I swear my husband makes the same jokes . he always says “ you watching people put money in envelopes again?” I respond with “you watching other guys play video games again?” lol yeah we’re petty 😂
Someone asked a question about why It took 6 months and could I have finished it early (I'm so sorry I removed the comment by accident and can't undo it!). But the answer is that the challenge is technically supposed to take 12 months. If I had more discretionary income after paying all my bills I definitely could have finished it earlier. This is important and why I state that every budget and challenge can look different. If you have more money save, save more. If you have less money to work with, save less... But SAVE SOMETHING. Thanks so much for asking that question.
Yay girl! How exciting to finish early! I'm doing the 5K 100 envelopes challenge as well but I started in April and hoping to finish in December! This is definitely motivating me!!! Thanks sis💜💌💸
YAS!!!! SIS I am so proud of you 👏🏾 👏🏾! Goodbye credit card debt✌🏾! This challenge takes a lot of dedication and determination and you did it in 6 months🥰. Wahoo!!! I agree that seeing that large amount of money in your account is tempting so it’s smart to have it another one that you cannot touch. Girl…if you gotta cry…cry! You know I’m known to be emotional 🥲!
Thanks so much sis💕!!! Yes girl it's very tempting seeing all that cash with easy access!! My husband would be like "wait I thought you had ... saved what happened to it?" and I'd be like "uhhhh I don't recall" smh Thank God for deliverance 😂😂
💙 Congratulations! You did GREAT! I love seeing those bills! 😍. I’m doing $1 challenge, coin, saveopoly, just started 100 envelope and I think that is it. 💙
Mall's congratulations on the challenge I'm doing the 52 weeks and 100 envelopes challenge and my cash envelopes Self control is the key to this but do not give up Great job Be blessed 😊😊☺☺
New supporter from budgeting community. Congratulations on not only finishing the challenge but finishing early. I am here to support your early. Congratulations on paying off those 2 credit cards!
I have an Update about the 100 note of each denomination savings plan. So far I have saved 100 of the ones, 100 of the fives, 100 of the tens. And next I'm going to be saving 100 notes of the twenties. If you save 100 notes of all denominations, you'll end up with $18,600. I'm anxious to get this saving challenge done. I figured it'll be another 34 months until I finish the challenge. So it's a big challenge.
I am doing the $1 dollar challenge and the coin challenge and I created a monthly challenge sheet for us. I am probably going to start the 100 envelope challenge at the beginning of the year. Great video and congratulations 🎉
Watching your video now. I'm doing the quarterly saving challenge by her courage to plan and monthly saving challenges. next year I'm going to attempt to do the 100 envelope challenge.
Lol I can definitely understand that. My bank only sees me every other week. And my other bank used to see me once a month but now that I'm done the challenge the second bank doesnt see me at all lol
You are so smart to realize the importance of being debt free and finding fun ways to get there! I am going to try the 100 envelope challenge. After you pick your 2 envelopes for the week, do you go to the ATM/bank and get that much out? Just wondering if a weekly trip to the bank is needed or if you do something else. We save our change for a year and cash it in for vacation money and I also do the 52 week challenge for Holiday spending money. Love watching your videos for inspiration. Thanks!
Hey thanks for your comment! I look at how much money I have left over after I do my budget/expenses. Then I divide that between my sinking funds and then the envelopes. So I pull that money out with my paycheck when I do my normal cash stuffing (so it's all at one time). For example: If I have $100 left over I'd chose a $75 and $25 envelope. So I only go to the bank every other week for my paycheck.
Omg I can’t wait till I’m done with mine- it won’t be till next year bc I be playing 😂 but definitely want to use it for travel and paying off debt. Also love the name change!
I would love to do this but I have short memories instead of saving money I'll just end up losing all the money in those envelopes or replace them somewhere and cannot find them.
