40 lakhs then the interest rate will only be charged on ₹40 lakhs and your rest of ₹15 lakhs will lapse automatically, and you will not have to pay any interest on it.
(Amount taken as an example and is not indicative)
So, ask for more money to make your life easier!!
#finance #anushkarathod #loan #educationloan #hack
Indian Private universities be charging 20L these days 😂
1-2 crore in pvt MBBS
20 L is for one year
Op jindal 60 lkh
@@Ejaz_Ali
1-2 crore????
Really????
@@financeforstudentyes
This is true, I was in UK and fell short of money and it was very difficult.
@@resonance.439 more like broke, wasn't working and didn't want to inconvenience family or friends.
@@manjulikabhattacharjee457 why were you in UK
So should we take extra loan?
Is it worth going UK in Jan 2024
@@pratikn7111visa process for UK is lengthy
Why nobody is talking about Lota 😂
Explain plz
Chal Hatt Be 😂😂😂
Explain pls
Kota Roasted ❤😂
@@unitytechnologies1224 explanation countries such as Canada,England only use toilet paper baki u are samajdaar
Samaj to nahi aaya pr sun kr achha laga😂
Bro sanction amount mtlb tujahe kitne ka loan chaiye ye sanction amount bank k taraf se approval hota hai k tujahe itna loan mil sakta hai aur disbursed amount mtlb actual amount jo tune bank se apne padhai k liye nikala hai toh tu jitna Paisa nikalega uspe interest lagega !!ab samjha ??
@@shahidshaikh3216ap ne education loan Lia hai kia ?
@@shahidshaikh3216thoda example deke samjhau Bhai. Mujhe 15 lakh chahiye clg fee aur expenses alag mess room toh mujhe kitne par intrest ayega.
Her saying subhe burger king and shaam ko McDonald's scares me
just needed this video....thank you sooooooooo much....I had no idea about this and was worried....till your video helped me out ☺️☺️☺️
Kia Ap ne education loan Lia hai ??
Edu-keshan 😂
Pronouncing yahi hain bhai tujhe nhi pta bss 😂😂😂
@@mr_himanshu9711 tu ja pehle 10th pass karle
@@mr_himanshu9711 ej-yoo-ke-shan hota hai
@@mr_himanshu9711 Bhai tum galat bol rahe ho @karm Patel bhai sahi bol raha hai. Yakin nahi toh Google pe search kar lena. Or ha 10th bhi pass kar lena 🤪🤪🤪
@@All_about_motivation969 sahi hai Bhai 😂👍
Madam for each and every loan, interest z charged only on disbursed amount,not the sanctioned amount
That's why i subscribe you 💯❤️✨
Kisi bhi loan me disbursed amount pe hi interest lagta hai
Ye choti bachi h ise nahi pata abhi
😂😂😂
Bhai ye disburse kya hota hai?
@@musicalguy4130 Suppose 30L ka sanction kra loan par scholarship mili aur 20L hi chahiye to 20L ka hi loan denge aur 20L be hi interest lagega. Disburse yani jitna amount tumhare account me aaya
@@AK-pm3fg ohk thanks bro👍
Folks borrowing 20 lakh to study in Canada. Meanwhile me chillin with my 1400 yearly fees @ Allahabad University 😂
bo to tereko jab college pura hoga TB pata chalega who is chillin 😊
@@usefulentertainment4672 Sure 😉
Which course?
