Do not modify the bank's car.
HTML-код
- Опубликовано: 3 окт 2024
- / discord
/ collectorcarfeed
Today we look at "take over payments" Facebook Marketplace cars and trucks. If you take nothing else away from this video (and you probably won't), remember this: until you make the final payment, that is the BANK'S CAR. DO NOT MODIFY THE BANK'S CAR. You are throwing your hard-earned money away and if you're only chasing style points, you're also devaluing an already depreciating asset.
Don't be dumb. Don't modify the bank's car. 
Авто/Мото
It's actually called Bilstein's monster.
I had to argue with a trash mechanic to put new Bilstein's on my 20 yr old Ford Lightning. He kept trying to sell me on some off brand oem cheaper ones. No. Factory are Bilstein's. I have driven this thing harder than you can imagine. He still tried to sell me on cheap crap. I should have just left right then. It used to be a good shop.
yep. Stein is stone in german, and rhymes with 9 if that makes sense.
Actually, it's pronounced "Bill-Un-Shteen"
@@JOSTadventures no it's not
The Bilstein Bears
I modify my bank owned car so when the repo man comes to take it back he goes "yo sick" we are not the same
Could paint it a different color and an out of state license plate... might throw them off
On god
Or you could strip it and swap all the parts onto another car with a different vin... @@Have.An.AmicoDay
People with common sense verify cars by the vin number that is in plain sight. Seeing just the make, model and paint job isn't how it's done.
@@TubeWatcherno the repo guy says "yo sick" then drives away
my brain just doesn't really comprehend reading "take over payments" in a car ad
Brz brains can’t comprehend reading car financing papers
In other words. Its a seller looking for a customer dumber than they are
Omg he only owed $22k on that camaro.. he is giving it away.. what a steal.. the fool could get more at carmax for it.. Ad said he put $29k into it.. so it must be an ss too.. holy cow those sale at dealerships for $40k all day..
Question is whats wrong with the car?
Got to try and save that 400 credit score.
You don’t get the perpetual debt mindset
The problem with buying a used BMW is that all of them, without fail, have been owned by a BMW owner
or the bank
That could be extremely good or extremely bad.
If the owner isn’t a well dressed older white guy = no go.
@@FirstFamilyCharger If he wasn't throwing every part it needed at it, when it needed it, nope
BMW owners either treat their cars like Nissans, or Corvettes. Not a lot of in between
I work at a bank and as soon as I see someone trying to get a hellcat, charger, camaro RS or Ram truck I know that thing aint gonna live to see at least 4 payments.
Those are all basketball player cars 😝
Wrong. Not in TX or my family at least. Cheaper to live there, can pay it off fast especially with a big downpayment. I factored in how much $ 2 weekend trips to Houston/mo would cost me in gas (it's the same as now in mid or premium). I like paying things off in 3 yrs.
Edit: my mom is a nurse but she had a Denali and 2 jeep Cherokee's at one point. I tried to buy the Denali off Dad and he wouldn't let me. Whomever bought it got a treasure. Dammit. Mint condition and hauled everything.
@@AF_1892 you good?
@@AF_1892huh
@@AF_1892what
I dont understand how people will post pictures of a car they are selling and not even bother cleaning the car.
Less effort. Like the days of craigslist car ads with no photos
@@fishkluch I guess in a way it's good. It's a sign that the vehicle has never had any PM done and was not taken care of.
@@dmacarthur5356 conversely I've sold absolute lemons for more than they're worth by getting them detailed beforehand so it looks like I took emaculate care of them. Like nah bro the transmission is slipping and about to go, I just keep my cars clean.
Definitely a solid indicator of lack of maintenance if it's dirty for the photo though.
Or interior pictures, just baffles me. It probably comes down to people not really being serious about selling the car
@@Michael-uc2pn It's crazy how effective that method is. If a car looks pristine on the surface most people won't even bother inspecting the mechanical condition and will assume it's just as good as the exterior. It works so well because most people are lazy as shit and you can tell their car is a lemon just from the photos.
