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One crucial missed point.. before buying a car weather brand new or second hand is to make sure you have a secured legal parking lot! If none DON'T BUY A CAR!
The depreciation of the car is only relevant if you intend to sell the car. If you are not really a car guy and you intend to keep the car for like 10-15 yrs. OK Lang bumili ng brand new. You are sure with what car condition you have and no surprise repairs. But if you are selling the car after 1-3 years Dyan ka talo as it represents the largest monthly depreciation. Opinion from a guy that bought both brand new and 2nd hand car.
absolutelya! we have a mitsubishi adventure brought brandnew year 2002. still servicing our family very well everyday for office and grocery errands. yes may mga minor repairs like motor ng window etc pero no major repair at all. naipangsusundo parin from laguna to naia airports from time to time. never pa kami tinirik. basta alaga lang sa gamit and yearly maintenance. i believe isa to sa sulit buys talaga ng family :)
@robert noble para saken ang progress dito e yung maiapply mo yung pinapanood mo sa buhay mo. Tulad ng salitang "investment" marameng tao ang nakakaalam ng meaning at kahalagahan nyan pero kakaunti lang ang mga taong inaapply yan sa buhay nila
Second hand vehicles lang po binibili ko. Pinagaaralan ko na lang po ang mga basic repairs. Malaking tulong po ang youtube dahil madaming nagsshare ng repair videos.
Yup. Mas mainam na kapag used cars ang hanap mo....... -mas maganda ang makipag meet up sa former owner na bibilhan para mas maayos ang maging negotiation -mas mainam na may kasama kang trusted technician (mekaniko) mo to check any problems -tulad rin na pagbili ng brand new, mas mainam parin na may pang-down para hindi gaano mabigat -mas mainam kung ang bibilhina 2nd hand unit ay stock original (no aftermarket parts or accessories) At mas mainam na mga brand na subok na at mas mataas ang value at indemand
I have has both brand new cars and 2nd hand cars already. Based from my experience, kung may pambili ka always go for brand new. Kung bibili ka ng 2nd hand mas cheaper pero in the long run, magagastusan ka rin sa mga repairs at kung i sum up mo ang repair costs mo and compare it to a brand new car cost, it evens out. Sa brand new hindi sumakit ulo mo, sa 2nd hand sumakit ulo mo, nagka aberya ka sa daan due to trouble sa car, at pabalik balik ka sa repair shop masyadong abala. Lahat ng galaw mo may presyo, yung oras na nasayang due to repairs, mga paghihintay dahil di mo nagamit ang old car mo. Ang brand new right out mas mahal dahil wala ka aalahanin na repairs in the next few years. Between brand new and 2nd hand, doon ka na sa brand new kung meron ka naman pambili
2nd hand car ko. I can say depende kung marunong ka tumingin at marunong ka sa kotse talaga. So far 2 years na sya ang very minimal lng ang pinapaayos ko. For me mas masakit sa ulo yung M.A ng limang taon and hindi naten alam yung mangyayari sa next 5 years. Accord 1994 user 😜
Bought our 1st brand new car in cash.. Natawa ako pag bago konting gasgas hindi ka makatulog..totoong totoo ito haha kay sa sunod 2nd hand na sasakyan na bibilhin ko
Bago bumili ng sasakyan, matuto muna tayo maging disiplinado sa kalsada. Madaling magka kotse kung may pera, madaling magka lisensya kapag may pera, pero mahirap maging disiplinado
Good and wise na desisyon.khit ako pg bibili 2nd din at mas gusto ko ung mga lumang model ng toyota sedan.ung pag bili kc ng khit anong bagay at pera n mlki involve ung kakayahan ng isang tao yun.
Isang point pa po is if mag buy ka ng brand new, meron ka Peace of Mind while driving n di ka hula ng hula kung kelan ka masisiraan or ano ang next mong ipapaayos sa 2nd hand lalo n at di mo alam ang car history at ang driving style ng previous owner. Ksi meron na bumili ng 2nd hand at kung kwentahin yun pnaayos nya quarterly per year eh prang ksing price n rin ng brand new kung kwentahin. Mrami pang kelangan isaalang-alang, di lang about money or depreciation ksi kung long term use nman ang sasakyan eh good deal to buy a brand new car. Pro kung meron ka lng certain period of use like 4-5 years kung OFW ka eh 2nd hand ang good deal ksi ibebenta mo rin nman.
Appraiser ako sa bank dati kotse. Ang trick niyan pag 2nd hand is 1 year less Ng brand new bilin nio. Almost new but almost 30% less the original price. Ayos ba.
@@cherylduron2341 ibig nya po sabihin, once you purchased a brand new car, kapag lumabas na yan sa casa baba na agad ang value in less than one year kasi may less na syang 30% sa original price. I'd rather choose a 2nd hand car na almost brandew. Naka save ka pa.😊
@@cherylduron2341 Kung ano current year sample 2020 ngayon, 2019 model bilin mo na 2nd hand para maka discount ka Ng 30% or more agad. Sa foreclosed units Ng bank o online meron.
Second hand and fully paid.. para wala.n utang at the same time... Just pick/ choose the quality of car n Meron high endurance like Acura MDX last longer as long as you know how to take good care of the car...
Absolutely True, i bought a 2nd hand car under 250k more than 3 years ago, and up to now still in good condition, minor replacements of bushings lang nagasto ko aside from regular oil change, i have no worries sa gasgas kasi sanay na hahaha but the upsides is nagamit ko na kahit OFF ROAD hahahaha thats happines u cant do in a brand new car
@@dslifestyle8894 Ako sasagot sa ask mo may Pajero na mabili mo sa halagang 250k try to buy carfinder magazine it help you to find slightly used car for sale
Pag 1st car siguro second hand muna to experience how it is magka kotse. Pati pag maintain. Di rin kasi biro talaga. Pag ok ka na, saka na bumili ng bago. May mga kaibigan ako na walang kaalam alam sa sasakyan kumuha ng bago. Ayun, bangga dito, bangga duon. Nagugulat din sa mga periodic maintenance na kelangang gawin sa oto. Ako second hand na luma. Totoong may mga issues pero ok lang kasi gusto ko matutong mag ayos kahit basic lang. So far so good. Magastos sa totoo lang pero kung iisipin ko mga natutunan ko, worth it. Di ko matututunan hands on kung brand new ang kinuha namin.
Brand new or second hand car may magiging depekto talaga. Need mo lang maging wais sa pagpili. Ive also learned this from other youtuber😅 I dont know why I wanna be wise in choosing eh wala pa naman pambili d naman masama mangarap hehe pero soon tiwala lang magkakaroon din tayo 💪
I agree! It's as simple as "if you cannot afford it, do not buy." Maybe in the future, if you'll have a better financial status, by all means, buy whatever you want to buy. 😊
"RETIRE YOUNG AND RETIRE RICH: Invest and do the right thing. Enroll now sa aking online course HOW TO RETIRE AT 50 by going to this link: lddy.no/ba9d for only P799! -25 videos! -Watch it ANYTIME, ANYWHERE. -Watch it over and over again. **For a limited time only, you can access ALL 9 CHINK TV ONLINE COURSES for only P1598! Click here: bit.ly/2F9SOyr "
opo ok lng nman ang second ha car, basta bring your best mechanic like i did.. ngaun po 3yrs na ung second hand car ko pero wala pang major na sira, smooth pa din ang takbo makina..
When my son graduated from high school, I bought him a used BMW. I paid it in cash and didn't lose a lot of money once the car is driven off the car lot. Since it's his first car his better of driving a used car.
Yng car ko corolla 1994. Mgnda pa rin ang takbo. Palitan mo lng ang mga piyesa na luma ng bago. Parang bago ba rin. 80k lang bili pero kaya ng tumagal ng another 5 years pa :)
20yrs na nga akin sir 2nd owner.. basta preventive maintenance lang.. wala talaga problema.yun yung d nila alam sa mga 2nd hand eh..kaya wala tay0ng problema m0nthly.
mga bayaw basta toyota asahan mo lumpo ka na tumatakbo parin oto mo wlang problema, dito sa North america toyota rules parin panis yang mga american at european brand pag dating sa reliability.
Our car is second hand, we got it from a repair shop. In God grace, its still doing good job. I used it to practice my driving skills. I always got a comments that I have a nice car, nobody knows that its only second hand.
