Hi Sahil, Kudos for spreading the financial knowledge🙂 What is your view on Flexi FD? It has FD interest rates with one year partial lock in. Can't we build Flexi FD as emergency fund? Need to understand on this more from you. Please pick my question!!
I am from Spain, my friend in Texas referred me to this channel you make a lot of sense but I do not understand anything until she referred me to a financial counselor in USA that help me to craft my portfolio and over a year we have been working together making consistent profit enough to get me a new apartment and care for parents.
@Chris Young it is not a he. It is a lady. I see most things she says and use to carry out trades are done by Steve. that is how I know she knows what she is doing. in her technique of over night trading she says she use stop loss and take profit strategy. She trade on her account and it reflects on your own
@Chris Young I have referred a few of my friends, she is working with them currently and they have improved greatly with their finances. I have made 153,000 usd since Nov with a capital of 10,000 usd that i initially deposited, she collects her fees after you have made profit and her style is such that I am in control of my funds and to a large extent also what happens on my account
I am an investor and to be honest, I think a lot of investments do fail. For me, any strategy must start by looking at the sentiment and looking for opportunities in the opposite direction. Being conversant with the market is critical to successfully mastering the market and with a professional guiding be, I rarely fail.
I do invest in stocks. We read news in the media that doom and gloom is coming and we just accept it. Doom and gloom doesn't always have to be coming. I've read numerous success stories of people that are pulling off tremendous gains of up to $120k within weeks in this crazy market and I just want to learn how to achieve such figures.
I feel when it comes to the making investments, it all boils down to having proper risk management and a system that is back tested and proven, then opportunities become endless, each to their own though and if you're profiting from the strategies you find on RUclips videos that's also great!
Having an investment adviser is the best way to go about the market right now especially for near retirees. I've been in touch with Mr Chris Ryan Stewart for a while now mostly because I lack the depth knowledge and mental fortitude to deal with these recurring market conditions. I netted over 70k$ during this dip, that made it clear there's more to the market that we average joes don't know
Didn't know he was this renowned I have come across him already. Yea I was a cook for 4 years and was going to start school to become a full chef and then the pandemic hit literally a week before classes were supposed to start. So yea being in the hospitality industry I lost almost everything. So I had to start over. Things changed when I came across Chris Stewart who is a disciplined trader. I have been able to make profits consistently. This pandemic helped me take my finances more seriously. Thanks for your help once again Chris.
thanks. As Bharat bond fund have different maturities, its confusing a bit- depending on the risk profile and tax bracket of the investors especially as interests seems to have peaked. Your video will throw much clarity.
IndusInd Bank offers 4% interest rate below Rs1 lakh which is the highest among top tier Banks. It offers great service too. Saying this from a personal experience as I am an account holder. I have put partial amount of my emergency fund in my IndusInd Bank account as it's offering returns almost similar to liquid funds. ✌🙄
Debt fund and Bharat bonds no longer have indexation benefit and is taxed as per slab. Currently best emergency fund method is an arbitrage mutual fund because it’s taxed as equity capital gains.
It was an excellent video on emergency fund parking….👍Sir, what about the Invit bonds which has good returns and low volatility but have no idea about it’s liquidity….The Power Grid and India Trust Grid good ones…..Pls indicate it’s usefulness for emergency fund…..
Thanks for the video Sahil Thought you would cover tbills Tbills offer around 6.5% for 91days bond I feel this is the best place to park emergency fund
BHARAT Bond ETF appears to be a good option to park emergency funds. A combination of this plus fixed deposits would be ideal. Would be great if you make a detailed video on BHARAT BOND ETF. Keep up the good work.
Gilts are answers to majority of debt planning for 3 years above duration. It's time that finexperts like you make special videos on Gilt covering say SBI magnum gilt , SBI long duration, Nippon Nivesh Lakshya . 2023 is to be celebrated as Gilt year looking at YTM & Zero credit risk. Coupons take care of reinvestment risk better than any debt product.