I modify the banks car so the bank doesn’t want it back by the time I’m done with it
My brother "modified" the banks very expensive 4×4 diesel. By chainsmoking in it and taking it to "rednecks with paychecks". He lives on my parents large private property outside city limits. He drove it 6 months or longer before it got re-poed.
Man speaking FACTS Modify it so much they don't know what to do with it 💀
😂😂😂
they'll charge for restoring or auction off as is n you're responsible for the difference
Biiiiiig facts
That charger GT had the neutral bypass lever pulled. 1000% stolen.
10000% 😂. Not that anyone is surprised
Stolen and plowed into something that was low to the ground. At 5:08 the radiator support shroud is ripped clean through in two spots and every Christmas tree is popped out except for the 2 that are still attached at the hood latch. There's a whole chunk missing too on the left. All that is supposed to be one piece. That bumper cover snagged onto something solid and was pulled hard. I really want to see how turbo-fucked the underside is.
Striker
I remember watching a 2019 mustang getting repo'd at a meet in atlanta. The dude was more upset about the supercharger kit than the car.
Don't be like that guy, pay your shit off & do your maintenance 👍🏼
Genuinely don't understand the thought process of dumping money that you could have spent getting that car payed off on mods. All for clout ig. Part of the reason I love used shitboxes is that I'll never have to worry about payments or none of that shit lol
@@Clooger-most of the time they get a bank loan for the car, and then go get a high interest personal loan or some company’s do after pay on the supercharger.
@@Clooger-Also going to public car shows while behind on payments badly enough to get repo'd
Been looking at Lexus RC 350’s, went digging to see what I could buy for power mods if I ever get to that point, $7k for a supercharger kit and there’s obviously an option for affirm. As low as $236 a month for 3 years, only 15 percent interest. Motherfuckers really think that’s a good option at any point
yo dude i think i was there 😭 was it a hispanic dude w a black stang?
"Don't let poverty hold you back. Finance it all" 😂😂😂
Don’t modify the banks car…… put that on a T-shirt
Sticker maybe
@@brandonmeens both
“Room temperature credit score”
i'm gonna start quoting this because damn i was rolling when he said that
@@SpaceDoge103 same here thank you @vukos
For non americans - whats a normal credit score for e.g. someone working a 9-5 in a white collar job?
@@herpderp3131 750 if you've been a good boi, 650 if you had some stupid choices, anything below 600 means you're a financial fuck up.
Below 500 means you're purposefully buying things you know you cant afford all the time.
Thank you for uploading right as I get on the toilet
Broooo we poop brothers
Happy shitting
Best time for RUclips
@@NumberOneBlackGuyNot as good as youtube at lunch that can’t be topped
Does the bank own your poop?
I just saw that stone cold ass title and knew this video was gonna be spicy mint asf
that FRS.. lol.. you'd laugh at me so hard rn... I bought a 17BRZ (YellowSeries) that was modified with RALLYARMOR RED mudflaps (remmember... the car is YELLOW) full STi Kit (plastic grey color) and an ENOURMOUSLY GIGANTIC 66 full carbon BattleAero chassis mounted wing (which previous owner cut the bumper so bad it aint fixable unless replaced in its entirey)
bought it to put it back to OEM and sell it for profit. but the more I dig into the car. the more I realise previous owner was DUMB AF. like.... like. the amount of electrical non-sense there is under the footwell just for some basic ass lights.... it's horrendous
Man, you got bigger balls than I do for jumping into that mess 😂. Thanks for unfucking it tho, we need more clean BRZ's on the road
Never understood doing that shit to a special edition...that's what the base models are for man. The Yellowseries is my favorite of the first gens too.
Most people have no idea how to wire shit properly. They cut the factory wiring rather than running a fuse tap to a relay for key on power (for things like lights and subs that need a lot of amps. You should only hook up the load side to the battery directly, not the control side). And they use scotch locks, wire nuts, or just electrical tape for connections rather than soldering or crimping with wires that have proper insulation and heat shrink.
