This is very informative. For everyone want to know more about ETFs, not only about listed ones. You put a lot of effort and knowledge in this content. Thank you for that.
I currently have 75% SCHD and 25% SCHG Roth IRA. Brokerage account is 35% SCHD, 40% VOO, 25% VUG! Just crossed the ~$1m mark from an initial 170k startup in 2022. I am 44 and have about six years until retirement..
I lost a lot chasing individual stocks and I feel pretty silly for not understanding how investing works. I have a double major in economics but I’ve been trying to make sense of the market.
Nice! I'm doing some research on VOO now, seems very solid. Congrats on nearing retirement. 6 years will fly.....unless of course you hate your job lol....
Love my job. 23 years as a mechanic for a Major Airline. Great company match on the 401k. Just wish I knew about stocks, index funds and growth/dividend paying ETFs years ago but still I am performing quite well with a good CFA. It's a nice hands-off way to approach it. *Lina Dineikiene* manages my funds and she has a great team. I conservatively follow her recommendations and market entry and exit points, and tbh this makes it possible for me.
Great Portfolio well done on profits... I am going to borrow some of these for my portfolio! I have already built 1500 shares of SCHD (124KUSD) and just got 1113 USD dividends which were automatically reinvested for compounding interest purpose. The snowball is just taking shape…
Very informative video. I would suggest not pronouncing the ISIN every time, and focusing more on explaining the concepts. The description already contains the ISIN numbers, we'll just copy-paste
Thank you for the very informative video and the very precise input. Can you please explain how it's possible that the price of Vanguard's ETF is about €400 cheaper than that of iShares'? Both are S&P 500 ETFs.
This is a really well made clear video. Thank you so much. What about core msci world versus s&p 500, many overlaps there, does it make sense to have both in the portfolio?
This is terrific content thanks. Another great video would be the hypothetical taxation in Ireland for etfs and deemed disposal versus buying stocks. I have upped my pension benefits to the maximum for tax relief and returning to investing the extra income, I do like the etf route but the taxation and deemed disposal is turning me off it. If I do go etf I might go dist or buy stocks and take the tax hit each year rather than trying to figure out where to get money for potentially big tax bill from Acc etf every 8 years under deemed disposal
I know this material was published over a year ago, but... are you sure that Invesco charges some additional fees? I thought all fees were included in the TER?
I don't do individual consults. But I've no problem answering questions or weighing in with an informal opinion if you want to DM me (provided it's relatively straightforward)!
Would xtrackers s&p 500 have the same returns as vanguard s&p 500? What etf would you recommend for Irish domiciled person looking for long term investment?
Great video , really provided insight on all my questions. An additional question arose from the thorough explanations. Is there an inverse ETF for SP500 for example for Europeans. I know there is SH and SPDN but I think they cannot be traded in Europe
Great video as always Dan! Thanks for this. Quick question, even using the ISIN number you still get multiple options (some with different ticker symbols it would seem). For example, searching for the first ISIN you mentioned (IE00B3XXRP09) the following appear: EAM | VUSA | IE00B3XXRP09 | EUR, TDG | VUSA | IE00B3XXRP09 | EUR, LSE | VUSD | IE00B3XXRP09 | USD, LSE | VUSA | IE00B3XXRP09 | GBP, XET | VG73 | IE00B3XXRP09 | EUR, SWX | VUSA | IE00B3XXRP09 | CHF, MIL | VUSA | IE00B3XXRP09 | EUR Any thoughts on reducing these down to further?
Cheers Damien. Yea the point I was making regarding using the ISIN was just to ensure that the ETF appears in the search (whereas it might not if you use a specific ticker). The reason why you're getting multiple results is because the ETF is traded on multiple exchanges (the unfortunate reality of European investing). It's just a matter of choosing what exchange you want to purchase your ETF on
Nice video. Very helpful. What do you recommend for a european who wants to invest in an sp500 etf in USD instead of EUR? Seems like options are mostly limited to the uk?