I applud you choosing finance & money management initiatives continuity on social media for most vulnerable section of society over corporate job. It's my passion to reserach & review edufinenfluencers/ advisors content on social media and engage with non conflict interest change makers. I am having uncommon thinking when it comes to providing investment guidence to retailer investment . Next watch: AI exploitation Challenge: How to save common retailer interests?? Pl share your ideas on this. Gilt as part of bedt : If time is not a constraint, at times when ytm are almost peak n flat , interest rates risk reduced to minimum & credit risk is zero, compounding at 7.75 - 8 % is more than reasonable assumption. May work better in case of retirement plan now that ppf lost its sheen.
Hi sir, mam, your videos are good.. Could you give answer my question Iam working in xyz company. Can i trade on other parent company or not... My xyz company is not listed in stock market
Hi Sahil sir. Hope you're doing good. May I request you for a dedicated video on tax loss harvesting. How to do it. When to do it. Etc. Step by step detailed video. As every annum we can save till 1L isn't. Long-term capital gain allowed till 1L per annum per person. Please consider 🙏
True nobody can predict market so it can happen that moment your sale stocks to get 1 lakhs nxt day those stocks it may rise and vice versa.Even it can happened that we don’t get opportunity to re-enter market I think retail investor should look for financial goal rather than tax gain why unnecessary break compounding effect?
नमस्ते सर मुझे एक जगह कंफ्यूजन है यदि यह आदमी 10 बैंक में बैंक अकाउंट खोलता है और हर बैंक अकाउंट में पांच ₹500000 रखता है तो क्या सभी बैंकों में बैंक गारंटी रहेगी और सभी बैंक करप्ट हो जाता है तो उसको RBI बैंक से ₹500000 आरबीआई गारंटी के तौर पर देगा या यह राशि पर हेड 500000 है ?? यानी केवल पर हेड 500000 रुपए की गारंटी आरबीआई देता है???
Complete course on money management: www.sahilbhadviya.in/
Hi Sahil,
Kudos for spreading the financial knowledge🙂
What is your view on Flexi FD? It has FD interest rates with one year partial lock in. Can't we build Flexi FD as emergency fund? Need to understand on this more from you.
Please pick my question!!
I am from Spain, my friend in Texas referred me to this channel you make a lot of sense but I do not understand anything until she referred me to a financial counselor in USA that help me to craft my portfolio and over a year we have been working together making consistent profit enough to get me a new apartment and care for parents.
@Chris Young it is not a he. It is a lady. I see most things she says and use to carry out trades are done by Steve. that is how I know she knows what she is doing. in her technique of over night trading she says she use stop loss and take profit strategy. She trade on her account and it reflects on your own
@Chris Young Her name is ASHLEY AIRAGAHI. Look her up online, she is quite popular in America and a certified financial adviser.
@Chris Young I have referred a few of my friends, she is working with them currently and they have improved greatly with their finances. I have made 153,000 usd since Nov with a capital of 10,000 usd that i initially deposited, she collects her fees after you have made profit and her style is such that I am in control of my funds and to a large extent also what happens on my account
I find his genunity is his success & made our earning reasonable & help indirectly to all the small ,middle class investors .God bless Mr Sahil .🙏
I am an investor and to be honest, I think a lot of investments do fail. For me, any strategy must start by looking at the sentiment and looking for opportunities in the opposite direction. Being conversant with the market is critical to successfully mastering the market and with a professional guiding be, I rarely fail.
I do invest in stocks. We read news in the media that doom and gloom is coming and we just accept it. Doom and gloom doesn't always have to be coming. I've read numerous success stories of people that are pulling off tremendous gains of up to $120k within weeks in this crazy market and I just want to learn how to achieve such figures.
I feel when it comes to the making investments, it all boils down to having proper risk management and a system that is back tested and proven, then opportunities become endless, each to their own though and if you're profiting from the strategies you find on RUclips videos that's also great!