After having undone some homebrew fuel pump wiring on a few customer cars (the sending unit failed, so they bypassed it and put power directly to the pump. Unfused of course), I wonder how we don't have more electrical fires
I agree dude. Bought a parts ae86 and it was pretty clean looking so decided to fix it up with the other parts I had laying around (I collected Ae86’s stuff). Car had clean title and everything and looked stock. Only an aftermarket stereo. As soon as I started gutting it to do some cleaning and interior replacement I found a whole mess of wires everywhere! And just under the dash there was like a whole roll of wires looped up behind the stereo area and was like wtf is this. So tore the whole thing apart and Yanked all the unnecessary wires out and left only the oem wire harnesses. All the spare wires I pulled I put in a box and it was so heavy it was at least 80lbs almost. Like a 80lb concrete bag. I still have no idea why there was so much wires in there, they didn’t go anywhere besides out the firewall and directly connected to the battery with no fuse. And the ends in the dash were capped (they also ran under the carpet and under the rear seats). I kept the wires til this day to use for spare wires for stuff that needs it. All random gauges too. Anyway cleaned the car up, wired everything correctly and nicely, and gave a nice paint job and sold it to a friend. Car is no longer around tho since they blew the engine and junked it. So sad to see it go that way but oh wells.
People seems to not understand the car isn't couple hundred bucks a month but the price of the whole thing plus interest, tax, insurance, maintenance, fuel, second hand value lost etc
Bingo
Always hang on to your stock parts if you mod a car, selling it is much easier when it’s stock. Getting it serviced for warranty is easier when it’s stock.
Here I am about to responsibly pay off my truck ahead of schedule, the sheer amount of financial incompetency in this world is baffling.
Well at least we learned about what a rhombus was in school, instead of how to write a check, taxes or how the govt works
I'm genuinely so glad I found this channel. Thank you for all the laughs and here's to more shitty marketplace listings. 💪🏻
Interesting story. I had a '13 Camaro I was financing and I modded it out. I ended up selling it on marketplace and paid it off with someone else's money. They paid for everything and ofc I sold the car and gave them the title after the bank gave it to me. They got a camaro and I was debt free. Some people will help you with these kinds of things. Rare however they exist and as long as you're genuine and don't try to scam them everything will work out.
I pay less for my Focus RS than that man pays for a base model. It's unnerving that there are people dumber than me.
No one wants a weak ass Ford focus
His monthly payment for a 2017 base focus is the same as my CT4 Blackwing....
@@magnificentballer😭
@@magnificentballerbro doesn’t know what the RS means 😂
350 credit score activities
The “ashtray” in the driver door of the 5 series is actually a coin holder 😂
It's cause they know coins is all they'll have left after that car note 😂
no keys, no title, no start
$1500
All new cars that are financed usually come with a GPS plugged into the OBD connection so they can track you or it is directly connected to the battery. They can track how you drive it and everything. Really helpful to voiding your warranty because they will be like "well you went to fast, didn't do proper maintenance, or shifted hard or whatever". I promise you they do this regularly. They can be hidden pretty well honestly and most of the time after you pay it off they just turn off the service or take it off at the dealer. It can also be directly built into it and you won't be able to just unplug it.
now when people complain that they are poor and broke, i ask them what you drive, and what you owe on it.
Fun fact: the "ash tray" in the driver door of the first car is actually for coins! it has 3 different sized slots for quarters nickels and pennies
dimes not pennies
It feels like a fever dream seeing y'all look at listings that I've seen before. chi forever
My car is halfway paid off and I'm staring at a list of exhaust parts... Good thing I have an ounce of self control
man just mod it if you can afford it. Simple cosmetics or bolt ons with keeping oem parts until paid off. Then go crazy
@@AcewingOFFICIALnah just use the money for the parts on the payment be smart
@@AcewingOFFICIAL yea, you want to spend the money on payments instead of mods. I'm still paying off my 2022 f150, and all I've done to it is add wheel well liners, bed liner, and tonneau cover. Besides the wheel well liners, my mods are useful mods.
@@reallydawg5987 I mean why not both if can afford it.