It was definitely fun but next time I’m just doing one big envelope😂. I know some ladies are doing the cute boxes/envelopes that would be wayyy more aesthetically pleasing compared to my white envelopes 🤣🤣
Hello, I would love to join the budget community because I would love to learn how to budget my money. I also would love to learn about the budget business. 💕💕💖
I would recommend starting with an intro video that explains the steps for beginners. I have one here ruclips.net/video/9gshc2861kE/видео.html I also have a facebook group linked in my description box where you can ask more questions
The basic idea is take 100 envelope, mark them each $1 through $100 and randomly stuff two envelopes every week for the entire year. (i.e. if you grab a $40 and $38 envelope then you stuff those amounts). I marked my name and my husbands name because we were both doing it and I didnt want to get two separate sets of envelopes. I hope that makes sense
@@MellzBudgetLife Good evening to you hope you are well and ok I understand now...going to buy some envelopes tomorrow and I will start this week for 5 months....thanks for replying back to me ...what envelopes do you use is it just basic onez
You really have to work with what you have and see where you reduce your spending elsewhere. Like decreasing my spending on eating out and putting less money in my sinking funds. Things like that.
I swear my husband makes the same jokes . he always says “ you watching people put money in envelopes again?”
I respond with “you watching other guys play video games again?” lol yeah we’re petty 😂
Lol that is a perfect comeback! Because that’s exactly what he does 🤣🤣🤣
@@MellzBudgetLife EXACTLYYYY! lol i’m quick on my feet 😂
@@TheLeathalWife 😂😂😂 I love it!!! I'm stealing that next time he says that to me
@@MellzBudgetLife go ahead us women have to stick together lol
Lol I do both. Lol 😂
Someone asked a question about why It took 6 months and could I have finished it early (I'm so sorry I removed the comment by accident and can't undo it!). But the answer is that the challenge is technically supposed to take 12 months. If I had more discretionary income after paying all my bills I definitely could have finished it earlier. This is important and why I state that every budget and challenge can look different. If you have more money save, save more. If you have less money to work with, save less... But SAVE SOMETHING. Thanks so much for asking that question.
Congratulations!!! So exciting 😊
Thank you so much! 💕
Amazing! Just amazing. Doing this challenge right now and it’s truly a sacrifice!
Yes girl it definitely is! But I know you got this. I know you're gonna kill it ❤️❤️
How dose it work?
Congrats! You did it. I like watching the “unstuffing” part, but this was still good.
Thank you 💕
I love me some budgeting videos! I also like to watch them on my T.V.I enjoyed! Thanks for sharing!
Thanks so much for watching 💕
Yay girl! How exciting to finish early! I'm doing the 5K 100 envelopes challenge as well but I started in April and hoping to finish in December! This is definitely motivating me!!! Thanks sis💜💌💸
Yess I know you can do it! Can’t wait to see how it goes for you 💕
@@MellzBudgetLife It's so nice that you reply to comments. My 1st visit to your channel. Congratulations!
So awesome. Im doing this challenge now. You give me hope. New subscriber and fellow RUclips budgeter.
Yass hoping the challenge goes well for you! 💕
YAS!!!! SIS I am so proud of you 👏🏾 👏🏾! Goodbye credit card debt✌🏾! This challenge takes a lot of dedication and determination and you did it in 6 months🥰. Wahoo!!! I agree that seeing that large amount of money in your account is tempting so it’s smart to have it another one that you cannot touch. Girl…if you gotta cry…cry! You know I’m known to be emotional 🥲!
Thanks so much sis💕!!! Yes girl it's very tempting seeing all that cash with easy access!! My husband would be like "wait I thought you had ... saved what happened to it?" and I'd be like "uhhhh I don't recall" smh Thank God for deliverance 😂😂
💙 Congratulations! You did GREAT! I love seeing those bills! 😍. I’m doing $1 challenge, coin, saveopoly, just started 100 envelope and I think that is it. 💙
Thanks so much 💕. What’s the saveopoly? I feel like I’ve heard it before
Mall's congratulations on the challenge I'm doing the 52 weeks and 100 envelopes challenge and my cash envelopes Self control is the key to this but do not give up Great job Be blessed 😊😊☺☺
Thanks so much. Wishing you much success on these challenges 💓💓
I’m doing the $5s, $1s and the rewards challenges it’s all I feel comfortable doing right now, don’t want to put too much pressure on myself.
