If you wish to be part of the Money Matters series, please fill up this form: forms.gle/Tmbo2nUTnhn9vjpG7 Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues. It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice. Everything that I say in these videos is purely through my own experiences. - So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes. - I am not selling any product or service through these videos. - None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored). This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it. I am not perfect, nor claiming to be either and would love to learn and grow. The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story. My Money Apps: Indian Stock Investing (Zerodha): bit.ly/3iYKROh Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): bit.ly/3iYKROh US Stock Investing + Investment Tracking (INDMoney): bit.ly/3tT5moR Portfolio Investing (Smallcase): bit.ly/3u0is0I Corporate Bonds (Wint Wealth): bit.ly/3sbUI8c How to pick the right insurance (Ditto): bit.ly/3xFh7OU The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions. My bestselling books: 'Make EPIC Money' here: amzn.to/3WHJ43F ‘Get EPIC Shit Done’: amzn.to/4fK1IR5 ‘Do Epic Shit’: amzn.to/4fK9uuv My gear for shooting this video: 🎥 Sony a7III camera: bit.ly/3M42wAV 🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0 🎙 Shure SM7B Microphone: bit.ly/3O1NAVA 🔆 Fill Light 60W: bit.ly/37aJolP 💡 Key Light 150W: bit.ly/3O9nyjs 📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1 The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L.
First time in many years ankur sir apke lea respect increases hogye the way you guided this person that your primary focus should be on income generation btw loved your content and loving the money matters series hoping to someday I'll connect with you on the same video conference 👍🏻🤠💳
More I see your podcasts, more I get a feeling that sweeping assumptions form the basis of all episodes. All of you are inspired by the four years of high returns given by the market post COVID. You all are generalising and extrapolating this and applying it to the past 20- 25 years.
Why do you think Japan stock exchange remained at same level for 30 yrs.. why it can't happen in India ? Or china stock market gave lower returns when compared to their growth.. pls elucidate
What kind of part time job he is doing? 30000 salary per month for part time for 22 years old . I was expecting 10k . Warikoo bhai you should be asking job he's doing. I mean public can also look forward getting those skills . You've made so curious now. JUST don't calculate income also ask job skills they have to get that job.
Thanks for 281 subscriber's completed ❤ Dear shri warikoo sir आपके वीडियो बहुत प्रेरणा एवं नॉलेज से भरपूर एवं आर्थिक रूप से संपन्न बनने के लिए प्रेरित करते है 🎉
Hi Ankur, Please make a video on Home vs rent video. But considering a bank employee who gets Home loan at around 6.50% simple interest and also repayable in 30 yr in which principal payment goes first. And also lease rent amount is paid by bank.
Just wow, what a inspirational video along with lovely knowledge it has. I'm really impressed with fourth SIP in Knowledge & education. Young persons best resource is education & knowledge, gaining skills, becoming skilled & talented. It can give you multi fold returns.
I have just started investing in mutual funds from this month and I am targeting to invest for long term and my portfolio looks like below - per month- UTI Nifty 50 Index Fund - 10k Motilal Oswal midcap fund - 10k Quant small cap - 10k Parag parik flexi cap fund - 15k Motilal Oswal Nifty microcap 250 Index fund - 5k I am thinking to stick the above plan for next couple of years. Does my investment portfolio looks good in terms of getting good returns and managing the risks? Any suggestion would be really appreciated. Thanks!
Ankur Sahab, why are you not giving more importance to small cap SIP ? We know long term investmen to small cap is good because it will overcome volatility if it is for 20 and onwards. Pleased for your ideal advice.
Where does this person live in Varanasi in 15k rent per month And can this person tell who pays 30k for part-time job in Varanasi It may be true but unbelievable for the current situation in Varanasi
@@anmvma7820 he is hiding something or bluffing, who gives 30k for part-time in Banaras. On top of tat he doesn't reveal what he does just tells he needs a bike for work
Investing is a passive thing not an active to obviously unfortunately need huge base active money first then invest that shit and wait for 5 minimum and 10+ maximum years.
आज तक मैंने पैसे बहुत earn किये पर बचाने का 41 वें साल में सोचा और 7 लाख का emergency fund भी बनाया और stock+ MF का पोर्टफोलियो भी आज 23L का है. 10K SIP continue है और 60 वें साल तक अच्छा फंड बन जायेगा.