@@HaiKuchhNaam Economics Hons
@@usefulentertainment4672 hum unemployed h 1400 pay krke 😂😂😂
Those who paid in lakhs at least had exposure and corporate knowledge to get job
Mera education loan tha ,lekin papa ne clear kiya ❤ love papa
Apne kha se kraya tha Bhai plss tell me
Education loan lene k liye kitna bank balance hona chahiye
Bhayia hme v lena hai kaise liye the aap document s
please make a video like this on education loan 🙏
She looks like sucheta Dalal from harshad Mehta show the "scam 1992"
Me Sirf Apko dhekne Aata hu Baki information se koi lena dena nhi😁🤣
Could you please make a detailed video
Aunty har ek loan jo disburse hota hai, sirf disbursed amount pe hi interest lgta hai, so this is not just for education loan
What is sanction and disbursed?
sahi baht he
Love you videos😊
Koi bhi loan lene p disbursed amount p hi interest lagta hai
Explain kar sakte ho thoda? Mene education loan dekha h 11%interest lag rha h domestic me
What 11% interest on education loan. How is it possible?
@@ammukodijuttu ha bhai check karlo 11.25% h
But woh tou bank statement pehle maangtey han admission ke time jab apply kr rahey hotey agar scholarship pe jaayen tou phir nahi maangtey
Works for home loans too for construction, furnishings etc costs
Education loan ke liye bhi warranty chchiye hotah kya ?
Informative content ❤
Education sirf likhne ke liye bolne me ejucation hota hai 😂😅❤😊
sahi kaha
Jisko disbursement and sanction nahi pata wo loan mat lo
Kya h difference
@@lightningeagle5087 mai galat tha aise videos ki zarurat definitely hai
Wow I am also looking for it thanks 🎉❤❤
Bank : i dont do this here 🤫
Aap classical dancer ho kya?😅😊
Hi
I will be in my 4th year after 2 months. I have paid my fees for 3 years but I am not able to pay now due to some financial instability. So I want to take educational loan but when I asked to SBI manager he told me you can take loan for a complete course not for a year. What should I do now? Is there any scheme/rule under which I can take loan.
I am from IIT KGP
Apply in college, may be sbi ke throught clg wale dilwate h, m mtech kruga iiith se or loan luga
@@shivmodi6536 bro mtech iiith se gate ke basis pe kya ? aur konse field mein karne Wale ho ?
@@alpeshmoreegate ni, iska individual exam hota h, pgee exam, mtech CSIS branch
@@shivmodi6536 acha bro mujhe iske bareme nhi pata tha
Bro ye exam kab rehti hai aur aapka engineering hua hai kya cse branch mein hi ?
@@alpeshmoree mene btech complete kiya fir gate or ye exam diya tha
You looks so beautiful ❤
' Don't Make This Mistake ' would be correct.
education (pronunciation)😂😂
ऐडुकेशन ❎😂🤣
एजुकेशन ✅
Differs from region to region
American english me Ju sound jyada hota hai
While other me Yu sound
India me bhi mostly Ju use hota hai because we have learnt it that way
But other one is also fine
Na bhai wo sahi h
Pronunciation* by the way
Pronounciation❎😂🤣
Pronunciation✅
@@am_aiswhh 😂🤣
Us lote ka kya Kiya😅😅
Padhane toh arts gayi thi Canada par video ke liye aadha commerce padhna pada
❤❤❤❤
hello ma'am, I subscribe your chanel because all videos are so informative so can ai know How much blank check bank asked for unsecure education loan ?
Didi thoda aur specific hoke answer do kuch samaj nahi aya 😅
Everything was fine....but here a one thing that is .........EDUCATIOn vo एडू केशन nhiii एजुकेशन hota hi......एडू केशन nam ka koi ward exist hi nhi krtaa 😢
here comes the gyani people
Education with the d and k sound is the british way to pronounce it.on the other side, with the j and k sound is the american way to pronounce it.
Go to school more often.
👍👍👍👍👍👍
Jre unn words k mtlb bhi smja do
Nice
To isme galti kya thi?
👍
People who are talking about education doesn't understand the concept of different pronounciation or accent
They just want to do show
Thoda samaj me nhi aaya
Thoda aur details me bataiye
Vo sab thik hai pr didi aap katthak kyon kr rhi ho anyway thankyou for info..
