🌟 Exclusive Offers For My Subscribers To The Tools & Website I Use: ✅ Up to 15 FREE stocks + 8,1% APY Cash Sweep with the trading platform Moomoo - Click here 👉🏼 j.moomoo.com/00CKXo ✅ $30 OFF and a 7-day free trial on Seeking Alpha. Click here 👉🏼 www.sahg6dtr.com/3CJJSDR/R74QP/ ✅ $50 Off Alpha Picks. Click here 👉🏼 www.sahg6dtr.com/3CJJSDR/J8P3N/ 💰If you enjoyed the video, don't forget to subscribe and let me know your thoughts on the topic in the comments! ‼ Please be aware that I will never ask for your personal information. Also, do not follow people who are mentioned in the comments or write people who are recommended in the comments, they are always scam! Stay safe by keeping an eye out for potential scams and reporting any suspicious accounts. I am not a financial advisor or broker; all content shared on this channel is for educational purposes only.
Started my portfolio last year with SCHD, VOO, and VUG after watching one of your videos. In terms of share price, VOO is way up (22.25%) and VUG is waaaaay up (39.62%). Thanks for the education!
Isn't VOO and VUG similar in the sense both are investing in the S&P 500? What is the difference? I thought it is generally advised against to invest in multiple ETFs or Mutual Funds?
There is 55% overlap with the holdings in VOO and VUG. 1 is tech heavy and the other is financials heavy similar, but not the same. VOO tracks the S&P 500; VUG is just focused on large cap growth stocks. VUG is a bit more volatile, but with a higher upside potential. VOO is a bit safer. I’ve never heard anyone advise against multiple ETFs/mutual funds. You just have to be aware of overlap. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell the shares or ETFs you want to acquire.
I agree, that's the more reason I prefer my day to day investment decisions being guided by an advisor, seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+ and I've netted over 2.8million.
I'm sitting on some significant money ready to toss it into VOO, but I'm kinda hoping that price drops a bit. I know we only want to see the stock rise, but being heavily liquid, I'd rather not reinvent the wheel, thus the search for a reputable advisor, mind sharing info of this person guiding you please?
Finding financial advisors like Marisa Breton Dollard who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
I must say you are an inspiration because I started up investing and trading as a scared investor who doesn’t want to lose money, glad to say I’m very profitable now and bought my first house through it
As a beginner, educate yourself: Learn the basics of investing and the stock market. There are many resources available online , including books, articles, and online courses. It’s a good idea to diversify your portfolio across different stocks and sectors to minimize risk.
The truth is that this is really not as difficult as many people presume it to be. It requires a certain level of diligence, no doubt, which is something ordinary investors lack, and so a financial advisor often comes in very handy. My friend just pulled in more than $84k last month alone from his investment with his advisor. That is how people are able to make such huge profits in the market
Wow! This is just mind-blowing. I have set aside $80k since the start of the year, but I've been hesitant to go into the market by myself because of fear of a crash. How about you recommend your financial advisor, please? I could really use some help.
Well, there are a few out there who know what they are doing. I tried a few in the past years, but I’ve been with Melissa Terri Swayne for the last five years or so, and her returns have been pretty much amazing.
I believe JEPI and JEPQ could fit well into my 7-figure portfolio as I approach retirement. How can I maintain a high-risk investment strategy to pursue higher yields until I reach at least 55?
Adding JEPI and JEPQ is smart for nearing retirement. As for staying committed to higher-risk investments, it's all about balancing your risk tolerance with your long-term goals. Maybe consider speaking to an advisor to help in diversifying your portfolio to spread out the risk.
Spot on!! Working with a financial advisor has been a game-changer for me. They provided invaluable insights and tailored strategies that aligned perfectly with my risk tolerance and financial objectives. With their support, I've seen significant growth in my investments and gained confidence in my financial future.
Recently bought some recommended stocks and now they are just penny stocks. There seems to be more negative portfolios in the last 3rd half of 2023 with markets tumbling, soaring inflation, and banks going out of business. My concern is how can the rapid interest-rate hike be of favor to a value investor, or is it better avoiding stocks for a while?
