Great video and I especially love the commentary at the end. Getting people to think from a “No can” mindset to a “how can?” mindset is the key to almost every aspect of your life. For the most part, you are the captain of your own ship and will drive your own success with enough persistence and hard work. It is not easy but it can be done.
I visited Hawai'i for the first time in May this year. I stayed in Big Island but visited O'ahu. I loved it. In watching your videos, I've gained so much understanding of life there. I feel badly for the locals who can't afford to live there anymore. I get it. I will visit again and hopefully volunteer to do something helpful. Aloha and Mahalo 🤙🏾
Read the Jones Act. This is one of the BIG rules that is F in up lives in the islands for locals. Jones Act also affects other US territories like Puerto Rico. Mahalo!
This video 💯💯💯💯 appreciate you guys being blunt and honest bc we all know and see the side of HI thats sugarcoated. Also, the speech at the end! 🔥 esp the part you talked about coming back to see your dad 🥺 its a reality for us who’ve grown up here. Keep up the great content and encouraging us locals to know that there’s always a way IF WE WORK FOR IT✊🏾🤙🏾🌺
FANTASTIC. Having been here for a bit over a year now; EVERYTHING you said? I enthusiastically co-sign. I hope there's a Part II; there are some other aspects I can see you tackling as well.
I'm with Mahe. Really loved the small plantation homes we lived in when we were here - single wall, jalousie windows, no heat or AC. Mostly not too hot in the summer, but kind of cool in the winter in central Oahu (Waipahu, then Wahiawa). But across the street, poinsettias lined the driveway, we had an orchid hedge and banana trees and birds of paradise in the yard. Driving up the middle of the island, bougainvillea cascading down the hillsides. Of course now, a lot more concrete and traffic, not sure what it would be like to live there now, not to mention cost of living. But it was lovely back then.
Thank you for your perspectives. Most entertaining. Especially the weather bit. It is so true! LOL!! Here in Phoenix we have a seven year itch. No matter how nice the house and how great the AC, people miss green.
For a moment there, during the last 5 minutes, I thought I was watching a Dave Ramsey "rant". You made so much sense, it's common sense. There is a difference between surviving and living. Right now, as a retired person, I'm surviving in this economic climate. My choices are to go back to work till I die and continue to survive or retire with dignity elsewhere. Keep up the good work and messages out there.
@@dlasti Dave Ramsey rant would be a compliment :) of course debt can be good and Dave speaks in absolutes, but Dave is a good coach for most people. “Better than I deserve” lol
Big DR fan here and I really appreciated that last bit by Derek. Love that especially how you motivated us to think of “how” we can make it vs why we not. Would love to see more dialogue and content like that from Derek and the team. Appreciate yall 🤙🏽
Love the transparency. In my experience buying in the past year, it is more like $1000 a month for every $100,000 borrowed. Mortgage, taxes, insurance, maintenance and possibly a HOA. It’s safe to budget $1000 per 100k borrowed. Maybe just my experience
@@johnsonrepp shouldn’t be that much. PITI = principal interest taxes insurance With older rates maybe $660/$100k How much is your HOA/maintenance fee?
@@movingtohawaii most definitely case by case. I’ve just found that budgeting $1000 per 100k is a safe bet. Unexpected maintenance expenses, especially in Hawaii and other hot weather climates. Rates are coming down, that is fortunate. Maybe one day soon the mortgage (PITI) will be lower than renting.
@@janiegarza9295 we’ve mentioned this throughout videos, but not in a singular video. We’ve been thinking about putting on a conference/training to go over these sorts of things. Would you attend?
Thanks for the information. Mahe you just talked us out of buying through you & your agency. We worked 24/7 to build our wealth driving a semi truck investing & owning our own business. We worked expedited freight & yes that was coast to coast 24/7 for 22 years AND we were HOMELESS during this time building wealth towards our life long dream "on the back 9"? No not really... we just wanted to live our dream in Hawaii for our now retirement years after two successful careers from military & business owners. Have a professional point of view- Derek your channel & Agency deserves better. Mahalo
@@catmandriver3297 what are you saying? This is Derek. I haven’t watched it yet… I’ll look for the offensive part, but I’m not sure exactly what you’re offended about from this comment.