Roles switched
Make video on Education loan in India please
Eduucation ,no no, but Education 😅
Thoda aasan bhasha main samzaiye
Ketnha hath helatay hoo yarr hath dekhtay dekhtay chakkar agya😂
Didi information badiya hai
Par apki pronunciation thodi galat hai
Education= ejucation hota hai pronunciation me
Koi ni info se mtlb hai❤😊😊😊
Tejas joshi ki behen aagyi lagta hai 😂
please make this reel in english as soon as possible
Muje IELTS karke bahar Jana hai aur muje bhi loan ki bahut need hai .But muje yeah nahi patta ki loan kaise liya ja sakta hai
Canada me lota lekar jana padta hai🤔
ha bhai nahi to toilet paper se kaam chalana pdega
Have you learned law or something. You are amazing❤❤❤❤❤❤❤❤😊😊😮
Me who took 7L loan and studying and worried about how I will close it😅😪😥😥😥
Please tell ki intrest kya jab padhai kr rhe hote hn tab bhi lgta hai?? Ya phir graduation k baad?
We can choose any way I am paying now it's good cause after 4 yeras I only have to pay loan 7 L and thier is subsidy too soo 7L will be reduced . If we paying after 4 years it would be a huge amount
@@mrpro_45 mtlb intrest padhte ke saath dete rhe?
@@AviralBoy till 4 years paying internet after we have 1 year space to get a job after we can pay loan amount 7L and there is a chance to get reduce some amount otherwise everything paying after 4 years lead upto 14-15 L there will be only time to pay money🥲
me who skipped bcx of my moti chain mota paisa 😂😂😂😂
isko dekhke Tejash joshi kyo yad aya mujhe 😁😂
Hand movements 🥲🔥🔥
Instand of education loan we have to take insurance while child birth
Can you tell which bank offers lian for bachelors..??
Education 😢
HUM KO AAP SE LOVE HOIGAVA i Love u😁😁😉
Di mujhe bhi loan lena h ap btaoge kis process se mil skta h
Interest yearly lgta hai ya monthly basis pe?
eDu~keshan😂
Indian students do have to pay GIC which is around 20k cad. So u really dont have to worry about your living expenses as you get a part of the 20k returned monthly
Sorry but can you explain me fully
Lota was personal 🗿🗿
Didi bank said they can't sanction educational loan for foreign studies without any property just tell me about this
Pehli bar koi loan vala achi baat bta rha h 😂
Lota ke Sath KATORA bhi lejana😂😂😂😂😂
Bhi intelligent ldki mil gyi ✅️
how to get non collateral educational loan of 40L in India with the help of government schemes for farther studies in US
Startup loan ka baremay bataw
Full explanation plz
Mtlb ki baaki me sanctioned pr interest lgta hai 😢😢
If I do any prepayment during the moratorium period, is it adjusted towards the amount of simple interest accumulated or the principal amount disbursed?
Jitni hmare cource ki fees rehti hai usse jyada bhi le skte hai kya loan ??
I wish this was real😢
Itna easily mil jayega education loan
Kya me vit vollore education loan le ker ja sakta hu
New Tejas joshi
What are the formalities to fulfill for educational loan
Sbi mai kya loan sanction hone ke bad university change kar sakta hu kya?
Hello mam, could you please tell me without any property can I get a loan for Canada
If any novelist is here ... They know why I'll be crying when I heard
"BURGER KING"✨😭✨
Processing fee 😂
educasan educasan 😂
Yeh Dhruv ki behan Hai kya?
education
Right to education
my foot
Education loan approval nhi ho raha ha to kya krna chaiye
It's not education, it's ezucation
mujhe kya mai to baniya hu... thukta hu to paisa nikalta hai... aaa thu...🙂🙂🙂
Disbursed ka bhi matlb bta dete😅
Kitna dance karti h tu ❤
Muje v dila do ur koi education loan....😢
first check your ascent. Ye Edu Kesan loan kya hota hai