Insurance Crisis: The Coming Disaster We Can’t Prepare For

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  • Опубликовано: 27 янв 2025

Комментарии • 119

  • @chooowi
    @chooowi 13 дней назад +12

    No one is talking about how these areas are no longer suitable for homes

  • @julianruthfin2166
    @julianruthfin2166 13 дней назад +10

    When you receive a canceled insurance flee from that city becz you know what is coming next

  • @gusdrivinginaustralia6168
    @gusdrivinginaustralia6168 14 дней назад +18

    Luigi has the solution for insurance companies that don't pay out when they've been happy to accept premiums.
    The biggest insurance company in the world in the 60s saw this coming. They factored it in. The rest just love keeping the money.

    • @Buntabunta937
      @Buntabunta937 14 дней назад

      Your evil mate, calling for violence it was the democrats bad management that lead insurance companies raising the price so much it wasn’t viable, you are so evil

    • @tracieallen5445
      @tracieallen5445 13 дней назад +2

      😮😮omg

    • @Buntabunta937
      @Buntabunta937 13 дней назад +1

      @ what

  • @henryfrost8542
    @henryfrost8542 14 дней назад +16

    Another scam on its way 😮

  • @VG-cz7yg
    @VG-cz7yg 12 дней назад +7

    Stop blaming it all on climate change, the facts are gross incompetence and lack of preparedness for many years has led to this epic disaster.

  • @BenCoventry
    @BenCoventry 13 дней назад +8

    Ask anyone who lives in Lismore about the "coming insurance crisis"

  • @lakeguy65616
    @lakeguy65616 12 дней назад +4

    perhaps you should mention that California Prop 103 limited Property and Casualty Insurors' ability to raise rates to match the risks. That is why they are leaving the state. Companies write policies when they can collect premiums that match the risks.

  • @scotimotti
    @scotimotti 13 дней назад +5

    I live in Kansas...if my insurance goes up 1 penny, i will cancel it faster than lightning....they already dont want to pay out for anything, so raising premiums will be the end of insurance.

  • @jaydb-oqw
    @jaydb-oqw 14 дней назад +25

    Insurance is a scam

    • @darkphoenix8350
      @darkphoenix8350 13 дней назад +1

      it is!

    • @rogerbec5766
      @rogerbec5766 13 дней назад +4

      So, don't buy it.

    • @mangostickyrice555
      @mangostickyrice555 13 дней назад +4

      What would you do if an uninsured driver hit you, leaving you seriously injured and unable to work? If that driver had no insurance, how would you cover your medical bills, lost income, or ongoing expenses?

    • @tom-vx1lp
      @tom-vx1lp 13 дней назад +1

      It's a form of gambling

    • @rogerbec5766
      @rogerbec5766 13 дней назад

      @@mangostickyrice555 It the claim is legit, then there nothing to be said. I'm talking about the fraudulent claims, soft tissue injuries conjured by the attorney and his cohort doctor and all kinds of other ways people want to come into fast money.

  • @lnyrny3
    @lnyrny3 14 дней назад +11

    All a bit suss i think. No water to fight the fires either 🤔🤔🤔🤔

  • @Pitchithard
    @Pitchithard 14 дней назад +12

    I don’t live anywhere near California or Florida. I don’t want anything to do with their problems and bills. And should not have to pay for all the millionaires homes on a beach.

    • @ipsosmaati1971
      @ipsosmaati1971 13 дней назад +1

      Ignorant comment..and, beside the point.

    • @darkphoenix8350
      @darkphoenix8350 13 дней назад +1

      There are lots of pockets in LA where people are teachers/nurses/emergency workers. They're ordinary people just like you and me. None of those people deserve that.

    • @stephengeorge7510
      @stephengeorge7510 13 дней назад +2

      Insurance companies are underwritten usually by big global organisations. Big liabilities will be spread globally.

  • @Blacksmith-d9i
    @Blacksmith-d9i 14 дней назад +8

    Too many people on the planet, not everyone can have the american dream, build your home out of stone, it might not go up in flames

    • @waynesmith7512
      @waynesmith7512 11 дней назад

      Really? Southern California had about 14 earthquakes over 4 on the Rictor scale in 2024. Stone buildings do not do well during earthquakes and would collapse.