@@catmandriver3297 ok. Here’s the thing. I will hold Mahe or anyone else accountable on the team as I expect to be held accountable by them and to hold myself accountable as well. Likewise, I am comfortable defending these amazing teammates. Let’s unpack it: Work ethic, military and trucking business, sacrifice and building wealth - This is amazing. Congratulations. Thank you for your service and for living the American dream. Back 9 - I say that about myself being 40 and having just lost my father. My friends who have shown up to check on me, we can’t believe we are on the back 9. You haven chosen to be offended. Please don’t. At 40’with a dad that died at 80 and a mom that passed at 59, I’m aware of my mortality. Your dream in Hawaii/Mahe’s words - I could have easily said similar. She didn’t say don’t move here. She didn’t say it’s bad to move here. Heck, Mahe’s husband is a military guy from Delaware!! Some of her best friends are from Washington or something and live on Maui! She is not what you’re implying. It does take a level of open mindedness and nuance I suppose to consider that there could be a paradise that is home to indigenous people and deeply rooted cultures all making one unique thing and that when a decabillionaire from East Asia buys on that street we were on (Kaikoo) and leaves it vacant for years, it presents another facet and struggle of this paradise. That people come and go and that’s fine. Relocation real estate and non-local people are also a part of our culture. Two things can be true at once. It can be raining and the sun can be out and it be hot. People can buy that luxury real estate and we can acknowledge how awesome that is (btw those homes are $6-$30million) and we can also acknowledge that it is a stark contrast to the homeless encampments. It’s ok to be able to see both points of view. Another example could be you, sir. Let’s address it head on. You can buy in Hawaii and the fact of the matter is that, by some small percentage, that makes it harder for local braddah who is 22 going to trade school and looking to make it soon by saving up and buying. That does not mean however that we share a victim mentality and want you to not pursue your dream. We just acknowledge all aspects of the decision. I encourage the local kid to work hard, have a side business or grow to own a business or businesses, don’t be a victim, make it work, and grow through the books I recommended. Victim mentality helps no one and we obviously aren’t anti- non locals. If you didn’t watch all the way until about minute 13:40 when in acknowledged the hyperbole and exaggerated animated nature of this video, then you didn’t see that acknowledgement and the redirection to a mindset of growth and how to make it. Sorry you feel the way you do. I hope you’re happier and add to the happiness of Oahu if and when you come. Lmk if you need Kenny’s number.
Thank you for showing some of the reality of Hawaii today. But it is still a very nice place compared to others. I grew up in Ewa Beach back in the 60's and 70's, and I don't remember it being so hot as today, and I sure don't remember any traffic. Our Mother grew up in the Ookala Plantation Village, and I can imagine how much nicer it was than us in Ewa Beach.
Great video and I especially love the commentary at the end. Getting people to think from a “No can” mindset to a “how can?” mindset is the key to almost every aspect of your life. For the most part, you are the captain of your own ship and will drive your own success with enough persistence and hard work. It is not easy but it can be done.
I visited Hawai'i for the first time in May this year. I stayed in Big Island but visited O'ahu. I loved it. In watching your videos, I've gained so much understanding of life there. I feel badly for the locals who can't afford to live there anymore. I get it. I will visit again and hopefully volunteer to do something helpful. Aloha and Mahalo 🤙🏾
Read the Jones Act. This is one of the BIG rules that is F in up lives in the islands for locals. Jones Act also affects other US territories like Puerto Rico. Mahalo!