Cars are considered Expense in a financial statement meaning it depreciates so if A. Brandnew-Ok sayo maging double the price un babayaran dats good as long as hnd burden un cost sayo push B. 2nd Hand- be cautious bring expert mechanic or watch videos on how to check 2nd hand cars wala masama sa pagiging practical- all 2nd hand have issues tlga taking extra care is necessary tlga 😊
Rich Dad Poor Dad book of Robert Kiyosaki changed my view about buying Liabilities. The books says “ buy luxury from your passive income or Assets” (unless the car is intended for business, which will help you build your assest) So when that moment comes when I can buy a brand new car, I’ll see to it that it will help me BRING In MORE MONEY instead if TAKE OUT. For now, I’ll save for my 2nd hand car 😅
Aside from that you have to think about other expenses like : - Madali ba hanapan ng mga piyesa yung sasakyan?. - Insurance - Gas and maintenance Higit sa lahat may pagpaparkingan ba kotse mo? Yung ibang tao kasi makabili lang ng sasakyan pero sa kalsada naman nakaparada. Abala sa ibang motorista.
consider a repo car instead of a second hand car (direct from owner). some repo cars are less than 1 month old (ginamit ng mga foreigner or OFW na nag bakasyon). a ton of repo cars are in very good condition (they are well taken care off, but the previous owners just cant pay for them anymore) and a repo car gets about 5% cheaper every 2-4 weeks. whether you take a brand new car, second hand, or a repo car.... just do your math right.
Sakto sinabi mo Sir Chink ang isa pang advantage ng 2nd hand na sasakyan,natuto akong magkalikot at magayos ng minor problems,dapat kapag driver ka,marunong ka din ng BASIC REPAIR ng sasakyan.
With many choices and financing schemes, mas madali na makabili ng brand new. Ang lamang kase ng brand new aside from worry-free maintenance, mas economical na sila sa gas bec of advances in engine and overall car technology
For me,as of this moment mas practical ang 2nd hand car.dapat lang marunong ka tumingin ng sasakyan most especially sa makina. Saka sa 2nd hand mas shorter na ang payment terms.consider also the budget.thanks for this video sir.
One of my biggest lesson ,,, hahaha yung kumuha ako ng gadget loan , tapos suddenly ng close yung account nmn so nawalan ako work , but luckily last month nmn na kht paunti unti ... cp lng pero mabigat ndn , I didn't consider the possibility, akala ko okay lng kayang kaya ng sahod ko then no second income ,... hahahah ... #LessonLearn
Iba po talaga yong may nagaadvice , nagkakaroon ka idea or optional , kasi nakakatulong sya ng malaki sa ating mga nagbabalak na bumili ng car o mag business , Kya laking pasasalamat natin Kay sir Chinkee Tan .
If I have 1m to buy brand new in cash...I'd rather have a loan for that car...and use the 1m for a business that generates cash to pay for the monthly amortization...I think this the most rational way of reasoning.
Hmmn. I'd rather spend half million for 2nd hand car and other half for business, 😁 Wise and practical, para ung income ng business ay pwede ng ipunin or pang reinvest
BUy what you can afford in cash na 2nd hand and choose wisely. Go for toyota. Less maintenance at reliable. BOTH brand new and 2nd hand nauupod ang brakes, gulong, cleaning ng a/c at mga pms. Wear and tear normal sa luma at bago. Marunong ka lng dpat tumingin
I'm about to buy a car but after watching this I decided to invest in house and lot.. Pagkatapos ko sa bahay at lupa balikan ko itong dream ko na ito malamang mura na fortuner in the next few year because of depreciated value
baw dyosko dream ko fortuner i bought hilux brand new i paid already second goal ko f in the future hahahaha shit diko kaya monthly so bought house and lot instead for rent in the future so 3 gosl fortuner na
Isa po akong seman,di tlaga aq mhilig s sskyan masya n aq sa honda wave q 15 years n din s akin,ngaun nakapundar ng tindahan ang mrs q..naaawa aq kc pag bumili ng mga stocks and dami at ang bigat pa..ginawa q bumili aq ng sskyan n 2nd hand nah pra magamit sa tndhan,dami nagtatanong bkit used binili q e seaman daw aq..eto ang sagot q..ang sskyan nun nbli q lng ng 75k,ngaun gumastos aq ng mga 30k pra ipa condition xa.so nasa mga 105k n lahat condition nah..ung brandnew ngaun nasa half million pinaka mura..laki ng n save q prehas lng nmn ang gamit..1994 honda accord hnggang ngaun aus n aus pa...heheh
pay in cash!!!don't go for installment... if you don't hav cash,,SAVE...thats what I learned from my nanay,, I retired at 45.... I enjoyed my life without somebody forcing me What to do,, thx almigthy that He granted me a life full of wisdom... I'm 56 yrs old rigth now still enjoying my life with my own business.. waiting for my lumpsum retirement at 60...and my insurance 15yrs matured..
disadvantage ng ganun, few months na natambay ang sasakyan, WALA SILA PAKIALAM sa maintenance ng sasakyan, low mileage nga pero hindi nag cchange oil etc, dead battery, walang car wash, alalahanin natin pag matagal naitambay ang sasakyan ng hindi umaandar mas nababawasan ang reliabiity nito maaring pagkabili nyo after few weeks maglabasan ang sakit ng 2nd hand car nabili mo o repossessed car from bank. kaya nga may rule ang bank na as is e wala sila pananagutan. BETTER mag sama ng mechanic para ma check ang car, kung makita nyo kunwari napakaitim at amoy gasolina na ang oil ng saksakyan wag nyo na bilhin maaring humahalo na ang gasoline sa engine oil malaking problema na yun..MAGANDA KUNG ANG REPOSSESSED CAR MAKUHA NYO MGA 2 MONTHS BELOW PALANG NATETENGGA SA WAREHOUSE NG BANK, PERO! syempre risk padin kasi 2ND HAND padin yun hindi natin alam pano ginamit ng 1st owner. BEST padin na magsama talaga ng mekaniko.. pag uwi ng pinas 2nd hand car din balak ko bilhin :D pero yoko ng repossessed cars kadalasan matagal na nakatambay mga kotse dun.
Sempre mas maganda talaga kapag brand-new, kung may kakayahan ka. Pero kung tama lang pera mo makabili ng secondhand at condition naman ok na yun, madami Jan magaganda.
Ok lng bumili ng 2nd hand Car pero dapat una sa lahat marunong tumingin ng makina,kahit nmn may gasgas ito o ano pa man basta ang makina tatagal kasi ang car hindi nmn ito bibili para lng sa pang gala kundi para sa pang negosyo,tatagal pa yan ng 2yrs.basta maganda mkina meron nmn ksi iba n gusto lng pang porma,2nd ung body mganda mkina pero ung body malapit ng bumigay wala rin baka isang kargahan lng kinabukasan sira na ang body,..3rd magagamit muna ang sasakyan n 2nd hand,kumita pa at mkkbili n ng brand new n car at mkkbili pa ng isang 1,000sq meter na lupa. Think wisely salamat sa video.
Agree. Most probably go for brands whose parts are readily available in the market. Pra hnd klngan mghintay ng mtgal kng skali klngan ng repairs. Kng dna man mrunong tmingin s makina, bring someone who knows. A mechanic friend would be better. Pinakatinitignan tlga jan is makina. A single nut that is out of place will cost you a lot pg hnd nkita.
Our 1st car is a 10yr.old toyota gli limited edition (1995 ).@ 180k in 2005 , sold at 120k.in 2017 with 320,000km 😊 maganda pa kc makina at nagsisi ako binenta namin, kc bumily kmi.
Right now I am riding an old mitsubishi lancer, bought at a very low price so far in 2 years nasa mga 30k more or less pa lng yung nagastos sa maintenance including repairs and change oil and yet serves well pa din maganda pa rin ang makina ng lancer. Relate maxado sa sinabi ni sir chinkee na hindi maxado masakit sa damdamin pag nagasgasan 😄😂
Binili ko 2nd hand 2002 Isuzu crosswind xtrm ng 2005. 3 years used. Hanggang ngayon 2024 na tumatakbo pa at gamit na gamit pang service ng biyenan ko na nagdadialysis.Sulit na sulit.
