Thanks for explanation. Additionally; some scholars say that with عِنْدَ, the object may or may not be present with you at that moment. However, with لَدَي it is near to you or in front of you. For example, you have a book but it is not with you at the moment; you're in the school and the book is at home. Than you use عِنْدَ but if it is in your hands or on the table in front of you or near to you, you can use both عِنْدِي and لَدَيَّ. Am I right ?
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Thanks for explanation. Additionally; some scholars say that with عِنْدَ, the object may or may not be present with you at that moment. However, with لَدَي it is near to you or in front of you. For example, you have a book but it is not with you at the moment; you're in the school and the book is at home. Than you use عِنْدَ but if it is in your hands or on the table in front of you or near to you, you can use both عِنْدِي and لَدَيَّ. Am I right ?
Great 👍