@@okguy1282 Thank you for that info! 🤙🏾
Damn im a US flag merchant marine @@okguy1282
This video 💯💯💯💯 appreciate you guys being blunt and honest bc we all know and see the side of HI thats sugarcoated. Also, the speech at the end! 🔥 esp the part you talked about coming back to see your dad 🥺 its a reality for us who’ve grown up here. Keep up the great content and encouraging us locals to know that there’s always a way IF WE WORK FOR IT✊🏾🤙🏾🌺
@@ariehana1 mahalo 🥲💪🏽🤙🏽🙏
FANTASTIC. Having been here for a bit over a year now; EVERYTHING you said? I enthusiastically co-sign. I hope there's a Part II; there are some other aspects I can see you tackling as well.
@@professlch6347 what else should we hit on?
This video was great. Showing both sides provided a balanced picture and the message at the end was 🤙
I'm with Mahe. Really loved the small plantation homes we lived in when we were here - single wall, jalousie windows, no heat or AC. Mostly not too hot in the summer, but kind of cool in the winter in central Oahu (Waipahu, then Wahiawa). But across the street, poinsettias lined the driveway, we had an orchid hedge and banana trees and birds of paradise in the yard. Driving up the middle of the island, bougainvillea cascading down the hillsides. Of course now, a lot more concrete and traffic, not sure what it would be like to live there now, not to mention cost of living. But it was lovely back then.
I love this point and counterpoint presentation. It needs to come back with updates in a few months.
Great perspective, thank you. And congrats to Aiden! That's amazing. He's clearly had very good role models 😊
Dropped some serious knowledge towards the end of the video.
Thank you for your perspectives. Most entertaining. Especially the weather bit. It is so true! LOL!! Here in Phoenix we have a seven year itch. No matter how nice the house and how great the AC, people miss green.
what you said at 14:50 is beautiful. thank you for those words!
For a moment there, during the last 5 minutes, I thought I was watching a Dave Ramsey "rant". You made so much sense, it's common sense. There is a difference between surviving and living. Right now, as a retired person, I'm surviving in this economic climate. My choices are to go back to work till I die and continue to survive or retire with dignity elsewhere. Keep up the good work and messages out there.
@@dlasti Dave Ramsey rant would be a compliment :) of course debt can be good and Dave speaks in absolutes, but Dave is a good coach for most people. “Better than I deserve” lol
@@dlasti also, wishing you the best in retirement in whatever way you choose to
Enjoy it and maximize it.
Big DR fan here and I really appreciated that last bit by Derek. Love that especially how you motivated us to think of “how” we can make it vs why we not. Would love to see more dialogue and content like that from Derek and the team. Appreciate yall 🤙🏽
Great video again Tks
Good video. Have a great week. 😀
Honolulu is an awesome city. Lots of diversity. Multicultural foods. Everyone would feel comfortable there.
I'll admit I've been gone awhile but there nothing like 55 degrees and sunshine
It's gentrification there too!!!! It's so sad😢!!!!!
My Japanese improves every time I travel to oahu
Love the transparency. In my experience buying in the past year, it is more like $1000 a month for every $100,000 borrowed. Mortgage, taxes, insurance, maintenance and possibly a HOA. It’s safe to budget $1000 per 100k borrowed. Maybe just my experience
@@johnsonrepp shouldn’t be that much. PITI = principal interest taxes insurance
With older rates maybe $660/$100k
How much is your HOA/maintenance fee?
@@movingtohawaii most definitely case by case. I’ve just found that budgeting $1000 per 100k is a safe bet. Unexpected maintenance expenses, especially in Hawaii and other hot weather climates. Rates are coming down, that is fortunate. Maybe one day soon the mortgage (PITI) will be lower than renting.
Here’s a thought for video. Don’t know if you already have done this. HI assistance to purchase a home. Is there any?
@@janiegarza9295 we’ve mentioned this throughout videos, but not in a singular video. We’ve been thinking about putting on a conference/training to go over these sorts of things. Would you attend?
@@movingtohawaiiif I was living in Hawaii yes
Thank you guys. Im how to qualify for a little more.
Not Cromwells 😂
No Hawaiians, No Aloha.