In the USA theres a huge market for second hand or used cars simply because of the savings you can get since cars depreciate yearly. You just have to be smart of the choices in choosing what car you would buy. Also, the mileage of the car is also something to take into consideration since more mileage means more wear and tear so if you find a used car around 3-4 years old with little mileage plus in good condition that could be a steal considering if the price is reasonable. We could also notice that 3 year old cars are not that different from the newer model in terms of the enginw and its technology usually its just aesthetics changing every year.
Ang ginawa ko noon may 300k ako. Gusto ko brand new. Naghanap ako ng zero dp. Nakakuha ako accent diesel 10k down 18k monthly. Ginawa ko binayaran ko yung 10k down tapos yung natirang 290k inadvance ko na so may 16months akong advance pero binabayaran ko sya monthly parin kaya may allowance akong 16months. Nung time na kulang pang monthly ko dineposit ko kahit kulang okay lang kasi may 16months advance ako. So ganon ginagawa ko lagi ko sinisikap mabayaran monthly pero pag kinapos ibanayad ko kahit konti ibabawas nalang dun sa advance ko. Sa december matatapos na syang bayaran may 6monthz advance pako
Tama bakit mo pipilitin ang dinaman kaya ng lukbutan mo kaya marami nahahatak pilit nila inaabot at hirap na hirap naman isusubo nalang pamilya aagawain pa ng dahil lang gusto ng bago sa pagbili ng second hand marunong kalang pwede kapang makinabang pag marunong at maingat lang gumamit, at sempre be content what you can what we have God is provider anyway God Bless to all.
I just bought a bank repo mirage g4 for only 390k 2019 acquired 2020, with 4000 kms, i spent another 6k for in out detailing to restore its beauty adnd change oil, and minor fixing.. practically its now brand new of less than half the price. Now a days 2nd there are so much 2nd hand cars that are close to brand new.. fb market place is populated with it
@@jessarea8706 hi its not a direct bank purchase, there stil a middle man between buyer and bank, that middle man will be the one to play on the auction, and he will be the one to sell it to prospective buyer.. the good thing with bank repo is as is where is., what you see, is the real mileage and the flaws are not aesthetically repaired.. this is our first time to acquire a bank repo., and we had a good deal., you just proceed to 5th - 7th floor north park beside the block.. marami dun.. look for Ban.. mura ang car dun promise
Buy a 5 to 10 years old Lexus or Toyota they are very reliable and last for along time. Syempre pick a nice one yung wala pang accident history and flooded if you can get a carfax then do so. Pa check mo sa isang magaling na mechanic for pre-purchase inspection before you buy. Stay away from German cars Mercedes, bmw and Audi sasakit ulo mo sa repair costs believe me I’ve been there.
always remember that you only leave once, kung kaya mo bumili, bumili ka, regardless kung bababa ang price nyan, kung lugi ka after 5 yrs or what. kasi kung puro ganito ang iniisip mo, hindi ka magiging masaya. take note ang key words dito is "kung kaya mo"
Honda cars are the best. Very economical sa gas at tested and proven na ang makina. No wonder mahal pa rin kahit 2nd hand. Yung ibang sasakyan na nasasakyan ko using Grab, kabagao bago pero pangit na tunog ng makina.
You can buy good sedans at prices lower than 500k, Honda Civic FB or Mitsubishi Lancer GTA is what I am looking at right now. Both came from 2012. Ofcourse, you gotta buy smart. Bring you mechanic. I still see 90s model Civics and alike still running across metro with no problem. Sometimes its not how old the car is, its how you take care of it. Plus, new cars in financing has almost 50% loan interests, on top of your DP and it depreciate in years to come. This is a solid video to discuss all this.
I’m interested po in buying a SUV Mitsubishi. Do you know where I can buy it. Do you know a trusted dealership, It’s okay it is 2nd hand with low mileage, 2017 newer but not too old. Please PM me po.
yeah kasi yung iba is SIR model yung Civic Nila. Civic FB and the Lancer GTA are kinda the best right now, But there is also a Corolla, which don't easily break over many years.
I think there are more factors to consider also. I disagree with buying a brand new car in CASH. I am paying my brand new car monthly instead of paying it full. Instead of the money I will pay for full I added it up for new branch of my business. Now that business is paying my car monthly and still keep extra profit for more savings. Di na nawala ung pera ko nadagdagan pa ang kita ko and I am enjoying using a brand new car. Less maintenance pa. Win win situation for me. I always don't buy any expensive things in full 'coz I can still use the money to generate more income that can afford to pay the monthly amortization of something I want to acquire.
RETIRE YOUNG AND RETIRE RICH: Invest and do the right thing. Enroll now sa aking online course HOW TO RETIRE AT 50 by going to this link: lddy.no/ba9d for only P799! -25 videos! -Watch it ANYTIME, ANYWHERE. -Watch it over and over again. **For a limited time only, you can access ALL 9 CHINK TV ONLINE COURSES for only P1598! Click here: bit.ly/2F9SOyr
@@hahahahaha961 sa amin one day na sahod mo sobrang 1 wk na pang grocery kung 2 kayong ngttrabho more or less 10k a mos. Khit eoropean or Asian ang kotse mo huwag lang Ame.(corvette) lang ang gusto puede. Sa pagbili ng Bnew ibuhos mo na magkno ba percentage ang pera mo compare sa loan mo masmrami kang ma save kaysa nkdeposito
bili new car... patong patongng mga bayarin... naluluma at gumagastos din, while old car general check up... repair as required... cheap price pa... then proper maintenance as is: my old car 2012...model gumastos na q less 15k...vry gud condition to date
Kahit pa may budget for new vehicle & I'll go for the 2nd hand parin. 4 na kadahilanan: 1. Ang vehicle nagdedepreciate. 2. I prepare bumili sa bank dahil complete papers. 3. New or 2nd hand vehicle ay pareho din naman ang pupuntahan at makakarating din sa paroroonan at ang difference lang ay "comfort ride". 4. As is where is- ayaw ko maging alipin ako ng car ko at pag nagka scratch at lalo yung nakahiram ang may gawa at sasama pa ang loob ko. May 2 vehicles ang 2 bayaw ko at kami rin ang nagamit. *Avanza 2017, 1year nasa warehouse ng PSbank, acquired on April 2019, 50k mileage @₱400k payable in 3yrs. *Tucson Theta 2 2013, 1year nasa warehouse ng EWbank, acquired on Nov 2016, 25k mileage @₱500k payable in 3yrs. Ang driving experience & ride comfort ay tulad ng new vehicle.
Kung bibili ka ng sasakyan Brand new o second hand seguradohin molang na ang perang ibibili mo hindi pinaghirapan Dahil ang kotse tapon ang pera mo dyan.
w ev hindi mo na get ibig kong sabihin! Yung perang hindi pinaghirapan, yun ang income mula sa investment o kinita sa madaling paraan, pero kung ofw ka o ordinaryong employee kalang at yung inipon mong pera ay ibibili molang ng sasakyan, malaking katangahan yun!
George Navarro .. hindi nyo rin po na gets yung message ko sa huli... di ba I said jk (just kidding po yan ..🙄) if you don’t still get it then ..🤷♂️...loosen up dude!!😉
I’m not after mileage 42 yrs na US khit luma basta ok ang maintenance history kung may accident or salvaged baka sira ang chassis or front or rear end damaged at depende sa kotse small engine 1.0 1.3 wd turbo 3cylinder life span 2to3 yrs may sira na.If possible buy 1.4 to 2.0 or v6 aspirated engine .I tried 280Z,300ZXTurbo,TOYOTA SUPRA 3.0, Turbo PORCHE CAYMAN 2.9, PORCHE BOXSTER 2.7 both PANCAKE ENG. and Last HONDA ACCORD SPORT 2.0 TURBO..the best to the 2 pancake eng
True. Our first car is a second-hand car, fully paid. Wala na intindihin. Second is a brand-new car. Until now nagma-monthly pa kami. awit. regrets. wish I've seen ds vid sooner. hahaha
Another point missed, kapag kasi naginstallment ka ng bayad it would give you time to invest the P1,000,000 cash. You need to consider if for example 1.4m nga yung total pag installment within 5 years pero kung nainvest mo naman it could turn to 2 million or more.
dito sa japan mura lang ang interest ng car loan,sa 5 yrs.almost 50k lang ang interest,may car shop kasi ang asawa ko nagbebenta sila ng used and brand new na car.