Inflation or no inflation, my finances remain safe, because I earn thousands of dollars monthly , we all know that the digital market is bringing a different revolution to the world economy, having a job now does not seem to guarantee complete financial stability, Instead, they have multiple sources of income that do not depend on the government. People who are optimistic investors consistently win.
Thanks to Maria Elena Herrera, she has always been there to guide me through with detailed analysis and recommendations that I wouldn't have access to otherwise.
EK bike naya lene k baad usko kaise bechke purana bike lena bohot tough hai Reality mein baat kro bhai.. Usko puch vi lo ye idea mein comfortable hai ki nhi...
@warikoo sir ek request hai. Aapne ek video banaya tha jisme bataya tha, 10000 salary wale ko kaise invest karna chahiye. Kya aap ek video muslims ke liye bana paaoge? Jisme aapko sirf halaal ways of earning/investing batana padhega. Usme interest ka paisa nahi ho sakta. Please sir ek video muslims viewers ke liye bana dijiye 🙏🏻
Sir please review my portfolio For next 10 years 1) JM FLEXI CAP = 7000 2) MOTILAL OSWAL MIDCAP = 7000 3) TATA SMALL CAP = 10000 4) NIPPON INDIA LARGE CAP = 6000
Respect Sir I buy new mid suv around 13 lakh. please tell i buy suv without loan or not if in loan please advise me where i invest or my salary is 65k or bank please is equal to buy suv 13lakh
I clearly did not understand one thing here, he told part time job in Banaras and he is earning 30k which not even full timers earn in metro cities. And 2nd i don't understand y warikoo or he did not reveal what he is working on, is he doing something wrong or confidential which can't be shared on media 🧐🤔
Talk about how to practical generate income Saving and investing is easy income is the main game . In india people have income problem more then investment problems everyone know sip and compounding 😂
Sir, I want to build a house after 6 years and for that I am planning to invest half of my salary in Nifty 50 mutual fund as SIP and expecting 12% return and I want to avoid the home loan. My only concern is will it be risky decision considering the investment period is only 6 years?
I earn 38000 per month. I have a sister who is dependent me. No parents. I want to buy term insurance but I don’t pay income tax. Is income tax mandatory to buy the insurance?
No bro. Take any term policy, no problem. The insurance amount just varies based on salary. Points to consider in term policy - terminal + critical illness coverage + accidental coverage + claim ratio + claim settlement ratio + waiver of premium on any loss etc. I personally took ICICI term insurance with critical illness raider for 30L. I missed the accidental raider😢.
@@ummmjustsayin No problem bro. Just one more suggestion I would like to give. If you have money like 30k just buy the policy directly. And think you are making it's payment monthly from salary. Say if the policy is 24k, then think you are paying 2k as monthly premium and keep that money aside and try to invest it somewhere. I am unable to do this but you may do that.
30k 😔Are vai mujhe toh kuch bhi samaj me hi nahi aaraha hai 30k konsa part time job yaar 🥺😌 Hame toh full time me v 15-16k hi milta hai... Bata do yaar 30k v bohot he hamare liye toh..
If you wish to be part of the Money Matters series, please fill up this form: forms.gle/Tmbo2nUTnhn9vjpG7
Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues.
It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice.
Everything that I say in these videos is purely through my own experiences.
- So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes.
- I am not selling any product or service through these videos.
- None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored).
This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it.
I am not perfect, nor claiming to be either and would love to learn and grow.
The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story.
My Money Apps:
Indian Stock Investing (Zerodha): bit.ly/3iYKROh
Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): bit.ly/3iYKROh
US Stock Investing + Investment Tracking (INDMoney): bit.ly/3tT5moR
Portfolio Investing (Smallcase): bit.ly/3u0is0I
Corporate Bonds (Wint Wealth): bit.ly/3sbUI8c
How to pick the right insurance (Ditto): bit.ly/3xFh7OU
The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.
My bestselling books:
'Make EPIC Money' here: amzn.to/3WHJ43F
‘Get EPIC Shit Done’: amzn.to/4fK1IR5
‘Do Epic Shit’: amzn.to/4fK9uuv
My gear for shooting this video:
🎥 Sony a7III camera: bit.ly/3M42wAV
🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0
🎙 Shure SM7B Microphone: bit.ly/3O1NAVA
🔆 Fill Light 60W: bit.ly/37aJolP
💡 Key Light 150W: bit.ly/3O9nyjs
📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1
The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L.