@@josuecaleb5053not everyone owes over $30k on there car like yoy
Look at the neutral override pulled, it allows them to to just push it from behind with another car.
50/60k is right around the time that e92 M3’s need MAJOR preventative maintenance.
Rod bearings ect.
Gorgeous cars but I’ll never own one.
Had a 335i for a few years and those are shit boxes too.
Stick to 328/330’s for that gen and replace everything that’s plastic too.
Man people SLEEP on the 328. It's such a good daily. The N52 is actually pretty god damn reliable from personal experience
How the hell does a car need new rod bearings at 50/60k but a Toyota is barely broken in at that point. You could argue it's higher performance yes, but even Hondas that are beat to hell and rev high don't need them for the life of the vehicle
@knucklestheechidna5718 Planned obstenence, so you're forced to spend money at the dealership. It's not just a BMW thing, but they also overcomplicate the HELL out of their engineering, which makes it even worse. Luckily, the aftermarket can solve some problems
@@knucklestheechidna5718 German car thing, BMW/Audi esp. (Porsche might be half decent).
@@knucklestheechidna5718The S65 has significantly tighter rod bearing clearances than even engines that spec 5W-30, like the N54. The S65 uses 10W-60. Very obvious recipe for disaster.
My first video and i will admit your logo made me pass ya up in feed a few times, and i am a man, i can admit when i make mistakes and i will tomorrow. Your channel fits like my sister. Feels like a home that we will regret doing alot of stuff and never speak of these years. Im make like a condom and roll on ahead.
To answer the FR-S question, I rather just buy a car I can afford in one payment.
BASED
AS
HELL
Problem is that for many that means being without a car for many years...
I’ve owned my brand new pre owned 2015 Mazda 3 since 2019 with 70k miles, got it for $8k
Nothing fancy, but I enjoy it.
I just this month ordered a cat-back exhaust, flashed a tune, upgraded the intake, need to replace a hub might do all 4, and possibly lowering springs, maybe coilovers?. Slowly falling into a money pit.
Lower it? You're pushing for money pit. 😂 don't be those guy who lower it and that their only transportation. I seen them can't drive over speed bump and winter. Get two cars then mod the shit out of it.
Upgrading a dumb car.
Counterpoint: do modify the banks car. What are they gonna do repo it?
"Noooo don't gooo"
*tow truck screeches off*
@@zgSH4DOWbut I’ve still got 26 months of affirm payments on the supercharger!!!!
That's like buying a girlfriend something expensive, that signals commitment. When you already know you're going to dump her. By modding it you are throwing away money because most people don't care. Unless they plan to keep it.
i have a plan to pay off my car, i bought a few mods for it. i guess i could have paid more off the principle but i already pay extra on it every month
Same i dont plan on missing payments, if i miss payments than i shouldnt own the car but i know how to use my money@DrRyan82994
Netgear take on RCR on Saturday’s stream was based.
What was it?
I missed the stream
anybody clip it?
Hope we see that moment in a future video
@@facksmasheen files dot catbox dot moe slash vl9dns dot mp4
20:43 “it looks like shit and you’re poor” 😭😭😭😭😂😂😂😂😂😂😂😂😂
The ford focus guy had to have no down payment and a 12 month loan, with no credit score, and he got ripped off big time. That's what I'd pay monthly for a factory fresh Mercedes AMG
Literally that’s what I pay for my 2020 m car
Honestly just feel bad for that person
no comment on the kei truck sellers name being "kenny gay" was very impressively mature
Funny to hear Puchii mention a Jetta GLI at 8:30. I have owned a 2014 GLI (2.0 TSI, 6-speed manual) for about a few months, and as of now I owe roughly $3000 towards a low-interest loan. I have already modified it some (including some more "permanent" changes like an ECS clutch stop in which the anchor is drilled into the floor) and plan to further modify it with Unitronic chip tuning and suspension from Bilstein and ECS. Possibly even a CTS Turbo BOSS solution in the way future.