kakabili lng namin 2nd hand car suzuki swift 2019 gl CASH .pero di pa expire sa LTO,kc kakabili lng last year ,tas binenta na .cash ang bili nya at 730k tas binenta nya s amin ng 450k cash..13k mileage..amoy brandnew..hahaha thanks God.iba talaga kapag mayaman ang magsawa n s car ibibinta ng patapon.👍👍👍
Of course bago na ko,bago lahat Ang spare parts pati ❤,not like second hand specially nagamit na for 5 yrs na 😢,Dito na lalabas Ang mga sira for 5 yrs,3rdly di natin alam bka nalubog na sa baha 😅
maganda to pra sa employee. pero sa negosyante hindi advisable mag labas ng malaking pera pra pang bili ng sasakyan. kc kelangan ung pera pang cash flow paikot ng business. ang binibilang lng dito is ung gastos. hindi ung pumapasok na income. ako kumuha ako ng motor 2700 monthly. meron side car. ngaun pinapahiram ko sa mga kapit bahay pambili ng isda sa bulungan. nag babayad ng 250 per day ung isa pang deliver isda. over all isang buwan kumikita xa ng 11k. 3yrs ko xa huhulugan. freedom of idea so i agree to disagree to this video. over all not bad. iba2 kc perspective ng tao. if u wear a lense of employee u'll see this way, if u wear a business man lense u'll see differently. sayang ang pera matutulog sa isang sasakyan.
@@peterhope9719 sakto boss pag employee kukuha ng sasakyan per personal. usually mga negosyante kukuha ng sasakyan magiging possible source of income like delivery ng mga package or maging for rent nila or others. ako if kukuha ako ayoko maging pabigat sa bills un kaya hahanapan ko praan na maghanap buhay xa sa sarili nia. na meron xa pang bayad sa sarili niang monthly.
1M For Brand New Car No Way Highway!Papagawa Ko Na Lang Ng Apartment Namin Yan.Sayang Naman Pera Tapos Every Year 10% Ang Ibinababa Ng Price.Ano Bopols Lang!Tapos 500 Pesos Gasoline Hanggang Edsa Shaw Mag Jeep Na Lang Ako.Ok Na Yung Old School Car Then Customized it.😀😁
dito po sa japan kahit used car parang bago pa rin , at kaya gusto ko ng used para every 2 years puede na naman ako magpalit , maraming mayaman dito na ibebenta nalang nila ng mura at di pa gaanong gamit !
Congratulations! Ang ganda po ng reasoning when it comes to financial decision making. Ask ko lang po, how is the current status regarding Mutual funds, Insurance, and MP2, is it advisable to add up on our existing investment?
ako po i paid in full brand new car,kase nag kwenta ako almost 800thousand ang interest,.isipin ko palang masakit sa ulo ang monthly kaya nag ipon ako para maka bili in cash.wala ako problem pang gas na lang hehe
ahaha... i retired at 48...nagawa ko lahat ang say mo kahit di pa kita kilala chink....though mahirap lng din ako... i managed to make passive business,,, kumikitang kabuhayan kahit tulog... 2 units apartment,, self serve carwash at benta wifi sa 14 kapitbahay,,, 2nd hand car at mutor,,,, next month matitinda ako pares at takoyaki pero kukuha ako taga tinda sa kanto,,half half kami sa kita,, para passive pa din,,, baka sakali,,, think positive everyday,,, wag maghanap ng makakaaway...i.friend lahat para sila din maging suki hehehe,,, survive beautifully.......God Bless
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Sino dito ang kagaya kong nanonood pero walang pambili? Don't worry makakabili rin tayo 😊 tiwala lang.
Ahahaha ipon tayu para may pambili tau
..
Me,wla car...mtagal ko na gusto mgka car..cadmiel...2nd hand lnt muna..yn lng capacidad ko..
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The Sküterhead me hahaha ipon muna tayu
Amen 😇
Realtalk d mo kailangan ng Brandnew Car kung nagsisimula ka palang...
Hahaha apir tayong walang pambili...ok lang yun malay mo makabili din tayo... In His perfect time. Amen!
One crucial missed point.. before buying a car weather brand new or second hand is to make sure you have a secured legal parking lot! If none DON'T BUY A CAR!
Korek.
Your correct 💯
😂very much agreed
So dapat bahay muna? Mahaba haba pa journey ko 😅
True hindi yung ipaparada mo sa harap ng bahay nyo at mamerwisyo ng ibang tao
The depreciation of the car is only relevant if you intend to sell the car. If you are not really a car guy and you intend to keep the car for like 10-15 yrs. OK Lang bumili ng brand new. You are sure with what car condition you have and no surprise repairs. But if you are selling the car after 1-3 years Dyan ka talo as it represents the largest monthly depreciation. Opinion from a guy that bought both brand new and 2nd hand car.
absolutely right
Great insight 👍👍👍👍 helps a lot thankss
Exactly
absolutelya! we have a mitsubishi adventure brought brandnew year 2002.
still servicing our family very well everyday for office and grocery errands. yes may mga minor repairs like motor ng window etc pero no major repair at all. naipangsusundo parin from laguna to naia airports from time to time. never pa kami tinirik.
basta alaga lang sa gamit and yearly maintenance. i believe isa to sa sulit buys talaga ng family :)
Salamat po dito sir!
Yung feeling na nagiging wise kana din at a young age, kaka nood kay mr.ChinkPositive.
Agree
retire
@robert noble Haha true, but if I learned something from watching or reading and etc, then I can consider it as a progress and not waste of time.
@robert noble para saken ang progress dito e yung maiapply mo yung pinapanood mo sa buhay mo. Tulad ng salitang "investment" marameng tao ang nakakaalam ng meaning at kahalagahan nyan pero kakaunti lang ang mga taong inaapply yan sa buhay nila
Being wise is being experienced. You don't learn everything by just watching.
Second hand vehicles lang po binibili ko. Pinagaaralan ko na lang po ang mga basic repairs. Malaking tulong po ang youtube dahil madaming nagsshare ng repair videos.
Yup. Mas mainam na kapag used cars ang hanap mo.......
-mas maganda ang makipag meet up sa former owner na bibilhan para mas maayos ang maging negotiation
-mas mainam na may kasama kang trusted technician (mekaniko) mo to check any problems
-tulad rin na pagbili ng brand new, mas mainam parin na may pang-down para hindi gaano mabigat
-mas mainam kung ang bibilhina 2nd hand unit ay stock original (no aftermarket parts or accessories)
At mas mainam na mga brand na subok na at mas mataas ang value at indemand
Retired
Smart move!
I have has both brand new cars and 2nd hand cars already. Based from my experience, kung may pambili ka always go for brand new. Kung bibili ka ng 2nd hand mas cheaper pero in the long run, magagastusan ka rin sa mga repairs at kung i sum up mo ang repair costs mo and compare it to a brand new car cost, it evens out. Sa brand new hindi sumakit ulo mo, sa 2nd hand sumakit ulo mo, nagka aberya ka sa daan due to trouble sa car, at pabalik balik ka sa repair shop masyadong abala. Lahat ng galaw mo may presyo, yung oras na nasayang due to repairs, mga paghihintay dahil di mo nagamit ang old car mo. Ang brand new right out mas mahal dahil wala ka aalahanin na repairs in the next few years. Between brand new and 2nd hand, doon ka na sa brand new kung meron ka naman pambili
You mean Pambayad ng monthly . Ok 2nd hand if nakakaintindi ka sa kotse at marunong ka nagpagawa. Dami manloloko satin
Kung di ka marunong sa makina at 2nd hand bibilin mo sasakit talaga ulo mo, much better kng mag sasama ka ng mekaniko pra cgurado, makina importante
Sir ok naman po siguro brand new na old model? Makakaless po ba dun? Salamat po
Same experience, so make sure you save if you think its a need to have a car.
2nd hand car ko. I can say depende kung marunong ka tumingin at marunong ka sa kotse talaga. So far 2 years na sya ang very minimal lng ang pinapaayos ko. For me mas masakit sa ulo yung M.A ng limang taon and hindi naten alam yung mangyayari sa next 5 years.
Accord 1994 user 😜
Bought our 1st brand new car in cash..
