Don't buy a Flat on Home loan for Investment - Detailed explanation.

[@vikasrachamallatelugu]

"One small correction: at the 21-minute mark, rental income of 14 lakhs should be added to the 50 lakhs cash in hand, bringing the total cash in hand to 64 lakhs."

[@danieldayal2570]

Forgot about maintenance yearly. Owning a home is a big headache n u cannot move anywhere Better to live in a rental home n invest in stocks, mutual funds or gold etc;

[@vikasrachamallatelugu]

Thanks for the inputs brother

[@dheerajchowdharychilukuri8028]

Need more genuine people like you , we need to create awareness in our community.

[@vikasrachamallatelugu]

Thanks for the support

[@CharlieChaplinVideos]

if you are buying a house to live in it - do it
if you are buying a house as an investment - don't do it

[@vikasrachamallatelugu]

Thanks for watching brother!

[@cvcgen6224]

I invested on second house and learnt FD investment is far better. 😢. But parents generation never understand this calculation and compare with other NRI cousin's buying 3 4 flats.

[@vikasrachamallatelugu]

Thanks for watching my friend!

[@movieparts2870]

Yiu got a new subscriber today brother...

[@vikasrachamallatelugu]

Thank you very much

[@pbegum9999]

You came with a new video after a long time. Try to make more videos

[@vikasrachamallatelugu]

Thanks for the motivation!

[@complexysr]

Profitability for lands bought outside the city is also NOT guaranteed. I invested in Suvarna Bhoomi, Shad Nagar in 2012 for 10 lakhs. Unfortunately, the managing partners fought and the land's salability is questionable, let alone generating profits. So, everything regarding that plot is in suspense.

[@vikasrachamallatelugu]

Thanks for the inputs my friend.

[@alluramachandra6337]

Bro you shattered my approach.Thanks..
But not business not home give some good options

[@alluramachandra6337]

Pls share

[@vikasrachamallatelugu]

Thanks for watching brother. Wishing you the best in life.

[@Waizumiplayz]

Verry nice and useful video. Thanks to both of you.

[@vikasrachamallatelugu]

Thanks

[@mutyalapraveenkumar1972]

Very informative session.. wonderful.. keep going

[@vikasrachamallatelugu]

Thanks a lot

[@hemakanagala9429]

I feel every angle is covered.Good video.

[@vikasrachamallatelugu]

Thank you

[@Ramesh-b5c]

Very useful information

[@vikasrachamallatelugu]

Thanks a lot

[@Shaila-o8b]

Nice information Vikas Anna !!

[@vikasrachamallatelugu]

Thank you so much 🙂

[@sangepusrinadh6927]

Excellent content 🎉

[@vikasrachamallatelugu]

Thank you 🙌

[@vishnuyadavmellakanti]

chala clear explanation bro💯

[@vikasrachamallatelugu]

Thank you 🙂

[@centuraxaum5951]

Simple rule is if the loan term is 20 years, inital 10 years cover 80% of overall interested tobe paid. So banks first will recover your interest(intereset on reducing balance) and then principal.
Love you brother. Wish you a happy life

[@vikasrachamallatelugu]

Thanks for your inputs and support!

[@satishkumaryadhavkomati6537]

Very good information brother

[@vikasrachamallatelugu]

Thanks brother

[@Onevikkufive]

Thanks for the good information

[@vikasrachamallatelugu]

Thanks

[@thetrigger-eh7ng]

Learnt a lot from this video!

[@vikasrachamallatelugu]

thank you

[@LearnwithRaghavaJV]

Whoever buys the flat,
Very useful information..Anna

[@vikasrachamallatelugu]

Thanks brother

[@pavanireddy4479]

20.15 for fds.. banks will definitely deduct 10 percent amount from maturity amount. it will come lesser again.. for salaries employees fds never works cause they will in 30 percent slab..
also rental yield you said 15k in 2015.. by 2025 it will definitely annually increases minimum 7 to 8 percentage

[@vikasrachamallatelugu]

Thanks for watching and thanks for the inputs!