The truth is that this is really not as difficult as many people presume it to be. It requires a certain level of diligence, no doubt, which is something ordinary investors lack, and so a financial advisor often comes in very handy. My friend just pulled in more than $84k last month alone from his investment with his advisor. That is how people are able to make such huge profits in the market
Aileen Gertrude Tippy'' is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.
I like both SCHD and JEPI and DCA on each every other trading day with SCHD twice as much as JEPI. I DRIP all dividends for additional compound interest snowball effect.
DCA = Dollar Cost Average. I invest the same amount on each purchase to get the best average prices. I like it when the price goes down on great dividend stocks.
@johnchan9392 Makes alot of sense. I'm currently in JEPQ, JEPI, and SVOL. About to put $30,000 into SCHD. Also looking at VYM, DIVO, and HDV. Good luck
As always, a great analysis. Newcomers often wonder if it's too late to navigate the financial market, but the market is always unpredictable. Trading has more advantages than simply holding, so it's important to learn before diving in. Active trades are necessary to ride the market's waves. Thanks to Michelle Stewart insights, daily trade signals, and my dedication to learning, I've been increasing my daily earnings, managed to grow a nest egg of around 127k to a decent 632k. Kudos to the journey ahead!
Their ...services are very genius and experienced in the market for over a decade and counting, they changed my life from a poor plumber to a better and middle class family man with 2kids.
YES!!! That's exactly her name (Michelle Stewart) so many people have recommended highly about her and am just starting with her 😊 from Brisbane Australia🇦🇺
Fees are only relevant when comparing funds that are doing the same thing. This whole fee thing is left over from the time of mutual funds up through the 1990s where how they marketed was often misleading. Just simply look at the total return or price appreciation chart as those moves are net of all expenses since ETFs try to hang around NAV (vast majority are within 1%) and mutual funds trade at NAV. Also, the total returns and price appreciation are NET of fees. Thus, if SCHD went from $10,000 in your account to $20,000 in 5 years whether the fee was 0.06% or 6% you still doubled your money over the same period of time. user-iw4nm6yy7u also put it well, but in another way.
Good analysis, though one thing to consider are the tax implications. SCHD dividends would be considered qualified dividend, and JEPI would not. That would definitely have an impact on the actual growth for JEPI. Please correct me if I'm wrong.
Both are completely different schd strickly focouses on dividend paying companies due to their criteria and jepi focuses on strickly a monthly income. Both have different methodologys in the strategy used to perform.
Putting 100K in SCHD prior to the ex date would have yielded me around $764, or about $250 a month. That's enough to keep myself in Big Macs for the month, all for the low, low cost of one hundred thousand dollars. But if I were to let that 100K sit there for 10 years I could expect 30% more Big Macs per month, or three more Big Macs every day?
What do you think I stead of re investing the dividends in the dividend ETF’s , to re invest the dividends in growth stocks or the market like SPY or VOO?
With all due respect the math is not adding up. With initial dividend rate of 6% compounding at the rate of 7% for 30 years will result in ending dividend rate of 42%. Let me know if I am wrong. Thks.
My spouse and I are adding a variety of stocks/ETF to my present holdings for the long term, We've set aside $250k to start following inflation-indexed bonds and stocks of companies with solid cash flows, I believe it is a good time to capitalize on the market for long-term gains, but it wouldn't hurt to know means of actualizing short term profit.
Find quality stocks that have long term potential, and ride with those stocks. I have found it takes someone who is very familiar with the market to make such good picks.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.
Marisa Michelle Litwinsky is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
@@HilaryPhan Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.{
You forgot to adjust the returns for the income taxes on the dividends and other distributions during the holding periods used in your examples. The returns and effective yields need to reflect taxes. For both JEPI and SCHD, the distributions need to be split among qualified dividends, non-qualified dividends, capital gain distributions and returns of capital.
You didnt mention the tax implications. Jepi is mostly taxed as normal income and schd is long term capital gains. Jepi is best used in a tax deffered account. If its in a taxed account you could use it to eat up your standard deduction "roughly 13000 this year i believe" if you don't have other sources of normal income. This is not financial advice.