Natawa ako pag bago konting gasgas hindi ka makatulog..totoong totoo ito haha kay sa sunod 2nd hand na sasakyan na bibilhin ko
Bago bumili ng sasakyan, matuto muna tayo maging disiplinado sa kalsada. Madaling magka kotse kung may pera, madaling magka lisensya kapag may pera, pero mahirap maging disiplinado
buying 2nd hand car made me a bit sad because I also dreamt of brand new car. but because of this video I feel wiser when I chose 2nd hand car. 😍
I think ur right to feel wiser.not important what might other would say.
facebook.com/profile.php?id=100013503930105
Good and wise na desisyon.khit ako pg bibili 2nd din at mas gusto ko ung mga lumang model ng toyota sedan.ung pag bili kc ng khit anong bagay at pera n mlki involve ung kakayahan ng isang tao yun.
Hanap ka repo maam. Dami pa maganda. 2-3 yrs old lang na car
Retire
if you're planning to loan a car, make sure that you use the money to invest na magbbigay sayo ng pambayad for the monthly amortization :)
After 38 years I retired. And bought a new car in cash. Never had a new car before. Nagtiis ako mag commute. Planado ang biyahe to save on gasoline.
Save your pocket 1st! Be wise! Don't think abt your friends just think abt yourself and what might happen in near future, just to play safe🤗😅🤣😅
Agree!... buy only if u can afford. hwag pkitang tao kunwari feeling myaman yun pla baon sa utang. Sorry to say kramihan gnito ang mentality ng tao.
Depende po yan.. May risk po ang pre owned..what you see is what you get.. if may sira siya baka mapalaki pa ang expwnses mo..hehe
Isang point pa po is if mag buy ka ng brand new, meron ka Peace of Mind while driving n di ka hula ng hula kung kelan ka masisiraan or ano ang next mong ipapaayos sa 2nd hand lalo n at di mo alam ang car history at ang driving style ng previous owner. Ksi meron na bumili ng 2nd hand at kung kwentahin yun pnaayos nya quarterly per year eh prang ksing price n rin ng brand new kung kwentahin. Mrami pang kelangan isaalang-alang, di lang about money or depreciation ksi kung long term use nman ang sasakyan eh good deal to buy a brand new car. Pro kung meron ka lng certain period of use like 4-5 years kung OFW ka eh 2nd hand ang good deal ksi ibebenta mo rin nman.
Appraiser ako sa bank dati kotse. Ang trick niyan pag 2nd hand is 1 year less Ng brand new bilin nio. Almost new but almost 30% less the original price. Ayos ba.
Hindi ko gets talaga...
@@cherylduron2341 ibig nya po sabihin, once you purchased a brand new car, kapag lumabas na yan sa casa baba na agad ang value in less than one year kasi may less na syang 30% sa original price. I'd rather choose a 2nd hand car na almost brandew. Naka save ka pa.😊
@@cherylduron2341 Kung ano current year sample 2020 ngayon, 2019 model bilin mo na 2nd hand para maka discount ka Ng 30% or more agad. Sa foreclosed units Ng bank o online meron.
@@arvincabugnason6728 karamihan po ba ng foreclosed units at for sale sir walang sira na binabalik sa banks?
@NAM thanks
Second hand and fully paid.. para wala.n utang at the same time... Just pick/ choose the quality of car n Meron high endurance like Acura MDX last longer as long as you know how to take good care of the car...
Ok lang utang atleast brandnew at walang sakit sa ulo. Basta may pambayad. Karamihan sa mayayaman hindi nag cacash ng oto yan.
Absolutely True, i bought a 2nd hand car under 250k more than 3 years ago, and up to now still in good condition, minor replacements of bushings lang nagasto ko aside from regular oil change, i have no worries sa gasgas kasi sanay na hahaha but the upsides is nagamit ko na kahit OFF ROAD hahahaha thats happines u cant do in a brand new car
Ano na buy mo na car sa halagang 250k ano model at year po?
@@dslifestyle8894 Ako sasagot sa ask mo may Pajero na mabili mo sa halagang 250k try to buy carfinder magazine it help you to find slightly used car for sale
Basta lang makakuha ng bagong car mga pinoy masaya na. Kahit mas bulok pa yung bahay basta magka coche lang 😂🤭
I bought a brand new car which im struggling to pay monthly because pinagsabay ko bahay at kotse.😂 pero okay lang, gusto ko to e🤣
Same here
I bought a 2008 Ford Explorer Eddie Bauer edition, all bells and whistles included, 3 years ago for a paltry 400k php and I feel 2 million php richer
Pag 1st car siguro second hand muna to experience how it is magka kotse. Pati pag maintain. Di rin kasi biro talaga. Pag ok ka na, saka na bumili ng bago. May mga kaibigan ako na walang kaalam alam sa sasakyan kumuha ng bago. Ayun, bangga dito, bangga duon. Nagugulat din sa mga periodic maintenance na kelangang gawin sa oto. Ako second hand na luma. Totoong may mga issues pero ok lang kasi gusto ko matutong mag ayos kahit basic lang. So far so good. Magastos sa totoo lang pero kung iisipin ko mga natutunan ko, worth it. Di ko matututunan hands on kung brand new ang kinuha namin.
Brand new or second hand car may magiging depekto talaga. Need mo lang maging wais sa pagpili. Ive also learned this from other youtuber😅 I dont know why I wanna be wise in choosing eh wala pa naman pambili d naman masama mangarap hehe pero soon tiwala lang magkakaroon din tayo 💪
. A ö. À..
my advise is buy atleast 2 years old second hand car, buy it in cash, and buy a japanese brand
Absolutely right..
Suzuki
True
@@samyuu8107 yeah.. Family car ertiga.. For chicks swift, for rumble to the rocks is the Jimny.. Suzuki is a good brand..
True!!! japanese brand is amazing
I agree! It's as simple as "if you cannot afford it, do not buy." Maybe in the future, if you'll have a better financial status, by all means, buy whatever you want to buy. 😊
Retire
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Ba't ba kailangan magretire? Okay lang magbakasyon pero magretire, 'wag po.
Thank you for the information
Retire
opo ok lng nman ang second ha car, basta bring your best mechanic like i did.. ngaun po 3yrs na ung second hand car ko pero wala pang major na sira, smooth pa din ang takbo makina..
Where did you buy?
When my son graduated from high school, I bought him a used BMW. I paid it in cash and didn't lose a lot of money once the car is driven off the car lot. Since it's his first car his better of driving a used car.
Same here for my first car bently use car. Woww i love it.
Yng car ko corolla 1994. Mgnda pa rin ang takbo. Palitan mo lng ang mga piyesa na luma ng bago. Parang bago ba rin. 80k lang bili pero kaya ng tumagal ng another 5 years pa :)
where did ypu buy it?
kaya tumagal ng another 5years pa? magaling ka mag alaga tatagal pa yan hanggang sa apo apo mo.
20yrs na nga akin sir 2nd owner.. basta preventive maintenance lang.. wala talaga problema.yun yung d nila alam sa mga 2nd hand eh..kaya wala tay0ng problema m0nthly.
mga bayaw basta toyota asahan mo lumpo ka na tumatakbo parin oto mo wlang problema, dito sa North america toyota rules parin panis yang mga american at european brand pag dating sa reliability.
Our car is second hand, we got it from a repair shop. In God grace, its still doing good job. I used it to practice my driving skills. I always got a comments that I have a nice car, nobody knows that its only second hand.
Retire
Cars are considered Expense in a financial statement meaning it depreciates so if
A. Brandnew-Ok sayo maging double the price un babayaran dats good as long as hnd burden un cost sayo push
B. 2nd Hand- be cautious bring expert mechanic or watch videos on how to check 2nd hand cars wala masama sa pagiging practical- all 2nd hand have issues tlga taking extra care is necessary tlga 😊
Brand new or second hand, syempre bibilhin ko yung kelangan ko sa hanapbuhay L300 with railings.
Brand new or secondhand? 😁
Kaya..alam ko n Tama ako 🤣🤣🤣Khit 2nd hand Basta maganda ang makina at maganda p be practical and you save more money 💰
B’new cars automatically DEPRECIATE 25% in the 1sr year. Lots of GOOD RELIABLE 2nd hand cars just needs patience to find but worth it.
buying 2nd hand na car cash basta may kasama kang mekaniko nago kunin importante lang talaga makina nang kotse.
Rich Dad Poor Dad book of Robert Kiyosaki changed my view about buying Liabilities.
The books says “ buy luxury from your passive income or Assets” (unless the car is intended for business, which will help you build your assest)
So when that moment comes when I can buy a brand new car, I’ll see to it that it will help me BRING In MORE MONEY instead if TAKE OUT.