I pay $250 a month for the car and will have it paid off easily in just over a year. I don't need to worry about it being repo'd lol
That first Camaro is a smoking deal. You could buy that drive to Carmax and make over $10,000 cash in an hour. He owes $22K it’s worth at least $32k.
I write him a check for 23 grand and then try to private sell it for mid 30s
There's something wrong with it or else he would have done it.
You should interview one of these people - "..so..what was going through your mind when you took a perfectly acceptable FRS and decided that due to your unresolved MOMMY issues - that you "just wanted attention" all at a regrettable financial and reputational cost?.."
Strange projection on the "mommy issues" nonsense. I hope you have a good therapist.
Lots of people just enjoy customizing cars. It's a billion-dollar industry.
@@tim3172 Well that's like anything - Is it acceptable to be the loudest person in the room at all times? What about 4 12" subs @ 2am in a residential neighborhood while knowing full well people have these things called "jobs" and "responsibilities" ?
I think overall this is just an issue around empathy and respect - we simply are in decline and surrounded by "it's all about ME dude bro" types - "it'z fo duh grahm dude bro" types...
Again - To each their own - but - when I see many vehicles - I ask myself: "Why don't they just wash the thing, save their money, and then do proper modifications or don't bother?"
I have always been lost at the "please look at ME" "please NOTICE ME" Modifications.
Do you have a better theory? I think it's an early childhood developmental issue - often because of single mother raised sons - where mommy caved in the candy isle and that started the trend early on of unwillingness/inability/lack of willpower to forgo instant gratification... Fast forward 20 years - What are the easy "modz" - Look at me BS.. stickers... "just" straight pipe it dude bro... and other things that make next to ZERO difference in repeated quarter mile times, autox times, vehicle stability/reliability/aesthetics...
Maybe blend in the cult of ugliness - because now it's "in" or fashionable to look/be ugly - because - god forbid we honor things that are beautiful anymore... "It's gonna get dirty anyways dude bro"
Good luck with your mommy issues.... The rest of us like to mod our car because we want to improve our car to our own taste.
@@a64738 "our own taste"
I hate modding because it always means shitty, low-effort body alterations on boring cars. Basically trying to attention seek with your "regular traffic" vehicle. Spend the money on building an engine or regearing the diff or something. Don't know that I'd call it mommy issues, but 80% of the "builds" I see scream mental handicap.
My payments on a c6 corvette were 474. Guess that focus makes sense
I love the E92 interior color, you guys are crazy.
1:09 I owned a BMW, it was a money pit. 💸 Then a BMW owner said the trick was to lease a new one, and trade it in when the lease was up, and lease another one. Then all the repairs are on the dealer.
Watching this in the garage with a bourbon. Happy Friday.
That's a coin tray/holder in the door @01:49 Silly but very rare.
ITS YOURS IF YOU "PAY IN TIME"
0:37 Idaho mentioned
yea ,too bad it was Boise lol
@@frostbite1991 ... What's wrong with the one city that Idaho has?
Something something portland influx (citation needed) - Burt from unincorporated zero infrastructure municipality
That e39 Manual rare af... such a shame its got title issues etc :(
I bought a gr86 a year and a half ago. I can't imagine doing that shit to my car 😂
I did buy a catback and a header for it, with some wheel spacers to fix the fitment until I get wheels for it. But I agree about paying the loan down instead of buying mods. There is a ton of stuff I want to buy for it but instead I did the bare minimum to keep me happy until it's paid off. I have been toying with the idea of getting an intake though for more sound. It's just that the stock intake is the best one and also, I'd need to tune for it which adds a fair bit of cost to it. I didn't tune for my header so I don't have anything for that yet, I'm just running a defouler. I really should just keep making huge payments though
if you wanna tune a car get an old toyota or honda and modify that, i have a 2023 brz its not worth it man just make extra payments so you pay less interest in the long run
I have modified the banks car many a time. But i support the sentiment 🙂↕️😔😂.
Also taking over payments sounds like a nightmare.
10:14 that synchronized "Uuuggghh" at the disgust of it.