@@bbmak0 I'm just saying, I DCA into both SCHD, and JEPI. My regular brokerage shows I'm up in SCHD more 7.95% to 5.10% but my Roth, which I haven't added to it since last April, seeing I don't want to wait until retirement, JEPI is up by 16.61% and SCHD is up by 11.74% Which I believe the gains from the dividends doesn't count towards the costs in a ROTH like it does a brokerage, the dividends boosts the gain in the Roth, where in the brokerage it's not the same.
Wait til everyone finds put SCHD pays dividend based on number of shares not value and its quarterly. Say hello to about $800 each quarter ($267/month) for your $100k investment Not bad but defiently not $11k/year
I know....I own over 1200 shares of JEPI. I'm starting to research SPYI as an alternative but I need to understand the risk. I won't be selling my shares of JEPI but will keep reinvesting the dividend. I'm tempted to buy JEPQ but trying to be patient. 6% isn't bad considering the risk. I will be retiring soon so the income JEPI producing will be critical
@@Johnsmoneyadventures common sense if the 10 year total return is lower with a fixed calculation for JEPI the 30 year would also be lower. Unless of course something is wrong with the input or tool you’re using. Dividend snowballs don’t defy math. Yes, it is a very silly video.
🌟 Exclusive Offers For My Subscribers To The Tools & Website I Use:
✅ Up to 15 FREE stocks + 8,1% APY Cash Sweep with the trading platform Moomoo - Click here 👉🏼 j.moomoo.com/00CKXo
✅ $30 OFF and a 7-day free trial on Seeking Alpha. Click here 👉🏼 www.sahg6dtr.com/3CJJSDR/R74QP/
✅ $50 Off Alpha Picks. Click here 👉🏼 www.sahg6dtr.com/3CJJSDR/J8P3N/
💰If you enjoyed the video, don't forget to subscribe and let me know your thoughts on the topic in the comments!
‼ Please be aware that I will never ask for your personal information. Also, do not follow people who are mentioned in the comments or write people who are recommended in the comments, they are always scam! Stay safe by keeping an eye out for potential scams and reporting any suspicious accounts. I am not a financial advisor or broker; all content shared on this channel is for educational purposes only.
Started my portfolio last year with SCHD, VOO, and VUG after watching one of your videos. In terms of share price, VOO is way up (22.25%) and VUG is waaaaay up (39.62%). Thanks for the education!
Isn't VOO and VUG similar in the sense both are investing in the S&P 500? What is the difference? I thought it is generally advised against to invest in multiple ETFs or Mutual Funds?
There is 55% overlap with the holdings in VOO and VUG. 1 is tech heavy and the other is financials heavy similar, but not the same. VOO tracks the S&P 500; VUG is just focused on large cap growth stocks. VUG is a bit more volatile, but with a higher upside potential. VOO is a bit safer. I’ve never heard anyone advise against multiple ETFs/mutual funds. You just have to be aware of overlap. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell the shares or ETFs you want to acquire.
I agree, that's the more reason I prefer my day to day investment decisions being guided by an advisor, seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+ and I've netted over 2.8million.
I'm sitting on some significant money ready to toss it into VOO, but I'm kinda hoping that price drops a bit. I know we only want to see the stock rise, but being heavily liquid, I'd rather not reinvent the wheel, thus the search for a reputable advisor, mind sharing info of this person guiding you please?
Finding financial advisors like Marisa Breton Dollard who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
I must say you are an inspiration because I started up investing and trading as a scared investor who doesn’t want to lose money, glad to say I’m very profitable now and bought my first house through it
As a beginner, educate yourself: Learn the basics of investing and the stock market. There are many resources available online , including books, articles, and online courses. It’s a good idea to diversify your portfolio across different stocks and sectors to minimize risk.
The truth is that this is really not as difficult as many people presume it to be. It requires a certain level of diligence, no doubt, which is something ordinary investors lack, and so a financial advisor often comes in very handy. My friend just pulled in more than $84k last month alone from his investment with his advisor. That is how people are able to make such huge profits in the market
Wow! This is just mind-blowing. I have set aside $80k since the start of the year, but I've been hesitant to go into the market by myself because of fear of a crash. How about you recommend your financial advisor, please? I could really use some help.