For now, I’ll save for my 2nd hand car 😅
Retire
who is robert kiyosaki? nasa list ba sya Forbes?
Nothing beats of the 2nd hand car. :)
Aside from that you have to think about other expenses like :
- Madali ba hanapan ng mga piyesa yung sasakyan?.
- Insurance
- Gas and maintenance
Higit sa lahat may pagpaparkingan ba kotse mo? Yung ibang tao kasi makabili lang ng sasakyan pero sa kalsada naman nakaparada. Abala sa ibang motorista.
Retire
Retire
true nakakasama ng loob yun mga ganun car owner ma'am madalas pa sila pa ang galit pagsinabihan..hahaha👍🏼
consider a repo car instead of a second hand car (direct from owner). some repo cars are less than 1 month old (ginamit ng mga foreigner or OFW na nag bakasyon).
a ton of repo cars are in very good condition (they are well taken care off, but the previous owners just cant pay for them anymore)
and a repo car gets about 5% cheaper every 2-4 weeks.
whether you take a brand new car, second hand, or a repo car.... just do your math right.
O
Where po makakakuha nang maayos o magandang deal for reposessed car? Thank you.
depende din. yung iba kinakahoy yung mga parts nyan kasi alam na marerepo na
Sakto sinabi mo Sir Chink ang isa pang advantage ng 2nd hand na sasakyan,natuto akong magkalikot at magayos ng minor problems,dapat kapag driver ka,marunong ka din ng BASIC REPAIR ng sasakyan.
What is important is the happiness of the buyer whether it was bought used or new regardless of the price, circumstances, life changing events.
Tama ka..
my take regarding be buying a brand new car through installments is nothing else but "status"symbol!
With many choices and financing schemes, mas madali na makabili ng brand new. Ang lamang kase ng brand new aside from worry-free maintenance, mas economical na sila sa gas bec of advances in engine and overall car technology
For me,as of this moment mas practical ang 2nd hand car.dapat lang marunong ka tumingin ng sasakyan most especially sa makina.
Saka sa 2nd hand mas shorter na ang payment terms.consider also the budget.thanks for this video sir.
yes mam..i have a friend who has 2ndhand car. and its been 6 yrs
walang palya2x.
Salamat po . Meron napo akong idea. 2ndhand is the best.
Thank you! Very informative tlaga. My husband ang I were planning to buy a car. After watching this, we will go for 2nd hand cars. Thank you. 👍
Anybody like brand new car ❤️❤️❤️ but i got only second hand car
One of my biggest lesson ,,, hahaha yung kumuha ako ng gadget loan , tapos suddenly ng close yung account nmn so nawalan ako work , but luckily last month nmn na kht paunti unti ... cp lng pero mabigat ndn , I didn't consider the possibility, akala ko okay lng kayang kaya ng sahod ko then no second income ,... hahahah ... #LessonLearn
Iba po talaga yong may nagaadvice , nagkakaroon ka idea or optional , kasi nakakatulong sya ng malaki sa ating mga nagbabalak na bumili ng car o mag business , Kya laking pasasalamat natin Kay sir Chinkee Tan .
If I have 1m to buy brand new in cash...I'd rather have a loan for that car...and use the 1m for a business that generates cash to pay for the monthly amortization...I think this the most rational way of reasoning.
Tama
agree
Tama,
Hmmn. I'd rather spend half million for 2nd hand car and other half for business, 😁
Wise and practical, para ung income ng business ay pwede ng ipunin or pang reinvest
Just make sure na yung 1m mu na pang business eh kikita pag hindi kasi wala ka ng CAR wala ka pang 1M.
Imagine kung bumili ka ng brand new na sasakyan nung nilabas itong video na ito tapos sakto nag pandemic at wala ka trabaho...
Opo , Kaya be wise and practical
Rule number 1
Never lose money
Rule number 2
Invest your money to create more money
Carlo Roma may investmnt n po kyo?
fredd CA nako alam ko n susunod nyung sasabihin..open minded k b?
sus wala ka lang pambili. kaya nga nakabili sila ng sasakyan dahil may budget na para sa pambili ng sasakyan na galing sa pag'iinvest
Rule number 3
Walk from home to work place to save more money.🤣
All talk guy. Walk the talk man. Gawin mo sa buhay mo yang sinasabi mo
BUy what you can afford in cash na 2nd hand and choose wisely. Go for toyota. Less maintenance at reliable. BOTH brand new and 2nd hand nauupod ang brakes, gulong, cleaning ng a/c at mga pms. Wear and tear normal sa luma at bago. Marunong ka lng dpat tumingin
I'm about to buy a car but after watching this I decided to invest in house and lot.. Pagkatapos ko sa bahay at lupa balikan ko itong dream ko na ito malamang mura na fortuner in the next few year because of depreciated value
baw dyosko dream ko fortuner i bought hilux brand new i paid already second goal ko f in the future hahahaha shit diko kaya monthly so bought house and lot instead for rent in the future so 3 gosl fortuner na
BILI MUNA GARAHE
Bahay na may parking space. Hindi yung nag rerenta ka na nga lang nakaka abala pa sa kapitbahay yung kotse.
tama po....see to it na may garahe kayo.
I super agree hahha
Talaga nmn. Naging parking space karsda
markgardyfy TA-MAAAA!
Isa po akong seman,di tlaga aq mhilig s sskyan masya n aq sa honda wave q 15 years n din s akin,ngaun nakapundar ng tindahan ang mrs q..naaawa aq kc pag bumili ng mga stocks and dami at ang bigat pa..ginawa q bumili aq ng sskyan n 2nd hand nah pra magamit sa tndhan,dami nagtatanong bkit used binili q e seaman daw aq..eto ang sagot q..ang sskyan nun nbli q lng ng 75k,ngaun gumastos aq ng mga 30k pra ipa condition xa.so nasa mga 105k n lahat condition nah..ung brandnew ngaun nasa half million pinaka mura..laki ng n save q prehas lng nmn ang gamit..1994 honda accord hnggang ngaun aus n aus pa...heheh
bka o s klng nmn pre kya yn nbili mo
pay in cash!!!don't go for installment... if you don't hav cash,,SAVE...thats what I learned from my nanay,, I retired at 45.... I enjoyed my life without somebody forcing me What to do,, thx almigthy that He granted me a life full of wisdom... I'm 56 yrs old rigth now still enjoying my life with my own business.. waiting for my lumpsum retirement at 60...and my insurance 15yrs matured..
Go for bank repossessed cars with low mileage 😊
disadvantage ng ganun, few months na natambay ang sasakyan, WALA SILA PAKIALAM sa maintenance ng sasakyan, low mileage nga pero hindi nag cchange oil etc, dead battery, walang car wash, alalahanin natin pag matagal naitambay ang sasakyan ng hindi umaandar mas nababawasan ang reliabiity nito maaring pagkabili nyo after few weeks maglabasan ang sakit ng 2nd hand car nabili mo o repossessed car from bank. kaya nga may rule ang bank na as is e wala sila pananagutan. BETTER mag sama ng mechanic para ma check ang car, kung makita nyo kunwari napakaitim at amoy gasolina na ang oil ng saksakyan wag nyo na bilhin maaring humahalo na ang gasoline sa engine oil malaking problema na yun..MAGANDA KUNG ANG REPOSSESSED CAR MAKUHA NYO MGA 2 MONTHS BELOW PALANG NATETENGGA SA WAREHOUSE NG BANK, PERO! syempre risk padin kasi 2ND HAND padin yun hindi natin alam pano ginamit ng 1st owner. BEST padin na magsama talaga ng mekaniko.. pag uwi ng pinas 2nd hand car din balak ko bilhin :D pero yoko ng repossessed cars kadalasan matagal na nakatambay mga kotse dun.
If the car is used in business that's fine (asset). If the car will be used pa pogi point (liability) that's bad! wag na oi!
Exactly!
2nd hand!! 😉 as long as it drops me off from point a to point b 😅
Sempre mas maganda talaga kapag brand-new, kung may kakayahan ka. Pero kung tama lang pera mo makabili ng secondhand at condition naman ok na yun, madami Jan magaganda.