Ngl I’d rather be in debt for a cheaper e90 m3 than that 2018 Camaro ss
The E90 M3 is just so classy. I'd love to own one, I just don't know if I have time for that maintenance because fuck paying a shop to do it.
@@Clooger- I hear once you get the rods done it’s less problematic than a s63 4.4 tt v8 m5
Agreed. A 20-30k dollar e90 would be sweet. Its hard to justify it though when i bought my e46 m3 for 14k.
@john_toss Sounds about right
The BMW with “damaged” title, where I live there’s spots on the back for signing over the title, but it’s only if it’s being transferred to a dealer. If it’s a private sale and you sign it over on that side the title becomes void and only the previous owner can get a new one unless you leave it unregistered for X amount of years then you can get an “abandoned” title if you have bill of sale
How do so many people try to sell these things without a title? You should be able to get a replacement if you legitimately own it in the first place
Definitely getting “don’t let poverty hold you back, finance it all” tatted…as a tramp stamp.
4:28 The Supplemental Restraint System is a fickle thing. 20 bucks says they smacked it over a curb hard enough to trip the forward G sensor and the underside is probably f*cked 6 ways from Sunday. 5:08 the radiator partition cover is ripped to sh*t, a whole chunk is missing, and the Christmas trees are all popped except for the 2 that are still attached to the upper rad support. It plowed up over something.
I read the title and immediately knew.
If you get a loan approval to buy a car the bank that approved the loan owns it.
Pay off the car before you make changes.
I heard a story from VINwiki of a guy getting a loan for a Ford Focus, dumped mods, and failed to make payments.
My current car is paid for. Only mods I bought are the alloy rims.
2015 Mazda3 iTouring. Bought before pandemic.
As long as you're able to make the payments I see no problem doing mods, as long as you have plenty of money left over to continue making payments
This channel is incredibly entertaining. I just got into cars after my corolla was totaled. Currently working 85 hours/week to get a MKV supra for my birthday so that I can get roasted too 🤞🏽
Braindead dude, buy a house
Sneed there are ashtrays inside the back doors too on the e39. Unironically more ashtrays than cupholers.
7:35 netgear outta pocket wit this one omfg 😭😭
what if I ask the bank first if they'd like a set of reps with crazy tire stretch and a 25° camber kit
Then the bank, going to tell you to make sure you pay your note. If not, they get the last laught. 😂
We play this in the classic comedy section at our university in 2028. PURE GOLD. Netgear still be gettin bitches.....
Someone else has probably mentioned it but if not, the ashtray looking thing in the leg area in those old 5 series BMWs is a coin holder. The one in the center console is the real ashtray
When I had my 911 EVERY SINGLE 6cyl Charger with temp tags and straight pipes would ride my A$$ is Dallas..then if I'd speed up to get some distance they'd get mad run up on me again and try to run me off the road. No idea why, I just knew if I had to go to Dallas at night I needed to have a full tank of gas because it was going to be a $hitshow on the freeway. LOL
The usual suspects is why
so you are telling me i’ve been paying $440 a month for my 2023 brz when for 10 more dollars i could be riding dirty in a 2017 120k mile ford focus???
I am FIXING the banks car. They should knock a few payments off for my damn generosity lol
The Camaro guy wants you to PAY HIM $28,00. As well as take on the rest of his $22,000 out of the $50,000 loan from 2018 when it was new
Found a seller on facebook marketplace wanting 9k for an old rolling shell BRZ. Absolutely insane to me when I saw the description.
10:07 that’s a cool BMW fasho. Guy seems upset about tire kickers.
This channels gold, just came on my fyp love this
I'm not sure I'd ever finance a new or used car if I can help it, or really finance anything other than a house or condo to live in at this point. Paid cash for my daily with an insurance payout after my first car that lasted me 8 years was totaled and I can tweak and mod that as long as I can secure transportation to work. If she ends up wrecked or something, I'd buy a fun used ride I can afford to buy outright or at least pay off in less than a year. Avoid buying anything you can't afford to fork over the full amount for, that's my thought.