Well, there are a few out there who know what they are doing. I tried a few in the past years, but I’ve been with Melissa Terri Swayne for the last five years or so, and her returns have been pretty much amazing.
Looked up her name and her website popped up immediately, interesting stuff so far, about to schedule a session with her.
I believe JEPI and JEPQ could fit well into my 7-figure portfolio as I approach retirement. How can I maintain a high-risk investment strategy to pursue higher yields until I reach at least 55?
Adding JEPI and JEPQ is smart for nearing retirement. As for staying committed to higher-risk investments, it's all about balancing your risk tolerance with your long-term goals. Maybe consider speaking to an advisor to help in diversifying your portfolio to spread out the risk.
Spot on!! Working with a financial advisor has been a game-changer for me. They provided invaluable insights and tailored strategies that aligned perfectly with my risk tolerance and financial objectives. With their support, I've seen significant growth in my investments and gained confidence in my financial future.
Jennifer Leigh Hickman is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.
I searched for her name on the internet, found her page, and reached out via email to schedule a conversation. Thank you.
Recently bought some recommended stocks and now they are just penny stocks. There seems to be more negative portfolios in the last 3rd half of 2023 with markets tumbling, soaring inflation, and banks going out of business. My concern is how can the rapid interest-rate hike be of favor to a value investor, or is it better avoiding stocks for a while?
The truth is that this is really not as difficult as many people presume it to be. It requires a certain level of diligence, no doubt, which is something ordinary investors lack, and so a financial advisor often comes in very handy. My friend just pulled in more than $84k last month alone from his investment with his advisor. That is how people are able to make such huge profits in the market
Aileen Gertrude Tippy'' is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.
I like both SCHD and JEPI and DCA on each every other trading day with SCHD twice as much as JEPI. I DRIP all dividends for additional compound interest snowball effect.
All are good options. It depends on what your portfolio needs.
What is DCA?
DCA = Dollar Cost Average. I invest the same amount on each purchase to get the best average prices. I like it when the price goes down on great dividend stocks.
@johnchan9392 Makes alot of sense. I'm currently in JEPQ, JEPI, and SVOL. About to put $30,000 into SCHD. Also looking at VYM, DIVO, and HDV. Good luck
As always, a great analysis. Newcomers often wonder if it's too late to navigate the financial market, but the market is always unpredictable. Trading has more advantages than simply holding, so it's important to learn before diving in. Active trades are necessary to ride the market's waves. Thanks to Michelle Stewart insights, daily trade signals, and my dedication to learning, I've been increasing my daily earnings, managed to grow a nest egg of around 127k to a decent 632k. Kudos to the journey ahead!
I'm surprised that this name is being mentioned here, I stumbled upon one of her clients testimonies on CNBC news last week..
Their
...services are very genius and experienced in the market for over a decade and counting, they changed my life from a poor plumber to a better and middle class family man with 2kids.
YES!!! That's exactly her name (Michelle Stewart) so many people have recommended highly about her and am just starting with her 😊 from Brisbane Australia🇦🇺
I'm new at this, please how can I reach her?
Michelle Stewart strategy has normalised winning trades for me also. and it's a huge milestone for me looking back to how it all started
I appreciate the video. I own a big amount of both for all the reasons you mentioned. Good combo.
Right on!
AMZN does not pay a dividend and is not included in the SCHD portfolio.
I think he meant to say AMGN
I have both VOO, and SCHD in my portfolio.
I pick DGRO over SCHD and my two ETF portfolio is DGRO and JEPI.
why do they always forget about the fee...
I'd like to see fees discussed along with bottom line net results including those fees. Which one puts more in your pocket, fees and all.
Fees are only relevant when comparing funds that are doing the same thing. This whole fee thing is left over from the time of mutual funds up through the 1990s where how they marketed was often misleading. Just simply look at the total return or price appreciation chart as those moves are net of all expenses since ETFs try to hang around NAV (vast majority are within 1%) and mutual funds trade at NAV.
