Where and How to Best Use American Express Credit Cards In India?

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  • Опубликовано: 18 окт 2023
  • Apply for the American Express Travel Card - americanexpress.com/en-in/ref...
    Apply for the American Express Membership Rewards Card - americanexpress.com/en-in/ref...
    Get your NeuCard and Unlock extraordinary rewards across groceries, medicines, shopping, travel and more! Use my exclusive code NIRA147 when you join. Cheers! *T&C Apply. Join Now- bit.ly/3PKQ9Nh
    Confused which cards you should select based on your spends? This video guide will help you!

Комментарии • 132

  • @dugarniraj
    @dugarniraj  6 месяцев назад +1

    Apply for the American Express Travel Card - americanexpress.com/en-in/referral/nIRAJDLUCu?XL=MIMNS
    Apply for the American Express Membership Rewards Card - americanexpress.com/en-in/referral/nIRAJDWnAZu?XL=MIMNS

    • @raghavmahajan7812
      @raghavmahajan7812 4 месяца назад

      Used your referral; not able to see Gyftr on the Rewards Multiplier. What to do?

    • @raghavmahajan7812
      @raghavmahajan7812 4 месяца назад +1

      Also the limit I am seeing is 10K not 25K

    • @getkishi
      @getkishi 16 дней назад

      AmEx is the worst card I have ever taken. Not accepted anywhere.

  • @ankitanand6463
    @ankitanand6463 9 месяцев назад +25

    For years, I've seen videos of people explaining how to save/money. First time seen a video explaining how to spend money. Crazy 😉

    • @dugarniraj
      @dugarniraj  9 месяцев назад +4

      Money is a tool to live your life. Better learn to use this tool well 🙂

    • @drrohit68
      @drrohit68 5 месяцев назад

      ❤❤😂😂 . Great video and reply too .

  • @akshaychavan3224
    @akshaychavan3224 6 месяцев назад

    what about wallet top ups in paytm, does it gets counted in the milestone benefits?

  • @parvajoshi2368
    @parvajoshi2368 2 месяца назад +1

    Thanks niraj, i was searching for such video on youtube since a month...now my search completed...thanks

  • @Jainil14
    @Jainil14 22 часа назад

    Please suggest about the 4 fuel pump in hyderabad …..tried some areas and the machine does not accept

  • @adarshchandrasekhar8556
    @adarshchandrasekhar8556 3 месяца назад

    What is the reward rate for 100 rupees in Amex? It’s low I guess …

  • @priteshkhilnani
    @priteshkhilnani 7 месяцев назад +2

    Thanks, gyftr does not specify what is thr multiplier on Amazon pay vouchers. Appreciate if you can advise. I use DCB as well for vouchers which has a 2.5% charge

    • @dugarniraj
      @dugarniraj  7 месяцев назад +1

      It does. Will make a video.

    • @anshul213anz
      @anshul213anz 6 месяцев назад

      waiting for the video

    • @ArpanMukhopadhyay93
      @ArpanMukhopadhyay93 22 дня назад

      ​Check properly. Card wise multiplier is written in desktop website, not mobile

    • @ArpanMukhopadhyay93
      @ArpanMukhopadhyay93 22 дня назад +1

      @@priteshkhilnani mentioned in website. Check in desktop or desktop mode in phone browser

  • @PrasannaJadiya28
    @PrasannaJadiya28 7 месяцев назад +5

    Asking the merchant is a bad idea. Rather, direct hand over / tap your Amex. This strategy works better.

    • @SourabhSharma-kq6ed
      @SourabhSharma-kq6ed 6 месяцев назад

      true. if you "ask" - they ask for visa/master. just give them the card straightforward

  • @cred_entho
    @cred_entho 7 месяцев назад +1

    Hi niraj. One query if we do only 4 lacs spend in paying income tax , property tax or utility bills only , will we get 40k points on this milestone benefit or not, bcz we would not get regular reward points in this case, so please clarify on this as this is the only factor that will make my decision to go for this card , else it's waste for me

    • @dugarniraj
      @dugarniraj  7 месяцев назад

      You will get milestone

  • @user-io2pl4kq6v
    @user-io2pl4kq6v 8 месяцев назад +1

    I see you have the Amex Platinum and MRCC .. isn’t the gold slightly better in terms of reward points?

    • @dugarniraj
      @dugarniraj  8 месяцев назад

      My wife has it. I have the platinum charge card

    • @user-io2pl4kq6v
      @user-io2pl4kq6v 8 месяцев назад +1

      Ok! So do you suggest gold and platinum travel as the best combination if you don’t have platinum charge?