Sir ji main Qatar se aap ka video dekh raha hoon . Aap se video call pr meet karna hai
Please make a detailed video on B2B Mobile Accessories Business ❤
@@warikoo already form fill kar diya lekin nhi liya mera
First time in many years ankur sir apke lea respect increases hogye the way you guided this person that your primary focus should be on income generation btw loved your content and loving the money matters series hoping to someday I'll connect with you on the same video conference 👍🏻🤠💳
More I see your podcasts, more I get a feeling that sweeping assumptions form the basis of all episodes. All of you are inspired by the four years of high returns given by the market post COVID. You all are generalising and extrapolating this and applying it to the past 20- 25 years.
Have you seen the returns of the past 20 years my friend? That’s the basis
You haven’t seen ankur’s video he always talks for long term means more than 10 years otherwise he would have generalise returns to be around 30% cagr
Why do you think Japan stock exchange remained at same level for 30 yrs.. why it can't happen in India ? Or china stock market gave lower returns when compared to their growth.. pls elucidate
What kind of part time job he is doing? 30000 salary per month for part time for 22 years old . I was expecting 10k . Warikoo bhai you should be asking job he's doing. I mean public can also look forward getting those skills . You've made so curious now. JUST don't calculate income also ask job skills they have to get that job.
Agree 👍
Might be doing delivery or rapido as some of the platform gives 20-25k
Rapido or swiggy
Same when he mentioned in Banaras he is paying 15 K it just wooooo me up.
Swiggy Zomato health insurance nahi dete hai shayad@@Animeshparab
Thank you sir.. Today I learned from this video... Invest in our minds.... Thank you sir.
Thank you so much
@warikoo sir for giving me a better Opportunities and learning on your platform.
Really a great sessions with you sir.
😊🤝
Thanks for 281 subscriber's completed ❤
Dear shri warikoo sir आपके वीडियो बहुत प्रेरणा एवं नॉलेज से भरपूर एवं आर्थिक रूप से संपन्न बनने के लिए प्रेरित करते है 🎉
May be money matters ka sabse best Episode hoga
Hi Ankur,
Please make a video on Home vs rent video. But considering a bank employee who gets Home loan at around 6.50% simple interest and also repayable in 30 yr in which principal payment goes first.
And also lease rent amount is paid by bank.
Yes sir please
Just wow, what a inspirational video along with lovely knowledge it has. I'm really impressed with fourth SIP in Knowledge & education. Young persons best resource is education & knowledge, gaining skills, becoming skilled & talented. It can give you multi fold returns.
I have just started investing in mutual funds from this month and I am targeting to invest for long term and my portfolio looks like below - per month-
UTI Nifty 50 Index Fund - 10k
Motilal Oswal midcap fund - 10k
Quant small cap - 10k
Parag parik flexi cap fund - 15k
Motilal Oswal Nifty microcap 250 Index fund - 5k
I am thinking to stick the above plan for next couple of years. Does my investment portfolio looks good in terms of getting good returns and managing the risks? Any suggestion would be really appreciated. Thanks!
Ankur Sahab, why are you not giving more importance to small cap SIP ? We know long term investmen to small cap is good because it will overcome volatility if it is for 20 and onwards. Pleased for your ideal advice.
Always focus on learning new skill then automatically will comes
Earning 30k part time in Banaras is great it’s like earning 60k in Gurugram, one major flaw is he’s spending 15k in rent…it should be around max 6k
Where does this person live in Varanasi in 15k rent per month
And can this person tell who pays 30k for part-time job in Varanasi
It may be true but unbelievable for the current situation in Varanasi
Rent plus food is 15 K
@@anmvma7820 he is hiding something or bluffing, who gives 30k for part-time in Banaras. On top of tat he doesn't reveal what he does just tells he needs a bike for work
@@sujityadav9603 how is the situation in Varanasi?
@anmvma7820 do you even listen to it carefully?
When he started speaking about his RUclips channel his way of speaking changed and he looked so happy..bro keep grinding because that's your IKIGAI ❤
Thank you 😊
"you can never become rich by saving money but only by making money" hit hard.
I agree with you. Even he is also telling us about saving and investing and earning a lot from that.
Correct @@MS-cz1jp
Investing is a passive thing not an active to obviously unfortunately need huge base active money first then invest that shit and wait for 5 minimum and 10+ maximum years.