Great Video Dan, I have been using dollar cost averaging to invest in VUAA for only 2 years now so still unsure about a few things, when u mentioned this ETF has tax benefits as it is an accumulating ETF, does this mean the tax benefit applies when I decide to sell? Not too sure what you mean by this. (From Irish perspective)
Tax benefits in the sense that if you were to invest in VUSA (the distributing equivalent of VUAA) then you'd pay tax on the dividends that you receive. But because you own VUAA, those dividends are being reinvested (not distributed) hence you're saving money on tax and more of the dividend is being reinvested for your benefit. It has nothing to do with selling.
Hi Dan, quality video. Just opened a trade Republic account, living in Ireland and want to invest in an ETF, if you were me which one should it be? I have watched your video where you recommend 3, are these still your favourites?
Cheers Keith. If you wanted to keep things super simple you could go for the likes of an All-World ETF (i.e. owning the biggest companies globally) which will be covered soon on the channel. An S&P 500 ETF is a very popular choice with many of my followers also.
Maybe this is a noob question, but the 70 cents per 1000 fee thing is a yearly deduction? And does it come out of your available balance or they adjust it in the share price automatically? Thanks for the content.
3) points : 1) Should not swap cost be included /covered by TER? 2) Due to synthetic replication witholding tax is zero (15% when replication is physical) for dividend even if accumulated 3) Tracking difference for synthetic invesco acc ETF is the best (getting better than pure index due to lending stocks) from rest of ETFs.
Some great points here Adam, let me cover each one individually: 1. No, in the case of the Invesco ETF the swap cost is not covered by the TER. Per the fact sheet "Ongoing charge [0.05%] includes management fee, custody and administration costs but excludes transaction costs such as swap costs [0.04%]. The total cost is the sum of the ongoing charge figure and swap fee." Hence why I stated that this ETF comes at a higher cost as compared to alternatives. 2. You're correct and this is a fantastic point that I wasn't aware of. WHT represents a sunk cost to Irish domiciled ETFs, so not having to pay WHT gives the synthetic ETFs an extra dividend slice of 15% as represented by total return. What would need to be done here is a cost comparison between a) the higher all-in cost of the ETF due to higher net cost between TER and swaps and b) the dividend saving as a result of no 15% WHT. In other words, does the 3bps additional cost (9bps total vs. Xtrackers 6bps) result in a net positive or net negative return for investors when accounting for the 15% saving in WHT. 3. Yes, synthetic ETFs have less tracking errors than physical replication (especially where sampling is used instead of full replication). All of the above would need to considered in the context of counterparty risk also, but a fantastic comment nonetheless Adam!
@@malone_financial Thanks for your answears! If normal dividend from S&P500 is around 1.2% than 15% will be around 0.2% counting from ETF portfolio value so 0.03% for almost 0.2% is worth it. Of cource synthetic replication is more risky as counter party from swap contract may not deliver which may happend every 10 years like for 2008 😉
Extra plus for me is that being tax resident of Poland I do not have to fill in W-8BEN for USA tax authorities. If not filled than WHT is 30% not 15% 0:
@@adamkomarnicki5632 Fortunately many brokers (like DEGIRO) handle this for new users (W-8BEN). In Ireland, you'd be able to claim a corresponding tax credit for WHT suffered even if you did take the 30% hit (might not be the same in Poland). Regardless, 30% WHT is not ideal.
Great video. A question, since these ETFs are major USA oriented, what would you suggest to a person living in Europe? A ETF with USA stocks exposure or European stocks exposure. Any examples of Europe based famous ETFs would help. Thank you.
Cheers! Yep, I plan to cover Europe index fund ETFs in a future video. For now, I would suggest looking up ETFs that track major European indexes (STOXX 600, MSCI Europe etc.)
I have shares on robinhood with amazon, apple, nvidia, meta and microsoft. I also have a vanguard account that I put money should I move thr above stocks money to my vanguard or leave them in robinhood please
It will say it in the funds fact sheet - look for 'dividend yield' or 'equity yield'. Alternatively, just look at the distributing equivalent of the fund (if one exists) and that will give you a ballpark figure.
Synthetic replication accumulation ETFs use dividends to be reinvested in the same fund. Do synthetic ETFs do the same? Will they generate dividends to be reinvested in the same fund?