    • @ArpanMukhopadhyay93
      @ArpanMukhopadhyay93 22 дня назад

      Calculate and see how you can get the best rewards minus fees. Plus Gold has some exclusive offers and perks (optional)

  • @PulkitPopli
    @PulkitPopli 5 месяцев назад +1

    If paid on klook using amex card, how much forex or DCC they charge?

    • @dugarniraj
      @dugarniraj  5 месяцев назад

      I’ve never tried

  • @dounobvious
    @dounobvious 7 месяцев назад +3

    Hey! Which petrol bunk accepts Amex in Hyderabad?

  • @DrSantoshRaut
    @DrSantoshRaut 9 месяцев назад +1

    Which card is best sir ? amex platinum travel card OR membership rewards credit card ??

    • @dugarniraj
      @dugarniraj  9 месяцев назад +2

      Depends on your spends. See my previous video once

    • @DrSantoshRaut
      @DrSantoshRaut 9 месяцев назад

      @dugarniraj yes sir, thanks just applied for an Amex platinum travel card with your referral link and completed video kyc.

    • @amitabhmaheshwari
      @amitabhmaheshwari 8 месяцев назад +1

      If you are comfortable with monthly milestones go for MRCC, if yearly milestones are your thing, go for plat travel. If you are a high spender, take both.

  • @shreyshrivastava
    @shreyshrivastava Месяц назад

    The Addon card gets separate quota lounge access or its shared with primary card?

  • @rg_2708
    @rg_2708 4 месяца назад

    Hi Niraj
    I have amex platinum travel & mrcc cards
    I just want to know whether I can buy Amazon pay vouchers worth 55k every month from amex multiple gyftr program
    Do I get the complete multiplier benefits or not ?

    • @dugarniraj
      @dugarniraj  4 месяца назад +1

      you can but limit per phone is 25k only. you have to use multiple phone numbers

    • @ankshdasdutta7678
      @ankshdasdutta7678 3 дня назад

      Is it 25k for gift cards or only shopping vouchers? And gift card of 10k?

  • @reskillbaba
    @reskillbaba 28 дней назад +2

    Can we get bonus reward points if we use amex card for paying electricity bill payment of 1500rs of 4 bills ?
    I know it gives 1000 reward points for using 1500rs four times
    Please answer this question

    • @dugarniraj
      @dugarniraj  27 дней назад +1

      Yes sir

    • @reskillbaba
      @reskillbaba 27 дней назад

      @@dugarniraj thank you for your time to reply sir

    • @reskillbaba
      @reskillbaba 27 дней назад

      @@dugarniraj better to pay directly or through Amazon pay gyfter ?

    • @mohammadfayaz5962
      @mohammadfayaz5962 20 дней назад

      @@dugarnirajwill not get any reward points for spending on utility bills, emi, recharge

  • @savanaramya1277
    @savanaramya1277 27 дней назад

    Can we pay rent?or buy gold with membership rewards card?

  • @bipinvishwakarma30
    @bipinvishwakarma30 9 месяцев назад +4

    Dealers and stores always ask 2-3 % extra charges on top of amount. For amex cards

    • @dugarniraj
      @dugarniraj  9 месяцев назад +1

      Hmm barely faced this issue

    • @amitabhmaheshwari
      @amitabhmaheshwari 8 месяцев назад +1

      Use other cards there. Amex cards should be used online mainly or in very big stores or hotels. I don’t even take out my Amex at small shops

    • @OishikSarkargplus
      @OishikSarkargplus 8 месяцев назад

      In Kolkata every other retailer asks for 3% extra for any card, doesn't matter its Visa, Mastercard, Diners Club or Amex.

    • @abhisheksingh-zb2vt
      @abhisheksingh-zb2vt 5 месяцев назад +1

      Pay that extra amount. And then call up Amex customer care. They’ll refund it without any proof of bill. Happened with me.

  • @siddarthsachdeva738
    @siddarthsachdeva738 4 месяца назад

    Link is expired, would you mind sharing a new one?

    • @dugarniraj
      @dugarniraj  4 месяца назад

      Here t.co/khH7KuNAe6

  • @ZAAALIM
    @ZAAALIM 7 месяцев назад

    For fuel - No surcharge??

    • @Dpanghal1020
      @Dpanghal1020 3 месяца назад

      Yes no surcharge only on HP fuel stations

  • @ketank007
    @ketank007 6 месяцев назад

    Can we pay online rent payment through amex membership card?

    • @rockingjatt5388
      @rockingjatt5388 5 месяцев назад

      Nahi koi rent payment ya education fees ke tarike se paisa nahi hoga transfer paytm mein load money karke ho jayega.

    • @Dpanghal1020
      @Dpanghal1020 3 месяца назад

      Use housing education or rent payment option

  • @kevinethanedwards7851
    @kevinethanedwards7851 7 месяцев назад +1

    Referral link is expired, please check once from your end.