For the algorithm. :)
Yeah, you talk about local people getting pushed out. How many homes have you sold to foreigners?
Remember, "they" will not forget hawaii is not america. Constant snippy from just about everyone. I've been to 3 islands, and one of them twice.
Thanks for the information. Mahe you just talked us out of buying through you & your agency. We worked 24/7 to build our wealth driving a semi truck investing & owning our own business. We worked expedited freight & yes that was coast to coast 24/7 for 22 years AND we were HOMELESS during this time building wealth towards our life long dream "on the back 9"? No not really... we just wanted to live our dream in Hawaii for our now retirement years after two successful careers from military & business owners. Have a professional point of view- Derek your channel & Agency deserves better. Mahalo
You have a colonizer point of view. Chew on that for a bit
You sound like a fragile, easily offended Karen. Sounds like you will be happier in Oregon or Washington and not Hawaii.
@@catmandriver3297 what are you saying? This is Derek. I haven’t watched it yet… I’ll look for the offensive part, but I’m not sure exactly what you’re offended about from this comment.
@catmandricer3297 You think lying is professionalism? I can now just imagine how you built wealth. Move to Florida.
@@catmandriver3297 ok. Here’s the thing. I will hold Mahe or anyone else accountable on the team as I expect to be held accountable by them and to hold myself accountable as well. Likewise, I am comfortable defending these amazing teammates. Let’s unpack it:
Work ethic, military and trucking business, sacrifice and building wealth - This is amazing. Congratulations. Thank you for your service and for living the American dream.
Back 9 - I say that about myself being 40
and having just lost my father. My friends who have shown up to check on me, we can’t believe we are on the back 9. You haven chosen to be offended.
Please don’t. At 40’with a dad that died at 80 and a mom that passed at 59, I’m aware of my mortality.
Your dream in Hawaii/Mahe’s words - I could have easily said similar. She didn’t say don’t move here. She didn’t say it’s bad to move here. Heck, Mahe’s husband is a military guy from Delaware!! Some of her best friends are from Washington or something and live on Maui! She is not what you’re implying. It does take a level of open mindedness and nuance I suppose to consider that there could be a paradise that is home to indigenous people and deeply rooted cultures all making one unique thing and that when a decabillionaire from East Asia buys on that street we were on (Kaikoo) and leaves it vacant for years, it presents another facet and struggle of this paradise. That people come and go and that’s fine. Relocation real estate and non-local people are also a part of our culture. Two things can be true at once. It can be raining and the sun can be out and it be hot. People can buy that luxury real estate and we can acknowledge how awesome that is (btw those homes are $6-$30million) and we can also acknowledge that it is a stark contrast to the homeless encampments. It’s ok to be able to see both points of view. Another example could be you, sir. Let’s address it head on. You can buy in Hawaii and the fact of the matter is that, by some small percentage, that makes it harder for local braddah who is 22 going to trade school and looking to make it soon by saving up and buying. That does not mean however that we share a victim mentality and want you to not pursue your dream. We just acknowledge all aspects of the decision. I encourage the local kid to work hard, have a side business or grow to own a business or businesses, don’t be a victim, make it work, and grow through the books I recommended. Victim mentality helps no one and we obviously aren’t anti- non locals. If you didn’t watch all the way until about minute 13:40 when in acknowledged the hyperbole and exaggerated animated nature of this video, then you didn’t see that acknowledgement and the redirection to a mindset of growth and how to make it.
Sorry you feel the way you do. I hope you’re happier and add to the happiness of Oahu if and when you come. Lmk if you need Kenny’s number.
Thank you for showing some of the reality of Hawaii today. But it is still a very nice place compared to others. I grew up in Ewa Beach back in the 60's and 70's, and I don't remember it being so hot as today, and I sure don't remember any traffic. Our Mother grew up in the Ookala Plantation Village, and I can imagine how much nicer it was than us in Ewa Beach.
@@Jose_Jimenez mahalo for watching, Uncle.