[@AnilChTechChannel]

Tax exemption on house loan miss ayyaru meru ., still excellent effort to show the reality of real estate on EMI .,

[@vikasrachamallatelugu]

Thank you for watching brother

[@sunilrajkumar9749]

Sir, in those five years we have to consider the rental cost. Let's consider the 2015 rent of two bedrooms was 10k to 15k in 2020 it went up 15k to 25k and now min 25k to 35k. We need to reduce that amount

[@vikasrachamallatelugu]

Thanks for your inputs.

[@tekumallasuryatej2848]

Waiting for your video from 10days

[@vikasrachamallatelugu]

Thanks for the love and support my brother!

[@hemakanagala9429]

Can you please do a video on capital gain tax on plots bought before 20 to 25 years back.

[@vikasrachamallatelugu]

Sure. Will do. Thank you.

[@Sai_sandeep_farmer]

Better to invest in plot , wait for 10 years , save some ammount for construction or you sell that plot for atleast ×5 times profit and you can buy a house 🚶
If your a getting income of 50k, stay in rent house, save ammount, for buying plot , just take a plot for 10 lakhs rupees only with in budget, if you dont have that much of budget then go for loan some 5 lakhs , set the emi for 4 years

[@vikasrachamallatelugu]

Thanks for the inputs.

[@SampangiBharat]

Salaried class people should invest in tier 2 cities where they would finally settle as digital revolution in india is multifold, invest in index funds instead as corporate job is always variable , investing in SIP is far more peaceful than having to pay an EMI

[@vikasrachamallatelugu]

Thanks for the inputs brother and thanks for watching!

[@maastar8867]

I bought a flat last year for 47L in bangalore, due to some reasons I'm planning to move hyderabad. I have two options 1. Renting out( i will get emi amount) 29k
2. Selling it for 65L and purchasing one in hyderabad. As i can see minimum rent is morethan 30k in hyderabad.
Which one is best.

[@vikasrachamallatelugu]

Hi brother, thanks for watching. I shall reply in detail soon.

[@maastar8867]

@@vikasrachamallatelugu OK, Sure

[@princeofheaven19]

Rental yields are super low in India

[@vikasrachamallatelugu]

True brother. Thanks for watching!

[@kondasaikumar7597]

Please make a video on buying cars

[@vikasrachamallatelugu]

Sure. Thanks

[@rajeshwarirachamalla8967]

Awesome

[@vikasrachamallatelugu]

Thanks for watching!

[@shivams2144]

Tax on deposit intrest. Flat rate will be high as per sft price gets increases ??

[@vikasrachamallatelugu]

Thank you for watching brother

[@user-tk2vy3xb5h]

Nice

[@vikasrachamallatelugu]

Thanks!

[@srikanthreddyaluri493]

what about agriculture land bro,is it a good investment for software employees😂

[@vikasrachamallatelugu]

Yes, if someone from our family can stay at that land and take care of it. Then, it is a very good investment. Thanks for the valuable comment brother.

[@maruthimudhiraj]

💯💯💯

[@vikasrachamallatelugu]

Thanks brother

[@Rightlysaidd]

India is the only country with these highest rate of interests, Accept the fact to be seek a third grade services in every context.

[@tejdeep.g1099]

Realisation!!

[@vikasrachamallatelugu]

Thanks for watching brother

[@vinodp3009]

Please make a video on arranged marriages

[@vikasrachamallatelugu]

Sure brother

[@rapeticharan1443]

buy commercial property instead

[@vikasrachamallatelugu]

Thank you for watching 😊

[@SharadaPaul]

❤❤❤

[@vikasrachamallatelugu]

Thanks Sharada for watching all our videos. Your support means a lot. Good evening!

[@tanukuabbayi]

Hi bro

[@vikasrachamallatelugu]

Hi brother, how are you!

[@srikanthreddy6626]

Back to Back English & Telugu channels lo tukku regodutunnav Shivaji

[@vikasrachamallatelugu]

Thanks for the everlasting support my brother!

[@srikanthreddy6626]

@@vikasrachamallatelugu Always my brother

[@Rightlysaidd]

NEVER PRECLOSE your HOME LOANS

[@vikasrachamallatelugu]

Well said my friend!