    • @dugarniraj
      @dugarniraj  7 месяцев назад

      Will share tomorrow

  • @dr.architghangurde8182
    @dr.architghangurde8182 8 месяцев назад +1

    Is ur referral link from “neha” ?

  • @manindrachandradas6147
    @manindrachandradas6147 6 месяцев назад

    Reward points expiry time period?

    • @ankitlfc170
      @ankitlfc170 3 месяца назад

      Till the card is active. Also 30 days grace period after the card is closed.

  • @aneeshjohn7
    @aneeshjohn7 9 месяцев назад +1

    Is Amex card accepted for rent payment? If yes, please share the details.

    • @dugarniraj
      @dugarniraj  9 месяцев назад +1

      From what I know, no.

    • @hp_trader
      @hp_trader 9 месяцев назад

      Yes it is but there is workaroujd u can ise it as add money via wallet by paying some fee and make payment

    • @Dpanghal1020
      @Dpanghal1020 3 месяца назад

      Yes it does through Housing

  • @getkishi
    @getkishi 3 месяца назад

    Can you tell me how to pay rent through American express? Payzapp is not supporting Amex

    • @Dpanghal1020
      @Dpanghal1020 3 месяца назад

      Use housing

    • @vivekkoul4428
      @vivekkoul4428 2 месяца назад

      ​@@Dpanghal1020I checked once but these apps only accept rent through some 3rd party portal. What about those houses which we found on our own, how to pay rent to those?

    • @nikhilkanakamedala312
      @nikhilkanakamedala312 17 дней назад

      I'm planning to do a house downpayment using Amex and I think it will be categorised as rent. How much would be the service charge in this case?

    • @vivekkoul4428
      @vivekkoul4428 16 дней назад

      @@nikhilkanakamedala312 easily 2 to 3 Percent. A huge loss

  • @user-sj8wx8hr1n
    @user-sj8wx8hr1n 8 месяцев назад

    Can we pay advance tax through amex?

  • @ArpanMukhopadhyay93
    @ArpanMukhopadhyay93 22 дня назад +1

    Air asia (not Indian) website accepts amex?

    • @dugarniraj
      @dugarniraj  22 дня назад

      No idea bro. Not possible to have an India 😅

    • @ArpanMukhopadhyay93
      @ArpanMukhopadhyay93 22 дня назад

      @@dugarniraj air asia website and app works in India for flight to South East Asia

  • @captainramchandani6397
    @captainramchandani6397 Месяц назад

    Amex platinum travel card not accepted for advance tax payment

    • @dugarniraj
      @dugarniraj  Месяц назад

      correct, go for IDFC vistara for tax payments or Biz black from HDFC

  • @vivekamar99
    @vivekamar99 6 месяцев назад +1

    If i spend 1500/- on fuel 4 times in a calendar month on Amex MRCC, do i get the monthly milestone benefit of 1000 points?

    • @abboss2679
      @abboss2679 5 месяцев назад

      Is there any better amex card than this one?

    • @Rukkurukkurukku1
      @Rukkurukkurukku1 4 месяца назад

      Yes you do

  • @rohitmukeshpardasani3434
    @rohitmukeshpardasani3434 4 месяца назад

    Need link for MRCC

    • @dugarniraj
      @dugarniraj  4 месяца назад

      hello americanexpress.com/en-in/referral/platinum-travel?ref=mEGHNKkIMW&XLINK=MYCP

  • @chandansr
    @chandansr 8 месяцев назад

    Link is expired can you please add a new link for reference

    • @Cc76548
      @Cc76548 7 месяцев назад

      Let me know if you need a referral if still searching for

    • @dugarniraj
      @dugarniraj  7 месяцев назад

      pls use this t.co/St8erH6Wl8

    • @savanaramya1277
      @savanaramya1277 27 дней назад

      ​@@Cc76548Yes please share the referral

  • @garimanarera5116
    @garimanarera5116 19 дней назад

    Thanks for this! Have you done a video on how best to earn reward points using Amex Gold Charge Card? Also have you done a dedicated video on the Amex Trifecta please? Thanks again!

    • @dugarniraj
      @dugarniraj  19 дней назад

      lot of amex videos in the channel, you can check those

  • @AkashGupta87
    @AkashGupta87 9 месяцев назад +3

    sorry bro, very unhelpful video, ideally what you should have done here is tell how to use AMEX where its not accepted.
    How to not use amex directly but indirectly where its not accepted.
    Like loading swiggy / zomato wallet for resturants.
    Loading PAYTM for basic vendors stuff
    For Fuel using hp wallet
    and cover all categories to the extent that you can do all your expenses using amex by using it directly or INdirectly.