If I invest in that exchange-traded fund, I will be buying the underlying asset itself? In my case, for example, I'm from Spain and I don't know if I'm gonna be buying cfds or the etf itself
Hi Dan. From a Euro investor standpoint is there a preferred exchange option when buying an ETF. I see the ishares ETF euro hedged you mention in video offered by three different exchanges.. I went with Italian.. its also offered from London LSE and Switzerland. Would there be extra charges for converting from different currencies when selling?
Hi Dan, I've been buying IE00BFMXXD54 Vanguard S&P 500 ETF USD Acc (EUR). Even though I buy it in Euro not USD, I think it's not actually hedged but I don't have the currency conversion fees
You might not pay a currency conversion fee, but if the fund itself isn't hedged then you're exposed to currency risk (for better or worse). But as I said, there's pros and cons to hedged share classes.
What's the difference between buying CSPX and SXR8? They seem to be the same? It's just one you buy in dollars and the other in euros? So does that mean if you're using euros or pounds and buy the CSPX you're eliminating the usd/eur conversion risk?
There are some providers who offer this (Zurich is one I believe). Though (like everything else) I believe the options in Ireland are quite limited as compared to the U.S
I just created an account on IBKR, when you choose "Ireland" as residency country new questions appears "Do you have the status 'non-dom', if you press 'yes' you have to choose a country (in my case a country of Latin America), what was the result? I have my account in America, so I can invest in American ETFs. So, if you were me, what ETFs would you buy? American, European or Irish? I think I have to avoid Irish ones, I'm not sure
what about the new SPDR S&P one for 0.3% (IE000XZSV718)? it's pretty new but quite cheap, would you recommend it since it basically follows the good old SPY but here in Europe, or would you say rather stick to the ones which we can track for a longer time in the past now?
There appears to be two VUAA options on T212, one on London stock exchange and one on borsa Italiana. Which would you go for here as an Irish investor and why?
Great Video! As usual! What about compare most common portfolio like "All weather", "Permanent", etc...for European/Irish and suggest the best ETF as you did for S&P 500? Probably it would require too much work! Well ...S&P 500 is a component of these portfolio so part of the work is already done 🙂😅
Cheers! To be honest, I'm more so looking at specific index fund ETFs that investors might own (S&P 500, STOXX 600 etc.) - it's just easier to break it down that way
Im Irish living in UK and thinking of returning to Ireland in the next few years. If I have ISA investment is it better to cash them out before you leave UK or can you leave them there and cash out when you're in Ireland. If so how much of your ISA is taxable if say for example you deposited 20K and your ISA is worth 30K? Are you taxed on the 10K profit or the entire 30K and if so at what percentage?
You're betting on the US economy but against the US economys currency? And in favor of your own currency? That seems like a home bias. Why would the ECB be better than the FED, especially if the US economy is performing better in your mind?
What ETF should I cover next? 🤔 Edit: In hindsight, I didn't give the Invesco S&P 500 UCITS ETF enough credit as a viable, and potentially even favorable option for those who are willing to do the necessary research to understand synthetic ETFs. Please refer to my video on Synthetic ETFs which I uploaded on Feb 5th 2023. This will tell you everything you need to know. As I explain in that video, synthetic S&P 500 ETFs were shown to outperform their physical counterparts between 2014-2020 by a range of
This is very informative. For everyone want to know more about ETFs, not only about listed ones. You put a lot of effort and knowledge in this content. Thank you for that.
Bro searching for the isin statement is great you know your viewers and saved me a lot of time, straight to the point, thumbs up
Man, your videos are the best for investors and potential investors in Ireland! Thank you!
I currently have 75% SCHD and 25% SCHG Roth IRA. Brokerage account is 35% SCHD, 40% VOO, 25% VUG! Just crossed the ~$1m mark from an initial 170k startup in 2022. I am 44 and have about six years until retirement..
Wooooo crushing it! Amazing!
I lost a lot chasing individual stocks and I feel pretty silly for not understanding how investing works. I have a double major in economics but I’ve been trying to make sense of the market.