Having an investment adviser is the best way to go about the market right now especially for near retirees. I've been in touch with Mr Chris Ryan Stewart for a while now mostly because I lack the depth knowledge and mental fortitude to deal with these recurring market conditions. I netted over 70k$ during this dip, that made it clear there's more to the market that we average joes don't know
Didn't know he was this renowned
I have come across him already. Yea I was a cook for 4 years and was going to start school to become a full chef and then the pandemic hit literally a week before classes were supposed to start. So yea being in the hospitality industry I lost almost everything. So I had to start over. Things changed when I came across Chris Stewart who is a disciplined trader. I have been able to make profits consistently. This pandemic helped me take my finances more seriously. Thanks for your help once again Chris.
Summary:
Option 1: Savings account
Option 2: Fixed Deposit
Option 3: Debt Mutual Funds(corporate, Banking PSU , Money Market)
Option 4: Bharat Bond ETF
Kindly discuss SGB ,Other Gold investing options and in detail about Bharat Bond ETF
I think saving account in SFB looks better options . We just need something to park. We already invests in stocks or other assets for returns
thanks. As Bharat bond fund have different maturities, its confusing a bit- depending on the risk profile and tax bracket of the investors especially as interests seems to have peaked. Your video will throw much clarity.
Dear Sahil, As always video is very useful and really not aware of such emergency funds. Thanks for the video.
IndusInd Bank offers 4% interest rate below Rs1 lakh which is the highest among top tier Banks. It offers great service too. Saying this from a personal experience as I am an account holder. I have put partial amount of my emergency fund in my IndusInd Bank account as it's offering returns almost similar to liquid funds. ✌🙄
Debt fund and Bharat bonds no longer have indexation benefit and is taxed as per slab. Currently best emergency fund method is an arbitrage mutual fund because it’s taxed as equity capital gains.
Sir Make Video On Hariom Pipe, Gravita India & Lux Industry If You Find This Are Good Company.
It was an excellent video on emergency fund parking….👍Sir, what about the Invit bonds which has good returns and low volatility but have no idea about it’s liquidity….The Power Grid and India Trust Grid good ones…..Pls indicate it’s usefulness for emergency fund…..
Please do fundamental analysis about nocil stock
Thanks for the video Sahil
Thought you would cover tbills
Tbills offer around 6.5% for 91days bond
I feel this is the best place to park emergency fund
6.5% is for annual. For 90 days you will get around 1.7%
@@jayakumar1561 yes pro rata basis, it's upto us to select the bonds like 91 days, 180 and 365
Pls souls my problem. May I investment ind money us stock.
BHARAT Bond ETF appears to be a good option to park emergency funds. A combination of this plus fixed deposits would be ideal. Would be great if you make a detailed video on BHARAT BOND ETF. Keep up the good work.
Gilts are answers to majority of debt planning for 3 years above duration. It's time that finexperts like you make special videos on Gilt covering say SBI magnum gilt , SBI long duration, Nippon Nivesh Lakshya . 2023 is to be celebrated as Gilt year looking at YTM & Zero credit risk. Coupons take care of reinvestment risk better than any debt product.
I applud you choosing finance & money management initiatives continuity on social media for most vulnerable section of society over corporate job.
It's my passion to reserach & review edufinenfluencers/ advisors content on social media and engage with non conflict interest change makers.
I am having uncommon thinking when it comes to providing investment guidence to retailer investment .
Next watch: AI exploitation
Challenge: How to save common retailer interests?? Pl share your ideas on this.
Gilt as part of bedt : If time is not a constraint, at times when ytm are almost peak n flat , interest rates risk reduced to minimum & credit risk is zero, compounding at 7.75 - 8 % is more than reasonable assumption. May work better in case of retirement plan now that ppf lost its sheen.
Please create video on Bharath bond etf
Sir pls make video on bharat bond etf in details.. 🙏🏻🙏🏻🙏🏻 Thank you
12:52 when returns are 1L+ then only you will be paying taxes.