Also, the total returns and price appreciation are NET of fees. Thus, if SCHD went from $10,000 in your account to $20,000 in 5 years whether the fee was 0.06% or 6% you still doubled your money over the same period of time.
user-iw4nm6yy7u also put it well, but in another way.
Also if this were done in a taxable account
I own both
Both are good. It depends on what your portfolio needs.
Good analysis, though one thing to consider are the tax implications. SCHD dividends would be considered qualified dividend, and JEPI would not. That would definitely have an impact on the actual growth for JEPI. Please correct me if I'm wrong.
I'm all on a roth IRA so doesn't matter for me correct?
Actually it's a very poor analysis
For this You can use Tax free accounts. You can legally avoid taxes. Watch our video on how to legally avoid taxes to learn how.
Both are completely different schd strickly focouses on dividend paying companies due to their criteria and jepi focuses on strickly a monthly income. Both have different methodologys in the strategy used to perform.
Yeah Both are good. It depends on what your portfolio needs.
Awesome video. Thanks! I am from Brazil, invest in dolar is the way to protect my money, and my family.
Putting 100K in SCHD prior to the ex date would have yielded me around $764, or about $250 a month. That's enough to keep myself in Big Macs for the month, all for the low, low cost of one hundred thousand dollars. But if I were to let that 100K sit there for 10 years I could expect 30% more Big Macs per month, or three more Big Macs every day?
What do you think I stead of re investing the dividends in the dividend ETF’s , to re invest the dividends in growth stocks or the market like SPY or VOO?
I prefer JEPI with inflation also peeforming better
Both are good. It depends on what your portfolio needs.
Agree
@ 8:46 Did video state that it is leaning towards JEPI , but draws a ribbon on SCHD ?
ELNs are also written as NLEs
Apples to oranges comparison. JEPI is for monthly income now.
I own them both in several portfolio pies with M1 platform.
Why not VYM?
John can you make a video of JEPI and JEPQ exactly like this one 🙏
On it
Thank you 🙏 I appreciate it.
What about SCHD vs JEPQ?
YA no thanks. Still going SCHD.
You took bull market returns and stretched them out over 30 years?
With all due respect the math is not adding up. With initial dividend rate of 6% compounding at the rate of 7% for 30 years will result in ending dividend rate of 42%. Let me know if I am wrong. Thks.
So you are assuming an after taxes p.a. return of 13% for SCHD and 14% for JEPI for the next 30 years. A bit on the optimistic side, aren't we?
i have both for balance
Keep us Posted
My spouse and I are adding a variety of stocks/ETF to my present holdings for the long term, We've set aside $250k to start following inflation-indexed bonds and stocks of companies with solid cash flows, I believe it is a good time to capitalize on the market for long-term gains, but it wouldn't hurt to know means of actualizing short term profit.
Find quality stocks that have long term potential, and ride with those stocks. I have found it takes someone who is very familiar with the market to make such good picks.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.
Marisa Michelle Litwinsky is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
@@HilaryPhan Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.{
Does anybody know the tax differences between the two? Qualified or non-Qualified dividends?
large amount of Jepi would be short term Capital Gains taxed as regular income. SCHD is all Qualified.
@@BTBLive Thanks, that's what I wanted to know.
i liked the montly divident, on jepi🤑
Same here. But the ETF has to be consistant as it is relatively new
Amazon does not issue dividends
When the market is good nothing out performs VOO
Maybe, but you cannot rely on the market being good all the time.
You forgot to adjust the returns for the income taxes on the dividends and other distributions during the holding periods used in your examples.
The returns and effective yields need to reflect taxes.
For both JEPI and SCHD, the distributions need to be split among qualified dividends, non-qualified dividends, capital gain distributions and returns of capital.
Jepi is better if you DCA in a Roth on drip for 25 years
You’ll snowball a massive monthly payment
Noted
What about taxes? Jepi taxed more, so does that mean there’s less dividend reinvested?
You can legally avoid taxes. Watch our video on how to legally avoid taxes to learn how.
nice
Did he say Amazon is in SCHD portfolio? Or, am I losing my hearing 😂?