Yess I definitely understand. You’ll be surprised how much you’ll save with those two challenges
@@MellzBudgetLife I can’t wait to count it all at the end of the year.
New supporter from budgeting community. Congratulations on not only finishing the challenge but finishing early. I am here to support your early. Congratulations on paying off those 2 credit cards!
Thank you so much! And thanks for the support 💕 💕
Hi love congratulations on saving 👏
Iam doing the 1, 5, and 10 dollar challenges
Thank you so much💕
put it in a roth ira to prevent it losing value from inflation
I’m so proud you!!!!!!!!!!!!!! Yasss
sis you KILLED it! You did not come to play!!! 🙌🏽😍🤎
AwwwThank you so much sis 🥰🥰
Congratulations new subscribers! I'm about to start the 100 envelopes challenge so I can paid off some debt and plan for next year family vacation.
So glad to hear that! Wishing you much success on starting the challenge 💕
I have an Update about the 100 note of each denomination savings plan. So far I have saved 100 of the ones, 100 of the fives, 100 of the tens. And next I'm going to be saving 100 notes of the twenties. If you save 100 notes of all denominations, you'll end up with $18,600. I'm anxious to get this saving challenge done. I figured it'll be another 34 months until I finish the challenge. So it's a big challenge.
Wow I love that idea!
CONGRATULATIONS!!!🎊🍾🥂
Thank you so much 😀💕
I am doing the $1 dollar challenge and the coin challenge and I created a monthly challenge sheet for us. I am probably going to start the 100 envelope challenge at the beginning of the year. Great video and congratulations 🎉
Thank you so much! Excited to see how your challenges turn out 💕
Great job finishing early! Can’t wait to finish my challenge. New subbie!
Thanks so much for supporting 💕. Are you doing the 100 envelope challenge too?
@@MellzBudgetLife yes I am! I have like 95 envelopes left to do lol but I’ll finish it!
Yayyyyy I’m ready……. Super happy for you girl!!!
Thanks so much girl 💕
CONGRATULATIONS 💗💗💗🎉🎉🎉
Thank you so much!
great video & great job knocking this out in 6 months !!
Thank you soo much 💕 💕
Watching your video now. I'm doing the quarterly saving challenge by her courage to plan and monthly saving challenges. next year I'm going to attempt to do the 100 envelope challenge.
Quarterly savings challenge? I have to check that one out. Thanks so much for watching 💕
@@MellzBudgetLife She on Etsy check out here youtube to see about the challenge. YT name is Her courage to plan.
aw 100 envelope challenge good job dear❤️❤️❤️
Thank you 🤗
Yasssssssssssssss pay it off girl!!!!!
💰💰💰💰🤣
You betta Go Head!!! YAYAY This soo great!! You are GOALS!!!!
Lol thanks girllllll 💕
Such a great accomplishment! 💪🏽💪🏽🎉🎉
Thank you so much 😍
Yay you did amazing! Great video!
Aww thank you 💕
I finished mine in 6 months as well. But decided to continue the rest of the year.
Oh that’s awesome! Congratulations on finishing early!
it takes time! Going to ATMs, getting the exact change with the envelopes. I'm halfway there! it becomes a game. hahah
Lol I can definitely understand that. My bank only sees me every other week. And my other bank used to see me once a month but now that I'm done the challenge the second bank doesnt see me at all lol
Congratulations 🍾!! I got monney and ima pay it hehhhh
Lol Thank you!!! 💕
Congratulations on finishing the challenge! You did great
Thank you so much 💕
Once you clear your debt the emergency fund will be fun for you to build 😊
Definitely true!!
Congratulations!! You did amazing! 🎉🎉
Thank you sooo much 💕 💕
You are so smart to realize the importance of being debt free and finding fun ways to get there! I am going to try the 100 envelope challenge. After you pick your 2 envelopes for the week, do you go to the ATM/bank and get that much out? Just wondering if a weekly trip to the bank is needed or if you do something else. We save our change for a year and cash it in for vacation money and I also do the 52 week challenge for Holiday spending money. Love watching your videos for inspiration. Thanks!