I hate my 72 month $467 a month car note. Got a premium 2017 ford edge. Worst financial decision I’ve made at 26 years old. I’m about to turn 30 in a few weeks. Never doing that ever again. Not paying anything above $6-7k shit was $24-25k after taxes and whatnot.
You're almost there , keep it maintenance. Don't trade it neither buy another one. Sale it for 15k depending the mileage. Buy a car under 6k then the rest save it
You thought that was bad? I financed for a 2023 Civic at 19 years old, and I thought it wasn't going to be that bad until after tax and whatnot it came to a total of fucking 30k. I regret it, but at the same time, I don't because the civic is such a nice car. I wish I could go back in time and stop myself because my parents didn't warn me. I was naive. ;/
I don't see anything wrong with modifying the "banks" car unless you are doing heavy modifications. I think these listings are people that shouldn't have bought the car in the first place.
Netgear in Asheville?! What’s yo business son
@15:00 min I have a better version of this car. It was a rental car in Alaska. Dad bought it to add to fleet at auction. He drove it from TX to me in WI to have for a winter beater. It takes it. Did't cost me anything. I beat on it hard for work for several years (it had the breathalyzer on it, my lightning was titled to my mom but we know it just did laps around the apt complex). 2005 Impala great underpowered car, but can go if you are ok w 8 mpg. Floor it time to book it. It is at 108k miles. Not selling. Just a great car. My dad is great at auctions. No rust damage besides me. It's a TX hwy milage car.
for that e39 in the beginning (i have a '99 528i), what you thought was an ashtray in the door is actually a coin holder/dispenser and the one in the center console is the actual ashtray
"That's a load of bs about that title." Stolen car problems.
hey can we get the Cars and Bids ""Community""" has flagged this comment special please? some of them are absolute gold.
I’ve been car shopping for a 5th gen ZL1 in the Bay Area . The prices on cars is crazy . I found a 2011 cts v in Richmond ca , 5 owner, salvage title , 100k miles for only 44k 😂 I wonder if these guys actually think they’ll sell those cars at that price
I modified the bank’s car so that I can keep the $35k I owe them at 3.5% APR compounding at 5.4% APY in 1 month treasury bills along side my extra $100k that I have as an emergency fund outside of my retirement. No point on paying off low interest debt if I get a guaranteed profit in the end.
Just found this channel, especially love the cars against humanity series. You dudes are funny
Admittedly I made some mods on my Honda Fit even though the note isn't paid off yet. But every mod I made is easily reversable, I never skipped out on preventative maintenance to make way for them (some required maintenance at the same time like the braided stainless steel brake and clutch hoses. I held off until the car was due for a brake flush since I'd have to bleed it after anyway and I could refill the system with high perfornance DOT 4 fluid (I used Motul RBF 600 in this case)), and I actually have equity in the car. I only owe $6-7k now while it's worth $9-10k. I could easily pull off my parts in a weekend and resell them separately for extra money if I decided to sell the car. Not that I would because I love this car.
Aside from the paint fading way too much and way too soon, and the spark plug coils that fail very regularly, they do are a great little toy car to modify and play with on a track... they don't quite go fast enuff to get into trouble, but they do go fast enuff to make it almoat feel like yur haulin' ass cuz they're so small, especially if lowered a couple inches and given decent tires on offset wheels...
@@JeTTRod The paint was mostly on the 1st gens (GD3s) and the plugs and coils was on those and the 2nd gens (GE8s). Mine is a 3rd gen (GK5). Their issues are mostly due to direct injection. The injectors, high pressure fuel pump, carbon buildup on the intake valves, that shit. Also the VTC actuator (sprocket on the intake can for the variable valve timing) going bad. But those issues can be mitigated largely with shorter oil change intervals, more frequent spirited driving, and being careful where you refuel.
There are still some leak issues, but it's only common if you have a sunroof (mine is an LX, so it doesn't). Also the push button starts on these cars are known to fail (again, mine as an LX doesn't have that option).
They are super fun to drive and even with it being slow, the amount of speed they can carry into corners lets you surprise people. And I can thrash it and still get 35 MPG.
my 22 civic has mods. i owe money on it but i could just pay it off right now if i really wanted to. if you actually plan on paying off the car and keeping it, why wait to put mods on it?