You didnt mention the tax implications. Jepi is mostly taxed as normal income and schd is long term capital gains.
Jepi is best used in a tax deffered account. If its in a taxed account you could use it to eat up your standard deduction "roughly 13000 this year i believe" if you don't have other sources of normal income.
This is not financial advice.
JEPI is far better than SCHD
For dividend portfolio, VYM 40% SCHD 40% VIGI 20% and DRIP on all three in a Roth IRA. that's all you need
Jepq would even be better?
What Do you say... A commparison Video!!!
Should we find out???
bought jepi about 3 years ago and its down 10 %
5
But you recived aroud 25% in dividends
@@ilredeidividendi so, to simplify, 25-10=15% in 3 years... sorry, not that good
Take advantage of the low cost & purchase more. DCA is the way to go. Remember, "it's time in the market, not timing the market."
There two are all so so.
To answer the title question: JEPI is better than SCHD, given initial investment is $100,000 and keeps it for 30 years, DRIP adopted.
JEPQ is the best ETF out there
Next on the list
$11k in gains in year one of a lump sum of $100k in SCHD? I don’t think so Tim.
Yeah, more like 3k lol
Meh.... FEPI for the win
Did AI write this, because Amazon doesn't pay a dividend...
Amazon was not mentioned for dividends initially. It was initially mentioned as an option for capital gain only.
How misleading is this. Please factor in the tax. SCHD taxes as qualified dividend, but JEPI is not. Also, covered call ETF capped some gains.
So do it in a Roth
@@Ironmike341 You need mega backdoor 401k to fund like 40k a year in roth, and money get locked up in there until your retirement age.
@@bbmak0 but it still eliminated the taxes part of it, correct?
@@bbmak0 I'm just saying, I DCA into both SCHD, and JEPI. My regular brokerage shows I'm up in SCHD more 7.95% to 5.10% but my Roth, which I haven't added to it since last April, seeing I don't want to wait until retirement, JEPI is up by 16.61% and SCHD is up by 11.74%
Which I believe the gains from the dividends doesn't count towards the costs in a ROTH like it does a brokerage, the dividends boosts the gain in the Roth, where in the brokerage it's not the same.
@@bbmak0 of course I'm up 91% with Amazon for my Roth, so probably would have been better to just throw it all in that, lmao
JEPQ is much better than JEPI
Why aren't you talking about investing in Eledator when even real experienced traders are doing it?
Wait til everyone finds put SCHD pays dividend based on number of shares not value and its quarterly. Say hello to about $800 each quarter ($267/month) for your $100k investment
Not bad but defiently not $11k/year
Jepi’s dividend keeps dropping. It’s now .30. I think that yields a 6+%.
I know....I own over 1200 shares of JEPI. I'm starting to research SPYI as an alternative but I need to understand the risk. I won't be selling my shares of JEPI but will keep reinvesting the dividend. I'm tempted to buy JEPQ but trying to be patient. 6% isn't bad considering the risk. I will be retiring soon so the income JEPI producing will be critical
SCHD is better...imagine tryna make a video about a CC ETF and its 3 yr lifespan to reach any conclusions...at all
Yeah so buy both is what i see lol anyone not in debt could retire in about 5 years by putting 50% or so into these etf funds..
The slides don't really match what's being said... a few inaccuracies.
Good topic though...spend a little more time editing.
Sorry about that
This is comparing apples to oranges.
This is kind of not making sense video.
Get to the point
A lot can happen in 40 years. Best not to take these videos seriously. Just invest in an index fund and ignore such videos.
Just buy SPY and sleep easy every night knowing it only goes up with enough time.
SPY is a good option Too
Calculations make no sense silly video
You can cross-check these with TipRanks' dividend calculator.
@@Johnsmoneyadventures common sense if the 10 year total return is lower with a fixed calculation for JEPI the 30 year would also be lower. Unless of course something is wrong with the input or tool you’re using. Dividend snowballs don’t defy math. Yes, it is a very silly video.
Nobody is holding an etf for 30 years! ✌🏽😂