Hey thanks for your comment! I look at how much money I have left over after I do my budget/expenses. Then I divide that between my sinking funds and then the envelopes. So I pull that money out with my paycheck when I do my normal cash stuffing (so it's all at one time). For example: If I have $100 left over I'd chose a $75 and $25 envelope. So I only go to the bank every other week for my paycheck.
Congratulations 💜
Thanks so much 💓💓
Congrats!👏🏾👏🏾 that such a great accomplishment!!
Thank you so much 💕
@@MellzBudgetLife my pleasure💙
I would need like 19k to have 6 months worth of expenses. I can’t imagine saving that much 😳
Yess that’s how I feel it’s so much. But I may reduce it to just the really important expenses. Maybe not all of them
Great video love
Congrats
You did that
Thank you so much 🤗
Great job girl!!!! 🙌🏼🙌🏼
Thank you so much 💕
You go girl! 🤑🤑🤑
The only big amount I have in my savings in the bank is my E fund and I've learned that it is only for emergencies lol!
Yesss! When I start my Emergency Fund I’m probably still gonna put it in my other bank account. I only want my buffer $$ in my primary savings
Omg I can’t wait till I’m done with mine- it won’t be till next year bc I be playing 😂 but definitely want to use it for travel and paying off debt. Also love the name change!
Thank you so much 💕 ! Yes I cant wait to use my other challenges for travel. I really need to beef it up a lot
Wow, you did an amazing job saving. New subscriber here. TFS.
Awesome! Thank you so much for subbing! Welcome to my channel 💕 💕
Yasss come through intro 😂
🤣🤣🤣😂
I would love to do this but I have short memories instead of saving money I'll just end up losing all the money in those envelopes or replace them somewhere and cannot find them.
Lol oh nooo you may have to write it down to keep track
Nice, yea congratulations 👏🎊lol don't go out to drink.
Thank you so much! 💕
Aaaaaaaaaahhhhhh! Congrats
Thanks so much girl! 💕 💕
I am doing the coin, 5 and 52 week challenge
Love the intro ❤️
😂😂😂 Thanks hun! Thought i’d try something funny 😄
I did the 1 ,5,10,20 challenge every weekend for a year now I’m going to do the 100 envelope challenge
Niceee good luck on starting the challenge!
Congrats!!! Yes, pay off debt first!!!
Yes! Thank you so much! ❤️
Lol I know that's right
#inspiration!!!!!
hey girl 👋🏽
Heyyyyy 👋🏾
I wana do the 100 envelopes challenge
It was definitely fun but next time I’m just doing one big envelope😂. I know some ladies are doing the cute boxes/envelopes that would be wayyy more aesthetically pleasing compared to my white envelopes 🤣🤣
Hello,
I would love to join the budget community because I would love to learn how to budget my money. I also would love to learn about the budget business. 💕💕💖
I would recommend starting with an intro video that explains the steps for beginners. I have one here
ruclips.net/video/9gshc2861kE/видео.html
I also have a facebook group linked in my description box where you can ask more questions
Please explain your 100 envelope cash challenges....so brilliant and great...don't understand the bit when you mark the envelopes....
The basic idea is take 100 envelope, mark them each $1 through $100 and randomly stuff two envelopes every week for the entire year. (i.e. if you grab a $40 and $38 envelope then you stuff those amounts). I marked my name and my husbands name because we were both doing it and I didnt want to get two separate sets of envelopes. I hope that makes sense
@@MellzBudgetLife Good evening to you hope you are well and ok I understand now...going to buy some envelopes tomorrow and I will start this week for 5 months....thanks for replying back to me ...what envelopes do you use is it just basic onez
@@aliceareid1409 Yes, I just used basic white envelopes but I know there’s a few people selling cute custom ones with a box on Etsy.
You have to have extra dough to do this
You really have to work with what you have and see where you reduce your spending elsewhere. Like decreasing my spending on eating out and putting less money in my sinking funds. Things like that.
🤣🤣🤣🤣🤣