Nice! I'm doing some research on VOO now, seems very solid. Congrats on nearing retirement. 6 years will fly.....unless of course you hate your job lol....
Love my job. 23 years as a mechanic for a Major Airline. Great company match on the 401k. Just wish I knew about stocks, index funds and growth/dividend paying ETFs years ago but still I am performing quite well with a good CFA. It's a nice hands-off way to approach it. *Lina Dineikiene* manages my funds and she has a great team. I conservatively follow her recommendations and market entry and exit points, and tbh this makes it possible for me.
Great Portfolio well done on profits... I am going to borrow some of these for my portfolio! I have already built 1500 shares of SCHD (124KUSD) and just got 1113 USD dividends which were automatically reinvested for compounding interest purpose. The snowball is just taking shape…
Great video! Just the information I was looking for 👌
Hi! In long term(20-30 years) are Euro Hedges worth it or not? Is it evident in yield? Thanks🙂
Very informative video. I would suggest not pronouncing the ISIN every time, and focusing more on explaining the concepts. The description already contains the ISIN numbers, we'll just copy-paste
Thanks for the feedback!
This was really informative! Thanks
Great to see quality Irish investment content, great videos, keep up the great work!
Thanks.
Very useful for Irish investors.
Planning 100-200/month in VUAA
Thank You so much for this explanation
Thank you sir, a helpful video!
Does it matter from which stock exchange you buy the ETF from?
thanks man !
Thanks this video helped alot.
Glad to hear it
Good job providing a clear explanation 👍
You should have more views. Great content.
Tracking diff. would be also an important measure. Vanguard TER/TD: 0,07 -0,24.
Excelent job!!! thanks so much! are they available on IBKR?
Not sure! You can easily find out by searching the ISINs on IBKR
thanks for the info , physical and synth .
Thank you for the very informative video and the very precise input. Can you please explain how it's possible that the price of Vanguard's ETF is about €400 cheaper than that of iShares'? Both are S&P 500 ETFs.
Was wondering the same thing..
This is a really well made clear video. Thank you so much.
What about core msci world versus s&p 500, many overlaps there, does it make sense to have both in the portfolio?
Thank you so much
This is terrific content thanks. Another great video would be the hypothetical taxation in Ireland for etfs and deemed disposal versus buying stocks. I have upped my pension benefits to the maximum for tax relief and returning to investing the extra income, I do like the etf route but the taxation and deemed disposal is turning me off it. If I do go etf I might go dist or buy stocks and take the tax hit each year rather than trying to figure out where to get money for potentially big tax bill from Acc etf every 8 years under deemed disposal
Cheers Niall - I've already made the video you're suggesting. Just search for ETF taxation Ireland and you'll come across it
Excellent !!! at the end of the day , would you say is there any difference between VUAA and IShares Acc ?¿
Thanks! Nope, no major differences between the two bar fund size
I know this material was published over a year ago, but... are you sure that Invesco charges some additional fees? I thought all fees were included in the TER?
Hands down best video
Thanks Chloe
Great content as always. Is there a specific reason that you do not mention Interactive Brokers in the video?
Haven't used them!
Do you give individual consults/informal advice or are you just on RUclips etc?
I don't do individual consults. But I've no problem answering questions or weighing in with an informal opinion if you want to DM me (provided it's relatively straightforward)!
Great info. Tks.
What wud be the ireland-domiciled etf equivalent for TLT accumulating. Tks again
Would xtrackers s&p 500 have the same returns as vanguard s&p 500? What etf would you recommend for Irish domiciled person looking for long term investment?
My smart ISA is mostly built with iShares. While it is down YTD, it is up 30% all time since 2017.
Is it good buy all 4 etf you mention in your video or you have better advice? Im new into stock..thank you.