Great channel gained so much knowledge
I love watching your video sir it’s help me a lots🙏🙏from northeast ❤
Aapka video dekh kar bohut acha lagta hai abhi main student hun isliye pocket money se 500 har mahine mai sip karta hun
Lenskart Piyush Bansal without spectacles 💯
😂
Ditto
Exactly bro 😂
😅
Sir apko bahut bahut dhanyawad.aap bahut sundar shamjhate hai.jay hind
U re the best of the best sir ❤❤
Thanks for your support sir
The best video so far
So amazing class sir thanku so much sir 🎉🎉🎉❤❤
Great information sir I am from UAE
Thank you sir for this video
Thank You Sir
2nd hand bike pe interest rate will be close 14% Ankur bhai
Will help to educate my genZs
Ankur Sir, SIP in Mutual fund or SIP in ETF? Which is best?
Ankur sir mein 55 ki hu mujhe konsa health insurance lena chahiye, please suggest kijiye mujhe 🙏
I think 30k salary is still a dream for many people
For mother insurance can be through government like aausyamaan
आज तक मैंने पैसे बहुत earn किये पर बचाने का 41 वें साल में सोचा और 7 लाख का emergency fund भी बनाया और stock+ MF का पोर्टफोलियो भी आज 23L का है. 10K SIP continue है और 60 वें साल तक अच्छा फंड बन जायेगा.
Kab se shuru kiya apne aur 10k continue kar rhe ho aap ya Step up kar rhe ho haar saal.
@@satyaswaroopdas jan21 , sip mf में 10k लेकिन lumpsump ज्यादा करता हूँ. स्टॉक भी गिरावट में
Giveaway krde bhai 😂
@@satyaswaroopdas स्टेप up का पता नहीं पर lumpsump पैसे बचा बचा कर करता रहता हूँ.
Inflation or no inflation, my finances remain safe, because I earn thousands of dollars monthly , we all know that the digital market is bringing a different revolution to the world economy, having a job now does not seem to guarantee complete financial stability, Instead, they have multiple sources of income that do not depend on the government. People who are optimistic investors consistently win.
Thanks to Maria Elena Herrera, she has always been there to guide me through with detailed analysis and recommendations that I wouldn't have access to otherwise.
Interesting
How can I communicate with this person?
Yeah get connected to Maria Elena Herrera here's her line 👎
That's her whats app
Good job dear 👏
Part time job nahi zomato delivery karta hai
😂😂😂
perfect guidance
Lol I saw Ankur in my dreams last night. We were doing bodybuilding poses together😂
Thanks sir ❤
Thanks sir
EK bike naya lene k baad usko kaise bechke purana bike lena bohot tough hai Reality mein baat kro bhai.. Usko puch vi lo ye idea mein comfortable hai ki nhi...
12000 ki payment mein Apna portfolio Kaise banaen please teach me
🙏🎁please sir 😊
He says a part time job and has a life insurance, health insurance ? Not adding up? Which part time job is this?
@warikoo sir ek request hai. Aapne ek video banaya tha jisme bataya tha, 10000 salary wale ko kaise invest karna chahiye. Kya aap ek video muslims ke liye bana paaoge? Jisme aapko sirf halaal ways of earning/investing batana padhega. Usme interest ka paisa nahi ho sakta. Please sir ek video muslims viewers ke liye bana dijiye 🙏🏻
Please one video on this topic
Hello Ankur Sir,
I have followed you last 1 year and I thought if we all save all time then who will be consume it?
😂😂😂😂 good question
Sir
I want to know difference between investment in nps category-2 and sip in normal mutual fund
Sir ye nayi vehicle hee lenge. He is not convinced about buying old vehicle.
amazing !
Sir please review my portfolio
For next 10 years
1) JM FLEXI CAP = 7000
2) MOTILAL OSWAL MIDCAP = 7000
3) TATA SMALL CAP = 10000
4) NIPPON INDIA LARGE CAP = 6000
1 bihari 100 bimari ❤
True 😂
What about ETF
Which is the best ETF aur mutual fund
Office ke najdik may rahana sambhav ho to aur bachat hogi.