Sadly most Repossessed Cars are from age of Newly Grads who pressure their parents to buy, worst they even ask their parents for money for the gas
Ok lng bumili ng 2nd hand Car pero dapat una sa lahat marunong tumingin ng makina,kahit nmn may gasgas ito o ano pa man basta ang makina tatagal kasi ang car hindi nmn ito bibili para lng sa pang gala kundi para sa pang negosyo,tatagal pa yan ng 2yrs.basta maganda mkina meron nmn ksi iba n gusto lng pang porma,2nd ung body mganda mkina pero ung body malapit ng bumigay wala rin baka isang kargahan lng kinabukasan sira na ang body,..3rd magagamit muna ang sasakyan n 2nd hand,kumita pa at mkkbili n ng brand new n car at mkkbili pa ng isang 1,000sq meter na lupa.
Think wisely salamat sa video.
Agree. Most probably go for brands whose parts are readily available in the market. Pra hnd klngan mghintay ng mtgal kng skali klngan ng repairs. Kng dna man mrunong tmingin s makina, bring someone who knows. A mechanic friend would be better. Pinakatinitignan tlga jan is makina. A single nut that is out of place will cost you a lot pg hnd nkita.
Second hand but no morethan 5years..
Is a safe choice at a cheaper price..
Our 1st car is a 10yr.old toyota gli limited edition (1995 ).@ 180k in 2005 , sold at 120k.in 2017 with 320,000km 😊 maganda pa kc makina at nagsisi ako binenta namin, kc bumily kmi.
Kimpz Ang bigbody? Matibay ang corolla, Balak ko nga bumili tapos ipapa project car ko 👍
Right now I am riding an old mitsubishi lancer, bought at a very low price so far in 2 years nasa mga 30k more or less pa lng yung nagastos sa maintenance including repairs and change oil and yet serves well pa din maganda pa rin ang makina ng lancer. Relate maxado sa sinabi ni sir chinkee na hindi maxado masakit sa damdamin pag nagasgasan 😄😂
Binili ko 2nd hand 2002 Isuzu crosswind xtrm ng 2005. 3 years used. Hanggang ngayon 2024 na tumatakbo pa at gamit na gamit pang service ng biyenan ko na nagdadialysis.Sulit na sulit.
In the USA theres a huge market for second hand or used cars simply because of the savings you can get since cars depreciate yearly. You just have to be smart of the choices in choosing what car you would buy. Also, the mileage of the car is also something to take into consideration since more mileage means more wear and tear so if you find a used car around 3-4 years old with little mileage plus in good condition that could be a steal considering if the price is reasonable. We could also notice that 3 year old cars are not that different from the newer model in terms of the enginw and its technology usually its just aesthetics changing every year.
retire
Retire
I love this content 😍💙❤️ be practical Lang at base on life style Lang diba Mr. Chinki tan 😅wag ipilit Ang di kaya na kotseng Mahal hehehe
Ang ginawa ko noon may 300k ako. Gusto ko brand new. Naghanap ako ng zero dp. Nakakuha ako accent diesel 10k down 18k monthly. Ginawa ko binayaran ko yung 10k down tapos yung natirang 290k inadvance ko na so may 16months akong advance pero binabayaran ko sya monthly parin kaya may allowance akong 16months. Nung time na kulang pang monthly ko dineposit ko kahit kulang okay lang kasi may 16months advance ako. So ganon ginagawa ko lagi ko sinisikap mabayaran monthly pero pag kinapos ibanayad ko kahit konti ibabawas nalang dun sa advance ko. Sa december matatapos na syang bayaran may 6monthz advance pako
Ano negosyo mo sir?
Tama bakit mo pipilitin ang dinaman kaya ng lukbutan mo kaya marami nahahatak pilit nila inaabot at hirap na hirap naman isusubo nalang pamilya aagawain pa ng dahil lang gusto ng bago sa pagbili ng second hand marunong kalang pwede kapang makinabang pag marunong at maingat lang gumamit, at sempre be content what you can what we have God is provider anyway God Bless to all.
Sir ano po ba ang advantage at disadvatage ng REPOSESSED CARS from Bank?
We bought a 2019 Mirage GLS 4,000km for Php 455,000 a new one was Php 672,000 so we saved a lot!!! The car was practically brand new!!!
I just bought a bank repo mirage g4 for only 390k 2019 acquired 2020, with 4000 kms, i spent another 6k for in out detailing to restore its beauty adnd change oil, and minor fixing.. practically its now brand new of less than half the price. Now a days 2nd there are so much 2nd hand cars that are close to brand new.. fb market place is populated with it
Hi po saan nyo po biniling bank?
@@joveedejesus6123 hi saan bank nyo nabiling bank?
@@jessarea8706 hi its not a direct bank purchase, there stil a middle man between buyer and bank, that middle man will be the one to play on the auction, and he will be the one to sell it to prospective buyer.. the good thing with bank repo is as is where is., what you see, is the real mileage and the flaws are not aesthetically repaired.. this is our first time to acquire a bank repo., and we had a good deal., you just proceed to 5th - 7th floor north park beside the block.. marami dun.. look for Ban.. mura ang car dun promise
Wow thats nice!!! May I ask where po? Thank u
Buy a 5 to 10 years old Lexus or Toyota they are very reliable and last for along time. Syempre pick a nice one yung wala pang accident history and flooded if you can get a carfax then do so. Pa check mo sa isang magaling na mechanic for pre-purchase inspection before you buy. Stay away from German cars Mercedes, bmw and Audi sasakit ulo mo sa repair costs believe me I’ve been there.
always remember that you only leave once, kung kaya mo bumili, bumili ka, regardless kung bababa ang price nyan, kung lugi ka after 5 yrs or what. kasi kung puro ganito ang iniisip mo, hindi ka magiging masaya. take note ang key words dito is "kung kaya mo"
Kung wala Kang negosyo na boom na boom na magbibigay ng malaking kita sa you hwag nang magkaroon ng car.
I bought my 2017 honda civic last year for 700k with low mileage paid in full. Kakilala ko din previous owner. I felt na sulit yung 700k ko.
civic e? sulit na sulit yun brad.
E variant sir
Honda cars are the best. Very economical sa gas at tested and proven na ang makina. No wonder mahal pa rin kahit 2nd hand. Yung ibang sasakyan na nasasakyan ko using Grab, kabagao bago pero pangit na tunog ng makina.
You can buy good sedans at prices lower than 500k, Honda Civic FB or Mitsubishi Lancer GTA is what I am looking at right now. Both came from 2012. Ofcourse, you gotta buy smart. Bring you mechanic. I still see 90s model Civics and alike still running across metro with no problem. Sometimes its not how old the car is, its how you take care of it. Plus, new cars in financing has almost 50% loan interests, on top of your DP and it depreciate in years to come. This is a solid video to discuss all this.
I’m interested po in buying a SUV Mitsubishi. Do you know where I can buy it. Do you know a trusted dealership, It’s okay it is 2nd hand with low mileage, 2017 newer but not too old. Please PM me po.
yeah kasi yung iba is SIR model yung Civic Nila. Civic FB and the Lancer GTA are kinda the best right now, But there is also a Corolla, which don't easily break over many years.
Ang wise na sagot dyan is to buy Chinese brand cars, brand new and cheaper..😁👌
this is what you call wisdom. thank you master.
I think there are more factors to consider also. I disagree with buying a brand new car in CASH. I am paying my brand new car monthly instead of paying it full. Instead of the money I will pay for full I added it up for new branch of my business. Now that business is paying my car monthly and still keep extra profit for more savings. Di na nawala ung pera ko nadagdagan pa ang kita ko and I am enjoying using a brand new car. Less maintenance pa. Win win situation for me. I always don't buy any expensive things in full 'coz I can still use the money to generate more income that can afford to pay the monthly amortization of something I want to acquire.
Retire
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Yung tubo mo sa business napunta sa car..
@@hahahahaha961 sa amin one day na sahod mo sobrang 1 wk na pang grocery kung 2 kayong ngttrabho more or less 10k a mos. Khit eoropean or Asian ang kotse mo huwag lang Ame.(corvette) lang ang gusto puede. Sa pagbili ng Bnew ibuhos mo na magkno ba percentage ang pera mo compare sa loan mo masmrami kang ma save kaysa nkdeposito
Tama ka, kumuha ako ng brand new,sakit nga mg isip na kda buwan May babayaran ka🤬Sana sinunod ko ang advise ng asawa ko 😊
Ok lng nmn kong brand new bastat pang pasada lalo na pag van ..wag lng pang porma
bili new car... patong patongng mga bayarin... naluluma at gumagastos din, while old car general check up... repair as required... cheap price pa... then proper maintenance as is: my old car 2012...model gumastos na q less 15k...vry gud condition to date
Kahit pa may budget for new vehicle & I'll go for the 2nd hand parin.