Been 4 years now with my 3rd gen. Probably the best purchase ill ever make despite the cars usual issues.
black lagoon intro is tough
The only time you’d modify the banks car is if you can comfortably afford it with very low interest and you simply didn’t want to drop all your cash into a car at once
I had two missed payments on my credit years ago (same account, two months in a row, straight up made a paperwork error, my bad). In 2015.
Did the math, realized I could make about 24 payments on a new account to move from 97% to 99% on time (worth a big credit bump).
So I bought a car on a 6 year loan at 3.14%, then immediately paid of about 70% of the loan, and paid like $30/month for years to get credit recovered.
But you can’t get loans that low anymore, and even if you could no one rebalances the loan’s monthly payment.
Still, that’s about the only way I could figure it’d remotely make sense to pay to mod the banks car: travel back in time and get an exceedingly favorable loan after having already screwed up something else.
My bank owned car all ive done, subwoofer, really nice dashcam setup with a tracker and cameras all around wired into the car, and window tints to protect my black interior from the sun here in the desert. I'm fine with the wheels n tires it has but I did go get some nice Michelin and a set of steelies with stuffed ones. And since it's a turbo car there were a couple things to bullet proof like an oil catch can, just things that help protect the car.
How did these guys not see the damage to the front of the silver dodge? There's a dent where the front plastic bumper joins the fender, and the gap to the front of the hood is massive on the left side, and non-existent on the right. It hit something with the front right side, that's what set off the airbag.
Doggin on the boy Ruddy 😂 sad guys hes slowly getting better 😅
You guys should do this and then debate what lowball offer you should pitch em
Never buy a used US military kei truck. They get ragged. Trust.
I suppose the best bet would be a small business Kei truck?
@@rubberwoody for a cheaper one, that would probably be your best bet. I watched people refuse to learn how to drive a manual transmission while driving a manual transmission military vehicle.
9:07 why is chris rudnik catching strays lmaoooo
I've got pretty shit credit but I'm paying $420/mo (nice) for my NEW 2024 Honda civic ex-l. I put $12k down and the payments are over 72 months @10%apr. I had an old beater truck ( 05 Nissan frontier 287k miles, gave it to my grandfather since his last beater died) would've eaten that whole $12k to get fixed properly. I'm obviously paying more than the minimum payment... But god damn I can't imagine paying MORE per month for that USED beaten up ford focus.
I’m glad this video came up so we can dissect an offer I got on marketplace. Someone offered me to take over their 15k loan on a 2014 GTI with bags, shit wheels, and 120k-for my 99 5 speed rust free 323iC with 61k miles.
When will the world reach extinction? We’ve gone too far in humanity
I love that Facebook is now just a fence for stolen cars.
It's crazy how there's zero moderation for removing stolen car listings yet people get banned all the time for lowballing. Priorities, right?
The bank taking money each month ,imma throw money in my pit of a shii show
You need enough ash trays for about 6 million cigarettes
lmao the rudnik reference 💀
Funny story about tags and registration, have a pickup and when i moved to Texas the tax office transposed two numbers on the title, and couldn't register for about 6 months while i was being passed around the different offices because i moved from one county to another before i realized the issue. And local cops pulled me over for expired tags . Different situation Also ordered a vanity plate and wanted on one car but the tax office somehow put it on a different car (same brand), and a family member borrowed the vehicle and was pulled over because his license plate reader registered the place being on the wrong vehicle. Finally sold a vehicle and and the guy and his family wanted a plate to go home said he would mail it back, (i know very bad, but i was in a rush to go) stated charging tolls to me, called the Town cops and they told me to call the tax office, visited the tax office they told me to file a lost plate, did that, and still was charged toll bills for several months and a parking ticket. So yeah my registration runs out and i have nothing wrong with the vehicle i get pulled over. Yet i see people with huge issues with their cars and no registration or expired registration but due the cops pull them over no.
yup sounds like Asheville