Great video , really provided insight on all my questions. An additional question arose from the thorough explanations. Is there an inverse ETF for SP500 for example for Europeans. I know there is SH and SPDN but I think they cannot be traded in Europe
Great video as always Dan! Thanks for this. Quick question, even using the ISIN number you still get multiple options (some with different ticker symbols it would seem). For example, searching for the first ISIN you mentioned (IE00B3XXRP09) the following appear:
EAM | VUSA | IE00B3XXRP09 | EUR,
TDG | VUSA | IE00B3XXRP09 | EUR,
LSE | VUSD | IE00B3XXRP09 | USD,
LSE | VUSA | IE00B3XXRP09 | GBP,
XET | VG73 | IE00B3XXRP09 | EUR,
SWX | VUSA | IE00B3XXRP09 | CHF,
MIL | VUSA | IE00B3XXRP09 | EUR
Any thoughts on reducing these down to further?
Cheers Damien. Yea the point I was making regarding using the ISIN was just to ensure that the ETF appears in the search (whereas it might not if you use a specific ticker). The reason why you're getting multiple results is because the ETF is traded on multiple exchanges (the unfortunate reality of European investing). It's just a matter of choosing what exchange you want to purchase your ETF on
Thanks for getting back Dan. I’ll look into this more then. Keep up the great work.
Hello, your follower from Egypt. Please respond. Which stock exchange do you recommend buying from? Thank you
@malone_financial
Which stock exchange did you choose, my friend? @@DamoOne
Can you please give your opinion of Saxo as a brokerage
I'll look into it
Nice video. Very helpful. What do you recommend for a european who wants to invest in an sp500 etf in USD instead of EUR? Seems like options are mostly limited to the uk?
Greetings. Anyone, please, why Voo ETF can not be bought in Europe? Is there an alternativ for Voo ETF for Europe? Thank you.
Great Video Dan, I have been using dollar cost averaging to invest in VUAA for only 2 years now so still unsure about a few things, when u mentioned this ETF has tax benefits as it is an accumulating ETF, does this mean the tax benefit applies when I decide to sell? Not too sure what you mean by this. (From Irish perspective)
Tax benefits in the sense that if you were to invest in VUSA (the distributing equivalent of VUAA) then you'd pay tax on the dividends that you receive. But because you own VUAA, those dividends are being reinvested (not distributed) hence you're saving money on tax and more of the dividend is being reinvested for your benefit. It has nothing to do with selling.
@@malone_financial oh I see. Thanks 👍
Would you recommend to invest in ETFs or Stock if I plan to move to the countries where the brokerage app might not be supported?
Hi Dan thanks for another great video, what’s your opinion on Amundi Index Solutions - Amundi S&P 500 UCITS ETF - EUR (C)!
Synthetic replication, and not hedged
How about transaction fees ?
Hi Dan, quality video. Just opened a trade Republic account, living in Ireland and want to invest in an ETF, if you were me which one should it be?
I have watched your video where you recommend 3, are these still your favourites?
Cheers Keith. If you wanted to keep things super simple you could go for the likes of an All-World ETF (i.e. owning the biggest companies globally) which will be covered soon on the channel. An S&P 500 ETF is a very popular choice with many of my followers also.
Thanks a million Dan, the simpler the better! 🤣 love the content, keep up the good work 👍
@@keithtierney707 there's even a term for investing in one global fund - "VWCE and chill" (or other similar fund)
Is it smart mixing the Vanguard S&P 500 ETF with an MSCI World ETF?
do you have a similar video but comparing Nasda? thanks
Maybe this is a noob question, but the 70 cents per 1000 fee thing is a yearly deduction? And does it come out of your available balance or they adjust it in the share price automatically?
Thanks for the content.
Not a noob question! It all happens within the fund and is captured within the share price
@@malone_financial Cheers mate and thanks for clarification. 💯
Information on Gold ETFs and reliability would be great
Can you cover VWCE?
What exactly is the cheapest and best euro hedged s&p500 etf?
iShares or Xtrackers. If you want distributing, then Xtrackers (distributing version). This was discussed in the video!
What is the best etf to invest for long term investment?
3) points : 1) Should not swap cost be included /covered by TER? 2) Due to synthetic replication witholding tax is zero (15% when replication is physical) for dividend even if accumulated 3) Tracking difference for synthetic invesco acc ETF is the best (getting better than pure index due to lending stocks) from rest of ETFs.
Witholding tax is taken at source by US tax man.