4 na kadahilanan:
1. Ang vehicle nagdedepreciate.
2. I prepare bumili sa bank dahil complete papers.
3. New or 2nd hand vehicle ay pareho din naman ang pupuntahan at makakarating din sa paroroonan at ang difference lang ay "comfort ride".
4. As is where is- ayaw ko maging alipin ako ng car ko at pag nagka scratch at lalo yung nakahiram ang may gawa at sasama pa ang loob ko.
May 2 vehicles ang 2 bayaw ko at kami rin ang nagamit.
*Avanza 2017, 1year nasa warehouse ng PSbank, acquired on April 2019, 50k mileage @₱400k payable in 3yrs.
*Tucson Theta 2 2013, 1year nasa warehouse ng EWbank, acquired on Nov 2016, 25k mileage @₱500k payable in 3yrs.
Ang driving experience & ride comfort ay tulad ng new vehicle.
Trot
Wow galing naman, gusto ko din avanza ang swerte nyo po 400k nyo alng nabili.
@dslifestyDream ko din ang avanza sana makabili.din ako ng ganun price..le8894
Kung bibili ka ng sasakyan Brand new o second hand seguradohin molang na ang perang ibibili mo hindi pinaghirapan Dahil ang kotse tapon ang pera mo dyan.
George Navarro ... ibig nyo po bang sabihin na dapat nakaw na pera ang ibayad?? 😂😂.. jk lang po!!
w ev hindi mo na get ibig kong sabihin! Yung perang hindi pinaghirapan, yun ang income mula sa investment o kinita sa madaling paraan, pero kung ofw ka o ordinaryong employee kalang at yung inipon mong pera ay ibibili molang ng sasakyan, malaking katangahan yun!
George Navarro .. hindi nyo rin po na gets yung message ko sa huli... di ba I said jk (just kidding po yan ..🙄) if you don’t still get it then ..🤷♂️...loosen up dude!!😉
True .
I think it depends on the mileage of the used car. The higher the mileage, the more maintenance and expenses you will have to pay.
I’m not after mileage 42 yrs na US khit luma basta ok ang maintenance history kung may accident or salvaged baka sira ang chassis or front or rear end damaged at depende sa kotse small engine 1.0 1.3 wd turbo 3cylinder life span 2to3 yrs may sira na.If possible buy 1.4 to 2.0 or v6 aspirated engine .I tried 280Z,300ZXTurbo,TOYOTA SUPRA 3.0, Turbo PORCHE CAYMAN 2.9, PORCHE BOXSTER 2.7 both PANCAKE ENG. and Last HONDA ACCORD SPORT 2.0 TURBO..the best to the 2 pancake eng
Mahal naman ceasar😪
@@hahahahaha961 sa amin
correct k dyan maam. The important may gamitin ka ng family mo at yong higit sa lahat hindi titirin sa daan. For me ,no matters kong second hand.
True. Our first car is a second-hand car, fully paid. Wala na intindihin. Second is a brand-new car. Until now nagma-monthly pa kami. awit. regrets. wish I've seen ds vid sooner. hahaha
Nakakatawa un mga nag dislike, milyonaryo siguro mga un...at kahit naman maganda at tama nasa video laging may dislike...can't please anyone... Wew!
Masarap ng brand new pero masakit sa bulsa..
Wag ka maglalabas ng pera ng sobra sa kinikita mo
retire
Another point missed, kapag kasi naginstallment ka ng bayad it would give you time to invest the P1,000,000 cash. You need to consider if for example 1.4m nga yung total pag installment within 5 years pero kung nainvest mo naman it could turn to 2 million or more.
dito sa japan mura lang ang interest ng car loan,sa 5 yrs.almost 50k lang ang interest,may car shop kasi ang asawa ko nagbebenta sila ng used and brand new na car.
kakabili lng namin 2nd hand car suzuki swift 2019 gl CASH .pero di pa expire sa LTO,kc kakabili lng last year ,tas binenta na .cash ang bili nya at 730k tas binenta nya s amin ng 450k cash..13k mileage..amoy brandnew..hahaha thanks God.iba talaga kapag mayaman ang magsawa n s car ibibinta ng patapon.👍👍👍
RETIRE
pangit cguro kaya binenta sayo
@Alfredo, here's the link to the course lddy.no/ba9d
RULE #1: If you can't buy it in cash, you can't afford it.
I thought if you can't buy 2 of the item thus you can't afford it. Heard it somewhere. jayZ
Tama matulog ka na lang huwag pilitin bibili utang lang pala
Of course bago na ko,bago lahat Ang spare parts pati ❤,not like second hand specially nagamit na for 5 yrs na 😢,Dito na lalabas Ang mga sira for 5 yrs,3rdly di natin alam bka nalubog na sa baha 😅
maganda to pra sa employee. pero sa negosyante hindi advisable mag labas ng malaking pera pra pang bili ng sasakyan. kc kelangan ung pera pang cash flow paikot ng business. ang binibilang lng dito is ung gastos. hindi ung pumapasok na income. ako kumuha ako ng motor 2700 monthly. meron side car. ngaun pinapahiram ko sa mga kapit bahay pambili ng isda sa bulungan. nag babayad ng 250 per day ung isa pang deliver isda. over all isang buwan kumikita xa ng 11k. 3yrs ko xa huhulugan. freedom of idea so i agree to disagree to this video. over all not bad. iba2 kc perspective ng tao. if u wear a lense of employee u'll see this way, if u wear a business man lense u'll see differently. sayang ang pera matutulog sa isang sasakyan.
good idea! nakita q rin ung downside ay kung hindi pa regular employee ung kukuha ng sasakyan.
@@peterhope9719 sakto boss pag employee kukuha ng sasakyan per personal. usually mga negosyante kukuha ng sasakyan magiging possible source of income like delivery ng mga package or maging for rent nila or others. ako if kukuha ako ayoko maging pabigat sa bills un kaya hahanapan ko praan na maghanap buhay xa sa sarili nia. na meron xa pang bayad sa sarili niang monthly.
I agree with you, ang laking pera matutulog lang.
@@ChengVloggs sakto boss
Tsk !
This helps me pin my decision on buying that 2nd hand car I like. ☺️
1M For Brand New Car No Way Highway!Papagawa Ko Na Lang Ng Apartment Namin Yan.Sayang Naman Pera Tapos Every Year 10% Ang Ibinababa Ng Price.Ano Bopols Lang!Tapos 500 Pesos Gasoline Hanggang Edsa Shaw Mag Jeep Na Lang Ako.Ok Na Yung Old School Car Then Customized it.😀😁
😁😁😁😁😁
maliit cguro pera mo
dito po sa japan kahit used car parang bago pa rin , at kaya gusto ko ng used para every 2 years puede na naman ako magpalit , maraming mayaman dito na ibebenta nalang nila ng mura at di pa gaanong gamit !
Congratulations! Ang ganda po ng reasoning when it comes to financial decision making. Ask ko lang po, how is the current status regarding Mutual funds, Insurance, and MP2, is it advisable to add up on our existing investment?
yes
ako po i paid in full brand new car,kase nag kwenta ako almost 800thousand ang interest,.isipin ko palang masakit sa ulo ang monthly kaya nag ipon ako para maka bili in cash.wala ako problem pang gas na lang hehe
che llo gas, insurance, maintenance etc. hahaha
wow!!!
@@euphonium1406 true hehehe
@@euphonium1406 sguro after 5 years or 10years ang maintenance ng brand new
ahaha... i retired at 48...nagawa ko lahat ang say mo kahit di pa kita kilala chink....though mahirap lng din ako... i managed to make passive business,,, kumikitang kabuhayan kahit tulog... 2 units apartment,, self serve carwash at benta wifi sa 14 kapitbahay,,, 2nd hand car at mutor,,,, next month matitinda ako pares at takoyaki pero kukuha ako taga tinda sa kanto,,half half kami sa kita,, para passive pa din,,, baka sakali,,, think positive everyday,,, wag maghanap ng makakaaway...i.friend lahat para sila din maging suki hehehe,,, survive beautifully.......God Bless
I am going to retire this year, i want to buy 2nd hand car....