Petrol plus cost of education cost?? Is education free
petrol cost would be there but since he is in last year his fees would have been paid by now most likely
21:46 ❤😊
Good morning sir
Great sir
Sir bihar ke logo ko bhi podcast me lijiye
Sir I have a question to you ? Please reply . I need your guidance
Mene bhi form bhara hai money matters liya hi nahi hai
Ayeee... Ye toh Piyush hain !!!!!😮
I want to participate in your show
Starting me hi ankur bhai : bhot badhiya lag rha h aapse baat krke 😂
💥💥hello sir
Mere pass 90k hai muje kaha pr investment krne pr 9/10%monthly return milega asi planning batao💯
Impossible 😂😂
Hello sir😊 maine apse pucha tha daily investment sip me karne se kya result aayega😊
Respect Sir
I buy new mid suv around 13 lakh. please tell i buy suv without loan or not if in loan please advise me where i invest or my salary is 65k or bank please is equal to buy suv 13lakh
Please one video on this topic sir
No good content in episode's these days. Request you to take episodes on mid aged group ranging 30/32 to 50..😊
Sir mai bhot pareshan ho chuka hu life ab acchi nahi lag rahi kahi se bhi kuch samajh nahi aa raha hai kaya karu please help me
Sir which is the best nifty 50 index fund
EV will be more better in this
What is his part-time job which is giving him 30k?
Kuchh to gadbad hai, Daya pata karo 😂😂
Dream11😂
Quira k story pad k sunae to😮
Sir same Mera wale condition hai
Shayad meri future planning better ho jaye please sir bat kaise kare reply jarur karna 😔😔😔😔😔😔😔😔😔😔😔😔😔😔😔😔😔😔😔😔😔😔😔😔😔😔😔😔😔😔😔😔😔😔😔😔😔😔😔😔😔😔😔😔😔😔😔😔
I clearly did not understand one thing here, he told part time job in Banaras and he is earning 30k which not even full timers earn in metro cities.
And 2nd i don't understand y warikoo or he did not reveal what he is working on, is he doing something wrong or confidential which can't be shared on media 🧐🤔
Sir mai chahata hu ki mujhe bhi guide kijye age 27 🙏plz mujhe bhi excel sheet ke through smjyie
Im in my 20s and ive 40,000 in my account so where do i use it as an investment please suggest!
What's app
+165
9261
8623
Sir i saw your video now n m eagerly want to talk to you
What's app
+165
9261
8623
Can i discuss with you offline. Mean consultation
मुझे आपसे मिलना h wariko sir ap mere dost babnege plz😊❤
भाई बनारस में 5 k में अच्छा खासा रूम मिल जाता है उसमे क्यूं नही शिफ्ट हो जाता ।
Talk about how to practical generate income Saving and investing is easy income is the main game . In india people have income problem more then investment problems everyone know sip and compounding 😂
Sir, I want to build a house after 6 years and for that I am planning to invest half of my salary in Nifty 50 mutual fund as SIP and expecting 12% return and I want to avoid the home loan. My only concern is will it be risky decision considering the investment period is only 6 years?
What's app
+165
9261
8623
I earn 38000 per month. I have a sister who is dependent me. No parents. I want to buy term insurance but I don’t pay income tax. Is income tax mandatory to buy the insurance?
No bro. Take any term policy, no problem. The insurance amount just varies based on salary.
Points to consider in term policy - terminal + critical illness coverage + accidental coverage + claim ratio + claim settlement ratio + waiver of premium on any loss etc.
I personally took ICICI term insurance with critical illness raider for 30L. I missed the accidental raider😢.
@@SabarishKodali thank you bro for the reply. It means a lot.
@@ummmjustsayin No problem bro. Just one more suggestion I would like to give. If you have money like 30k just buy the policy directly. And think you are making it's payment monthly from salary. Say if the policy is 24k, then think you are paying 2k as monthly premium and keep that money aside and try to invest it somewhere. I am unable to do this but you may do that.
Sir kya mje btaa skte hain ksa adjust krna ha plz btana sir mje b plan btao sir
Sir meri puri salary emi mai ja rhi hai to muje kya krna chahiye or mai saving kr skta hu or investment kr skta hu
Piyush bansal without lenskart spectacles
😅
0:54 Sir first view, like and comment
I want to be a part of Money matters, I am 49 years, monthly salary 1.2L after deduction, please help
30k 😔Are vai mujhe toh kuch bhi samaj me hi nahi aaraha hai 30k konsa part time job yaar 🥺😌 Hame toh full time me v 15-16k hi milta hai... Bata do yaar 30k v bohot he hamare liye toh..
Sir muje bhi money matter per Charcha karni hai
I need your help sir can u help me for my money problem
He reads books good habit
No bike for 2 year
He's a student still he doesn't have any expenses on education. I think everything he said is totally fake !
Sir my self pravass
In odisha bhubaneswar
I need your help for saving or investment. Really plz
This Guy has no idea about inflation 40,000 me kon si 2nd hand bike aati hai. agr mil bhi jaaye to bhi mat lena, u'll spend more in it's repair.
2nd byck nahi lena chiea
❤