Just switching now and it's saying the earliest they can switch me is 4 weeks from now! I've done dozens of these now and it's almost always just a week?!
It's really not....mobile and TV licence on an account and then use that account to switch... It's a concept called a doner account. Just open a new account with your current bank... Move the direct debits over, you never need more than 2 and then that account is used to switch. If it was any easier they wouldn't pay you incentives for it
The Co-Op Everyday Extra is £15 per month, not £13. As someone over 65 it's ideal for a couple as the travel insurance covers up to 80 years old, most limit to 75. Also good value for a couple, as it works out as £90 each, which is typically cheaper than a standalone annual multi-trip policy. This makes the RAC and mobile phone cover for free.
so, just to clarify and confirm, just for switching the account I'd get £75? I don't need to have DDs in place or transfer £1000, use Debit Card etc etc? If so, that's a no brainer!
Hello thank you, cor content. You've helped me successfully complete three switch qnd saves. I have a question Is it detrimental to have too many open accounts like im with 4 different banks now. Would it be prudent to close the newly opened accounts that I'm not using? Not a credit score issue, just in terms of having too many open accounts with too many banks
it does affect credit score for a few weeks to a month after closing so try and pick a time when you dont need to do anything that requires credit checks. I have about 12 current account he has mentioned before he has 20 one of his videos advice 3-4 but I cannot see any reason to close any unless I am switching into another. I may close one that I think will have a switch I want to take up again some day. *Also try to keep one with a long history of you banking.
😮 I didnt even know you can get that many accounts with them. I have done one switch with one of the pots I created but too scared my whole account will get closed down if I do it again 😅 should you wait a few months in between switches?
Worn out listening to it.
Well fuck off then lol got worn out reading ur comment
Hello Andy. Is there a minimum amount for the Direct Debit? I want to use Tiny Direct Debits as one of my DD and they only payout £1
Hello Natwest has launched £180 switch offer
Just switching now and it's saying the earliest they can switch me is 4 weeks from now! I've done dozens of these now and it's almost always just a week?!
Be aware that I’ve applied and it’s taken days to be accepted!
This direct debit clause is a complete pain
It's really not....mobile and TV licence on an account and then use that account to switch... It's a concept called a doner account. Just open a new account with your current bank... Move the direct debits over, you never need more than 2 and then that account is used to switch. If it was any easier they wouldn't pay you incentives for it
For debit card actions... Do Amazon £1 e voucher and then apply it to your own account. Everyone generally buys something on Amazon at some point
There are plenty of websites/charities that accept £1 direct debits online which you can do specifically for this
When this offer is finishing?
The Co-Op Everyday Extra is £15 per month, not £13. As someone over 65 it's ideal for a couple as the travel insurance covers up to 80 years old, most limit to 75. Also good value for a couple, as it works out as £90 each, which is typically cheaper than a standalone annual multi-trip policy. This makes the RAC and mobile phone cover for free.
so, just to clarify and confirm, just for switching the account I'd get £75? I don't need to have DDs in place or transfer £1000, use Debit Card etc etc? If so, that's a no brainer!
Hello thank you, cor content.
You've helped me successfully complete three switch qnd saves.
I have a question
Is it detrimental to have too many open accounts like im with 4 different banks now. Would it be prudent to close the newly opened accounts that I'm not using?
Not a credit score issue, just in terms of having too many open accounts with too many banks
it does affect credit score for a few weeks to a month after closing so try and pick a time when you dont need to do anything that requires credit checks. I have about 12 current account he has mentioned before he has 20 one of his videos advice 3-4 but I cannot see any reason to close any unless I am switching into another. I may close one that I think will have a switch I want to take up again some day. *Also try to keep one with a long history of you banking.
Chase dummy account apply?
Quick question when you create a chase account then switch or close it can you still make more if you have exhausted all 20?
@@SylasAdam-b3y I think you’re capped at 20 (not even sure if it’s that much)
@@matissemoretti8451 yeah I mean after you made twenty and u switch one fo they give you new ones or it's just two and that's all
😮 I didnt even know you can get that many accounts with them. I have done one switch with one of the pots I created but too scared my whole account will get closed down if I do it again 😅 should you wait a few months in between switches?
@@seuny I think you got to wait a year from them to open an account again