    • @Blacksmith-d9i
      @Blacksmith-d9i 11 дней назад

      @waynesmith7512 does earthquake proofing a home exist , yes it does

  • @adriansmith7604
    @adriansmith7604 13 дней назад +3

    If insurance companies decline claims unregistered these companies

  • @BrainLukas-f3n
    @BrainLukas-f3n 14 дней назад +14

    Hit 200k today. I'm really grateful for all the knowledge and nuggets you had thrown my way over the last months. Started with 14k in April ❤

    • @MichaelDennis-i2i
      @MichaelDennis-i2i 14 дней назад

      How please?

    • @BrainLukas-f3n
      @BrainLukas-f3n 14 дней назад

      Yeah, since meeting expert Brisa, I now agree that with an expert managing your portfolio, the rate of profit high, with less risk.

    • @HarryCharles-c8i
      @HarryCharles-c8i 14 дней назад

      Venturing into crypto as a newbie was very difficult due to lack of experience which resulted in loosing funds......... But Brisa Richardson, restored hope shes a good woman

    • @AlexisLouis-d4c
      @AlexisLouis-d4c 14 дней назад

      I Just withdrew my profits week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills

    • @JosephPhillips-q8r
      @JosephPhillips-q8r 14 дней назад

      Spot-on, I would always rate her signals as one of the best ever used 100% accurate.

  • @Indomitablespirit108
    @Indomitablespirit108 13 дней назад +10

    If your willing to take the risk and live in dangerous weather zones like florida for example why do you think you should be insured for that?

    • @ipsosmaati1971
      @ipsosmaati1971 13 дней назад +1

      Anywhere on the Globe is risky. 🙄

    • @MKSouthernStar
      @MKSouthernStar 12 дней назад

      70% of the state of NSW is flood zone. Where are millions supposed to go? Your house?

    • @debbiecreter2005
      @debbiecreter2005 12 дней назад

      @@ipsosmaati1971Yes, but the expense from losses are greater in some areas. Plus some areas are consistently experiencing devastating natural disasters so the solution would be to not inhabit there any longer.

  • @Mike-qq7tj
    @Mike-qq7tj 12 дней назад +2

    An uninsurable house in a danger zone must be very cheap.

  • @artrioangelus
    @artrioangelus 14 дней назад +16

    When he mentioned "climate change" I stopped watching

  • @chazmuska
    @chazmuska 13 дней назад +5

    How about capping price houses a certain level above replacement cost. There should be no reason for a home to go up 800% just because of location. Fukn. Ridiculous

  • @emptycloud2774
    @emptycloud2774 12 дней назад +1

    So called 'morals of the market' at work.

  • @Podcast_Talks_News_Vlogs
    @Podcast_Talks_News_Vlogs 12 дней назад

    Unbelievable 😮

  • @juuhaa1
    @juuhaa1 14 дней назад +3

    Make Kalifornia Rainy Again!!!

  • @Ravioligreen180b
    @Ravioligreen180b 12 дней назад

    Australians pay$14 billion a year subsiding fossil fuel companies but dont taking responsibility or spending on mitigatio . We need to spread the cost for disasters increasing around. Lets talk about that. The higher a house priice the higher the insurance to replace. How do people not.get this? Greed does not protect you

  • @javastream5015
    @javastream5015 13 дней назад +2

    WOOD BURNS! Read again: WOOD BURNS!
    I would offer no insurance policy if the house consists of wood!

    • @Steven-e4e5v
      @Steven-e4e5v 13 дней назад +1

      Not everyone has got millions of dollars to slab concrete all over the place. Wood is an affordable resource.

    • @javastream5015
      @javastream5015 12 дней назад

      @@Steven-e4e5v Have you ever been to Europe? Bricks and concrete everywhere! No wood!

    • @claytonsmixer2387
      @claytonsmixer2387 11 дней назад

      So pvc cladding products are fine for you.