    • @dugarniraj
      @dugarniraj  9 месяцев назад

      It’s ok bro. Thanks bro.

  • @karthik-eg6ht
    @karthik-eg6ht 9 месяцев назад +1

    Please say the fuel pump in Hyderabad. I stay in Hyderabad.

    • @dugarniraj
      @dugarniraj  9 месяцев назад

      The one at check post and the new one in Osmania university

    • @karthik-eg6ht
      @karthik-eg6ht 4 месяца назад

      Hiee I have swiped my card for fuel transaction I see I don't get any points ?

  • @varungupta6287
    @varungupta6287 6 месяцев назад

    Can we use Amex to pay rent ?

  • @sohail.melwani
    @sohail.melwani 7 месяцев назад

    Hey brother - your link shows it has expired. If you have already collected your maximum points, I can share my referral link to people :)

    • @dugarniraj
      @dugarniraj  7 месяцев назад

      not aware of such rules

    • @manikanta7878
      @manikanta7878 27 дней назад

      Can you please share the referral

  • @jery7082
    @jery7082 8 месяцев назад

    referral not working

    • @Cc76548
      @Cc76548 7 месяцев назад

      Let me know if you need a referral if you are still looking for it

    • @dugarniraj
      @dugarniraj  7 месяцев назад

      use this pls - t.co/St8erH6Wl8

  • @Ironmannew
    @Ironmannew 3 месяца назад

    why the headachee. Just use visa or mastercard. Accepted everywhere

    • @ArpanMukhopadhyay93
      @ArpanMukhopadhyay93 22 дня назад

      Service and rewards. Indian banks are no match in quality of service

  • @surajhk31
    @surajhk31 5 месяцев назад +1

    Amex or yemex ? 😅

  • @prameh1990
    @prameh1990 9 месяцев назад +1

    Why are you making so many videos on amex cards these days?

    • @dugarniraj
      @dugarniraj  9 месяцев назад +1

      You don’t have to watch 😁

    • @dugarniraj
      @dugarniraj  9 месяцев назад +1

      In last 6 videos, this the only one purely dedicated to amex

    • @prameh1990
      @prameh1990 9 месяцев назад +1

      I do like watching your videos though. So don’t get me wrong. Was just curious

    • @shouryasinha7108
      @shouryasinha7108 5 месяцев назад

      I feel he's planning a holiday and needs a lot of amex points. He's handing out referrals to horde all the points alone.

  • @Kids11111
    @Kids11111 4 месяца назад +5

    Bhai mere, please stop rocking so much on the office chair. It makes you look so stressed on such a plain topic.

    • @dugarniraj
      @dugarniraj  4 месяца назад +1

      Do you have a course on public speaking that I can take?

    • @Kids11111
      @Kids11111 4 месяца назад

      @@dugarniraj No sir, I do not.

    • @dugarniraj
      @dugarniraj  4 месяца назад

      would have loved to sign up for it since you have such great insights

    • @Kids11111
      @Kids11111 4 месяца назад

      @@dugarniraj It was just one single insight, sir. I am sensing some hostility here, so please feel free to ignore me.

    • @dugarniraj
      @dugarniraj  4 месяца назад

      nah since you said the topic is plain I thought you've already rocked content creation and public speaking

  • @testserver3470
    @testserver3470 9 месяцев назад +1

    R u in Hyderabad. Can we meet sometime

    • @dugarniraj
      @dugarniraj  9 месяцев назад

      Meet for what? 🙂

  • @bmsrocky
    @bmsrocky 3 месяца назад

    Kaash kucch Naya bataya hota

    • @dugarniraj
      @dugarniraj  3 месяца назад

      bro everyone doesn't know everything

  • @pedorthopaedicsnoida9550
    @pedorthopaedicsnoida9550 7 месяцев назад

    Does Amex India permit issue of more than 2 different credit cards to single user ?

    • @dugarniraj
      @dugarniraj  7 месяцев назад

      2 credit cards and 1 charge card

  • @saurabh9452175741
    @saurabh9452175741 12 дней назад +1

    Bro can you tell me which petrol pumps in Hyderabad are accepting Amex ..tried 7-8 already all denied.

  • @user-sj8wx8hr1n
    @user-sj8wx8hr1n 8 месяцев назад

    Can we pay advance tax through amex?

    • @dugarniraj
      @dugarniraj  7 месяцев назад +1

      I don't think so

    • @vivekamar99
      @vivekamar99 7 месяцев назад

      ​@@dugarnirajYeah, I tried paying advance tax yesterday through Amex, but the card wasn't accepted. Do I get points if I use Axis Atlas for the same? I'm aware that after 3 January, government spends through Axis Vistara will not be considered for milestone benefits.