Some great points here Adam, let me cover each one individually:
1. No, in the case of the Invesco ETF the swap cost is not covered by the TER. Per the fact sheet "Ongoing charge [0.05%] includes management fee, custody and administration costs but excludes transaction costs such as swap costs [0.04%]. The total cost is the sum of the ongoing charge figure and swap fee."
Hence why I stated that this ETF comes at a higher cost as compared to alternatives.
2. You're correct and this is a fantastic point that I wasn't aware of. WHT represents a sunk cost to Irish domiciled ETFs, so not having to pay WHT gives the synthetic ETFs an extra dividend slice of 15% as represented by total return.
What would need to be done here is a cost comparison between a) the higher all-in cost of the ETF due to higher net cost between TER and swaps and b) the dividend saving as a result of no 15% WHT. In other words, does the 3bps additional cost (9bps total vs. Xtrackers 6bps) result in a net positive or net negative return for investors when accounting for the 15% saving in WHT.
3. Yes, synthetic ETFs have less tracking errors than physical replication (especially where sampling is used instead of full replication).
All of the above would need to considered in the context of counterparty risk also, but a fantastic comment nonetheless Adam!
@@malone_financial Thanks for your answears! If normal dividend from S&P500 is around 1.2% than 15% will be around 0.2% counting from ETF portfolio value so 0.03% for almost 0.2% is worth it. Of cource synthetic replication is more risky as counter party from swap contract may not deliver which may happend every 10 years like for 2008 😉
Extra plus for me is that being tax resident of Poland I do not have to fill in W-8BEN for USA tax authorities. If not filled than WHT is 30% not 15% 0:
@@adamkomarnicki5632 Fortunately many brokers (like DEGIRO) handle this for new users (W-8BEN). In Ireland, you'd be able to claim a corresponding tax credit for WHT suffered even if you did take the 30% hit (might not be the same in Poland). Regardless, 30% WHT is not ideal.
Great video. A question, since these ETFs are major USA oriented, what would you suggest to a person living in Europe? A ETF with USA stocks exposure or European stocks exposure. Any examples of Europe based famous ETFs would help. Thank you.
Cheers! Yep, I plan to cover Europe index fund ETFs in a future video. For now, I would suggest looking up ETFs that track major European indexes (STOXX 600, MSCI Europe etc.)
I have shares on robinhood with amazon, apple, nvidia, meta and microsoft. I also have a vanguard account that I put money should I move thr above stocks money to my vanguard or leave them in robinhood please
I'd throw in SPPE/SPXE as a valid alternative to IUSE
How do I see the dividend on a ACC etf I know it goes straight back in to the stock but not sure what percent I get
It will say it in the funds fact sheet - look for 'dividend yield' or 'equity yield'. Alternatively, just look at the distributing equivalent of the fund (if one exists) and that will give you a ballpark figure.
I don't understand why XDPU on Degiro as DIS when supposedly is Acc in XETRA.
Do you recommend investing on (VUAA) Vanguard S&P 500 UCITS ETF (USD) Accumulating via Revolut?
i did it man it´s good shit
Synthetic replication accumulation ETFs use dividends to be reinvested in the same fund. Do synthetic ETFs do the same? Will they generate dividends to be reinvested in the same fund?
If I invest in that exchange-traded fund, I will be buying the underlying asset itself?
In my case, for example, I'm from Spain and I don't know if I'm gonna be buying cfds or the etf itself
Hi Dan. From a Euro investor standpoint is there a preferred exchange option when buying an ETF. I see the ishares ETF euro hedged you mention in video offered by three different exchanges.. I went with Italian.. its also offered from London LSE and Switzerland. Would there be extra charges for converting from different currencies when selling?
Hey Brian, I tend to buy all my ETFs on the exchange which quotes the price in Euros. It will save on FX fee with the broker
@@malone_financial Cheers Dan. Super content!
Hi Dan, I've been buying IE00BFMXXD54 Vanguard S&P 500 ETF USD Acc (EUR). Even though I buy it in Euro not USD, I think it's not actually hedged but I don't have the currency conversion fees
You might not pay a currency conversion fee, but if the fund itself isn't hedged then you're exposed to currency risk (for better or worse). But as I said, there's pros and cons to hedged share classes.