    • @Steven-e4e5v
      @Steven-e4e5v 11 дней назад

      @@javastream5015 well this ain't Europe. This the U S of A.

    • @javastream5015
      @javastream5015 11 дней назад

      @ US of Anal, when it comes to buildings.

  • @MKSouthernStar
    @MKSouthernStar 12 дней назад

    1 in 10 NSW residents currently impacted by natural disasters which is projected to be 1 in 3. Insurance is not gonna save the masses. Govt better incentivise making more resilient houses.

  • @EthnosSynergyEnergy
    @EthnosSynergyEnergy 14 дней назад +2

    FL has it worse

  • @colin109
    @colin109 8 дней назад +1

    Just waiting for dollar to drop

  • @MitchDonovan
    @MitchDonovan 13 дней назад +2

    Hw could Dan Andrews do this??!!!

  • @21silvermoon
    @21silvermoon 11 дней назад

    Not good for the image of insurance companies

  • @monicagrorud2225
    @monicagrorud2225 13 дней назад

    Which reporter just did that item??

  • @TMarkLenthall
    @TMarkLenthall 14 дней назад +3

    Shareholders deserve good dividends

    • @waitawhileexplorer3904
      @waitawhileexplorer3904 11 дней назад

      and the CEO of the insurance company receives the most dividends and voting powers to increase that amount of his/her renumerations each year.

    • @martinmessiah7130
      @martinmessiah7130 10 дней назад

      It’s like buying a lottery ticket

  • @michaelayliffe7238
    @michaelayliffe7238 9 дней назад

    Then the pozie house prices go to the moon, the poor has to pay the tax for the inflation and the risk,

  • @likemilfes
    @likemilfes 13 дней назад +1

    Why so much worry about losing insurance coverage? They just deny payouts and that’s it. United Healthcare next level.

  • @muwangaibrahim1998
    @muwangaibrahim1998 13 дней назад +2

    But you guys stop and stop joking with the name God please 🙏

  • @melissalove2463
    @melissalove2463 13 дней назад

    Oh great !

  • @MonkeyJaguar
    @MonkeyJaguar 14 дней назад +4

    Maybe we should be adding a levy on fossil fuels to fund a public insurance fund

    • @ipsosmaati1971
      @ipsosmaati1971 13 дней назад

      Maybe we should demand more for our money.

    • @MonkeyJaguar
      @MonkeyJaguar 13 дней назад

      @ go for it. Let me know how the insurance companies respond!

  • @questioneryusef8264
    @questioneryusef8264 13 дней назад

    PREPARE UR CHAINSAWS AS A LAST RESORT

  • @arclux
    @arclux 14 дней назад

    Your global eye sation at work.

  • @MrSatadal
    @MrSatadal 10 дней назад

    Time for another insurance company CEO? 🤔

  • @EarthLovePractitioner
    @EarthLovePractitioner 12 дней назад

    👤🌏♻️📇

  • @beszaid9245
    @beszaid9245 10 дней назад

    Does the reinsurance market have insurance? 😂

  • @mahaboobsheriff7648
    @mahaboobsheriff7648 13 дней назад

    🎉😊

  • @geoffmccoll4640
    @geoffmccoll4640 13 дней назад

    This means that anyone except those who own most of the insurance contracts will make nothing out of the LA fires

  • @beszaid9245
    @beszaid9245 10 дней назад

    Capitalism is an opportunistic system girl

  • @biancawilloughby9980
    @biancawilloughby9980 14 дней назад +2

    The top story should always be Palestine.

    • @chezzachezza7325
      @chezzachezza7325 13 дней назад +7

      Why ? We live in Australia 🇦🇺 leave us tf alone

    • @koro287
      @koro287 12 дней назад

      Who is palestine ? Is she hot ?

  • @cctt3083
    @cctt3083 10 дней назад

    I thought the federal funds cover that %100. Why do you need insurance??

  • @geoffmccoll4640
    @geoffmccoll4640 13 дней назад

    I want to move my home to the City of Palisades in the USA? From Torrington NSW 2371

  • @DakotaFord592
    @DakotaFord592 14 дней назад +1

    luigi!!!!!!!!!!!!!