Thanks Sahil.....for valuable info...please make video on Gold
Video on bharat bond etf
Dear Sahil,
Can you make a video on how to claim the tax paid, if you are a taxpayer and incurred losses after selling stocks in a financial year.
dont chase returns in emergency fund, remember the name emergency ... not the returns
Well said.. I think 50% should be in savings account while the rest in FD.
Hi sahil , is 12 percent club is safe to invest in?
Very useful video. Please make a video on Bharath bonds and gold ETF.
Useful video asusual.. Please create a video on Bharat bond and digital gold
Namaste sir can you please make a video on brightcom group. I have invested in it but it's price tank.
Good Explanation & Useful Video
As an NRI, I invest my emergency fund in Fixed deposit as there is no tax applicable for the FD's 😊
For Indian residential, Tax is applicable for all the FD if you choose less than 5 years.
@@arjung6655 correct
Please make a video on Gullak Gold plus as a gold investment 🙏
What about dynamic bond funds like ICICI all seasons fund to build emergency fund?
Hi sir, mam, your videos are good.. Could you give answer my question
Iam working in xyz company. Can i trade on other parent company or not... My xyz company is not listed in stock market
Great insight. How about GSEC?
Please make a video on regarding cyber security multibaggers stocks
Very useful, thankyou
Fd is better option now due to hight fd rates currently
Arbitrage funds are most tax effective way of parking emergency fund
This was really good
Pls create a video for Bharat bond ETF
hi sahil i have a doubt, can bharat bond be pledged as collateral under cash component?. i am zerodha account holder..please suggest 🙏
I invest in the safest option I.e. fd.
Hi Sahil sir. Hope you're doing good. May I request you for a dedicated video on tax loss harvesting. How to do it. When to do it. Etc. Step by step detailed video. As every annum we can save till 1L isn't. Long-term capital gain allowed till 1L per annum per person. Please consider 🙏
Sahil has already created a video on Tax Harvesting
True nobody can predict market so it can happen that moment your sale stocks to get 1 lakhs nxt day those stocks it may rise and vice versa.Even it can happened that we don’t get opportunity to re-enter market I think retail investor should look for financial goal rather than tax gain why unnecessary break compounding effect?
@@varun0306 share
Sir
Please make one video of alok industries
@SahilBhadviya3753 Thank you for your precious reply sir
Can we remove the option of Debt Mutual Fund because of new tax rules.
Is it safe to invest in those small banks? Insured upto 5L, but how long will it take?
Awesome as usual 👌
Please make video on tech mahindra share please sahil bro
The new Emergency Fund for 2023 include :-
1) 12% Club
2) small case ( All weather Investing)
3) Liquid Funds
What about Gold ETF sir?
What about RD?
नमस्ते सर
मुझे एक जगह कंफ्यूजन है यदि यह आदमी 10 बैंक में बैंक अकाउंट खोलता है और हर बैंक अकाउंट में पांच ₹500000 रखता है
तो क्या सभी बैंकों में बैंक गारंटी रहेगी और सभी बैंक करप्ट हो जाता है तो उसको RBI बैंक से ₹500000 आरबीआई गारंटी के तौर पर देगा या यह राशि पर हेड 500000 है ??
यानी केवल पर हेड 500000 रुपए की गारंटी आरबीआई देता है???
It's on each account not per person. Your deposits are insured till 5 Lakhs in each bank.
@@siddheshk6943 go RBI guide line and confirm it
i strongly feel emergency fund should be at least 3 years
Notification squad! ✌🏻
IDFC FIRST BANK provide better intrest rate. 👍
Bharat bond
Too much ad
I m your content liker
Bhai Hindi me bolega to gareeb log bhi ache se samjh payenge..
Gareeb log youtube chalate hain
Am So so lucky I meet Sir Cody, if not , how would I have recovered all my losses , thanks to Sir Cody for all his honesty and transparency
He’s Available on Telegram 👇🏽
@ Codypacker
How could i meet sir??