What's the difference between buying CSPX and SXR8? They seem to be the same? It's just one you buy in dollars and the other in euros? So does that mean if you're using euros or pounds and buy the CSPX you're eliminating the usd/eur conversion risk?
Although it's a good video, I'm even more confused than before. How do I buy the equivalents of a VOO or VTSAX in euro, instead of dollar?
Is it possible to open a trading ac in a childs name and act as a custodian in Ireland.... too late for me to plan for 40yrs out!!
There are some providers who offer this (Zurich is one I believe). Though (like everything else) I believe the options in Ireland are quite limited as compared to the U.S
I just created an account on IBKR, when you choose "Ireland" as residency country new questions appears "Do you have the status 'non-dom', if you press 'yes' you have to choose a country (in my case a country of Latin America), what was the result? I have my account in America, so I can invest in American ETFs. So, if you were me, what ETFs would you buy? American, European or Irish? I think I have to avoid Irish ones, I'm not sure
if you buy ishares S&P 500 EUR hedge UCITS ETF (ACC) , for European it should be EAM other wise you have to pay broker fee .
Depends on the broker
Nice!
What is the explanation for why these ETFs are priced differently? Some are significantly cheaper than the other. Why is this?
what about the new SPDR S&P one for 0.3% (IE000XZSV718)? it's pretty new but quite cheap, would you recommend it since it basically follows the good old SPY but here in Europe, or would you say rather stick to the ones which we can track for a longer time in the past now?
And what about spdr? IE000XZSV718 Acc (new etf) or IE00B6YX5C33 Dist, both 0.03%
But I think Vuaa ouperforms better, isnt it?
The volumes are pretty low.
I have €20 000 in my bank account that i want to invest. I can also save €1600 per month. Where should i invest them? On which ETF? I live in Cyprus
There appears to be two VUAA options on T212, one on London stock exchange and one on borsa Italiana. Which would you go for here as an Irish investor and why?
Why not VOO?
Great Video! As usual! What about compare most common portfolio like "All weather", "Permanent", etc...for European/Irish and suggest the best ETF as you did for S&P 500? Probably it would require too much work! Well ...S&P 500 is a component of these portfolio so part of the work is already done 🙂😅
Cheers! To be honest, I'm more so looking at specific index fund ETFs that investors might own (S&P 500, STOXX 600 etc.) - it's just easier to break it down that way
Im Irish living in UK and thinking of returning to Ireland in the next few years. If I have ISA investment is it better to cash them out before you leave UK or can you leave them there and cash out when you're in Ireland. If so how much of your ISA is taxable if say for example you deposited 20K and your ISA is worth 30K? Are you taxed on the 10K profit or the entire 30K and if so at what percentage?
If you hold the ISA while you're Irish tax resident it'll be taxable (i.e. fund investments at 41% on gains, income and deemed disposal)
You're betting on the US economy but against the US economys currency? And in favor of your own currency? That seems like a home bias. Why would the ECB be better than the FED, especially if the US economy is performing better in your mind?
Currencies are not covered and some etfs are rather very small…
👍👍👍
What ETF should I cover next? 🤔 Edit: In hindsight, I didn't give the Invesco S&P 500 UCITS ETF enough credit as a viable, and potentially even favorable option for those who are willing to do the necessary research to understand synthetic ETFs. Please refer to my video on Synthetic ETFs which I uploaded on Feb 5th 2023. This will tell you everything you need to know. As I explain in that video, synthetic S&P 500 ETFs were shown to outperform their physical counterparts between 2014-2020 by a range of
Maybe FTSE All World ETF?
VWCE 🙏
@@withzer4life All world's are on my list!
EIMI plz, iShares Emerging Markets Acc
@@shivams417 Emerging Markets are on the list
Wait since when retail investors in EU can buy Vanguard ETFs?
Vanguard have been operating in Europe for many years now!
SPY5 is one of the best s&p ETFs for Europeans
Why?
spdr s&p 500 TER 0.03. best price
Swda (global) beats them all 🎉
The BED im the Background is CRAZY😂
You got zero dislikes